2025年度文化產(chǎn)業(yè)貸款協(xié)議（英文）2篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2025年度文化產(chǎn)業(yè)貸款協(xié)議（英文）本合同目錄一覽1.LoanAgreementOverview1.1LoanAmountandTerms1.2InterestRateandPaymentSchedule1.3CollateralandSecurity2.Borrower'sObligations2.1RepaymentSchedule2.2FinancialReportingRequirements2.3CompliancewithLawsandRegulations3.Lender'sRightsandObligations3.1DisbursementofFunds3.2MonitoringandReporting3.3DefaultandRemedies4.LoanSecuredCollateral4.1CollateralDescription4.2RightsandObligationsRegardingCollateral4.3SaleorDisposalofCollateral5.LoanSecuredPersonalGuarantee5.1PersonalGuaranteeDetails5.2ObligationsoftheGuarantor5.3LiabilityandIndemnification6.RepresentationsandWarranties6.1Borrower'sRepresentations6.2Lender'sRepresentations6.3AccuracyofFinancialStatements7.InsuranceRequirements7.1PropertyInsurance7.2CasualtyInsurance7.3OtherInsuranceRequirements8.ForceMajeure8.1DefinitionofForceMajeure8.2ImpactonLoanObligations8.3NoticeandResolution9.GoverningLawandJurisdiction9.1ApplicableLaw9.2Jurisdiction9.3DisputeResolution10.Termination10.1TerminationConditions10.2TerminationProcedures10.3EffectsofTermination11.MiscellaneousProvisions11.1EntireAgreement11.2Amendments11.3WaiverofBreach12.Signatures12.1Borrower'sSignatures12.2Lender'sSignatures12.3WitnessSignatures13.Attachments13.1LoanAgreement13.2CollateralAgreement13.3PersonalGuarantee14.DefinitionsandInterpretations14.1Definitions14.2Interpretations第一部分：合同如下：1.LoanAgreementOverview1.1LoanAmountandTerms1.1.1Theloanamountshallbe[InsertLoanAmount]USD,subjecttothetermsandconditionssetforthinthisagreement.1.1.2Theloantermshallbe[InsertLoanTerm]years,startingfromthedateofdisbursementandendingon[InsertMaturityDate].1.2InterestRateandPaymentSchedule1.2.2Theborrowershallmakemonthlypayments,startingfromthefirstmonthafterthedisbursementdate,intheamountof[InsertMonthlyPaymentAmount].1.3CollateralandSecurity1.3.1Theborrowershallprovide[InsertCollateralType]ascollateralfortheloan.1.3.2Theborrowershallmaintainthecollateralingoodconditionandfreefromanyliensorencumbrances.2.Borrower'sObligations2.1RepaymentSchedule2.1.1TheborrowershallmaketimelypaymentsaccordingtotherepaymentscheduleattachedheretoasExhibitA.2.1.2Failuretomakeapaymentwhendueshallconstituteadefaultunderthisagreement.2.2FinancialReportingRequirements2.2.1Theborrowershallprovidethelenderwithfinancialstatementsandotherrelevantinformationasrequested.2.2.2Thefinancialstatementsshallbepreparedinaccordancewithgenerallyacceptedaccountingprinciples.2.3CompliancewithLawsandRegulations3.Lender'sRightsandObligations3.1DisbursementofFunds3.1.1Thelendershalldisbursetheloanamountuponreceiptoftheexecutedloanagreementandallrequireddocumentation.3.1.2Disbursementshallbemadeinaccordancewiththetermsandconditionssetforthinthisagreement.3.2MonitoringandReporting3.2.2Thelendershallprovidetheborrowerwithperiodicreportsregardingthestatusoftheloan.3.3DefaultandRemedies3.3.1Intheeventofdefault,thelendershallhavetherighttodeclaretheentireoutstandingbalancedueandpayableimmediately.3.3.2Thelendershallalsohavetherighttotakeanylegalactionnecessarytorecovertheloanamount.4.LoanSecuredCollateral4.1CollateralDescription4.1.1Thecollateralforthisloanshallconsistof[InsertCollateralDescription],whichishereassignedtothelenderassecurityfortherepaymentoftheloan.4.2RightsandObligationsRegardingCollateral4.2.1Theborrowershallnotsell,transfer,orotherwisedisposeofthecollateralwithoutthepriorwrittenconsentofthelender.4.2.2Thelendershallhavetherighttoseizeandsellthecollateralintheeventofdefault.4.3SaleorDisposalofCollateral4.3.1Intheeventofthesaleordisposalofthecollateral,theproceedsthereofshallbeappliedfirsttothesatisfactionoftheoutstandingloanbalance,andanysurplusshallbereturnedtotheborrower.5.LoanSecuredPersonalGuarantee5.1PersonalGuaranteeDetails5.1.1[InsertGuarantor'sName]hereprovidesapersonalguaranteefortherepaymentoftheloan.5.1.2Theguarantorshallbejointlyandseverallyliableforthepaymentoftheloanamount.5.2ObligationsoftheGuarantor5.2.1Theguarantorshallmakeallpaymentsdueunderthisagreement,includingprincipal,interest,andanyotherchargesorexpenses.5.2.2Theguarantorshallnotenterintoanyagreementsortransactionsthatwouldimpairtheabilitytofulfilltheguaranteeobligations.5.3LiabilityandIndemnification5.3.1Theguarantorshallindemnifyandholdharmlessthelenderagainstanyandallclaims,losses,damages,andexpensesarisingoutoforinconnectionwiththeloan.6.RepresentationsandWarranties6.1Borrower'sRepresentations6.1.1Theborrowerrepresentsandwarrantsthatithasthelegalcapacitytoenterintothisagreementandtoperformitsobligationshereunder.6.2Lender'sRepresentations6.2.1Thelenderrepresentsandwarrantsthatithasthelegalauthoritytoenterintothisagreementandtomaketheloan.6.2.2Thelenderrepresentsandwarrantsthatithasconductedduediligenceontheborrowerandtheloanapplication.6.3AccuracyofFinancialStatements6.3.2Theborroweragreestoprovideupdatedfinancialstatementsuponrequestthelender.8.InsuranceRequirements8.1PropertyInsurance8.1.1Theborrowershallmaintainpropertyinsuranceonthecollateralinanamountequaltothefullreplacementvaluethereof.8.1.2Thelendershallbenamedasanadditionalinsuredonthepropertyinsurancepolicy.8.2CasualtyInsurance8.2.1Theborrowershallmaintaincasualtyinsuranceonthecollateralinanamountequaltothefullreplacementvaluethereof.8.2.2Thelendershallbenamedasanadditionalinsuredonthecasualtyinsurancepolicy.8.3OtherInsuranceRequirements8.3.1Theborrowershallmaintainanyotherinsurancerequiredapplicablelawsorregulations.8.3.2Thelendershallbenotifiedofanychangestotheinsurancecoveragewithin[InsertNoticePeriod]daysofsuchchanges.9.ForceMajeure9.1DefinitionofForceMajeure9.1.1Forcemajeureshallmeananyeventorcircumstancebeyondthereasonablecontroloftheparties,includingbutnotlimitedtoactsofGod,war,civilunrest,governmentaction,ornaturaldisasters.9.2ImpactonLoanObligations9.2.1Duringaperiodofforcemajeure,theborrowershallnotbeindefaultforfailingtoperformitsobligationsunderthisagreement.9.2.2Thepartiesshallusereasonableeffortstomitigatetheeffectsoftheforcemajeureevent.9.3NoticeandResolution9.3.1Thepartyaffectedaforcemajeureeventshallpromptlynotifytheotherpartyinwritingoftheoccurrenceanditsanticipatedduration.9.3.2Thepartiesshallconsultingoodfaithtodetermineanequitableresolutiontotheaffectedobligations.10.GoverningLawandJurisdiction10.1ApplicableLaw10.1.1Thisagreementshallbegovernedandconstruedinaccordancewiththelawsof[InsertJurisdiction].10.2Jurisdiction10.2.1Anylegalactionorproceedingarisingoutoforinconnectionwiththisagreementshallbebroughtexclusivelyinthecourtsof[InsertJurisdiction].10.3DisputeResolution10.3.1Anydisputearisingoutoforinconnectionwiththisagreementshallberesolvedarbitrationinaccordancewiththerulesofthe[InsertArbitrationInstitution].10.3.2Thedecisionofthearbitratorshallbefinalandbindingontheparties.11.Termination11.1TerminationConditions11.1.1Thisagreementmaybeterminatedeitherpartyupontheoccurrenceofamaterialbreachtheotherparty.11.1.2Theborrowermayterminatethisagreementuponthelender'sfailuretomakeascheduleddisbursement.11.2TerminationProcedures11.2.1Theterminatingpartyshallgivewrittennoticetotheotherpartyofitsintentiontoterminatethisagreement.11.2.2Upontermination,theborrowershallimmediatelyceaseusingtheloanproceedsforanypurpose.11.3EffectsofTermination11.3.1Upontermination,allobligationsunderthisagreementshallcease,exceptforthosethattheirnaturesurvivetermination.11.3.2Theborrowershallrepayanyoutstandingloanbalanceinaccordancewiththetermsofthisagreement.12.MiscellaneousProvisions12.1EntireAgreement12.1.1Thisagreementconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreements,understandings,andrepresentations.12.2Amendments12.2.1Anyamendmenttothisagreementshallbeinwritingandexecutedbothparties.12.3WaiverofBreach12.3.1Thefailureofeitherpartytoenforceanyprovisionofthisagreementshallnotbedeemedawaiverofsuchprovisionnorofanyotherprovisionofthisagreement.13.Signatures13.1Borrower'sSignatures13.1.1Thisagreementshallbeexecutedtheborrowerin[InsertNumber]counterparts,eachofwhichshallbedeemedanoriginal.13.2Lender'sSignatures13.2.1Thisagreementshallbeexecutedthelenderin[InsertNumber]counterparts,eachofwhichshallbedeemedanoriginal.13.3WitnessSignatures13.3.1Thisagreementshallbewitnessed[InsertNumber]witnesses,eachofwhomshallsigntheagreementasawitness.14.DefinitionsandInterpretations14.1Definitions14.1.1Capitalizedtermsusedinthisagreementshallhavethemeaningsassignedtotheminthebodyofthisagreement.14.2Interpretations14.2.1Intheinterpretationofthisagreement,headingsareforconvenienceonlyandshallnotaffectthemeaningorinterpretationofanyprovisionofthisagreement.