Chapter-4-國際結(jié)算業(yè)務(wù)

Chapter4國際結(jié)算業(yè)務(wù)背對背跟單信用證代收行；收款行承兌交單或付款交單可轉(zhuǎn)讓跟單信用證通知行匯款，匯付拒付通知議付跟單信用證托收托付書跟單信用證開證行跟單托收不行撤銷保兌跟單信用證議付行托收行，托付行；匯款行，匯出行匯入行電匯和票匯2023年7月1ClassifytheabovetechnicaltermsinColumnAintothefollowingthreecategories.Note:Remittance匯款既是國際結(jié)算的一種方式，在信用證和托收業(yè)務(wù)中也是或不行缺的。Continue

6、10、16、172、4、5、7、9、11、13、141、3、8、10、12、15、Words&Sentences1.收款行receivingbankQ:WhatisT/T?A:T/Tisactuallyaciphertelegramsentbytheremittingbanktothereceivingbank.電匯實際上是匯出行拍發(fā)給匯入行的加密電報。2.匯票draftQ:WhatisD/D?A:It”sshortforDemandDraft.它是即期匯票的簡稱。它是用銀行的即期匯票匯款的一種方式。Q:WhencouldweapplyforD/D?A:Beforeyourjourneytotheforeigncountry,youcanapplyforD/D,whichmeansadomesticbankdrawsasightbillonthisforeigncorrespondentbank.去國外旅行前您可以申請票匯，也就是說國內(nèi)銀行會為您簽發(fā)一張國外合作銀行的即期匯票。3.金額figure您應(yīng)當(dāng)用數(shù)字和文字兩種方式填寫金額。Youshouldwritetheamountbothinwordsandfigures.4.退款refund您需要我們將退款存入您的賬戶嗎？Wouldyoulikeustocredittherefundtoyouraccount?5.保證函〔損害補償保證書〕LetterofIndemnity6.賠償reimburse保證函規(guī)定假設(shè)收款人兌現(xiàn)即期匯票，將由您來償付該筆款項。TheLetterofIndemnitystatesthatyouwillreimburseusifthebeneficiaryclaimedthemoney.7.付款交單D/P=documentsagainstpayment8.承兌交單D/A=documentsagainstacceptance9.跟單托收documentarycollection10.光票托收cleancollection匯票已經(jīng)交銀行按光票托收。Thedrafthasbeenhandedtothebankoncleancollction.11.國際結(jié)算internationalsettlement實現(xiàn)effect我來辦理國際結(jié)算。我們公司想要在信用證下付匯。I’mhereforaninternationalsettlement.OurcompanywilleffectapaymentunderaL/C.12.財政狀況financeposition您可以調(diào)查一下我的客戶PB公司的財務(wù)狀況嗎？Couldyoumakeaninvestigationofthefinancepositionofourcustomer,PBcompany?很歡快地告知您，您的貿(mào)易伙伴是一家聲譽很好的合資公司，沒有任何不良記錄。I’mgladtoinformyouthatyourpartnerisajointventurewithgoodreputation,andhasneveranybadrecord.13.擔(dān)保人underwriter中國企業(yè)進展國際貿(mào)易時我們充當(dāng)其擔(dān)保人。WeactasanunderwriterforChineseenterpriseswhentheyhaveinternationaltrade.14.波動，漲落fluctuate匯率是指一種貨幣用另一種貨幣表示的價格。它總是依據(jù)供需狀況在不斷波動。Theexchangerateisthepriceofonecurrencyintermsofanother.Itfluctuatesallthetime,accordingtothesupplyanddemand.ThepartiesconcernedinanL/C

