Unit 12 保險(商務英語)ppt課件

1、1. Expressions about insurance (I):1) insurance; the insured; the insurer; insurance company / agent; PICC(1) Insurance provides a pool or fund into which many contribute their money and from which the few suffering losses are compensated. (2) It is usually the insured who ask for quotation from the

2、 insurer / insurance company.2) insurance policy / certificate; open policy; Unless otherwise regulated in the L/C, the negotiation bank will permit the exporter to deliver either of insurance policy, insurance certificate or open policy for negotiation.1. Expressions about insurance (II): 3) insura

3、nce value / amount = the insured value ; insurance premium / premium rate ; insurance cover / coverage1) Please see to it that the insurance value for this shipment is 130% of the invoice value. 2) The insurance amount we required is 110%.3) The insurance premium for the above-mentioned goods is at

4、the rate of 0.8 % of the insured value declared against All Risks plus 0.4% against War Risk. 4) We will insure the consignment as per the insurance coverage and the insured value you mentioned.2. Expressions about insurance coverage:Basic Risks (3 kinds of them) : FPA: Free from Particular Average;

5、WPA / WA: With Particular Average; AR: All riskGeneral Additional Risks (11 kinds of them);Risk of Clash & Breakage (Risk of Breakage ).TPND: Theft, Pilferage and Non-DeliveryFWRD: Fresh Water or Rain DamageIntermixture & ContaminationSpecial Additional Risks (8 kinds of them);War Risk.4. Other expr

6、essions concerning insurance (I):cover / effect / arrange / take out / attend to / provide / handle insurance (1) Generally we cover the insurance WPA for the shipment and against All Risks and War Risk in the absence of definite instructions from our clients. (2) Though the insurance of the goods i

7、s supposed to be arranged by the buyer. We would like to take out insurance on your behalf. 2) to cover / insure (goods) against (risk) for (amount) ; We will insure the goods against WPA and TPND for the invoice value plus 10%.4. Other expressions concerning insurance (II):3) Insure with . (insurance company); We will insure the consignment with the local branch of the PICC.4) with a franchise of % / with a % franchise The insurance company insures this risk with a 5% franchise / with a franchise of 5%.5) For ones account The e