2023年銀行招聘之銀行招聘綜合知識題庫練習(xí)試卷A卷附答案

2023年銀行招聘之銀行招聘綜合知識題庫練習(xí)試卷A卷附答案單選題（共100題）1、資料：Askedtonametheirfavoritecity,manyAmericanswouldselectSanFranciscowhichbeganasasmallSpanishoutpostlocatedonamagnificentbay.ThetownwaslittlemorethanavillageservingrancherswhentheUnitedStatestookpossessionofitin1846duringthewarwithMexico.A.1850B.1852C.1846D.1848【答案】A2、Onthenextbirthday,Ann（）marriedfortwentyyears.A.isB.hasbeenC.willbeD.willhavebeen【答案】D3、Whilethereasonsformassive，longer-burningwildfiresarecomplex，thereis______thatwildfireswilloccurmorefrequentlywithclimatechange。A.consensusB.conclusionC.recognitionD.compromise【答案】A4、債券是流通的有價(jià)證券，其票面信息中通常不包含（）。A.債券的面額B.債券的市場價(jià)格C.利率D.償還日期【答案】B5、資料：Thepersonalcomputerwasarevolutionininformationtechnologythatspawneda$50billionhardwarebusiness,withanother$30billioninsoftwareandperipherals（eg.mouse,keyboard,printer,etc.）by1991.Duringitsshort15years,theindustryevolvedthroughthreesuccessiveperiods.Duringitsfirst5to6years,itwascharacterizedbyexplosivegrowthandmultiple,smallcompetitorsvyingforapieceofthemarket.From1981to1985,theindustrybecameabattleforstandardsandretailshelfspace.Thethirderawasoneofincreasingfragmentation.From1986through1991-1992,newmanufacturersfromaroundtheworldgrabbedfromtheindustryleadersasnewchannelsofdistributionemergedandproductinnovationaswellasrevenuegrowthslowed.A.SharingapplicationsbetweenmachinesB.ProgrammingonthecomputerC.WritingcontractsonthecomputerD.Buyingkeyboardsandprinters【答案】A6、下列關(guān)于負(fù)債的說法，錯(cuò)誤的是（）。A.是由企業(yè)過去的交易或者事項(xiàng)所形成的B.是企業(yè)承擔(dān)的現(xiàn)時(shí)義務(wù)C.預(yù)期會導(dǎo)致經(jīng)濟(jì)利益流出D.一般將負(fù)債分為短期借款與長期借款【答案】D7、（）不能反映各科目的對應(yīng)關(guān)系，不便于分析和檢查經(jīng)濟(jì)業(yè)務(wù)的來龍去脈，不便于查對賬目。A.記賬憑證賬務(wù)處理程序B.匯總記賬憑證賬務(wù)處理程序C.日記總賬賬務(wù)處理程序D.科目匯總表賬務(wù)處理程序【答案】D8、Itwasno（）thathiscarwasseennearthebankatthetimeoftherobbery.A.coincidenceB.conventionC.certaintyD.complication【答案】A9、Thesearchwasbasedonthesamecombinationofconceptsandsearchtermsand______another176publications.A.yieldedB.offeredC.providedD.supplied【答案】B10、有一位企業(yè)的領(lǐng)導(dǎo)者，破例地獎(jiǎng)勵(lì)了幾位為企業(yè)做出很大貢獻(xiàn)的職工，獎(jiǎng)金超過了以往規(guī)定的最高限額。對此，下屬有許多不同的反應(yīng)，這件事表明（）。A.不管獎(jiǎng)金數(shù)是否合理，超越制度的規(guī)定是不應(yīng)該的B.只要不是領(lǐng)導(dǎo)者個(gè)人裝腰包，獎(jiǎng)勵(lì)完全可以遵循大數(shù)原則C.這種獎(jiǎng)勵(lì)是一種暈輪效應(yīng)，為了引起轟動，違反制度也是值得的D.如果獎(jiǎng)勵(lì)是公平的，這種處理方法符合運(yùn)用權(quán)利的例外處理原則【答案】D11、當(dāng)前公司A信貸購入了2325元人民幣的原材料于生產(chǎn)，在30天后支付了這筆應(yīng)付賬款，又過了30天后客戶B以3000元的價(jià)錢買入這筆原材料，客戶將于30天后支付這筆應(yīng)收賬款，則公司的現(xiàn)金周期為（）天。A.75B.90C.60D.30【答案】B12、資料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.A.0.75%B.0.5%C.0.25%D.1%【答案】C13、資料：Wearepleasedtoinviteyoutoattendthe14thCanadianCollaborativeMentalHealthCareConference（14thCCMHCC）tobeheldonThursday，June27thandFriday，June28th，2013.Montrealhasbeenselectedasthehostcity.ThisannualeventwilltakeplaceattheDeltaCentreVileHotel，adowntownlocationwithineasywalkingdistanceoftheOldCity.YouwillbecharmedbytheuniquecharacterofthecityofMontreal，themetropolisoftheprovinceofQuebec.Forthoseofyouwhowishtoextendyourstay，youcancombinebusinessandpleasurebyattendingthe34thInternationalJazzFestivalofMontrealthatwillbeginonFriday，June28thandcontinueforthenext10days.A.ThosewhoareunwillingtostayaloneintheirhotelroomsB.ThosewhowouldliketoexplorermoreaboutMontrealC.ThosewhoarefondofjazzmusicD.Thosewhogettiredofbusinessesandconferences【答案】B14、ThiswellestablishedleaderinWorldwideAviationTrainingisabletogiveyouthebest______trainingthatmeetsyourtrainingneeds，yourbudgetandyourtime.A.mostB.possibleC.kindD.better【答案】B15、Whenagoverningbodyisformed,____qualificationsforguideswillbesuretofollow.A.averageB.standardizedC.typicalD.indoor【答案】B16、（1）電報(bào)、電話、廣播、電視機(jī)問世之初都曾被認(rèn)為會引發(fā)災(zāi)難，現(xiàn)在又輪到智能手機(jī)等移動設(shè)備了。家長們擔(dān)心，移動設(shè)備會使青少年遠(yuǎn)離社會，不與其他人交往。既然之前的新技術(shù)已經(jīng)被證明是無害的，人們?yōu)槭裁匆獡?dān)憂呢？A.新技術(shù)對于成年人來說并不需要B.孩子的好奇心比成年人大C.成年人總是會擔(dān)心末知因素對下一代的影響D.新技術(shù)大多都是針對下一代人而推出的【答案】D17、2020年3月24日外交部發(fā)言人耿爽表示，近日中國駐英國、法國、意大利、沙特等國的使館向中國留學(xué)生發(fā)放了裝有防疫物品和防疫指南的（）指導(dǎo)他們科學(xué)防疫，幫助他們加強(qiáng)防護(hù)，傳遞來自黨和政府的關(guān)心和問候，來自祖國人民的呵護(hù)和叮嚀。A.愛心包B.防疫包C.宣傳包D.健康包【答案】D18、Afterthestorm,thelakereturnedtoitsusual（）state.A.flaccidB.placidC.lucidD.Acid【答案】A19、資料：Samsung’sNotebook7Spinisastylish，versatileworkmachinewithpowertospare.The2-in-1notebook’sperformanceisimpressive，anditsversatilefoldingdesignislegitimatelyuseful.Unfortunately，thesystem’sshallowkeyboardandlacklusterbatterylifecurtailitsproductivitypotentialabit.A.Versatilefoldingdesign，aslimlook，keyboardB.Versatilefoldingdesign，aslimlook，batterylifeC.Versatilefoldingdesign，aslimlook，keyboardandbatterylifeD.Versatilefoldingdesign，aslimlook，system’sroomydisplayandhardware【答案】D20、Hercollectionofpaintingswas______totheNationalGallerywhenshedied.A.inheritedB.bequeathedC.beneathD.bewildered【答案】B21、Fossilfuelsareandwillbestill______foratleastthenexttwo-threedecadesatrelativelylowcosts.A.productiveB.convenientC.renewableD.available【答案】D22、個(gè)人理財(cái)當(dāng)中，投資者教育的最主要的實(shí)施主體是（）。A.行業(yè)協(xié)會B.監(jiān)管機(jī)構(gòu)C.商業(yè)銀行D.中國人民銀行【答案】C23、資料：Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothecontrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthatpromotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoinaconstructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonislistening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwassaid,butthattheycomprehendeditwellenoughtowantadditionalinformation.Goodlisteningwasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer”interaction.Thebestconversationswereactive.A.HowtobecomeagoodcollaboratorB.HowtotrainyouraudienceC.Whatmakeslisteningattractive?D.Whatdogoodlistenersdo?【答案】D24、企業(yè)溢價(jià)發(fā)行股票時(shí)，超過股票面值的部分計(jì)入（）。A.盈余公積B.實(shí)收資本C.資本公積D.留存收益【答案】C25、Passage8A.SomelendersareunwillingtolendmoneytoseniorsB.TheborrowerscannotpaybackthemoneyasexpectedC.FederalandstateregulatorsaredocumentingtheobjectionD.Somelendersgobankrupt【答案】B26、對實(shí)際現(xiàn)金流進(jìn)行折算時(shí)，使用（）。A.名義利率B.稅前利率C.通脹率D.實(shí)際利率【答案】D27、馬克思主義哲學(xué)實(shí)現(xiàn)了唯物主義自然觀和唯物主義歷史觀的統(tǒng)一的關(guān)鍵是（）。A.發(fā)現(xiàn)了階級斗爭在歷史發(fā)展中的作用B.肯定了人民群眾在歷史上的作用C.探討了人與自然的關(guān)系D.