《金融英語(yǔ)閱讀》 教學(xué)內(nèi)容與安排

1、 金融英語(yǔ)閱讀教學(xué)內(nèi)容與安排本課程總體分為六大專(zhuān)題，每個(gè)專(zhuān)題都有數(shù)篇文章可用。1: Banking IndustryChapter2: Economics / money Chapter , , 3: Investment SystemChapter , 4: AccountingChapter , 24, 34, 37, 385: LawChapter , 186: OthersChapter 16, 17, 35, 8, 14, 27, 28, 30因一學(xué)期18周總共為36課時(shí)，理想的做法是選用12課用于課堂教學(xué)，其他課程由學(xué)生課后自學(xué)，每課需要3課時(shí)。有些準(zhǔn)備工作和活動(dòng)要求學(xué)生在課前或課

2、下進(jìn)行，以提高課堂教學(xué)效率。 所選的12課為：1、6、9、23、2、3、15、19、10、13、12、11。時(shí)間具體安排如下：第1-2周：第1章使用課文：The Banking Industry in China第2-3周：第6章使用課文：The World Bank第4-5周：第9章使用課文： the Financial System 第5-6周：第23 章使用課文： International Monetary Fund第7-8周：第2章使用課文：Politics vs. Economics第8-9周：第3章使用課文：Money第10-11周：第15章使用課文：The Macroecono

3、mics of International Currencies 第11-12周：第19章使用課文：Bretton Woods and the Gold Exchange Standard第13-14周：第10章使用課文：Assessing Investment System第14-15周：第13章使用課文：Investment Products and Services Provided by Insurers第16-17周：第12章使用課文： Pooling of Interests Accounting第17-18周：第11章使用課文：Invitation for Bids教學(xué)大綱Top

4、ic One: Banking Industry第一章The Banking Industry in China1、 教學(xué)目的By the end of the chapter, students should be able to know about¾ the development of the banking industry in China ¾ the structure of the central banking system¾ the major tasks of the three policy banks in China.2、 教學(xué)計(jì)劃Th

5、is chapter will cover 3 hours. 2 hours for the introduction of background information and explanations of terms and the texts. And the other 1 hour for discussion and practice.3、 教學(xué)方法¾ Translation: key sentences and terms¾ Paraphrasing: major words and sentences¾ Summarizing: importan

6、t paragraphs¾ Discussion: key issues¾ Questions and answers4、 背景知識(shí)The establishment of the Peoples Bank of China in 1948 marked the beginning of a new chapter in the Chinese banking history. Through five decades of evolution, particularly nearly two decades of reform and opening to the out

7、side world, Chinas banking sector has entered a stage of vigorous development. With PBC as the central bank, the current banking system in China consists mainly of wholly state-owned commercial banks, which coexist and cooperate with policy banks and joint-equity commercial banks operation in their

8、respective authorized business domains.5、 重點(diǎn)講解概念講解PBCAll in one monopolistic banking systemSpecialized bankCentral bankForeign exchange reservesFiscal agentAggregate creditMonetary baseBenchmark interest rateFiscal deficit Lending facilitiesPriority constructionFixed-asset investmentCommodity reserv

9、esSubsidiary第六章The World Bank1 教學(xué)目的By the end of the chapter, students should be able to know about:¾ the composition of the World Bank Group;¾ the importance of the World Bank Group;¾ the functions of the World Bank;¾ the future development of the World Bank.2 教學(xué)計(jì)劃It is schedule

10、d to take 3 hours to handle this chapter. 2 hours will be spent on explanation of the key words, phrases sentences and the features of the text, and 1 hour for class discussion and questions and answers.3 教學(xué)方法¾ Translation: key sentences.¾ Paraphrasing: key words and expressions.¾ Exp

11、lanation: new terms.¾ Summarizing: key passages.¾ Discussion: important issues.¾ Questions and answers: interaction between teachers and students.4 背景知識(shí)The International Bank for Reconstruction and Development, usually referred to as the World Bank, was founded by the Bretton Woods Co

12、nference as an international bank to finance the reconstruction and development of member countries. Operations started in 1946. The bank is financed partly by contributions paid by member countries, partly by bond issues.5 重點(diǎn)講解概念講解hard loansubscribed capitalcompetitive biddingcredit linegrace perio

