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.Chapter5TheFinancialStatementsofBanksandTheirPrincipalCompetitors感謝閱讀FillintheBlankQuestions感謝閱讀Fedfundspurchasedisanexampleof_______________________alongwithEurodollarborrowings.感謝閱讀Answer:nondepositborrowings謝謝閱讀Theshorttermsecuritiesofthebank,includingT-Billsandcommercialpaper,areoftencalled__________________________becausetheyarethesecondlineofdefensetomeetdemandsforcash.謝謝閱讀Answer:secondaryreserves謝謝閱讀__________________________isanoncashexpenseonthebank'sincomestatementwhichallowsthebanktoaccountforfuturebadloans.謝謝閱讀Answer:Provisionforloanlosses精品文檔放心下載__________________________isthedifferencebetweeninterestincomeandinterestexpensesforafinancialinstitution.謝謝閱讀Answer:Netinterestincome精品文檔放心下載__________________________aretheprimarylongtermliabilitiesofthebank.Theseliabilitiesarepaidonlyafterdepositshavebeenpaidintheeventofbankruptcy.Answer:Subordinatednotesanddebentures感謝閱讀.A(n)__________________________iswherethefinancialinstitutionagreestoguaranteerepaymentofacustomer'sloanreceivedfromathirdparty.精品文檔放心下載Answer:standbycreditagreement精品文檔放心下載A(n)__________________________isashorttermcollateralizedloan.ThecollateralthatisusedgenerallyconsistsofT-Bills.精品文檔放心下載Answer:repurchaseagreement感謝閱讀A(n)__________________________isadepositaccountwhichpaysaninterestratecompetitivewithmoneymarketmutualfundsandwhichgenerallyhaslimitedcheckwritingability.感謝閱讀Answer:moneymarketdepositaccount感謝閱讀_____________________isthesumofalloutstandingIOU'sowedtothebankintheformofconsumer,realestate,commercialandagricultureloansaswellasothertypesofcreditextensions.精品文檔放心下載Answer:grossloansAfinancialinstitutionoftenrecordsthevalueofitsassetsandliabilitiesat精品文檔放心下載_______________whichistheoriginalorhistoricalcostoftheasset.Answer:bookvalue謝謝閱讀Theprincipaltypesof__________________________includefeeincome,incomefromfiduciaryactivitiesandserviceschargesondeposits.感謝閱讀Answer:noninterestincome精品文檔放心下載.The__________________________showstheamountofrevenuesreceivedandexpensesincurredoveraspecifictimeperiod.謝謝閱讀Answer:ReportofIncome(incomestatement)謝謝閱讀The__________________________liststheassets,liabilitiesandequitycapitalheldbythebankonagivendate.感謝閱讀Answer:ReportofCondition(balancesheet)感謝閱讀______________islabeled"AccountingforDerivativeInstrumentsandHedgingActivities."精品文檔放心下載Answer:FASB133________________labeled“AccountingforDerivativeInstrumentsandHedgingActivities”anditsrecentamendments,FASB138,aredesignedtomakederivativesmorepubliclyvisibleoncorporatefinancialstatements.感謝閱讀Answer:FASB133Under_____________banksmustaccountfortheexpectedlossofinterestincomeonnonperformingloanswhencalculatingtheirloan-lossprovision.感謝閱讀Answer:FASB114Temporarilybuyingandsellingsecuritiesbyasecuritiesfirminathinlytradedmarketsoastoinfluencethepriceisknownas_________________.精品文檔放心下載Answer:paintingthetape18.Theactivityofmanipulatingthefinancialstatementstoartificiallyenhancethe感謝閱讀.banksfinancialstrengthisknownas___________________.