銀行招聘考試綜合知識(shí)(習(xí)題卷12)

試卷科目：銀行招聘考試綜合知識(shí)銀行招聘考試綜合知識(shí)(習(xí)題卷12)PAGE"pagenumber"pagenumber/SECTIONPAGES"numberofpages"numberofpages銀行招聘考試綜合知識(shí)第1部分：?jiǎn)雾?xiàng)選擇題，共177題，每題只有一個(gè)正確答案,多選或少選均不得分。[單選題]1.Today，China?smassiveindustrializationand_____forcarshavemadeitdependentonoilimportedfromtheMiddleEastandAfrica.A)nostalgiaB)substitutionC)maniaD)anecdote[單選題]2.被第26屆國(guó)際天文學(xué)聯(lián)合會(huì)大會(huì)?開除?出太陽(yáng)系行星行列的是（）。A)金星B)冥王星C)水星D)海王星[單選題]3.衡量計(jì)算機(jī)檔次的部件是（）A)主板B)CPUC)硬盤D)內(nèi)存[單選題]4.馬克思主義與中國(guó)實(shí)際相結(jié)合的兩次歷史性飛躍形成的兩大理論成果是（）。A)毛澤東思想與鄧小平理論B)鄧小平理論與?三個(gè)代表?重要思想C)建設(shè)中國(guó)特色社會(huì)主義理論與?三個(gè)代表?重要思想D)毛澤東思想與建設(shè)中國(guó)特色社會(huì)主義理論[單選題]5.根據(jù)《憲法》，下列關(guān)于?財(cái)產(chǎn)?的表述中，不正確的一項(xiàng)是（）。A)我國(guó)公民依法享有私有財(cái)產(chǎn)的繼承權(quán)B)在我國(guó)．公民享有私有財(cái)產(chǎn)權(quán)C)在任何情況下。國(guó)家可以依法征用公民的私有財(cái)產(chǎn)D)在一定情況下．國(guó)家可以征收公民的私有財(cái)產(chǎn)[單選題]6.農(nóng)村信用社產(chǎn)權(quán)制度改革的主要形式有（）種。A)1B)2C)3D)4[單選題]7.2009年12月聯(lián)合國(guó)氣候變化會(huì)議達(dá)成（）。A)《京都議定書》B)《哥本哈根協(xié)議》C)《坎昆協(xié)議》D)《里約宣言》[單選題]8.下列選項(xiàng)中，反映當(dāng)天全部業(yè)務(wù)活動(dòng)情況并軋平當(dāng)天全部賬務(wù)的重要工具是（）。A)科目日結(jié)單B)日計(jì)表C)總賬D)余額表[單選題]9.NextMondayisTina?sanniversaryoftheentrytoAppleInc.She____bythecompanyfor15wholeyearsbythen.A)willhavebeenemployedB)willhaveemployedC)hasbeenemployedD)willemployed[單選題]10.用于對(duì)下級(jí)機(jī)關(guān)布置工作，闡明工作活動(dòng)的指導(dǎo)原則的領(lǐng)導(dǎo)指導(dǎo)性文件，稱為（）。A)命令B)指示C)批復(fù)D)通知[單選題]11.按指數(shù)反映的內(nèi)容不同可以分為（）。A)個(gè)體指數(shù)和綜合指數(shù)B)數(shù)量指數(shù)和質(zhì)量指數(shù)C)簡(jiǎn)單指數(shù)和加權(quán)指數(shù)D)個(gè)體指數(shù)和加總指數(shù)[單選題]12.資料：StarAirways,Mumbai'sdominantairlineforthepastfiveyears,hasreporteditisplanningtoreplaceitsentireaircraftfleetwithEuropean-producedSkystreamjets.Startingwithaninitialpurchaseof90jets,StarAirwaysexpectsthechangeovertotakeadecadetocomplete.Thenewplaneswillenabletheairlinetoexpanditsinternationalroutesaswellasprovidereplacementsforitsagingfleetofjetplanes.StarAirwaysandSkystream,inajointannouncementattheBrusselsAirShowonThursday,saidthattheorderincludedseventeenofthenewAWB85Oaircraft.ThiswillmakeStarAirwaysthefirstIndiancarriertoflytheAWB850,anaimithashadsincethepowerfuljetswerefirstproduced.WhatisNOTreportedasagoalofStarAirways?A)ToincreaseitsnumberofflightdestinationsB)ToreplacetheolderplanesinitsfleetC)TobeamongthefirsttouseanewaircraftD)Torelocateitsinternationalheadquarters[單選題]13.某企業(yè)需要借人資金60萬(wàn)元，由于貸款銀行要求將貸款金額的20%作為補(bǔ)償性余額，故企業(yè)需要向銀行申請(qǐng)的貸款數(shù)額為（）萬(wàn)元。A)75B)72C)60D)50[單選題]14.對(duì)有負(fù)向外部經(jīng)濟(jì)影響的廠商征稅的目的是（）。A)增加財(cái)政收入B)減少財(cái)政支出C)加大商品生產(chǎn)的成本D)減少產(chǎn)品生產(chǎn)的成本[單選題]15.資料：Forpromotionstoremaineffective,RTcompanyhastoanalyzetheimpactofdifferentcampaigns.Wordofmouthpromotionscanbemoredifficulttomeasurethansometraditionalmethodsofpromotion.Althoughhealthysalesareanimportantmeasure,RTusesothermeasurestoevaluatetheeffectivenessofitsactivities.Forexample:Settingtargetsforsalesreturnsfromthesmallerpromotionalactivities.Evaluatingtheamountofeditorialcoverageitsactivitiesreceiveinthemedia.MeasuringthenumberofblogsrelatedtoRT'sproductsandthefrequencyofcommentontheseblogs.EvaluatingtheonlineinfluenceofRTactivitiesinthesocialmedia.Forexample,onTwittertherearearound260000followersofRTactivities.OnFacebook,morethan21000000consumerslikeRT.Conductinganannualbrandhealth-checkwithconsumerstoensurethattheylikethebrand.MeasuringtheoutcomesofRTpromotionsisnotjustaboutreturnoninvestment.Thesefiguresdonotcreatethewholepicture.Thisisbecauseitcanbedifficulttovaluewordofmouthpromotionsonpaper.Salesreturnsdonottakenotaccountotherfactorssuchaslonger-termbrandloyalty.Whatisthepassageabout?A)thesalesreportofRTcampaigns.B)thesalesreportofRTcompany.C)howFacebookandTwitterhaveinfluencedthemarket.D)howtoevaluatepromotionalactivities.