銀行招聘考試綜合知識(shí)(習(xí)題卷9)

試卷科目：銀行招聘考試綜合知識(shí)銀行招聘考試綜合知識(shí)(習(xí)題卷9)PAGE"pagenumber"pagenumber/SECTIONPAGES"numberofpages"numberofpages銀行招聘考試綜合知識(shí)第1部分：?jiǎn)雾?xiàng)選擇題，共177題，每題只有一個(gè)正確答案,多選或少選均不得分。[單選題]1.已知某商品的需求函數(shù)和供給函數(shù)分別為：QD=15-2P，QS=3+7P，該商品的均衡價(jià)格是（）。A)4/3B)4/7C)2/5D)5/2[單選題]2.資本充足的銀行是指（）。A)資本充足率≥8％的銀行：B)核心資本充足率≥4％的銀行：C)資本充足率≥8％，且核心資本充足率≥4％的銀行；D)資本充足率≥8％，或核心資本充足率≥4％的銀行。[單選題]3.在20世紀(jì)80年代中后期，由于溫州很多企業(yè)生產(chǎn)假冒偽劣產(chǎn)品，導(dǎo)致了在全國(guó)市場(chǎng)上抵制?溫州貨?現(xiàn)象。這表明（）。A)使用價(jià)值是價(jià)值的物質(zhì)承擔(dān)者B)生產(chǎn)商品的個(gè)別勞動(dòng)時(shí)間少于社會(huì)必要?jiǎng)趧?dòng)時(shí)間C)生產(chǎn)商品的個(gè)別勞動(dòng)時(shí)間多于社會(huì)必要?jiǎng)趧?dòng)時(shí)間D)價(jià)值是使用價(jià)值的前提和基礎(chǔ)[單選題]4.Whatthisistellingusisthatweneedtofirstestablishamiddleclassthatisabletoholdthegovernment________.A)accountB)accountedC)accountingD)accountable[單選題]5.1011BH是（）。A)表示一個(gè)二進(jìn)制數(shù)B)表示一個(gè)十六進(jìn)制數(shù)C)表示一個(gè)十進(jìn)制數(shù)D)一個(gè)錯(cuò)誤的表示[單選題]6.JustbecauseI?m（）tohim,mybossthinkshecanordermearoundwithoutshowingmeanyrespect.A)redundantB)versatileC)trivialD)subordinate[單選題]7.()是貨幣市場(chǎng)上最敏感的?晴雨表?。A)官方利率B)市場(chǎng)利率C)拆借利率D)再貼現(xiàn)率[單選題]8.OPECholdsmeetingsfrequentlysoastoregulatetheoutputof______oil.A)crudeB)originalC)firstD)primary[單選題]9.向不相隸屬機(jī)關(guān)發(fā)文，屬于（）。A)上行文B)平行文C)下行文D)上行文或平行文[單選題]10.關(guān)于債券投資收益率，下列說法錯(cuò)誤的是（）。A)名義收益率沒有考慮債券市場(chǎng)價(jià)格對(duì)投資者收益產(chǎn)生的影響，無法準(zhǔn)確衡量債券投資的實(shí)際收益B)即期收益率未考慮債券買賣差價(jià)所能獲得的資本利得收益，不能全面反映債券投資的收益C)持有期收益率比較充分地反映了實(shí)際收益率，作為投資決策的參考，具有很強(qiáng)的客觀性D)在事前進(jìn)行決策時(shí)，到期收益率也能夠作為決策的參考，但僅適用于持有到期的債券[單選題]11.Doyouknowwhere____now?A)helivesB)doesheliveC)helivedD)didhelive[單選題]12.通知存款中，對(duì)已辦理通知手續(xù)而不支取或在通知期限內(nèi)取消通知的，通知期限內(nèi)（）。A)計(jì)息B)計(jì)息與否不定C)不計(jì)息D)視情況支取利息[單選題]13.Exce1中，將兩個(gè)字符串連接起來的運(yùn)算符是（）。A)$B)+C)＆D)一[單選題]14.資料：Globalbusinesstraveltopped$1.2trillionandisexpectedtoreach$1.6trillionby2020,accordingtonewresearchbytheGlobalBusinessTravelAssociation（GBTA）,anassociationrepresentingtheinterestsofcorporatetravelmanagers.What?smoreChinahasnowsurpassedtheU.S.asthelargestbusinesstravelmarketintheworld,ringingup$291billionlastyear.Atthesametime,allisnotrosyandanumberofmajorissuesarelurkingahead.Aweakeningglobaleconomy,Brexitandthisyear?sU.S.presidentialelectionwillmeangrowthwillnotbeastraightlineupwards.?Theuncertaintycreatedbyfinancialupheavalandpendingchangestotradeandimmigrationruleswillraisemanagementheartburn.Thiswillcausesomepostponement,evenoutrightcancellation,ofbusinesstrips.Itmayalsotriggertravelbudgetconstrictionasmanagementseekstohedgetheuncertainty.?thereportsays.AtthesametimeConcur,acompanythatprovidessupportservicesfortravelmanagers,releasedthatthesharingeconomyisgainingtractionwithbusinesstravelers,basedonitsanalysisof40millionuserswhospendover$70billionannually.Concurdataindicates56percentgrowthforAirbnbtypeservicesinusagefromQ12015toQ12016.Onaverage,businesstravelersstayfivenightswhenhomesharingversusthreenightsinahotel.?Managingtravelandexpenseisbecomingincreasinglycomplex,betweenintegrationwithmobiletechnology,nuancesintravelerpreferences,andnewtravelsupplierstrategies,?notesRobbNielsen,vicepresidentofglobalproduceexperienceatConcur.?Thisdemandsafullyconnectedtravelandexpenseecosystempairedwithactionableinsights,givingtravelmanagersthevisibilityandcontroltheyneedtodrivecostsavings.?Apressreleasedadded,?Thevastmajorityofbusinesstravelersalsowanttoreceivepersonalizedtraveloptions.However,eventhoughbusinesstravelerswantpersonalizedoptions,theyarehesitanttosharetoomuchpersonalinformationtoobtainthem.Theyarecommonlywillingtosharedetailssuchastheirfrequentflyerorhotelloyaltynumber,preferredairlineandhotelbrandsandaircraftseatpreferences,butfewerthanhalfwouldsharetheirtravelhistory,preferredleisureactivitieswhiletraveling,theirbusinesscalendarwithbookedappointmentsandtheirsocialmediaaccountnames.?Whichfactordoesn?tcometotravelagent?smindwhenhandlingbusinesstrips?A)Traveldestinations?financialconditions.B)Travelsuppliers?strategies.C)Travelers?Preference.D)MobileTech.[單選題]15.資料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.Ifyoutakecareofasickpersontoearnmoney,youareproducingforthemarket.Ifyourfatherisasteelworkeroratruckdriveroradoctororagrocer,heisproducinggoodsorserviceforthemarket.Whenyouspendyourincome,youarebuyingthingsfromthemarket.Youmayspendmoneyinstores,supermarkets,gasstationsandrestaurants.Stillyouarebuyingfromthemarket.Whenthelocalgrocerhiresyoutodrivethedeliverytruck,heisbuyingyourlaborinthelabormarket.Themarketmaybesomethingabstract.Butforeachpersonorbusinessthatismakingandsellingsomething,itisveryconcrete.Ifnobodybuysyourtomatoes,itwon?tbelongbeforeyougetthemessage.Themarketistellingyousomething.Itistellingyouthatyouareusingenergiesandresourcesindoingsomethingthemarketdoesn?twantyoutodo.Inwhatwayisthemarketveryrealforeachpersonorbusinessmanwhoismakingandsellingsomething?A)IttellsyouwhattoproduceB)IttellsyouhowtogrowtomatoesC)ItprovidesyouwitheverythingyouneedD)Ithelpsyousavemoney[單選題]16.Itis______howsoontheinvestigatorswillarriveatthesite.A)unclearB)undoubtedC)unrealD)unaware[單選題]17.根據(jù)《銀行業(yè)監(jiān)督管理法》規(guī)定，下列屬于中國(guó)銀監(jiān)會(huì)監(jiān)管職責(zé)的是（）。A)監(jiān)督管理銀行間同業(yè)拆借市場(chǎng)B)制定銀行業(yè)金融機(jī)構(gòu)的審慎經(jīng)營(yíng)規(guī)則C)負(fù)責(zé)金融業(yè)統(tǒng)計(jì)調(diào)査、分析和預(yù)測(cè)D)實(shí)施外匯管理[單選題]18.發(fā)現(xiàn)三大運(yùn)動(dòng)規(guī)律的科學(xué)家是（）。A)亞里士多德B)阿基米德C)牛頓D)愛因斯坦[單選題]19.資料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.Ifyoutakecareofasickpersontoearnmoney,youareproducingforthemarket.Ifyourfatherisasteelworkeroratruckdriveroradoctororagrocer,heisproducinggoodsorserviceforthemarket.Whenyouspendyourincome,youarebuyingthingsfromthemarket.Youmayspendmoneyinstores,supermarkets,gasstationsandrestaurants.Stillyouarebuyingfromthemarket.Whenthelocalgrocerhiresyoutodrivethedeliverytruck,heisbuyingyourlaborinthelabormarket.Themarketmaybesomethingabstract.Butforeachpersonorbusinessthatismakingandsellingsomething,itisveryconcrete.Ifnobodybuysyourtomatoes,itwon?tbelongbeforeyougetthemessage.Themarketistellingyousomething.Itistellingyouthatyouareusingenergiesandresourcesindoingsomethingthemarketdoesn?twantyoutodo.Whichofthefollowingwouldbethebesttitleforthepassage?A)SellingandBuyingB)WhatIstheMarket?C)EverythingYouDoIsProducingfortheMarketD)WhattheMarketCanDoforYou?[單選題]20.Thisnominationwilltaketwomonths,afterwhichthecommissionwillmakeits____tothepresident.A)recommendationB)accommodationC)motivationD)promotion[單選題]21.Onlywhenhumanitybegantogetitsfoodinamore（）waywastheretimeforotherthings,likesportsgamesandentertainmentactivities.A)predictiveB)provocativeC)protectiveD)productive[單選題]22.向級(jí)別與本機(jī)關(guān)相同的有關(guān)主管部門請(qǐng)求批復(fù)某事項(xiàng)應(yīng)使用（）。A)請(qǐng)示B)報(bào)告C)通報(bào)D)函[單選題]23.當(dāng)事人約定由第三人向債權(quán)人履行債務(wù)的，若第三人不履行債務(wù)，則（）。