2025年度抵押汽車(chē)貸款合同續(xù)貸范本3篇

20XX專(zhuān)業(yè)合同封面COUNTRACTCOVER20XX專(zhuān)業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2025年度抵押汽車(chē)貸款合同續(xù)貸范本合同編號(hào)_________一、合同主體1.甲方（貸款人）：名稱(chēng)：_________地址：_________聯(lián)系人：_________聯(lián)系電話(huà)：_________2.乙方（借款人）：名稱(chēng)：_________地址：_________聯(lián)系人：_________聯(lián)系電話(huà)：_________3.其他相關(guān)方：（如有，請(qǐng)?jiān)诖颂幪顚?xiě)）二、合同前言2.1背景：隨著我國(guó)經(jīng)濟(jì)的持續(xù)發(fā)展，汽車(chē)消費(fèi)需求日益增長(zhǎng)。為滿(mǎn)足廣大消費(fèi)者對(duì)汽車(chē)消費(fèi)的需求，甲方特推出抵押汽車(chē)貸款業(yè)務(wù)?，F(xiàn)乙方擬申請(qǐng)續(xù)貸，雙方經(jīng)協(xié)商一致，達(dá)成如下協(xié)議。2.2目的：本合同旨在明確甲方與乙方在抵押汽車(chē)貸款續(xù)貸業(yè)務(wù)中的權(quán)利、義務(wù)、履行方式及終止條件等，確保雙方合法權(quán)益得到保障。三、定義與解釋3.1專(zhuān)業(yè)術(shù)語(yǔ)：（1）抵押汽車(chē)：指乙方為申請(qǐng)貸款而提供的，已抵押給甲方的汽車(chē)。（2）貸款額度：指甲方根據(jù)乙方提供的抵押汽車(chē)價(jià)值及還款能力等因素，向乙方發(fā)放的貸款金額。（3）貸款期限：指乙方應(yīng)向甲方還款的期限。（4）逾期利息：指乙方未按時(shí)還款而產(chǎn)生的利息。3.2關(guān)鍵詞解釋?zhuān)海?）續(xù)貸：指乙方在原抵押汽車(chē)貸款到期后，經(jīng)甲方同意，繼續(xù)向乙方發(fā)放貸款。（2）貸款利率：指甲方在貸款期間向乙方收取的利息比率。四、權(quán)利與義務(wù)4.1甲方的權(quán)利和義務(wù)：（1）甲方有權(quán)根據(jù)乙方的還款能力、抵押汽車(chē)價(jià)值等因素，決定是否續(xù)貸。（2）甲方有權(quán)在合同約定的貸款期限內(nèi)，對(duì)乙方的貸款使用情況進(jìn)行監(jiān)督。（3）甲方有權(quán)在合同約定的貸款期限內(nèi)，按照約定的貸款利率向乙方收取利息。（4）甲方有權(quán)在合同約定的貸款期限內(nèi)，按照約定的方式向乙方催收逾期貸款。4.2乙方的權(quán)利和義務(wù)：（1）乙方有權(quán)在合同約定的貸款期限內(nèi)，按照約定的還款方式向甲方還款。（2）乙方有權(quán)在合同約定的貸款期限內(nèi)，按照約定的貸款利率向甲方支付利息。（3）乙方應(yīng)按照甲方的要求，提供真實(shí)、完整的貸款申請(qǐng)材料。（4）乙方應(yīng)保證抵押汽車(chē)的合法、合規(guī)，不得將抵押汽車(chē)進(jìn)行轉(zhuǎn)讓、抵押、贈(zèng)與等行為。五、履行條款5.1合同履行時(shí)間：本合同自雙方簽字（或蓋章）之日起生效，貸款期限為_(kāi)________年。5.2合同履行地點(diǎn)：本合同履行地點(diǎn)為：_________。5.3合同履行方式：（1）乙方應(yīng)按照合同約定的貸款期限、還款方式向甲方還款。（2）乙方應(yīng)按照合同約定的貸款利率向甲方支付利息。六、合同的生效和終止6.1生效條件：本合同自雙方簽字（或蓋章）之日起生效。