《國際支付與結算》教學大綱.doc

教 學 大 綱課程名稱：國際結算（雙語）課程號： 0 0 4 0 2 5 1-2 (2)2006年6月 國際支付與結算（雙語） 教 學 大 綱（課程英文名稱Course name：International Payments and Settlements課程號Serial number：0040251-2(2)） （編寫時間：2006年6月）一、開設院（部）：經濟與金融學院二、教學對象：金融專業(yè)、金融工程專業(yè)等三、課時及其分配：36學時多媒體授課：30學時；案例分析、作業(yè)：6學時四、考核：考核形式期末考查、平時考核五、教材：Hinkelman Edward G , International Payments and Settlements, The Syndicate of World Trade Press , 2000六、主要參考資料：1.王益平主編：國際支付與結算（英語版），清華大學出版社、北京交通大學出版社，2004（國家教育部新世紀網絡課程建設工程項目商務英語系列課程教材） 2.鄧 俊 編：國際結算（英語版） ，武漢大學出版社 ，2004年3.何康民主編：國際貿易結算（英語版），武漢大學出版社，2004 4.賀瑛編著：金融專業(yè)英語證書考試指南國際結算（英語版），上海財經大學出版社，1996 5.(德國)查爾斯韋勒、烏特鮑姆佳特著（中國農業(yè)銀行翻譯）：國際結算與國際貿易融資實務（雙語版），經濟管理出版社，1996 6.朱意秋編著：國際貿易結算新編（雙語版），青島海洋大學出版社，2001 7.沈錦昶等編著：國際支付與結算.修訂本（雙語版），上海外貿教育出版社，20028.應誠敏、刁德霖編著：國際結算，高等教育出版社、上海社會科學院出版社，20009.周宇治著：銀行國際結算函電交涉案例選評，中國金融出版社，200210.11.12.13.http:/www.mantissa.co.uk14.15.http:/ www.SWIFT.com七、教學目的、要求與講授內容提綱：附后PART ONE: THE PURPOSE OF LEARNING THIS COURSEThe objectives of learning this course are that: Firstly, it tries to provide some information on fundamental principles and theories which are closely associated with the international payments and settlements. Secondly, it tries to offer the experiences and skills about how to deal with the safe exchange between the proceeds and goods in international trade. Finally, it tries to make the learners familiarize with the customs and practice in international payments and settlements.This course is a practical course concerning international economics. It deals with financial activities and regularities conducted among different countries in which payments are effected or funds are transferred from one country to another with the aim to payments and settlements more scientifically and effectively. Specifically, major points concerning international payments and settlements are: (1)International payment and settlement methods;(2)The financial instruments that facilitate international payments and settlements;(3)Documents used in international payments and settlements;(4)Rules and regulations on international payments and settlements.PART TWO: DISTRI BUTION OF CLASSHOURSCHAPTERSCONTENTSHOURS1Introduction22Credit Instruments103International Bank Remittance44Collection65Letter of Credit106Documents Under the Credit2EXAMS2TOTAL36PART THREE: CONTENTS OF INTERNATIONAL PAYMENTS AND SETTLEMENTSChapter 1 Introduction（Class hours: 2）I. The Objective/ Requirements of This ChapterThe purpose of this chapter is to induce the general contents of international payments and settlements. In this chapter, we mainly learn the concept and evolution of international payments and settlements, and the structure of the course and the teaching schedule.II. Major Contents of This Chapter1.1. Definition of International Payments and Settlements1.1.1. The general implication1.1.2. The special implication1.2 Evolution of International Payments and settlements1.2.1. From cash settlement to non-cash settlement 1.2.2. From direct payment made between international traders to payment effected through a financial intermediary1.2.3. From payments under simple price terms to payments under more complex price terms1.2.4. Internet era1.3 Correspondent Banking Relationship1.3.1. Definition of Correspondent Bank1.3.2. Control Documents1.3.3. Inter-bank Accounts1.3.4. Services provided by correspondentsChapter 2 Credit Instruments（Class hours: 10）I. The Objective/ Require of This ChapterIn this chapter, we will learn the three important negotiable instruments (i.e. bill of exchange, promissory note and check): (1) The functions of a negotiable instrument; (2) The characteristics of each instrument; (3) The essentials of each instrument. It is essential for us to recognize and use them correctly and properly in order that we can facilitate the transfer of credits and do more business with foreigners.II. Major Contents of This Chapter2.1. Negotiable Instruments2.1.1. What is a negotiable instrument?2.1.2. Functions of a negotiable instrument2.1.3. Parties to a negotiable instrument(1) Drawer(2) Drawee (3) Payee (4) Acceptor (5) Endorser (6) Endorsee (7) Guarantor (8) Holder (9) Holder for value (10) Holder in due