A)第三人應(yīng)當(dāng)向債權(quán)人承擔(dān)違約責(zé)任B)債務(wù)人應(yīng)向債權(quán)人承擔(dān)違約責(zé)任C)債務(wù)人和第三人應(yīng)當(dāng)承擔(dān)連帶責(zé)任D)債務(wù)人和第三人應(yīng)當(dāng)按過錯(cuò)大小向債權(quán)人承擔(dān)違約責(zé)任[單選題]24.兩個(gè)相關(guān)變量呈反方向變化，則其相關(guān)系數(shù)r（）。A)小于0B)大于0C)等于0D)等于1[單選題]25.下列關(guān)于中國(guó)的中央銀行的說法錯(cuò)誤的是（）。A)在1984年前，中國(guó)人民銀行同時(shí)承擔(dān)著中央銀行、金融機(jī)構(gòu)監(jiān)管及辦理工商信貸和儲(chǔ)蓄業(yè)務(wù)的職能B)中央銀行管理外匯儲(chǔ)備的唯一目標(biāo)是使外匯儲(chǔ)備增值C)中國(guó)人民銀行作為國(guó)家的中央銀行，從事有關(guān)的國(guó)際金融活動(dòng)D)中央銀行持有、管理和經(jīng)營(yíng)國(guó)家外匯儲(chǔ)備、黃金儲(chǔ)備[單選題]26.自然失業(yè)率（）。A)恒為零B)是歷史上最低限度水平的失業(yè)率C)恒定不變D)是經(jīng)濟(jì)處于潛在產(chǎn)出水平時(shí)的失業(yè)率[單選題]27.資料：Upto80percentoftheworld?smiddleclasseswillliveindevelopingcountriesby2030thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreportpublishedonThursday.?Neverinhistoryhavethelivingconditionsandprospectsofsomanypeoplechangedsodramaticallyandsofast.?concludestheUN?slatestDevelopmentReport.?Theworldiswitnessinganepochal?globalrebalancing?.?Underpinningtheimprovementsinthehumandevelopmentindex（HDI）wasrapidgrowthincountriessuchasChina,IndiaandBrazil,withChinaandIndiahavingdoubledpercapitaeconomicoutputinlessthan20years.ButthestudystressedthatgrowthandimprovementsinHDIspreadfarbeyondthefourBriccountriesofBrazil,Russia,IndiaandChina,andincludedatleast40countriesthathadaccompaniedgreatereconomicdynamismwitheffectivepoverty-reductionpolicies.Afghanistan,SierraLeone,Ethiopia,RwandaandAngolawereamong14countriesthathaverecordedgainsinHDIofmorethan2percentayearsince2000.Partlyasaresult,thereportfoundthatworldwideextremeincomepovertyhasplungedfrom43percentin1990tojust22percentin2008,includingmorethan500mbeingliftedoutofpovertyinChinaalone.Thereportstatedthatsuchgainshadalreadyhelpedtheworldachievethemainpovertyeradicationgoaloftheso-calledMillenniumDevelopmentGoals,whichcalledfortheshareofpeoplelivingonlessthan$1.25adaytobecutbyhalffrom1990to2015.Underpinningthispovertyreductionwasdevelopingcountries?increasingshareofglobaltrade,whichgrewfrom25percentto47percentbetween1980and2010.?Thesouthasawholeisdrivingglobaleconomicgrowthandsocietalchangeforthefirsttimeincenturies,?saysthereport.Thereportfoundthattradeamongdevelopingcountrieswasthebiggestfactorinthatexpansion,increasingfromlessthan10percentoftotalglobaltradetomorethan30percent.?Tradebetweencountriesinthesouthwillovertakethatbetweendevelopednations,?thereportsaid.?Morethan500mbeingliftedoutofpovertyinChinaalone?illustrates______.A)theeconomicdevelopmentofChinaisimportantB)theroleofsomedevelopingcountriesissignificantforpovertyreductionC)14countriesaredevelopingfasterthanChinaD)itiscrucialtomakeacleargoalfirst[單選題]28.中國(guó)近代史上第一次明確提出徹底反帝、反封建的民主革命綱領(lǐng)是在（）。A)中共?一大?B)中共?二大?C)中共?七大?D)中共十?一大?[單選題]29.在基礎(chǔ)貨幣中，中央銀行控制力最強(qiáng)的是（）。A)流通中的通貨B)銀行存款準(zhǔn)備金C)銀行庫存現(xiàn)金D)公眾手持的現(xiàn)金[單選題]30.某物流企業(yè)向中國(guó)農(nóng)業(yè)銀行借入資金100萬元，年利率為4％，由于銀行要求將貸款額度的20％作為補(bǔ)償性余額，則該物流企業(yè)的實(shí)際借款利率為（）。A)5％B)4％C)6％D)7％[單選題]31.現(xiàn)有按年收益率10%，每年付息一次的100元債券，期限5年。根據(jù)上述材料，回答下列問題：若現(xiàn)有一張面額為100元的貼現(xiàn)國(guó)債，期限1年，收益率為5%，到期一次歸還，則該張國(guó)債的交易價(jià)格為（）元。A)98.24B)97.09C)105D)95.24[單選題]32.按照收入法計(jì)算國(guó)內(nèi)生產(chǎn)總值，其公式是（）。A)國(guó)內(nèi)生產(chǎn)總值=工資+利潤(rùn)+間接稅和企業(yè)轉(zhuǎn)移支付+折IH+統(tǒng)計(jì)誤差B)國(guó)內(nèi)生產(chǎn)總值=工資+利息+租金+利潤(rùn)+折舊+統(tǒng)計(jì)誤差C)國(guó)內(nèi)生產(chǎn)總值=工資+利息+租金+利潤(rùn)+間接稅和企業(yè)轉(zhuǎn)移支付+統(tǒng)計(jì)誤差D)國(guó)內(nèi)生產(chǎn)總值：工資+利息+租金+利潤(rùn)+間接稅和企業(yè)轉(zhuǎn)移支付+折IH+統(tǒng)計(jì)誤差[單選題]33.Theunpleasantmemoryofthedespairingshriekoftheprincessatthetrial（）inmymindfordays．A)prolongedB)insistedC)restedD)lingered[單選題]34.董某有一處房屋，當(dāng)他得知有一座工廠將要在附近建設(shè)，且工廠的噪聲很大，董某于是將房屋賣給想得到一處環(huán)境安靜的房屋的劉某，董某的行為違背了民法的（）原則。A)自愿B)等價(jià)有償C)權(quán)利不得濫用D)誠(chéng)實(shí)信用[單選題]35.第1代電子計(jì)算機(jī)使用的電子元件是（）。A)晶體管B)電子管C)中、小規(guī)模集成電路D)大規(guī)模和超大規(guī)模集成電路[單選題]36.下列處理屬于無損壓縮的是（）。A)將BMP文件壓縮為文件B)用WinZip軟件壓縮文件C)將電影制作成VCDD)將電影制作成DVD[單選題]37.資料：October20,2013Mr.EngTan10010GeorgeAve.NewYorkDearMr.Chen,Asthepresident,IamproudtoannouncethatthisFridaymarksthe50thanniversaryoflongandsuccessfulcompany.This,ofcourse,callsforanightofcelebration.Andforthisreason,wehavereservedtheGrandHallattheGardenHotelthisFridayat6p.m.foranightoffinedininganddancing.Onthisspecialevening,thefoodwillbesuperb.I?vehadachancetodineatthehotelseveraltimesinthepastinotherfunctions,anditwasthefoodthatconvincedmetoholdoureventhere.Iamquitecertainthatallofourstaffwillsharemyfeeling.Anyhow,IamlookingforwardtothisFridaywhenallofourstaffcanletlooseandhavesomefun.Therefore,thisisalettertoofficiallyinviteyouandyourspouseorsignificantothertojoinusonthismemorableevening.Pleaseletusknowifyoucan?tattend.YoursSincerely,JeffConnellyWhichofthefollowingwillbepartoftheevent?A)ProductReleaseB)DancingC)PresentationsD)Discussions[單選題]38.