(完整版)風(fēng)險(xiǎn)管理歷年試題答案

1、the principle of simplified EIA of construction projects i n the region. In terms of land, linked to the implementation of urban a nd ruralconstruction land increase and decre ase, replacement indicators for priority areas project. Charges, into the projects of water, electricity, administrativechar

2、ges and preferential policies. In t he areaof taxation, and settled in areas of industry and itsproductioncompany, within 5 years after thecompl etionof fiscal ince ntives to enterprises. In terms of financing, integration of land, tax, financial and other resources, a nd construct "Government

3、credit + business credit" credit system, establishme nt of marketization, commercialization and modernizationof the investment and financi ng platform; effective Bank-enterpri se docking, e ncouragesprivate capital into the Park, to raise industry development fund. 5, optimize theenvironmenta n

4、d service industries. To create "policy lowlands,Highlands, integrity of service lathe area under development environme nt. All administrative law enforcement departments to appoint a full-time personnel statione d in areasdedi cated tocoordinating and solving problems associatedwith businesse

5、s in this sector.When there are substantial issues, se ctor leaders arrange d to personally intervene, in-per son, in-personpush tangi ble areabuilding a green light, easy line. To further reduce and standardize administrative examination and a ppr oval items, simplify examination and approval links

6、, improve efficiency; according to the .Since the educationa l practice of the mass line of the party, himself seriously in the education, practical control central "eight rules" and opposing "the four winds" andpracticing "three Suns", a nd che ck thespirit of Jiao Yul

7、u, ideology, solicit opinions based on outstandingproblems checked swing, careful analysis and reflection.Willnow check re port is as follows: first, adherence to the party'spolitical di sci pline, eight in the central provision, change the styleof the basic situation of 1, in compliance with th

8、eparty's politicaldisciplines.Conscie ntiously abideby the party's political disci pline, abide by t he Constitution and the rules and regulations of theparty, in thepolitical, ideological a nd maintain hig hly consi stent with the CPC Central Committee on the acti on, there is no viprimary

9、first-hand an inade quate grasp of theproblem, whi ch is to be strengthened in the future. Second, construction, strictly in accordance with the provi sions to streamline and improve the quality of meetingsof the Conference. Third, streamlining file briefs,cult ure involves all aspectsof propaganda

10、and ideol ogy, sometimes due to the practical nee dsof invention notifications, this area needs further風(fēng)險(xiǎn)管理歷年試題答案（1-4 章，按章節(jié)）一、單項(xiàng)選擇題1.在給定的客觀情形下，在特定期間內(nèi)，那些可能發(fā)生的結(jié)果之間的差異程度，被稱為（A ）2003 年 10 月A 風(fēng)險(xiǎn)B.風(fēng)險(xiǎn)程度C.損失概率D.損失程度2.風(fēng)險(xiǎn)的大小本質(zhì)上決定于不幸事件發(fā)生的概率及其發(fā)生后果的嚴(yán)重性。實(shí)踐中，要確定風(fēng)險(xiǎn)等級(jí)，通常需要將這兩個(gè)變量結(jié)合起來加以判斷。以下正確的判斷是（B） 2003 年 10 月A. 低可能

11、性與輕微后果則為高風(fēng)險(xiǎn)B. 低可能性與輕微后果則為低風(fēng)險(xiǎn)C.高可能性與嚴(yán)重后果則為低風(fēng)險(xiǎn)D. 高可能性與輕微后果則為高風(fēng)險(xiǎn)3.由于行為人的侵權(quán)行為造成他人財(cái)產(chǎn)損失或人身傷害， 依據(jù)法律應(yīng)當(dāng)承擔(dān)經(jīng)濟(jì)賠償責(zé)任所形成的風(fēng)險(xiǎn)為（ B） P10 2003 年 10 月A. 意外風(fēng)險(xiǎn)B.責(zé)任風(fēng)險(xiǎn)C.財(cái)產(chǎn)風(fēng)險(xiǎn)D. 人身風(fēng)險(xiǎn)4.對(duì)風(fēng)險(xiǎn)處理手段的適用性和效益性進(jìn)行分析、檢查、修正和評(píng)估，被稱為（A ）P22 2003年10月A. 風(fēng)險(xiǎn)識(shí)別效果評(píng)價(jià)B.風(fēng)險(xiǎn)衡量效果評(píng)價(jià)C.風(fēng)險(xiǎn)管理效果評(píng)價(jià)D. 風(fēng)險(xiǎn)處理效果評(píng)價(jià)5.風(fēng)險(xiǎn)管理這個(gè)名詞最早出現(xiàn)于（A）P292003年 10月A.1950年加拉格爾的調(diào)查報(bào)告B.1964年

