2024年度個(gè)人無抵押貸款合同英文范本3篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2024年度個(gè)人無抵押貸款合同英文范本本合同目錄一覽1.定義與解釋1.1定義1.2解釋2.貸款金額與用途2.1貸款金額2.2貸款用途3.貸款期限與還款方式3.1貸款期限3.2還款方式4.利率與費(fèi)用4.1利率4.2費(fèi)用5.貸款發(fā)放與提款5.1貸款發(fā)放5.2提款6.付款條件與違約6.1付款條件6.2違約7.保證與擔(dān)保7.1保證7.2擔(dān)保8.貸款保險(xiǎn)8.1貸款保險(xiǎn)8.2保險(xiǎn)費(fèi)用9.信息披露與保密9.1信息披露9.2保密10.合同變更與終止10.1合同變更10.2合同終止11.爭議解決11.1爭議解決方式11.2爭議解決程序12.通知與地址12.1通知12.2地址13.附件14.其他條款與條件第一部分：合同如下：1.定義與解釋1.1定義1.1.1“貸款人”指提供貸款的個(gè)人或機(jī)構(gòu)。1.1.2“借款人”指從貸款人處借款的個(gè)人。1.1.3“貸款金額”指借款人同意從貸款人處借取的金額。1.1.4“貸款期限”指借款人須按照約定的還款計(jì)劃償還貸款的期限。1.1.5“還款方式”指借款人償還貸款的方式，包括等額本息、等額本金等。1.1.6“利率”指貸款的年利率，由雙方在合同中約定。1.1.7“費(fèi)用”指與貸款相關(guān)的所有費(fèi)用，包括但不限于提前還款費(fèi)、逾期還款費(fèi)等。1.1.8“違約”指借款人未按照合同約定履行還款義務(wù)的行為。1.1.9“保證”指借款人提供的擔(dān)保方式，包括抵押、質(zhì)押等。1.1.10“擔(dān)保人”指為借款人提供擔(dān)保的個(gè)人或機(jī)構(gòu)。1.2解釋1.2.1本合同中未定義的術(shù)語，應(yīng)按照相關(guān)法律法規(guī)和行業(yè)慣例進(jìn)行解釋。2.貸款金額與用途2.1貸款金額2.1.1本合同項(xiàng)下的貸款金額為人民幣萬元整。2.1.2貸款金額應(yīng)一次性發(fā)放至借款人指定的賬戶。2.2貸款用途2.2.1借款人須將貸款用于合法、正當(dāng)?shù)挠猛尽?.2.2借款人應(yīng)向貸款人提供貸款用途的相關(guān)證明材料。3.貸款期限與還款方式3.1貸款期限3.1.1本合同項(xiàng)下的貸款期限為年。3.1.2貸款期限自貸款發(fā)放之日起計(jì)算。3.2還款方式3.2.1借款人須按照約定的還款方式償還貸款。3.2.2借款人應(yīng)按照還款計(jì)劃每月償還貸款本金及利息。4.利率與費(fèi)用4.1利率4.1.1本合同項(xiàng)下的貸款利率為%。4.1.2利率在貸款期限內(nèi)保持不變。4.2費(fèi)用4.2.1借款人須支付本合同約定的各項(xiàng)費(fèi)用。4.2.2貸款人有權(quán)根據(jù)市場情況調(diào)整費(fèi)用標(biāo)準(zhǔn)。5.貸款發(fā)放與提款5.1貸款發(fā)放5.1.1貸款人應(yīng)在合同生效后個(gè)工作日內(nèi)將貸款金額發(fā)放至借款人指定的賬戶。5.1.2貸款發(fā)放后，借款人應(yīng)立即向貸款人確認(rèn)收到貸款。5.2提款5.2.1借款人須在貸款發(fā)放后個(gè)工作日內(nèi)提款。5.2.2借款人未在規(guī)定時(shí)間內(nèi)提款的，貸款人有權(quán)解除合同。6.付款條件與違約6.1付款條件6.1.1借款人須按照約定的還款計(jì)劃按時(shí)償還貸款。6.1.2借款人逾期償還貸款的，應(yīng)支付逾期利息。6.2違約6.2.1.1要求借款人立即償還全部未償還貸款本金及利息；6.2.1.2向借款人追償違約金；6.2.1.3采取法律手段追究借款人的法律責(zé)任。7.保證與擔(dān)保7.1保證7.1.1借款人須提供保證人，保證人須為借款人提供連帶責(zé)任保證。7.1.2保證人須向貸款人出具書面保證書。7.2擔(dān)保7.2.1借款人須提供擔(dān)保物，擔(dān)保物須符合貸款人的要求。7.2.2擔(dān)保物由貸款人保管，保管費(fèi)用由借款人承擔(dān)。8.貸款保險(xiǎn)8.1貸款保險(xiǎn)8.1.1借款人可在貸款人提供的保險(xiǎn)產(chǎn)品中選擇是否購買貸款保險(xiǎn)。8.1.2如借款人選擇購買貸款保險(xiǎn)，應(yīng)按照保險(xiǎn)合同約定支付保險(xiǎn)費(fèi)用。8.2保險(xiǎn)費(fèi)用8.2.1保險(xiǎn)費(fèi)用由借款人承擔(dān)，并在貸款發(fā)放時(shí)一次性繳納。8.2.2保險(xiǎn)費(fèi)用可根據(jù)保險(xiǎn)合同條款進(jìn)行調(diào)整。9.信息披露與保密9.1信息披露9.1.1貸款人和借款人應(yīng)按照法律法規(guī)的要求，披露與貸款相關(guān)的信息。9.1.2貸款人和借款人應(yīng)確保披露的信息真實(shí)、準(zhǔn)確、完整。9.2保密9.2.1貸款人和借款人應(yīng)對合同內(nèi)容以及與貸款相關(guān)的信息予以保密。9.2.2未經(jīng)對方同意，不得向任何第三方泄露保密信息。10.合同變更與終止10.1合同變更10.1.1合同任何一方提出變更合同內(nèi)容的，應(yīng)書面通知對方，經(jīng)雙方協(xié)商一致后，簽訂書面變更協(xié)議。10.1.2合同變更協(xié)議與本合同具有同等法律效力。10.2合同終止10.2.1合同因借款人提前償還貸款、貸款人提前收回貸款或雙方協(xié)商一致等原因終止。10.2.2合同終止后，借款人應(yīng)按照合同約定清償剩余貸款本金及利息。11.爭議解決11.1爭議解決方式11.1.1雙方應(yīng)友好協(xié)商解決合同履行過程中發(fā)生的爭議。11.1.2如協(xié)商不成，任何一方均可向合同簽訂地人民法院提起訴訟。11.2爭議解決程序11.2.1雙方應(yīng)按照相關(guān)法律法規(guī)和訴訟程序進(jìn)行爭議解決。12.通知與地址12.1通知12.1.1除非另有約定，所有通知應(yīng)以書面形式發(fā)送至對方的通訊地址。12.1.2通知自發(fā)送之日起視為送達(dá)。12.2地址12.2.1貸款人的通訊地址為：[貸款人地址]12.2.2借款人的通訊地址為：[借款人地址]13.附件13.1.1貸款申請表13.1.2貸款合同13.1.3還款計(jì)劃表13.1.4保險(xiǎn)合同（如有）14.其他條款與條件14.1本合同未盡事宜，雙方可另行協(xié)商簽訂補(bǔ)充協(xié)議。14.2本合同一式兩份，雙方各執(zhí)一份，具有同等法律效力。14.3本合同自雙方簽字（或蓋章）之日起生效。14.4本合同適用中華人民共和國法律。14.5本合同自簽訂之日起至貸款全部清償之日止有效。第二部分：第三方介入后的修正1.