常見銀行英語詞匯(各種銀行術(shù)語和句子全面介紹)匯總

1、常見銀行英語詞匯accountnumber帳號depositor存戶pay-inslip存款單adepositform存款單abandingmachine自動存取機todeposit存款depositreceipt存款收據(jù)privatedeposits私人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheque兌付todishonoracheque拒付to

2、suspendpayment止付cheque,check支票chequebook支票本ordercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque空頭支票chequestub,counterfoil票根cashcheque現(xiàn)金支票traveler'scheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票canceledcheque已付支票forgedcheque偽支票Bandar'snote莊票，銀票banker銀行家president行

3、長savingsbank儲蓄銀行ChaseBank大通銀行Citibank花旗銀行HongkongShanghaiBankingCorporation匯豐銀行CharteredBankofIndia,AustraliaandChina麥加利銀行BanquedeI'IndoChine東方匯理銀行centralbank,nationalbank,banker'sbank中央銀行bankofissue,bankofcirculation發(fā)行幣銀行commercialbank商業(yè)銀行，儲蓄信貸銀行memberbank,creditbank儲蓄信貸銀行discountbank貼現(xiàn)銀行ex

4、changebank匯兌銀行requestingbank委托開證銀行issuingbank,openingbank開證銀行advisingbank,notifyingbank通知銀行negotiationbank議付銀行confirmingbank保兌銀行payingbank付款銀行associatebankerofcollection代收銀行consignedbankerofcollection委托銀行clearingbank清算銀行l(wèi)ocalbank本地銀行domesticbank國內(nèi)銀行overseasbank國外銀行unincorporatedbank錢莊branchbank銀行分行t

5、rusteesavingsbank信托儲蓄銀行trustcompany信托公司financialtrust金融信托公司unittrust信托投資公司trustinstitution銀行的信托部creditdepartment銀行的信用部commercialcreditcompany(discountcompany)商業(yè)信貸公司(貼現(xiàn)公司)neighborhoodsavingsbank,bankofdeposit街道儲蓄所creditunion合作銀行creditbureau商業(yè)興信所self-servicebank無人銀行l(wèi)andbank土地銀行constructionbank建設(shè)銀行indu

6、strialandcommercialbank工商銀行bankofcommunications交通銀行mutualsavingsbank互助儲蓄銀行postofficesavingsbank郵局儲蓄銀行mortgagebank,buildingsociety抵押銀行industrialbank實業(yè)銀行homeloanbank家宅貸款銀行reservebank準備銀行charteredbank特許銀行correspondingbank往來銀行merchantbank,acceptingbank承兌銀行investmentbank投資銀行importandexportbank(EXIMBANK)進

7、出口銀行jointventurebank合資銀行moneyshop,nativebank錢莊creditcooperatives信用社clearinghouse票據(jù)交換所publicaccounting公共會計businessaccounting商業(yè)會計costaccounting成本會計depreciationaccounting折舊會計computerizedaccounting電腦化會計generalledger總帳subsidiaryledger分戶帳cashbook現(xiàn)金出納帳cashaccount現(xiàn)金帳journal,day-book日記帳，流水帳baddebts壞帳investme

8、nt投資surplus結(jié)余idlecapital游資economiccycle經(jīng)濟周期economicboom經(jīng)濟繁榮economicrecession經(jīng)濟衰退economicdepression經(jīng)濟蕭條economiccrisis經(jīng)濟危機economicrecovery經(jīng)濟復(fù)蘇inflation通貨膨脹deflation通貨收縮devaluation貨幣貶值revaluation貨幣增值internationalbalanceofpayment國際收支favourablebalance順差adversebalance逆差hardcurrency硬通貨softcurrency軟通貨intern

9、ationalmonetarysystem國際貨幣制度thepurchasingpowerofmoney貨幣購買力moneyincirculation貨幣流通量noteissue紙幣發(fā)行量nationalbudget國家預(yù)算nationalgrossproduct國民生產(chǎn)總值publicbond公債stock,share股票debenture債券treasurybill國庫券debtchain債務(wù)鏈directexchange直接(對角)套匯indirectexchange間接(三角)套匯crossrate,arbitragerate套匯匯率foreigncurrency(exchange)r

