2022-2023年銀行招聘之銀行招聘綜合知識(shí)通關(guān)題庫(kù)(附帶答案)

2022-2023年銀行招聘之銀行招聘綜合知識(shí)通關(guān)題庫(kù)(附帶答案)

單選題（共200題）1、資料：FASTcarswhizzaround，mallsarefullofexpensiveluxuriesandcranesdominatetheskyline.ButscratchtheshimmeringsurfaceoftheGulfandyousoonfindcountrieshurtingfromthelowoilprice，currentlyaround$40abarrel.Growthisslowingandunemploymentisrising.Policymakersevendareutterathree-letter“t”worduntilrecentlytaboo：tax.A.DubaiusedtoheavilyrelyonoilrevenueB.GulfStatesusedtobepromisingC.TheauthorcriticizesGCC’sconventionaleconomicpatternD.Oilpricedoesn’tinfluenceDubai’seconomy【答案】A2、資料：Manypeoplethinkofinternalcontrolasameansofsafeguardingcashandpreventingfraud.Althoughinternalcontrolisanimportantfactorinprotectingassetsandpreventingfraud,thisisonlyapartofitsroles.Rememberthatbusinessdecisionsarebasedonaccountingdataandthesystemofinternalcontrolprovidesassuranceofthedependabilityoftheaccountingdatausedinmakingdecisions.A.ThemeansofcommunicationB.ThelevelofperformanceinalldivisionsofthecompanyC.TheeffectivenessofcompanypoliciesD.Thefinancialreports【答案】C3、下來關(guān)于“服務(wù)業(yè)營(yíng)業(yè)稅改征增值稅”的說法正確的是（）。A.服務(wù)業(yè)營(yíng)業(yè)稅改征增值稅是指根據(jù)服務(wù)業(yè)的營(yíng)業(yè)稅修改增值稅B.改革只針對(duì)服務(wù)行業(yè)C.服務(wù)業(yè)營(yíng)業(yè)稅改征增值稅是指對(duì)服務(wù)業(yè)由征收營(yíng)業(yè)稅改為征收增值稅D.試點(diǎn)行業(yè)的總體稅負(fù)略有增加【答案】C4、Iwouldliketotakeadvantageofthisopportunitytoexpressmysincere______foryourhelp.A.regulationB.recreationC.appreciationD.guarantee【答案】C5、Renewableelectricitygenerationisnowonparwith______ofnaturalgas,whichremainedrelativelystableinlastyears.A.theoneB.whichC.thatD.what【答案】C6、資料：Weallknowthatlackofsleepaffectsourmemoryalongwithothercognitiveabilities.Sittingintheofficesleepdeprivesit’sdifficulttorememberyourownname,letalongtheever-lengtheningto-dolist.A.fullnightofsleepdeprivationputspeopleontheriskoffalsememoryB.Short-termlackofsleepismorelikelytoresultinmemorydistortionC.DeprivationofsleepfailstohaveimpactontheabilitytomemorizelistD.Yourownnamewillnotescapeyounomatterhowlongyousleep【答案】A7、PowerPoint2003的動(dòng)畫中，不能實(shí)現(xiàn)的功能為（）。A.設(shè)置幻燈片的切換效果B.設(shè)置同一文本框中不同段落的出現(xiàn)次序C.設(shè)置對(duì)象出現(xiàn)的先后順序D.設(shè)置聲音的循環(huán)播放【答案】B8、資料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.A.TospecializeinaspecificindustryB.TostrengthentheunderstandingofbusinessstrategyandplanningC.TofindaninternshiporanassistantjobD.BothAandB【答案】C9、馬克思主義理論的來源是（）。A.細(xì)胞學(xué)說、生物進(jìn)化論、牛頓定律B.英國(guó)歷史哲學(xué)、德國(guó)科學(xué)主義、歐洲人文科學(xué)C.法國(guó)唯物主義、德國(guó)經(jīng)驗(yàn)主義、法國(guó)理性主義D.德國(guó)古典哲學(xué)、英國(guó)古典政治經(jīng)濟(jì)學(xué)、英國(guó)空想社會(huì)主義【答案】D10、根據(jù)巴尼的觀點(diǎn)，組織中的人力資源之所以能夠成為企業(yè)優(yōu)勢(shì)資源，是因?yàn)椋ǎ?。A.人力資源具有邊際報(bào)酬遞減性B.人力資源可以被其他資源代替C.高能力的勞動(dòng)者是稀有資源D.優(yōu)秀企業(yè)的人力資源管理很容易被模仿【答案】C11、資料：Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinalproblems,andsubstanceabuse."saysRubin.A.DevastatingB.DeleteriousC.HarmfulD.Destructive【答案】B12、民法調(diào)整（）的人身關(guān)系和財(cái)產(chǎn)關(guān)系。A.平等主體的公民之間、法人之間、公民和法人之間B.法人之間C.公民和法人之間D.公民之間、法人之間、公民和法人之間【答案】A13、無差率曲線為斜率不變的直線時(shí)，表示相結(jié)合的兩種商品是（）。