6.2終止條件：（1）本合同約定的貸款期限屆滿(mǎn)。（2）乙方提前償還全部貸款。（3）因不可抗力導(dǎo)致合同無(wú)法履行。6.3終止程序：（1）合同到期，雙方應(yīng)按照合同約定辦理貸款結(jié)清手續(xù)。（2）乙方提前償還全部貸款，應(yīng)提前向甲方提出書(shū)面申請(qǐng)。（3）因不可抗力導(dǎo)致合同無(wú)法履行，雙方應(yīng)協(xié)商解決，協(xié)商不成，可依法向人民法院提起訴訟。6.4終止后果：（1）合同終止后，甲方應(yīng)退還乙方已支付的貸款本金及利息。（2）合同終止后，乙方應(yīng)按照合同約定辦理抵押汽車(chē)的解押手續(xù)。（3）合同終止后，雙方應(yīng)相互提供必要的協(xié)助，以實(shí)現(xiàn)合同終止后的權(quán)益保障。七、費(fèi)用與支付7.1費(fèi)用構(gòu)成（1）貸款利息：根據(jù)中國(guó)人民銀行規(guī)定的同期貸款基準(zhǔn)利率，結(jié)合甲乙雙方協(xié)商確定的利率，計(jì)算得出的貸款利息。（2）抵押登記費(fèi)：乙方因抵押行為產(chǎn)生的抵押登記費(fèi)用。（3）保險(xiǎn)費(fèi)：乙方為抵押車(chē)輛購(gòu)買(mǎi)的保險(xiǎn)費(fèi)用。（4）其他費(fèi)用：根據(jù)甲乙雙方協(xié)商一致的其他費(fèi)用。7.2支付方式（1）貸款利息：乙方應(yīng)按月支付貸款利息，具體支付日期為每月的_________日。（2）抵押登記費(fèi)：乙方應(yīng)在辦理抵押登記手續(xù)時(shí)一次性支付。（3）保險(xiǎn)費(fèi)：乙方應(yīng)在購(gòu)買(mǎi)保險(xiǎn)時(shí)一次性支付。（4）其他費(fèi)用：乙方應(yīng)按照甲乙雙方約定的支付方式進(jìn)行支付。7.3支付時(shí)間（1）貸款利息：乙方應(yīng)在每月的_________日前支付當(dāng)月的貸款利息。（2）抵押登記費(fèi)：乙方應(yīng)在辦理抵押登記手續(xù)時(shí)支付。（3）保險(xiǎn)費(fèi)：乙方應(yīng)在購(gòu)買(mǎi)保險(xiǎn)時(shí)支付。（4）其他費(fèi)用：乙方應(yīng)按照甲乙雙方約定的支付時(shí)間支付。7.4支付條款（1）乙方應(yīng)確保支付款項(xiàng)的及時(shí)性，不得逾期。（2）乙方支付的款項(xiàng)應(yīng)足額，不得拖欠。（3）乙方支付的款項(xiàng)應(yīng)通過(guò)甲方指定的銀行賬戶(hù)進(jìn)行。八、違約責(zé)任8.1甲方違約（1）向乙方支付違約金，違約金金額為貸款本金總額的_________%。（2）賠償乙方因此遭受的直接經(jīng)濟(jì)損失。8.2乙方違約（1）向甲方支付違約金，違約金金額為逾期貸款本金總額的_________%。（2）賠償甲方因此遭受的直接經(jīng)濟(jì)損失。（3）承擔(dān)甲方為實(shí)現(xiàn)債權(quán)而發(fā)生的訴訟費(fèi)用、律師費(fèi)等費(fèi)用。8.3賠償金額和方式違約金的支付方式為：乙方應(yīng)在違約行為發(fā)生之日起_________日內(nèi)，以現(xiàn)金或轉(zhuǎn)賬方式支付違約金給甲方。九、保密條款9.1保密內(nèi)容本合同中涉及的商業(yè)秘密、技術(shù)秘密、客戶(hù)信息等，均為保密內(nèi)容。9.2保密期限保密期限自本合同簽訂之日起至合同終止后_________年。9.3保密履行方式（1）雙方應(yīng)采取必要的保密措施，確保保密內(nèi)容的保密性。（2）未經(jīng)對(duì)方同意，任何一方不得向任何第三方泄露保密內(nèi)容。十、不可抗力10.1不可抗力定義不可抗力是指因自然災(zāi)害、政府行為、社會(huì)異常事件等原因，導(dǎo)致合同無(wú)法履行或履行困難的情況。10.2不可抗力事件（1）地震、洪水、臺(tái)風(fēng)等自然災(zāi)害。（2）戰(zhàn)爭(zhēng)、罷工、政府禁令等社會(huì)異常事件。（3）其他雙方認(rèn)為屬于不可抗力的事件。10.3不可抗力發(fā)生時(shí)的責(zé)任和義務(wù)（1）發(fā)生不可抗力事件時(shí)，雙方應(yīng)及時(shí)通知對(duì)方。（2）雙方應(yīng)盡力采取措施減輕不可抗力事件的影響。（3）因不可抗力事件導(dǎo)致合同無(wú)法履行或履行困難時(shí)，雙方應(yīng)協(xié)商解決。10.4不可抗力實(shí)例（1）地震導(dǎo)致抵押車(chē)輛損毀。（2）政府發(fā)布禁令，禁止車(chē)輛行駛。十一、爭(zhēng)議解決11.1協(xié)商解決若雙方在履行本合同過(guò)程中發(fā)生爭(zhēng)議，應(yīng)通過(guò)友好協(xié)商解決。11.2調(diào)解、仲裁或訴訟若協(xié)商不成，雙方可向合同簽訂地的人民法院提起訴訟，或選擇仲裁機(jī)構(gòu)進(jìn)行仲裁。十二、合同的轉(zhuǎn)讓12.1轉(zhuǎn)讓規(guī)定未經(jīng)對(duì)方同意，任何一方不得將本合同的權(quán)利和義務(wù)全部或部分轉(zhuǎn)讓給第三方。12.2不得轉(zhuǎn)讓的情形（1）本合同項(xiàng)下的貸款本金和利息。（2）本合同項(xiàng)下的抵押權(quán)。（3）本合同項(xiàng)下的保密義務(wù)。十三、權(quán)利的保留13.1權(quán)力保留（1）甲方保留在合同履行期間對(duì)抵押車(chē)輛進(jìn)行檢查、評(píng)估的權(quán)利。（2）甲方保留在合同履行期間對(duì)乙方的信用狀況進(jìn)行審查的權(quán)利。13.2特殊權(quán)力保留（1）在乙方違約的情況下，甲方有權(quán)提前收回貸款。（2）在乙方未履行合同義務(wù)的情況下，甲方有權(quán)解除合同。十四、合同的修改和補(bǔ)充14.1修改和補(bǔ)充程序本合同的修改和補(bǔ)充，應(yīng)經(jīng)甲乙雙方協(xié)商一致，并以書(shū)面形式簽訂補(bǔ)充協(xié)議。14.2修改和補(bǔ)充效力修改和補(bǔ)充協(xié)議與本合同具有同等法律效力。十五、協(xié)助與配合15.1相互協(xié)作事項(xiàng)甲乙雙方應(yīng)相互協(xié)作，共同確保本合同的履行。15.2協(xié)作與配合方式（1）甲方應(yīng)及時(shí)通知乙方有關(guān)貸款的變更情況。（2）乙方應(yīng)按照甲方的要求提供必要的文件和資料。十六、其他條款16.1法律適用本合同適用中華人民共和國(guó)法律。16.2合同的完整性和獨(dú)立性本合同構(gòu)成甲乙雙方之間的完整協(xié)議，取代了先前所有口頭或書(shū)面協(xié)議。16.3增減條款本合同的任何條款不得通過(guò)口頭協(xié)議進(jìn)行增減，所有增減條款應(yīng)以書(shū)面形式明確。十七、簽字、日期、蓋章甲方（貸款人）：________________簽字：________________日期：________年____月____日蓋章：________乙方（借款人）：________________簽字：________________日期：________年____月____日蓋章：________附加條款：___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