2022年考研考博-考博英語-通用考博英語考試名師押題精選卷I（帶答案詳解）試卷號(hào)87

1、住在富人區(qū)的她2022年考研考博-考博英語-通用考博英語考試名師押題精選卷I（帶答案詳解）（圖片可根據(jù)實(shí)際調(diào)整大?。╊}型12345總分得分一.綜合題(共50題)1.單選題Questions 12 to 15 are based on the passage you have just heard.問題1選項(xiàng)A.She was uninterested in advertising.B.She found her outfit inappropriate.C.She was unhappy with fashion trends.D.She often checked herself in a

2、mirror.問題2選項(xiàng)A.To save the trouble of choosing a unique outfit every day.B.To meet the expectations of fashion-conscious clients.C.To keep up with the current trends.D.To save the expenses on clothing.問題3選項(xiàng)A.It enhances peoples ability to work independently.B.It helps people succeed in whatever they

3、are doing.C.It matters a lot in jobs involving interaction with others.D.It boosts ones confidence when looking for employment.問題4選項(xiàng)A.Design their own uniform to appear unique.B.Wear classic pieces to impress their clients.C.Fight the ever-changing trends in fashion.D.Do whatever is possible to look

4、 smart.【答案】第1題:B第2題:A第3題:C第4題:D【解析】Passage TwoI work in advertising and I like to keep up with current trends, mainly because Im aware that we live in an image-obsessed world. 12 However, when I first started my job, occasionally Id catch a glimpse of myself in the lifts and find myself thinking tha

5、t I looked a total mess. Was I being held back by my choice of clothing? The short answer is yes, especially when clients are quick to judge you on your style rather than your work. 13 But no one can be unique with their outfit every day. I mean thats why uniforms were invented. So heres what I did.

6、 I created my own uniform. To do this, I chose an appropriate outfit. Then I bought multiple items of the same style in different shades. Now I never worry about what Im wearing in the morning, even if I do get a bit tired of just wearing the same classic pieces. Overall, when it comes to work, you

7、have to ask yourself: will looking smarter enhance my ability to do my job? For some, this question may not be an issue at all, especially if you work remotely and rarely see your colleagues or clients face to face. 14 But if your job involves interacting with other people, the answer to this is oft

8、en yes. So rather than fighting the system, 15 I think we should just do whatever helps us to achieve our goals at work. If that means playing it safe with your image, then lets face it. Its probably worth it.12. What do we learn about the speaker when she first started her job?【試題答案】B【試題解析】題目問說話者剛開

9、始工作的時(shí)候，我們可以了解到什么？錄音開頭提到，當(dāng)說話者剛開始工作的時(shí)候，偶爾會(huì)在電梯里瞥一眼自己，發(fā)現(xiàn)自己看起來一團(tuán)糟（I looked a total mess）。后面指出，之所以一團(tuán)糟是因?yàn)榉b的原因，因此B選項(xiàng)“她發(fā)現(xiàn)她的服裝很不合適”正確。A選項(xiàng)“對(duì)廣告不感興趣”利用錄音開頭的“advertising”設(shè)置干擾，錄音說的是說話人從事的是廣告業(yè)，并未提及她對(duì)廣告業(yè)不感興趣，因此排除；C選項(xiàng)“她對(duì)時(shí)尚潮流不滿意”，錄音開頭說的是，說話者喜歡跟隨當(dāng)下的潮流，因此C選項(xiàng)不正確；D選項(xiàng)“她經(jīng)常照鏡子檢查自己”在錄音中并未提及，因此也可排除。13. Why were uniforms inven