13、ddisbursed loan balances句子講解1 Visions of imperialism, real or imagined, are less likely if the lender/donor is multinational orinternational.譯文：無(wú)論從實(shí)際或假想的角度，一國(guó)專(zhuān)制的情形都不大可能出現(xiàn)。2 The Bank must make relatively safe loans with high assurance of repayment because its ownfunds are acquired through the sale of

14、 securities offerings that must compete withgovernment and private business offerings of all sorts.譯文：世界銀行必須發(fā)放有高還款保證的相對(duì)安全的貸款，因?yàn)樗峭ㄟ^(guò)發(fā)行證券獲得自有資金的，而其發(fā)行的證券又必須與各種政府和私人企業(yè)發(fā)行的證券相競(jìng)爭(zhēng)。3 Although it shares the Banks administrative staff and grants credits for projects covering thesame sorts of projects in the LD

15、Cs as the Banks loans, its soft loans differ from the “hard” loans of the bank in several important ways.譯文：雖然它與世界銀行共用行政人員，其信貸投向的項(xiàng)目范圍與世界銀行投向欠發(fā)達(dá)國(guó)家的貸款項(xiàng)目種類(lèi)相同，但它的軟貸款與世界銀行的硬貸款在某些重要的方面有所不同。第九章The Financial System1 教學(xué)目的By the end of the chapter, students should be able to know about: ¾ the function of

16、 the financial system;¾ the participants in the financial system;¾ the financial intermediaries and their respective functions.2 教學(xué)計(jì)劃As the chapter covers many aspects of financial system. It will take 3 hours to deal with this chapter. 2 hours will be for explanation of the text, and 1 ho

17、ur will be for questions and discussions.3 教學(xué)方法¾ Translation: key sentences.¾ Paraphrasing: key words and expressions.¾ Explanation: new terms.¾ Summarizing: key passages.¾ Discussion: important issues.¾ Questions and answers: interaction between teachers and students.4

18、 背景知識(shí)Everyone has some contact with the financial system. Banks, building societies and insurance companies provide in their respective way for some of our everyday needs, such as payment facilities through bank, convenient savings and access to home loans from building societies, and car, house, or

19、 life insurance.5 重點(diǎn)講解概念講解payment facilitiesdiscount houseinvestment trustventure capitalcredit facilitiesmarket makerderivative instrumentliquidity equity assetmaturity句子講解1 Satisfactory payments facilities are something which we are inclined nowadays to take forgranted, but productive economic act

20、ivity is dependent on their existence, and indeed on traders having reasonable access to short-term credit facilities.譯文：今天我們想當(dāng)然地樂(lè)于接受某種東西作為令人滿意的支付工具，但經(jīng)濟(jì)生產(chǎn)活動(dòng)正是依賴于它們的存在，更依賴于商人們擁有獲得短期信貸工具的合理途徑。2 By their very nature financial institutions attract criticism: bankers would not be doing theirjobs if they

21、did not turn down some requests for loans, and those who are denied funds sometimes feel hard done by and are vociferous in their complaints.譯文：金融機(jī)構(gòu)天生就容易招惹批評(píng)：如果銀行不拒絕幾份貸款請(qǐng)求，那他就不是在認(rèn)真工作；而那些被拒絕了的借款人有時(shí)會(huì)覺(jué)得十分委屈甚至大為光火，抱怨不停。3 The control which financial institutions wield over very substantial sums of money

22、alsoattracts the attention of governments, partly because they may see irresistible opportunities to secure cheap finance for favored borrowers (notably governments themselves, and partly in view of the economic power attached to control of finance.譯文：金融機(jī)構(gòu)擁有的、對(duì)大量金錢(qián)的管理權(quán)同樣也會(huì)引來(lái)政府部門(mén)的目光，一方面是因?yàn)樗鼈儚闹锌吹搅藶榻杩钊?/p>

23、（特別是政府自己）獲取低廉融資的不可抗拒的機(jī)會(huì)，另一方面是從金融管理的經(jīng)濟(jì)效力的角度。4 Moreover, while there is nothing to prevent savers and investors from dealing directly witheach other if they wish, the existence of financial institutions makes direct contact unnecessary, since both groups can deal with the intermediating institutions.譯

