財政學(xué)英文測試題：TBChap010

1、Chapter 10Government and the Market for Health CareMultiple Choice Questions1.The highest percentage of uses of health care funds in the U.S. for 2010 wasA.research.B.hospital care.C.home health care.D.nursing home care.2.There are two forms of health care provided by the government: _ is provided f

2、or the poor, and _ is provided for the elderly.A.HMO; MedicareB.PMI; HMOC.Medicaid; MedicareD.Medicare; MedicaidE.SSI; Medicare3.What was the percentage of GDP that was expended, in total, on health care?A.0.132%B.12%C.13.2%D.16%4._ account(s) for the largest portion of public health expenditure in

3、the United States.A.Childrens hospitalsB.Universal health coverageC.MedicaidD.Medicare5.The prescription drug benefit plan was added to Medicare inA.2006.B.1996.C.1965.D.1944.6.The _ level of government accounts for the largest share of health care spending.A.regionalB.stateC.municipalD.federal7.U.S

4、. health care spending amounts to _ per year.A.$7.8 billionB.$1.1 millionC.$2.2 trillionD.$4.4 trillion8.The Medicaid program provides health insurance for theA.elderly.B.poor.C.veterans of wars.D.disabled.9.What does job lock mean?A.A tendency for workers to remain in their jobs to keep their insur

5、ance coverageB.A job where a time clock is usedC.A job that provides insurance coverage only after several years of employmentD.all of these answer options are correct.10.Most private insurance is provided byA.employers as a benefit to their employees.B.the federal government.C.HMOs.D.the Office of

6、Health Insurance.11.How many elderly people are covered by Medicare?A.one thirdB.one halfC.almost allD.almost none12.In the United States, universal health care is administered byA.the federal government.B.state governments.C.private insurance companies.D.hospitals.E.none of these answer options are

7、 correct.13.In 1980, 26 million people in the U.S. were over the age of 65. What is the amount currently?A.34 millionB.35 millionC.36 millionD.37 million14.Private health insurance pays for what percentage of health care expenditures?A.0B.5C.40D.3515.Generally, managed care meansA.health care is pro

8、vided by teams, not by an individual doctor.B.limits are placed on utilization of health care services.C.health care is provided by the government to all citizens.D.doctors pick which patients they want to see.16.Under federal tax law, employer-provided health insurance is not subject to taxation.A.

9、TrueB.FalseC.Uncertain17.Most private medical insurance is provided through employers as a benefit to their employees.A.TrueB.FalseC.Uncertain18.At any given time, about 95% of the population in the United States lacks health insurance.A.TrueB.FalseC.Uncertain19.Job lock is good for the U.S. work fo

10、rce.A.TrueB.FalseC.Uncertain20.HI (Hospital Insurance) is financed by a payroll tax, while SMI (Supplementary Medical Insurance) is financed out of general revenues.A.TrueB.FalseC.Uncertain21.Refer to the figure below, expenditures as a percent of GDP fell dramatically in the 1980s.A.TrueB.FalseC.Un

11、certain22.Medicare requires individuals to take a standard health test first, but Medicaid does not.A.TrueB.FalseC.Uncertain23.Due to moral hazard, the goal of providing security is likely to conflict with the goal of efficiency.A.TrueB.FalseC.Uncertain24.The health care system currently in place wi

12、ll be dramatically changed in the next four years.A.TrueB.FalseC.UncertainEssay Questions25.Refer to the figure below. What would be the impact on the three categories of people if they were given the value of medical insurance in cash instead of having it provided?26.With the aging of the American

13、population, it might be necessary to reduce the medical benefits to elderly. How do you feel about this idea?27.What do you feel would be the effect of a mandate that requires all people to purchase health insurance?Chapter 10 Government and the Market for Health Care Answer KeyMultiple Choice Quest

14、ions1.The highest percentage of uses of health care funds in the U.S. for 2010 wasA.research.B.hospital care.C.home health care.D.nursing home care.AACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Introduction2.There are two forms of health care pr

15、ovided by the government: _ is provided for the poor, and _ is provided for the elderly.A.HMO; MedicareB.PMI; HMOC.Medicaid; MedicareD.Medicare; MedicaidE.SSI; MedicareAACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Government Provision of Health

16、Insurance: Medicare and Medicaid3.What was the percentage of GDP that was expended, in total, on health care?A.0.132%B.12%C.13.2%D.16%AACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Introduction4._ account(s) for the largest portion of public heal

17、th expenditure in the United States.A.Childrens hospitalsB.Universal health coverageC.MedicaidD.MedicareAACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Government Provision of Health Insurance: Medicare and Medicaid5.The prescription drug benefit

18、plan was added to Medicare inA.2006.B.1996.C.1965.D.1944.AACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Government Provision of Health Insurance: Medicare and Medicaid6.The _ level of government accounts for the largest share of health care spend

19、ing.A.regionalB.stateC.municipalD.federalAACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Government Provision of Health Insurance: Medicare and Medicaid7.U.S. health care spending amounts to _ per year.A.$7.8 billionB.$1.1 millionC.$2.2 trillionD.

20、$4.4 trillionAACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Introduction8.The Medicaid program provides health insurance for theA.elderly.B.poor.C.veterans of wars.D.disabled.AACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: Rem

21、emberDifficulty: 1 EasyTopic: Government Provision of Health Insurance: Medicare and Medicaid9.What does job lock mean?A.A tendency for workers to remain in their jobs to keep their insurance coverageB.A job where a time clock is usedC.A job that provides insurance coverage only after several years

22、of employmentD.all of these answer options are correct.AACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Private Health Insurance10.Most private insurance is provided byA.employers as a benefit to their employees.B.the federal government.C.HMOs.D.th

23、e Office of Health Insurance.AACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Private Health Insurance11.How many elderly people are covered by Medicare?A.one thirdB.one halfC.almost allD.almost noneAACSB: Reflective ThinkingAccessibility: Keyboard

24、 NavigationBlooms: RememberDifficulty: 1 EasyTopic: Government Provision of Health Insurance: Medicare and Medicaid12.In the United States, universal health care is administered byA.the federal government.B.state governments.C.private insurance companies.D.hospitals.E.none of these answer options ar

25、e correct.AACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Affordable Care Act of 201013.In 1980, 26 million people in the U.S. were over the age of 65. What is the amount currently?A.34 millionB.35 millionC.36 millionD.37 millionAACSB: Reflective

26、ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Government Provision of Health Insurance: Medicare and Medicaid14.Private health insurance pays for what percentage of health care expenditures?A.0B.5C.40D.35AACSB: Reflective ThinkingAccessibility: Keyboard Navigatio

27、nBlooms: RememberDifficulty: 1 EasyTopic: Introduction15.Generally, managed care meansA.health care is provided by teams, not by an individual doctor.B.limits are placed on utilization of health care services.C.health care is provided by the government to all citizens.D.doctors pick which patients t

28、hey want to see.AACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Private Health Insurance16.Under federal tax law, employer-provided health insurance is not subject to taxation.A.TrueB.FalseC.UncertainAACSB: Reflective ThinkingAccessibility: Keyboa

29、rd NavigationBlooms: RememberDifficulty: 1 EasyTopic: Private Health Insurance17.Most private medical insurance is provided through employers as a benefit to their employees.A.TrueB.FalseC.UncertainAACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: P

30、rivate Health Insurance18.At any given time, about 95% of the population in the United States lacks health insurance.A.TrueB.FalseC.UncertainAACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Introduction19.Job lock is good for the U.S. work force.A.

31、TrueB.FalseC.UncertainAACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: UnderstandDifficulty: 2 MediumTopic: Private Health Insurance20.HI (Hospital Insurance) is financed by a payroll tax, while SMI (Supplementary Medical Insurance) is financed out of general revenues.A.TrueB.Fals

32、eC.UncertainAACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: RememberDifficulty: 1 EasyTopic: Government Provision of Health Insurance: Medicare and Medicaid21.Refer to the figure below, expenditures as a percent of GDP fell dramatically in the 1980s.A.TrueB.FalseC.UncertainAACSB:

33、 Reflective ThinkingBlooms: UnderstandDifficulty: 2 MediumTopic: Government Provision of Health Insurance: Medicare and Medicaid22.Medicare requires individuals to take a standard health test first, but Medicaid does not.A.TrueB.FalseC.UncertainAACSB: Reflective ThinkingAccessibility: Keyboard Navig

34、ationBlooms: RememberDifficulty: 1 EasyTopic: Government Provision of Health Insurance: Medicare and Medicaid23.Due to moral hazard, the goal of providing security is likely to conflict with the goal of efficiency.A.TrueB.FalseC.UncertainAACSB: Reflective ThinkingAccessibility: Keyboard NavigationBl

35、ooms: UnderstandDifficulty: 2 MediumTopic: Affordable Care Act of 201024.The health care system currently in place will be dramatically changed in the next four years.A.TrueB.FalseC.UncertainAACSB: Reflective ThinkingAccessibility: Keyboard NavigationBlooms: UnderstandDifficulty: 2 MediumTopic: Affo

36、rdable Care Act of 2010Essay Questions25.Refer to the figure below. What would be the impact on the three categories of people if they were given the value of medical insurance in cash instead of having it provided?In general, we cannot answer this question. In panel A we could expect that this pers

37、on would choose to have more insurance. In panel B it is possible for this person to continue with the same level of coverage but have more of all other goods. In addition, this person could actually choose to have less insurance. The same thing is possible for the individual in panel C.AACSB: AnalyticBlooms: AnalyzeDifficulty: 3 Hard