在資本運(yùn)動(dòng)中直接創(chuàng)造剩余價(jià)值的資本是（）。A)流動(dòng)資本B)貨幣資本C)商品資本D)生產(chǎn)資本[單選題]39.現(xiàn)有按年收益率10%，每年付息一次的100元債券，期限5年。根據(jù)上述材料，回答下列問題：當(dāng)市場(chǎng)利率為9%時(shí)，債券應(yīng)當(dāng)（）發(fā)行。A)貼現(xiàn)B)溢價(jià)C)等價(jià)D)私募[單選題]40.Whichofthefollowingisorwasanexampleofrepresentativefull-bodiedmoney？（）。A)DebtmoneyB)ATSaccountC)GoldcertificateD)Demanddeposit[單選題]41.與時(shí)俱進(jìn)的實(shí)質(zhì)是（）。A)解放思想B)實(shí)事求是C)解放思想、實(shí)事求是D)創(chuàng)新[單選題]42.Fuelscarcitiesandpriceincreases（）automobiledesignerstoscaledownthelargestmodelsandtodevelopcompletelynewlinesofsmallcarsandtrucks.A)persuadedB)promptedC)imposedD)enlightened[單選題]43.資料：Thepersonalcomputerwasarevolutionininformationtechnologythatspawneda$50billionhardwarebusiness,withanother$30billioninsoftwareandperipherals（eg.mouse,keyboard,printer,etc.）by1991.Duringitsshort15years,theindustryevolvedthroughthreesuccessiveperiods.Duringitsfirst5to6years,itwascharacterizedbyexplosivegrowthandmultiple,smallcompetitorsvyingforapieceofthemarket.From1981to1985,theindustrybecameabattleforstandardsandretailshelfspace.Thethirderawasoneofincreasingfragmentation.From1986through1991-1992,newmanufacturersfromaroundtheworldgrabbedfromtheindustryleadersasnewchannelsofdistributionemergedandproductinnovationaswellasrevenuegrowthslowed.Duringtheearlyyearsoftheindustry,venturecapitalintheU.S.encouragedtheentryofnewfirmsthatofferedproductsineveryconceivableshapeandsize.By1980,newentrantsfloodedthemarket,promptingdistinctstandardsanduniquetechnicalfeatures.Almosteveryfirmhadadifferentconfigurationofhardwareandsoftware.ThefirstPChadrelativelylittlespeedormemory.However,eventheseearlycomputersallowedmanagerstoperformtasksthatwereverytimeconsuming.Whatwasimpossibleduringtheearlyyearsoftheindustry?A)Sharingapplicationsbetweenmachines.B)Programmingonthecomputer.C)Writingcontractsonthecomputer.D)Buyingkeyboardsandprinters.[單選題]44.凱恩斯主義認(rèn)為人們的貨幣需求不穩(wěn)定，因而貨幣政策應(yīng)是（）。A)當(dāng)機(jī)立斷B)相機(jī)行事C)單一規(guī)則D)適度從緊[單選題]45.2012年10月5日，中國(guó)銀行新加坡分行獲得（）。