24、文：另外，當(dāng)沒(méi)有任何東西能夠阻擋儲(chǔ)蓄者和投資者在他們?cè)敢獾臈l件下直接交易時(shí)，金融機(jī)構(gòu)的存在使得他們沒(méi)有必要直接簽署合約，因?yàn)閮纱蠹瘓F(tuán)都可以與中介機(jī)構(gòu)接洽。第二十三章International Monetary Fund (IMF1 教學(xué)目的 By the end of this chapter, students should be able to know about:¾ the original objective of the IMF¾ the functions performed by the IMF¾ the objective of the IMF&

25、#190; the knowledge about the world debt crisis¾ changes in the IMF2 教學(xué)計(jì)劃It is scheduled to take 3 hours to deal with the text. 2 hours will be spent on analysis of the key expressions and sentences, and 1 hour will be on questions and answers and class discussions.3 教學(xué)方法¾ Translation: key

26、 sentences.¾ Paraphrasing: key words and expressions.¾ Explanation: new terms.¾ Summarizing: key passages.¾ Discussion: important issues.¾ Questions and answers: interaction between teachers and students.4 背景知識(shí)Established by the Bretton Woods Conference in 1947, the purpose

27、of the IMF is to foster international monetary cooperation through the stabilization of exchange rates, the removal of foreign exchange restrictions and the facilitation of international payments and of international liquidity. However, following the breaking of the dollars link with gold, and the a

28、bandonment of national fixed parties, the IMF rule was abolished in 1976.5 重點(diǎn)講解概念講解quotastructural adjustment facilitiesfirm surveillancedebt defaultdebt reschedulingdebt crisis 句子講解1 One of the Fund original objectives, since abandoned, was the maintenance of fixed exchangerates among member-countr

29、ies currencies, with par value related to the US dollar, which was valued at $35 per ounce of gold.譯文：國(guó)際貨幣基金組織最初的一個(gè)目標(biāo)是，在各成員國(guó)貨幣之間維持固定的匯率，各國(guó)貨幣的面值與美圓相聯(lián)系，又規(guī)定35美圓與1盎司黃金等值，但是這個(gè)目標(biāo)后來(lái)廢棄了。2 The IMF agreement was entered prior to the founding conference of the United Nations, andwhen the UN was formed, the Fun

30、d was brought into relationship with the UN by an agreement.譯文：在聯(lián)合國(guó)成立大會(huì)召開(kāi)之前，IMF 協(xié)議就已經(jīng)簽署了；當(dāng)聯(lián)合國(guó)成立后，國(guó)際貨幣基金組織又與聯(lián)合國(guó)簽訂了協(xié)議，建立關(guān)系。3 More accurately stated, the obligation of maintaining such a system remained in the FundsArticles of Agreement, but the IMF was powerless to uphold it in the face of a situation

31、 in which all major currencies were floating rather than fixed in value.譯文：更準(zhǔn)確地說(shuō)，維持該體制是“國(guó)際貨幣基金協(xié)定”中明文規(guī)定的一項(xiàng)義務(wù)，但是面對(duì)所有主要貨幣幣值都放棄了固定匯率而開(kāi)始自由浮動(dòng)的IMF 再也沒(méi)有足夠的力量維持該體制了Topic Two: Money & Economics第二章Politics Vs. Economics1、 教學(xué)目的By the end of the chapter, students should be able to know about¾ the implic

32、ations of the so-called “political economy”¾ the relations between the economic systems and the political and cultural backgrounds ofnations¾ the primary characteristic of the postmodern world economy at the end of the 20th century2、 教學(xué)計(jì)劃 This chapter will cover 3 hours, mainly for explana

33、tions of the text and the key words and sentences.3、 教學(xué)方法¾ Translation: key sentences and terms¾ Paraphrasing: major words and sentences¾ Summarizing: important paragraphs¾ Discussion: key issues¾ Questions and answers4、 背景知識(shí)The “political economy”, which was traditionally n

34、amed for the discipline of the economists, can be dated back to Adam Smiths Wealth of Nations, published in 1776. Smiths view, while more exhaustive than most visions of economists, anticipated the Industrial Revolution but hardly the global consequences of the multinational corporation. However, hi

35、s principles of economic liberalism still have a leading role in Anglo-Saxon cultures today.5、 重點(diǎn)講解概念講解laissez-faireausterity measuresstaus quo allocation of existing resourcesnation-states句子講解1） between politics and economics within their own society, not to mention in their attempt to impose their