第二部分：第三方介入后的修正1.IntroductiontoThirdPartyInvolvement1.1.Thisagreementmaybeamendedtoincorporatetheinvolvementofthirdpartiesforvariouspurposes,includingbutnotlimitedtoconsulting,auditing,andservicesrelatedtotheloananditsrepayment.1.2.Thepurposeofthissectionistoclarifytheroles,responsibilities,andlimitationsofthethirdpartiesinvolved,aswellastooutlinetheproceduresfortheirengagement.2.DefinitionofThirdParty2.1.Forthepurposesofthisagreement,"thirdparty"shallmeananyentityorindividualthatisnotapartytothisagreementbutisengagedeithertheborrowerorthelenderfortheprovisionofservicesorassistancerelatedtotheloan.3.EngagementofThirdParties3.1.Theborrowerorthelendermayengagethirdpartieswiththepriorwrittenconsentoftheotherparty.3.2.Theborrowerandthelendershallenterintoaseparateagreementwiththethirdpartydetailingthescopeofservices,fees,anddurationofengagement.4.ResponsibilitiesofThirdParties4.1.Thethirdpartyshallperformitsdutiesinaccordancewiththetermsofitsagreementwiththeborrowerorthelender.5.LimitationofLiability5.1.Thethirdparty'sliabilityunderthisagreementshallbelimitedtothescopeofservicesagreeduponandshallnotexceedthefeespaidforthoseservices.6.RightsofThirdParties6.1.Thethirdpartyshallhavetherighttoreceivepaymentfortheservicesrenderedinaccordancewiththeagreedterms.6.2.Thethirdpartyshallhavetherighttoaccesstheborrower'sandthelender'sinformationnecessarytoperformitsduties.7.Confidentiality7.1.Thethirdpartyshallmaintaintheconfidentialityofallinformationobtainedinconnectionwithitsservicesandshallnotdisclosesuchinformationtoanythirdpartywithoutthepriorwrittenconsentoftheborrowerandthelender.8.TerminationofThirdPartyEngagement8.1.Theengagementofathirdpartymaybeterminatedeithertheborrowerorthelenderuponwrittennoticetothethirdparty.8.2.Upontermination,thethirdpartyshallassistinthetransitionofservicestoanotherparty,ifrequired.9.ThirdPartyDisputeResolution9.1.Anydisputesarisingbetweentheborrowerorthelenderandthethirdpartyshallberesolvedinaccordancewiththetermsoftheseparateagreementbetweenthem.9.2.Ifthedisputecannotberesolvedamicably,itshallbesubjecttothejurisdictionofthecourtsasagreeduponintheseparateagreement.10.ThirdPartyInsurance10.1.Thethirdpartyshallberequiredtomaintainappropriateprofessionalliabilityinsurancetocoveranyclaimsarisingfromitsservices.10.2.Thelenderandtheborrowershallbenamedasadditionalinsuredsonthethirdparty'sinsurancepolicy.11.ThirdPartyIndemnification11.1.Thethirdpartyshallindemnifytheborrowerandthelenderagainstanylossordamagearisingfromitsnegligenceorfailuretoperformitsdutiesasagreed.11.2.Theindemnificationshallbeinaccordancewiththetermsoftheseparateagreementbetweenthethirdpartyandtheborrowerorthelender.12.IntegrationwithExistingAgreement12.1.Theprovisionsofthissectionarehereincorporatedintoandmadeapartofthisagreement.12.2.Theborrowerandthelenderacknowledgeandagreethattheengagementofthirdpartiesshallnotmodifyoraltertheobligationsandrightsunderthisagreement.第三部分：其他補(bǔ)充性說明和解釋說明一：附件列表：1.ExhibitA:RepaymentScheduleDetailedbreakdownofmonthlypayments,includingprincipalandinterestamounts.Anyspecialpaymenttermsorconditions.2.ExhibitB:CollateralAgreementDescriptionofthecollateralprovidedtheborrower.Rightsandobligationsofthelenderandborrowerregardingthecollateral.3.ExhibitC:PersonalGuaranteeDetailsofthepersonalguaranteeprovidedtheguarantor.Termsandconditionsoftheguarantee,includingliabilityandindemnification.4.ExhibitD:FinancialStatementsCertifiedfinancialstatementspreparedinaccordancewithgenerallyacceptedaccountingprinciples.Supportingschedulesandnotestothefinancialstatements.5.ExhibitE:InsurancePoliciesCopiesofthepropertyinsurance,casualtyinsurance,andotherrelevantinsurancepolicies.Endorsementsandcertificatesofinsurance.6.ExhibitF:ThirdPartyEngagementAgreementsAgreementsbetweentheborrower,lender,andthirdpartiesforservicesorassistancerelatedtotheloan.Scopeofservices,fees,anddurationofengagement.7.ExhibitG:DisputeResolutionAgreementAgreementoutliningtheproceduresforresolvingdisputesarisingfromthisloanagreement.Arbitrationormediationrulestobefollowed.8.ExhibitH:AmendmentstotheLoanAgreementWrittenamendmentstotheloanagreement,signedbothparties.Detailsoftheamendmentsandtheireffectivedate.說明二：違約行為及責(zé)任認(rèn)定：1.FailuretoMakePaymentsTheborrowerisindefaultifitfailstomakeapaymentontheduedate.Theborrowershallbeliableforinterestontheoverdueamountfromtheduedateuntilthepaymentismade.Example:Iftheborrowerfailstomakeamonthlypayment,itwillbechargedinterestontheoverdueamountfromtheduedateuntilthepaymentisreceived.2.MisrepresentationsorFalseStatementsTheborrowerisindefaultifitprovidesfalseormisleadinginformationinitsfinancialstatementsorloanapplication.Theborrowershallbeliableforanylossesincurredthelenderasaresultofthemisrepresentations.Example:Iftheborrowerunderstatesitsassetsintheloanapplication,itmaybeliableforthedifferenceifthelenderincurslossesduetothismisrepresentation.3.BreachofConfidentialityTheborrowerisindefaultifitdisclosesconfidentialinformationtoanythirdpartywithoutthelender'spriorwrittenconsent.Theborrowershallbeliableforanydamagessufferedthelenderduetothebreachofconfidentiality.4.FailuretoComplywithInsuranceRequirementsTheborrowerisindefaultifitfailstomaintaintherequiredinsurancecoverageasspecifiedintheagreement.Example:Iftheborrowerfailstomaintainpropertyinsuranceonthecollateral,itmaybeliableforanylossesincurredthelenderduetoacoveredevent.5.UnauthorizedUseofLoanProceedsTheborrowerisindefaultifitusestheloanproceedsforpurposesotherthanthoseagreeduponintheloanagreement.Theborrowershallbeliableforanylossesincurredthelenderduetotheunauthorizeduseoftheloanproceeds.Example:Iftheborrowerusestheloanproceedstofinanceanunrelatedbusinessventure,itmaybeliableforthelossesincurredthelenderiftheventurefails.全文完。2025年度文化產(chǎn)業(yè)貸款協(xié)議（英文）2合同編號_________一、合同主體1.甲方：名稱：____________________地址：____________________聯(lián)系人：____________________聯(lián)系電話：____________________2.乙方：名稱：____________________地址：____________________聯(lián)系人：____________________聯(lián)系電話：____________________3.其他相關(guān)方：名稱：____________________地址：____________________聯(lián)系人：____________________聯(lián)系電話：____________________二、合同前言2.1背景和目的2.2合同依據(jù)本協(xié)議依據(jù)《中華人民共和國合同法》、《中華人民共和國貸款通則》及相關(guān)法律法規(guī)制定，并遵循公平、自愿、誠實(shí)信用的原則。三、定義與解釋3.1專業(yè)術(shù)語1.文化產(chǎn)業(yè)：指以文化為核心，以創(chuàng)意、創(chuàng)新為動力，以知識產(chǎn)權(quán)為紐帶，以市場為導(dǎo)向，以產(chǎn)業(yè)融合為特征，以服務(wù)為主要內(nèi)容的產(chǎn)業(yè)形態(tài)。