A)特準(zhǔn)全面銀行牌照B)最佳銀行榮譽(yù)稱號(hào)C)社會(huì)管理綜合治理工作先進(jìn)集體D)文明規(guī)范服務(wù)貢獻(xiàn)獎(jiǎng)[單選題]46.外源性動(dòng)機(jī)強(qiáng)的員工看重的是（）。A)工作的挑戰(zhàn)性B)工作帶來的社會(huì)地位C)工作帶來的成就感D)對(duì)組織的貢獻(xiàn)[單選題]47.下列各項(xiàng)不是列夫?托爾斯泰的作品的是（）。A)《戰(zhàn)爭(zhēng)與和平》B)《復(fù)活》C)《安娜?卡列尼娜》D)《包法利夫人》[單選題]48.ThefirstIC?sweremade____theearly1960?s.A)inB)fromC)forD)of[單選題]49.?凡事預(yù)則立，不預(yù)則廢。?這一古訓(xùn)的哲學(xué)方法論意義是指（）。A)正確認(rèn)識(shí)事物的因果聯(lián)系是自覺活動(dòng)的決定性條件B)正確認(rèn)識(shí)事物的因果聯(lián)系同?神學(xué)目的?論劃清界限C)正確認(rèn)識(shí)事物的因果聯(lián)系同唯心主義劃清界限D(zhuǎn))正確認(rèn)識(shí)事物的因果聯(lián)系可以提高實(shí)踐活動(dòng)的預(yù)見性[單選題]50.Theearliesttelephonesrequiredadifferentpairofwiresforeachphone___youwishedtoconnect.A)thatB)whichC)whereD)towhich[單選題]51.在Word的編輯狀態(tài)，設(shè)置了一個(gè)由多個(gè)行和列組成的空表格，將插入點(diǎn)定在某個(gè)單元格內(nèi)，用鼠標(biāo)單擊表格命令菜單中的選定行命令，再用鼠標(biāo)單擊表格命令菜單中的選定列命令，則表格中被選擇的部分是（)。A)插入點(diǎn)所在的行B)插入點(diǎn)所在的列C)一個(gè)單元格D)整個(gè)表格[單選題]52.對(duì)銀行存款進(jìn)行清查時(shí)，應(yīng)將（）與銀行編制的對(duì)賬單進(jìn)行逐筆核對(duì)。A)銀行存款總賬B)支票簿C)銀行存款結(jié)算單據(jù)D)銀行存款日記賬[單選題]53.根據(jù)2003年12月27日修訂后的《中國(guó)人民銀行法》，下列不屬于中國(guó)人民銀行職能的是（）。A)制定和執(zhí)行貨幣政策B)防范和化解金融風(fēng)險(xiǎn)C)批準(zhǔn)銀行業(yè)金融機(jī)構(gòu)的設(shè)立D)維護(hù)金融穩(wěn)定[單選題]54.陳皮是藥食同源的寶貴原料之一，其最顯著的藥效是化痰止咳、疏通心腦血管、降血壓等。陳皮是以（）的表皮為原料的。A)柚子B)橙子C)橘子D)桃子[單選題]55.李斯特認(rèn)為對(duì)某一幼稚工業(yè)的保護(hù)時(shí)間（）。A)以20年為最高期限B)以30年為最高期限C)以50年為最高期限D(zhuǎn))無限[單選題]56.甲乙兩人合資購(gòu)買一輛運(yùn)輸車，其中甲出資l0萬，乙出資5萬。兩年后乙遠(yuǎn)赴國(guó)外做生意，甲決定將運(yùn)輸車賣給丙。那么，下列說法中正確的是（）。A)甲只能轉(zhuǎn)讓屬于他的部分所有權(quán)，可以事先不通知乙B)甲的份額大，無需征求乙的同意，即可將運(yùn)輸車賣給丙C)乙可以委托他人處理自己的權(quán)益，將運(yùn)輸車賣給其他人D)同丙相比，乙擁有優(yōu)先購(gòu)買運(yùn)輸車的權(quán)利[單選題]57.中央銀行通過購(gòu)買有價(jià)證券，使得()。A)貨幣供給增加B)貨幣供給減少C)貨幣需求增加D)貨幣需求減少[單選題]58.Thecarthepolicewerechasingwasa___.A)dentB)decoyC)demonD)dogma[單選題]59.參與者簽發(fā)銀行匯票，應(yīng)當(dāng)按照中國(guó)人民銀行（）的有關(guān)規(guī)定辦理。A)票據(jù)法B)票據(jù)管理實(shí)施方法C)支付結(jié)算辦法D)支付結(jié)算會(huì)計(jì)核算手續(xù)[單選題]60.（）可以為企業(yè)籌集自有資金。A)內(nèi)部積累B)融資租賃C)發(fā)行債券D)向銀行借款[單選題]61.付款憑證左上角的?貸方科目?可能登記的科目是（）。A)應(yīng)付賬款B)銀行存款C)預(yù)付賬款D)其他應(yīng)付款[單選題]62.若出現(xiàn)（）現(xiàn)象時(shí)，應(yīng)首先考慮計(jì)算機(jī)是否感染了病毒。A)不能讀取光盤B)程序運(yùn)行速度明顯變慢C)啟動(dòng)時(shí)報(bào)告硬件問題D)軟盤插不進(jìn)驅(qū)動(dòng)器[單選題]63.MobilesareconsideredculturaltoolsthatareA.______socio-culturalpracticesandstructuresinallspheresoflife.A)transferringB)transformingC)transplantingD)transmitting[單選題]64.