開證申請人applicant開證行issuing/openingbank

通知行advising/notifyingbank

受益人beneficiary

保兌行confirmingbank:依據(jù)開證行的要求，在信用證上加具保兌的銀行。保兌行在信用證加具保兌后，必需擔(dān)當(dāng)付款或議付的責(zé)任。議付行negotiatingbank:應(yīng)信用證受益人的懇求，依據(jù)信用證規(guī)定條款，審核無誤后予以議付，然后將單據(jù)寄給開證行或指定銀行，收回墊款的銀行。轉(zhuǎn)遞行transmittingbank:將開證行開立的信用證原件轉(zhuǎn)給受益人的銀行。付款行payingbank:在收到開證行的信用證后，以自己的通知書格式照錄后通知受益人。償付行reimbursingbank:指承受開證行的托付，代開證行歸還議付墊款的銀行。1.HowmanypartiesareinvolvedinthedocumentaryL/Cbusiness?2.Whichdoyouthinkmostprobablyactsasaconfirmingbank,issuingbankoradvisingbank?Fourbasicparties:anapplicant,abeneficiary,anissuingbank,anadvisingbank.Theadvisingbank.Theissuingbankmayprobablyrequesttheadvisingbanktoadditsconfirmationtothecreditiftheapplicantgivessuchinstructions.3.Bywhomandtowhomwilltheadviceoftheletterofcreditbesent?4.Trytogivethecounterpartofeachofthelettersofcreditgiveninthetable.Theadviceoftheletterofcreditwillbesentbytheadvisingbanktothebeneficiary.Continue

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IrrevocableLetterofCreditUnconfirmedDocumentaryLetterofCreditPaymentDocumentaryLetterofCreditSightDocumentaryLetterofCreditCleanLetterofCreditContinue

TransferableDocumentaryLetterofCreditBack-to-BackDocumentaryLetterofCreditStandbyLetterofCreditAnticipatoryLetterofCredit(RedClauseCredit)ReciprocalLetterofCreditRevolvingLetterofCreditContinue

Task4GroupdiscussionTrytodescribetheprocedureofanL/Cbusinessingroupsaccordingtothegivenflowchart.Back

ImporterIssuingBankAdvisingBank1.SalesContract2.ApplicationforanL/C11.Paymentagainstdocuments6.Presentingforpayment4.AdviceoftheL/C7.ForwardingdocumentsandL/C3.IssuanceoftheL/C8.Makingpayment5.ShipmentofGoods12.DeliveryofGoods9.MakingpaymentExporter10.AdvisingdocumentsShippingCompanyFlowChartoftheProcedureforL/CBusiness:Back

Task4Role-PlayingRole-playaconversationinpairsaccordingtothesituationandtasksgivenbelow.Back

Situation:Johnsonisayoungmerchant.Hehastohavealetterofcreditasthemeansofpaymentaccordingtothesalescontractwiththeseller,buthedoesnotknowhowtoapplyforanL/CandwhatarerequiredfortheissuanceofanL/C.SohecomestoconsultMr.Zhang,anexperiencedclerkfromtheDepartmentofSettlement,GuangdongBranchofBankofChina.2023年7月1Back

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Tasksofeachrole:SayhellotoMr.Zhang;Presentthesignedsalescontractandapplyforissuanceofanirrevocableconfirmednegotiationdocumentarycredit;Givedetaileddescriptionofthetransactiontobesettled:Promisetousedocumentsoftitletothegoods(billoflading)assecurityorcollateral;GiveinstructionsfortheL/C:JohnsonDetaileddescriptionofthetransaction:Thetypeandquantityofthegoodspurchased;Theunitpriceandtotalamountofthetransaction;Theshipmentdateandthepriceterms;InstructionsfortheL/C:Thenamedbeneficiary;Thesuggestedadvisingbankandnegotiatingbank;Theexpirydate;Thelatestshipmentdate;Thedocumentsrequired;Thedraweeofthesightdraftunderthecredit;Thetotalamountandthecurrency.Continue

Mr.ZhangExchangegreeting;Readthesalescontractandaskaboutthedetailedinformationofthetransaction:TellabouttherequirementsfortheapplicationfortheL/C:ValidID;theinformationofthebankaccount;thedocumentsoftitleassecurity;Tellwhatshouldbedonebeforefillingintheapplicationform:Signareimbursementcontractwiththebank;Signasecurityagreementwiththebank;ConfirmthefollowingitemsfortheL/Cissuance:Thenamedbeneficiary;Thesugg