2024年全國銀行招聘之銀行招聘綜合知識(shí)考試高頻題詳細(xì)參考解析

姓名:_________________編號(hào):_________________地區(qū):_________________省市:_________________ 密封線 姓名:_________________編號(hào):_________________地區(qū):_________________省市:_________________ 密封線 密封線 全國銀行招聘考試重點(diǎn)試題精編注意事項(xiàng):1.全卷采用機(jī)器閱卷，請(qǐng)考生注意書寫規(guī)范；考試時(shí)間為120分鐘。2.在作答前，考生請(qǐng)將自己的學(xué)校、姓名、班級(jí)、準(zhǔn)考證號(hào)涂寫在試卷和答題卡規(guī)定位置。

3.部分必須使用2B鉛筆填涂;非選擇題部分必須使用黑色簽字筆書寫，字體工整，筆跡清楚。

4.請(qǐng)按照題號(hào)在答題卡上與題目對(duì)應(yīng)的答題區(qū)域內(nèi)規(guī)范作答，超出答題區(qū)域書寫的答案無效:在草稿紙、試卷上答題無效。一、選擇題

1、2019年1-5月，中關(guān)村示范區(qū)規(guī)模（限額）以上高新技術(shù)企業(yè)實(shí)現(xiàn)總收入21615.1億元，比上年同期增長12.9%，增幅比1-4月提高0.2個(gè)百分點(diǎn)。主要運(yùn)行情況如下：重點(diǎn)高新技術(shù)領(lǐng)域保持增長。1-5月，中關(guān)村重點(diǎn)監(jiān)測六大高新技術(shù)領(lǐng)域共實(shí)現(xiàn)總收入17445.2億元，占中關(guān)村總收入的80.7%。其中，電子與信息、先進(jìn)制造領(lǐng)域增勢較好，比上年同期分別增長14.7%和13.1%。企業(yè)科技創(chuàng)新活躍。1-5月，中關(guān)村研發(fā)人員合計(jì)58.6萬人，比上年同期增長1.8%，研究開發(fā)費(fèi)用合計(jì)866.8億元，比上年同期增長17.9%。2019年1-5月中關(guān)村示范區(qū)總收入及技術(shù)收入增速圖根據(jù)資料，可以推知以下說法中正確的是（）。A.2018年1月至2019年5月期間，中關(guān)村示范區(qū)企業(yè)技術(shù)收入額呈下降趨勢B.2019年1-5月，中關(guān)村六大高新技術(shù)領(lǐng)域中，電子與信息領(lǐng)域同比增幅最高C.2018年1月至2019年5月期間，中關(guān)村示范區(qū)企業(yè)研發(fā)費(fèi)用呈逐月遞增趨勢D.2019年1-4月，中關(guān)村規(guī)模（限額）以上高新技術(shù)企業(yè)總收入同比增幅低于去年同期數(shù)值

2、資料：Workforceplanninghelpsanorganizationtoestimateitsfutureworkforcerequirementsandcalculatethenumbers,natureandsourcesofpotentialemployeeswhomightmeetthatdemand.Effectiveworkforceplanninghelpscompaniesidentifyandplanhowtotackletheircurrentandfutureworkforcechallengesandpriorities.Itprovidesasoundbasisfordevelopinganeffectiveworkforcestrategy.Aneasywayofthinkingaboutworkforceplanningittogettherightnumberofpeople,withtherightskills,intherightplace,attherighttime.Forourcompany,therightpeoplewillbethosewithrelevantskillsandcapabilitiestodrivethecompanyforwardthisyear,nextyearandfutureyears.Ourcompanythenprovidestraininganddevelopmentopportunitiesthatenablepeopletoenhancetheirskillsetsandbuildtheircareers.Thisgivesthecompanythecontinuedbenefitofexperienced,committedandwell-trainedemployees.Likeotherestablishedcompanies,wemayhavealargenumberoflong-standingemployeeswithvastskillsandexperience.However,aspeopleretire,itneedstoreplacethoseskills.Carefulmonitoringisessentialtoexaminetheageandskillsprofileoftheworkforcewhencomparedwithpresentandfuturecompanyneeds.Thisensuresthebusinesscanmeetitsobjective.Whyisworkforceplanningsoessential?A.becauseitenablesthecompanytoknowitsemployeesbetterB.becauseitmakesthecompanypreparedforthepotentialchallengesC.becauseitgivestheemployeesachancetoreceivetrainingD.allabove