把實(shí)踐理解為對象性活動【答案】D28、資料：Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.A.ThirdpartieswillhavetobuyfraudinsuranceB.RegulatorshavecomeupwithpromisingsolutionsC.Banks'defenseagainstcyberattacksisstrongD.Thirdpartieswillcheckclients'datamonthly【答案】B29、資料：Thesocietalmarketingconceptquestionswhetherthepuremarketingconceptoverlookspossibleconflictsbetweenconsumersshort-runwantsandconsumerlong-runwelfare.Isafirmthatsatisfiestheimmediateneedsandwantsoftargetmarketsalwaysdoingwhat’sbestforconsumersinthelongrun？Thesocietalmarketingconceptholdsthatmarketingstrategyshoulddelivervaluetocustomersinawaythatmaintainsorimprovesboththeconsumersandsociety’swell-being.A.generatescarbondioxideemissionsthatcontributetoglobalwarmingB.produceshealthyproductswiththe“green”packagesC.ishighlysuccessfulbecauseitrunagainstthesocietylong-runinterestsD.takeswaterfrompristinelakesandsnow-cappedmountains【答案】A30、資料：Upto80percentoftheworld’smiddleclasseswillliveindevelopingcountriesby2030thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreportpublishedonThursday.A.discusswhydevelopingcountriesareplayingmajorroleB.illustrateatheoryforpovertyreductionC.explainreasonsbehindareportD.interprettheroleoftradefordevelopingcountries【答案】C31、資料：之后，經(jīng)濟(jì)學(xué)家Mr.X展望了中歐之間的商業(yè)機(jī)遇，請根據(jù)下列資料回答問題。A.Hiringalocalagentor3PQismostconvenientB.AgentschargehighpricesC.OneshouldinspectthefactoriespersonallyD.Visitingafactoryrequiresapplications【答案】A32、下列關(guān)于自然失業(yè)率的說法中，錯(cuò)誤的是（）。A.經(jīng)濟(jì)波動會導(dǎo)致自然失業(yè)率的變動B.失業(yè)津貼延長會降低自然失業(yè)率C.就職率升高會降低自然失業(yè)率D.自然失業(yè)率與部門轉(zhuǎn)移正相關(guān)【答案】B33、馬柯維茨的現(xiàn)代投資組合理論認(rèn)為，只要兩種資產(chǎn)收益率的相關(guān)系數(shù)不為（），分散投資于兩種資產(chǎn)就具有降低風(fēng)險(xiǎn)的作用。A.0B.-1C.1D.2【答案】C34、資料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)A.Withthedevelopmentofhumanrobotinteraction,robotsaenowabletocommunicatewithhumansinaneffectivewayB.Scientistshavemanychallengesindevelopingrobots,suchashowtomodifytheirappearanceandbehaviorC.Humanemotionsenablerobotstowinthetrustfromhuman,especiallytheelderlyandchildrenD.Itisimportanttohelppeopleunderstandrobotsinordertodeveloprobotstohumanneeds【答案】D35、人民幣匯率形成機(jī)制改革堅(jiān)持主動性、可控性、漸進(jìn)性的原則，2005年7月21日，人民幣匯率形成機(jī)制改革啟動，開始實(shí)行以市場供求為基礎(chǔ)、參考一籃子貨幣政策進(jìn)行調(diào)節(jié)、有管理的浮動匯率制度。自匯率形成機(jī)制改革以來，人民幣匯率彈性逐步擴(kuò)大，并形成雙向波動的格局，呈現(xiàn)穩(wěn)中有升的態(tài)勢。A.固定匯率制B.浮動匯率制C.盯住匯率制D.有管理的浮動匯率制【答案】C36、資料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.A.borrowabookfromthelibraryB.lookafteryourchildrenC.drivetotheseasideforaholidayD.dineatarestaurant【答案】D37、Recentdecadeshavewitnessedincreasedglobalizationoftheworldeconomyassociatedwitheconomicandfinancial______amongcountries。A.integrationB.corporationC.harmonyD.conflict【答案】A38、資料：Thehopflowerhasbeenusedinbeer-makingatleastsincetheeighthcentury.Traditionallyitwasapreservative,butitalsoimpartsflavor.Tosome,thetasteisbitterandunpalatable,andthusmanybrewersuseonlyminimalamounts.But,dependingonvariety,growingconditions,andotherfactors,hopscanimpartarangeofflavorsthatconnoisseurssayrivalsthatofwinegrapes.Startinginthenineteen-seventies,smallbrewersontheWestCoastbegandramaticallyuppingtheamountofhopsintheirbrews.OneoftheirmostpopularproductswastheIndiapaleale,orL.P.A.,abrewthathasbeenaroundsincethelateeighteenthcentury.ThestorygoesthatnecessitydrovetheBritishtoaddlargequantitiesofhopsinordertopreservethebeertheyshippedtoIndia,toquenchthethirstoftheSahibsmanagingtheEmpirethere.A.BecauseconnoisseurssaiditsflavorrivalsthatofwinegrapesB.BecausethereweredifferentvarietiesC.BecauseithelpedpreservebeerD.Becauseonlysomepeopledidn’tlikethetaste【答案】A39、Becauseitwastoodarkatnight,Icouldsee_____peopleonthestreet.A.fewB.afewC.littleD.alittle【答案】A40、Nowthatwehaveanescapedpoliticalprisoneronthe______,everybodyisfightingshyofhavinganythingtodowithpeoplelikeyou.A.looseB.releaseC.slackD.relax【答案】A41、20世紀(jì)50年代初，中國面臨的困境是“能造桌子椅子，能造茶碗茶壺，能種糧食，還能磨成面粉，還能造紙；但是一輛汽車、一輛坦克、一架飛機(jī)都不能造”，為改變這一狀況，中國政府（）。A.推行了土地改革B.組織了人民公社C.實(shí)施了“一五”計(jì)劃D.發(fā)動了“大躍進(jìn)”【答案】C42、Passage8A.TheloansareexpectedtohelpseniorsstayintheirhomesB.TheloansaredrivingallseniorsoutoftheirhomesC.ThereversemortgageonlywelcomesseniorsD.anyseniorscanapplyforreversemortgage【答案】A43、Hedidn’ttellthetruth.Thatreasoncouldnot（）hisabsencefromschool.A.takeintoconsiderationB.accountforC.makeoutD.makeupfor【答案】B44、操作系統(tǒng)的主要作用不包括（）。A.管理系統(tǒng)中的各種軟硬件資源B.播放多媒體計(jì)算機(jī)系統(tǒng)中各種數(shù)字音頻和視頻文件C.為用戶提供友善的人機(jī)界面D.為應(yīng)用程序的開發(fā)和運(yùn)行提供一個(gè)高效的平臺【答案】B45、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.A.Westernersmayestablishlong-termcooperationwithonesupplierB.ChinesepaneltendstolookingforclearalternativesC.ChinesenegotiatorisillogicalD.WesternersarestraightforwardinChinesebusinessmen'seyes【答案】A46、如果一個(gè)公司經(jīng)營狀況嚴(yán)重惡化，要謹(jǐn)慎采用哪種用組織變革方式？（）A.改良式B.漸進(jìn)式C.計(jì)劃式D.爆破式【答案】D47、一個(gè)立方體隨意翻動，每次翻動朝上一面的顏色與翻動前都不同，那么這個(gè)立方體的顏色至少有幾種？（）A.3B.4C.5D.6【答案】A48、匯款人辦理信匯時(shí)，如果是交付現(xiàn)金匯款，應(yīng)該向銀行另填制（）。A.一聯(lián)特種轉(zhuǎn)賬貸方憑證B.一聯(lián)特種收款貸方憑證C.一式三聯(lián)的信匯憑證D.一式四聯(lián)的信匯憑證【答案】A49、Passage4A.LittleMoneyLeadstoB.aMillionaireBTheSuccessRoadtoBeaMillionaireC.AlexTaw：AnMillionaireBoyD.TheMillionDollarH【答案】C50、資料：It’seasytotracetheevolutionoftheautomobile.Atmost，we’reonlytalkingaboutafewcenturiesoftechnologicaldevelopment，andmostoftheplans，prototypesandmodelsarestillaround.Withjustalittleresearch，youcaneasilytracethelatestmodelelectrichybridbacktoitssteam-poweredancestors.A.MorpholoicalandgeneticstudieshelpedscientiststotraceunknowncommonancestorofchimpsandhumansexistedB.MorphologicalandgeneticstudiesdeterminedexactspeciesofcommonancestorofchimpsandhumansexistedC.GeneticstudiesfoundhominidfossilstobridgetheevolutionaryprogressionfromunknowncommonancestortomodernhumansD.MorphologicalstudieshelpedfindingthefamousEastAfricanfossilsandsetupanmilestoneinthisfield【答案】C51、“只要有信心，黃土變成金”所蘊(yùn)含的的哲理是（）。A.意識對物質(zhì)具有能動的反作用B.意識活動本身可以改變客體C.人們的精神活動依賴于物質(zhì)活動D.社會意識決定社會存在【答案】A52、資料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.A.ComplainagainpolitelyB.ThreatentotakefurthermeasuresC.ComplaininarudewayD.Reportittothemanagementofthecompany【答案】B53、Ibelieveyouhave______someimportantpointsinthereport.A.leftoffB.leftbehindC.leftoutD.leftalone【答案】C54、商業(yè)銀行的“三性”經(jīng)營原則不包括（）。A.穩(wěn)定性原則B.效益性原則C.安全性原則D.