銀行業(yè)務(wù)英語(yǔ)詞匯

銀行業(yè)務(wù)英語(yǔ)詞匯會(huì)計(jì)賬目用語(yǔ)會(huì)計(jì)報(bào)表statementofaccount往來(lái)帳目accountcurrent現(xiàn)在往來(lái)帳||存款額currentaccout銷貨帳accountsales共同計(jì)算帳項(xiàng)jointaccount未決帳項(xiàng)outstandingaccount貸方帳項(xiàng)creditaccount||creditoraccount借方帳項(xiàng)debitaccount||debtoraccount應(yīng)付帳||應(yīng)付未付帳accountpayable應(yīng)收帳||應(yīng)收未收帳accountreceivable新交易||新帳newaccount未決帳||老帳oldaccount現(xiàn)金帳cashaccount流水帳runningaccount呆帳badaccount會(huì)計(jì)項(xiàng)目titleofaccount借貸細(xì)帳||交驗(yàn)帳accountrendered繼續(xù)記帳tokeepaccount與...有交易tohaveanaccountwith清算||清理債務(wù)tomakeupanaccount清潔帳目||與...停止交易tocloseone'saccountwith結(jié)帳tocloseanaccount結(jié)清差額tobalancetheaccountwith檢查帳目toexamineanaccount轉(zhuǎn)入A的帳戶tochargetheamounttoA'saccount以計(jì)帳方式付款topayonaccount代理某人||為某人onone'saccount||onaccountofone為自己計(jì)算||獨(dú)立帳目onone'sownaccount支票用語(yǔ)支票薄chequebook支票陳票人chequedrawer持票人chequeholder不記名支票chequetobearer||bearercheque記名支票||認(rèn)人支票chequetoorder到期支票antedatedcheque未到期支票postdatedcheque保付支票certifiedcheque未獲兌現(xiàn)支票，退票returnedcheque空白支票blankcheque失效支票，過(guò)期支票stalecheque普通支票opencheque支票換現(xiàn)金||兌現(xiàn)tocashacheque清理票款toclearacheque保證兌現(xiàn)tocertifyacheque支票退票todishonouracheque拒付支票torefuseacheque拒付支票tostoppaymentofacheque提示要求付款topresentforpayment支付指定人payabletoorder已過(guò)期||無(wú)效outofdate||stale請(qǐng)給出票人R/D||refertodrawer存款不足N/S||N.S.F.||notsufficientfunds||I/F||insufficientfunds文字與數(shù)字不一致wordsandfiguresdiffer更改處應(yīng)加蓋印章alterationsrequireinitials交換時(shí)間已過(guò)effectsnotcleared停止付款paymentstopped支票毀損chequemutilated匯款用語(yǔ)匯款||寄錢toremit||tosendmoney寄票供取款||支票支付tosendachequeforpayment寄款人aremitter收款人aremittee匯票匯單用語(yǔ)國(guó)外匯票foreignBill國(guó)內(nèi)匯票inlandBill跟單匯票documentarybill空頭匯票accommodationbill原始匯票originalbill改寫(xiě)||換新票據(jù)renewedbill電匯telegraphictransfer(T.T)擔(dān)保書(shū)trustreceipt||letterofindemnity承兌||認(rèn)付acceptance單張承兌generalacceptance有條件承兌qualifiedacceptance附條件認(rèn)付conditionalacceptance部分認(rèn)付partialacceptance拒付||退票dishonour由于存款不足而退票dihonourbynon-payment提交presentation期滿||到期maturity托收collection外匯行情exchangequotation現(xiàn)匯匯率spotrate長(zhǎng)期匯率longrate私人匯票折扣率rateonaprivatebill遠(yuǎn)期匯票兌換率forwardrate付款匯率pencerate當(dāng)日匯率||成交價(jià)currencyrate套匯||套價(jià)||公斷交易率arbitrage收到匯款toreceiveremittance填寫(xiě)收據(jù)tomakeoutareceipt付款用語(yǔ)付款方法modeofpayment現(xiàn)金付款paymentbycash||cashpayment||paymentbyreadycash以支票支付paymentbycheque以匯票支付paymentbybill以物品支付paymentinkind付清||支付全部貨款paymentinfull||fullpayment定期付款paymentonterm年分期付款annualpayment預(yù)付貨||先付paymentinadvance||prepayment延付貨款deferredpayment立即付款promptpayment||immediatepayment暫付款suspensepayment延期付款delayinpayment||extensionofpayment結(jié)帳||清算||支付settlement分期付款instalment滯付||拖欠||尾數(shù)款未付arrears特許拖延付款日daysofgrace保證付款delcredere付款topay||tomakepayment||tomakeeffectpayment結(jié)帳tosettle||tomakesettlement||tomakeeffectsettlement||tosquare||tobalance支出||付款todefray||todisburse結(jié)清toclearoff||topyaoff拖延付款todeferpayment||todelaypayment付款被拖延tobeinarrearswithpayment還債todischarge迅速付款topaypromptly付款頗為惡劣topayverybadly||toneverpayunlessforced拒絕付款torefusepayment||torefusetopay||todishonourabill惠請(qǐng)付款kindlypaytheamount||pleaseforwardpayment||pleaseforwardacheque.索取利息tochargeinterest附上利息todrawinterest||tobearinterest||toallowinterest生息toyieldinterest生息3%toyield3%存款todepositinabank||toputinabank||toplaceondeposit||tomakedeposit在銀行存款tohavemoneyinabank||tohaveabankaccount||tohavemoneyondeposit向銀行提款towithdrawone'sdepositfromabank換取現(xiàn)金toconvertintomoney||toturnintocash||torealize打折扣購(gòu)買tobuyatadiscount打折扣出售tosellatadiscount打折扣-讓價(jià)toreduce||tomakeareduction減價(jià)todeduct||tomakeadeduction回扣torebate現(xiàn)金折扣cashdiscount貨到付款||現(xiàn)金提貨cashondeliver(C.O.D.)貨到付現(xiàn)款cashonarrival即時(shí)付款promptcash凈價(jià)||最低價(jià)格付現(xiàn)netcash現(xiàn)金付款readycash即期付款spotcash||cashdown||cashonthenail憑單據(jù)付現(xiàn)款cashagainstdocuments憑提單付現(xiàn)款cashagainstbillsoflading承兌交單documentsagainstacceptance(D/A)付款交單documentsagainstpayment(D/P)信用證用語(yǔ)追加信用證additionalcredit||additionalL/C信用證金額amountofcredit賒帳金額creditbalance可撤消信用證revocableL/C不可撤消信用證irrevocableL/C保兌信用證confirmedL/C不保兌信用證unconfirmedL/C可轉(zhuǎn)讓信用證assignableL/C||transferableL/C無(wú)條件信用證opencredit||freecredit普通信用證generalletterofcredit旅行信用證circularletterofcredit特別信用證specialletterofcredit信用證底帳letterofcreditledger信用證發(fā)行帳letterofcreditissuedaccount信用證金額amountofcreditWhatkindofaccountdidyouhaveinyourmind?