2.貸款：指甲方根據(jù)乙方申請，在約定的期限內(nèi)，按照約定的利率、期限和還款方式，向乙方提供的資金支持。3.2關(guān)鍵詞解釋1.本合同中“文化產(chǎn)業(yè)”一詞，包括但不限于圖書、報(bào)刊、影視、音樂、動漫、游戲、旅游、文物、藝術(shù)品等文化產(chǎn)業(yè)領(lǐng)域。2.本合同中“貸款”一詞，包括但不限于人民幣貸款、外幣貸款、信用貸款、擔(dān)保貸款等貸款形式。四、權(quán)利與義務(wù)4.1甲方的權(quán)利和義務(wù)1.甲方有權(quán)要求乙方按照約定用途使用貸款。2.甲方有權(quán)要求乙方按照約定的期限、利率和還款方式償還貸款。3.甲方有權(quán)在乙方違約時采取相應(yīng)的法律措施。4.2乙方的權(quán)利和義務(wù)1.乙方有權(quán)向甲方申請貸款。2.乙方有義務(wù)按照約定用途使用貸款。3.乙方有義務(wù)按照約定的期限、利率和還款方式償還貸款。4.乙方有義務(wù)向甲方提供真實(shí)、準(zhǔn)確的貸款申請材料。五、履行條款5.1合同履行時間本協(xié)議自雙方簽字蓋章之日起生效，履行期限為____年。5.2合同履行地點(diǎn)本協(xié)議履行地點(diǎn)為____________________。5.3合同履行方式乙方應(yīng)按照約定的期限、利率和還款方式向甲方償還貸款，甲方按照約定的方式向乙方提供貸款。六、合同的生效和終止6.1生效條件本協(xié)議經(jīng)雙方簽字蓋章后生效。6.2終止條件1.本協(xié)議約定的貸款期限屆滿；2.乙方提前償還全部貸款；3.雙方協(xié)商一致，終止本協(xié)議。6.3終止程序1.雙方協(xié)商一致，終止本協(xié)議的，應(yīng)簽訂終止協(xié)議；2.一方違約，另一方有權(quán)終止本協(xié)議，并要求違約方承擔(dān)相應(yīng)的違約責(zé)任。6.4終止后果1.本協(xié)議終止后，乙方應(yīng)立即停止使用貸款；2.雙方應(yīng)按照約定的方式清償債務(wù)；3.本協(xié)議終止后，不影響雙方之間其他合同的效力。七、費(fèi)用與支付7.1費(fèi)用構(gòu)成1.貸款利息：乙方應(yīng)按照約定的利率支付貸款利息，利率根據(jù)市場情況和雙方協(xié)商確定。2.貸款手續(xù)費(fèi)：甲方在提供貸款時，可收取一定的手續(xù)費(fèi)，具體費(fèi)用由雙方協(xié)商確定。3.保險費(fèi)用：乙方應(yīng)按照甲方要求購買相關(guān)保險，保險費(fèi)用由乙方承擔(dān)。4.其他費(fèi)用：雙方約定的其他與貸款相關(guān)的費(fèi)用。7.2支付方式1.銀行轉(zhuǎn)賬：乙方應(yīng)通過銀行轉(zhuǎn)賬方式向甲方支付貸款本金及利息。2.現(xiàn)金支付：經(jīng)雙方協(xié)商同意，乙方可通過現(xiàn)金方式支付部分款項(xiàng)。7.3支付時間1.貸款本金支付：乙方應(yīng)在合同生效后____個工作日內(nèi)支付全部貸款本金。2.貸款利息支付：乙方應(yīng)按照約定的利率和期限，按月或按季支付貸款利息。7.4支付條款1.乙方支付貸款本金及利息時，應(yīng)確保資金到賬。2.甲方收到乙方支付款項(xiàng)后，應(yīng)及時出具相應(yīng)的收據(jù)。八、違約責(zé)任8.1甲方違約1.甲方未按時提供貸款，應(yīng)向乙方支付違約金，違約金為貸款本金的一定比例。2.甲方違反保密條款，應(yīng)承擔(dān)相應(yīng)的法律責(zé)任。8.2乙方違約1.乙方未按時償還貸款本金及利息，應(yīng)向甲方支付違約金，違約金為逾期貸款本金的一定比例。2.乙方違反保密條款，應(yīng)承擔(dān)相應(yīng)的法律責(zé)任。8.3賠償金額和方式1.違約金的計(jì)算方式：按逾期貸款本金的一定比例計(jì)算，具體比例由雙方協(xié)商確定。2.賠償方式：違約金及賠償金可通過銀行轉(zhuǎn)賬、現(xiàn)金支付等方式支付。九、保密條款9.1保密內(nèi)容1.雙方在本協(xié)議項(xiàng)下知悉的對方商業(yè)秘密、技術(shù)秘密、財(cái)務(wù)信息等。2.雙方在本協(xié)議項(xiàng)下交換的任何文件、資料、信息等。9.2保密期限本協(xié)議項(xiàng)下的保密期限自協(xié)議生效之日起____年。9.3保密履行方式1.雙方對本協(xié)議項(xiàng)下的保密內(nèi)容負(fù)有保密義務(wù)，未經(jīng)對方同意，不得向任何第三方泄露。2.雙方應(yīng)采取必要措施，確保保密內(nèi)容的保密性。十、不可抗力10.1不可抗力定義不可抗力是指由于自然災(zāi)害、戰(zhàn)爭、政府行為等無法預(yù)見、無法避免且無法克服的客觀情況。10.2不可抗力事件1.自然災(zāi)害：地震、洪水、臺風(fēng)等。2.戰(zhàn)爭：戰(zhàn)爭、軍事行動等。3.政府行為：政府政策、法律法規(guī)的變更等。10.3不可抗力發(fā)生時的責(zé)任和義務(wù)1.發(fā)生不可抗力事件時，雙方應(yīng)及時通知對方，并提供相關(guān)證明材料。2.不可抗力事件發(fā)生導(dǎo)致本協(xié)議無法履行時，雙方應(yīng)協(xié)商解決。10.4不可抗力實(shí)例1.自然災(zāi)害：地震、洪水、臺風(fēng)等。2.戰(zhàn)爭：戰(zhàn)爭、軍事行動等。3.政府行為：政府政策、法律法規(guī)的變更等。十一、爭議解決11.1協(xié)商解決1.雙方應(yīng)本著友好協(xié)商的原則，積極解決爭議。2.協(xié)商期限：自爭議發(fā)生之日起____個工作日內(nèi)。11.2調(diào)解、仲裁或訴訟1.協(xié)商不成的，雙方可向雙方所在地的人民法院提起訴訟。2.也可向雙方認(rèn)可的仲裁機(jī)構(gòu)申請仲裁。十二、合同的轉(zhuǎn)讓12.1轉(zhuǎn)讓規(guī)定1.本協(xié)議經(jīng)雙方協(xié)商一致，可以轉(zhuǎn)讓。2.乙方不得將本協(xié)議項(xiàng)下的權(quán)利和義務(wù)轉(zhuǎn)讓給第三方。12.2不得轉(zhuǎn)讓的情形1.乙方在貸款期間，不得轉(zhuǎn)讓本協(xié)議項(xiàng)下的權(quán)利和義務(wù)。2.乙方在貸款期間，不得將貸款用于非法用途。十三、權(quán)利的保留13.1權(quán)力保留1.甲方保留對乙方使用貸款用途的監(jiān)督權(quán)。2.甲方保留對乙方財(cái)