10、ted, according to the speaker?【試題答案】A【試題解析】題目問說話者談及的制服被發(fā)明的原因。錄音中提到，沒有人可以每天穿著獨(dú)一無二的衣服，這就是制服被發(fā)明的原因。A選項(xiàng)“為了省去每天選不同衣服的煩惱”與原文意思表述相符，因此正確。B選項(xiàng)“滿足有時(shí)尚意識(shí)的客戶的期望”和D選項(xiàng)“節(jié)省服裝開支”在錄音中均未提及，因此排除；C選項(xiàng)“跟上當(dāng)前的潮流”，利用錄音開頭的keep up with current trends設(shè)置干擾，但這并不是發(fā)明制服的原因，因此不正確。14. What does the speaker say about looking smarter?【試題

11、答案】C【試題解析】題目問的是說話者關(guān)于“看起來更時(shí)尚”的看法。在錄音后半部分，說話者提出一個(gè)問題，即看起來更時(shí)尚是否會(huì)提升我們的工作能力，接下來隨即對(duì)此進(jìn)行了回答，如果你的工作需要與其他人進(jìn)行面對(duì)面交談，則答案是肯定的，C選項(xiàng)“這在需要與他人接洽的工作中很重要”與原文意思表述一致，因此正確。A選項(xiàng)“這能提高人們獨(dú)立工作的能力”和D選項(xiàng)“這能增強(qiáng)求職者的信心”在錄音中均沒有信息提及，因此排除。B選項(xiàng)“這幫助人們?cè)谒麄兯龅娜魏问虑樯先〉贸晒Α闭f法過于絕對(duì)，不符合題意。15. What does the speaker advise people to do in an image-obsess

12、ed world?【試題答案】D【試題解析】題目問在這個(gè)看重外貌形象的世界里，說話者建議人們?cè)趺醋?？錄音結(jié)尾提到，說話者認(rèn)為人們應(yīng)該竭盡所能去做能實(shí)現(xiàn)工作目標(biāo)的事情，包括謹(jǐn)慎塑造自己的形象，這都是值得的。D選項(xiàng)“做任何能（使我們的形象）看起來時(shí)尚的事情”與原文意思符合，因此正確。A選項(xiàng)“設(shè)計(jì)他們自己的制服，使其看起來獨(dú)一無二”；B選項(xiàng)“穿經(jīng)典的衣服給客戶留下深刻印象”和C選項(xiàng)“對(duì)抗不斷變化的時(shí)尚潮流”均不正確，在原文找不到相關(guān)依據(jù)，因此排除。2.單選題Foreign businessmen（ ）hesitate to invest a large sum of money in a time-

13、consuming and high-cost project if the country is under political disturbances.問題1選項(xiàng)A.permanentlyB.routinelyC.temporarilyD.unswervingly【答案】B【解析】考查副詞辨析。permanently “永久地；長(zhǎng)期不變地”；routinely “例行公事地，老一套地”；temporarily “臨時(shí)地”；unswervingly “堅(jiān)定不移地”。句意：如果一個(gè)國家政局不穩(wěn)，外商通常會(huì)猶豫是否投資耗時(shí)長(zhǎng)、成本高的項(xiàng)目。選項(xiàng)B符合題意。3.單選題He managed to

14、stay in power for over five years, （ ）all the criticism and the pressure on him to resign.問題1選項(xiàng)A.withstandingB.withholdingC.withdrawingD.witnessing【答案】A【解析】考查形似動(dòng)詞辨析。withstand “抵擋，禁得起，反抗”；withhold “克制，忍住”；withdraw “取款；回收；撤退”；witness “目擊”。句意：他成功掌權(quán)五年多，經(jīng)受住了各種批判和要他下臺(tái)的壓力。選項(xiàng)A符合題意。4.單選題To please no one A I

15、will prescribe a deadly drug, B nor give advice which may cause his death. C Nor will I give D a woman a pessary to procure abortion. But I will preserve the purity of my life and my art.問題1選項(xiàng)A.I will prescribeB.nor give adviceC.Nor will ID.a woman【答案】A【解析】A選項(xiàng)所在內(nèi)容應(yīng)該用倒裝句式，將I will prescribe 改為 will I