3、資料：（二）Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,whichallowhomeowners62oroldertoborrowmoneyagainstthevalueoftheirhomesandnotpayitbackuntiltheymoveoutordie,havelongbeensaidwithproblems.Now,federalandstateregulatorsaredocumentingnewinstancesofabuseassmallermortgagebrokers,includingformersub-primelenders,floodthemarketaftertherecentexitofbigbanksandasdefaultsontheloanshitrecordhighs.Somelendersareaggressivelyrecommendingloanstoseniorswhocannotaffordthefeesassociatedwiththem,withoutmentioningthepropertytaxesandmaintenance.Othersarewooingseniorswithpromisesthattheloansarefreemoneythatcanbeusedtofinancetheirlong-desiredthings,withoutclearlyexplainingtherisks.Somewidowswerepressurednottohavetheirnamesonthecontract,withoutbeingtoldthattheycouldbeleftfacingforeclosureaftertheirhusbandsdied.Now,asthevastbabyboomergenerationisenteringretirementandmoreseniorsstrugglewithdecliningsavings,thenewlyestablishedConsumerFinancialProtectionBureauisworkingonnewrulesthatcouldmeanbetterdisclosureforconsumersandstrictersupervisionoflenders.Morethan775,000ofsuchloansareoutstanding,accordingtothefederalgovernment.Concernsaboutthemulti-billiondollarreversemortgagesmarketechothoseraisedinthelead-uptothefinancialcrisiswhenconsumersweremarketedloans—oftencarryinghiddenrisks—thattheycouldnotafford.“Therearemanyofthesameredflags,includingexplosivegrowthandthefactthattheseloansareoftenadvertisedaggressivelywithoutregardedtosuitability,“sadLoriSwanson,theMinnesotaattorneygeneral,whoisworkingonreformingthereversemortgagemarket.The“redflags”ofreversemortgagedon'tinclude______.A.explosivegrowthB.thereformofreversemortgagemarketC.littleconsiderationtosuitabilityD.aggressiveandimpropermarketing

4、下面（）不是計(jì)算機(jī)局域網(wǎng)的主要特點(diǎn)。A.地理范圍有限B.數(shù)據(jù)傳輸頻率高C.通信延遲時(shí)間較低?？煽啃暂^好D.構(gòu)建比較復(fù)雜

5、按照保險(xiǎn)對(duì)象的不同可將保險(xiǎn)分為（）。A.人身保險(xiǎn)與財(cái)產(chǎn)保險(xiǎn)B.自愿保險(xiǎn)與強(qiáng)制保險(xiǎn)C.保險(xiǎn)與再保險(xiǎn)D.信用保險(xiǎn)與人身保險(xiǎn)

6、填入括號(hào)處最恰當(dāng)?shù)脑~語是（）。（1）這個(gè)電視的周末劇場實(shí)行電視劇十集（）模式，從上午八點(diǎn)一直持續(xù)到晚上六點(diǎn)。（2）在古代歷史上，實(shí)力弱小的國家為了自保常常需要向大國提供（），以此換取兩國之間的和平。A.連播供品B.連播貢品C.聯(lián)播供品D.聯(lián)播貢品

7、資料：ThefollowingpassageistheintroductionaboutoneoftheMonsellinternationalfinancialproducts.Accordingtothepassage,therewillbe5questions.Youshouldreadcarefully,thenselecttherightanswer.Passage:Asateenagerbetweentheageof13and18,maybeyouwouldliketomanageyourownmoneyandhaveyourownbankaccount.ThegoodnewsisthatBankofMonsellhasjustlaunchedseveralgreatsolutionsforyou.ThefirstoneistheTeenDiscountedBankPlans（TDBPS）.TDBPSfeatureadiscountof$9.95permonthonyourmonthlybankfee—that’sasavingsofupto$120peryear.It’stheprimaryandmostcommonaccountchosenbynearly45%ofourteencustomers.Ifitisnottoyourliking,maybethefollowingalternativeswhichoffermorediscountandbenefitsonyourbankaccountsareabletomeetyourdemands.InaPlusPlan,youcanhaveupto30transactionspermonthfreeofchargeonasmanyasaccountsasyouneedontheconditionthatyourPrimaryChequingAccountmustbeyourleadaccount,theoneyoudesignatetopayanyfeesrequiredbyyourBankPlan（i.e.monthlyplanfees,transactionfees）.ItincludesPrimaryChequingandupto19moreeligibleaccounts.Youcanmake30transactionseitherinbranch,byphone,online,bymobileoratanATMofBankofMonsell.Fromthe31sttransaction,afeeof$0.7pertransactionwillbecharged.APlusPlanisabletohelpsaveyouupto$288.60ayearonfees.Besides,itenablesyoutosendmoneygloballytoover200countriesandterritoriesviaInteracte–TransferthroughitsOnlineBanking.APlusPlanofferspreferredexchangerateonlywhenbuyingU.S.cash（upto$5,000U.S.pertransaction）.InaPerformancePlan,thenumberoftransactionsisunlimitedonasmanyasaccountsasyouneed,meaningthatyoucanmakeasmanyeverydaybankingtransactionsasyouwantfreeofchargeinbranch,onlineoratanATMofBankofMonsell.Itdoesnotincludephonebankingservices.However,afeeof$4.00amonthischargedforthisservice.ItalsoincludesPrimaryChequingandupto16moreeligibleaccounts.Ithelpsyousaveupto$456.60ayearonfees.Italsoenablesyoutosendmoneygloballytoover200countriesandterritoriesviaInterace–TransferthroughitsOnlineBanking.What’smore,onenon-bankofMonsellATMwithdrawalontheInteracnetworkpermonthisoffered.APerformancePlanofferspreferredexchangeratewhenbuyingorsellingU.S.cash（upto$5,000U.S.pertransaction）.InaPremiumPlanyoucanalsomakeunlimitedtransactionsonasmanyaccountsasyouneedatamonthlyfeeof$15.05.ItincludesPrimaryChequingandupto15moreeligibleaccounts.Theeverydaybankingtransactionsofthisplanshouldbecontrolledfewerthan40,oryouhavetopayafeeof$0.8foreverytransactionbeyond40.Ithelpssaveupto$791.95peryearonfees.What’smore,5non-bankofMonsellATMdebittransactionsontheInteracnetworkand5internationaldebittransactionsusingnon-bankofMonsellATMspermonthisincluded.However,itdoesnothavetheabilitytosendmoneygloballytoanycountryorterritoryviaInterace–TransferthroughitsOnlineBanking.APremiumPlanofferspreferredexchangerateonlywhensellingU.S.cash（upto$5,000U.S.pertransaction）.Youcanapplyforanyoftheseaccountsbyphone,onlineorinperson.Pleasefeelfreetocallusat1-870-226-5266orwriteemailstoBankofMonsellMike@orgetonourwebsiteforanyfurtherdetailsoftheseservicesandproducts.Judgingfromthetext,whoisthemostsuitablepersonforthispost?A.Lily,aprimaryschoolstudentwhohassavedabout$300incashB.Sue,asecondaryschoolstudentwhowantstoopenherownaccountC.Neil,thefatherofateenagesonaged14,whowanttoopenanaccountD.Jane,apost-graduatewhowantstomanageherownmoney