[單選題]16.市場(chǎng)營(yíng)銷觀念有四個(gè)支柱：顧客導(dǎo)向、協(xié)調(diào)的市場(chǎng)營(yíng)銷、盈利性和（）。A)產(chǎn)品中心B)顧客中心C)工廠中心D)市場(chǎng)中心[單選題]17.用于表彰先進(jìn)，批評(píng)錯(cuò)誤，傳達(dá)重要情況以及需要各單位知道的事項(xiàng)的公文是（）。A)通知B)通告C)通報(bào)D)情況報(bào)告[單選題]18.Afterthestorm,thelakereturnedtoitsusual___state.A)flaccidB)placidC)lucidD)acid[單選題]19.Mobileandportabletechnologiesallowlearnerstoaccessinformationirrespectiveoftheirphysicalcontext,forexampleonabusor,______asawaytoprovidelearnerswithlocation-basedinformation.A)simultaneouslyB)generallyC)accordinglyD)alternatively[單選題]20.在清償順序上位于商業(yè)銀行其他債務(wù)之后，優(yōu)于股權(quán)資本的債券是（）。A)金融債B)公司債C)次級(jí)債務(wù)D)混合資本債券[單選題]21.?三家分晉?所說(shuō)的?三家?，不包括下列哪一家？（）A)韓B)趙C)齊D)魏[單選題]22.各種唯心主義派別之間的差異和矛盾，常常有利于唯物主義的發(fā)展，這一事實(shí)說(shuō)明（）。A)矛盾一方克服另一方促使事物發(fā)展B)矛盾一方的發(fā)展可以為另一方的發(fā)展提供條件C)矛盾雙方中每一方的自身矛盾可以為另一方的發(fā)展所利用D)矛盾雙方的融合促使事物發(fā)展[單選題]23.ThiswellestablishedleaderinWorldwideAviationTrainingisabletogiveyouthebest______trainingthatmeetsyourtrainingneeds，yourbudgetandyourtime.A)mostB)possibleC)kindD)better[單選題]24.凱恩斯主義認(rèn)為人們對(duì)投資品的需求取決于（）。A)邊際消費(fèi)傾向B)邊際需求傾向C)邊際供給傾向D)資本邊際效率[單選題]25.出票人在票據(jù)正面注明?不得轉(zhuǎn)讓?字樣的，票據(jù)不得轉(zhuǎn)讓，其后手再背書轉(zhuǎn)讓的，（）。A)出票人對(duì)其直接后手的被背書人承擔(dān)保證責(zé)任B)出票人對(duì)其直接后手的被背書人不承擔(dān)保證責(zé)任C)出票人對(duì)其最后的后手的被背書人不承擔(dān)保證責(zé)任D)出票人對(duì)其最后的后手的被背書人承擔(dān)保證責(zé)任[單選題]26.資料：Nativeads-oradsthattakeonthelookandfeelofthecontentsurroundingthem-aretakingoverdigitaladvertising.By2021,nativedisplayadrevenueintheUS,whichincludesnativein-feedadsonpublisherpropertiesandsocialplatforms,willmakeup74%oftotalUSdisplayadrevenue,upfroma56%sharein2016,accordingtonewBIIntelligenceestimatesbasedoffhistoricaldatafromtheInteractiveAdvertisingBureau（IAB）andPwC,aswellasIHS.Therapiduptickinnative'sshareofdisplayadrevenuecanlargelybeattributedtothedominanceofsocialplatformslikeFacebookandTwitter-whichwereearlychampionsofnativeandrelyalmostentirelyonnativeformats-aswellastheintroductionofnewprogrammatictechnologiesthataremakingiteasierforpublishersandadvertiserstoscalenativecampaigns.InanewreportfromBIIntelligence,webreaksoutnativeadsintothreecategories:socialnative,native-styledisplay,andsponsoredcontent（alsoreferredtoaspremiumnative）.Weprovide（一審未錄入）forecastsforhowrevenuesfromtheseformatswillgrowoverthenextfiveyearsandlooksatwhatfactors,inparticular,aredrivingupspendingoneachoftheseadunits.Asanote,becauserevenuesfromthesethreetypesofnativecontentcanoverlap,wedonotprovideanoverallnativeforecast.Finally,welayoutsomeofthechallengesthatfacepropertiesthatrelyonnativeads,namelyadfrequencyandScalabilityissues.Herearesomekeytakeawaysfromthereport:Native-displayads,includingsocialnativeandnativeadsin-feedonpublisherwebsites,willmakeupthebulkofnativeadrevenuefrom2016-2021.NativedisplayadrevenueintheUSwillriseatafive-yearcompoundannualgrowthrate（CAGR）of17%duringthistimeperiodtoeclipse$36billion.Theriseofnativevideoads,particularlyonsocialplatforms,willbeoneofthemaindriversofthisgrowth.Accordingtothepassage,whichofthefollowingwillNOTbeincludedinthenewreportfromBIIntelligence?A)Anoverallnativeforecast.B)Adfrequencyandscalabilityissues.C)Theforecastsforhowrevenuesfromtheseformatswillgrowoverthenextfiveyears.D)Theillustrationsofwhatfactorsaredrivingupspendingoneachoftheseadunits.