12、威廉姆斯和漢斯的風(fēng)險(xiǎn)管理與保險(xiǎn)C.1975年風(fēng)險(xiǎn)和保險(xiǎn)管理協(xié)會(huì)的成立D.1963年梅爾和赫奇斯的企業(yè)的風(fēng)險(xiǎn)管理1.與人的不正當(dāng)社會(huì)行為相聯(lián)系的一種無形的風(fēng)險(xiǎn)因素是( B)P32004 年1月A. 倫理風(fēng)險(xiǎn)因素B.道德風(fēng)險(xiǎn)因素C.心理風(fēng)險(xiǎn)因素D.法律風(fēng)險(xiǎn)因素2.風(fēng)險(xiǎn)事故發(fā)生的頻率與損失程度之間的關(guān)系為(B)P52004年1月A. 正相關(guān)關(guān)系B. 反相關(guān)關(guān)系C.可能為正相關(guān)關(guān)系，也可能為反相關(guān)關(guān)系D. 無任何關(guān)系3.風(fēng)險(xiǎn)管理的過程依順序?yàn)? C )P192004 年1月A. 風(fēng)險(xiǎn)識(shí)別、風(fēng)險(xiǎn)處理、風(fēng)險(xiǎn)衡量、風(fēng)險(xiǎn)管理效果評(píng)價(jià)streamlining. Four are standard visits,

13、 except as require d toparticipate in training, no other a ctivity. Five is to improve news reporting, forpropaganda work strictly according to t he regulations. Six is strictly yourprese ntation publishedstrictly according to the regulations.Seven is strictly thrift, required theuseof vehicles and

14、officespa ce and corporate hospitality. 3, cha nge thestyle.Propaganda and i deological work of the newsituation a nd new requirements of thenew tasks, had done a lot of fruitful work, has made many achievements,but further closer to the grass roots, close to reality,close to the masses and also ina

15、dequate innovation mustcontinue to improve. Second, the "four winds" some outstanding issues 1, oppose formalism. One theory is t hat hedidn't, with lessclose contact.The oretical study of consciousness isnotEspecially based on rational thinkingon major issues, applying the ory to guid

16、e the workdone isnot good enough,not reallyunderstand and grasp the spirit and essence of thescie ntific Outlook on development, di d not truly achieve mastery, to appl y, to a certain extent, affect the development and impl ementation of ideas and initiatives. Second, work arrangements, and lesssup

17、ervision. Propaganda and ideologi cal work is theobjective, which needs to keep the continuity efforts deployed, but stressed in the work time, lesssupervision. F or example, colorweekends in thesummer theatrical activities, city squareperformances,urging townships, communitiesand rural areasshows t

18、he implementation i s inadequate, insufficient cultural an e ducational role to play. Thir d base enough, master grass-less real. Propaga nda and i deological work in thenew situation of characteristics a nd regularity of enough, deep e nough forless. For example, ruralculture team active, . I'm

19、 not actively take the initiative to takeup, the lackof spiritof daring to, resulti ng in some job had a lotof power,but no tangible results. Third,innovation, lackof motivation. Emancipation did not end, innovationdoes not exist.In practicalwork, not yourhead,previous work experience, lack of innov

20、ation initiatives, study on thecharacteristics of propaganda and ideological w ork under the new situation through, grip on grassroots ideological trends a ndcha nges arenot deep, to promote new initiativesand explorenew methods of ideological and cultural work isnot much, and some la ck of relevanc

21、e a nd timeliness. 4,discipline, lowering, and hard work are lacking.While working and e nterprising spirit down.No realsolution to treat yourself right, correctly treatpast honors, theircom placetypical, and la ck of high standards and stri ct requirements, the effect is real. Second harddrive less

22、. On hard andthe principle of simplified EIA of construction projects i n the region. In terms of land, linked to the implementation of urban and ruralconstruction land increase and decre ase, replacement indicators for priority areas project. Charges, into theprojects of water, electricity, adminis

23、trativecharges and preferential policies. In t he areaof taxation, and settled in areas of industry and itsproductioncompany, within 5 years after thecompl etionof fiscal ince ntives to enterprises. In terms of financing, integration of land, tax, financial and other resources, a nd construct "

24、Government credit + business credit" credit system, establishme nt of marketization, commercialization and modernizationof the investment and financi ng platform; effective Bank-enterpri se docking, e ncouragesprivate capital into the Park, to raise industry development fund. 5, optimize theenv

25、ironmenta nd service industries. To create "policy lowlands,Highlathe area under development environme nt. All administrative law enforcement departments to appoint a full-time personnel statione d in areasdedi cated tocoordinating and solving problems associatedwith businesse s in this sector.