第三方的定義與范圍1.1第三方指除貸款人和借款人之外的任何個(gè)人或機(jī)構(gòu)，包括但不限于中介方、擔(dān)保方、保險(xiǎn)方、評(píng)估機(jī)構(gòu)、審計(jì)機(jī)構(gòu)等。1.2第三方介入是指在合同履行過程中，根據(jù)合同約定或法律法規(guī)的要求，引入第三方參與合同的相關(guān)事宜。2.第三方的責(zé)任與權(quán)利2.1第三方的責(zé)任2.1.1第三方應(yīng)按照合同約定或法律法規(guī)的要求，履行其職責(zé)。2.1.2第三方應(yīng)對其提供的服務(wù)或產(chǎn)品承擔(dān)相應(yīng)的責(zé)任，包括但不限于提供虛假信息、未按時(shí)履行職責(zé)等。2.2第三方的權(quán)利2.2.1第三方有權(quán)根據(jù)合同約定或法律法規(guī)的要求，獲得相應(yīng)的報(bào)酬或費(fèi)用。2.2.2第三方有權(quán)要求貸款人和借款人提供必要的協(xié)助和配合。3.第三方介入的條件與程序3.1第三方介入的條件3.1.1合同中約定的第三方介入條件；3.1.2法律法規(guī)規(guī)定的第三方介入條件；3.2第三方介入的程序3.2.1貸款人或借款人提出第三方介入的書面申請；3.2.2雙方協(xié)商確定第三方介入的具體事宜；3.2.3第三方介入方與貸款人或借款人簽訂相關(guān)協(xié)議。4.甲乙雙方根據(jù)本合同增加的額外條款及說明4.1甲方的額外條款及說明4.1.1甲方向乙方提供第三方介入的相關(guān)信息，包括第三方介入的原因、條件、程序等；4.1.2甲方應(yīng)確保第三方介入不會(huì)影響合同的正常履行；4.2乙方的額外條款及說明4.2.1乙方應(yīng)積極配合甲方引入第三方介入；4.2.2乙方應(yīng)按照第三方介入的相關(guān)協(xié)議履行義務(wù)。5.第三方的責(zé)任限額5.1第三方的責(zé)任限額5.1.1第三方應(yīng)對其違反合同約定或法律法規(guī)的行為承擔(dān)相應(yīng)的責(zé)任；5.1.2第三方的責(zé)任限額由合同約定或法律法規(guī)規(guī)定。5.2第三方責(zé)任限額的具體規(guī)定5.2.1第三方責(zé)任限額為人民幣萬元；5.2.2第三方責(zé)任限額適用于合同履行期間發(fā)生的所有責(zé)任。6.第三方與其他各方的劃分說明6.1第三方與貸款人的劃分說明6.1.1第三方與貸款人之間的權(quán)利義務(wù)關(guān)系由雙方簽訂的協(xié)議確定；6.1.2第三方與貸款人之間的爭議，應(yīng)按照協(xié)議約定解決。6.2第三方與借款人的劃分說明6.2.1第三方與借款人之間的權(quán)利義務(wù)關(guān)系由合同約定；6.2.2第三方與借款人之間的爭議，應(yīng)按照合同約定解決。6.3第三方與其他各方的劃分說明6.3.1第三方與其他各方之間的權(quán)利義務(wù)關(guān)系由合同約定或法律法規(guī)規(guī)定；6.3.2第三方與其他各方之間的爭議，應(yīng)按照合同約定或法律法規(guī)規(guī)定解決。7.第三方介入后的合同履行7.1第三方介入后，合同中約定的權(quán)利義務(wù)關(guān)系不變；7.2貸款人和借款人應(yīng)按照合同約定和第三方介入的相關(guān)協(xié)議履行合同義務(wù)；7.3第三方應(yīng)按照合同約定和第三方介入的相關(guān)協(xié)議履行其職責(zé)。8.合同的修訂與補(bǔ)充8.1本合同如有需要修訂或補(bǔ)充的條款，雙方應(yīng)協(xié)商一致后簽訂書面協(xié)議；8.2修訂或補(bǔ)充的協(xié)議與本合同具有同等法律效力。第三部分：其他補(bǔ)充性說明和解釋說明一：附件列表：1.貸款申請表詳細(xì)要求：包含借款人個(gè)人信息、貸款金額、用途、還款計(jì)劃等。說明：貸款申請表是借款人向貸款人申請貸款的初步文件，需真實(shí)、完整。2.貸款合同詳細(xì)要求：包含貸款金額、利率、期限、還款方式、違約責(zé)任等條款。說明：貸款合同是貸款人和借款人之間簽訂的具有法律效力的文件，需雙方簽字（或蓋章）。3.還款計(jì)劃表詳細(xì)要求：包含每月還款金額、還款日期、逾期利息等。說明：還款計(jì)劃表是借款人按照合同約定進(jìn)行還款的詳細(xì)計(jì)劃。4.保險(xiǎn)合同（如有）詳細(xì)要求：包含保險(xiǎn)金額、保險(xiǎn)期限、保險(xiǎn)費(fèi)用、保險(xiǎn)責(zé)任等。說明：保險(xiǎn)合同是借款人為貸款購買的保險(xiǎn)，以降低貸款風(fēng)險(xiǎn)。5.保證書（如有）詳細(xì)要求：包含保證人信息、保證金額、保證期限、保證責(zé)任等。說明：保證書是保證人為借款人提供的連帶責(zé)任保證。6.擔(dān)保物評(píng)估報(bào)告（如有）詳細(xì)要求：包含擔(dān)保物信息、評(píng)估價(jià)值、評(píng)估日期等。說明：擔(dān)保物評(píng)估報(bào)告是評(píng)估擔(dān)保物價(jià)值的文件。7.通知函詳細(xì)要求：包含通知內(nèi)容、通知日期、通知方式等。說明：通知函是貸款人或借款人向?qū)Ψ桨l(fā)送的書面通知。8.變更協(xié)議詳細(xì)要求：包含變更內(nèi)容、變更日期、雙方簽字（或蓋章）等。說明：變更協(xié)議是雙方對合同內(nèi)容進(jìn)行修改的書面文件。9.爭議解決協(xié)議詳細(xì)要求：包含爭議解決方式、爭議解決程序等。說明：爭議解決協(xié)議是雙方在發(fā)生爭議時(shí)選擇的解決方式。說明二：違約行為及責(zé)任認(rèn)定：1.違約行為借款人未按時(shí)償還貸款本金及利息；借款人未按照合同約定使用貸款；借款人提供虛假信息；第三方未按時(shí)履行職責(zé)；貸款人未按時(shí)發(fā)放貸款。2.責(zé)任認(rèn)定標(biāo)準(zhǔn)違約行為發(fā)生時(shí)，貸款人或借款人應(yīng)立即通知對方；雙方協(xié)商解決違約行為，協(xié)商不成可依法提起訴訟；違約方應(yīng)承擔(dān)違約責(zé)任，包括但不限于支付違約金、賠償損失等。3.違約責(zé)任示例說明借款人未按時(shí)償還貸款本金及利息，應(yīng)支付逾期利息；借款人提供虛假信息，貸款人有權(quán)解除合同，并要求借款人承擔(dān)相應(yīng)責(zé)任；第三方未按時(shí)履行職責(zé)，應(yīng)向貸款人支付違約金；貸款人未按時(shí)發(fā)放貸款，應(yīng)向借款人支付違約金。全文完。