你想開(kāi)哪種帳戶？

Doyouliketoopenacurrentaccount?

你想開(kāi)一個(gè)活期存款帳戶嗎？

Adepositorcurrentaccount?

定期還是活期？

Pleasetellmehowyouwouldliketodeposityourmoney.

請(qǐng)告訴我你想存何種戶頭？

There'saservicechargeforthecheckingaccountbutnochargeforthesavings.

支票戶頭要收服務(wù)費(fèi)，現(xiàn)金戶頭不收。

Ourminimumdepositforasavingsaccountis100dollars.

我們儲(chǔ)蓄存款的最低存款額是100美圓。

Fiveyuanistheminimumoriginaldeposit.

最低起存款額是5元。

Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.

你可隨時(shí)以50美圓的起存額開(kāi)立儲(chǔ)蓄帳戶。

Evenoneyuanisallright.

甚至一元也可以起存。

Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.

這是你的存折，存取款時(shí)請(qǐng)帶來(lái)。保管好存折，遺失請(qǐng)告訴我們。

Ishouldliketoopenacurrentaccount.

我想開(kāi)一個(gè)活期存款帳戶。

常見(jiàn)銀行英語(yǔ)\o"詞匯"詞匯accountnumber帳目編號(hào)

depositor存戶

pay-inslip存款單

adepositform存款單

abandingmachine自動(dòng)存取機(jī)

todeposit存款

depositreceipt存款收據(jù)

privatedeposits私人存款

certificateofdeposit存單

depositbook,passbook存折

creditcard信用卡

principal本金

overdraft,overdraw透支

tocountersign雙簽

toendorse背書(shū)

endorser背書(shū)人

tocash兌現(xiàn)