16、prescribe。選項(xiàng)A符合題意。5.單選題She put an extra blanket over the baby for fear that（ ）.問題1選項(xiàng)A.he catches coldB.he should catch coldC.he caught coldD.be catching cold【答案】B【解析】考查虛擬語氣。For fear that后面要用虛擬語氣，表示“唯恐”，謂語動(dòng)詞用“should + 動(dòng)詞原形”，選項(xiàng)B符合題意。6.單選題Most public places are simply not（ ）to the needs of people with

17、physical handicap.問題1選項(xiàng)A.desertedB.dwelledC.motivatedD.geared【答案】D【解析】考查動(dòng)詞辨析。desert “拋棄，遺棄”；dwell “居住，存在”；motivate “使產(chǎn)生動(dòng)機(jī)，激發(fā)的積極性”；gear “適合；裝上齒輪”。句意：大部分公共場(chǎng)所無法滿足身體有缺陷的人的需求。選項(xiàng)D符合題意。7.單選題Questions 19 to 21 are based on the recording you have just heard.問題1選項(xiàng)A.Abilities of human babies.B.Adults influence

18、 on children.C.Cognitive features of different newly born mammals.D.Similarities between human babies and baby animals.問題2選項(xiàng)A.They love happy melodies more than sad ones.B.They fall asleep easily while listening to music.C.They are already sensitive to beats and rhythms.D.They can distinguish a happ

19、y tune from a sad one.問題3選項(xiàng)A.Babies emotions.B.Infants behaviors.C.Babies interaction with adults.D.Infants facial expressions.【答案】第1題:A第2題:D第3題:A【解析】Recording TwoIn last weeks lecture, we discussed the characteristics of the newly born offspring of several mammals. You probably remember that human

20、infants are less developed physically than other mammals of the same age. 19 But in todays lecture, well look at three very interesting studies that hint at the surprising abilities of human babies.In the first study, 3-year-olds watch two videos shown side by side, each featuring a different resear

21、cher, one of whom theyd met once, two years earlier. The children spent longer watching the video showing the researcher they hadnt met. This is consistent with young childrens usual tendency to look longer at things that arent familiar. And really this is amazing! It suggests the children remembere

22、d the researcher theyd met just one time when they were only one-year-olds. Of course, as most of us forget memories from our first few years as we grow older, these early long-term memories will likely be lost in subsequent years.Our second study is about music. For this study researchers played mu

23、sic to babies through speakers located on either side of a human face. They waited until the babies got bored and inverted their gaze from the face. And then they changed the mood of the musiceither from sad to happy, or the other way around. This mood switch made no difference to the 3-month-olds,

24、but for the 9-month-olds it was enough to renew their interest and they started looking again in the direction of the face. 20 This suggests that babies of that age can tell the difference between a happy melody and a sad tune.Our final study is from 1980, but its still relevant today. 21 In fact, i

25、ts one of the most famous pieces of research about infant emotion ever published. The study involved ordinary adults watching video clips of babies 9-month or younger. In the video clips, the babies made various facial expressions in response to real life events, including playful interactions and p

26、ainful ones. The adult observers were able to reliably discern an assortment of emotions on the babies, faces. These emotions included interest, joy, surprise, sadness, anger, disgust, contempt, and fear.Next week, well be looking at this last study more closely. In fact, we will be viewing some of

27、the video clips from that study. And together, see how well we do in discerning the babies emotions.19. What are the three interesting studies about?【試題答案】A【試題解析】題目問這三項(xiàng)有趣的研究是關(guān)于什么的？錄音開頭提到“在今天的講座中，我們將看到三個(gè)非常有趣的研究，它們暗示了人類嬰兒驚人的能力（abilities of human babies）”，因此A選項(xiàng)“人類嬰兒的能力”正確。B選項(xiàng)“成年人對(duì)兒童的影響”，三個(gè)研究雖有成年人參與，但這些