10、eserve外匯儲備foreignexchangefluctuation外匯波動foreignexchangecrisis外匯危機discount貼現(xiàn)discountrate,bankrate貼現(xiàn)率goldreserve黃金儲備money(financial)market金融市場stockexchange股票交易所broker經(jīng)紀人commission傭金bookkeeping簿記bookkeeper簿記員anapplicationform申請單bankstatement對帳單letterofcredit信用證strongroom,vault保險庫equitabletaxsystem等價稅則s

11、pecimensignature簽字式樣bankinghours,businesshours營業(yè)時間銀行英語口語新開帳戶Whatkindofaccountdidyouhaveinyourmind?你想開哪種帳戶?Doyouliketoopenacurrentaccount?你想開一個活期存款帳戶嗎?Adepositorcurrentaccount?定期還是活期?Pleasetellmehowyouwouldliketodeposityourmoney.請告訴我你想存何種戶頭?There'saservicechargeforthecheckingaccountbutnochargefor

12、thesavings.支票戶頭要收服務(wù)費，現(xiàn)金戶頭不收。Ourminimumdepositforasavingsaccountis100dollars.我們儲蓄存款的最低存款額是100美圓。Fiveyuanistheminimumoriginaldeposit.最低起存款額是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.你可隨時以50美圓的起存額開立儲蓄帳戶。Evenoneyuanisallright.甚至一元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyo

13、udepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.這是你的存折，存取款時請帶來。保管好存折，遺失請告訴我們。Ishouldliketoopenacurrentaccount.我想開一個活期存款帳戶。IneedacheckingaccountsothatIcanpaymybill.我需開個支票帳戶，這樣就能付帳。We'dliketoknowhowweopenachecking-savingsaccount.我們想知道如何開一個支票儲蓄帳戶。Ihaveacheckingaccounthe

14、re.我在這里有一個支票存款帳戶。IthinkI'dlikeadepositaccount.我想要開個定期存款帳戶。CanIopenacurrentaccounthere?我能否在這兒開個活期存款帳戶？Iwanttoopenadepositaccountwithyou.我要開個儲蓄帳戶。I'dliketoopenadepositaccountwithyou.我想在你們這兒開個定期存款帳戶。Couldyoutellmethedifferencebetweenasavingsaccountandacheckingaccount?請告訴我儲蓄存款與支票存款的區(qū)別好嗎？Pleasete

15、llmetheprocedureforopeningasavingsaccount.請告訴我開個儲蓄帳戶需要什么手續(xù)。Will100yuanbeenoughforaminimumdeposit?100元作最低存款額夠嗎？I'dliketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount.我想知道開一個支票帳戶200元存款是否夠。Couldyoutellmehowtooperatethisaccount?請告訴我如何經(jīng)管這個帳戶好嗎？Isthereanyminimumforthefirstdeposit?第一

16、次儲蓄有最低限額嗎？Howmuchdoeseachaccountcost?每個帳戶要花多少錢？UsefulPhrasescurrentdeposit,currentaccount活期存款fixeddeposit,fixedaccount定期存款fixeddepositbyinstallments零存整取jointaccount存款帳戶toopenanaccount開戶頭銀行英語口語存款Howmuchdoyouwanttodepositwithus?你想在我們這存多少？Howmuchdoyouwishtopayintoyouraccount?你希望在你的戶頭上存多少？Howmuchmoneydo

17、youplantokeepinyouraccountonaregularbasis?你計劃在你的戶頭上定期存放多少錢？Howmuchcashdoyouplantodepositinyouraccount?你有多少錢要存入呢？Ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keeping.我認為你可把錢存入銀行，或留在銀行暫保管起來。Wouldyoupleasefillinthedepositingform,givingthesumofmoneyyou'retodepositaswellasyou

18、rname,addressandprofessionalunit?請?zhí)顝埓婵顔?，寫明要存的?shù)額以及你的姓名，地址和工作的單位，好嗎？Iwanttodeposit300yuaninmyaccount.我想在我的戶頭上存300元。Iwanttodepositthesechequesinmyaccount.我想把這些支票存在我的戶頭上。I'dliketopay200yuanintomydepositaccount.我想在在我的定期存款戶頭上存200元。Iwanttodepositmypaycheck.我想存入我的工資支票。I'dliketoknowwhetherIcancashach