精品文檔放心下載Answer:windowdressingor‘creativeaccounting’感謝閱讀19. isdirectandindirectinvestmentinrealestate.感謝閱讀Thesearepropertiesobtainedforcompensationsfornonperformingloans.感謝閱讀Answer:OtherRealEstateOwned(OREO)精品文檔放心下載20. consistsofinterestincomereceivedonloansfrom感謝閱讀customersthathasnotyetbeenearnedbythebankunderaccrualaccountingmethods.精品文檔放心下載Answer:Unearneddiscountincome謝謝閱讀21. canbeheldbyindividualsandnonprofitinstitutions,精品文檔放心下載bearinterestandpermitdraftsfrombeingwrittenagainsttheaccounttopaythirdparties.精品文檔放心下載Answer:Nowaccounts22.Intheworldwidebankingsystem, representtransferable感謝閱讀timedepositsinavarietyofcurrenciesandareoftentheprincipalsourceofshorttermborrowsbybanks.謝謝閱讀Answer:EurocurrencyBorrowings謝謝閱讀23.Onepartoftransactions.Answer:OtherNoninterestIncome謝謝閱讀

arisesfromfeeschargedforATMandPOS感謝閱讀Feesthatarisefromafinancialfirm’strustactivities,feesformanagingacorporations’interestanddividendpaymentsandfeesformanagingcorporate感謝閱讀.orindividualretirementplansareallincludedinthecategoryoffeesarising感謝閱讀from .Answer:fiduciaryactivities謝謝閱讀25.Checkingaccountmaintenancefeesandoverdraftfeesareincludedinthe謝謝閱讀noninterestincomeaccountunder .精品文檔放心下載Answer:servicechargesondepositaccounts謝謝閱讀True/FalseQuestionsF26.Onabank'sincomestatement(ReportofIncome)depositcostsarefinancialinputs.精品文檔放心下載Answer:TrueT F27.Loansandleasesarefinancialoutputsonafinancialinstitution'sbalancesheetorReportofCondition.精品文檔放心下載Answer:TrueT F28.Nondepositborrowingsareafinancialinputonabank'sbalancesheetorReportofCondition.感謝閱讀Answer:TrueT F29.Thecostofnondepositborrowingsisafinancialinputonabank'sincomestatementorReportofIncome.精品文檔放心下載Answer:True.F30.Securitiesincomeisafinancialoutputlistedonafinancialinstitution'sReportofCondition.感謝閱讀Answer:FalseT F31.Netloansonabank'sbalancesheetarederivedbydeductingtheallowanceforloanlossesandunearneddiscountsfromgrossloans.感謝閱讀Answer:TrueF32.Whenaloanisclassifiedasnonperforminganyaccruedinterestrecordedonthebank'sbooks,butnotactuallyreceived,mustbedeductedfromabank'sloanrevenues.感謝閱讀Answer:TrueF33.InU.S.banking,securitiesgainsaretreatedasordinaryincome.Answer:True謝謝閱讀F34.Mostbanksreportsecuritiesgainsasacomponentoftheirtotalnoninterestincome.精品文檔放心下載Answer:FalseF35.Abankdisplayingtradingaccountsecuritiesonitsbalancesheetisservingasasecuritydealerandplanstosellthosesecuritiesbeforetheyreachmaturity.感謝閱讀Answer:TrueF36.Badloansnormallydonotaffectabank'scurrentincome.Answer:True謝謝閱讀.F37.Theexpensingofaworthlessloanusuallymustoccurintheyearthatloanbecomeworthless.感謝閱讀Answer:TrueF38.RecoveriesonloanspreviouslychargedoffareaddedtotheProvisionforLoanLosses(PLL)accountonabank'sincomestatement.感謝閱讀Answer:FalseF39.Loan-lossreservessetasidetocoveraparticularloanorloansexpectedtobeaproblemorpresentthebankwithabove-averageriskareknownasspecificreserves.