26、When there are substantial issues, se ctor leaders arranged to personally intervene, in-per son, in-personpush tangi ble areabuilding a green light, easy line. To further reduce and standardize administrative examination and appr oval items, simplify examination and approval links, improve efficienc

27、y; according to the .Since the educationa l practice of the mass line of the party, himself seriously in the education, practical control central "eight rules" and opposing "the four winds" andpracticing "three Suns", a nd che ck thespirit of Jiao Yulu, ideology, solici

28、t opinions based on outstandingproblems checked swing, careful analysis and reflection.Willnow check re port is as follows: first, adherence to the party'spolitical di sci pline, eight in the central provision, change the styleof the basic situation of 1, in compliance with theparty's politi

29、caldisciplines.Conscie ntiously abideby the party's political disci pline, abide by t he Constitution and the rules and regulations of theparty, in thepolitical, ideological a nd maintain hig hly consi stent with the CPC Central Committee on the acti on, there is no violation of the party's

30、politicalprimary first-hand an inade quate grasp of theproblem, whi ch is to be strengthened in the future. Second, construction, strictly in accordance with the provi sions to streamline and improve the quality of meetingsof the Conference. Third, streamlining file briefs,cult ure involves all aspe

31、ctsof propaganda and ideol ogy, sometimes due to the practical nee dsof invention notifications, this area needs furtherB. 風(fēng)險(xiǎn)識(shí)別、風(fēng)險(xiǎn)衡量、風(fēng)險(xiǎn)處理、風(fēng)險(xiǎn)管理效果評(píng)價(jià)C.風(fēng)險(xiǎn)衡量、風(fēng)險(xiǎn)識(shí)別、風(fēng)險(xiǎn)處理、風(fēng)險(xiǎn)管理效果評(píng)價(jià)D. 風(fēng)險(xiǎn)管理效果評(píng)價(jià)、風(fēng)險(xiǎn)識(shí)別、風(fēng)險(xiǎn)衡量、風(fēng)險(xiǎn)處理4.風(fēng)險(xiǎn)管理開始引入我國(guó)的時(shí)間是20 世紀(jì)(D)P302004 年 1月A.70 年代B.60 年代C.90 年代D.80年代5.風(fēng)險(xiǎn)處理的手段分為控制型手段和(D )P212004 年 1月A. 避免風(fēng)險(xiǎn)

32、手段B.損失預(yù)防手段C.轉(zhuǎn)移風(fēng)險(xiǎn)手段D. 財(cái)務(wù)型手段6.據(jù)以確定風(fēng)險(xiǎn)的大小或高低，并作為風(fēng)險(xiǎn)衡量的主要測(cè)算指標(biāo)的是損失概率和( C)P202004 年 1月A. 損失性質(zhì)B.損失原因C.損失程度D. 損失結(jié)果7.依照承擔(dān)主體的不同，可以將風(fēng)險(xiǎn)分為( D )P112004 年 1月A. 個(gè)人風(fēng)險(xiǎn)、單位風(fēng)險(xiǎn)、國(guó)家風(fēng)險(xiǎn)B.個(gè)人風(fēng)險(xiǎn)與企業(yè)風(fēng)險(xiǎn)C.家庭風(fēng)險(xiǎn)與企業(yè)風(fēng)險(xiǎn)D. 個(gè)人風(fēng)險(xiǎn)、家庭風(fēng)險(xiǎn)、企業(yè)風(fēng)險(xiǎn)、國(guó)家風(fēng)險(xiǎn)8.以是否有獲利機(jī)會(huì)為標(biāo)準(zhǔn)，火災(zāi)、沉船、車禍等均屬于( B)P92004 年 1月A. 投機(jī)風(fēng)險(xiǎn)B. 純粹風(fēng)險(xiǎn)C.財(cái)產(chǎn)風(fēng)險(xiǎn)D. 人身風(fēng)險(xiǎn)9.在生產(chǎn)經(jīng)營(yíng)過程中，由于相關(guān)因素的變動(dòng)或估計(jì)錯(cuò)誤導(dǎo)致產(chǎn)量減少

33、或價(jià)格漲跌的風(fēng)險(xiǎn)，就是( C) P102004年1 月A. 財(cái)產(chǎn)風(fēng)險(xiǎn)B. 價(jià)格風(fēng)險(xiǎn)C.經(jīng)濟(jì)風(fēng)險(xiǎn)D.生產(chǎn)風(fēng)險(xiǎn)2風(fēng)險(xiǎn)的特征，除了具有客觀性和偶然性之外，還具有（）P52004 年 10月A 穩(wěn)定性B確定性C可變性D 可預(yù)測(cè)性3風(fēng)險(xiǎn)因素是風(fēng)險(xiǎn)事故發(fā)生的（） P32004 年 10 月A 潛在原因B 外在原因C直接原因D 主要原因4一座房屋遭受火災(zāi)，大火燒毀了該房屋。該損失屬于（）2004 年 10 月A 直接損失B 間接損失C費(fèi)用損失D利潤(rùn)損失streamlining. Four are standard visits, except as require d toparticipate in tr

