【高一 拓展閱讀-金融】Three Ss-SaveSpend and Share

ThreeSs-Save,SpendandShareWhenyoulearntoread,youlearnyourABCs.Whenyoulearnaboutmoney,youneedtolearnyourthreeSs.TheystandforSave,SpendandShare.JenMelhuish,aWestpacspokesperson（發(fā)言人）,andalsoamotheroftwotwingirls,explainedthatknowingthethreeSscanhelpchildrengrowuptounderstandandmanagetheirmoneymoreeasily.Thisformathelpschildrenbecomemorefinanciallyliteratemeaningtheyunderstandmoney.MsMelhuishexplainsthethreeSsas：1.SPEND:Buyingthingsthatweneedandwantrightnow.Wealldothis,butit'simportanttobalancethiswiththeothertwoSs.2.SAVE:Settingasidemoneytobuythingsinthefutureorbiggeritems.Forexample,savingforsomethingyouwantforyourbirthdayorthatvideogameyou’vehadyoureyeon.Savingalsogivesyoutimetothinkaboutitandmakesureyoustillwantitinthreeweekstimeormore.3.SHARE:Donatemoneytohelppeople,animalsandtheenvironment.Thinkaboutwhatyouarereallypassionateabout--sayanimals-andfindanorganisationyoucandonatetoorgetinvolvedinactivitiesthathelpanimalsinneed.MsMelhuishsaidwhiletherewasnorightorwrongwayonhowyoushouldsplityourmoneybetweenthethreeSs,sheofferedguideof40percenttoSpend,50percenttoSaveand10percenttoShare.MsMelhuishsaiditwasimportanttolearnpositivemoneyhabitsearlyon,becauselifeinAustraliatodayhasmadeitmucheasiertospendmorefrequently.ResearchbyWestpacshowsAustraliansmartphoneuserswillbecashfreeby2022,highlightingtheneedtohelpkidsunderstandthevalueofmoney.Fundamentally,goodmoneymanagementwillalwaysrequiregoalsettingandbudgeting.Therearealsomanyeducationalonlinetoolsforkidstolearnaboutbudgetingandsavinginthedigitalworldshesaid.MsMelhuishsaidherowntwingirlswereagoodexampleofhowchildrencoulddevelopdifferentattitudestomoney.“Theyarevery,verydifferentwiththeirmoneyhabitsOnesays,”Mum,thingsjustwowme’,andshewantstobuy.“Theothersaveshermoneysotightlyandlovestoseeitgrowovertime.ButIhavemadesuretheyunderstandwheremoneycomesfromandthatdoingchorescanearnthemmoremoney.Theyknowyouhavetoworktoearnmoney.”ReadingComprehensionChoosethecorrectanswerforeachquestion.1.Whatdoes“beingfinanciallyliterate”mean?A.Spendingmoney.B.Understandingmoney.C.Savingmoney.D.Sharingmoney.2.Whatdoestheword“wow”meaninthelastparagraph?A.Lure.B.Impress.C.Enforce.D.Promote.3.WhatcanwelearnaboutJenMelhuish?A.SheisadirectorwithWestpac.B.Shecanmanagehermoneywisely.C.Sheusuallyspendshalfofherincome.D.Shehastwodaughters.4.Whatdoessharemeaninitscontext?A.Donatingmoneytohelpothers.B.Buyingthingsforothers.C.Onlybuyingwhatyouneed.D.Settingasidemoneyforthefuture.5.WhichstatementisNOTtrue?A.MsMelhuishofferedaguideonhowtoplanyourmoney.B.MsMelhuish'schildrenbothlovetosavemoneytightly.C.Therearemanyeducationalonlinetoolsforkidstolearnaboutbudgeting.D.MsMelhuishthinksitwasimportanttolearnpositivemoneyhabitsearlyon.Vocabulary基礎(chǔ)詞twinadj.孿生之一的；成雙的n.雙胞胎之一；一對(duì)相像的事物之一記詞根記憶：w（二，兩）+n→雙胞胎之一搭twinsisters孿生姐妹formatn.形式；格式；版式；（節(jié)目、計(jì)劃等的）安排記詞根記憶：form（形式）+at→固定的形式→格式；版式搭amusicalformat一種音樂(lè)形式importantadj.重要的donatev.捐獻(xiàn)；捐贈(zèng)；贈(zèng)送英togivemoney，food，clothes，etctosb/sth，especiallyacharity記詞根記憶：don（給予）+ate（表動(dòng)詞）給出去→捐贈(zèng)例Theconcertorganiserssaytheywilldonateallprofitstocharity.音樂(lè)會(huì)的籌辦方說(shuō)他們會(huì)把全部的利潤(rùn)捐贈(zèng)給慈善機(jī)構(gòu)。organisationn.組織；機(jī)構(gòu)；團(tuán)體搭aninternationalorganisation一個(gè)國(guó)際組織habitn.習(xí)慣；習(xí)性搭develop/form/getintoahabit（of）養(yǎng)成（…的）習(xí)慣haveahabitof…有…習(xí)慣valuen.價(jià)值；益處ⅵ.估價(jià)，估值；尊重，重視budgetn.預(yù)算v.編制預(yù)算，按預(yù)算來(lái)安排開(kāi)支例Welfare，foreignaidandthefederalbudgetareallheavilyaffectedbybusiness.福利事業(yè)、國(guó)外援助和聯(lián)邦預(yù)算都受到了經(jīng)濟(jì)的嚴(yán)重影響。differentadj.不同的，有差異的英notthesameassb/sthnotlikesb/sthelse記詞根記憶：der（不同）+ent（具有…性質(zhì)的）不同的例IthinkSusan’smovedtoadifferentcity.我想蘇珊已經(jīng)搬到另外一個(gè)城市了。earnv.賺??；掙得；獲得搭earnonesliving謀生earnmoney賺錢(qián)earnprofit獲得利潤(rùn)Vocabulary進(jìn)階詞literateadj.有讀寫(xiě)能力的；有文化的；受過(guò)良好教育的；通曉…的記詞根記憶：liter（文字）+ate（…的）認(rèn)識(shí)文字的→有讀寫(xiě)能力的搭computerliterate精通電腦的balancev.使平衡；使均衡n.天平，秤；平衡；余款例Windsarethenaturalwayofbalancingunevendistributionofairpressureovertheearth.風(fēng)是平衡地球氣壓分布不均的自然方式。passionateadj.充滿激情的；熱切的；狂熱的英havingorshowingstrongfeelingsofloveorofanger，etc記詞根記憶：passion（激情）+ate（…的）充滿激情的例Peopleintheprimitivetribehaveapassionatenature.原始部落里的人富有激情。splitv.分開(kāi)；分裂；分成（不同部分）；分擔(dān)；分享；斷絕關(guān)系，分手n.裂口，分裂英todivideortomakesthdivideintotwoormoreparts例Thecouplesplituplastmonth.那對(duì)夫婦上個(gè)月離婚了。frequentlyadv.