謝謝閱讀Answer:TrueF40.U.S.banks(especiallythosewith$500millionormoreintotalassets)arerequiredtofilefinancialstatementsauditedbyanindependentpublicaccountantwiththeirprincipalfederalregulatoryagency.謝謝閱讀Answer:TrueF41.Off-balance-sheetitemsforabankarefeegeneratingtransactionswhicharenotrecordedontheirbalancesheet.感謝閱讀Answer:TrueF42.Theexperiencemethodofaccountingforfutureloanlossreservesallowsabanktodeductfromtheirincomestatementupto.6percentoftheireligibleloans.謝謝閱讀.Answer:FalseF43.AftertheTaxReformActof1986,largebanks(>$500millioninassets)wererequiredtousethereservemethodofaccountingforfutureloanloss謝謝閱讀reserves.Answer:FalseT F44.Thenumberonesourceofrevenueforabankbasedondollarvolumeisloanincome.謝謝閱讀Answer:TrueF45.Inlookingatcomparativebalancesheets,itcanbeseenthatlargebanksrelymoreheavilyonnondepositborrowingswhilesmallbanksrelymore精品文檔放心下載heavilyondeposits.Answer:TrueF46.ThePensionFundindustryisnowlargerthantheMutualFundindustry.Answer:False謝謝閱讀F47.Off-balance-sheetitemsforbankshavedeclinedinrecentyears.Answer:False感謝閱讀F48.Exceptforbanks,Savings&LoansandSavingsBanksholdthemostdeposits.精品文檔放心下載Answer:True.F49."Paintingthetape"referstothepracticewherebybanksunderstatetheirnonperformingloans.謝謝閱讀Answer:FalseT F50.Financialstatementsissuedbybanksandnonblankfinancialservicefirmsarelookingincreasinglysimilartoday.精品文檔放心下載Answer:TrueMultipleChoiceQuestionsBankassetsfallintoeachofthefollowingcategoriesexcept:感謝閱讀Loans.Investmentsecurities.Demanddeposits.Noninterestcashandduefrombanks.謝謝閱讀Otherassets.Answer:CBanksgeneratetheirlargestportionofincomefrom:感謝閱讀Loans.Short-terminvestment.Demanddeposits.Long-terminvestments.Certificatesofdeposit.Answer:ALoanstypicallyfallintoeachofthefollowingcategoriesexcept:精品文檔放心下載Realestate.Consumer.CommercialandIndustrial(business).感謝閱讀Agricultural..Municipal.Answer:EWhichofthefollowingadjustmentsaremadetogrossloansandleasestoobtainnetloansandleases?精品文檔放心下載Theloanandleaselossallowanceissubtractedfromgrossloans精品文檔放心下載Unearnedincomeissubtractedfromgrossinterestreceived感謝閱讀Investmentincomeisaddedtogrossinterestreceived感謝閱讀AandB.A.andC.Answer:DAnexampleofacontra-assetaccountis:謝謝閱讀Theloanandleaselossallowance.謝謝閱讀Unearnedincome.Buildingsandequipment.Revenuebonds.Theprovisionforloanloss.謝謝閱讀Answer:AThenoncashexpenseitemonabank'sReportofIncomedesignedtoshelterabank'scurrentearningsfromtaxesandtohelpprepareforbadloansiscalled:精品文檔放心下載Short-termdebtinterestNoninterestexpenseProvisionfortaxesProvisionforpossibleloanlosses謝謝閱讀Noneoftheabove.Answer:DAfinancialinstitution'sbad-debtreserve,asreportedonitsbalancesheet,iscalled:謝謝閱讀Unearnedincomeordiscount精品文檔放心下載Allowanceforpossibleloanlosses感謝閱讀.IntangibleassetsCustomerliabilityonacceptances感謝閱讀NoneoftheaboveAnswer:BWhenabankservesasasecuritydealerforcertainkindsofsecurities(mainlyfederal,state,andlocalgovernmentobligations)thevalueofthesesecuritiesisusuallyrecordedinwhataccountonabank'sReportofCondition?