36、 liberal ideology upon other societies, is not surprising.譯文：“富裕的”美國(guó)人在自己的社會(huì)里，已經(jīng)很難在政治和經(jīng)濟(jì)之間保持分明的界限，更不用說(shuō)努力使他們的自由論點(diǎn)強(qiáng)加于別國(guó)，這并不令人吃驚。2） Ideology involves falling in love with ideas that further a certain groups or states concreteinterests.譯文：意識(shí)形態(tài)包括對(duì)某種能增進(jìn)集體或國(guó)家共同利益的思想的喜愛(ài)。3） The sacrosanct value of individual

37、freedom in the United States, for example, heavily depends upon the assumption that economics and politics can be kept separated, that the state should be kept out of peoples private “business” lives as much as possible.譯文：比如在美國(guó)，至高無(wú)上的個(gè)人自由價(jià)值觀，緊密依賴于經(jīng)濟(jì)與政治保持分離的假設(shè)前提，要求政府應(yīng)該盡可能地排除在人們的私人“商業(yè)”生活之外。4） The prag

38、matic individualism and empiricism of Anglo-Saxon thought in general and of AdamSmiths classical liberal doctrine of maximizing self-interest in particular served as preconditions for the birth of the Industrial Revolution in Britain.譯文：盎格魯-薩克遜的傳統(tǒng)思想和亞當(dāng)·斯密個(gè)人利益最大化的獨(dú)特理論中的實(shí)用個(gè)人主義和經(jīng)驗(yàn)個(gè)人主義為英國(guó)工業(yè)革命的萌芽提供了

39、前提條件。5） While conditions other than economic ideology are necessary for a sufficient explanation inanswering these questions, contemporary historical developments suggest that individual self-interest and organizational efforts to optimize what already exists, which are the engines of motivation beh

40、ind industrial capitalism, are ideas without which no adequate explanation is possible.譯文：當(dāng)不包括經(jīng)濟(jì)意識(shí)形態(tài)的環(huán)境成為回答這些問(wèn)題必不可少的充分答案時(shí)，當(dāng)代的歷史發(fā)展表明個(gè)人利益以及樂(lè)觀地對(duì)待現(xiàn)實(shí)的集體作用是推動(dòng)工業(yè)資本發(fā)展的原動(dòng)力，這才是可能不需充分解釋的想法。6） The primacy of global logic does not go to the point of closure of Immanuel Wallerstein, whoargues in The Modern World

41、System (1974 that neither the sovereign state nor national society constitutes “a social system”, that only the world-system constitutes a social system and that one can only speak of social change in social systems.譯文：全球概念的首要問(wèn)題并沒(méi)有達(dá)到沃勒斯坦觀點(diǎn)的要求，他在現(xiàn)代世界體系（1974）中提到獨(dú)立的國(guó)家或國(guó)家社會(huì)都沒(méi)有建立“社會(huì)體系”，只有世界體系才能建立社會(huì)體系，個(gè)人只

42、能代表發(fā)生于社會(huì)體系中的變化。第三章Money1、 教學(xué)目的By the end of the chapter, students should be able to know about¾ the definition of money¾ the functions of money¾ different forms of money and the respective advantages and disadvantages.2、 教學(xué)計(jì)劃This chapter will cover 3 hours. 2 hours for explanation of

43、terms and the texts. And the other 1 hour for discussion and practice.3、 教學(xué)方法¾ Translation: key sentences and terms¾ Paraphrasing: major words and sentences¾ Summarizing: important paragraphs¾ Discussion: key issues¾ Questions and answers4、 背景知識(shí)Money is playing more and more

44、 important role in the development of economic and other fields of social life. What is money? What are its basic functions? These are what everyone in this world should know.5、 重點(diǎn)講解概念講解tokenbarterdeferred paymentcommodity moneyclippingdebasementfractional backingfiat moneygreenbackprivate debt mone

45、ycurrencyIOUCheckable depositA double coincidence of wantsInflation第十五章The Macroeconomics of International Currencies1 教學(xué)目的By the end of the chapter, students should be able to know about¾ how international currencies originated.¾ the reason for lack of currency substitution.¾ the Bre

46、tton Woods system¾ international monetary system2 教學(xué)計(jì)劃This chapter will cover 3 hours. 2 hours for explanation of new terms and important sentences. 1 hour for discussion of the historical events mentioned in the text.3 教學(xué)方法¾ Paraphrasing: difficult words, expressions and sentences;¾