28、研究并不是研究成年人對(duì)兒童的影響，因此B選項(xiàng)不正確；C選項(xiàng)“不同新生哺乳動(dòng)物在認(rèn)知方面的特征”是上周的講座所討論的內(nèi)容，而不是本周；D選項(xiàng)“人類嬰兒和動(dòng)物嬰兒之間的相似之處”，錄音中未提及相關(guān)信息。20. What does the second study find about 9-month- old babies?【試題答案】D【試題解析】題目問關(guān)于9個(gè)月大的嬰兒，第二項(xiàng)研究有什么發(fā)現(xiàn)？在第二項(xiàng)研究中，提到音樂氛圍的變化對(duì)3個(gè)月大的嬰兒沒有影響，但對(duì)于9個(gè)月大的嬰兒來說，這足以重新引起他們的興趣，這表明該年齡段的嬰兒能夠區(qū)分快樂的旋律和悲傷的旋律。因此D選項(xiàng)“他們能分辨出快樂的曲調(diào)和悲傷

29、的曲調(diào)”符合原文。A選項(xiàng)“他們喜歡快樂的旋律勝過悲傷的旋律”和B選項(xiàng)“他們聽音樂時(shí)很容易睡著”在錄音中沒有信息提及；C選項(xiàng)“他們對(duì)節(jié)拍和節(jié)奏已經(jīng)很敏感了”。beats and rhythms在錄音中并未出現(xiàn)，因此C選項(xiàng)可排除。21. What is the 1980 study about?【試題答案】A【試題解析】題目問1980年那項(xiàng)研究是關(guān)于什么的？錄音中提到，該項(xiàng)研究是迄今為止發(fā)表的關(guān)于嬰兒情緒（infant emotion）的最著名的研究之一，因此A選項(xiàng)“嬰兒的情緒”正確。B選項(xiàng)“嬰兒的行為”并沒有提及；C選項(xiàng)“嬰兒和成人的互動(dòng)”，利用錄音的playful interactions設(shè)干

30、擾，但錄音是說嬰兒看到playful interactions時(shí)臉部的表情，不是嬰兒自己的interactions，因此C選項(xiàng)不正確；D選項(xiàng)“嬰兒的面部表情”是最具有干擾性的一項(xiàng)。事實(shí)上，facial expressions在這項(xiàng)研究中很重要，但這是為研究嬰兒情緒服務(wù)的，因此D選項(xiàng)不選。8.翻譯題首先，額外的學(xué)習(xí)對(duì)孩子的身體發(fā)育是不利的。教育專家指出，孩子在枯燥的教室里待了一整天之后，參加一些體育活動(dòng)，而不是額外的學(xué)習(xí)，是非常重要的。孩子們正處于身體快速發(fā)育時(shí)期，缺乏體育鍛煉可能會(huì)對(duì)他們的生活造成嚴(yán)重的影響。第二，從心理上講，大部分孩子似乎對(duì)額外學(xué)習(xí)沒有什么好感。當(dāng)別的孩子玩耍的時(shí)候，很難想象

31、一個(gè)學(xué)生能把精力集中在課本上。而且，由于要額外地學(xué)習(xí)，孩子們沒有多少時(shí)間和同齡的孩子玩耍和交流, 很難培養(yǎng)他們的交際能力。他們可能變得孤僻，甚至產(chǎn)生某些心理疾病。通過以上討論我們可以得出結(jié)論：盡管額外的學(xué)習(xí)的確有很多優(yōu)點(diǎn), 但它的缺點(diǎn)不可忽視，遠(yuǎn)大于它的優(yōu)點(diǎn)。因此，放學(xué)后強(qiáng)迫孩子學(xué)習(xí)是不明智的。任何家長(zhǎng)都應(yīng)非常重視孩子在學(xué)習(xí)和玩耍這兩方面的平衡，正如那句老話：只學(xué)習(xí)，不玩耍，聰明的孩子會(huì)變傻?！敬鸢浮縁irst, additional learning is detrimental to childrens physical development. Educational experts p