A.正相關(guān)的B.互不相關(guān)的C.互補(bǔ)的D.完全替代的【答案】D14、資料：IntheUnitedStatesofAmerica,banksarecategorizedintothefederally-charteredbankwhichreceivedtheircharterfromtheOfficeoftheComptrolleroftheCurrency（OCC）;thesearereferredtoas“NationalBanks”;andalsothestates-charteredbankswhichreceivetheircharterfromthesuperintendenttoas“StateBanks”.Banksareallowedtoregistereitherwiththefederalorthestateauthority.LetusnowlookattheorganizationalstructureofCommercialBanks,whichincludeunitbanking,groupbankingandbranchbanking.A.TheFedbanks,theStatebankingandgroupbankingB.TheFedbanking,thestatebankingandgroupbankingC.Unitbanking,groupbankingandbranchbankingD.Specializedbanks,groupbankingandunitbanking【答案】C15、資料：Economicperformanceisimprovinginmostoftheworld'sleadingeconomiesbutisstillshortofaself-sustainingupswing,theOrganizationforEconomicCooperationandDevelopmentsaidonWednesday.A.RussianB.UKC.BrazilD.US【答案】B16、以下有關(guān)中國(guó)人民銀行的性質(zhì)，敘述錯(cuò)誤的是（）。A.中國(guó)人民銀行是政府的銀行B.中國(guó)人民銀行是有權(quán)發(fā)行貨幣及國(guó)家證券的銀行C.中國(guó)人民銀行是銀行的銀行D.中國(guó)人民銀行屬于企業(yè)單位，不屬于國(guó)家機(jī)關(guān)【答案】D17、物價(jià)上漲率和失業(yè)率是成（）。A.有聯(lián)系但不確定B.正相關(guān)C.負(fù)相關(guān)D.無相關(guān)【答案】C18、____theirregulardaytimejob,manypeopledoextraworkintheevening.A.BetweenB.BesideC.BesidesD.By【答案】C19、下列哪項(xiàng)不屬于商業(yè)銀行依法可以開展的業(yè)務(wù)？（）A.買賣政府債券、金融債券B.承銷政府債券C.發(fā)行金融債券D.承銷公司股票【答案】D20、Passage2A.AmericansprefertoaddresseachotherformallyB.NewlyarrivedstudentsoftengetlostinthecityC.HostfamiliescomefromeducatedbackgroundsD.Studentswilldependonthehostfamilytosettlein【答案】D21、Theprimarypurposeoftheconcernedgroupandindividualsisto________thegreenhousegasesandpollutants.A.depositB.decreaseC.deviationD.deprival【答案】B22、Thankyouforyourrecentorder.Althoughmostofyouritemshave____shipped,theFull-SpectrumDeskLamp（modelB07）istemporarilyoutofstock.A.everB.oftenC.lastlyD.already【答案】D23、資料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.A.borrowabookfromthelibraryB.lookafteryourchildrenC.drivetotheseasideforaholidayD.dineatarestaurant【答案】D24、企業(yè)在遭受自然災(zāi)害后，對(duì)其受損的財(cái)物物資進(jìn)行的清查，屬于（）。A.局部清查和定期清查B.全面清查和定期清查C.局部清查和不定期清查D.全面清查和不定期清查【答案】C25、2月9日，國(guó)家主席習(xí)近平在北京以視頻方式主持中國(guó)-中東歐國(guó)家領(lǐng)導(dǎo)人峰會(huì)，并發(fā)表題為（）的主旨講話。A.《凝心聚力，繼往開來攜手共譜合作新篇章》B.《凝心聚力，勇往直前攜手共譜合作新篇章》C.《凝心聚力，繼往開來攜手共譜和平新篇章》D.《凝心聚力，繼往開來攜手共譜發(fā)展新篇章》【答案】A26、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.Butl'vealsolearnedthatifyoudon'thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they'llsimplynevergetdone.Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyourbusinessforward.A.YouhavetobereadilyavailableintheofficeB.PeoplecannotworkinavacuumC.PeopleintheofficelovehelpingothersD.Sometimeswehavetodeclinecolleagues'requests【答案】D27、資料：EarlyExperiencesA.ThenearestcustomersB.ThevirtualcustomersC.PeoplethatpretendtobecustomersD.TheVIPs【答案】C28、資料：China'sFosunhasofferedtobuyalmost17percentofMillenniumBCP,Portugal'slargestlistedbank,andpotentiallyliftitsstaketo30percent,followingahavinginitssharepriceintheyeartodate.A.TwoB.ThereC.FourD.Noneofabove【答案】C29、資料：ItisSeptemberof1998,I’msittinginawindowlessofficeroominsidetheOfficeoftheIndependentCounselunderneathhummingfluorescentlights.I'mlisteningtothesoundofmyvoiceonsurreptitiouslytapedphonecallsthatasupposedfriendhadmadetheyearbefore.Forthepasteightmonths,themysteriouscontentofthesetapeshashungliketheSwordofDamoclesovermyhead.Afewdayslater,theStarReportisreleasedtoCongress,andallofthosetapesandtranscripts,thosestolenwords,formapartofit.Thatpeoplecanreadthetranscriptsishorrificenough,butafewweekslater,theaudiotapesareairedonTV,andsignificantportionsmadeavailableonline.Thepubichumiliationwasexcruciating.(1)A.TheenvironmentinwhichthetechnologyenhancesshamingB.ThehumiliationthatismoreintenselyfeltthanitshouldbeC.ThepricewehavetopayasthevictimsofmistakesD.Theimpactofpeople’ssuicideonfamiliesandthesociety【答案】A30、資料：TaikongCitywasfoundedbythedormunsabout50AD.ItsnameisderivedfromaCethicworldwhichmeansthepieceoftheboldone.AftertheyinvadedBlitonin43ADtheDormonsbuiltabridgeacrosstheThemasRiver.Theylaterdecideditwasanexcellentplacetobuiltaport.Thewaterwasdeepenoughforoceangoingshipsbutitwasfarenoughinlandtobesafefromotherraiders.Around50ADDormonsmerchantsbuiltatownbythebridge.SoTaikongCitywasborn.A.establishedB.improvedC.exceedD.promoted【答案】A31、（）簽訂于八國(guó)聯(lián)軍侵華之后，這一條約使中國(guó)徹底淪為半殖民地半封建社會(huì)。A.《南京條約》B.《璦琿條約》C.《馬關(guān)條約》D.《辛丑條約》【答案】D32、久期分析也稱為持續(xù)期分析或期限彈性分析，是衡量利率變動(dòng)對(duì)銀行（）影響的一種方法。A.當(dāng)期收益B.風(fēng)險(xiǎn)水平C.資本充足率D.整體經(jīng)濟(jì)價(jià)值【答案】D33、ThenumberofthedisabledAmericanswentupforsolongthatthetrendoffallingoutofthelaborforceseemedlikeitmightbe______。A.adequateB.concreteC.practicalD.permanent【答案】D34、會(huì)計(jì)員收到支款憑證，審核無誤后，將現(xiàn)金支票右下角的()撕下，憑以向出納部門領(lǐng)取款項(xiàng)。A.出納對(duì)號(hào)單B.第一聯(lián)編號(hào)C.第三聯(lián)編號(hào)D.銀行存款單號(hào)【答案】A35、（1）電報(bào)、電話、廣播、電視機(jī)問世之初都曾被認(rèn)為會(huì)引發(fā)災(zāi)難，現(xiàn)在又輪到智能手機(jī)等移動(dòng)設(shè)備了。家長(zhǎng)們擔(dān)心，移動(dòng)設(shè)備會(huì)使青少年遠(yuǎn)離社會(huì)，不與其他人交往。既然之前的新技術(shù)已經(jīng)被證明是無害的，人們?yōu)槭裁匆獡?dān)憂呢？A.作者認(rèn)為移動(dòng)設(shè)備對(duì)青少年的影響與以往的新技術(shù)相同B.智能手機(jī)等移動(dòng)設(shè)備目前還沒有“引發(fā)災(zāi)難”C.作者認(rèn)為家長(zhǎng)對(duì)移動(dòng)技術(shù)的擔(dān)心是沒有必要的D.作者認(rèn)為新技術(shù)后果的評(píng)估和它的問世之間存在時(shí)間上的滯后【答案】A36、目前國(guó)際公認(rèn)的高技術(shù)前沿是指（）。A.航天航空技術(shù)B.計(jì)算機(jī)與信息技術(shù)C.生物技術(shù)D.新材料技術(shù)【答案】B37、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.Butl'vealsolearnedthatifyoudon'thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they'llsimplynevergetdone.Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyourbusinessforward.A.TheauthormaylikeabouttheadministrationsystemB.TheauthormayteachthereaderstomakeatimetableC.TheauthormayputforwardanothersuggestionD.Theauthormaydiscusstheofficeenvironments【答案】C38、There’sbeenalotofcontentioninthelastcoupleofweeksaboutthefuture______ofthecompany.A.directionB.decisionC.conditionD.orentation【答案】A39、資料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?A.disagreeableB.mixedC.cautiousD.negative【答案】B40、資料：ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.Onedayshedecidedthatshewantedtobecomeadoctor.Thatwasnearlyimpossibleforawomaninthemiddleofthenineteenthcentury.Afterwritingmanylettersaskingforadmission（錄?。﹖omedicalschools,shewasfinallyacceptedbyadoctorinPhiladelphia.Shewassodeterminedthatshetaughtschoolandgavemusiclessonstogetmoneyforthecostofschooling.A.ShewrotetoomanylettersB.Shecouldn’tgraduatefrommedicalschoolC.ShewasawomanD.Shecouldn’tsetupherhospital【答案】C41、某班級(jí)組織春游，班干討論后規(guī)定獲得貧困助學(xué)金的同學(xué)交25元的活動(dòng)費(fèi)，其他同學(xué)交50元的活動(dòng)費(fèi)，班上共有60名同學(xué)，最后共收取春游費(fèi)2700元，該班有（）名同學(xué)獲得貧困助學(xué)金。A.10B.12C.14D.16【答案】B42、中國(guó)的文字發(fā)展歷史源遠(yuǎn)流長(zhǎng)，下列關(guān)于字體描述，說法錯(cuò)誤的是（）。A.在秦始皇統(tǒng)一中國(guó)后，推行的統(tǒng)一文字為小篆B.小篆的創(chuàng)制是中國(guó)第一次系統(tǒng)的將文字書體標(biāo)準(zhǔn)化的過程C.李斯的《泰山刻石》是小篆刻石的代表D.張芝是東漢著名書法家，最擅長(zhǎng)小篆【答案】D43、倡導(dǎo)“天下興亡，匹夫有責(zé)”的詩人是（）。A.王國(guó)維B.龔自珍C.梁?jiǎn)⒊珼.顧炎武【答案】D44、資料：之后，經(jīng)濟(jì)學(xué)家Mr.V發(fā)表了關(guān)于一些新名詞的感悟，請(qǐng)根據(jù)下列資料回答問題。A.GlobalizationisabusinessstrategythatmeansdoingeverythingthesameeverywhereB.Globalizationisashiftintraditionalpatternsofinternationalproduction,investment,andtradeC.GlobalizationisinterconnectionsbetweendifferentinterestsofbusinessandsocietyD.Globalizationistheabsenceofbordersandbarrierstotradebetweennations【答案】C45、下列語句中，沒有語病的一項(xiàng)是（）。A.通過識(shí)別聲音就可以判斷出一個(gè)人是否感染了病毒，這聽起來像是東方夜譚，但這也是事實(shí)。B.一把椅子，加上“人體工學(xué)”四個(gè)字，就能賣三四千，甚至是八九千元，一萬多元左右的超級(jí)高價(jià)也不鮮見。C.一百多個(gè)科研單位的技術(shù)骨干云集會(huì)場(chǎng)，就不同領(lǐng)域的問題展開了熱烈的討論。D.金醫(yī)生歸來后，護(hù)士們蜂擁而至，熱情地在辦公室里向他問候?！敬鸢浮緼46、資料：Whatifyouweretoldtherewasawayyoumaystrengthenyourcognitiveskillsandheightenyourintelligence,andallyouhadtodowaswaslearntostrikeupbasicconversationsinanotherlanguage?A.StrengthenyourcognitiveskillsB.ImproveyourbasicconversationsC.BegintolearnaforeignlanguageD.Talkwithothersasoftenaspossible【答案】C47、資料：It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshame?。﹐naFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。A.BecausetheyneverknowwhatkindofworkrequestswillbeaskedoffhoursB.BecausetheyarerequiredbythecompanytoansweremailsoffhoursC.BecausesmartphonesandtabletskeepusconnectedallthetimeD.Noneofabove【答案】A48、下列選項(xiàng)中屬于同業(yè)拆借的是()。A.甲銀行為彌補(bǔ)信貸資金缺口從乙銀行拆入一筆資金B(yǎng).甲銀行融人資金投資房地產(chǎn)C.甲銀行在停止?fàn)I業(yè)時(shí)發(fā)現(xiàn)資金收支不平衡向其他銀行融入長(zhǎng)期資金D.甲銀行內(nèi)部分支機(jī)構(gòu)之間的資金調(diào)度【答案】A49、Evenifyoudon’tactuallycarryoutalltheactionsyousayyouwilltake,honeststudentswillappreciateknowingthatyoucareenoughaboutacademic______totakeprecautions.A.entiretyB.integrityC.unityD.reliability【答案】B50、銀行謹(jǐn)慎監(jiān)管原則就是監(jiān)管當(dāng)局要（）評(píng)估銀行機(jī)構(gòu)的風(fēng)險(xiǎn)。A.一般限度地B.適當(dāng)限度地C.最低限度地D.最大限度地【答案】D51、對(duì)同一借款客戶的貸款佘額與商業(yè)銀行資本余額的比例不得超過（）。A.5%B.8%C.10%D.15%【答案】C52、ManyEnglishboysgotoboardingschoolattheageofseven.Theyusually（）quicklyandareveryhappy.A.getalongB.carryonC.bringupD.settledown【答案】D53、Thefactisthat_____isgiventoseniorityandmanypeoplewouldratherbethetailofalionthantheheadofadog.A.priorityB.focusC.emphasisD.attention【答案】A54、Ineverimaginedthatshecouldwalk（）far,7milesperday!.A.asB.suchC.thatD.very【答案】C55、生物的多樣性沒有涵蓋（）。