[單選題]27.下列對(duì)利率變動(dòng)的影響最為直接與明顯的經(jīng)濟(jì)政策是（）。A)貨幣政策B)財(cái)政政策C)收入政策D)匯率政策[單選題]28.科學(xué)發(fā)展觀形成的根本依據(jù)和理論基礎(chǔ)是（）。A)我國(guó)社會(huì)主義初級(jí)階段基本國(guó)情B)我國(guó)經(jīng)濟(jì)社會(huì)發(fā)展的階段性特征C)我國(guó)社會(huì)主義建設(shè)和改革開放的實(shí)踐經(jīng)驗(yàn)D)當(dāng)代世界的發(fā)展實(shí)踐和發(fā)展理念[單選題]29.資料：Placingtherighttypeofworkersincloseproximitytoeachothercangenerateuptoa15percentincreaseinorganizationalperformance，accordingtothestudyfromCornerstoneOnDemand，aproviderofcloud-basedlearningandtalent-managementsoftware，andresearchersatHarvardBusinessSchoolinMassachusetts.Forbusinesseswith2，000employees,thistranslatesintoanadditional$1millioninprofiteachyear，thestudysaid.Forthestudy，researchersexamineddatafromatwo-yearperiodofmorethan2，000employeesworkingatalargetechnologycompanywithlocationsintheU.S.andEurope.Thestudy?sauthorsseparatedworkersintothreedifferentcategoriesbasedontheworktheyproduced：Productive：Theseemployeesareveryproductive，butdon?talwaysproducequalitywork.Quality：Theseworkersproduceworkofsuperiorquality，butaren?talwaysproductive.Generalists：Theseemployeesareaverageintermsofbothproductivityandquality.Theresearchersdefinedproductivitybyhowlongittakesanemployeetofinishatask，andeffectivenessbyhowoftenemployeesneedtoaskaco-workerforhelpcompletingatask.Whatmightbediscussedlater？A)ThereasonforbetterperformancesB)TheimpactofseatingemployeesclosetoeachotherC)ThefindingsofseatingdifferentcategoriesofpeopleD)Allabove[單選題]30.我國(guó)第一部浪漫主義詩(shī)歌總集是（）。A)《紅樓夢(mèng)》B)《長(zhǎng)恨歌》C)《楚辭》D)《樂(lè)府詩(shī)集》[單選題]31.高分子材料以高分子化合物為基礎(chǔ)，其結(jié)構(gòu)決定其性能，對(duì)結(jié)構(gòu)的控制和改進(jìn)，可獲得不同特性的高分子材料。高分子材料獨(dú)特的結(jié)構(gòu)和易改性、易加工特點(diǎn)，使其具有其他材料不可比擬、不可取代的優(yōu)異性能，從而廣泛用于科學(xué)技術(shù)、國(guó)防建設(shè)和國(guó)民經(jīng)濟(jì)各個(gè)領(lǐng)域，并已成為現(xiàn)代社會(huì)生活中衣食住行用各個(gè)方面不可缺少的材料。下列屬于現(xiàn)代高分子材料的是（）。A)工程塑料B)鈦合金C)礦物質(zhì)D)普通陶瓷[單選題]32.對(duì)重要事項(xiàng)和重大行動(dòng)作出安排用（）。A)命令B)決定C)通知D)通告[單選題]33.從業(yè)務(wù)運(yùn)作實(shí)質(zhì)來(lái)看，福費(fèi)廷就是（）。A)保付代理B)銀行保函C)遠(yuǎn)期票據(jù)貼現(xiàn)D)質(zhì)押貸款[單選題]34.宏觀經(jīng)濟(jì)學(xué)的研究對(duì)象是()。A)個(gè)體單位的行為B)經(jīng)濟(jì)的總體行為C)個(gè)體單位的具體行為D)經(jīng)濟(jì)的具體行為[單選題]35.Everyoneintheorganizationhasa（n）______tothiskindofinformation.A)accessB)rightC)tryD)look[單選題]36.Doctorshavetobeverycarefulwhenmakinga___.A)treatmentB)symptomC)diagnosisD)patient[單選題]37.會(huì)計(jì)員收到支款憑證，審核無(wú)誤后，將現(xiàn)金支票右下角的()撕下，憑以向出納部門領(lǐng)取款項(xiàng)。