金融科技的應(yīng)用架構(gòu)

1、金融科技的應(yīng)用架構(gòu)智慧金融 變革未來什么是金融科技？金融：銀行/保險(xiǎn)/券商/基金/資管/支付?？萍迹河?jì)算機(jī)/手機(jī)/互聯(lián)網(wǎng)/云計(jì)算/大數(shù)據(jù)。金融科技還是科技金融？提高金融服務(wù)能力的科技，就是金融科技金融服務(wù)能力：客戶滿意度/功能/效率/盈利有什么用？對于客戶更快更多更安全更便捷更貼心對于機(jī)構(gòu)更掙錢誰來用？金融機(jī)構(gòu)：更準(zhǔn)確，更高效客戶：更方便，更安全監(jiān)管機(jī)構(gòu)：更及時(shí)，更宏觀，更微觀怎么用？早年金融科技：電報(bào)，電話，ATM，信用卡現(xiàn)代金融科技：網(wǎng)上銀行，網(wǎng)上交易，電子支付，貨幣數(shù)字化，衍生品，資產(chǎn)證券化未來金融科技：大數(shù)據(jù)，云計(jì)算，個(gè)性化，數(shù)字貨幣，。有什么風(fēng)險(xiǎn)？最大的風(fēng)險(xiǎn)是不知道的風(fēng)險(xiǎn)金融安全比利

2、潤更重要隱私、欺詐、洗錢、主權(quán)、系統(tǒng)性風(fēng)險(xiǎn)。監(jiān)管必須更開放，但也更強(qiáng)大More than hardware, connectivity and softwareOperations/Back officeReportingConnectivity/STPTradingPrice DistributionPricingChartsFeedsOrder MonitorOrder managementOrder routingOrder execution/monitoringMargin CalculationClient risk managementExposure/Margin calcSt

3、op outEgo ExposureRisk managementtBank exposureToolsBack Office ProcessingNettingInterest calculationsCommissionsCorporate actionsDW/BIBME Reporting, StatisticsG/L BookkeepingCash managementFunds in/outTradingInstrumentsChartsDWUCRBack office ApplicationCash CommanderMM StationFront office Commander

4、Feed ProviderLiquidity ProviderExchangeConnectivityBO DBCash DBNav DBOrder commanderSales StationFront-endsSaxoTraderGOWeb connectDist ServerB2B ServerOpen APITrading(AccountNews/ChartsPrice alertWLC ToolsCore ComponentConnectivityHedgingMarket makingBusiness as a ServiceData ManagementMarket DataPr

5、icingChartsDistributionSubscriptionsAggregationCorrectionsReference DataInstrument Data MaintenanceFeedsContentNewsResearchRisk ManagementExposure ManagementCredit Risk ManagementPre-Trade ValidationCompliance ManagementMargin CallsStop OutsOrder ManagementOrder RoutingOrder MonitoringAlgo OrdersFil

6、l ManagementLife-cycle ManagementTransaction & Quote ManagementTrade CaptureTrade AllocationTrade ConfirmationTrade AmendmentsFees, Tax & CommissionsSettlement & ClearingStreaming QuotesRFQConnectivityExchangeLiquidity ProvidersFeed ProvidersECNsPosition ServicesCustody ManagementNetting & MatchingC

7、orporate ActionsExpiry ManagementCash ManagementLiquidity ManagementFunding & WithdrawalAccounting ServicesDeposit InterestCFD FinancingTax & FeesCommission SharingPlatform ServicesOpen APIsClient & Account ConfigurationActivity LoggingPrice AlertsAccount SummarySingle Sign-OnBusiness IntelligenceContentDemo AccountPlatformsDesktopWebMobileTabletPortfolio ManagementReporting ServicesEOD FilesBusiness IntelligenceClient Online StatementsReal time event notificationsRegulatory R