2025年度XX金融機(jī)構(gòu)與個(gè)人住房貸款合同樣本

甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業(yè)合同封面RESUME甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業(yè)合同封面RESUMEPERSONAL

2025年度金融機(jī)構(gòu)與個(gè)人住房貸款合同樣本本合同共三部分組成，僅供學(xué)習(xí)使用，第一部分如下：甲方（借款人）：姓名：____________________住址：____________________乙方（貸款人）：機(jī)構(gòu)名稱：____________________法定代表人：____________________注冊(cè)地址：____________________鑒于甲方因購(gòu)房需要，向乙方申請(qǐng)個(gè)人住房貸款，乙方同意向甲方提供貸款，雙方經(jīng)友好協(xié)商，達(dá)成如下協(xié)議：一、貸款金額及期限1.本貸款金額為人民幣_(tái)___________________元整（大寫：____________________）。2.本貸款期限為_(kāi)___年，自貸款發(fā)放之日起計(jì)算。二、貸款利率及還款方式1.本貸款利率按中國(guó)人民銀行同期貸款基準(zhǔn)利率執(zhí)行，具體利率如下：年利率：____________________%貸款利率調(diào)整方式：____________________2.本貸款還款方式為_(kāi)___________________（等額本息、等額本金等）。三、貸款發(fā)放及支付1.乙方應(yīng)在接到甲方貸款申請(qǐng)之日起____個(gè)工作日內(nèi)，將貸款金額一次性發(fā)放至甲方指定的銀行賬戶。2.甲方應(yīng)按照本合同約定，將購(gòu)房款項(xiàng)支付給賣方。四、貸款償還1.甲方應(yīng)在貸款期限內(nèi)，按照本合同約定的還款方式及還款日期，按時(shí)足額償還貸款本息。2.甲方如逾期償還貸款本息，應(yīng)按照中國(guó)人民銀行規(guī)定的逾期利率支付逾期利息。五、擔(dān)保方式1.本貸款采用____________________（抵押、質(zhì)押、保證等）方式擔(dān)保。2.擔(dān)保人（如適用）：姓名：____________________住址：____________________六、違約責(zé)任（1）要求甲方立即償還逾期貸款本息；（2）要求甲方支付逾期利息；（3）依法處置擔(dān)保物；（4）向法院提起訴訟，追究甲方違約責(zé)任。2.乙方如未按本合同約定發(fā)放貸款，甲方有權(quán)要求乙方立即發(fā)放貸款，并支付相應(yīng)的違約金。七、爭(zhēng)議解決1.雙方在履行本合同過(guò)程中發(fā)生的爭(zhēng)議，應(yīng)友好協(xié)商解決。2.如協(xié)商不成，任何一方均可向貸款人所在地人民法院提起訴訟。八、其他約定1.本合同未盡事宜，雙方可另行協(xié)商補(bǔ)充。2.本合同一式兩份，甲乙雙方各執(zhí)一份，自雙方簽字（或蓋章）之日起生效。甲方（借款人）簽字（或蓋章）：____________________日期：____________________乙方（貸款人）簽字（或蓋章）：____________________日期：____________________九、合同附件1.房屋買賣合同2.房屋所有權(quán)證3.其他相關(guān)文件附件一：房屋買賣合同甲方（賣方）：姓名：____________________住址：____________________乙方（買方）：姓名：____________________住址：____________________鑒于甲方同意將房屋出售給乙方，乙方同意購(gòu)買甲方房屋，雙方經(jīng)友好協(xié)商，達(dá)成如下協(xié)議：一、房屋基本情況1.房屋坐落：____________________2.房屋面積：____________________平方米3.房屋結(jié)構(gòu)：____________________4.房屋用途：____________________二、房屋價(jià)格及支付方式1.房屋總價(jià)為人民幣_(tái)___________________元整（大寫：____________________）。2.乙方應(yīng)在簽訂本合同之日起____個(gè)工作日內(nèi)，向甲方支付房屋總價(jià)款的____%（大寫：____________________%）作為定金。3.乙方應(yīng)在辦理房屋過(guò)戶手續(xù)前，向甲方支付房屋總價(jià)款的____%（大寫：____________________%）。4.乙方應(yīng)在辦理房屋過(guò)戶手續(xù)后，向甲方支付房屋總價(jià)款的____%（大寫：____________________%）。三、房屋交付及過(guò)戶1.甲方應(yīng)在乙方支付房屋總價(jià)款的____%（大寫：____________________%）后，將房屋交付給乙方。2.乙方應(yīng)在辦理房屋過(guò)戶手續(xù)后，取得房屋所有權(quán)證。四、違約責(zé)任1.甲方如未按本合同約定交付房屋，應(yīng)向乙方支付房屋總價(jià)款的____%（大寫：____________________%）作為違約金。2.乙方如未按本合同約定支付房屋總價(jià)款，應(yīng)向甲方支付房屋總價(jià)款的____%（大寫：____________________%）作為違約金。五、爭(zhēng)議解決1.雙方在履行本合同過(guò)程中發(fā)生的爭(zhēng)議，應(yīng)友好協(xié)商解決。2.如協(xié)商不成，任何一方均可向房屋所在地人民法院提起訴訟。六、其他約定1.本合同未盡事宜，雙方可另行協(xié)商補(bǔ)充。2.本合同一式兩份，甲乙雙方各執(zhí)一份，自雙方簽字（或蓋章）之日起生效。甲方（賣方）簽字（或蓋章）：____________________日期：____________________乙方（買方）簽字（或蓋章）：____________________日期：____________________附件二：房屋所有權(quán)證房屋所有權(quán)證號(hào)：____________________附件三：其他相關(guān)文件_________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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