謝謝閱讀InvestmentSecuritiesTaxableandTax-ExemptSecurities精品文檔放心下載TradingAccountSecurities感謝閱讀SecondaryReservesNoneoftheaboveAnswer:CThedifferencebetweennoninterestincomeandnoninterestexpensesonabank'sReportofIncomeiscalled:謝謝閱讀NetProfitMarginNetInterestIncomeNetIncomeAfterProvisionforPossibleLoanLosses謝謝閱讀IncomeorLossBeforeIncomeTaxes精品文檔放心下載NetNoninterestIncomeAnswer:ETheaccountthatisbuiltupbyannualnoncashexpensedeductionsandissubtractedfromGrossLoansontheReportofConditionis:感謝閱讀UnearnedincomeNonperformingloansAllocatedloanriskdeductions謝謝閱讀Allowanceforpossibleloanlosses感謝閱讀Noneoftheabove..Answer:DNonperformingloansarecreditsonwhichanyscheduledloanrepaymentsandinterestpaymentsarepastdueformorethan:精品文檔放心下載30days60days90days180daysNoneoftheabove.Answer:COne-timeonlytransactionsthatofteninvolvefinancialassetsorrealpropertypledgedascollateralbehindaloananduponwhichthebankhasforeclosedaffectabank'saccountknownas:謝謝閱讀AllowanceforloanlossesNonrecurringsalesofassets精品文檔放心下載AssetgainsorlossesProvisionforloanandsecuritylosses謝謝閱讀Noneoftheabove.Answer:BTheuseoffixedassets,ratherthanfinancialassets,inordertoincreaseearningsflowingtoabank'sstockholdersisknownas:精品文檔放心下載Plantandequipmentinvestment謝謝閱讀FinancialleverageOperatingleverageNondepositcapitalNoneoftheabove.Answer:C.Banksdependheavilyuponborrowedfundssuppliedbycustomerswithlittleowners'capitalinvested.Thismeansthatbanksmakeheavyuseof:感謝閱讀FinancialleverageCapitalrestructuringOperatingLeverageMarginborrowingNoneoftheabove.Answer:AWhenaloanisconsidereduncollectible,thebank'saccountingdepartmentwill謝謝閱讀write(charge)itoffthebooksbyreducingthe______andtheaccounts.Whichchoicebelowcorrectlyfillsintheblankintheprecedingsentence?精品文檔放心下載PLLandGrossLoansALLandNetLoansALLandGrossLoansPLLandNetLoansNoneoftheabove.Answer:C謝謝閱讀Thecommonbankingpracticeofsellingthoseinvestmentsecuritiesthathaveappreciatedinordertoreapacapitalgainandholdingontothosesecuritieswhosepriceshavedeclinedisknownas:謝謝閱讀GainstradingPerformancebankingLosscontroltradingSelectiveportfoliomanagement精品文檔放心下載Noneoftheabove.Answer:A.Noninterestrevenuesourcesforabankarecalled:精品文檔放心下載CommitmentfeesonloansFeeincomeSupplementalincomeNoninterestmarginNoneoftheabove.Answer:BLargeU.S.banksmustusewhichofthemethodslistedbelowtodeterminetheirprovisionforloanlossexpense?謝謝閱讀ExperiencemethodReservemethodSpecificcharge-offmethod謝謝閱讀HistoricalcostmethodNoneoftheabove.Answer:CAbank'stemporarylendingofexcessreservestootherbanksislabeledonthebalancesheetas:感謝閱讀FedFundsPurchasedFedFundsSoldMoneyMarketDepositsSecuritiesPurchasedforResale謝謝閱讀NoneoftheaboveAnswer:BAbanksellssharesofitscommonstockwithaparvalueof$100for$200inthemarket.Whichtwoaccountsonthebank'sbalancesheetaregoingtobeaffected?