8、Twoyearsago,RupertMurdoch’sdaughter,Elisabeth,spokeofthe“unsettlingdearthofintegrityacrosssomanyofourinstitutions”.Integrityhadcollapsed,sheargued,becauseofacollectiveacceptancethattheonly"sortingmechanism"insocietyshouldbeprofitandthemarket.But"it'sus,humanbeings,wethepeoplewhocreatethesocietywewant,notprofit".Drivingherpointhome,shecontinued:“It’sincreasinglyapparentthattheabsenceofpurpose,ofamorallanguagewithingovernment,mediaorbusinesscouldbecomeoneofthemostdangerousgoalsforcapitalismandfreedom.”ThissameabsenceofmoralpurposewaswoundingcompaniessuchasNewsInternational,shethought,makingitmorelikelythatitwouldloseitswayasithadwithwidespreadillegaltelephonehacking.Asthehackingtrialconcludes-findingguiltyoneex-editoroftheNewsoftheWorld,AndyCoulson,forconspiringtohackphones,andfindinghispredecessor,RebekahBrooks,innocentofthesamecharge-thewiderissueofdearthofintegritystillstands.Journalistsareknowntohavehackedthephonesofupto5,500people.Thisishackingonanindustrialscale,aswasacknowledgedbyGlennMulcaire,themanhiredbytheNewsoftheWorldin2001tobethepointpersonforphonehacking.Othersawaittrial.Thissagastillunfolds.Inmanyrespects,thedearthofmoralpurposeframesnotonlythefactofsuchwidespreadphonehackingbutthetermsonwhichthetrialtookplace.OneoftheastonishingrevelationswashowlittleRebekahBrooksknewofwhatwentoninhernewsroom,howlittleshethoughttoaskandthefactthatsheneverinquiredhowthestoriesarrived.Thecoreofhersuccessfuldefensewasthatsheknewnothing.Intoday’sworld,ithasbecomenormalthatwell-paidexecutivesshouldnotbeaccountableforwhathappensintheorganizationsthattheyrun.Perhapsweshouldnotbesosurprised.Forageneration,thecollectivedoctrinehasbeenthatthesortingmechanismofsocietyshouldbeprofit.Thewordsthathavematteredareefficiency,flexibility,shareholdervalue,business-friendly,wealthgeneration,sales,impactand,innewspapers,circulation.Wordsdegradedtothemarginhavebeenjustice,fairness,tolerance,proportionalityandaccountability.ThepurposeofeditingtheNewsoftheWorldwasnottopromotereaderunderstanding,tobefairinwhatwaswrittenortobetrayanycommonhumanity.Itwastoruinlivesinthequestforcirculationandimpact.Ms.Brooksmayormaynothavehadsuspicionsabouthowherjournalistsgottheirstories,butsheaskednoquestions,gavenoinstructions-norreceivedtraceable,recordedanswers.Theauthorholdsthatthecurrentcollectivedoctrineshows（）.A.generallydistortedvaluesB.unfairwealthdistributionC.amarginalizedlifestyleD.arigidmoralcode

9、Scienceandspiritseemedsoincongruent,andyettheybothappearedtobetwowindows（）intothesamehouse.A.lookedB.looksC.lookingD.tolook

10、資料：之后，經(jīng)濟(jì)學(xué)家Mr.V發(fā)表了關(guān)于一些新名詞的感悟，請(qǐng)根據(jù)下列資料回答問題。Theword“globalization”isindailyusethroughouttheworld.VariouslyreferredtoasmondialisationinFrench,globalisierunginGerman,orQuanquihuainChina（Scholte,1996）,newsarticles,television,andeventextbooksoftenusetheword“globalization”tomeanmanydifferentthings.AuthorJanPieterse（1995）assertstherearealmostasmanyconceptualizationsofglobalizationastherearedisciplinesinthesocialsciences.Teachersandscholarsindisciplinessuchasmanagement,marketing,finance,accounting,andeconomicsalsousetheword“globalization”tomeandifferentthings.Forexample,somebelieveglobalizationistheabsenceofbordersandbarrierstotradebetweennations（Ohmae,1995）,butalsoithasbeendescribedasashiftintraditionalpatternsofinternationalproduction,investment,andtrade（Dicken,1992）.Anotherpopularconceptionofglobalizationisthatitisabusinessstrategythatmeansdoingeverythingthesameeverywhere（KanterandDretler,1998）.Othersbelieveglobalizationisinterconnectionsbetweenoverlappinginterestsofbusinessandsociety（Brown1992;renesch1992）.Asyoucansee,thesedefinitionsdifferinsignificantways.Becausedefinitions,descriptions,andvisionsofglobalizationvarywidely,itisdifficulttoknowwhatitmeansforbusinessestogo“global”.Whatprobablywillbefurtherdiscussedinthefollowingparagraph?（）A.whatglobalizationmeansforbusinessesB.howdefinitionsdifferfromeachotherC.howbusinessesgo“global”D.thedefinitionoftheterm“globalization”