A.遺傳多樣性B.生物物種多樣性C.生態(tài)系統(tǒng)多樣性D.物質(zhì)多樣性【答案】D56、資料：Everyoneknowsairlinepricingisbasedonsupplyanddemand.FaresaremoreexpensiveduringpeaktravelseasonslikesummerandtoprimedestinationslikeEuropeancapitals.SoifaflighttoRomecostsmorethanaflighttoMilan,you'dthinkthatdemandforRomemustbehigherorsupplylower.A.NeutralB.PositiveC.NegativeD.Notmentioned【答案】C57、企業(yè)自行建造固定資產(chǎn)過程中專用設(shè)備的折舊費(fèi)，應(yīng)計(jì)入（）科目。A.營(yíng)業(yè)外支出B.其他業(yè)務(wù)成本C.在建工程D.管理費(fèi)用【答案】C58、上海世博會(huì)中國(guó)館由國(guó)家館和地區(qū)館組成。國(guó)家館為“天”，富有雕塑感的造型主體——“東方之冠”高聳其間，形成開場(chǎng)屹立之勢(shì)；地區(qū)館為“地”，如同基座般延展于國(guó)家館之下，形成渾厚依托之態(tài)。這表明（）。A.創(chuàng)新是繼承與發(fā)展的統(tǒng)一B.建筑藝術(shù)對(duì)建筑業(yè)有重大的指導(dǎo)作用C.人的認(rèn)識(shí)來源于客觀，靈感來源于主觀D.人們可以根據(jù)自己的需要?jiǎng)?chuàng)造出新的設(shè)想【答案】A59、（1）電報(bào)、電話、廣播、電視機(jī)問世之初都曾被認(rèn)為會(huì)引發(fā)災(zāi)難，現(xiàn)在又輪到智能手機(jī)等移動(dòng)設(shè)備了。家長(zhǎng)們擔(dān)心，移動(dòng)設(shè)備會(huì)使青少年遠(yuǎn)離社會(huì)，不與其他人交往。既然之前的新技術(shù)已經(jīng)被證明是無害的，人們?yōu)槭裁匆獡?dān)憂呢？A.新技術(shù)對(duì)于成年人來說并不需要B.孩子的好奇心比成年人大C.成年人總是會(huì)擔(dān)心末知因素對(duì)下一代的影響D.新技術(shù)大多都是針對(duì)下一代人而推出的【答案】D60、資料：From:GloriaRichterA.GuntherSchmidtisthenewmanagerB.GloriaRichterisverydissatisfiedwiththepresentconditionC.Gloria’scompanycurrentlyunderwentarestructuringD.GloriaRichterusedtoworkforSanicorp【答案】B61、資料：（二）A.SomelendersareunwillingtolendmoneytoseniorsB.TheborrowerscannotpaybackthemoneyasexpectedC.FederalandstateregulatorsaredocumentingtheobjectionD.Somelendersgobankrupt【答案】B62、本幣升值的影響表現(xiàn)為本國(guó)商品的（）。A.國(guó)內(nèi)價(jià)格下降，出口價(jià)格不變B.國(guó)內(nèi)價(jià)格不變，出口價(jià)格下降C.國(guó)內(nèi)價(jià)格和出口價(jià)格均下降D.國(guó)內(nèi)價(jià)格和出口價(jià)格均不變【答案】D63、資料：Seekingtoendastalemateinnegotiationsoverhercountry’swithdrawalfromtheEuropeanUnion,PrimeMinisterTheresaMayofBritainofferedFridaysubstantialpaymentstotheblocduringatwo-yeartransitionperiodimmediatelyafterthecountry’sexit.A.ThereasMay’smakesfinancialcommitmenttoEUforthetransitionperiodB.BritaininsistsonleavingEUwithoutanyagreementC.EUwon’ttalktoBritainunlessBritainmakesconcessionsD.ThereasMayseekstounlockBrexittalksinherspeech【答案】D64、Hercollectionofpaintingswas______totheNationalGallerywhenshedied.A.inheritedB.bequeathedC.beneathD.bewildered【答案】B65、Similarly,hetoldcouplestoseekmaritalcounseling____ifthey’rehavingtroublecommunicating.A.onthebrinkB.onthevergeC.inparticularD.aheadoftime【答案】C66、鄧小平提出的“三個(gè)有利于”標(biāo)準(zhǔn)具有內(nèi)在的聯(lián)系性，其中最基本的是（）。A.提高人民的生活水平B.發(fā)展生產(chǎn)力C.鞏固社會(huì)主義制度D.增強(qiáng)社會(huì)主義國(guó)家的綜合國(guó)力【答案】B67、Whilethepreliminaryresearchisfavorable,itmaytakeyearsforBogorPharmacouticalstodevelop____evidenceofthedrug’seffectiveness.A.conclusionB.concludeC.conclusiveD.concludes【答案】C68、資料：Thebusinessannouncedthatrevenueshadgrownby10.2percentyear-on-yeartoRMB18.264billion（$2.748billion）.However,profitfelltoRMB2.866billion（$431.3billion）,a17.4percentdecreasefromthesameperiodin2015.A.ModifyitsbusinessstrategyB.LaunchmoremarketingcampaignsC.ExpanditsbusinesstootherareasD.Continuedevelopingitsmobilebusiness【答案】D69、Theinformationmeanslittleifwecannot______iteffectively.A.confirmB.exploreC.considerD.express【答案】A70、資料：WhyisSaltBadforYou?A.saltconsumptionleadstoastrokeB.sodiumexcretedinurineisameasureofsaltintakeC.anincreaseinbloodpressurecausesanincreaseinsaltconsumptionD.thehigherthesodiuminurine,thegreaterthechanceofhypertension【答案】D71、下列不屬于衍生工具的是（）。