47、Translation: key sentences or passages;¾ Explanation: new terms;¾ Discussion: key issues.4 背景知識(shí)In the early 1970s, the demise of the Bretton Woods system resulted in fundamental changes in the way international monetary system worked. Most important among these changes was that the supply

48、and composition of international liquidity became endogenously determined and the international monetary system departed from a commodity system.5 重點(diǎn)講解概念講解：commodity standardfiat systemmint paritygold exchange standard par valuereserve assetcapital flowfree-floating exchange ratederegulate句子講解1 Most

49、 important among these changes was that the supply and composition of international liquidity became endogenously determined, that is, the international monetary system was based on a fiat system and departed from a commodity system.譯文：在這些變化中最重要的是國(guó)際貨幣頭寸的供給和結(jié)構(gòu)的變化，即，國(guó)際貨幣體系構(gòu)成的根據(jù)是法幣體系，而不再是商品尺度。2 Therefo

50、re, although members were required to state par values for their currencies in terms of gold and to intervene in the foreign exchange markets to keep their currencies within 1 percent of the par value, expressed in gold, in practice members expressed par values in terms of US dollars, and the US sto

51、od ready to convert dollars into gold at $35 per ounce.譯文：于是，盡管協(xié)議要求各成員國(guó)應(yīng)以黃金表述其貨幣平價(jià)，并且在干預(yù)外匯市場(chǎng)以使其貨幣保持在平價(jià)上下1范圍那波動(dòng)時(shí)也應(yīng)以黃金表示，但在實(shí)際操作中，成員國(guó)都是用美元來(lái)表示平價(jià)，美國(guó)也愿意以每盎司35美元的價(jià)格把美元兌換成黃金。3 This was a period of optimism, reflected in a belief that monetary policy could beindependently determined under freely floating exc

52、hanged rates, but it was soon overtaken by a realism, born of the close connections between the small, open economies and larger ones, which emerged towards the end of that decade.譯文：這只是一段理想主義時(shí)期，它所反映的觀念時(shí)認(rèn)為貨幣政策可以在完全浮動(dòng)的基礎(chǔ)上自主制定，但是不久，在10年間，它就被現(xiàn)實(shí)主義的做法所替代既在大大小小的開(kāi)放經(jīng)濟(jì)之間形成密切的關(guān)系。第十九章Bretton Woods and the Gold

53、 Exchange Standard 1、 教學(xué)目的By the end of the chapter, students should be able to know about¾ the significance of holding a conference at Bretton Woods¾ the functions of the International Monetary Fund¾ debits and credits in international transaction¾ the comprising items under BOP

54、 accounts¾ subaccounts under current / capital / official reserve account¾ measures taken to repair a countrys BOP deficit¾ the role of US dollar at the Bretton Woods conference2、 教學(xué)計(jì)劃This chapter will cover 3 hours. 2 hours for the introduction of background information and explanati

55、ons of terms and the texts, and the other 1 hour for discussion and practice.3、 教學(xué)方法¾ Translation: key sentences and terms¾ Paraphrasing: major words and sentences¾ Summarizing: important paragraphs¾ Discussion: key issues¾ Questions and answers4、 背景知識(shí)During World War II, th

56、e countries of the world were much too involved with the hostilities to consider the gold standard or any other monetary system. However, many officials realized some system must be established to operate when peace returned. Actually, consideration of it did not await the firing of the last shot. B

57、efore that, in 1944, representatives of the major allied powers, with the United States and Britain assuming the dominant roles, met at Bretton Woods, New Hampshire, to plan for the future.5、 重點(diǎn)講解概念講解 Stable / floating / fluctuating exchange rateBretton Woods conferenceInternational Monetary Fund (I

58、MFCentral reserve assetsPar valueBalance of paymentsInflation / deficitMarket / nonmarket measuresDebits / CreditsCurrent / capital accountUnilateral transferPortfolio investmentShort-term capitalRoyalties on patentsTrademarkUnilateral transferMaturityShort-term capital flowHedging activitiesTopic Three: Investment System第十章Assessing Investment Systems1 教學(xué)目的By the end of the chapter, students should be able to know about:¾ the way in which investment systems work;¾ problems with some of