信用管理詞匯(中英對照)

1、English中文%W/I term準時付款百分比ACNielsen尼爾森市場調查公司Account receivable應收帳款Adjusted Balance Method調整余額法（信用卡記費法之一）Advance factoring預付保理Agency factoring代理保理Allowance寬限American Bureau of Collections美國商帳調查局American Collectors Association美國商帳協(xié)會American Collectors Association,inc.美國收帳者協(xié)會Associated Credit Bureau,Inc

2、.信用報告協(xié)會Average Collection Period,ACP平均收帳期Average Daily balance Method平均每日余額法（信用卡記費法之一）Back-to-back factoring背對背保理Bad debts壞帳Bank credit銀行信用Bulk factoring批量保理Bureau of Small Businesses Administration小企業(yè)管理局Business Credit Management UK英國商業(yè)信用管理公司Business Information Report (BIR)企業(yè)資信調查報告Canons of Busine

3、ss Credit Ethics商業(yè)信用道德公約Cash credit現(xiàn)金信用Cash discount現(xiàn)金折扣Cash flow現(xiàn)金流量CBD (Cash before deliver)先付款后發(fā)貨Checking list for Collection Action收帳活動自檢表Clearing house of Information信息交換所COD (Cash on deliver)發(fā)貨即付款Collateral抵押Collection追帳Collection policy收帳政策Commercial Invoice商業(yè)發(fā)票Commercial Law League Associati

4、on商業(yè)法律聯(lián)盟聯(lián)合會Commercial Law League of America美國商業(yè)法律協(xié)會Confidence信任Confidential factoring發(fā)票貼現(xiàn)保理Consumer Credit Protaction Act消費者信用保護法案Consumer interviewer消費者調查員Country risk indicator國家風險分析指數(shù)Credit信用Credit account信用帳戶Credit Bureau信用局（消費者個人信用調查公司）Credit Card Insurance Act信用卡保險法Credit character信用特征Credit c

5、onsulting信用管理咨詢Credit Control Act信用控制法Credit controller信用管理監(jiān)理Credit Grading Form信用評分表Credit information sources信用信息源Credit instrument信用支付工具Credit insurance信用保險Credit line信用額度Credit management信用管理Credit manager信用管理經理Credit Manager Association信用管理經理之家Credit period信用期限Credit policy信用政策Credit Repair Org

6、anization Act信用修復機構法Credit report信用報告Credit reporting agency信用報告機構Credit reportor信用報告 / 調查員Credit risk信用風險Credit scoring system信用評分系統(tǒng)Credit standard信用標準Credit terms信用條件Credit transactions信用交易Credit Union信用聯(lián)盟Creditbase信用數(shù)據(jù)庫Creditor債權人Current ratio流動比率Consumer credit消費者信用Customer file客戶檔案Customer reco

7、rd客戶檔案Dartmounth College美國達特矛茨學院Days Sales Outstanding, DSO銷售變現(xiàn)天數(shù)Days slow延遲負款百分比Debt債Debt cycle收帳程序Debtor債務人Deposit rating儲蓄戶評級Derivative financial instruments衍生金融工具Disclosed factoring公開保理Document instrument of credit合同方式的信用銷售Down payment首期付款Due到期Dun & Bradstreet Corporation鄧白氏集團DUNS number鄧白氏編

8、碼Durable consumption goods耐用消費品Economic Classification Policy Committee經濟分類政策委員會Epexcted future payment未來付款Equal Credit Opportunity Act平等信用機會法Equifax, Inc.北美地區(qū)著名信用局Experian益百利公司（北美地區(qū)著名信用局）External debt collection-collection agencies外部追帳-討債公司External debt collection-legal外部追帳-法律訴訟Factoring保理Factors C

9、hain International, FCI國際保理商聯(lián)合會Fair Credit and Charge Card Disclosure Act公平信用和貸記卡揭露法Fair Credit Billing Act公平信用結帳法Fair Credit Reporting Act公平信用報告法Fair Debt Collection Practice Act公平債務催收作業(yè)法Family Tree族譜Federal Deposit Insurance Corporation聯(lián)邦儲蓄保險公司（美國）Federal Housing Administration聯(lián)邦房屋事務管理局Federal Res

10、erve Bank聯(lián)邦儲備銀行（美國）Federal Trade Commission聯(lián)邦交易委員會Full service factoring綜合保理Graydon International Co.格瑞頓公司（荷蘭資信調查公司）Halo Effect暈輪效應Industrial Research Report行業(yè)調查報告Industry research行業(yè)調查Information product信息產品Instalment分期付款Internal debtcollection-collection follow up內勤商帳催收-按步驟催帳Internal receivable ser

11、vicing-invoicing內勤應收帳款管理-付款通知International Credit Association國際信用協(xié)會International factoring國際保理Investment credit投資信用Invoicing付款通知Issuin credit note出具貸項通知Key account report專項問題調查報告Key customer核心客戶Kreller Business Information Group, Inc.克萊勒商業(yè)信息集團Largest high credit最高信用額度Length of time to maturity信用期限Li

12、quidation 流動性Liquidator債務清算人Liquidity資產折現(xiàn)Loan rating貸款評級Marketing research市場調查Maturity factoring定期保理Member merchant特約經銷商Minimum payment最低付款額度Moody' s穆迪評級公司National Association of Credit Management全國信用管理協(xié)會（美國）National Credit Management System國家信用管理體系Net present value凈現(xiàn)值Non-recourse factoring無追索權保

13、理North America Industry Classification System北美工業(yè)分類系統(tǒng)Note instrument票據(jù)Note receivable應收票據(jù)O / A account寄售帳戶Office of Management Budget管理和預算辦公室Open book credit開戶式信用Outsourcing外包Past due AR逾期應收帳款Pawnbroker典當行Pay interest付利息Paydex付款習慣Payment Analysis Report付款分析報告Payment by industry按行業(yè)分供應商對客戶付款的評價Payment

14、 terms付款方式Personal credit個人信用Personal ID number個人身份證號碼Previous Balance Method上月余額法（信用卡記費法之一）Public credit公共信用Public record公共記錄Quick Ratio速動比率Rating資信評級Real estate credit房地產信用Recourse factoring有追索權保理Registered Mail ( Cetified Mail)掛號信Regular customer普通客戶Retail credit零售信用Retail installment credit零售分期付

15、款信用Retrieal檢索Revolving credit循環(huán)信用Risk assessment manager風險評估管理經理Risk index客戶信用風險指數(shù)RPM應收帳款跟蹤管理軟件Scoring system客戶信用評分系統(tǒng)Selling terms銷售條件Standard and Poor標準普爾資信評級公司 /體系Standard Industry Classification標準工業(yè)SIC編碼Supplier供應商Supplier Evaluation供應商評價TCM Group Internaional迪陶國際信用管理集團公司Teikoku Data Bank日本帝國數(shù)據(jù)銀行（資信調查公司）Terms of Credit Transaction信用交易條款Terms of Sales銷售條款The ABC Companies, Inc.美國ABC追帳公司The Central Research Services, Inc.中央調查服務公司（日本）The Institute of Credit Management信用管理學院（英國）Thompson-Romo-Wooldridge Inc.TRW公司（美國著名信用局）Total dollar amounts總交易額Trade discount交易折扣（