32、oint out that taking some sport activities instead of extra study is very important for children after spending the whole day in a boring classroom. Children are undergoing rapid physical development and lacking physical exercise might severely affect their future life. Second, psychologically speak

33、ing, the majority of children do not seem to like extra study. When other children are playing, it is hard to imagine a student can be absorbed in his textbook. Furthermore, children do not have much time to play and communicate with their peers because of the extra learning. It is therefore difficu

34、lt to develop their interpersonal abilities. They may become withdrawn, and even suffer certain mental illness. Therefore, from what has been discussed above, we may draw the conclusion that, although extra study indeed has many obvious advantages, its disadvantages shouldnt be ignored and far out-w

35、eigh its advantages. It is therefore absurd to force children to take extra study after school. Any parents should make sure their children keep a balance between play and study, as the old saying goes: All work and no play makes Jack a dull boy.9.單選題She is most frugal in matters of business, but in

36、 her private life she reveals a streak of （prodigality）.問題1選項(xiàng)A.antipathyB.wastefulnessC.virtuosityD.equanimity【答案】B【解析】考查名詞辨析。句意：她在生意上極其節(jié)儉，但在私生活上卻揮霍無度。A選項(xiàng)antipathy“反感，厭惡”；B選項(xiàng)wastefulness“浪費(fèi)，揮霍無度”；C選項(xiàng)virtuosity“精湛技巧”；D選項(xiàng)equanimity“平靜，鎮(zhèn)定”。根據(jù)句意可知，prodigality和frugal意思相反，prodigality意為“浪費(fèi)，慷慨”，選項(xiàng)B與之意思相近，代入

37、符合語境。10.單選題The growth of part-time and flexible working patterns, and of training and retraining schemes,（ ） more women to take advantage of employment opportunities.問題1選項(xiàng)A.have allowedB.allowC.allowingD.allows【答案】D【解析】考查主謂一致。通過分析句子，可知句子缺少的是謂語動(dòng)詞，主語是the growth，謂語動(dòng)詞應(yīng)該用單數(shù)，選項(xiàng)D符合題意。11.單選題Picking flowers

38、in the park is absolutely （ ）.問題1選項(xiàng)A.avoidedB.prohibitedC.rejectedD.repelled【答案】B【解析】動(dòng)詞詞義辨析。句意：在公園里摘花是絕對(duì)禁止的。選項(xiàng)B符合語境。12.單選題Like most fathers and sons, we fought； it was a cold war lasting from the （ ）of my adolescence until I went off to college in 1973.問題1選項(xiàng)A.setbackB.onsetC.drawbackD.offset【答案】B【解析

39、】考查名詞辨析。setback “挫折，退步”；onset “著手，開始；攻擊，進(jìn)攻”；drawback “缺點(diǎn)，不利條件”；offset “抵消，補(bǔ)償”。句意：如同大部分父子，我們爭(zhēng)吵；有一次冷戰(zhàn)是從我的年少時(shí)期一直持續(xù)到1973年我上大學(xué)。選項(xiàng)B符合題意。13.單選題The problem is inherent and（ ）in any democracy, but it has been more severe in ours during the past quarter-century because of the near universal denigration of gov

40、ernment,politics and politicians.問題1選項(xiàng)A.perishableB.periodicalC.perverseD.perennial【答案】D【解析】考查形容詞辨析。perishable “易腐壞的；易毀滅的”；periodical “周期的；定期的”；perverse “墮落的，不正當(dāng)?shù)摹保籶erennial “多年生的；常年的；長(zhǎng)期存在的”。分析句子結(jié)構(gòu)可知，填空處所填詞應(yīng)和前面的inherent“固有的”意思相近，所以選項(xiàng)D最為恰當(dāng)。句意：任何民主的問題都是固有的，長(zhǎng)期存在的，但是在過去二十五年中，由于近年來普遍對(duì)政府、政治，還有政治家的詆毀使得這個(gè)問題