流動性原則【答案】A55、資料：NewYorkandLondonmayruletheroost,butotherfinancialhubsinAmericaandEuropehavemanagedtocarveoutusefulspecialistnichesforthemselves.Chicago,forinstance,hasconsolidateditspositionastheworld’sderivativescenter,andHouston,thelargestcityinTexas,ishometoAmerica’sbiggestenergyfirmsandhasspawnedanactiveclusterofenergytradersandhedgefunds.A.lowtaxationB.broaddomesticmarketC.famefordiscretionD.stablepoliticalenvironment【答案】B56、資料：Everyoneknowsairlinepricingisbasedonsupplyanddemand.FaresaremoreexpensiveduringpeaktravelseasonslikesummerandtoprimedestinationslikeEuropeancapitals.SoifaflighttoRomecostsmorethanaflighttoMilan,you'dthinkthatdemandforRomemustbehigherorsupplylower.A.$752foraone-way,economyticketB.$1,655foraround-trip,economyticketC.$827foraone-way,economyticketD.$903foraround-trip,economyticket【答案】D57、商業(yè)銀行經(jīng)營的核心是（）。A.擴(kuò)大貸款規(guī)模B.市場營銷C.增加資本金D.提髙收益【答案】B58、Becauseitwastoodarkatnight,Icouldsee_____peopleonthestreet.A.fewB.afewC.littleD.alittle【答案】A59、資料：It'ssocommontohearpeoplesay，“I’mstressedout，”almostasabadgeofhonor，asifthisisasymptomonlyofourfast-pacedmodernlife.Butinherbook，“Exhaustion：AHistory，”AnnaKatharinaSchaffnerwritesthatthesyndromeofmentalexhaustionhasexistedalmostsincethebeginningofhumanhistory.A.AhistoricalviewwaspresentedtoprovethatwayoflifenowadaysismoreharmfultohumanwellbeingthanthoseinthepastB.AhistoricalviewsupportstheideathatcurrentstatesofexhaustionarequitecommoninwesterncountriesC.Ahistoricalviewchallengestheideathatpeopleshouldfindtimetorelaxinfast-pacedVodernlifeD.Ahistoricalviewchallengestheideathatwewouldhavetoreturntothepasttoavoidmentalexhaustion【答案】A60、He’sbeenquitehelpful，______？A.hasn’theB.isheC.hasheD.isn’the【答案】A61、甲與妻子乙離婚多年，二人年幼的兒子丙的撫養(yǎng)權(quán)歸乙，但丙跟著乙母生活，甲與甲父共同在外務(wù)工，甲的祖父獨(dú)自在老家居住。期間，甲因工傷死亡，留下一筆錢款，對于該筆錢款，有權(quán)繼承的是（）。A.甲祖父B.乙C.丙D.乙母【答案】C62、一項(xiàng)研究表明，在人類進(jìn)化的過程中，采用火制備熟的肉類食用是一大進(jìn)步。高溫殺滅了肉類中的部分有害細(xì)菌和病毒，而那些沒有完全被殺死的細(xì)菌和病毒刺激了人類的免疫系統(tǒng)而不至于讓其崩潰，從而促使人類的免疫系統(tǒng)得到進(jìn)化。因此，人類才能比在野外生活的其他靈長類動物更好地抵御各類疾病。A.人類生活在有公共衛(wèi)生系統(tǒng)保護(hù)的社會中B.有些人一生只吃素，患病的次數(shù)也很少C.高溫能夠降低病毒或細(xì)菌的致病性D.野外的靈長類動物更容易感染各種細(xì)菌或病毒引起的疾病【答案】C63、Youcanonlybesureof（）youhaveatpresent;youcannotbesureofsomething（）youmightgetinthefuture.A.That;whatB.What;/C.Which;thatD./;that【答案】B64、資料：ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.Onedayshedecidedthatshewantedtobecomeadoctor.Thatwasnearlyimpossibleforawomaninthemiddleofthenineteenthcentury.Afterwritingmanylettersaskingforadmission（錄?。﹖omedicalschools,shewasfinallyacceptedbyadoctorinPhiladelphia.Shewassodeterminedthatshetaughtschoolandgavemusiclessonstogetmoneyforthecostofschooling.A.TenyearsB.NineteenyearsC.EightyearsD.Thirty-sixyears【答案】C65、資料：Faces,likefingerprints,areunique.Didyoueverwonderhowitpossibleforustorecognizepeople?Evenaskilledwriterprobablycouldnotdescribeallthefeaturesthatmakeonefacedifferentfromanother.Yetaveryyoungchildorevenananimal,suchasapingeoncanlearmtorecognizefaces.Wealltakethisabilityforgranted.A.Howtodescribepeople’spersonatitiesB.Howtodistinguishpeople’sfacesC.HowtodistinguishpeoplebothinwardandoutwardD.Howtodiffergoodpeoplefrombadpeople【答案】C66、人民幣匯率形成機(jī)制改革堅(jiān)持主動性、可控性、漸進(jìn)性的原則，2005年7月21日，人民幣匯率形成機(jī)制改革啟動，開始實(shí)行以市場供求為基礎(chǔ)、參考一籃子貨幣政策進(jìn)行調(diào)節(jié)、有管理的浮動匯率制度。