11、資料：KeepingtheZealofaStartupasYouScaleTherearemanyreasonsthatfounder-ledcompaniesaresogoodatdisruptingindustriesandmakinglifemiserableforslow-movingincumbents.Butperhapsthemostpowerfulisthatfounderscreategreatinsurgencies.Theyignoreestablishedindustryrulesandboundaries.Theycreatebetterwaystosolveoldproblems.Theydisdainanythingthatblurstheirfocusonthefrontline.Fromtoptobottom,theyareatwaragainsttheindustryleadersonbehalfofundeservedcustomers.Ourresearchonwhatwecallthe“founder’smentality”showsthatmaintainingastronginsurgentmissioniscriticaltolong-term,sustainablegrowth.Buttocompetelongterm,insurgentcompaniesalsoneedtodevelopscaleandscope,whichveryoftendullstheirinsurgent’szeal.Inmanyways,thisisbecausetheirperspectiveonthefutureslowlychanges.Insurgentsseethedaysahead—bothlongandshortterm—asripewithopportunity.Theyembracechangeandchaos.Theyinvestinwhateverittakestoinnovatenewsolutionsforcustomers.Incumbents,ontheotherhand,veryoftenseethefutureasathreat.Asleadersinvestedheavilyinthestatusquo,innovationanddisruptionarenotgoodforthem.Turbulenceerodesprofitability;innovationmarginalizestheircurrentproductofferings.Thefutureisnotbetter.Thecompaniesthatfindawaytoachievescalewithoutlosingtheirinsurgentmissionwecallthem“ScaleInsurgents”--remainacutelyalerttothisdifferenceinperspective.Theyactivelyfightbackagainsttheverynaturaltendencytoretreatbehindthecastlewallstoavoidfuturechangeandturbulence.Instead,theydowhatinsomecompaniesmightseemlikeheresytheycommittodisruptingtheirowninsurgency.Theyknowthatacquiringthebenefitsofscalerequiresruthlessfocusonawell-definedcorebusinessandacommitmenttobuildingthesystemsandprocessestosupportit.Buttheyaren’tweddedtotheirbusinessmodel—theyareweddedtowhatwillservetheircustomersbest.Ratherthanerectingdefensesagainstthefuture,theyembracethenotionoflimitlesshorizons—theideathatacompanycanintelligentlyextendtheboundariesofitscoreeveroutward.Accordingtoparagraphl,whyarefounder-ledcompaniesoftenconsideredas“insurgents”?A.BecausetheyoftengetmoresupportsfromthecustomersB.BecausetheyoftendamagethemarketorderC.BecausetheyoftenchallengetheoldcompaniesinmanywaysD.Becausetheyoftenmakemoremomeythanoldcompanies

12、已知某投資項(xiàng)目按14％貼現(xiàn)率計(jì)算的凈琨值大于零．接16%貼現(xiàn)率計(jì)算的凈現(xiàn)值小于零，則該項(xiàng)目的內(nèi)含報(bào)酬率肯定（）。A.大于14％，小于16％B.小于14％C.等于15％D.大于16％

13、生物體構(gòu)造的主要物質(zhì)是（），生命遺傳的物質(zhì)基礎(chǔ)又是（）。A.細(xì)胞；蛋白質(zhì)B.蛋白質(zhì)；核酸C.蛋白質(zhì)；細(xì)胞D.細(xì)胞；核酸