41、更為嚴(yán)峻。所以選項(xiàng)D正確。14.單選題Frank （ ） all his strength, pushed past the players blocking him, and ran for a touchdown.問題1選項(xiàng)A.called onB.called downC.called upD.called for【答案】C【解析】考查動(dòng)詞詞組辨析。call on “拜訪；號(hào)召”；call down “引起；責(zé)罵”；call up “給打電話；調(diào)用”；call for “去接（某人）；去?。澄铮?。句意：弗蘭克用盡全力推開阻礙者，越線得分。選項(xiàng)C符合題意。15.單選題Questions

42、 9 to 11 are based on the passage you have just heard.問題1選項(xiàng)A.It helps employees to reduce their stress.B.It prevents employees from feeling bored.C.It strengthens harmony among employees.D.It helps employees to view things positively.問題2選項(xiàng)A.Weekends are conducive to reducing stress.B.Humor is vital

43、to interpersonal relationships.C.All workers experience some emotional stress.D.Humor can help workers excel at routine tasks.11.問題3選項(xiàng)A.Smash the toys to release their bottled-up resentments.B.Take the boss doll apart as long as they reassemble it.C.Design and install stress-reducing gadgets.D.Strik

44、e at the boss doll as hard as they like.【答案】第1題:A第2題:D第3題:B【解析】Passage One“Too many people view their jobs as a five-day prison which they are paroled every Friday,” says Joel Goodman, founder of the Humor Project, a humor consulting group in Saratoga Springs, New York. Humor unlocks the office pris

45、on because it lets adults bring some of their childlike spirit to the job.According to Howard Pollio, professor of psychology at the University of Tennessee, Knoxville, an office with humor breaks is an office with satisfied and productive employees. 10 Pollio conducted a study that proved humor can

46、 help workers excel at routine production tasks. Employees perform better when they have fun. In large corporations with a hierarchy of power, there is often no outlet for stress. “Every company needs underground ways of poking fun at the organization,” says Lynn M. Mark, a speaker on workplace humo

47、r for Saint Marys Health Center in Saint Louis.Kodaks Rochester, New York branch discovered a way for its 20,000 employees to uncork their bottled-up resentments. 9 Their 1,000-square-foot humor room features a toy store. Among the rooms many stress-reducing gadgets, the main attraction is a boss do

48、ll with detachable arms and legs. 11 Employees can take the doll apart as long as they put its arms and legs back in place.Sandy Cohen, owner of a graphic print production business, created the quote board to document the bizarre phrases people say when under strict deadlines. “When youre under stre

49、ss, you say stupid things,” says Cohen. Now we just look at each other and say “Thats one for the quote board”.9. What does the passage say about humor in the workplace?【試題答案】A【試題解析】題目問關(guān)于職場(chǎng)中的幽默，這篇短文說了什么？錄音提到了職場(chǎng)幽默的例子，其中一個(gè)是柯達(dá)紐約羅徹斯特分公司的humor room“幽默房間”，該房間里有很多讓人減輕壓力的物件（stress-reducing gadgets），其中之一是可拆卸

50、的“老板玩偶”。由此可知，職場(chǎng)的幽默可以讓人減輕壓力，A選項(xiàng)“它能幫助員工減輕壓力”與錄音原文表述一致，因此正確。B選項(xiàng)“它讓員工不再無聊”；C選項(xiàng)“它使員工之間的關(guān)系更和諧”和D選項(xiàng)“它幫助員工積極地看待事物”在錄音中均沒有信息提及，所以可排除。10. What does the study by Howard Pollio show?【試題答案】D【試題解析】題目問Howard Pollio的研究表明了什么？錄音提到Howard Pollio的研究證明了幽默能幫助員工出色地完成日常的工作任務(wù)（humor can help workers excel at routine productio