A)出納對(duì)號(hào)單B)第一聯(lián)編號(hào)C)第三聯(lián)編號(hào)D)銀行存款單號(hào)[單選題]38.To:RexRoeges,CustomerServiceDepartmentIroeges@books,com〉From：DavePalmer〈palmer@mail2.comRe：LostbookDearMr.RexRoeges,Iamwritingthise-mailconcerningabookthatIorderedthroughyourcompany，TheComputerNetworks4thedition,ordernumber20035.Iplacedtheorderlastmonthandstillhavenotreceivedthebook.Ivisitedyourwebsiteandconfirmedthatmyshippinginformationwascorrect,andthatmycreditcardhasbeenchargedforthebook；thewebsitealsoindicatesthatthebookwasshippedusingyour?GlobalCarrier，，servicethedayafterIorderedit.Consideringthat?GlobalCarrier?shipmentstypicallytaketwoweekstoarrive,Ishouldhavereceivedmygoodsaweekagoatthelatest.However,mypostofficeinformedmetheyhaveneitherreceivednordeliveredthebook.Canyouletmeknowwhatisgoingonassoonaspossible?DavePalmerTo：DavePalmer^palmer@mail2.comFrom：RexRoegesIroeges@books.comRe；LostbookDearMr.Palmer,Thankyouforcontactingus.Itisimportanttousthatourcustomersaresatisfiedwithourservice,soIamverysorrytohearthatyouhavenotreceivedyourmerchandise.Ilookedupyourordernumberanddiscoveredthatthebookhasnotbeensentout.Ihaverectifiedthismistakeonourwebsiteandsentthebooktoyouviaexpressmail.Itshouldarrivewithintwobusinessdays.WiththebookIhaveenclosedacouponforhalfoffyournextorder.Again,Iapologizefortheinconvenience.Ifyouhaveanymorequestionsorneedfurtherassistance，pleasecontactmeat602-385-0256.ore-mailmeatCroeges@noble,com〉.Sincerely，RexRoges,CustomerServiceDepartmentNobelBookstoreWhatdidthecustomerdiscover?A)Hehasalreadypaidfortheorder,B)Hewaschargedtwiceforthesameproduct.C)Thedeliverycompanydeliveredtheitemtothewrongaddress.D)Thebookisoutofprintandnolongeravailable.[單選題]39.信用卡的使用體現(xiàn)著銀行的一項(xiàng)業(yè)務(wù)活動(dòng)，這項(xiàng)業(yè)務(wù)活動(dòng)是（）。A)發(fā)行貨幣B)發(fā)行債券C)轉(zhuǎn)賬結(jié)算D)調(diào)節(jié)利率[單選題]40.在編輯Word文檔時(shí)，選定一段文字后，把鼠標(biāo)指針置于選定文本的任意位置，按Ctr1鍵并按鼠標(biāo)左鍵不放，拖到另一位置上才放開鼠標(biāo)。那么，剛才的操作是（）。A)移動(dòng)文本B)復(fù)制文本C)替換文本D)刪除文本[單選題]41.一個(gè)功能完善、運(yùn)行順利的金融系統(tǒng)通過(guò)風(fēng)險(xiǎn)的分散和分擔(dān)與提供不同風(fēng)險(xiǎn)等級(jí)的資產(chǎn)，可以把總體的金融風(fēng)險(xiǎn)貼水減少到（）。A)零B)正數(shù)C)負(fù)數(shù)D)無(wú)窮小[單選題]42.下列外國(guó)作家、作品、國(guó)別對(duì)應(yīng)錯(cuò)誤的一項(xiàng)是（）。A)但丁--《神曲》--意大利;莫里哀--《偽君子》--法B)司湯達(dá)--《紅與黑》--法;狄更斯--《雙城記》--英C)屠格涅夫--《上尉的女兒》--俄;海明威--《老人與?！?-美D)肖洛霍夫--《靜靜的頓河》--蘇聯(lián);伏尼契--《牛虻》--愛(ài)爾蘭[單選題]43.毛澤東對(duì)?實(shí)事求是?這句話作了科學(xué)解釋的著作是（）。A)《改造我們的學(xué)習(xí)》B)《論聯(lián)合政府》C)《關(guān)于領(lǐng)導(dǎo)方法的若干問(wèn)題》D)《論人民民主專政》[單選題]44.期權(quán)是指在未來(lái)一定時(shí)期可以買賣的權(quán)利，是買方向賣方支付一定數(shù)量的金額后擁有的在未來(lái)一段時(shí)間內(nèi)或未來(lái)某一特定日期以事先規(guī)定好的價(jià)格向賣方購(gòu)買或出售一定數(shù)量的特定標(biāo)的物的權(quán)利，但不負(fù)有必須買進(jìn)或賣出的義務(wù)。下列關(guān)于期權(quán)的說(shuō)法錯(cuò)誤的是（）。A)交易雙方的收益和風(fēng)險(xiǎn)對(duì)等B)期權(quán)的交易對(duì)象是選擇權(quán)C)只有期權(quán)的買方有選擇權(quán)而賣方?jīng)]有D)期權(quán)買方可以放棄行使期權(quán)[單選題]45.根據(jù)《中華人民共和國(guó)行政處罰法》的規(guī)定，對(duì)于違法行為輕微并及時(shí)糾正，沒(méi)有造成危害后果的當(dāng)事人，應(yīng)當(dāng)（）。A)從輕處罰B)減輕處罰C)免于處罰D)從重處罰[單選題]46.資料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour?StarCD?planbelow.HighInterest:HigheronLargeamountOurratesoncertificateofdepositsareamongthebestintheindustry.Theratemayvaryonday-todaybasis.ForCD?sofabove$250,000.00,theinterestissimplei.enotcompounded;therefore,annualpercentageyieldissameasannualinterestrate.Theinterestispayableonthedayofmaturityofdeposit.InterestpaidduringtheyearisreportedtoInternalRevenueServices.Fortoday?sratespleaserefertoCurrentRatesofInterestonSTARCDs.MaturityPeriod:FlexibletoyourneedsYoumaychooseanymaturitydatewithaminimumperiodof7daystoamaximumperiodof1yeartosuityourneeds.YourCDisautomaticallyrenewedforthesameperiodinabsenceofanyotherinstruction,attherulingrateofinterestonthedateofrenewal.Thereisnograceperiodforautomaticrenewalofdepositsonmaturity.Fordepositsissuedfor1yearormore,wesendmaturitynoticestothedepositors2to4weeksbeforetheduedate.MinimumAmount:EasytoStartTheminimumamountacceptedisUSD2000OtherFeatures:1.FDICInsuranceUpto$100,0002.FacilitytoOpenJoint&CorporateAccountsAdditionalDeposits:Additionalamountsdepositedintoanaccountwillbetreatedasfreshdeposits&separatecertificatesofdepositswillbeissuedforsuchdeposits.EarlyWithdrawal:Withdrawalofdepositbeforeitsdateofmaturitymaybeallowedatbank?sdiscretion.Inthatevent,interestwillbepaidattherateapplicablefortheperiodforwhichthedepositremainedwiththebankorthecontractedrate,whicheverislower,asprevailingonthedateofdeposit,lessonepercent.However,nointerestshallbepaidonthedepositwhichrunsforlessthan30days.Thereisnootherpenaltyorchargeonearlywithdrawal.Accordingtothepassage,whichofthefollowingisNOTtrueaboutStarCD?（）A)TheminimumamounttoinvestisUSD2000.B)Youmaychooseanymaturitydateasyouwish.C)Theratesoncertificateofdepositsmayvarydaytoday.D)Separatecertificatesofdepositswillbeissuedforadditionaldeposits.[單選題]47.消費(fèi)信用方式不包括（）。A)賒銷B)分期付款C)現(xiàn)金支付D)消費(fèi)信貸[單選題]48.?細(xì)雨成陰近夕陽(yáng)，湖邊飛閣照寒塘。黃花應(yīng)笑關(guān)山客，每歲登高在異鄉(xiāng)。?這首詩(shī)中包含著我國(guó)民間的傳統(tǒng)節(jié)令，這個(gè)節(jié)令是（）。A)元宵B)七夕C)重陽(yáng)D)春節(jié)[單選題]49.根據(jù)我國(guó)《證券法》的規(guī)定，股票終止交易的法定情形包括（）。A)公司最近二年連續(xù)虧損的B)公司股本總額、股權(quán)分布等發(fā)生變化的C)公司對(duì)財(cái)務(wù)會(huì)計(jì)報(bào)告做虛假記載,且拒絕糾正的D)公司合并的[單選題]50.下列關(guān)于Excel圖表的說(shuō)法，正確的是（）。A)圖表不能嵌入當(dāng)前工作表中，只能作為新工作表保存B)無(wú)法從工作中產(chǎn)生圖表C)圖表只能嵌入在當(dāng)前工作表中，不能作為新工作表保存D)圖表既能嵌入當(dāng)前工作表中，也能作為新工作表保存[單選題]51.法按照適用范圍可分為（）。A)實(shí)體法和程序法B)根本法和普通法C)一般法和特別法D)國(guó)內(nèi)法和國(guó)際法[單選題]52.根據(jù)財(cái)政乘數(shù)效應(yīng)原理，如果政府投資擴(kuò)大、稅收減少，對(duì)宏觀經(jīng)濟(jì)會(huì)產(chǎn)生（）效應(yīng)。A)收縮B)穩(wěn)健C)擴(kuò)張D)審慎[單選題]53.集體決策是一種科學(xué)的工作方法和領(lǐng)導(dǎo)方法，但要真正發(fā)揮好作用，必須強(qiáng)化對(duì)它的監(jiān)管。目前，集體決策在實(shí)行過(guò)程中，有兩種現(xiàn)象值得注意：一是有的主要決策者凌駕于集體之上，實(shí)行一言堂；二是在地方集體決策過(guò)程中，一些干部出于不求有功但求無(wú)過(guò)的思想，往往附和了事或干脆不發(fā)一言，敷衍塞責(zé)。這兩種情況都直接導(dǎo)致了同一個(gè)后果，那就是集體研究有名無(wú)實(shí)。這些情況實(shí)質(zhì)上是（）。A)缺少行政過(guò)錯(cuò)責(zé)任追究辦法B)與集體決策在客觀上形成的責(zé)任分散有關(guān)C)集體決策這一科學(xué)的工作方法被一些人歪曲了D)濫用公權(quán)的?集體決策?成了某些領(lǐng)導(dǎo)干部的?免責(zé)牌?[單選題]54.我國(guó)《合同法》在要約的生效時(shí)間上采取的是（）。A)發(fā)信主義B)到達(dá)主義C)以發(fā)信主義為主，到達(dá)主義為輔D)以到達(dá)主義為主，發(fā)信主義為輔[單選題]55.資料：It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshamel）onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduringnormalworkinghours.Theconstantneedtocheckemailisthetrade-offthemodernworkforcehasmadefortheabilitytoworkanytime,anywhere,thankstosmartphonesandtabletsthatkeepusalwaysconnected.Butthreeuniversityresearchershavefoundthatit'snotjustdoingabitofworkafterhoursthatcauseburnout.Thetrueculpritisactuallytheconstantworryingaboutoff-houremail.Anewstudy"ExhaustedButUnabletoDisconnect."byLehighUniversity'sLiubaBelkin,VirginiaTech?sWilliamBeckerandColoradoStateUniversity'sSamanthaConroyshowsthatemployeesaregrowingexhaustedbytheexpectationthattheywillalwaysbeavailable,neverknowingwhatkindofworkrequestswillaskedofthemoffhours.Typically,companiesdon'tmeantostressemployeesoutlikethat.Mostcompaniesdon'thaveformalpoliciesthatsaypeoplemustanswerworkemailsafter-hours.