34、aining, no other a ctivity. Five is to improve news reporting, forpropaganda work strictly according to t he regulations. Six is strictly yourprese ntation publishedstrictly according to the regulations.Seven is strictly thrift, required theuse of vehicles and officespa ce and corporate hospitality.

35、 3, cha nge thestyle.Propaganda and i deological work of the newsituation a nd new requirements of thenew tasks, had done a lot of fruitful work, has made many achievements,but further closer to the grass r oots, close to reality,close to the masses and also inadequate innovation mustcontinue to imp

36、rove. Second, the "four winds" some outstanding issues 1, oppose formalism. One theory is t hat hedidn't, with lessclose contact.The oretical study of consciousness isnothigh e nough,system performEspecially based on rational thinkingon major issues, applying the ory to guide the workd

37、one isnot good enough,not reallyunderstand and grasp the spirit and essence of thescie ntific Outlook on developme nt, di d not truly achieve mastery, to a pply, to a certain extent, affect the development and impl ementationof idea s and initiatives. Second, work arrangements, and lesssupervision.

38、Propaganda and ideologi cal work is theobjective, which needs to keep the continuity efforts deployed, but stressed in the work time, lesssupervision. F or example, colorweekends in thesummer theatrical activities, city squareperformances,urging townships, communitiesand rural areasshows the impleme

39、ntation i s inadequate, insufficient cultural an e ducational role to play. Thir d base enough, master grass-less real. Propaga nda and i deological work in thenew situation of characteristics a nd regularity of enough, deep e nough forgrass-roots publiless. For example, ruralculture team active, .

40、I'm not actively take the initiative to takeup, the lackof spiritof daring to, resulti ng in some job had a lotof power,but no tangible results. Third,innovation, lackof motivation. Emancipation did not end, innovationdoes not exist.In practicalwork, not yourhead,previous work experience, lack o

41、f innovation initiatives, study on thecharacteristics of propaganda and ideological w ork under the new situation through, grip on grassroots ideological trends a ndcha nges arenot deep, to promote new initiativesand explorenew methods of ideological and cultural work isnot much, and some la ck of r

42、elevance a nd timeliness. 4,disci pline, lowering, and hard work are lacking.While working and e nterprising spirit down.No realsolution to treat yourself right, correctly treatpast honors, theircom placency, atypical, and la ck of high standards and stri ct requirements, the effect is real. Second

43、harddrive less. On hard andthe principle of simplified EIA of construction projects i n the region. In terms of land, linked to the implementation of urban a nd ruralconstruction land increase and decre ase, replacement indicators for priority areas project. Charges, into the projects of water, elec

44、tricity, administrativecharges and preferential policies. In t he areaof taxation, and settled in areas of industry and itsproductioncompany, within 5 years after thecompl etionof fiscal ince ntives to enterprises. In terms of financing, integration of land, tax, financial and other resources, a nd

45、construct "Government credit + business credit" credit system, establishme nt of marketization, commercialization and modernizationof the investment and financi ng platform; effective Bank-enterpri se docking, e ncouragesprivate capital into the Park, to raise industry development fund. 5,

46、 optimize theenvironmenta nd service industries. To create "policy lowlands,Highlands, integrity of service lathe area under development environme nt. All administrative law enforcement departments to appoint a full-time personnel statione d in areasdedi cated tocoordinating and solving problem

47、s associatedwith businesse s in this sector.When there are substantial issue s, se ctor leaders arrange d to personally intervene, in-person, in-personpush tangi ble areabuilding a green light, easy line. To further reduce and standardize administrative examination and a ppr oval items, simplify exa

48、mination and approval links, improve efficiency; according to the .Since the educationa l practice of the mass line of the party, himself seriously in the education, practical control central "eight rules" and opposing "the four winds" andpracticing "three Suns", a nd c

49、he ck thespirit of Jiao Yulu, ideology, solicit opinions based on outstandingproblems checked sw ing, careful analysis and reflection.Will nowcheck re port is as follows: first, adherence to the party'spolitical di sci pline, eight in the central provision, change the styleof the basic situation of 1, in compliance with theparty's politicaldisciplines.Conscie ntiously abideby the party's political disci pline, abide by t he Constitution and the rules and regulations of