金融專業(yè)介紹英語(yǔ)

金融專業(yè)介紹英語(yǔ)演講人：日期：目錄OverviewofFinanceCorecoursesinfinanceFinancialmarketsandinstitutionsFinancialinstrumentsandproductinnovationEmploymentdirectionandcareerplanningOverviewofFinance01Financereferstothemanagementofmoneyandotherassets,includingtheprocessesofinvestment,borrowing,lending,andriskmanagementDefinitionFinanceinvolvestheuseofmathematicalmodelsandstatisticalanalysistomakeinformeddecisionsabouttheallocationofresourcesandthemanagementofrisksItalsoencompassedawiderangeoffinancialinstrumentsandmarkets,suchasstocks,bonds,commodities,andderivativesCharacteristicsDefinitionandcharacteristicsDevelopmenthistoryThefieldoffinancehasevolvedovertime,withthedevelopmentofnewfinancialinstruments,markets,andtheoriesInrecentdecades,theglobalizationoffinancialmarketsandtheinventionoftechnologyhavefurthertransformedthelandscapeoffinance0102CurrentsituationFinancenowplaysacriticalroleintheglobaleconomy,withfinancialmarketsandinstitutionsservingaskeyintermediariesintheallocationofcapitalandthemanagementofrisksHowever,thefinancialindustryalsofaceschallengessuchasmarketvolatility,regulatorypressure,andtechnicaldisruptionDevelopmenthistoryandcurrentsituationInChina,financialmajortypicallycoversawiderangeoftopicsincludingeconomics,accounting,banking,securities,andinsuranceThesemajorstudentsoftenemphasizetheoreticalknowledgeandpracticalskills,preparingstudentsforcareinthefinancialindustryDomesticfinancialmajorIncontrast,internationalfinancialmajoroftenplacesagreateremphasisonquantitativeanalysis,riskmanagement,andglobalfinancialmarketsThesemajorplayersmayalsoincludecoursesoninternationalfinancialregulationsandcrossborderfinancialtransactionsInternationalfinancialmajorComparisonofFinancialMajorsatHomeandAbroadCorecoursesinfinance02GDP,unemployment,inflation,andinterestratesMacroeconomicindicatorsHowgovernmentsandcentralbanksinfluencetheeconomyFiscalandmonetarypoliciesExchangerates,balanceofpayments,andinternationalmonetarysystemsTradeandinternationalfinanceTheoriesandpoliciestopromotegrowthEconomicgrowthanddevelopmentPrinciplesofMacroeconomicsDemandandsupplyConsumerbehaviorProducerbehaviorMarketstructuresPrinciplesofMicroeconomicsHowmarketsworkandpricesaredeterminedCostminimizationandprofitmaximizationUtilitymaximizationandchoiceunderconstraintsPerfectcompetition,monopoly,oligopoly,andmonopoliticalcompetitionMediumofexchange,unitofaccount,andstoreofvalueFunctionsofmoneyBankingsystemMonetarypolicyFinancialmarketsStructure,functions,andregulationofbanksToolsandobjectivesofcentralbanksMoneymarkets,capitalmarkets,andderivativemarketsFundamentalsofMonetaryandBankingStudiesUnderwriting,mergersandacquisitions,andtradingRoleofinvestmentbanksDiscountedcashflow,comparablecompanies,andpriortransactionsValuationmethodsEquity,debt,andhybridsecuritiesCapitalraisingCreditrisk,marketrisk,andoperationalriskRiskmanagementInvestmentBankingandPracticeFinancialmarketsandinstitutions03MoneyMarketAmarketforshorttermfinancialassetssuchastreasurybills,commercialpaper,andrepostItprovidesliquidityandfundingforbusinessesandgovernmentsCapitalMarketAmarketforlong-termfinancialassetssuchasstocksandbondsItfacilitiestheraisingofcapitalforcompaniesandtheinvestmentoffundsforindividualsandinstitutionsClassificationandfunctionsoffinancialmarketsDerivativeMarketAmarketforfinancialinstrumentswhosevalueisderivedfromanunderlyingasset,suchasfutures,options,andswapsItprovidesameansofhedgingriskandspecifyingonpricemovementsFunctionsofFinancialMarketsFinancialmarketsprovideaplatformforbuyingandsellingfinancialassets,pricediscovery,riskmanagement,andliquidityprovisionClassificationandfunctionsoffinancialmarketsInstitutionsthatprovidearangeofbankingservicesincludingdeposits,loans,andpaymentservicestoindividualsandbusinessesCommercialBanksInstitutionsthatspecializeinraisingcapitalandprovidingfinancialadvisoryservicestogovernmentsandcorporationsInvestmentBanksInstitutionsthatprovideriskprotectiontoindividualsandbusinessesbypoolingrisksandpayingclaimsInsuranceCompaniesFinancialInstitutionSystemandFunctionsPensionFundsInstitutionsthatmanageandinvestfundsonhalfofindividualssavingforretentionFunctionsofFinancialInstitutionsIntermediatebetweensaversandborrowers,providepaymentandsettlementservices,mobilesavings,andallocatecapitalFinancialInstitutionSystemandFunctionsPrudentialRegulationRegulationsaimedatensuringthesafetyandsoundnessoffinancialinstitutionsthroughcapitaladequacy,liquidity,andriskmanagementrequirementsMarketConductRegulationRegulationsthatgovernthebehavioroffinancialinstitutionsintheirdealswithcustomerstoensurefairtreatmentandtransparencyFinancialregulatorypoliciesandregulationsMacroPrudentialPolicyPoliciesaimedatmitigatingsystemicriskandensuringthestabilityofthefinancialsystemasawholeInternationalRegulatoryCooperationCooperationbetweennationalregulatoryauthoritiestostandardizeregulationsandsupervisorypracticestoaddresscrossborderfinancialrisksFinancialregulatorypoliciesandregulationsMajorInternationalFinancialCentersKeyfinancialmarketsaroundtheworld,suchasNewYork,London,Tokyo,andHongKong,thatserveashubsforinternationalfinancialactivityInternationalFinancialInstrumentsFinancialassetsthataretradedinternationally,suchasforeignexchange,internationalbonds,andglobalequityGlobalFinancialCrisisPeriodsofextremestressintheinternationalfinancialsystemthatcanbecausedbyarangeoffactorsincludingassetpricebubbles,excessleverage,andexcessdebtdefaultsOverviewofInternationalFinancialMarketsInternationalFinancialRegulationThecoordinationandcoordinationoffinancialregulationsacrossnationalboundariestoaddresscrossborderfinancialrisksandpromoteglobalfinancialstabilityOverviewofInternationalFinancialMarketsFinancialinstrumentsandproductinnovation0401Representownershipinacompanyandtitletheholdertoashareofthecompany'sprofitsStocks02Debtsecuritiesissuedbygovernmentsorcorporationstoraisefunds,withapromisetopaybacktheprincipalplusinterestataspecifiedtimeBonds03Moneyplacedinabankaccount,whichearnsinterestandcanbewithdrawnatanytimeBankDeposits04AsumofmoneyborrowedfromalenswithanagreementtorepayitwithinterestoverasetperiodoftimeLoansIntroductiontoTraditionalFinancialInstrumentsFuturesContractsAgreementstobuyorsellanassetatapre-determinedpriceonafuturedateContractsthatgivetheholdertheright,butnottheopposition,tobuyorsellanassetataspecifiedpricewithinacertaintimeframeAgreementsbetweentwopartiestoexchangecashflowsorliabilitiesfromtwodifferentfinancialinstrumentsIncludepricerisk,creditrisk,liquidityrisk,andoperationalriskOptionsSwapsRisksofDerivativesDerivativefinancialinstrumentsandtheirrisksNewPaymentMethodsTheriskofdigitalwalletsandmobilepaymentsystemshasrevolutionizedthewaywemaketransactionsCryptocurrenciesDigitalcurrenciesthatuseencryptiontechniquestoregulatethegenerationofunitsofcurrencyandverifythetransferoffundsRoboAdvisorsAutomatedinvestmentmanagementservicesthatprovideportfoliomanagementadvicebasedonalgorithmsPeertoPeerLendingOnlineplatformsthatconnectborrowerswithinvestors,bypassingtraditionalbankinginstitutionsCaseAnalysisofFinancialProductInnovationTrendsinFinTechDevelopmentArtificialIntelligenceAIisbeingusedinfrauddetection,creditscoring,androbotadvisoryservicesBlockchainTechnologyDistributedledgertechnologythatenablessecure,transparent,andtamperprooftransactionsOpenBankingAsystemthatallowsthirdpartydeveloperstobuildapplicationsandservicesaroundthefinancialinstitutionDigitalIdentityTheuseofdigitaltechnologiestoverifyanindividual'sidentity,whichiscriticalforsecureonlinetransactionsEmploymentdirectionandcareerplanning05RetailbankingIncludespositionssuchaspersonalbanks,wealthmanagers,andbranchmanagerswhoprovidefinancialservicestoindividualcustomersCorporatebankingFocusesonpromotingfinancialsolutionstobusinesses,includingrelationshipmanagers,creditanalyses,andinternationaltradespecialtiesInvestmentbankingInvestmentsadvisoryclientsonmergersandacquisitions,capitalraising,andsecuritiesunderwriting,withpositionssuchasinvestmentbanksandfinancialanalysesEmploymentprospectsinthebankingindustrySecurities