A.期貨B.股票C.掉期D.期權(quán)【答案】B72、Thesizeoftheaudience,______wehadexpected,waswelloveronethousand.A.whomB.asC.whoD.that【答案】B73、消費(fèi)者的最優(yōu)消費(fèi)組合選擇必須滿足（）。A.邊際替代率等于價(jià)格之比B.邊際替代率高于價(jià)格之比C.邊際替代率小于價(jià)格之比D.與邊際替代率和價(jià)格之比無關(guān)【答案】A74、關(guān)于我國(guó)的軍銜制度，下列說法正確的是（)。A.士兵軍銜肩章版面底色有棕綠色、天藍(lán)色、黑色三種B.軍官軍銜一般分帥、將、校、尉、士五個(gè)等級(jí)C.劉伯承、陳毅、粟裕等人曾被授予元帥軍銜D.中國(guó)人民解放軍第一次實(shí)行軍銜制度是在1949年【答案】A75、WhilefoodwasteisahottopicintheU.S.，it’saparticular______inlow-incomenationswherefoodissometimesascarceresourcetobeginwith。A.increaseB.initiativeC.damageD.challenge【答案】D76、WehavelaunchedacampaigncalledTogetherScienceCan，whichbringstogetherpeoplefromabsolutelyaroundtheworldto______forthosethingsthatwecareabout。A.standbyB.standupC.standonD.standagainst【答案】B77、下列關(guān)于公司債券的說法中，錯(cuò)誤的項(xiàng)是（）。A.公司債券募集辦法中應(yīng)當(dāng)載明公司凈資產(chǎn)額B.它是一種有價(jià)證券C.有記名債券也有無記名債券D.公司均以電子券方式發(fā)行公司債券【答案】D78、資料：（一）A.aformofgamblingB.awayofmakingmoneyquicklyC.usefulandnecessaryD.old-fashioned【答案】C79、資料：（二）A.SomelendersareunwillingtolendmoneytoseniorsB.TheborrowerscannotpaybackthemoneyasexpectedC.FederalandstateregulatorsaredocumentingtheobjectionD.Somelendersgobankrupt【答案】B80、下列四組世界文學(xué)名著中屬于美國(guó)作家作品的一組是（）。A.《悲慘世界》《紅與黑》B.《假如給我三天光明》《百萬英鎊》C.《霧都孤兒》《簡(jiǎn)·愛》D.《鋼鐵是怎樣煉成的》《戰(zhàn)勝與和平》【答案】B81、()年10月27日中國(guó)工商銀行于上海及香港同步上市，實(shí)現(xiàn)了從國(guó)有獨(dú)資商業(yè)銀行到股份制商業(yè)銀行，再到國(guó)際公眾持股公司的歷史任務(wù)。A.2005B.2006C.2007D.2008【答案】B82、Icouldspeak____Japanese_____Chinese,soIhadtotalkwithhiminEnglish.A.notonly；butalsoB.both；andC.neither；norD.either；or【答案】C83、銀行的基本會(huì)計(jì)報(bào)表有：()、資產(chǎn)負(fù)債表和損益表。A.業(yè)務(wù)狀況表B.固定資產(chǎn)表C.未分配利潤(rùn)表D.新科目余額表【答案】A84、The______goaloftheprojectistoexpandthescientificknowledgerelevanttoimprovinghealthoutcomesforwomenandchildreninlowincomecountries.A.entireB.totalC.targetD.overall【答案】D85、Ibelieveyouhave______someimportantpointsinthereport.A.leftoffB.leftbehindC.leftoutD.leftalone【答案】C86、下列內(nèi)容中，不屬于記賬憑證的審核內(nèi)容的是（）。A.憑證是否符合有關(guān)的計(jì)劃和預(yù)算B.會(huì)計(jì)科目使用是否正確C.憑證的金額與所附原始憑證的金額是否一致D.憑證的內(nèi)容與所附原始憑證的內(nèi)容是否一致【答案】A87、資料：China'sFosunhasofferedtobuyalmost17percentofMillenniumBCP,Portugal'slargestlistedbank,andpotentiallyliftitsstaketo30percent,followingahavinginitssharepriceintheyeartodate.A.NonchalantB.SusceptibleC.AverseD.Neutral【答案】B88、中華民國(guó)成立，清王朝統(tǒng)治覆滅是在（）。A.1911年12月B.1912年元旦C.1912年2月D.1912年3月【答案】B89、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.ButI’vealsolearnedthatifyoudon’thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they’llsimplynevergetdone.Andthatmeansyouwon’tmaketheprogressthat’sreallygoingtomoveyourbusinessforward.A.increaseB.peakC.diminishD.disappear【答案】C90、晚于歐洲文藝復(fù)興運(yùn)動(dòng)的歷史大事是（）。