謝謝閱讀Retainedearningsandcapitalsurplusaccounts精品文檔放心下載Subordinatednotesanddebenturesandcommonsstockoutstandingaccounts精品文檔放心下載.Retainedearningsandcommonstockoutstandingaccounts謝謝閱讀Commonstockoutstandingandcapitalsurplusaccounts謝謝閱讀OnlythecommonstockoutstandingaccountisaffectedAnswer:D謝謝閱讀Atypeofletterofcreditwhichiswidelyusedininternationaltradeisknownas:感謝閱讀Banker'sacceptanceCommercialpaperRepurchaseagreementFedfundspurchasedNoneoftheaboveAnswer:AAbankwhichstartswithALLof$1.48millionatthebeginningoftheyear,chargesoffworthlessloansof$.94millionduringtheyear,recovers$.12milliononloanspreviouslychargedoffandchargescurrentincomefora$1.02millionprovisionforloanlosseswillhaveanALLattheendoftheyearof:謝謝閱讀$.66million$3.32million$1.68million$1.28millionThesameamountasatthebeginningoftheyear精品文檔放心下載Answer:CAbankthathastotalinterestincomeof$67millionandtotalnoninterestincomeof$14million.Thisbankhastotalinterestexpensesof$35millionandtotalnoninterestexpenses(excludingPLL)of$28million.Itsprovisionforloanlossesis精品文檔放心下載$6millionanditstaxesare$5.Whatisthisbank'snetinterestincome?感謝閱讀$7-$14.$18$32NoneoftheaboveAnswer:D謝謝閱讀Abankthathastotalinterestincomeof$67millionandtotalnoninterestincomeof$14million.Thisbankhastotalinterestexpensesof$35millionandtotal精品文檔放心下載noninterestexpenses(excludingPLL)of$28million.Itsprovisionforloanlossesis$6millionanditstaxesare$5.Whatisthisbank'snetnoninterestincome?精品文檔放心下載$7-$14$18$32NoneoftheaboveAnswer:B精品文檔放心下載Abankthathastotalinterestincomeof$67millionandtotalnoninterestincomeof$14million.Thisbankhastotalinterestexpensesof$35millionandtotalnoninterestexpenses(excludingPLL)of$28million.Itsprovisionforloanlossesis$6millionanditstaxesare$5.Whatisthisbank'snetincome?謝謝閱讀$7-$14$18$32NoneoftheaboveAnswer:AWhichofthefollowingfinancialstatementsshowstherevenuesandexpenseofabankoverasetperiodoftime?精品文檔放心下載Thestatementofstockholdersequity謝謝閱讀Thefunds-flowstatement.Thereportoffinancialcondition精品文檔放心下載ThereportofincomeNoneoftheaboveAnswer:DWhichofthefollowingaccountsissometimescalledthebank'sprimaryreserves?謝謝閱讀Cashanddepositsduefrombank謝謝閱讀InvestmentsecuritiesTradingaccountsecurities精品文檔放心下載FedfundssoldNoneoftheaboveAnswer:AWhichofthefollowingassetsisthelargestassetitemonthebank'sbalancesheet?謝謝閱讀SecuritiesCashLoansBankPremisesNoneoftheaboveAnswer:CWhatfinancialserviceindustrycategoryissecondtothebankingindustryintotalassetsheld:精品文檔放心下載MutualfundsThriftsInvestmentbanksInsurancecompaniesPensionfundsAnswer:A.FASBRule115focusesprimarilyonbank:感謝閱讀DepositsourcesInvestmentsinmarketablesecurities謝謝閱讀DerivativestradingLoan-lossreservesFederalfundsAnswer:BWhichofthefollowingmostaccuratelydescribestheprincipaltype(s)ofbanknoninterestincome:感謝閱讀Feesfromfiduciarytransactions感謝閱讀Feesfromdeposittransactions謝謝閱讀Feesfromsecuritiestransactions感謝閱讀Feesfromadditionalnoninterestincome謝謝閱讀AlloftheaboveAnswer:EFeeincomearisingfromfiduciarytransactionsincludeallofthefollowingexcept:感謝閱讀Checkingaccountmaintenancefees精品文檔放心下載Feesformanagingandprotectingacustomer’sproperty感謝閱讀Feesforrecordkeepingforcorporatesecurity謝謝閱讀Feesfordispersinginterestanddividendpaymentsforacorporation感謝閱讀Feesformanagingcorporateandindividualretirementplans謝謝閱讀Answer:A83.YouknowthefollowinginformationabouttheMillerStateBank:謝謝閱讀GrossLoans$300MiscellaneousAssets$50.Deposits$390TotalEquity$50CommonStockPar$5Non-DepositBorrowings$60InvestmentSecurities$150NetPremises$40Surplus$5AllowanceforLoanLosses$50Deposits$390TotalAssets$500GrossPremises$70$250$350$500$50$150Answer:AYouknowthefollowinginformationabouttheMillerStateBank精品文檔放心下載GrossLoans$300MiscellaneousAssets$50Deposits$390TotalEquity$50CommonStockPar$5Non-DepositBorrowings$60InvestmentSecurities$150NetPremises$40Surplus$5AllowanceforLoanLosses$50Deposits$390TotalAssets$500.GrossPremises$70$250$30$70$40$110Answer:BYouknowthefollowinginformationabouttheMillerStateBank感謝閱讀GrossLoans$300MiscellaneousAssets$50Deposits$390TotalEquity$50CommonStockPar$5Non-DepositBorrowings$60InvestmentSecurities$150NetPremises$40Surplus$5AllowanceforLoanLosses$50Deposits$390TotalAssets$500GrossPremises$70$390$60$450$500$50Answer:C.86.YouknowthefollowinginformationabouttheMillerStateBank精品文檔放心下載GrossLoans$300MiscellaneousAssets$50Deposits$390TotalEquity$50CommonStockPar$5Non-DepositBorrowings$60InvestmentSecurities$150NetPremises$40Surplus$5AllowanceforLoanLosses$50Deposits$390TotalAssets$500GrossPremises$70Giventhisinformation,whatisthisfirm’sUndividedProfits?精品文檔放心下載$50$5$10$40$450Answer:DYouknowthefollowinginformationabouttheMillerStateBank感謝閱讀GrossLoans$300MiscellaneousAssets$50Deposits$390TotalEquity$50CommonStockPar$5Non-DepositBorrowings$60InvestmentSecurities$150.NetPremises$40Surplus$5AllowanceforLoanLosses$50Deposits$390TotalAssets$500GrossPremises$70Giventhisinformation,whatisthisfirm’sTotalLiabilitiesPlusEquity?謝謝閱讀$250$450$150$50$500Answer:EYouknowthefollowinginformationabouttheDavisNationalBank精品文檔放心下載TotalInterestExpenses($500)TotalNonInterestIncome$100SecuritiesGains(Losses)$50IncomeTaxes($80)DividendstoStockholders($40)TotalInterestIncome$800TotalNonInterestExpenses($150)ProvisionforLoanLosses($100)Giventhisinformation,whatisthisfirm’sNetInterestIncome?感謝閱讀$300$150($50)$120$80Answer:A.89.YouknowthefollowinginformationabouttheDavisNationalBank感謝閱讀TotalInterestExpenses($500)TotalNonInterestIncome$100SecuritiesGains(Losses)$50IncomeTaxes($80)DividendstoStockholders($40)TotalInterestIncome$800TotalNonInterestExpenses($150)ProvisionforLoanLosses($100)Giventhisinformation,whatisthisfirm’sNetNonInterestIncome?感謝閱讀$300$150($50)$120$80Answer:CYouknowthefollowinginformationabouttheDavisNationalBank精品文檔放心下載TotalInterestExpenses($500)TotalNonInterestIncome$100SecuritiesGains(Losses)$50IncomeTaxes($80)DividendstoStockholders($40)TotalInterestIncome$800TotalNonInterestExpenses($150)ProvisionforLoanLosses($100)Giventhisinformation,whatisthisfirm’sPretaxNetOperatingIncome(orNet感謝閱讀.IncomebeforeExtraordinaryItems)?