（expect,perhaps,incaseswhereanemployeeisoncallduringspecifictimes）.Butpoliciesandculturetendtobetwodifferentthings.Ifsupervisorsroutinelyemailemployeeafterhoursandexpectafastresponse（oftenbecausetheirsupervisorsaredoingthesametothem）,thenthemessageisclear:wheneverthebossemails,theemployeeisexpectedtobeavailable.Thesolutionisforbossestotellemployeesthatanafter-hoursemaildoesn'tnecessarilyrequirearesponsebeforethenextworkday,andtoalsosetsometimeswhenafter-hoursemailingisconsideredacceptableandprohibited,suchasnoemailsviathedinnerhour,onweekends,orafter10p.m,theresearcherssay.Whatisthispassagemainlyabout?A)Bossespushemployeestoworkbysendingemailsanytime.B)Employeesareexhaustedbytheconstantneedtocheckemails.C)Companiesmeantostresstheworkersoutbysendingemails.D)Noneofabove.[單選題]56.下面有關(guān)計(jì)算機(jī)的敘述中，正確的是（）。A)計(jì)算機(jī)的主機(jī)只包括CPUB)計(jì)算機(jī)程序必須裝載到內(nèi)存中才能執(zhí)行C)計(jì)算機(jī)必須具有硬盤才能工作D)計(jì)算機(jī)鍵盤上字母鍵的排列方式是隨機(jī)的[單選題]57.下列關(guān)于運(yùn)人行進(jìn)行核算的會(huì)計(jì)分錄，正確的是（）。A)借：銀行存款貸：分行轄內(nèi)往來(lái)B)借：現(xiàn)金貸：分行轄內(nèi)往來(lái)C)借：分行轄內(nèi)往來(lái)貸：現(xiàn)金D)借：分行轄內(nèi)往來(lái)貸：銀行存款[單選題]58.在計(jì)算機(jī)中1K字節(jié)表示的二進(jìn)制位數(shù)是（）。A)1000B)8×1000C)1024D)8×1024[單選題]59.在Windows中，復(fù)制文件的快捷鍵是（）。A)Ctrl+AB)Ctrl+DC)Ctrl+XD)Ctrl+C[單選題]60.Thestudentsexpectedthere______morereviewingclassesbeforethefinalexam.A)beingB)havebeenC)isD)tobe[單選題]61.資料：KeepingtheZealofaStartupasYouScaleTherearemanyreasonsthatfounder-ledcompaniesaresogoodatdisruptingindustriesandmakinglifemiserableforslow-movingincumbents.Butperhapsthemostpowerfulisthatfounderscreategreatinsurgencies.Theyignoreestablishedindustryrulesandboundaries.Theycreatebetterwaystosolveoldproblems.Theydisdainanythingthatblurstheirfocusonthefrontline.Fromtoptobottom,theyareatwaragainsttheindustryleadersonbehalfofundeservedcustomers.Ourresearchonwhatwecallthe?founder?smentality?showsthatmaintainingastronginsurgentmissioniscriticaltolong-term,sustainablegrowth.Buttocompetelongterm,insurgentcompaniesalsoneedtodevelopscaleandscope,whichveryoftendullstheirinsurgent?szeal.Inmanyways,thisisbecausetheirperspectiveonthefutureslowlychanges.Insurgentsseethedaysahead-bothlongandshortterm-asripewithopportunity.Theyembracechangeandchaos.Theyinvestinwhateverittakestoinnovatenewsolutionsforcustomers.Incumbents,ontheotherhand,veryoftenseethefutureasathreat.Asleadersinvestedheavilyinthestatusquo,innovationanddisruptionarenotgoodforthem.Turbulenceerodesprofitability;innovationmarginalizestheircurrentproductofferings.Thefutureisnotbetter.Thecompaniesthatfindawaytoachievescalewithoutlosingtheirinsurgentmissionwecallthem?ScaleInsurgents?--remainacutelyalerttothisdifferenceinperspective.Theyactivelyfightbackagainsttheverynaturaltendencytoretreatbehindthecastlewallstoavoidfuturechangeandturbulence.Instead,theydowhatinsomecompaniesmightseemlikeheresytheycommittodisruptingtheirowninsurgency.Theyknowthatacquiringthebenefitsofscalerequiresruthlessfocusonawell-definedcorebusinessandacommitmenttobuildingthesystemsandprocessestosupportit.Buttheyaren?tweddedtotheirbusinessmodel-theyareweddedtowhatwillservetheircustomersbest.Ratherthanerectingdefensesagainstthefuture,theyembracethenotionoflimitlesshorizons-theideathatacompanycanintelligentlyextendtheboundariesofitscoreeveroutward.Accordingtoparagraphl,whyarefounder-ledcompaniesoftenconsideredas?insurgents??A)BecausetheyoftengetmoresupportsfromthecustomersB)BecausetheyoftendamagethemarketorderC)BecausetheyoftenchallengetheoldcompaniesinmanywaysD)Becausetheyoftenmakemoremomeythanoldcompanies[單選題]62.