國際結(jié)算專業(yè)詞匯

國際結(jié)算英語詞匯整理Chapter1國際結(jié)算是指國際間由于政治、經(jīng)濟(jì)、文化、外交、軍事等方面的交往或聯(lián)系而發(fā)生的以貨幣表示的債權(quán)債務(wù)的清償行為或資金轉(zhuǎn)移行為。Internationalpaymentsandsettlementsarefinancialactivitiesconductedamongdifferentcountriesinwhicheitherpaymentsareeffectedorfundsaretransferredfromonecountrytoanotherforthepurposeofsettlingaccounts,debts,claims,etc.結(jié)算settlement交割delivery清算clearing有形貿(mào)易visibletrade無形貿(mào)易invisibletrade電子數(shù)據(jù)交換系統(tǒng)electronicdatainterchangeEDI國際商會InternationalChamberofCommerceICC結(jié)算方式：《跟單信用證統(tǒng)一慣例》UniformCustomsandPracticeforDocumentaryCredits,ICCPublicationNo.600即UCP600國際商會第600號出版物《托收統(tǒng)一規(guī)則》UniformRulesforCollectionsURCS22《見索即付保函統(tǒng)一規(guī)則》TheUniformRulesforDemandGuarantees,ICCPublicationNo.458,1992EditionURDG458《銀行間償付辦法》BanktoBankReimbursements《合約保函統(tǒng)一規(guī)則》UniformRulesforContractGuarantees單據(jù)：《海牙規(guī)則》HagueRules《漢堡規(guī)則》HamburgRules《聯(lián)合運(yùn)輸單證統(tǒng)一規(guī)則》UniformRulesforaCombinedTransportDocuments《倫敦保險協(xié)會貨物保險條款》InstituteCargoClausesICC貿(mào)易術(shù)語tradeterms交貨臨界點(diǎn)criticalpointofthedelivery風(fēng)險臨界點(diǎn)criticalpointoftherisk費(fèi)用臨界點(diǎn)criticalpointofthecost《國際貿(mào)易術(shù)語解釋通則》Incoterms2000見下表。E組（發(fā)貨）EXW-ExWorks工廠交貨（...指定地點(diǎn)）F組（主要運(yùn)費(fèi)未付）FCA-FreeCarrier貨交承運(yùn)人（...指定地點(diǎn)）FAS-FreeAlongsideShip船邊交貨（...指定裝運(yùn)港）FOB-FreeOnBoard船上交貨（...指定裝運(yùn)港）C組（主要運(yùn)費(fèi)已付）CFR-CostandFreight成本加運(yùn)費(fèi)（...指定目的港）CIF-Cost,InsuranceandFreight成本、保險費(fèi)加運(yùn)費(fèi)（...指定目的港）CPT-CarriagePaidTo運(yùn)費(fèi)付至（...指定目的港）CIP-CarriageandInsurancepaidto運(yùn)費(fèi)、保險費(fèi)付至（...指定目的地）D組（到達(dá)）DAF-DeliveredatFrontier邊境交貨（...指定地點(diǎn)）DES-DeliveredExShip目的港船上交貨（...指定目的港）DEQ-DeliveredExQuay目的港碼頭交貨（...指定目的地）DDU-DeliveredDutyUnpaid未完稅交貨（...指定目的地）DDP-DeliveredDutyPaid完稅后交貨（...指定目的地）洗錢moneylaundering支付協(xié)定paymentagreement國際標(biāo)準(zhǔn)化組織InternationalOrganizationforStandardizationISO國際結(jié)算制度systemofinternationalsettlement支付系統(tǒng)是由提供支付清算服務(wù)的中介機(jī)構(gòu)和實現(xiàn)支付指令傳送及資金清算的專業(yè)技術(shù)手段共同組成，用以實現(xiàn)債權(quán)債務(wù)清償及資金轉(zhuǎn)移的一種金融安排。Paymentsystemreferstheprocessthatbanksdrawasumofmoneyfromthepayer’saccountanddepositittothepayee’s.聯(lián)邦資金轉(zhuǎn)賬系統(tǒng)FederalReservesWireTransferSystem,FEDWIRE清算所同業(yè)支付系統(tǒng)ClearingHouseInterbankPaymentSystem,CHIPS美國銀行公會代碼Americanbankersassociationnumber，ABA號碼清算所發(fā)給通用認(rèn)證號碼UniversalIdentificationNumber,UID號碼倫敦城內(nèi)交換系統(tǒng)town-clearing普通交換系統(tǒng)generalclearing交換銀行自動收付系統(tǒng)ClearingHouseAutomatedPaymentSystem,CHAPS國際銀行組織電子銀行協(xié)會ElectronicBankingAssociation日本銀行金融網(wǎng)絡(luò)系統(tǒng)BOJ-NET環(huán)球銀行金融電訊協(xié)會SocietyforWorldwideInternationalFinancialTelecommunications,SWIFT代表處representativeoffice代理處agencyoffice海外分、支行overseassisterbank/branch,subbranch代理銀行correspondentbanks附屬銀行（子銀行）subsidiarybanks聯(lián)營銀行affiliatedbanks銀團(tuán)銀行consortiumbank控制文件controldocuments密押testkey印鑒樣本specimensignature費(fèi)率表termsandconditions來賬vostroa/c