謝謝閱讀$300$150($50)$120$80Answer:BYouknowthefollowinginformationabouttheDavisNationalBank謝謝閱讀TotalInterestExpenses($500)TotalNonInterestIncome$100SecuritiesGains(Losses)$50IncomeTaxes($80)DividendstoStockholders($40)TotalInterestIncome$800TotalNonInterestExpenses($150)ProvisionforLoanLosses($100)Giventhisinformation,whatisthisfirm’sNetIncome?感謝閱讀$300$150($50)$120$80Answer:DYouknowthefollowinginformationabouttheDavisNationalBank感謝閱讀TotalInterestExpenses($500)TotalNonInterestIncome$100SecuritiesGains(Losses)$50IncomeTaxes($80)DividendstoStockholders($40).TotalInterestIncome$800TotalNonInterestExpenses($150)ProvisionforLoanLosses($100)Giventhisinformation,whatisthisfirm’sIncreaseinUndividedProfits?精品文檔放心下載$300$150($50)$120$80Answer:EYouknowthefollowinginformationabouttheDavisNationalBank感謝閱讀TotalInterestExpenses($500)TotalNonInterestIncome$100SecuritiesGains(Losses)$50IncomeTaxes($80)DividendstoStockholders($40)TotalInterestIncome$800TotalNonInterestExpenses($150)ProvisionforLoanLosses($100)$800$850$150$950Answer:DYouknowthefollowinginformationabouttheWebbStateBank謝謝閱讀AccumulatedDepreciation$40NetLoans$600.FedFundsPurchasedandRepurchaseAgreements$200CashandDuefromBanks$50TradingAccountSecurities$40MiscellaneousAssets$100Deposits$500UndividedProfits$140GrossPremises$90Surplus$40SubordinatedDebt$100InvestmentSecurities$160CommonStockPar$20GrossLoans$700Giventhisinformation,whatisthisfirm’sAllowanceforLoanLosses?感謝閱讀$1300$1000$50$200$100Answer:EYouknowthefollowinginformationabouttheWebbStateBank感謝閱讀AccumulatedDepreciation$40NetLoans$600FedFundsPurchasedandRepurchaseAgreements$200CashandDuefromBanks$50TradingAccountSecurities$40MiscellaneousAssets$100Deposits$500UndividedProfits$140GrossPremises$90Surplus$40.SubordinatedDebt$100InvestmentSecurities$160CommonStockPar$20GrossLoans$700$130$1000$50$200$100Answer:CYouknowthefollowinginformationabouttheWebbStateBank感謝閱讀AccumulatedDepreciation$40NetLoans$600FedFundsPurchasedandRepurchaseAgreements$200CashandDuefromBanks$50TradingAccountSecurities$40MiscellaneousAssets$100Deposits$500UndividedProfits$140GrossPremises$90Surplus$40SubordinatedDebt$100InvestmentSecurities$160CommonStockPar$20GrossLoans$700Giventhisinformation,whatisthisfirm’sTotalNonDepositBorrowings?謝謝閱讀$1000$300$800.$200$500Answer:BYouknowthefollowinginformationabouttheWebbStateBank精品文檔放心下載AccumulatedDepreciation$40NetLoans$600FedFundsPurchasedandRepurchaseAgreements$200CashandDuefromBanks$50TradingAccountSecurities$40MiscellaneousAssets$100Deposits$500UndividedProfits$140GrossPremises$90Surplus$40SubordinatedDebt$100InvestmentSecurities$160CommonStockPar$20GrossLoans$700$1000$300$800$200$500Answer:CYouknowthefollowinginformationabouttheWebbStateBank感謝閱讀AccumulatedDepreciation$40NetLoans$600.FedFundsPurchasedandRepurchaseAgreements$200CashandDuefromBanks$50TradingAccountSecurities$40MiscellaneousAssets$100Deposits$500UndividedProfits$140GrossPremises$90Surplus$40SubordinatedDebt$100InvestmentSecurities$160CommonStockPar$20GrossLoans$700$1000$300

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