自匯率形成機(jī)制改革以來，人民幣匯率彈性逐步擴(kuò)大，并形成雙向波動的格局，呈現(xiàn)穩(wěn)中有升的態(tài)勢。A.銀行間外匯市場B.同業(yè)拆借市場C.票據(jù)市場D.債券市場【答案】A67、資料：SingaporeAirlinesplanstointroduceinflightmobilephoneandinternetaccessinMaythisyear,beginningwithitsflagshipAirbusA380fleet.A.SingaporeAirlinestochargehighinternationalroamingratesB.SingaporeAirlinestoofferdifferentpricingmodelsforinflightmobileandInternetservicesC.SingaporeAirlinestounveilskyhighnetD.SingaporeAirlinestoconductonlinesurvey【答案】B68、貨幣在（）時(shí)，執(zhí)行國際財(cái)富轉(zhuǎn)移手段職能。A.支付國際貿(mào)易差額B.購買外國商品C.支付外國勞務(wù)費(fèi)用D.對外援助【答案】D69、資料：Thedailychangesofthemarketcanleadinvestorsastray.Theupsanddownsmakethetendencytolookattheportfolio,sperformancefrequentlytootemping.Thismeansinvestersarelikelytoperceivemererisk,forgettingabouttheirkeytermgoals.A.beconcernedaboutimmediategainsandlossB.beattractedbyriskratherthanlongtermgoalsC.bemisledbythedailychangesofthemarketD.beworriedabouttheupsanddownsofthemarket【答案】C70、Theowlisa____birdwhichkillsitspreywithitsclaws.A.aglowB.predatoryC.cursoryD.petulant【答案】B71、Howarewetodevelopnewtechnologyifwecan’tstudycurrenttechnologytofigureouthowto______it?A.improveB.restC.causeD.conceal【答案】A72、打開Word文檔一般是指（）。A.把文檔的內(nèi)容從內(nèi)存中讀出并顯示出來B.把文檔的內(nèi)容從磁盤調(diào)人內(nèi)存并顯示出來C.為打開的文檔開設(shè)一個(gè)新的空的文檔窗口D.顯樂并打印文檔的內(nèi)容【答案】B73、下列各項(xiàng)屬于長期負(fù)債的有（）。A.應(yīng)收賬款B.應(yīng)付賬款C.其他應(yīng)付款D.應(yīng)付債券【答案】D74、資料：Stressisacommonfactorinlife.Childrenexperiencestressfromschool,newsocialsituationsandsimplygrowingup.Adultsfeelthestressofworking,payingbills,raisingkidsandmaintaininghouseholds.Seniorsalsofeelstress,eventhoughsomemayhaveretired,raisedtheirchildrenandpaidofftheirhomes.Certainamountsofstressareapartoflifeforpeopleofallages.A.becomesirritableandsleeplessB.doesn’twanttogoshoppinganymoreC.beginstofavordrinksofanewbrandD.hatessocializingwithothers【答案】A75、資料：Thepovertylineistheminimumincomethatpeopleneedforanacceptablestandardofliving.Peoplewithincomesbelowthepovertylineareconsideredpoor.Economistsstudythecausesofpovertyinordertofindsolutionstotheproblem.A.somepeoplearetooyoungtoworkinmanyindustriesB.somepeoplearesatisfiedwiththegovernmentwelfareC.somepeopledon’thavemotiontoworkD.somepeoplearenotqualifiedtowork【答案】B76、資料：2014hasbeenalandmarkyearforAlibaba.Justlastweek,theChinesee-commercejuggernautsetaworld-recordsellingUS$9.3Billionworthofgoodsin24hoursonSinglesDay.Afewmonthsback,Alibabaclaimedthetitleoftheworld'sbiggestIPO,raisingUS$25BillionontheNYSE.ThingswillonlygetbiggerforAlibaba.A.AlibabawouldopenchainstoresafterenteringintoAustraliaB.AlibabahasestablishedcooperationwithAustraliaPostC.Alibaba’sworld-recordofsellingUS$9.3Billionworthofgoodsin24hoursonSinglesDayhashelpeditsinitialpublicofferingD.AfterenteringintoAustralia,AlibabawilltrytoexpandtotheU.S【答案】B77、屬于銀行自制的、無限期的、不可辨認(rèn)的且不可轉(zhuǎn)讓的無形資產(chǎn)是指()。A.專營權(quán)B.土地使用權(quán)C.商譽(yù)D.