14、——“Isthere（）here?”——“No,BobandTimhaveaskedforleave.”A.anybodyB.everybodyC.somebodyD.nobody

15、Ihearmanyparentssayingthattheirteenagechildrenarerebellion.Iwishitwereso.Atyourageyououghttobegrowingawayfromyourparents.Youshouldbelearningtostandonyourowntwofeet.Buttakeagoodlookatthepresentrebellion.Itseemsthatteenagersarealltakingthesamewayofshowingthattheydegreewiththeirparents.Insteadofstrikingoutbravelyontheirown,mostofthemaretryingtoseizeatoneanother’shandsforsafety.Theysaytheywanttodressastheyplease.Buttheyallwearthesameclothes.Theysetoffinnewdirectionsinmusic.Butsomehowreasonforthinkingoractinginthus-and-suchawayisthatthecrowdisdoingit.Theyhavecomeoutoftheircocoon—intoalargercocoon.Ithasbecomeharderandharderforateenagertostandupagainstthepopularitywaveandtogohisorherownway.Industryhasfirmlyopenedupateenagemarket.ThesedayseveryteenagercanlearnfromnewspapersandTVwhatateenagershouldhaveandbe.Andmanyoftoday’sparentshavecometoawardhighmarksforthepopularityoftheirchildren.Allthisaddsuptogreatdifficultyfortheteenagerwhowantstofindhisorherownpath.Butthedifficultyisworthgettingover.Thepathisworthfollowing.Youmaywanttolistentoclassicalmusicinsteadofgoingtoaparty.Youmaywanttocollectrockswheneveryoneelseiscollectingrecords.Youmayhavesomethoughtsthatyoudon’tcaretoshareatoncewithyourclassmates.Well,gotoit.Findyourself.Beyourself.Popularitywillcome—withthepeoplewhorespectyouforwhoyouare.That’stheonlykindofpopularitythatreallycounts.Accordingtothewriter,manyteenagersthinktheyarebraveenoughtoactontheirown,but,infact,mostofthem（）.A.arenotsureofthemselvesB.havemuchdifficultyinunderstandingeachotherC.darenotdothingsD.areverymuchafraidofgettinglost