2024年度個(gè)人無抵押貸款合同英文范本1本合同目錄一覽1.LoanAgreementOverview1.1LoanPurpose1.2LoanAmount1.3LoanTerm1.4InterestRate1.5RepaymentSchedule1.6FeesandCharges2.BorrowerInformation2.1Borrower'sName2.2Borrower'sAddress2.3Borrower'sContactInformation2.4Borrower'sEmploymentDetails3.LenderInformation3.1Lender'sName3.2Lender'sAddress3.3Lender'sContactInformation4.LoanDisbursement4.1DisbursementMethod4.2DisbursementDate4.3DisbursementAmount5.RepaymentTerms5.1RepaymentMethod5.2RepaymentFrequency5.3RepaymentAmount5.4RepaymentDueDate6.InterestCalculation6.1InterestCalculationMethod6.2InterestPaymentFrequency6.3InterestPaymentDueDate7.DefaultandLatePayment7.1DefaultConditions7.2LatePaymentPenalties7.3DefaultRepaymentPlan8.SecurityandCollateral8.1SecurityAgreement8.2CollateralDescription8.3CollateralHandling9.InsuranceRequirements9.1InsuranceCoverage9.2InsuranceProvider9.3InsurancePremiums10.MiscellaneousProvisions10.1GoverningLaw10.2DisputeResolution10.3EntireAgreement10.4ModificationandWaiver11.Borrower'sRepresentationsandWarranties11.1FinancialCondition11.2Creditworthiness11.3LegalCompliance12.Lender'sRepresentationsandWarranties12.1Lender'sAuthority12.2LoanApproval12.3CompliancewithLaws13.Confidentiality13.1ConfidentialInformation13.2ConfidentialityObligations13.3DisclosureofConfidentialInformation14.TerminationandCancellation14.1TerminationConditions14.2CancellationProcedure14.3EffectsofTermination第一部分：合同如下：1.LoanAgreementOverview1.1LoanPurposeTheloanisprovidedforpersonalusetheborrower,asagreeduponbothparties.1.2LoanAmountThetotalloanamountshallbe[InsertLoanAmount],toberepaidinaccordancewiththetermsofthisagreement.1.3LoanTerm1.4InterestRate1.5RepaymentScheduleTheborrowershallmakemonthlyrepaymentsof[InsertMonthlyRepaymentAmount]onthe[InsertRepaymentDate]ofeachmonth.1.6FeesandChargesThefollowingfeesandchargesshallapplytotheloan:ApplicationFee:[InsertApplicationFeeAmount]ProcessingFee:[InsertProcessingFeeAmount]LatePaymentFee:[InsertLatePaymentFeeAmount]permonthDefaultFee:[InsertDefaultFeeAmount]2.BorrowerInformation2.1Borrower'sNameTheborrower'sfulllegalnameis[InsertBorrower'sFullName].2.2Borrower'sAddressTheborrower'scurrentresidentialaddressis[InsertBorrower'sAddress].2.3Borrower'sContactInformationTheborrower'scontactinformationincludes:PhoneNumber:[InsertBorrower'sPhoneNumber]2.4Borrower'sEmploymentDetailsTheborrowerisemployed[InsertEmployer'sName]andhasbeeninemploymentfor[InsertEmploymentDuration].3.LenderInformation3.1Lender'sNameThelender'slegalnameis[InsertLender'sFullName].3.2Lender'sAddressThelender'sregisteredaddressis[InsertLender'sAddress].3.3Lender'sContactInformationThelender'scontactinformationincludes:PhoneNumber:[InsertLender'sPhoneNumber]4.LoanDisbursement4.1DisbursementMethodTheloanamountshallbedisbursedtotheborrower'sdesignatedbankaccount,asprovidedtheborrower.4.2DisbursementDateTheloanshallbedisbursedon[InsertDisbursementDate].4.3DisbursementAmountThetotaldisbursementamountshallbe[InsertDisbursementAmount].5.RepaymentTerms5.1RepaymentMethodTheborrowershallrepaytheloanthroughmonthlyinstallments,asoutlinedintherepaymentschedule.5.2RepaymentFrequencyTheborrowershallmakemonthlyrepayments.5.3RepaymentAmountThemonthlyrepaymentamountshallbe[InsertMonthlyRepaymentAmount].5.4RepaymentDueDateThemonthlyrepaymentisdueonthe[InsertRepaymentDate]ofeachmonth.6.InterestCalculation6.1InterestCalculationMethod6.2InterestPaymentFrequencyInterestshallbepaidmonthly,inaccordancewiththerepaymentschedule.6.3InterestPaymentDueDateInterestpaymentsaredueonthe[InsertInterestPaymentDueDate]ofeachmonth.7.DefaultandLatePayment7.1DefaultConditionsTheborrowershallbedeemedtobeindefaultifanyofthefollowingconditionsoccur:FailuretomakearepaymentontheduedateAnyfalseormisleadingstatementmadetheborrowertothelender7.2LatePaymentPenaltiesIntheeventofalatepayment,theborrowershallbechargedalatepaymentfeeof[InsertLatePaymentFeeAmount]permonth.7.3DefaultRepaymentPlanIntheeventofdefault,theborrowershallenterintoarepaymentplanwiththelender,asagreeduponbothparties.8.SecurityandCollateral8.1SecurityAgreementTheborrowerhereagreestoprovideapersonalguaranteefortherepaymentoftheloan.Theborroweracknowledgesthatthisguaranteemaybeenforcedagainstthemintheeventofdefault.8.2CollateralDescriptionTheborroweragreestoprovide[InsertCollateralDescription]ascollateralfortheloan.Thelenderreservestherighttosellordisposeofthecollateralintheeventofdefault.8.3CollateralHandlingThelendershallhavetherighttoinspectandhandlethecollateralasnecessarytosecuretheloan.Theborrowershallkeepthecollateralingoodconditionandensurethatitisnotdamagedorlost.9.InsuranceRequirements9.1InsuranceCoverageTheborrowerisrequiredtomaintaininsurancecoverageonthecollateralforthedurationoftheloan.Theinsurancepolicymustnamethelenderasthelosspayee.9.2InsuranceProviderTheborrowershallobtaininsurancefromareputableinsuranceprovider,asagreeduponbothparties.9.3InsurancePremiumsTheborrowershallberesponsibleforpayingtheinsurancepremiums,whichshallbeincludedinthemonthlyrepaymentamountifsoagreed.10.MiscellaneousProvisions10.1GoverningLawThisagreementshallbegovernedthelawsof[InsertJurisdiction].10.2DisputeResolutionAnydisputesarisingfromthisagreementshallberesolvedthrougharbitrationin[InsertArbitrationVenue],inaccordancewiththerulesof[InsertArbitrationInstitution].10.3EntireAgreementThisagreementconstitutestheentireagreementbetweentheborrowerandthelender,andsupersedesallprioragreements,negotiations,andunderstandings,whetherwrittenororal.10.4ModificationandWaiverAnymodificationorwaiverofanyprovisionofthisagreementshallbeeffectiveonlyifitisinwritingandsignedbothparties.11.Borrower'sRepresentationsandWarranties11.1FinancialConditionTheborrowerrepresentsandwarrantsthattheyhavethefinancialcapacitytorepaytheloanasperthetermsofthisagreement.11.2CreditworthinessTheborrowerrepresentsandwarrantsthattheyhaveagoodcredithistoryandarecreditworthy.11.3LegalCompliance12.Lender'sRepresentationsandWarranties12.1Lender'sAuthorityThelenderrepresentsandwarrantsthatithasthelegalauthoritytoenterintothisagreementandtoprovidetheloan.12.2LoanApprovalThelenderrepresentsandwarrantsthattheloanhasbeenapprovedingoodfaithandthatallnecessarycheckshavebeenconducted.12.3CompliancewithLaws13.Confidentiality13.1ConfidentialInformationTheborrowerandthelenderagreetokeepallconfidentialinformationdisclosedduringthecourseofthisagreementstrictlyconfidential.13.2ConfidentialityObligationsBothpartiesagreetousetheconfidentialinformationsolelyforthepurposeofthisagreementandnottodiscloseittoanythirdpartywithoutthepriorwrittenconsentoftheotherparty.13.3DisclosureofConfidentialInformationNotwithstandingtheabove,eitherpartymaydiscloseconfidentialinformationifrequiredlaworcourtorder,providedthattheygivetheotherpartypromptwrittennoticeofsuchrequirement.14.TerminationandCancellation14.1TerminationConditionsThisagreementmaybeterminatedeitherpartyuponbreachofitstermsandconditions.14.2CancellationProcedureIntheeventoftermination,theborrowershallimmediatelyrepaytheoutstandingbalanceoftheloan.14.3EffectsofTerminationUpontermination,allobligationsunderthisagreementshallcease,exceptforanyobligationsthattheirnaturesurvivetermination.第二部分：第三方介入后的修正1.IntroductiontoThirdPartyInvolvement1.1DefinitionofThirdPartyForthepurposeofthisagreement,a"thirdparty"referstoanyindividual,entity,ororganizationotherthantheborrowerandthelender,whichisinvolvedintheloantransactionortheprovisionofservicesrelatedtotheloan.1.2TypesofThirdPartiesThirdpartiesmayinclude,butarenotlimitedto,intermediaries,consultants,guarantors,insurers,appraisers,andserviceproviders.1.3RoleofThirdPartiesThirdpartiesmaybeengagedtoprovideservicessuchasloanorigination,underwriting,loanmanagement,insurance,andlegaladvice.2.AdditionalTermsandConditionsforThirdPartyInvolvement2.1ConsenttoThirdPartyInvolvementBoththeborrowerandthelenderhereconsenttotheinvolvementofthirdpartiesintheloantransaction,providedthatsuchinvolvementisagreeduponinwritingandinaccordancewiththetermsofthisagreement.2.2AppointmentofThirdPartiesTheborrowerandthelendermayappointthirdpartiestoperformspecifictasksorprovideservicesrelatedtotheloan,subjecttothetermsandconditionsofthisagreement.2.3FeesandCostsTheborrowerandthelenderagreetobearthecostsassociatedwiththeinvolvementofthirdparties,includinganyfeeschargedsuchpartiesfortheirservices.3.ResponsibilitiesandLimitationsofThirdParties3.1ResponsibilitiesofThirdPartiesThirdpartiesshallperformtheirdutiesinaccordancewiththetermsoftheirappointmentandtheprovisionsofthisagreement.Theyshallactingoodfaithandexerciseduecareintheperformanceoftheirresponsibilities.3.2LimitationsofLiability3.2.1GeneralLimitationTheliabilityofanythirdpartyshallbelimitedtothescopeoftheirappointmentandthetermsofthisagreement.Theyshallnotbeliableforanydamagesorlossesarisingfromtheborrower'sorthelender'sactionsoromissions.3.2.2SpecificLimitationsThespecificlimitationsofliabilityforeachthirdpartyshallbeclearlydefinedintheirappointmentagreementsorinthetermsofthisagreement,asapplicable.4.DivisionofResponsibilitiesandRights4.1Borrower'sResponsibilitiesTheborrowershallberesponsiblefor:Maintainingaccurateanduptodateinformationwiththethirdparties.Fulfillingtheirobligationsunderthisagreementandanythirdpartyappointmentagreements.4.2Lender'sResponsibilitiesThelendershallberesponsiblefor:Providingclearinstructionsandguidelinestothethirdparties.Monitoringtheperformanceofthethirdpartiesandaddressinganyissuesorconcernspromptly.4.3ThirdParty'sResponsibilitiesThethirdpartyshallberesponsiblefor:Performingtheirdutiesinaccordancewiththetermsoftheirappointmentandtheprovisionsofthisagreement.Maintainingconfidentialityofanyinformationprovidedtheborrowerorthelender.Providingregularreportsandupdatestotheborrowerandthelenderontheprogressandstatusoftheirtasks.5.DisputeResolution5.1DisputeResolutionMechanismIntheeventofadisputebetweentheborrower,thelender,andathirdparty,thepartiesshallseektoresolvethedisputethroughnegotiationandmutualagreement.5.2ApplicableLawAnydisputesarisingfromtheinvolvementofthirdpartiesshallbegovernedthelawsof[InsertJurisdiction].5.3ArbitrationIfthepartiesareunabletoresolvethedisputethroughnegotiation,themattershallbesubmittedtoarbitrationin[InsertArbitrationVenue],inaccordancewiththerulesof[InsertArbitrationInstitution].6.TerminationofThirdPartyInvolvement6.1TerminationBorrowerorLenderTheborrowerorthelendermayterminatetheinvolvementofathirdpartyatanytime,providedthattheygivewrittennoticetothethirdpartyandtheotherparty.6.2TerminationThirdPartyAthirdpartymayterminatetheirinvolvementintheloantransactionatanytime,providedthattheygivewrittennoticetotheborrowerandthelender.6.3ConsequencesofTermination7.AmendmentstothisAgreement7.1AdditionofNewTermsAnynewtermsorconditionsrelatedtotheinvolvementofthirdpartiesshallbeaddedtothisagreementasappendicesorasamendments,asagreedupontheborrowerandthelender.7.2IncorporationReferenceThetermsandconditionsofanythirdpartyappointmentagreementsshallbeincorporatedreferenceintothisagreement,andshallbedeemedpartoftheagreement.第三部分：其他補(bǔ)充性說明和解釋說明一：附件列表：1.LoanAgreementDetailedtermsandconditionsoftheloan,includingtheloanamount,interestrate,repaymentschedule,andfees.2.Borrower'sFinancialStatement3.Lender'sApprovalLetterWrittenconfirmationofthelender'sapprovaloftheloan,includingtheloanamountandterms.4.DisbursementAuthorizationAuthorizationforthelendertodisbursetheloanamounttotheborrower'sdesignatedbankaccount.5.RepaymentScheduleDetailedscheduleofmonthlyrepayments,includingtherepaymentamount,duedates,andanychangestotheschedule.6.InsurancePolicyDocumentationoftheborrower'sinsurancecoverageonthecollateral,includingthepolicynumber,coveragelimits,andlosspayeeinformation.7.ThirdPartyAppointmentAgreementsAgreementsoutliningthetermsandconditionsoftheinvolvementofthirdparties,includingtheirroles,responsibilities,andlimitationsofliability.8.ConfidentialityAgreementAgreementbetweentheborrower,lender,andanythirdpartiesinvolved,outliningtheconfidentialityobligationsofallparties.9.DisputeResolutionAgreementAgreementoutliningtheproceduresforresolvingdisputesbetweentheborrower,lender,andanythirdparties.10.TerminationNoticeTemplateforterminationnoticesintheeventofdefault,terminationoftheloanagreement,orterminationofthirdpartyinvolvement.說明二：違約行為及責(zé)任認(rèn)定：1.FailuretoMakeRepaymentsTheborrowerisindefaultiftheyfailtomakeascheduledrepaymentontheduedate.Theborrowershallbeliableforanylatepaymentfeesandmaybesubjecttolegalactionfornonpayment.Example:Iftheborrowerfailstomakeamonthlyrepayment,theyshallbechargedalatepaymentfeeof[InsertLatePaymentFeeAmount]andmayfacelegalactionforbreachofcontract.2.MisrepresentationorFraudTheborrowerisindefaultiftheyprovidefalseormisleadinginformationontheirfinancialstatementorduringtheloanapplicationprocess.Theborrowershallbeliableforanydamagescausedtheirmisrepresentationorfraud.Example:Iftheborrowersubmitsafalsefinancialstatementtoobtaintheloan,theyshallbeliableforanydamagesincurredthelenderasaresultoftheirmisrepresentation.3.FailuretoComplywithInsuranceRequirementsTheborrowerisindefaultiftheyfailtomaintaintherequiredinsurancecoverageonthecollateral.Example:Iftheborrowerfailstomaintaininsurancecoverageonthecollateral,theyshallbeliableforanycostsincurredthelendertosecuretheloan.4.BreachofConfidentialityAnypartythatbreachestheconfidentialityobligationsoftheagreementshallbeliableforanydamagescausedthedisclosureofconfidentialinformation.Example:Ifathirdpartyleaksconfidentialinformationabouttheloanagreement,theyshallbeliableforanydamagessufferedtheborrowerorthelender.5.TerminationofThirdPartyInvolvementIfathirdpartyterminatestheirinvolvementwithoutvalidreason,theyshallbeliableforanydamagesincurredtheborrowerorthelender.Example:Ifathirdpartyserviceproviderterminatestheirserviceswithoutpropernotice,theyshallbeliableforanycostsincurredtheborrowerorthelendertofindanalternativeprovider.全文完。2024年度個(gè)人無抵押貸款合同英文范本2本合同目錄一覽1.LoanAgreement1.1PartiestotheAgreement1.2PurposeoftheLoan1.3LoanAmount1.4InterestRate1.5LoanTerm1.6RepaymentSchedule1.7LatePaymentFees1.8DefaultandLatePaymentProcedures1.9SecurityandCollateral1.10InsuranceRequirements1.11TaxImplications1.12GoverningLawandJurisdiction1.13AmendmentsandModifications1.14EntireAgreement1.15Signatures第一部分：合同如下：1.LoanAgreement1.1PartiestotheAgreementThisAgreementismadebetween[Lender'sName],havingitsprincipalplaceofbusinessat[Lender'sAddress]("Lender")and[Borrower'sName],havingitsprincipalplaceofbusinessat[Borrower'sAddress]("Borrower").1.2PurposeoftheLoanTheBorroweragreestoborrowfromtheLender,andtheLenderagreestolendtotheBorrower,asumofmoneyintheprincipalamountof[LoanAmount]("Loan")forthepurposeof[PurposeofLoan].1.3LoanAmountTheLoanshallbeintheprincipalamountof[LoanAmount],whichshallbesubjecttothetermsandconditionsofthisAgreement.1.4InterestRate1.5LoanTerm1.6RepaymentScheduleTheBorrowershallrepaytheLoaninequalmonthlyinstallments,withthefirstinstallmentdueonthe[DateofFirstInstallment]andsubsequentinstallmentsdueonthe[DateofEachSubsequentInstallment].Eachinstallmentshallbeforanamountof[InstallmentAmount].1.7LatePaymentFeesIntheeventthatanyinstallmentoranyotherpaymentdueunderthisAgreementisnotpaidwhendue,theBorrowershallpaytotheLenderalatepaymentfeeof[LatePaymentFeePercentage]%oftheamountofsuchinstallmentorpayment,plusinterestonsuchamountfromtheduedateuntilthedateofpayment.1.8DefaultandLatePaymentProceduresIftheBorrowerfailstomakeanypaymentwhendueorbreachesanyothertermofthisAgreement,theLendermaydeclaretheentireoutstandingbalanceoftheLoantobeimmediatelydueandpayable.TheBorrowershallbeliableforallcostsandexpensesincurredtheLenderinenforcingitsrightsunderthisAgreement.1.9SecurityandCollateralTheBorrowerheregrantstotheLenderasecurityinterestinallpresentandafteracquiredpersonalpropertyoftheBorrowerthatisusedintheordinarycourseoftheBorrower'sbusiness,tosecurethepaymentoftheLoan.TheBorroweragreestokeepsuchpropertyinsuredagainstlossordamageforthebenefitoftheLender.