19、equehere.我想知道我能否在這兌換支票。Willyoupleasecashthistraveler'scheque?請兌現(xiàn)這張旅行支票好嗎？I'dliketocashthismoneyorder.我想兌現(xiàn)這張匯款單。Iwanttocashthebalanceofatraveler'sletterofcredit.我要把旅行信用證的結(jié)余兌現(xiàn)。Willyoupleasetellmewhetheryouchargeforcheques?請告訴我兌換支票收手續(xù)費嗎？Couldyoutellmehowmuchthecheckscost?請告訴我這些支票要花多少錢？Whati

20、fIoverdraw?如果透支了怎么辦？Pleasesignyournameonthebottomlineifyouwanttocashthecheck.如果想兌支票，請在底線上簽名。Pleasewriteyouraccountnumberonthebackofthecheck.請在支票背面寫上你的帳號。Wehonoredthecheckastheoverdraftwasonly5yuan.我們承兌這張支票的透支額只有5元。Pleaseendorsethecheque.請背簽這張支票。Thetraveler'scheckscost1.5%ofthetotalamountofpurcha

21、se.旅行支票手續(xù)費是購買總額的1.5%。Here'sthechequebook.Whenyousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveit"open".這是一本支票簿，你郵寄支票時，注意要在支票上打叉線。但是如果你本人想開張兌現(xiàn)支票，就不可打叉線。Eachchequeyouwritewillcost2dollars.你每開一張支票將花2美圓。UsefulWordsandPhrasesaccountnumber帳目編號depositor存戶pa

22、y-inslip存款單adepositform存款單abandingmachine自動存取機todeposit存款depositreceipt存款收據(jù)privatedeposits私人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheque兌付todishonoracheque拒付tosuspendpayment止付cheque,check支票cheque

23、book支票本ordercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque空頭支票chequestub,counterfoil票根cashcheque現(xiàn)金支票traveler'scheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票canceledcheque已付支票forgedcheque偽支票Bandar'snote莊票，銀票銀行英語口語取款、結(jié)余I'dliketoknowifIcandrawonmyaccountforpay

24、mentofthingsIbuyinTianjin.我想知道一下我是否能提取存款來支付天津購物的費用。Iwanttowithdraw200dollarsfrommydepositaccount.我要從我的定期存款中支取200美圓。Iwanttoclosemyaccountwithyou.我想結(jié)束在你們這兒的帳戶。I'dliketodraw100yuanagainstthisletterofcredit.我想從這份信用證上提款100元。MayIdrawmoneyagainsttheletterofcredithere?我可以在這兒用這份信用證取錢嗎？Couldyoutellmemybal

25、ance?能否把存款結(jié)余金額告訴我？Pleaseletmeknowmybalance.請告訴我結(jié)余金額。Ithinkyoucandrawonthisaccountbychequeinpaymentofgoods.我以為你可用支票提款支付購物費用。Yourbalanceatthebankis300yuan.你在本行的結(jié)余是300元。Yourdepositisexhausted.你的存款支凈了。Yourletterofcreditisusedup.你的信用證用完了。Pleasetellmehowyouwishtodrawyourmoney.請告訴我你希望怎樣支款。Fillourawithdrawa

26、lform,please.請?zhí)顚懭】顔?。Theletterofcreditisexhausted.信用證上的款子已提清。TheletteratCounter6willpayyouagainstyournumberslip.六號柜臺的出納員將根據(jù)你的號碼牌付給你錢。UsefulWordsandPhrasestocloseanaccount,toclearanaccount結(jié)清todrawmoney取款drawing-outslip取款單thenumberslip號碼牌awithdrawalform取款單tofillinthereceiptinduplicate一式兩份填這張收據(jù)teller,ca

27、shier出納員銀行英語口語兌換貨幣Pleasetellmehowmuchyouwanttochange.請告訴我你要換多少。HowmuchoftheremittancedoyouwanttoconvertintoJapaneseyen?你要把多少匯款換成日圓？Whatkindofcurrencydoyouwant?要哪種貨幣？What'sityouwishtochange?你有什么要換的？Whatkindofcurrencydoyouwanttochange?要換哪種貨幣？Inwhatdenominations?要什么面值的？Pleasetellmewhatnoteyouwant.請

28、告訴我要什么鈔票。Willseventensbeallright?7張10元的可以嗎？Isitintraveler'scheques?換旅行支票嗎？I'dliketoknowhowIshallgiveittoyou.我想知道如何付錢給你。Howwouldyoulikeit?你要什么面額的？Wouldyoukindlysigntheexchangeform,givingyournameandaddress?請在兌換單上簽字，寫出你的姓名和地址，好嗎？Canyouchangemesomemoney,please?能否請你給我兌換一些錢？Hereitis,someFrenchfran

29、cs,Swissfrancs,AmericandollarsandafewDutchguilders.這些就是：一些法國法郎，瑞士法郎，美圓和一些荷蘭盾。Wouldyoupleasegivemesevenfive-poundnotes,fourpoundnotesandfourten-shillingnotes,andtherestinsmallchange.請你給我7張5鎊紙幣，4張1鎊紙幣，4張10先令紙幣，剩下的要零票。Wouldyoumindgivingmethesixpenceincoppers?勞駕給我6便士的銅幣。I'dliketoknowifyoucouldchange

30、thismoneybackintoU.S.dollarsforme.我想知道能否把這筆兌回成美圓。CouldyouchangetheseFrenchfrancsforme?能給我兌換這些法國法郎嗎？Canyougiveme100dollarsinSwissfrancs?能否給我100美圓的瑞士法郎？I'dliketoconvertthefullamountoftheremittanceintoU.S.dollars.我想把全部匯款換成美圓。I'dlikesomecoinsforthisnote.我想把這張紙幣換成硬幣。I'dliketobreakthis50dollar

31、note.我想把這張50美圓紙幣換開。Fivetwentiesandtensingles,please.請給我5張20元和10張一元的。Ineed300dollarsin100-dollarcheques.我要300美圓票面為100美圓的支票。Ihopeyou'llgivemetentraveler'schequesof100dollarseach.我希望給我10張面額為100美圓的旅行支票。Infives,please.請給我5元票面的。Couldyougivemesomesmallnotes?給我一些小票好嗎？UsefulWordsandPhrasescurrency,mo

32、ney貨幣moneychanging兌換貨幣anexchangeform兌換單banknote鈔票noteoflargedenomination大票noteofsmalldenomination小票smallchange零錢subsidiarymoney輔幣nickelpiece鎳幣plasticcurrencynotes塑料鈔票convertiblemoney可兌換（黃金）紙幣銀行英語口語儲蓄存款利息What'stheinterestrateforthesavingsaccount?儲蓄存款的利率是多少？Doyoupayinterestonthisaccount?這種存款付給利息嗎？

33、Pleasetellmewhattheannualinterestrateis.請告訴我年利率是多少。Interestispaidattherateof1%perannumatpresent.目前每年的利率是1%。Itallowsyoutoearnalittleinterestonyourmoney.這可使你從存款中獲得一點利息。Theaccountcarriesinterestof4%.該存款有4%的利息。Theinterestisaddedtoyouraccounteveryyear.每年的利息都加到你的存款中。Theinterestrateforthesavingsaccountis4%

34、.儲蓄存款的利率是4%。Itvariesfromtimetotime.Atpresentitis6%.（年息）每個時期都不同，現(xiàn)在是六厘。UsefulWordsandPhrasesinterestrate利率*interest單利compoundinterest復(fù)利legalinterest法定利息primerate優(yōu)待利率payableinterest應(yīng)付利息lendingrate貸款利率usury高利貸thesubsidyrateforvalue-preservedsavings保值儲蓄補貼率銀行英語口語外匯率TellmethecurrentrateforRMB,please.請告訴我人民幣的現(xiàn)價。What'syoursellingrateforRMByuaninnotestoday?你們今天人民幣現(xiàn)鈔的售價是多少？What'sthedollargoingfortoday?美圓今天的售價是多少？Ourbuyingratefor