tohonoracheque兌付

todishonoracheque拒付

tosuspendpayment止付

cheque,check支票

chequebook支票本

ordercheque記名支票

bearercheque不記名支票

crossedcheque橫線支票

blankcheque空白支票

rubbercheque空頭支票

chequestub,counterfoil票根

cashcheque現(xiàn)金支票

traveler'scheque旅行支票

chequefortransfer轉(zhuǎn)帳支票

outstandingcheque未付支票

canceledcheque已付支票

forgedcheque偽支票

Bandar'snote莊票，銀票

banker銀行家

president行長(zhǎng)

savingsbank儲(chǔ)蓄銀行

ChaseBank大通銀行

NationalCityBankofNewYork花旗銀行

HongkongShanghaiBankingCorporation匯豐銀行

CharteredBankofIndia,AustraliaandChina麥加利銀行

BanquedeI'IndoChine東方匯理銀行

centralbank,nationalbank,banker'sbank中央銀行

bankofissue,bankofcirculation發(fā)行幣銀行

commercialbank商業(yè)銀行，儲(chǔ)蓄信貸銀行

memberbank,creditbank儲(chǔ)蓄信貸銀行

discountbank貼現(xiàn)銀行

exchangebank匯兌銀行

requestingbank委托開(kāi)證銀行

issuingbank,openingbank開(kāi)證銀行

advisingbank,notifyingbank通知銀行

negotiationbank議付銀行

confirmingbank保兌銀行

payingbank付款銀行

associatebankerofcollection代收銀行

consignedbankerofcollection委托銀行

clearingbank清算銀行

localbank本地銀行

domesticbank國(guó)內(nèi)銀行

overseasbank國(guó)外銀行

unincorporatedbank錢莊

branchbank銀行分行

trusteesavingsbank信托儲(chǔ)蓄銀行

trustcompany信托公司

financialtrust金融信托公司

unittrust信托投資公司

trustinstitution銀行的信托部

creditdepartment銀行的信用部

commercialcreditcompany(discountcompany)商業(yè)信貸公司（貼現(xiàn)公司）

neighborhoodsavingsbank,bankofdeposit街道儲(chǔ)蓄所

creditunion合作銀行

creditbureau商業(yè)興信所

self-servicebank無(wú)人銀行

landbank土地銀行

constructionbank建設(shè)銀行

industrialandcommercialbank工商銀行

bankofcommunications交通銀行

mutualsavingsbank互助儲(chǔ)蓄銀行

postofficesavingsbank郵局儲(chǔ)蓄銀行

mortgagebank,buildingsociety抵押銀行

industrialbank實(shí)業(yè)銀行

homeloanbank家宅貸款銀行

reservebank準(zhǔn)備銀行

charteredbank特許銀行

correspondingbank往來(lái)銀行

merchantbank,acceptingbank承兌銀行

investmentbank投資銀行

importandexportbank(EXIMBANK)進(jìn)出口銀行

jointventurebank合資銀行

moneyshop,nativebank錢莊

creditcooperatives信用社

clearinghouse票據(jù)交換所

publicaccounting公共會(huì)計(jì)

businessaccounting商業(yè)會(huì)計(jì)

costaccounting成本會(huì)計(jì)

depreciationaccounting折舊會(huì)計(jì)

computerizedaccounting電腦化會(huì)計(jì)

generalledger總帳

subsidiaryledger分戶帳

cashbook現(xiàn)金出納帳

cashaccount現(xiàn)金帳

journal,day-book日記帳，流水帳

baddebts壞帳

investment投資

surplus結(jié)余

idlecapital游資

economiccycle經(jīng)濟(jì)周期

economicboom經(jīng)濟(jì)繁榮

economicrecession經(jīng)濟(jì)衰退

economicdepression經(jīng)濟(jì)蕭條

economiccrisis經(jīng)濟(jì)危機(jī)

economicrecovery經(jīng)濟(jì)復(fù)蘇

inflation通貨膨脹

deflation通貨收縮

devaluation貨幣貶值

revaluation貨幣增值

internationalbalanceofpayment國(guó)際收支

favourablebalance順差

adversebalance逆差

hardcurrency硬通貨

softcurrency軟通貨

internationalmonetarysystem國(guó)際貨幣制度

thepurchasingpowerofmoney貨幣購(gòu)買力

moneyincirculation貨幣流通量

noteissue紙幣發(fā)行量

nationalbudget國(guó)家預(yù)算

nationalgrossproduct國(guó)民生產(chǎn)總值

publicbond公債

stock,share股票

debenture債券

treasurybill國(guó)庫(kù)券

debtchain債務(wù)鏈

directexchange直接（對(duì)角）套匯

indirectexchange間接（三角）套匯

crossrate,arbitragerate套匯匯率

foreigncurrency(ex