16、資料：Seekingtoendastalemateinnegotiationsoverhercountry’swithdrawalfromtheEuropeanUnion,PrimeMinisterTheresaMayofBritainofferedFridaysubstantialpaymentstotheblocduringatwo-yeartransitionperiodimmediatelyafterthecountry’sexit.Mrs.May’slong-awaitedintervention,duringaspeechinFlorence,Italy,wasbeingwatchedcloselyincapitalsontheContinentandinLondon,wheremembersofhercabinethavebeenfiercelydividedoverBritain’stortuousdivorcefromthebloc.ThespeechaimedtoopenthewaytoseriousnegotiationsonwhatiscommonlyknownasBrexit,andtoabroaderandmoreproductivediscussionaboutBritain’srelationshipwiththebloc.However,whileofferingsomeconcessionsdesignedtodothat,Mrs.MaydidnotgiveanyfreshinsightintothetypeoftiessheultimatelywantsBritaintohavetothebloc-aquestionthatdivideshercabinetandherConservative,orTory,Party.TheEuropeanUnion’schiefnegotiators,MichelBarnier,issuedacautiousresponse,sayinginastatementthat,“WelookforwardtotheUnitedKingdom’snegotiatorsexplainingtheconcreteimplicationsofPrimeMinisterTheresaMay’sspeech.OurambitionistofindarapidagreementontheconditionsoftheUnitedKingdom’sorderlywithdrawal,aswellasonapossibletransitionperiod.”AlthoughBritainisscheduledtoexittheEuropeanUnionin2019,therehasbeenlittleprogressintalkssinceMarch,whenLondonformallyannounceditsintentiontoleave.BrusselsisinsistingthatBritainagreetothetermsofthedivorcebeforediscussingfuturetradeties,whiletheBritishwouldliketodobothsimultaneously.Inlightofthecontinuingstandoff,manybusinessworryabouta“cliffedge”scenario,inwhichBritainwouldcrashoutwithoutadeal,soMrs.Mayisunderpressuretofindawayoutoftheimpasses.SpeakinginFlorenceonFriday,Mrs.MaydidnotsaypreciselyhowmuchmoneyBritainwouldcontinuetocontributetotheEuropeanUnion.ButshemadeasignificantpromisethattheBritish-whoarebignetcontributorstothebloc-wouldnotleaveaholeintheunion’sbudgetin2019and2020.“Idonotwantourpartnerstofearthattheywillneedtopaymoreorreceivelessovertheremainderofthecurrentbudgetplanasaresultofourdecisiontoleave.”Mrs.Maysaid.Thatwouldprobablymeanpaymentsofaround20billioneuros,orabout$24billion,afterBritain’sdeparture.Itwouldalsoeffectivelymaintainthestatequoforthedurationofatwo-yeartransitionperiod,meaningthatBritainwouldallowthefreemovementofEuropeanworkersandacceptrulingsfromtheEuropeanCourtofJustice.Thisaloneisunlikelytobeenoughtosatisfythe27othermembernations,butMrs.Mayhintedthatshewouldbewillingtogofurtherand“honorcommitmentswehavemadeduringtheperiodofourmembership.”Inaddition,Mrs.MayproposedasecuritypartnershipwiththeEuropeanUnion,stressingBritain’simportanceasadefensepower,andalsoofferednewlegalsafeguardstoguaranteetherightsofEuropeanUnioncitizensinBritainafterBrexit.Overall,Mrs.MaysoughttostressthecommoninterestLondonshareswithcontinentalEuropeancapitalsinreachinganagreementandavoidingdisruptiontotrade,wrappingherodderindialoguethatwasmorepositive,andlessantagonistic,thanthatofsomepreviousinterventions.EuropeanUnionnegotiatorshaverefusedtotalkaboutpost-Brexittiesuntiltheyjudgethatthereis“sufficientprogress”ontheissuestheyconsiderapriority.thestatesofEuropeanUnioncitizensinBritainafteritleaves,theborderbetweenIrelandandNorthernIreland(whichisapartoftheUnitedKingdom)andBritain’sfinancialcommitmentstothebloc.Thereislittlesignyetthattheother27nationsarepreparedtograntBritainabespokeagreement,andofficialshavewarnedLondononnumerousoccasionsthattherewouldbeno“cherrypicking”ofthepartsofEuropeanUnionmembershipitlikes.Accordingtothepassage,whichoftheA.BritainhasagreedtodiscusstheconditionsoftheexitbeforediscussingthefuturetradetiesB.TheresaMayhasmappedouttheblueprintoftherelationsbetweenBritainandEUC.EUmightnotbesatisfiedwithMay’sSpeechD.BritainisfullypreparedtowithdrawfromEUinanorderlyway