course2.1.4. Essentials of a negotiable instrument2.2. Bill of Exchange (Draft)2.2.1. What is a bill of exchange?2.2.2. Essentials of a bill of exchange2.2.3 Acts of a bill of exchange(1) Issuance (2) Endorsement (3) Presentment (4) Acceptance (5) Payment (6) Dishonor (7) Notice of dishonor (8) Protest (9) Right of recourse (10) Guarantee2.2.4. Discounting of a bill of exchange2.2.5. Classification of a bill of exchange(1)Bankers draft or bank draft and trade bill(2)Bankers acceptance bill and traders acceptance bill(3)Sight bill and time bill or usance bill(4)Clean bill and documentary bill(5)Local currency bill and Foreign currency bill(6)Direct bill and Indirect bill(7)Inland bill or domestic bill and foreign bill2.3. Promissory Note and Check2.3.1. Promissory note2.3.2. Check2.3.3. Difference between a promissory note, a check and a bill of exchange 2.4. Case Study and SummaryChapter 3 International Bank Remittance（Class hours: 4）I. The Objective/ Require of This ChapterThis chapter mainly introduces the different methods of fund transfer in international trade. It is important for traders to familiarize with the parties, procedures, advantages and disadvantages of remittance, as well as the function of remittance in international trade.II. Major Contents of This Chapter3.1. The Concept of International Bank Remittance3.2. Parties to a Remittance(1)Remitter (2)Remitting bank (3)Payee (4)Paying bank3.3. Ways of Transfer3.3.1. T/T and M/T(1)Implication (2)Procedure for T/T (3)Procedure for M/T3.3.2. D/D(1)Procedure for D/D (2)Characteristics3.3.3. Advantages and disadvantages3.4. The Function of Remittance in International Trade3.4.1. Payment in advance3.4.2. O/A business3.5. Case StudyChapter 4 Collection（Class hours: 6）I. The Objective/ Require of This ChapterIn this chapter, we will learn: (1)Definition, parties and types of collection; (2)Procedure of various kinds of documentary collection used in international trade; (3)Risk protection and financing under collection methods. This chapter tries to make learners be familiar with the major contents mentioned above.II. Major Contents of This Chapter 4.1 Introduction4.1.1 What is a collection?4.1.2 Parties to the operation of collections(1)Principal (Drawer) (2)Remitting bank (3)Collecting/Presenting bank (4)Drawee(5)Case of need4.1.3 Types of collection(1)Documentary collections (2)Clean collections (3)Direct collection4.2 Documentary Collection Procedure4.2.1 D/P(1)D/P at sight (2)Acceptance D/P4.2.2 D/A4.3 Risk Protection and Financing Under Collection Methods 4.3.1 Risks for exporter 4.3.2 Risks for importer4.3.3 Risk protection4.3.4 Financing under the collection4.4 Case Study Chapter 5 Letter of Credit（Class hours: 10）I. The Objective/ Require of This Chapter This chapter really illustrates the essence of documentary credit operation in international trade. To familiarize with the characteristics, benefits, procedure, classifications and risk protection of documentary credits would be helpful for us to do business with foreigners. It is not difficult to find that to use L/C settlement properly will be the key to success of business between the buyer and the seller.II. Major Contents of This Chapter5.1 Introduction5.1.1 What is a L/C?(implication)5.1.2 Characteristics of a L/C5.1.3 Benefits of the documentary credit (1)Facilitates financing the documentary credit(2)Provides legal protection(3)Assures expert examination of documents5.1.4 Parties to documentary credit (1)Applicant (2)Issuing bank (3)Advising bank (4)Beneficiary (5)Confirming bank(6)Negotiating bank (7)Paying bank (8)Accepting bank (9)Reimbursing bank5.1.5 Basic procedure of documentary credit(1)Issuance (2)Amendment (3)Utilization (4)Settlement5.2 Types and Uses of Credit5.2.1 Revocable and irrevocable credit5.2.2 Confirmed and unconfirmed credit 5.2.3 Sight, usance credit and usance credit payable at sight5.2.4 Transferable and non-transferable credit 5.2.5 Payment, acceptance, deferred payment and negotiation credit5.2.6 Clean and documentary credit5.2.7 Special function credits5.2.8 Combined function credits 5.3 Credit Financing and Risk Protection5.3.1 Credit