A.成吉思汗統(tǒng)一蒙古B.哥白尼提出日心說C.英國(guó)工業(yè)革命D.畢昇發(fā)明活字印刷術(shù)【答案】C91、Inthepastmengenerallypreferredthattheirwives（）inthehouse。A.workedB.wouldworkC.workD.wereworking【答案】C92、按照《銀行業(yè)監(jiān)督管理法》的規(guī)定，銀行業(yè)金融機(jī)構(gòu)應(yīng)當(dāng)嚴(yán)格遵守(）。A.資產(chǎn)負(fù)債比例管理B.庫(kù)存現(xiàn)金管理規(guī)定C.審慎經(jīng)營(yíng)規(guī)則D.嚴(yán)格貸款審查【答案】C93、人民幣匯率形成機(jī)制改革堅(jiān)持主動(dòng)性、可控性、漸進(jìn)性的原則，2005年7月21日，人民幣匯率形成機(jī)制改革啟動(dòng)，開始實(shí)行以市場(chǎng)供求為基礎(chǔ)、參考一籃子貨幣政策進(jìn)行調(diào)節(jié)、有管理的浮動(dòng)匯率制度。自匯率形成機(jī)制改革以來，人民幣匯率彈性逐步擴(kuò)大，并形成雙向波動(dòng)的格局，呈現(xiàn)穩(wěn)中有升的態(tài)勢(shì)。A.銀行間外匯市場(chǎng)B.同業(yè)拆借市場(chǎng)C.票據(jù)市場(chǎng)D.債券市場(chǎng)【答案】A94、Theirhappinesswasvery（）.A.crispB.brittleC.delicateD.fragile【答案】D95、資料：ZhangQiaoliuseshersparebedroomforstoringherstockofladies’fashion-wearandphotoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessorieswholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoveratpricesunder$10.A.defeatB.loseC.stepD.damage【答案】A96、2020年3月10日國(guó)家主席習(xí)近平專門赴湖北省武漢市考察疫情防控工作。他強(qiáng)調(diào)，經(jīng)過艱苦努力，湖北和武漢疫情防控形勢(shì)發(fā)生積極向好變化，取得階段性重要成果，但疫情防控任務(wù)依然艱巨繁重。越是在這個(gè)時(shí)候，越是要保持頭腦清醒，越是要慎終如始，越是要再接再厲、善作善成，繼續(xù)把（）作為當(dāng)前頭等大事和最重要的工作。A.疫情防控B.疫情監(jiān)管C.疫情防治D.疫情管理【答案】A97、要求每個(gè)管理工作者必須從思想上明確：自己負(fù)責(zé)控制的對(duì)象是一個(gè)整體的動(dòng)態(tài)系統(tǒng)，而不是一個(gè)個(gè)孤立分割的部分，應(yīng)該從整體著眼對(duì)待部分，使部分服從整體。同時(shí)還應(yīng)明確自己的位置，為更大的整體效益服務(wù)。這是（）。A.人本原理B.系統(tǒng)原理C.動(dòng)態(tài)原理D.效益原理【答案】B98、資料：Changingcareersisbecomingmorepopular.Notjustbecausetherearemorecareeroptionsavailable,butalsooutofnecessity.Asnewindustriesarise,othersdie.It'suptoyoutofigureoutifyourcareerisstillgoingtobearoundinthenext5-10years.Somestudiessaywecouldhaveasmanyasninecareersinourprofessionallifetime.Whichbegsthequestion:doyouknowwhatittakestosuccessfullychangecareerlanesrepeatedly?A.YouneedtohavemoreconversationsandconnectionswithinyournewcareerpathB.Youneedtobuildamarketingcampaignforyourbusiness-of-oneC.YouneedtogivethelogicandpassionbehindyourcareerchangeD.Youneedtomakesureeveryoneknowsaboutit【答案】D99、Intheexperiment,theresearcherplacedaratinamaze,___itwaspresentedwithdifferentsmellstoseeifitcanresistthedistractionandgettotheexit.A.whatB.thatC.whereD.which【答案】C100、—堆泥土，甲單獨(dú)搬運(yùn)要20天，乙單獨(dú)搬運(yùn)要10天。若甲先搬運(yùn)一天，然后乙接替甲搬運(yùn)一天，再由甲接替乙搬運(yùn)1天……兩人如此交替工作，那么搬運(yùn)完這堆泥土共需（）天。A.13B.14C.15D.16【答案】B101、資料：Faces,likefingerprints,areunique.Didyoueverwonderhowitpossibleforustorecognizepeople?Evenaskilledwriterprobablycouldnotdescribeallthefeaturesthatmakeonefacedifferentfromanother.Yetaveryyoungchildorevenananimal,suchasapingeoncanlearmtorecognizefaces.Wealltakethisabilityforgranted.A.Howtodescribepeople’spersonatitiesB.Howtodistinguishpeople’sfacesC.HowtodistinguishpeoplebothinwardandoutwardD.Howtodiffergoodpeoplefrombadpeople【答案】C102、資料：It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshamel）onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduringnormalworkinghours.A.It’sshameifyoucheckyouremailallthetimeB.TheemployeesarewillingtoleaveworkattheenddayoftheworkdayC.Theemployeesareexpectedtoansweremailsalthoughit'snotworkingtimeD.Workemailistheessentialpartinworker’sdailylife【答案】C103、C語言程序是由（）構(gòu)成的。