，即你行設(shè)在我行的賬youra/cwithus往賬nostroa/c，即我行設(shè)在你行的賬oura/cwithyou賬戶行depositorybank存款行depositorbank貸記tocredit借記todebitChapter2票據(jù)instrument設(shè)權(quán)性righttobepaid無因性noncausativenature要式性requisiteinform流通性negotiability可追索性recoursement基本當(dāng)事人immediateparties出票人drawer付款人payer/drawee收款人payee附屬當(dāng)事人remoteparties背書人endorser被背書人endorsee持票人holder前手priorparties后手subsequentparties承兌人acceptor保證人guarantor匯票billofexchange匯票是由出票人向另一人簽發(fā)的要求即期、定期或在可以確定的將來時間向指定人或根據(jù)其指令向來人無條件支付一定金額的書面命令。Abillofexchangeisanunconditionalorderinwriting,addressedbyonepersontoanother,signedbythepersongivingit,requiringthepersontowhomitisaddressedtopayondemandoratafixedordeterminablefuturetimeasumcertaininmoney,to,ortotheorderof,aspecifiedperson,oftobearer.限制性抬頭restrictiveorder不可轉(zhuǎn)讓nottransferable指示性抬頭demonstrativeorder來人bearer出票日期dateofissue出票地點(diǎn)placeofissue付款地點(diǎn)placeofpayment付款日期tenor見票即付atsightorondemand板期atafixeddate見票后定期付款atafixedperiodaftersight出票后定期付款atafixedperiodafterdate“付一不付二”條款paythisfirst/secondbill(second/firstofthesamedateandtenorbeingunpaid)to...擔(dān)當(dāng)付款人persondesignedaspayer預(yù)備付款人refereeincaseofneed必須提示承兌presentmentforacceptancerequired不得提示承兌acceptanceprohibited付對價持票人holderforvalue對價consideration正當(dāng)（善意）持票人holderinduecourse/bonafideholder銀行匯票banker’sdraft商業(yè)匯票tradebill承兌匯票acceptancebill銀行承兌匯票banker’sacceptancebill商業(yè)承兌匯票trader’sacceptancebill即期匯票sightdraft,demanddraft遠(yuǎn)期匯票timebillusancebill光票cleanbill跟單匯票documentarybill本幣匯票homemoneybill外幣匯票foreignmoneybill國內(nèi)匯票inlandbill國外匯票foreignbill本票promissorynote銀行本票cashier’sorder/check國際匯票overseasmoneyorder(國際小額本票internationalmoneyorder)旅行支票traveler’scheck支票chequeorcheck劃線支票crossedcheck無線支票uncrossedcheck/opencheck保付支票certifiedcheck銀行支票banker’scheck支票卡checkcard出票issue背書indorsement/endorsement空白背書blankendorsement記名背書specialendorsement限制性背書restrictiveendorsement承兌acceptance參加承兌acceptanceforsb’shonor保證guarantee擔(dān)保人guarantor被擔(dān)保人personguaranteed保付certifiedtopay提示presentation付款payment拒付dishonor追索recourseChapter3順匯remittance=匯付法toremit逆匯reverseremittance=出票法todraw匯款人remitter匯出行remittingbank匯入行/解付行payingbank收款人/受益人payee/beneficiary電匯telegraphictransferT/T信匯mailtransferM/T票匯remittancebybanker’sdemanddraftD/D匯款頭寸償付reimbursementofremittancecover主動貸記：作為償付，匯出行主動將相應(yīng)頭寸貸記匯入行的賬戶Incover,wehavecreditedyoura/cwithus.授權(quán)借記：作為償付，匯出行授權(quán)匯入行借記本行在匯入行的賬戶Incover,pleasedebityoura/cwithyou.共同賬戶行（碰頭行）轉(zhuǎn)賬：當(dāng)匯出行與匯入行相互之間沒有往來賬戶，但是在同一代理行開立了賬戶時，為了償付解款，匯出行可以在匯款時主動授權(quán)這個共同賬戶借記匯出賬戶并同時貸記匯入行賬戶Incover,wehaveauthorizedXBanktodebitoura/candcredityoura/cwiththem.各自賬戶行轉(zhuǎn)賬：當(dāng)匯出行和匯入行之間沒有共同賬戶行，但它們各自的賬戶行之間有賬戶往來關(guān)系時，則匯出行指示其賬戶行（XBank）撥付頭寸給匯入行的賬戶行（YBank）開立的賬戶Incover,wehaveauthorizedXBanktoremitproceedstoyou.預(yù)付貨款paymentinadvance貨到付款paymentafterarrivalofthegoods賒賬交易o(hù)penaccounttransaction延期付款deferredpayment售定besoldout寄售consignmentChapter4托收collection委托人principal/consignor托收行remittingbank代收行collectingbank付款人drawee提示行presentingbank需要時的代理customer’srepresentativeincaseofneed托收申請書CollectionApplication面函coveringletter托收委托書collectionadvice托收命令collectionorder托收指示collectioninstruction付款交單D/PDocumentstobereleasedtodraweeonlyonpayment或Documentsagainstpayment承兌交單D/ADocumentstobereleasedtodraweeonacceptanceofB/E或Documentsagainstacceptance分批部分付款partialpayment憑本票交單Deliveryofdocumentsagainstpromissorynote憑付款承諾交單Deliveryofdocumentsagainstlettersofundertakingtopay憑簽字的信托收據(jù)交單Deliveryofdocumentsagainstasignedtrustreceipt憑買方或其銀行開立保函擔(dān)保在將來固定日期付款交單Deliveryofdocumentsagainstletterofguaranteefromthebuyer’sortheirbankguaranteeingpaymentmustbemadeatafixedfuturedateChapter5信用證letterofcredit信開本信用證letterofcredit電開本cable簡電本briefcable全電本fullcable開證行名稱issuingbank開證申請人applicant信用證號碼L/Cnumber信用證金額L/Camount信用證形式formofcredit有效期限termsofvalidity/expirydate開證日期dateofissue受益人beneficiary出票條款drawnclause商業(yè)發(fā)票commercialinvoice運(yùn)輸單據(jù)transportdocuments保險單據(jù)insurancepolicy裝運(yùn)港portofloading/shipment卸貨港portofdischargeordestination裝運(yùn)期限latestdateofshipment可否分批裝運(yùn)partialshipmentpermitted/notpermitted可否轉(zhuǎn)運(yùn)transhipmentallowed/notallowed對議付行、通知行、付款行的指示條款I(lǐng)nstructionstonegotiatingbank/advisingbank/payingbank保證條款engagement/undertakingclause開證行代表簽名openingbank’snameandsignature其他特別條件otherspecialcondition通知行advisingbank轉(zhuǎn)遞行transmittingbank保兌行confirmingbank保證書letterofindemnity憑保議付documentsnegotiatedagainstbeneficiary’sindemnity償付行reimbursingbank履約保證金performancebond不符點(diǎn)discrepancy光票信用證cleancredit跟單信用證documentarycredit不可撤銷信用證irrevocablecredit可撤銷信用證revocablecredit即期付款信用證sightpaymentcredit延期付款信用證deferredpaymentcredit承兌信用證acceptancecredit可轉(zhuǎn)讓信用證transferablecredit不可轉(zhuǎn)讓信用證non-transferablecredit信用證再轉(zhuǎn)讓retransferofcredit背對背信用證backtobackcredit款項讓渡assignmentofproceeds對開信用證reciprocalcredit循環(huán)信用證revolvingcredit自動循環(huán)信用證automaticrevolvingcredit半自動循環(huán)信用證semi-automaticrevolvingcredit非自動循環(huán)信用證non-automaticrevolvingcredit預(yù)支信用證anticipatorycredit買方遠(yuǎn)期信用證（假遠(yuǎn)期信用證）buyer’susancecreditChapter6銀行保函letterofguaranteeL/G轉(zhuǎn)開行reissuingbank反擔(dān)保行counterguarantorbank見索即付payableuponfirstsimpledemand投標(biāo)保函tenderguarantee履約保函performanceguarantee預(yù)付款保函advancedpaymentguarantee質(zhì)量保函qualityguarantee維修保函maintenanceguarantee關(guān)稅保付保函customsguarantee賬戶透支保函overdraftguarantee付款保函paymentguarantee延期付款保函deferredpaymentguarantee補(bǔ)償貿(mào)易保函compensationguarantee來料加工保函processingguarantee來件裝配保函assemblyguarantee租賃保函leaseguarantee借款保函loanguarantee保釋金保函bailbond票據(jù)保付保函guaranteeforbill費(fèi)用保付保函paymentguaranteeforcommission/charges備用信用證stand-byletterofcreditSL/C=商業(yè)票據(jù)信用證commercialpaperL/C=擔(dān)保信用證guaranteeL/CChapter9信用證項下的出口押匯（議付=押匯）negotiationunderdocumentarycredit出口押匯outwardbill=買單/買票exportbillpurchased出口托收押匯advanceagainstdocumentarycollection開證授信額度/進(jìn)口開證額度limitsforissuingletterofcredit普通信用證授信額度generalL/Climit一次性使用授信額度onetimeL/Climit信托收據(jù)trustreceipt(T.R,T/R)=信托提單/置留權(quán)書letteroflien=信托證letter