17、Passage4AMENTORING（導(dǎo)師制）programisgivinglifechangingopportunitiestoBanburyyouth.YoungInspirationswasfoundedtwoyearsagotoprovidementoringsessionsforstudentsandunemployedyoungadultsaged11to21.AlexGoldberg,theprogram'sfounder,said;“WesetupYoungInspirationsbecausewewantedtogiveyoungpeopleexperienceswhichwillpotentiallybelifechangingandbroadentheiroutlook.Wetrytocreateworkexperienceopportunitiesthatwillreallymakeadifferencetoouryouth.Forexample,we’vesecuredinternshipswithworld-famousfirmssuchasHonda.”“Atatimeoffundingcutbackswhereschoolsarefindingitmoreandmoredifficulttoofferthiskindofmentoring,itisextremelyimportantthattheseopportunitiesareavailablebothtohelpyouthwiththeirschoolworkandgradesandtogivethemopportunitieswhichmayhelpshapetheirfutures.”KieranHepburn,14,isoneofagroupofBanburyyouthwhohasbenefitedfromtheprogramsofar.InOctobertheBanburySchoolpupilwasaccompaniedbyYoungInspirationsstafftoPariswherehewasanobserverattheUnitedNationsEducational,ScientificandCulturalOrganization's（UNESCO）InternationalYouthForum.Theeventwasheldforyoungpeoplefromaroundtheworld,toseektheirviewsonhowthefutureofyouthandeducationshouldlook.Kieranjoinedseveralhundredobserversmostlyintheir20sandwastheonlyUKschoolpupiltoattendtheevent.Kieranthinksthetripwasalifechangingexperience.“BeforeweleftIdidn'tquiteknowwhattomakeofitbutwhenwegottherewedidn'tstop,itwasamazing,”hesaid,“Wewenttothreeorfourhoursofdebateseachdayandthendidsomethingculturaleachafternoon.”Themainthemeoftheforumwashowyouthcandrivechangeinpoliticalandpubliclife.Itdealtwithissuessuchasdrugabuse,violenceandunemployment.Kieransaid:“IthasreallyhelpedmetoimprovemyconfidenceandsocialskillsaswellasmyschoolgradesandIwasvotedmostimprovedpupilatschoolinAugust.”TheYoungInspirationsmentoringsessionstakeplaceeachFridayinBanbury.Fordetailsvisit.AccordingtoAlexGoldberg,itisdifficultforschoolstoofferthementoringdueto（）.A.thelackofsupportfromfirmsB.theculturaldifferencesC.theeffectofunemploymentD.theshortageofmoney

18、Yourselectionwillarriveinseventotendaysandwillbefollowedby（）deliverieseverysixweeks.A.additionalB.momentaryC.mutualD.thorough

19、____youreturnaftertherentalcounterclosesfortheevening,placeyourvehicle’skeysinthenightreturnslot.A.BecauseofB.AsaconsequenceC.IntheeventthatD.Priorto

20、以下屬于中國銀行業(yè)協(xié)會(huì)的會(huì)員單位的是（）。A.中國郵政儲(chǔ)蓄銀行B.證券公司C.金融控股公司D.財(cái)產(chǎn)保險(xiǎn)公司

21、資料：Whenweseewell，wedonotthinkaboutoureyesveryoften.Itisonlywhenwecannotseeperfectlythatwerealizehowimportantoureyesare.Peoplewhoarenear-sightedcanonlyseethingsthatareveryclosetotheireyes，Everythingelseseemsblurry（=unclear）.Manypeoplewhodoalotofwork，suchaswriting，readingandsewingbecomenear-sighted.Peoplewhoarefar-sightedsufferfromjusttheoppositeproblem.Theycanseethingsthatarefaraway，buttheyhavedifficultyinreadingabookunlesstheyholditatarm’slength.Iftheywanttodomuchreading，theymustgetglasses，too.Otherpeopledonotseeclearlybecausetheireyesarenotexactlytherightshape.Theyhavewhatiscalledastigmatism.This，too，canbecorrectedbyglasses.Somepeople’seyesbecomecloudybecauseofcataracts.Longagothesepeopleoftenbecameblind.Now，however，itispossibletooperateonthecataractsandremovethem.Havingtwogoodeyesisimportantforjudgingdistances.Eacheyeseesthingsfromaslightlydifferentangle.Toprovethistoyourself，lookatanobjectoutofoneeye；Thenlookatthesameobjectoutofyourothereye.Youwillfindtheobject’srelationtothebackgroundandotherthingsaroundithaschanged.Thedifferencebetweenthesetwodifferenteyeviewshelpsustojudgehowfarawayanobjectis.Peoplewhohaveonlyoneeyecannotjudgedistanceaspeoplewithtwoeyes.Peoplewhosufferfromastigmatismhave______.A.adifficultythatcanbecorrectedbyanoperationB.eyesthatarenotexactlytherightshapeC.aneyedifficultythatcannotbecorrectedbyglassesD.oneeyebiggerthantheother

22、2012年5月13日，《中華人民共和國政府、日本國政府及大韓民國政府關(guān)于促進(jìn)、便利和保護(hù)投資的協(xié)定》于（）正式簽署。A.北京B.首爾C.東京D.上海

23、資料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionw