跨境電子商務(wù)英語(yǔ) Unit 8 課件

跨境電子商務(wù)英語(yǔ)Unit8

Cross-BorderE-CommercePayment

UnitObjectives:Learndifferentwaysofcross-bordere-commercepayment.

Learnthepaymentprocessofcross-bordere-commerce.LearnhowtodrawtheaccountwhendoingCEBCtransactions.Unit8Cross-BorderE-CommercePayment1PaymentProcess23CONTENTS目錄AccountWithdrawalOffline&OnlinePayment1Offline&OnlinePayment1.PleasepreviewthefollowingwordsandexpressionsandwritedowntheirChinesemeaning.Warming-upPart1Offline&OnlinePayment(1)cross-borderpaymentandsettlement(2)cross-bordere-commercepaymentmethods(3)paymentinstruments(4)offlinepayment(5)onlinepayment

(6)third-partypaymentplatforms(7)face-to-facetransaction

(8)LettersofCreditAnswers：Warming-up(1)跨境支付與結(jié)算(2)跨境電商支付方式(3)支付工具(4)線下支付(5)線上支付(6)第三方支付平臺(tái)(7)當(dāng)面交易(8)信用證Part1Offline&OnlinePaymentWarming-up2.GroupDiscussion.Workingroupsanddiscusswithyoupartner(s)regardingonthepaymentprocesson.Part1Offline&OnlinePaymentListeningListentothefollowingdialogueandfillintheblanks.Part1Offline&OnlinePaymentMan:Hello,Inoticedyouorderedapairofglovesinmystoreyesterday,butyoudidn’t(1)_________________,didyou?Woman:No,Ididn't.Iorderedthegloves,butI’vegotsomequestionsonpaymentmethod.CanIpaybyAlipay,a(2)_______________________inChina?Man:Ofcourseyoucan,youknow,(3)_______________ispreferablein(4)_______________________.Ifyoumakethepaymentnow,we'llsenditouttoyoutoday.Woman:Gladtohearthat!Bytheway,is(5)___________________acceptabletoyourcompany?Man:Oh,actually,I’msosorrytosaythat,forourmutualconvenience,wecannotacceptthosekindsof(6)_____________________.makethepaymentthirdpartypaymentplatformonlinepaymentcross-bordere-commerceface-to-facetransactionofflinepaymentmethodsWoman:OK,I’vegotit.LaterI’llpaybyAlipayandhopeforaquickdelivery.ListeningListentothefollowingdialogueandfillintheblanks.Part1Offline&OnlinePaymentSpeakingAbuyeristalkingaboutpaymentwiththeseller.PleaseroleplaythisdialogueandtranslatetheunderlinedexpressionsintoChinese.Part1Offline&OnlinePaymentTips:Atanytime,weshouldalwaysbeprofessionalaboutwhatwearedoing,andrigorouslyreplytothequestionscounterpartsask.Exercise:Translation1(1)placeanorder下單(2)discount折扣(3)concession（價(jià)格）讓步(4)superiorquality質(zhì)量?jī)?yōu)良(5)themostfavorableprice最優(yōu)惠價(jià)格(6)closethedeal成交Part1Offline&OnlinePaymentSpeakingBuyer:Hi,there?Seller:Yes.WhatcanIdoforyou?Buyer:Iwanttoplaceanorderof1000pairsofsportsshoes(No.4879)withyourstore.Canyoutellmesomeinformationaboutpaymentmethods?Seller:Sure,therearemanypaymentoptions.Forexample,youcanpaybycreditcard,debitcardorLetterofCredit.Youcanalsopaybythird-partypaymentplatformssuchasPaypal,Paynooer,Alipayetc.Buyer:Thankyouverymuchforyourhelp!Ithinksportsshoesatyourstoreareveryattractive,butthepriceisabithigh.Isthereanydiscountorconcessiononyourpresentprice?Part1Offline&OnlinePaymentSpeakingSeller:Thepresentpriceisveryreasonablewithsuperiorqualitycomparedwithothermanufacturesonthemarket.Inviewofquantityofyourorder,Icangiveyouonepercentoffandthisisthemostfavorablepricewecanoffer.Buyer:Good!Let’sclosethedeal.I’llmakethepaymentnowbyPaypal.PleasesendyourPaypalaccounttome.Seller:OK.I’llsendtoyoulater.Ifyouhaveanyquestionsaboutthisorder,donothesitatetocontactme.Part1Offline&OnlinePaymentReadingReadthepassagewiththesequestionsinyourmind:Whatisthedifferencebetweenofflinepaymentandonlinepayment?Whatisthedifferencebetweentraditionalcross-borderpaymentmethodsandcross-bordere-commercepaymentmethods?Part1Offline&OnlinePaymentTips:Duringwork,weshouldunderstandtherisksoffundsettlementandhaveawarenessoffundsecurity.settlement/?setlm?nt/n.結(jié)算economic/i:k??n?m?k/adj.經(jīng)濟(jì)的creditor/?kred?t?(r)/n.債權(quán)人rights/ra?ts/n.債權(quán)debts/dets/n.債務(wù)instrument/'?nstr?m(?)nts/n.工具exchange/?ks?t?e?nd?/n.交易o(hù)bligation/?bl??ɡe??n/n.責(zé)任platform/?pl?tf?:m/n.平臺(tái)account/??ka?nt/n.賬戶permission/p??m??n/n.允許remittance/r??m?tns/n.匯款collection/k??lek?n/n.托收complement/'k?mpl?m(?)nt/v.補(bǔ)充coexist/?k???ɡ?z?st/v.共存payoff付清錢款fundtransfer轉(zhuǎn)賬；資金轉(zhuǎn)移capitaltransactions資本交易reservedfunds儲(chǔ)備基金cashondelivery貨到付款postalremittance郵政匯款banktransfer銀行轉(zhuǎn)賬face-to-facetransaction當(dāng)面交易LetterofCredit信用證WordsandExpressions：Part1Offline&OnlinePaymentItisakindofbehaviorthatusuallyoccursininternationaltradeandisperformedbythepartieswhoperformtheobligationbypayingmoney.它是國(guó)際貿(mào)易中經(jīng)常發(fā)生的一種行為，是由義務(wù)雙方通過(guò)支付貨幣來(lái)履行的。Intermsofplaceswherecapitaltransactionshappen,paymentcanbeclassifiedintoofflinepaymentandonlinepayment.從資金交易的發(fā)生地點(diǎn)來(lái)看，支付可以分為線下支付和線上支付。Intermsofthedevelopmentofpaymenttools,cross-borderpaymentmethodscanbedividedintotraditionalcross-borderpaymentmethodsandcross-bordere-commercepaymentmethods.從支付工具的發(fā)展來(lái)看，跨境支付可分為傳統(tǒng)跨境支付方式和跨境電商支付方式。Keysentences：Part1Offline&OnlinePaymentExercises：(1)Useinformationinthetexttocompletethesentencesbelow.①Acompletepaymentprocesscanbedividedinto_________and___________.②Cross-borderpaymentandsettlementisperformedbythepartieswhoperformtheobligationby_______________.

③Intermsofplaceswherecapitaltransactionshappen,paymentcanbeclassifiedinto_______________and_______________.paymentsettlementpayingmoneyofflinepaymentonlinepaymentPart1Offline&OnlinePaymentExercises：(1)Useinformationinthetexttocompletethesentencesbelow.④Onlinepaymentisgenerallyrealizedthrough__________________________,suchasAlipay,Paypal,etc.⑤Nametwointernationalthird-partypaymentplatforms:_______________and_______________.third-partypaymentplatformsPayPalPayoneerPart1Offline&OnlinePaymentExercises：(2)TranslatethefollowingsentencesintoChinese①Onlinepaymentisgenerallyrealizedthroughthird-partypaymentplatforms,suchasAlipay,Paypal,etc.___________________________________________________________________網(wǎng)上支付一般通過(guò)第三方支付平臺(tái)實(shí)現(xiàn)，如支付寶、貝寶等。②Basically,ifatransactionwasnotpaidthroughtheinternet,thispaymentwaycanbecalledofflinepayment.?__________________________________________________________________大體上，若某次交易未使用互聯(lián)網(wǎng)支付，此種支付方式則可稱為線下支付。③Traditionalcross-borderpaymentmethodscommonlyusedinB2Bcross-bordertrademainlyincluderemittance,collectionandLetterofCredit.___________________________________________________________________在B2B跨境貿(mào)易中常用的傳統(tǒng)跨境支付方式主要有匯款、托收和信用證。Part1Offline&OnlinePaymentExercises：(2)TranslatethefollowingsentencesintoChinese④Withpeople'scontinuousrecognitionofcross-bordere-commerceshopping,cross-bordere-commercepaymentmethodshavedevelopedrapidly.______________________________________________________________________隨著人們對(duì)跨境電商購(gòu)物的不斷認(rèn)可，跨境電商支付方式得到了快速發(fā)展。⑤Inthemarket,traditionalcross-borderpaymentmethodsandcross-bordere-commercepaymentmethodswillcomplementeachotherandcoexisttogether.______________________________________________________________________傳統(tǒng)的跨境支付方式與跨境電子商務(wù)支付方式將在市場(chǎng)中相輔相成并共存。Part1Offline&OnlinePaymentExercises：(3)Answerthefollowingquestions.①Whatisthedifferencebetweenofflinepaymentandonlinepayment?

Onlinepaymentisgenerallyrealizedthroughonlineinstrumentsuchasthird-partypaymentplatforms,whileofflinepaymentdoesn’thappenonline.Part1Offline&OnlinePayment(3)Answerthefollowingquestions.②Whatisthedifferencebetweentraditionalcross-borderpaymentmethodsandcross-bordere-commercepaymentmethods?

Traditionalcross-borderpaymentmethodscommonlyusedinB2Bcross-bordertrademainlyincluderemittance,collectionandLetterofCredit,whilecross-bordere-commercepaymentmethodsrefertothoseemergingthird-partypaymentplatforms.Exercises：Part1Offline&OnlinePayment(3)Answerthefollowingquestions.③Dotraditionalcross-borderpaymentmethodsexistintheworld?Yes,forexample,methodssuchasLettersofCreditarestillwidelyusedinCBEC.④Whatdoestheauthormeanby“coexist”?“Coexist”meanstraditionalcross-borderpaymentmethodsandcross-bordere-commercepaymentmethodswillexisttogetherinfuturemarket.Exercises：Part1Offline&OnlinePayment2PaymentProcess1.MatchthesepictureswiththeirChinesenamesinthebox.Warming-upPart2PaymentProcessWarming-upUnionPayInternational(UPI)isasubsidiaryofChinaUnionPayfocusedonthegrowthandsupportofUnionPay’sglobalbusiness.Inpartnershipwithmorethan2300institutionsworldwide,UnionPayInternationalhasenabledcardacceptancein179countriesandregionswithissuancein61countriesandregions.UnionPayInternationalprovideshighquality,costeffectiveandsecurecross-borderpaymentservicestotheworld’slargestcardholderbaseandensuresconvenientlocalservicestoagrowingnumberofglobalUnionPaycardholdersandmerchants.UnionPayInternationalworkscloselywithinstitutionsworldwidetoachievewin-wincooperationandmutualbenefitthroughamembershipscheme.WeChatPayisanin-apppaymentfeaturetoallowallWeChatuserspaytransactionsquicklyontheirmobilephones.IthasfullyoptimizedO2Obusinessmodeltoincreaseconsumptionexperience,andaimstooffermoreopportunitiesforofflineandonlinebusiness.WeChatPayisnowavailabletooverseasvendors.Part2PaymentProcessWarming-upThroughESCROW,thebuyerpaysthepaymenttoathirdpartyotherthanthesellerandthebuyer.Afterthethirdpartyreceivesthepayment,itinformsthebuyerofthepaymentandthesellerofthedelivery.Thesellercanshipthegoodstothebuyer.PayPalisaninternationaltradepaymenttoolfavoredbyhundredsofmillionsofusersaroundtheworld.UserscanwithdrawfundsfromtheirPayPalaccountstotheirlocalbankaccounts,HongKongbankaccountsandBankaccountsintheUnitedStates.TheycanalsoapplyforchecksfromPayPal.PayPalhasmorethan200millionactiveaccounts,givingcompaniesaccesstocustomerwhoareshoppingonlineandlookingtopaywithPayPal.Part2PaymentProcessWarming-upWesternUnionistheworld'sleadingexpressremittancecompanywithahistoryof150years.Ithastheworld'slargestandmostadvancedelectronicremittancefinancialnetwork,withagencyoutletsspreadthroughoutnearly200countriesandregionsinthetheworld.WesternUnionisasubsidiaryofFirstDataCorporation(FDC),oneoftheFortune500companiesintheUnitedStates.VISAisabrandofcreditcardoperatedandmanagedbyVisaInternational,basedinSanFrancisco,California,USA.Asthenumberofmobiledevicescontinuestogrow,VisaisworkingtoexpandtheuseofitspaymentproductsandservicesthroughmobiledevicesMasterCardwasfoundedin1966.ItsglobalheadquartersislocatedintheEasternUnitedStates,NewYork.Astheworld'sleadingpaymentcompany,mastercardiscommittedtoprovidingamoreconvenientandefficientfinancialpaymentenvironmentforglobalconsumers.Mastercardprovidestheworld'sleadingbusinesslinkstofinancialinstitutions,governments,businesses,merchantsandcardholdersthroughpaymentfranchises,processingcentersandconsultingservicesforthepaymentindustry.Part2PaymentProcess________________________________________________________________________________CFEGDABPart2PaymentProcess1.MatchthesepictureswiththeirChinesenamesinthebox.Warming-upWarming-up2.GroupDiscussion.Workingroupsanddiscusswithyoupartner(s)thepaymentprocessingstepsonaCBECplatform.Part2PaymentProcessListeningListentothefollowingsentencesandfillintheblanks.Part2PaymentProcess(1)Please______________first.Don'tgotothepaymentpage.I’ll_______________andthenyoucanpay.ordertheitem(2)Beforeyoubidorbuy,checkthelistingtoseewhich_______________theselleraccepts.revisetheprice(3)Whenyou______________,makesureto____________orchangeyourdeliveryaddress.paymentmethods(4)Followthestepsbelowto_______________onAliExpress.checkout(5)Please__________________usifyou'restillunclearonthepaymentmethods.verifypayyourorderfeelfreetocontactListeningListentothefollowingsentencesandfillintheblanks.Part2PaymentProcessSpeaking

Actoutfiveshortdialoguesandmarkthetopicthatistalkedaboutineachdialoguewithatick.Part2PaymentProcessTips:Atanytime,weshouldfocusonthemarket,andunderstandcustomerneeds.KEYWORDSANDEXPRESSIONS1afford支付得起receipt收據(jù)airmail航空郵件shipping裝運(yùn)scary嚇人的（天價(jià)的）reasonable合理的givea10%discount打九折electronicversion電子版paperversion紙質(zhì)版top-qualitymaterial最高品質(zhì)的材料thelateststyle最新的款式Part2PaymentProcessDialogueOneMan:Madam,whenwouldyouliketomakepayment?Woman:Sorryaboutthat,Idon’thaveenoughmoneyinmydebitcard.MayImakethepaymenttomorrow?DialogueTwoMan:Iwanttobuythiscomputerformyson.It'snicebutthepriceismuchhigherthanIcanafford.Couldyougivemeadiscount?Woman:Sir,thisisthebestpricewehaveneverhadbefore.Ifyouplaceanorderandmakethepaymentnow,we'llgiveyoua10%discount.That'sthebestwecando.DialogueThreeMan:Wouldyoupleasesendmeareceipt?Woman:Sure,I'llemailyouanelectronicversionandI’llalsosendyouapaperversionbyairmail.Part2PaymentProcessDialogueFourMan:Annie,pleaseshiptheseitemsbyDHL.Woman:That'sfine.DHLisfaster.Therefore,you'llneedtopayanextrafeeof$20forshipping.DialogueFiveMan:Thedresslooksnice,butthepriceisabitscary.Woman:Yes,thepriceseemshigh,butthedressismadeoftop-qualitymaterialandisinthelateststyle.You'dfindthepricereasonableonceyoutryiton.Part2PaymentProcess

Dialog1Dialog2Dialog3Dialog4Dialog5Payment√

Shipment

√

Discount

√

Price

√Receipt

√

Exercises1Pleasemarkthetopicthatistalkedaboutineachdialoguewithatick.Part2PaymentProcessReadingReadthepassagewiththesequestionsinyourmind:Whatdoyouhavetodoinadvanceifyouaremakingapurchaseonline?Whatdoyouhavetodoinadvanceifyouaresellingsomethingoverseasonline?Part2PaymentProcessTips:Weshouldalwayshavescientificandrigorouslearningorworkstyletokeepprofessional.domestic/d??mest?k/adj.國(guó)內(nèi)的extra/?ekstr?/adj.額外的localize/?l??k?la?z/v.本地化checkout/?t?eka?t/n.結(jié)賬shopper/???p?(r)/n.購(gòu)物者currency/?k?r?nsi/n.貨幣routing/'ru:t??/n.發(fā)送processing/?pr??ses??/n.處理approval/??pru:vl/n.審批smoothly/?smu?eli/adv.順利地geographically/d?i???gr?f?kli/adv.地理上intelligent/?n?tel?d??nt/adj.聰明的confirmation/?k?nf??me??n/n.確認(rèn)settlement/?setlm?nt/n.結(jié)算payout/?pe?a?t/n.支付reconciliation/?rek?ns?li?e??n/n.對(duì)賬checkbook/?t?ekb?k/n.支票簿multiple/?m?lt?pl/adj.多樣的consolidated/k?n's?l?de?t?d/adj.鞏固的cross-borderpayments跨境支付customerpurchase客戶購(gòu)買acquiringbanks收單銀行approvalrates審批通過(guò)率orderfulfillment訂單執(zhí)行keeptrackof記錄；跟蹤WordsandExpressions：Part2PaymentProcess

(1)Paymentprocessingfollowsthesamesevenstepswhetheratransactionisdomesticorinternational.Keysentences：無(wú)論國(guó)內(nèi)交易還是國(guó)際交易，支付過(guò)程的處理都遵循相同的七個(gè)步驟。(2)Toconductcross-bordere-commercetransactionsmoreeffectively,apaymentsolutionsprovidershouldbepartnerswithnumerousacquiringbanksaroundtheglobe.為了更有效地進(jìn)行跨境電子商務(wù)交易，支付解決方案提供商應(yīng)該與全球眾多收單銀行合作。(3)Similartobalancingyourownpersonalcheckbook,reconciliationishowyoukeeptrackofwhatyou’reowedandwhatyou’vebeenpaid.與將個(gè)人支票進(jìn)行收支平衡的操作類似，對(duì)賬是指您記錄應(yīng)收欠款和已收資金的方式。Part2PaymentProcessExercises：Tellwhethereachofthefollowingstatementsistrue(T)orfalse(F).①______Processofcross-borderpaymentsisexactlythesameasdomesticpaymentwithoutanyadditionalconsiderations.②______Duringthepaymentofcross-bordere-commercetransaction,itisnecessaryto“l(fā)ocalized”customers’checkoutexperience.③______Thereisnoneedtomakeyourpriceappearintheshopper’slocalcurrency.④______Apaymentsolutionsprovidershouldbepartnerwithonlyoneacquiringbank.⑤______Banksthatareagoodmatchgeographicallywithyouaremorelikelytoapproveyourtransaction.FTFFTPart2PaymentProcessExercises：(2)TranslatethefollowingsentencesintoChinese.①Thecheckoutpageshouldalwaysbepresentedinthelanguageoftheshopper.___________________________________________________________________②Yourcheckoutpageshouldofferlocalpaymentmethods—nomatterwhichcountryordistrictyourshoppersarein,theyshouldbeabletochoosewhatevermethodofpaymenttheyusenormally.___________________________________________________________________③Toconductcross-bordere-commercetransactionsmoreeffectively,apaymentsolutionsprovidershouldbepartnerswithnumerousacquiringbanksaroundtheglobe.___________________________________________________________________結(jié)帳頁(yè)面應(yīng)該始終以購(gòu)物者的語(yǔ)言呈現(xiàn)。您的付款頁(yè)面應(yīng)該提供當(dāng)?shù)馗犊罘绞健獰o(wú)論您的購(gòu)物者在哪個(gè)國(guó)家或地區(qū)，他們應(yīng)該能夠選擇他們通常所使用的任何付款方式。為了更有效地進(jìn)行跨境電子商務(wù)交易，支付解決方案提供商應(yīng)該與全球多家的收單銀行合作。Part2PaymentProcessExercises：(2)TranslatethefollowingsentencesintoChinese.④Aone-bankpartnershipsetsupglobalpaymentsforfailure.

___________________________________________________________________⑤Similartobalancingyourownpersonalcheckbook,reconciliationishowyoukeeptrackofwhatyou’reowedandwhatyou’vebeenpaid.___________________________________________________________________若支付解決方案提供商只與某一家收單銀行合作，則意味著無(wú)法實(shí)現(xiàn)全球范圍內(nèi)支付。與結(jié)算個(gè)人記賬簿類似，對(duì)賬是指你記錄應(yīng)收賬款和已收賬款的方式。Part2PaymentProcess(3)Answerthefollowingquestions.①Whatdoes“l(fā)ocalizedcheckout”meaninthistext?②Howcanacross-bordere-commercecompany“l(fā)ocalize”thecheckoutexperience?“Localizedcheckout”meanstomakeoverseascustomers’checkoutexperiencesimilartotheirlocalpurchaseexperience.E-commercecompanycan“l(fā)ocalize”thecheckoutexperiencebypresentingcheckoutpageinthelanguageoftheshopper,makingpriceappearintheshopper’slocalcurrencyandofferinglocalpaymentmethods.Part2PaymentProcess(3)Answerthefollowingquestions.③Isaone-bankpartnershipgoodorbadforglobalpayments?Why?④Howcancompaniesmakeapprovalratehigherincross-borderpaymentprocessing?Aone-bankpartnershipisnotgoodforglobalpayments.IftheacquiringbankislocatedintheU.S.andtheshopper’sbankisinanothercountry,thattransactionhasamuchhigherprobabilityofbeingflaggedforfraud.Whentransactionsareroutedtothebanksmostlikelytoapprovethem—banksthatareagoodmatchgeographicallyandthatfitthecurrencyandcardtypeofthetransaction,approvalratesmaybeincreased.Part2PaymentProcess3AccountWithdrawalWarming-up(1)貝寶賬戶

(2)獲取資金

(3)銀行賬戶

(4)申請(qǐng)支票

(5)資金劃撥(6)提取余額(7)獲得退款(8)訂單編號(hào)PayPalaccountaccessfundsbankaccountrequestacheckfundtransferwithdrawbalancegetarefundordernumberTranslatethefollowingChinesewordsintoEnglish.Part3AccountWithdrawalListeningListentothefollowingsentencesandfillintheblanks.Part3AccountWithdrawal(1)Hello,it’sbeen30dayssinceIplacedtheorder.Istillhaven’treceivedtheparcelandIcan’ttracktheitemonthewebsiteeither.WhencanI____________?(2)Incross-bordere-commerce,PayPalhasbeenoneofthemostpopular____________intheworld.(3)Hello,Sir.Ihave2000dollarsinmyPayPalaccountandI’mwonderinghowIcan________________________inmyaccount.(4)InordertousethemoneyinyourPayPalaccount,youhavetomakesureyoucaneasily_________________.(5)Iwon’tbeplacinganotherordersoon.I’drathergeta______________.getarefundpaymenttoolswithdrawallthebalanceaccessthefundspartialrefundListeningListentothefollowingsentencesandfillintheblanks.Part3AccountWithdrawalSpeakingCompletethefollowingdialoguewiththesentencesorexpressionsinthebox.(Thereissomethingwrongwiththedelivery,andthebuyerwantsarefund.)Part3AccountWithdrawalDIALOGUE1Seller:Hello,thisis(1)_________ofABCcompany.WhatcanIdoforyou?Buyer:Yes,there’saproblem.Iordered100pairsofglovesinyourstore,butIonlyreceived90pairssofar.Seller:Really?(2)_________?Buyer:Theordernumberis137901.Seller:I’llcheckthis.Waitamoment,please.(2minuteslater)Seller:(3)_________,sir.Couldyousendmeapictureoftheparcelandtellmetheweight?Buyer:Noproblem.Here’sthephoto,andtheweightis1.2kg.Seller:Oh,(4)_________theshortfall.It’sourmistake.IpromiseI’llsendtherest10pairsofglovestoyouwithyournextorder.Buyer:ButIdon’tplantoplaceanotherorderinyourstorecurrently.Couldyouplease(5)_________forme?Seller:OK,noproblem.Youcanclickedthe“Refund”buttontorequestapartialrefund.Buyer:OK,Thanksalot.Seller:It’smypleasure,Sir.(6)_________fortheinconvenience.TherefundwillbepaidtoyourPayPalaccount.Aslongasyoureceivetherefund,youcanuseitforshoppingorwithdrawitasyoulike.CADBFEPart3AccountWithdrawalReadingReadthepassagewiththesequestionsinyourmind:Howcanyouwithdrawmoneyfromyourbankaccountinyourdailylife?HowcanyouwithdrawmoneyfromaPayPalAccount?Part3AccountWithdrawalWordsandExpressions：commerce/?k?m?:s/n.商務(wù);貿(mào)易associated/??s??sie?t?d/adj.關(guān)聯(lián)的confirm/k?n?f?:m/v.確認(rèn)designate/?dez?gne?t/v.指定check/t?ek/v.檢查transfer/tr?ns?f?:(r)/v.轉(zhuǎn)賬profile/?pr??fa?l/n.簡(jiǎn)況 click/kl?k/v.點(diǎn)擊hyperlink/?ha?p?l??k/n.超鏈接hit/h?t/v.點(diǎn)擊submit/s?b?m?t/v.提交envelope/?env?l??p/n.信封accessthefunds獲取資金bankaccount銀行賬戶requestacheck申請(qǐng)支票withdrawmoney提現(xiàn)signin登錄drop-downmenu下拉菜單debitcard借記卡scrolldown向下滾動(dòng)PIN(PersonalIdentificationNumber)個(gè)人識(shí)別密碼Part3AccountWithdrawal

Keysentences：(1)ManypeopleusePayPalaccountstoreceivemoneyfromeBaysalesorotheronlinecommerce.為了從eBay銷售或其他在線商務(wù)活動(dòng)中收取資金，許多人都使用貝寶賬戶。(2)Whenyouusethemoneyinyouraccounttopaybills,you’llwanttomakesureyoucaneasilyaccessthefunds.當(dāng)你用賬戶里的錢支付賬單時(shí)，你要確保你能較容易地獲取資金。(3)Assurethatthebankaccounttowhichyouwanttotransfermoneyisdesignatedasyourprimarybankaccount.確保您要向其轉(zhuǎn)賬的銀行賬戶被指定為您的主要銀行賬戶。Part3AccountWithdrawalExercises：(1)Useinformationinthetexttocompletethesentencesbelow.①M(fèi)anypeopleusePayPalaccountsto________________fromeBaysalesorotheronlinecommerce.②Ifyoudon’thaveabankaccountassociatedwithyourPayPalaccount,youshould__________________toyourPayPalaccount.③Inordertocheckwhetherthebankaccounttowhichyouwanttotransfermoneyisdesignatedasyourprimarybankaccount,youcanbrowse________________pageonyourPayPal.④YoucanapplyforaPayPaldebitcardby