A.一些可執(zhí)行語言B.main函數(shù)C.函數(shù)D.包含文件中的第一個(gè)函數(shù)【答案】C104、資料：Placingtherighttypeofworkersincloseproximitytoeachothercangenerateuptoa15percentincreaseinorganizationalperformance，accordingtothestudyfromCornerstoneOnDemand，aproviderofcloud-basedlearningandtalent-managementsoftware，andresearchersatHarvardBusinessSchoolinMassachusetts.Forbusinesseswith2，000employees,thistranslatesintoanadditional$1millioninprofiteachyear，thestudysaid.A.ThereisnoparticularorderofthesecategoriesB.GeneralistsarethosewhoareneitherproductivenoreffectiveC.Thefrequencyemployeesneedtoaskaco-workerforhelpcompletingataskisrecordedaseffectivenessD.Productiveworkersarethosewhofinishataskquickly【答案】B105、在短期內(nèi)，壟斷廠商無法改變固定要素投入量，而是通過在既定的生產(chǎn)規(guī)模下通過對(duì)產(chǎn)量和價(jià)格的調(diào)整，來實(shí)現(xiàn)（）的利潤(rùn)最大化。A.邊際利潤(rùn)等于長(zhǎng)期邊際成本B.邊際利潤(rùn)等于長(zhǎng)期平均成本C.邊際利潤(rùn)等于短期邊際成本D.邊際利潤(rùn)等于短期平均成本【答案】C106、（）股份相對(duì)固定，一般不向投資者增發(fā)新股或贖回舊股。A.公司型基金B(yǎng).契約型基金C.封閉型基金D.開放型基金【答案】C107、物價(jià)上漲率和失業(yè)率是成（）。A.有聯(lián)系但不確定B.正相關(guān)C.負(fù)相關(guān)D.無相關(guān)【答案】C108、企業(yè)高層管理人員在制定人力資源規(guī)劃的過程中應(yīng)該承擔(dān)的工作是（）。A.收集信息B.實(shí)施人力資源規(guī)劃C.明確企業(yè)戰(zhàn)略目標(biāo)D.預(yù)測(cè)內(nèi)部人力資源需求【答案】B109、資料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.A.DemonstratetheproblemspecificallyB.DoitpolitelybutfirmlyC.DoitinpersonD.Makegeneralstatementsfirst【答案】D110、遠(yuǎn)期匯率的期限一般為（）個(gè)月。A.1～6B.3～9C.6～9D.6～12【答案】A111、企業(yè)溢價(jià)發(fā)行股票時(shí)，超過股票面值的部分計(jì)入（）。A.盈余公積B.實(shí)收資本C.資本公積D.留存收益【答案】C112、下列會(huì)計(jì)科目中，不屬于資產(chǎn)類的是（）。A.累計(jì)折舊B.應(yīng)收賬款C.預(yù)收賬款D.預(yù)付賬款【答案】C113、Today,only4millionpeopleliveandworkonfarmsintheUnitedStates,buttheyproducemorethanenoughfoodfor200millionAmericans.Theyareabletodothisbecausemodernagriculturedependsmoreonup-to-datemachineryandscientificmethodsthanitdoesonold-fashionedknowledgeandhumanlabor.A.moderntechnologyhasbroughtaboutalotoftroubleB.moderntechnologyhascostfarmersalotofmoneyC.farmerswereputdeeplyindebtD.moderntechnologyhasreleasedfarmersfromheavylabor【答案】D114、____themallup,youcanfinallygettheanswer.A.AddingB.AddedC.ToaddD.Add【答案】C115、Thankyouforyourrecentorder.Althoughmostofyouritemshave____shipped,theFull-SpectrumDeskLamp（modelB07）istemporarilyoutofstock.A.everB.oftenC.lastlyD.already【答案】D116、Recently，electricvehicles（EVs）havebeenclaimedtoprovideapathwayforthetransitiontowardssustainabletransportation______EVs’potentialtosolveenergyandenvironmentalproblems，althoughnewproblemssuchasbatterywastemightappear.A.inbehalfofB.inhonorofC.inchargeofD.inviewof【答案】D117、2012年GDP增速目標(biāo)為（）；全年CPI控制在4%。A.7.5%B.7.8%C.7.6%D.8%【答案】A118、下列各項(xiàng)中，既包含在M0中，又包含在M1中的是（）。A.流通中的現(xiàn)金B(yǎng).農(nóng)村存款C.企業(yè)單位活期存款D.城鄉(xiāng)居民儲(chǔ)蓄存款【答案】A119、ManyNativeAmericanswerekilledduringthe______oftheAmericanWestb