（）是單位和個(gè)人在銀行開立的主要賬戶。A)基本賬戶B)輔助賬戶C)活期儲(chǔ)蓄存款D)定期儲(chǔ)蓄存款[單選題]63.向最終消費(fèi)者直接銷售產(chǎn)品和服務(wù)，用于個(gè)人及非商業(yè)性用途的活動(dòng)屬于（）。A)零售B)批發(fā)C)代理D)直銷[單選題]64.（）是信用社從稅后利潤(rùn)中按規(guī)定比例提取形成的積累資金。A)資本公積B)盈余公積C)利潤(rùn)分配D)公積金[單選題]65.TheNo.3aircyclepacktemperatureindicationis______hot.A)beingreadB)toreadC)readingD)read[單選題]66.自1984年1月1日起，中國(guó)人民銀行開始專門行使中央銀行的職能，所承擔(dān)的工商信貸和儲(chǔ)蓄業(yè)務(wù)職能轉(zhuǎn)交至（）。A)中國(guó)銀行B)交通銀行C)工商銀行D)建設(shè)銀行[單選題]67.金融機(jī)構(gòu)之間融通資金以解決臨時(shí)資金不足的市場(chǎng)是（）。A)發(fā)行市場(chǎng)B)資本市場(chǎng)C)同業(yè)拆借市場(chǎng)D)流通市場(chǎng)[單選題]68.匯總記賬憑證賬務(wù)處理程序的優(yōu)點(diǎn)：一是可以減少登記總賬的工作量，二是（）。A)簡(jiǎn)單明了，易于理解B)便于了解賬戶間的對(duì)應(yīng)關(guān)系C)簡(jiǎn)明易懂D)可以做到試算平衡[單選題]69.()是指對(duì)被審計(jì)單位經(jīng)濟(jì)活動(dòng)的效率、效果和效益狀況進(jìn)行審查、評(píng)價(jià)，目的是促進(jìn)被審計(jì)單位提高人、財(cái)、物等各種資源的利用效率，增強(qiáng)盈利能力，實(shí)現(xiàn)經(jīng)營(yíng)目標(biāo)。A)外部審計(jì)B)財(cái)政財(cái)務(wù)審計(jì)C)經(jīng)濟(jì)效益審計(jì)D)內(nèi)部審計(jì)[單選題]70.客戶在存入款項(xiàng)時(shí)不約定存期，支取時(shí)事先通知銀行，約定支取存款日期和金額的個(gè)人存款種類是（）。A)零存整取B)定活兩便C)存本取息D)通知存款[單選題]71.資料：Whenweseewell，wedonotthinkaboutoureyesveryoften.Itisonlywhenwecannotseeperfectlythatwerealizehowimportantoureyesare.Peoplewhoarenear-sightedcanonlyseethingsthatareveryclosetotheireyes，Everythingelseseemsblurry（=unclear）.Manypeoplewhodoalotofwork，suchaswriting，readingandsewingbecomenear-sighted.Peoplewhoarefar-sightedsufferfromjusttheoppositeproblem.Theycanseethingsthatarefaraway，buttheyhavedifficultyinreadingabookunlesstheyholditatarm?slength.Iftheywanttodomuchreading，theymustgetglasses，too.Otherpeopledonotseeclearlybecausetheireyesarenotexactlytherightshape.Theyhavewhatiscalledastigmatism.This，too，canbecorrectedbyglasses.Somepeople?seyesbecomecloudybecauseofcataracts.Longagothesepeopleoftenbecameblind.Now，however，itispossibletooperateonthecataractsandremovethem.Havingtwogoodeyesisimportantforjudgingdistances.Eacheyeseesthingsfromaslightlydifferentangle.Toprovethistoyourself，lookatanobjectoutofoneeye；Thenlookatthesameobjectoutofyourothereye.Youwillfindtheobject?srelationtothebackgroundandotherthingsaroundithaschanged.Thedifferencebetweenthesetwodifferenteyeviewshelpsustojudgehowfarawayanobjectis.Peoplewhohaveonlyoneeyecannotjudgedistanceaspeoplewithtwoeyes.Weshouldtakegoodcareofoureyes______.A)evenifwecanseewellB)onlywhenwecannotseeperfectlyC)onlywhenwerealizehowimportantoureyesareD)onlywhenwecanseewell[單選題]72.TheFIFAWorldCupsoccerchampionshipinRussiaisthemostcostlyeverheld。Now，expertsquestionwhethertherewillbeagood______fortheRussiantaxpayer。A)responseB)refundC)returnD)report[單選題]73.Notonly______thefalloftheczar,butitalsodestroyedtheprovisionalgovernment.A)didWorldWarIcauseB)WorldWarIcauseC)wasWorldWarIcauseD)WorldWarItocause[單選題]74.一個(gè)國(guó)家對(duì)進(jìn)口商品，除了征收正常進(jìn)口稅外．還往往根據(jù)某種目的加征額外的進(jìn)口稅。這種加征的額外關(guān)稅叫做進(jìn)口附加稅，其中包括（）。A)差價(jià)稅B)反傾銷稅C)特惠稅D)選擇稅[單選題]75.Highlyemotional,lackinginself-confidence,heknockedaboutin____jobsasayoungmanbeforesettlingonthestudyofart.A)variousB)overallC)modifiedD)peculiar[單選題]76.資料：NewYorkandLondonmayruletheroost,butotherfinancialhubsinAmericaandEuropehavemanagedtocarveoutusefulspecialistnichesforthemselves.Chicago,forinstance,hasconsolidateditspositionastheworld?sderivativescenter,andHouston,thelargestcityinTexas,ishometoAmerica?sbiggestenergyfirmsandhasspawnedanactiveclusterofenergytradersandhedgefunds.EuropehasalsodevelopedadiversesetoffinancialcentersrangingfrombigcitiestoislandhavenssuchasJerseyandtonichemarketssuchasLuxembourgandDublin.Edinburg,anestablishedbankingcenter,isnowtoutingitselfasalow-costalternativeforfinancialoperations.Amongthelargerhubs,FrankfurtisanimportantcenterforbankingandderivativestradingthroughEurex,aGerman-Swissexchange,withsignificantlylowercoststhanLondon.Switzerland?stwinfinancialcenters,GenevaandZurich,havedonewellintheirspecialistsofprivatebanking,wealthmanagementandinsurance.Themainattractionsarelowtaxes,politicalstabilityandareputationfordiscretion.UrsRothfromtheSwissBankersAssociationsays,however,thatgivenitstinydomesticmarket,Switzerlandhashadtofightforopenmarketsonaninternationalscale.ParishaslonglaggedfarbehindLondon,doggedbyareputationforexcessiveregulationandhightaxes.ThenewgovernmentisawarethatsomeofFrance?sbestfinancialbrainshavecrossedtheChannelformorelucrativecareersinLondon.YetParishasmanyadvantages:alargenumberofinternationalbanks;moreinternationalcompaniesthanFrankfurt;andeasyaccesstoregulators.IthasthelargestmarketinEuropefortradinginmutualfunds.FewwoulddisputethatParisoffersanattractivequalityoflifeandhasgoodtransportlinks.WhatmakesParisaplacetowatchjustnowistheNYSE?srecentmergerwithEuronext.ThecombinedgroupwillbaseitsinternationalequitiesbusinessintheFrenchcapital.Euronext,whichoperatesexchangesinfiveEuropeancountries,alsoillustratestheimportanceofacommonlanguage.FinancialexecutivesaroundtheworldincreasinglyviewEuropeasasinglemarket.SoonanewEuropeanrulecalledMiFID（MarketsinFinancialInstrumentDirective）isduetobeimplemented.Itaimstoincreasecompetitionamongandtransparencywithinfinancialmarkets.Financiersinotherpartsoftheworldarewonderinghowtoachieveasimilardegreeofcross-borderfinancialintegration.AllofthefollowingareadvantagesofSwitzerland?sfinancialcentersEXCEPT.A)lowtaxationB)broaddomesticmarketC)famefordiscretionD)stablepoliticalenvironment[單選題]77.按（）的方式不同，股票流通市場(chǎng)分為議價(jià)買賣和競(jìng)價(jià)買賣。A)達(dá)成交易B)買賣雙方?jīng)Q定價(jià)格C)交割期限D(zhuǎn))交易者需求[單選題]78.農(nóng)村信用社年中存貸款比例不得超過(guò)（）％，年末不得超過(guò)（）％。A)8080B)7575C)7580D)8075[單選題]79.證券監(jiān)管最基本的原則是()。A)公開、公平、公正原則B)保護(hù)投資者利益原則C)誠(chéng)實(shí)信用原則D)依法管理原則[單選題]80.實(shí)踐高于理性的認(rèn)識(shí)，是因?yàn)閷?shí)踐具有（）。A)客觀實(shí)在性B)直接現(xiàn)實(shí)性C)自覺(jué)能動(dòng)性D)社會(huì)制約性[單選題]81.歷史上建都金陵的六朝之首是（）。A)東晉B)南唐C)東吳D)梁[單選題]82.Word具有查找一個(gè)特定文檔的功能，這個(gè)功能包含在（）。A)文件菜單中的?打開?對(duì)話框B)文件菜單中的?另存為?對(duì)話框C)編輯菜單中的?定位?對(duì)話框D)編輯菜單中的?查找?對(duì)話框[單選題]83.Areyougoingout?Yes,pleaselockthedoorwhenyou___.A)willleaveB)leaveC)havebeenleavingD)willhaveleft[單選題]84.Atthemeeting,themanagertalked______abouttheneedforbetterattendanceandpunctuality.A)brieflyB)briefingC)shortlyD)shorts[單選題]85.資料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslistingfortheloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionsonfishingandothermaritimetrades.Environmentalgroupswho?dbeenpushinganendangeredlistingsaidtheproposalwasa?turningpoint?theyhopewillleadtogreaterturtleprotections.?Ithinkit?shugedayforloggerheadseaturtles,?saidBethRiff,amarinewildlifescientistatOceana.?itreallydrawsattentiontothefacttheseturtlesarenotdoingwellandmoreneedstobedonetoprotectthem.?Withallthatattentiontopaidt