51、n tasks），D選項(xiàng)“幽默可以幫助員工在日常工作中表現(xiàn)出色”是錄音原文的復(fù)現(xiàn)，因此正確。A選項(xiàng)“周末有助于減輕壓力”和B選項(xiàng)“幽默對(duì)人際關(guān)系極其重要”在錄音中均沒有信息提及；C選項(xiàng)“所有的員工均遭受情緒壓力”，這并不是Howard Pollio的研究結(jié)論，因此可排除。11. What can Kodaks employees do in the humor room?【試題答案】B【試題解析】題目問柯達(dá)的員工在“幽默房間”可以做什么事？錄音提到了humor room中有可拆卸的“老板玩偶”，員工可以把“老板玩偶”拆掉，不過拆后得把玩偶的手和腳拼回去。B選項(xiàng)中的reassemble it“重

52、新組裝”對(duì)應(yīng)錄音的put its arms and legs back in place，因此B選項(xiàng)“把老板玩偶拆掉，拆后再重新組裝”正確。A選項(xiàng)“把玩具砸碎以發(fā)泄?jié)M腔怨恨”和D選項(xiàng)“狠狠地揍老板玩偶，多狠都可以”表述過于絕對(duì)，忽略了“拆后重新組裝”這個(gè)條件，因此不正確；C選項(xiàng)“設(shè)計(jì)、安裝減輕壓力的物件”在錄音中沒有提及，因此可排除。16.單選題“May I speak to your manager Mr. Jenson at 2 oclock this afternoon?”“Im sorry. Mr. Jenson（ ） to a conference long before then.

53、”問題1選項(xiàng)A.will have goneB.had goneC.would have goneD.has gone【答案】A【解析】考查時(shí)態(tài)?！斑@個(gè)下午兩點(diǎn)”表示將來時(shí)間，根據(jù)“before then”可知要用將來完成時(shí)，選項(xiàng)A符合題意。17.單選題Questions 5 to 8 are based on the conversation you have just heard.問題1選項(xiàng)A.She called on the man.B.She went to the bank.C.She made a business plan.D.She paid her mortgage.問題2

54、選項(xiàng)A.She didnt pay her mortgage in time.B.She had apparently asked for too much.C.Her credit history was considered poor.D.Her previous debt hadnt been cleared yet.問題3選項(xiàng)A.Start her own business.B.Buy a piece of property.C.Pay a debt long overdue.D.Check her credit history.問題4選項(xiàng)A.Build up her own fina

55、nces step by step.B.Revise her business proposal carefully.C.Ask for smaller loans from different lenders.D.Seek advice from an expert about fundraising.【答案】第1題:B第2題:C第3題:A第4題:C【解析】Conversation TwoM: 5 How did it go at the bank this morning?W: Not well, my proposal was rejected.M: Really, but why?W:

56、 Bunch of reasons. For starters, 6 they said my credit history was not good enough.M: Do they say how you could improve that?W: Yes, they said that after five more years of paying my mortgage, then I will become a more viable candidate for a business loan. But right now, its too risky for them to le

57、nd me money. They fear I will default on any business loan Im given.M: Well, that doesnt sound fair. Your business idea is amazing. Did you show them your business plan?What did they say?W: They didnt really articulate any position regarding the actual business plan. They simply looked at my credit

58、history and determined it was not good enough. They said the bank has strict guidelines and requirements as to who they can lend money to. And I simply dont meet their financial threshold.M: What if you ask for a smaller amount? 8 Maybe you could gather capital from other sources, smaller loans from

59、 more lenders?W: You dont get it. It doesnt matter the size of the loan I ask for or the type of business I propose. Thats all inconsequential. The first thing every bank will do is studying how much money I have and how much debt I have before they decide whether or not to lend me any more money. 7

60、 If I want to continue ahead with this dream of owning my own business, I have no other choice but to build up my own finances. I need around 20% more in personal savings and 50% less debt. Thats all there is to it.M: I see now. Well, its a huge pity that they rejected your request, but dont lose ho