商標(biāo)權(quán)【答案】C78、資料：KeepingtheZealofaStartupasYouScaleA.surprisingcatB.brilliantideaC.evilbeliefD.untraditionalopinion【答案】D79、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.A.TalentedbutlazyB.RichbutmeanC.OptimisticandgenerousD.Hard-workingandplain-living【答案】D80、根據(jù)《民法典》規(guī)定，甲與乙對丙企業(yè)的債務(wù)同時(shí)提供保證擔(dān)保，沒有約定擔(dān)保方式和擔(dān)保份額的，丙的債權(quán)人丁可以要求甲、乙以怎樣的方式承擔(dān)擔(dān)保責(zé)任？（）A.可以要求甲或乙獨(dú)立承擔(dān)全部債務(wù)，擔(dān)保方式為一般擔(dān)保B.可以要求甲或乙獨(dú)立承擔(dān)全部債務(wù)，擔(dān)保方式為連帶擔(dān)保C.只能要求甲、乙分別承擔(dān)一半債務(wù)，擔(dān)保方式為一般擔(dān)保D.只能要求甲、乙分別承擔(dān)一半債務(wù)，擔(dān)保方式為連帶擔(dān)?！敬鸢浮緼81、在某一時(shí)期，一國經(jīng)濟(jì)中總供求大體平衡，但存在消費(fèi)需求不足而投資需求旺盛結(jié)構(gòu)性矛盾，我國應(yīng)實(shí)行（）。A.松的貨幣政策和松的財(cái)政政策B.緊的貨幣政策和緊的財(cái)政政策C.松的貨幣政策和緊的財(cái)政政策D.緊的貨幣政策和松的財(cái)政政策【答案】D82、資料：Inthebusinessenvironmentnearlyallindividualswithinanorganizationwillbelongtooneormoregroupsorteams.A.expressclearlythecommongoaloftheteamB.allowtheteamleadertomakefinaldecisionsafterdiscussionsC.createateamrandomlyD.monitortheprogressoftheteam【答案】C83、如果連續(xù)地增加某種生產(chǎn)要素，在總產(chǎn)量達(dá)到最大時(shí)，邊際產(chǎn)量曲線（）。A.與縱軸相交B.經(jīng)過原點(diǎn)C.與平均產(chǎn)量曲線相交D.與橫軸相交【答案】D84、“只要有信心，黃土變成金”所蘊(yùn)含的的哲理是（）。A.意識對物質(zhì)具有能動的反作用B.意識活動本身可以改變客體C.人們的精神活動依賴于物質(zhì)活動D.社會意識決定社會存在【答案】A85、Thesnakefarmerssaidtheyhadbeenbitten,somebydeadlysnakes,andweresavedby_____ofanti-venommedicine.A.injectionB.producingC.infectionD.consuming【答案】A86、MobilesareconsideredculturaltoolsthatareA.transferringB.transformingC.transplantingD.transmitting【答案】D87、資料：GoogleandUberhavegrabbedmostoftheattentionregardingtheadventofself-drivingcars,butonSunday,Lyftthrewdowntheultimatechallenge:AmajorityofautonomousvehiclesforLyftwithinamerefiveyears.A.Mr.Zimmer’sideaisthatnowweareatthecriticalmomentinhistory,weshouldtakedecisiveactionwhethertakingtherightpathornotB.MrZimmerthinkstheintroductionoftheautonomousvehicleswillnotcausetheunemploymentandsurelywillincreasetheemploymentbecausesuchcardriverswillbeneededtoprovideserviceC.TheauthorhasarguedthatalthoughtherearestillsomeproblemsinMr.Zimmer’spredicationbutthegeneraldirectionofrealizingself-drivingcarswillbecorrectD.Mr.Zimmerprovidessomevariablefactorssuchascompaniesprofitsandleagalprocedureproblemsinordertorealizethemassivetransformationofself-drivingcarsinsuchashortoftime【答案】B88、下列說法中，不屬于中央銀行存款準(zhǔn)備金政策優(yōu)點(diǎn)的是（）。A.中央銀行具有完全的自主權(quán)B.對貨幣供應(yīng)量的作用迅速C.作用猛烈，缺乏彈性D.對松緊信用較公平【答案】C89、債券是流通的有價(jià)證券，其票面信息中通常不包含（）。A.債券的面額B.債券的市場價(jià)格C.利率D.償還日期【答案】B90、Insomecasestheexchangecontinuedfurther,asignofstrong____overbasicmatters.A.disagreementB.consistencyC.jokeD.diversion【答案】B91、Intermsofviewpointsandattitudes,authorsmaynotstate______thattheyareneutral,negative,positiveorobjective.A.exceptionallyB.empiricallyC.explicitlyD.extravagantly【答案】C92、Thereisa（）differenceinmeaningbetweenthewordssurroundingsandenvironment.A.sensibleB.subtleC.feebleD.humble【答案】B93、邊際報(bào)酬遞減規(guī)律指以下哪一種現(xiàn)象?（）A.資源是稀缺的，但某些資源比其它資源更稀缺B.一國居民擁有的某種東西越多，他們獲得更多這種東西的愿望就越低C.當(dāng)兩種資源中的一種投入不斷增加，而另一種資源數(shù)量固定時(shí)，邊際產(chǎn)量先越來越大后越來越小D.當(dāng)兩種資源中的一種投入不斷增加，而另一種資源數(shù)量固定時(shí)，總產(chǎn)出最終減少【答案】C94、教育部消息，今年上半年將啟動開展（）專項(xiàng)治理行動，全面排查欺凌事件、及時(shí)消除隱患問題。A.防范中小學(xué)生欺凌B.