第二部分：合同如下：1.10InsuranceRequirementsTheBorrowershallmaintainthroughoutthetermofthisAgreement,atitsownexpense,adequateinsurancecoverageonthepropertyusedascollateralfortheLoan.TheBorrowershallprovidetheLenderwithevidenceofsuchinsuranceuponrequest.1.11TaxImplications1.12GoverningLawandJurisdictionThisAgreementshallbegovernedandconstruedinaccordancewiththelawsof[Jurisdiction].1.13AmendmentsandModificationsNoamendmentormodificationofthisAgreementshallbeeffectiveunlessitisinwritingandsignedbothparties.1.14EntireAgreementThisAgreementconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreementsandunderstandings,whetherwrittenororal,relatingtothesubjectmatterofthisAgreement.1.15Signatures8.DefaultandEnforcement8.2Upondefault,theLendermaytakeanylegalactionnecessarytorecovertheoutstandingdebt,including,butnotlimitedto,filingalawsuit,garnishingwages,orattachingassets.TheBorroweragreestopayallcostsandexpensesincurredtheLenderintheenforcementofthisAgreement.8.3TheBorrowerwaivesanyrighttoajurytrialinanyactionorproceedingarisingoutoforinconnectionwiththisAgreement.9.EarlyRepayment9.1TheBorrowermayprepaytheLoaninfullorinpartatanytimewithoutpenalty.AnyprepaymentshallbeappliedfirsttoanyoutstandinginterestandthentotheprincipalbalanceoftheLoan.9.2TheBorrowershallnotifytheLenderinwritingofanyintentiontoprepaytheLoan,andtheLendershallconfirmtheprepaymentinwriting.10.Confidentiality10.1ThepartiesagreetokeepconfidentialanyandallinformationobtainedinconnectionwiththisAgreement,exceptasrequiredlaworcourtorder.10.2TheBorroweragreesnottousetheLender'sconfidentialinformationforanypurposeotherthantheperformanceofthisAgreement.11.Assignment11.1TheBorrowermaynotassignthisAgreementwithoutthepriorwrittenconsentoftheLender.11.2TheLendermayassignthisAgreementinwholeorinpartwithouttheconsentoftheBorrower.12.Notices12.2Ifanypartychangesitsaddress,itshallpromptlynotifytheotherpartyofsuchchangeinwriting.13.Waiver13.1Nofailureordelayeitherpartyinexercisinganyright,power,orprivilegeunderthisAgreementshalloperateasawaiverthereof,norshallanysingleorpartialexerciseofanyright,power,orprivilegeprecludeanyotherorfurtherexercisethereof.14.Termination14.1ThisAgreementmaybeterminatedeitherpartyupontheoccurrenceofamaterialbreachtheotherparty,providedthatthebreachingpartyisgivenwrittennoticeofthebreachandfailstocuresuchbreachwithinareasonableperiodoftime.14.2UponterminationofthisAgreement,theBorrowershallimmediatelyceasemakingpaymentsunderthisAgreementandtheLendermayexerciseallrightsandremediesavailabletoitunderthisAgreementandapplicablelaw.第二部分：第三方介入后的修正15.ThirdPartyInvolvement15.1ThepartiesmayinvolvethirdpartiesintheperformanceofthisAgreement,including,butnotlimitedto,financialinstitutions,legaladvisors,appraisers,andescrowagents.Theinvolvementofathirdpartyshallbeinwritingandagreeduponbothparties.15.2ForthepurposesofthisAgreement,"ThirdParty"shallmeananypersonorentitythatisnotapartytothisAgreementbutisengagedeitherpartytoprovideservicesrelatedtotheLoan.16.ThirdParty'sRoleandResponsibilities16.1TheThirdPartyshallperformitsdutiesinaccordancewiththetermsofitsengagementagreementwiththeinvolvedpartyandinamannerthatisconsistentwiththeprovisionsofthisAgreement.16.2TheThirdPartyshallmaintainconfidentialityofallinformationreceivedinconnectionwithitsdutiesunderthisAgreement.16.3TheThirdPartyshallberesponsibleforitsownactionsandshallnotbedeemedan