金融口語(yǔ)對(duì)話2篇

1、金融口語(yǔ)對(duì)話 2 篇接下來(lái)為大家整理了金融口語(yǔ)對(duì)話 2 篇，希望對(duì)你有幫助哦 !一、 個(gè)人貸款A(yù): Hello, Sir, may I help you你好，先生，您需要什么效勞？B: Yes. I would like some information for requesting a loan. 我想了解些申請(qǐng) 貸款的信息。A: Very well, here are the general terms of our loan policies. We pride ourselves in having thelowest interest rate in the country for

2、personal loans.好的，這是貸款政策的根本條款。全國(guó)范圍內(nèi)我們銀行的個(gè)人貸款利率是最低的。B: I see. So let me get this straight. If I borrow letousa'nds say, ten thdollars, how much will Ihave to pay each mon th?我 明白。那我就直說(shuō)吧，如果我借 1 萬(wàn)美元，每個(gè)月我應(yīng)該還多少錢(qián) ？A: It depends on how long you take to pay it back. If we lend you ten thousand dollars a

3、t anannual interest rate of ten percent for forty eight months, you would have to pay each month aportion of the loan which is called the principal and another small portion of the annualinterest rate. This of course is considering that you don' t default on 主pa取m決于你還款的時(shí)間。如果我們以年利率百分之十貸款 1 萬(wàn)美元給你，

4、為期 48 個(gè)月，你 每月必須還一局部叫做根本額度，還有一小局部年利率。這當(dāng)然是在不考慮您拖欠還款的請(qǐng)款下計(jì)算的B: It sounds goodbut, there is just one problem. I have a terrible credit score. 聽(tīng)起來(lái)不錯(cuò)， 但是還有個(gè)問(wèn)題， 我信用評(píng)分很差 .A：That is a very serious problem you see, the bank must assess your personal information,past loans, assets and any other relevant informa

5、tion such as your credit score in order toapprove your loa n.那是個(gè)嚴(yán)重的問(wèn)題，銀行必須評(píng)估你的個(gè)人信息， 過(guò)去貸款記錄，財(cái)產(chǎn)和其他相關(guān)信息，比方準(zhǔn)許你貸款的信用評(píng)分。B：You know what? I don 't really need the money. Thanks anyways! 你知道嗎 ?我不真的很急需錢(qián)，無(wú)論如何，謝謝你。A： Okay, have you made a wire transfer at our bank before好的，你 以前在我們銀行電匯過(guò)嗎？B： No. I ve never m

6、ade a transfer bef沒(méi)有, 我早先沒(méi)轉(zhuǎn)過(guò)。A： It ' aslright, I will take you through the procedure. Are you tran sferri ng funds to acompa ny or an in dividual acco un t?好 吧，我會(huì)指導(dǎo) 你如何辦手續(xù)，你是將錢(qián)轉(zhuǎn)到另一個(gè)公司賬戶還是個(gè)人賬戶？B： Acompa ny acco un t. I n eed to pay a bil公 司賬戶，我需要付錢(qián)。A： Okay, I ' ll need the name of the company

7、 and their bank routing number as well as theirbank' s address and phofe的um我要知道公司的名字和開(kāi)戶號(hào)還有他們的銀行地址和 號(hào)。B： I have all the information in this folder.文件里有所有信息。A： Well. You e' cvome prepared. I have all the necessary materials sos a simple transactiwe can go ahead andmake the transfer right now. Itand we can process it today看來(lái)你已經(jīng)準(zhǔn)備好了，你已經(jīng)有必須的材料， 現(xiàn)在我們就能轉(zhuǎn)賬。這是個(gè)簡(jiǎn)單的手續(xù)，我們今天就能辦理。B：Oh, that 's such a re