集中整治校園欺凌C.防范大學(xué)生欺凌D.防范中小學(xué)生安全【答案】A95、在競爭企業(yè)優(yōu)劣勢分析的內(nèi)容中，屬于市場營銷方面的是（）。A.競爭企業(yè)的生產(chǎn)成本水平B.競爭企業(yè)產(chǎn)品系列的寬度與深度C.市場調(diào)研與新產(chǎn)品開發(fā)的能力D.設(shè)施與設(shè)備的技術(shù)先進(jìn)性與靈活性【答案】C96、Passage4A.LargeimaginationB.QuickactionC.GreatambitionD.Greatinvestment【答案】D97、“Nowyou（）foolish,ladyAnne,”complainedJoanintheslightlyjokingway.A.arebeingB.beingC.areD.werebeing【答案】A98、“Welldone,Cassandra.”Crooksaid.Sheblushed,butacceptedthe（）withgoodgrace.A.commenceB.compromiseC.compensateD.compliment【答案】D99、下列哪項(xiàng)不屬于商業(yè)銀行依法可以開展的業(yè)務(wù)？（）A.買賣政府債券、金融債券B.承銷政府債券C.發(fā)行金融債券D.承銷公司股票【答案】D100、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.A.ChinesebusinessmenlookforwaystocombinedifferentoptionsB.ChinesebusinessmenhavestrongersenseofnationalprideC.ChinesebusinessmenhavetheirownpacedoingbusinessD.Chinesebusinesstreasurecloserelationship【答案】B多選題（共50題）1、下列各項(xiàng)中，（）不屬于財(cái)政實(shí)現(xiàn)資源配置職能的手段。A.加強(qiáng)稅收調(diào)節(jié)優(yōu)化財(cái)政支出結(jié)構(gòu)B.通過政府直接投資、財(cái)政貼息等方式，引導(dǎo)和調(diào)節(jié)社會投資方向C.發(fā)揮財(cái)政轉(zhuǎn)移支付的作用D.通過公共支出提供社會福利【答案】ACD2、行政法律關(guān)系由（）要素構(gòu)成。A.主體B.客體C.內(nèi)容D.形成【答案】ABC3、結(jié)算種類有匯票、支票、匯兌、托收承付和（）。A.本票B.信用卡C.委托收款D.銀行匯票【答案】ABCD4、下列投資方式中，屬于國際直接投資的是（）。A.在東道國設(shè)立新企業(yè)B.在東道國并購企業(yè)C.與東道國企業(yè)合資開辦企業(yè)D.個(gè)人購買國外公司的股票【答案】ABC5、在社會主義市場經(jīng)濟(jì)中，國有企業(yè)應(yīng)發(fā)揮重要作用的行業(yè)和領(lǐng)域主要有（）。A.涉及國家安全的敏感性行業(yè)和領(lǐng)域B.提供重要公共物品和服務(wù)的行業(yè)C.政府管制的壟斷性行業(yè)D.戰(zhàn)略性資源產(chǎn)業(yè)【答案】ABCD6、以下（）是計(jì)算機(jī)輸入設(shè)備。A.顯示器B.打印機(jī)C.掃描儀D.麥克風(fēng)【答案】CD7、下列關(guān)于商業(yè)票據(jù)的說法正確的是（）。A.發(fā)行期限較短B.發(fā)行期限較長C.面額較小D.面額較大E.絕大部分是在一級市場上直接進(jìn)行交易【答案】AD8、價(jià)格變動產(chǎn)生的效應(yīng)有（）。A.替代效應(yīng)B.乘數(shù)效應(yīng)C.互補(bǔ)效應(yīng)D.收人效應(yīng)【答案】AD9、注冊會計(jì)師實(shí)施的下列各項(xiàng)審計(jì)程序中能夠證實(shí)銀行存款是否存在的有（）。A.分析定期存款占銀行存款的比例B.檢査銀行存款余額調(diào)節(jié)表C.函證銀行存款余額D.檢査銀行存款收支的正確截止【答案】BC10、下列哪些不屬于職能型組織結(jié)構(gòu)最大的缺點(diǎn)？（）A.橫向協(xié)調(diào)差B.不利于培養(yǎng)上層領(lǐng)導(dǎo)C.多頭領(lǐng)導(dǎo)D.溝通困難【答案】ABD11、甲雇殺手乙殺丙，言明不要造成其他后果。乙?guī)状螝⒈闯晒?，后來采取爆炸方法，對丙的住?周邊沒有其他人與物)進(jìn)行爆破，結(jié)果將丙的妻子丁炸死，但丙安然無恙。關(guān)于本案，下列說法錯(cuò)誤的有（）。A.甲與乙構(gòu)成共同犯罪B.甲成立故意殺人罪(未遂)C.乙對丙成立故意殺人未遂，對丁成立過失致人死亡罪D.乙對丙成立爆炸罪，對丁成立過失致人死亡罪【答案】BCD12、績效考核的行為評價(jià)法包括（）。A.配對比較法B.量表評價(jià)法C.關(guān)鍵事件法D.行為評等法【答案】BCD13、目前商業(yè)銀行的表外業(yè)務(wù)主要有（）。A.期貨與遠(yuǎn)期交易B.消費(fèi)貸款業(yè)務(wù)C.銀行承兌匯票D.備用信用證E.電算化存款業(yè)務(wù)【答案】ACD14、為緩解中小企業(yè)融資難的問題,某地方政府積極向金融機(jī)構(gòu)推薦業(yè)績優(yōu)、成長好的小企業(yè),解決了金融機(jī)構(gòu)向小企業(yè)貸款過程中的信息不對稱問題，實(shí)現(xiàn)了銀行與小企業(yè)的互利雙贏。這說明政府（）。A.為企業(yè)籌集資金、參與經(jīng)營管理B.進(jìn)行經(jīng)濟(jì)調(diào)節(jié)和公共服務(wù)C.樹立了求真務(wù)實(shí)的工作作風(fēng)D.便民利民、執(zhí)政為民【答案】BC15、下列機(jī)構(gòu)類型中屬于銀監(jiān)會監(jiān)管對象的是（）。A.中央銀行B.政策性銀行C.信托公司D.投資咨詢公司【答案】BC16、為緩解中小企業(yè)融資難的問題,某地方政府積極向金融機(jī)構(gòu)推薦業(yè)績優(yōu)、成長好的小企業(yè),解決了金融機(jī)構(gòu)向小企業(yè)貸款過程中的信息不對稱問題，實(shí)現(xiàn)了銀行與小企業(yè)的互利雙贏。這說明政府（）。A.為企業(yè)籌集資金、參與經(jīng)營管理B.進(jìn)行經(jīng)濟(jì)調(diào)節(jié)和公共服務(wù)C.樹立了求真務(wù)實(shí)的工作作風(fēng)D.便民利民、執(zhí)政為民【答案】BC17、莎士比亞的作品中，下列屬于“四大悲劇”的作品有（）。A.《哈姆雷特》B.《李爾王》C.《羅密歐與朱麗葉》D.《奧賽羅》【答案】ABD18、稅收的特征包括（）。A.無償性B.靈活性C.強(qiáng)制性D.固定性【答案】ACD19、在人事管理發(fā)展史