我國(guó)商業(yè)銀行法規(guī)定設(shè)立商業(yè)銀行的注冊(cè)資本最低限額是（）。A)100億元B)50億元C)10億元D)1億元[單選題]65.銀行按被投資單位凈損益計(jì)算調(diào)整投資的賬面價(jià)值和確認(rèn)投資損益的基礎(chǔ)是（）。A)賬面價(jià)值B)實(shí)際價(jià)值C)取得被投資單位股權(quán)后發(fā)生的凈損益D)銀行發(fā)生的凈損益[單選題]66.ArtistsattheZadoneGalleryareabletocreatereproductionsoffamouspaintingsthatare____authenticlooking.A)remarkB)remarkablenessC)remarkableD)remarkably[單選題]67.法定存款準(zhǔn)備金率越高，存款擴(kuò)張倍數(shù)（）。A)越小B)越大C)不變D)為零[單選題]68.假設(shè)價(jià)格水平不變，下列（）正確描述了貨幣政策影響產(chǎn)出的所有步驟。A)貨幣供給增加使得利率上升，投資增加，從而總支出和產(chǎn)出增加B)貨幣供給增加使得利率下降，投資減少，從而總支出和產(chǎn)出減少C)貨幣供給增加使得利率下降，投資增加，從而總支出和產(chǎn)出增加D)貨幣供給增加使得利率下降，投資增加，從而總支出和產(chǎn)出減少[單選題]69.下列合同中，屬于無名合同的是（）。A)在校生小張輔導(dǎo)一名初中生時(shí)同其家長(zhǎng)簽訂的服務(wù)合同B)王某將一套房子贈(zèng)與外孫的贈(zèng)與合同C)周某向朋友李某借錢時(shí)簽訂的借款合同D)岡0畢業(yè)的小黃同房東簽訂的租賃合同[單選題]70.?傳統(tǒng)是一種巨大的阻力，是歷史的惰性力，但是由于它只是消極的，所以一定要被摧毀?。這種觀點(diǎn)是（）。A)歷史唯心主義的B)歷史唯物主義的C)歷史人本主義的D)唯心主義經(jīng)驗(yàn)論[單選題]71.能將高級(jí)語言源程序轉(zhuǎn)換成目標(biāo)程序的是（）。A)編譯程序B)解釋程序C)調(diào)試程序D)編輯程序[單選題]72.通貨膨脹根據(jù)成因可分為需求拉上型、成本推動(dòng)型以及結(jié)構(gòu)型、摩擦型等，其中由于工資上漲引起的通貨膨脹是（）。A)需求拉上型B)成本推動(dòng)型C)結(jié)構(gòu)型D)摩擦型[單選題]73.?搭便車?現(xiàn)象是對(duì)下列（）的一種形象的比喻。A)社會(huì)福利問題B)市場(chǎng)失靈問題C)公共物品問題D)以上都是[單選題]74.某低檔商品的價(jià)格下降，在其他情況不變時(shí)，()。A)替代效應(yīng)和收入效應(yīng)相互加強(qiáng)導(dǎo)致該商品需求量增加B)替代效應(yīng)和收入效應(yīng)相互加強(qiáng)導(dǎo)致該商品需求量減少C)替代效應(yīng)傾向于減少該商品的需求量，而收入效應(yīng)傾向于增加其需求量D)替代效應(yīng)傾向于增加該商品的需求量，而收入效應(yīng)傾向于減少其需求量[單選題]75.ManyEnglishboysgotoboardingschoolattheageofseven.Theyusually（）quicklyandareveryhappy.A)getalongB)carryonC)bringupD)settledown[單選題]76.商業(yè)銀行的經(jīng)營(yíng)是對(duì)其開展的各種業(yè)務(wù)活動(dòng)的（）。A)組織和控制B)調(diào)整與監(jiān)督C)組織和營(yíng)銷D)計(jì)劃與組織[單選題]77.在Word打印設(shè)置窗口中，下列敘述不正確的是（）。A)默認(rèn)頁面范圍為當(dāng)前頁B)默認(rèn)打印份數(shù)為一份C)默認(rèn)為逐份打印D)可設(shè)置打印文檔中連續(xù)的若干頁[單選題]78.承辦是指（）。A)對(duì)公文的辦理提出建議B)做好處置辦畢文件的準(zhǔn)備工作C)對(duì)來文貫徹或辦復(fù)D)針對(duì)來文批未辦理意見[單選題]79.?沒有哪一次巨大的歷史災(zāi)難，不是以歷史的進(jìn)步為補(bǔ)償?shù)摹?恩格斯這句話蘊(yùn)含的哲理是（）。A)矛盾雙方相互排斥B)矛盾雙方相互滲透C)矛盾雙方在一定條件下相互依存D)矛盾雙方在一定條件下相互轉(zhuǎn)化．[單選題]80.?沉舟側(cè)畔千帆過，病樹前頭萬木春??芳林新葉催陳葉，流水前波讓后波?，這兩句詩包含的哲學(xué)道理是（）。A)矛盾是事物發(fā)展的動(dòng)力B)事物是本質(zhì)和現(xiàn)象的統(tǒng)一C)事物的發(fā)展是量變和質(zhì)變的統(tǒng)一D)新事物代替舊事物是事物發(fā)展的總趨勢(shì)[單選題]81.匯率貼水是指()。A)遠(yuǎn)期匯率比即期匯率貴B)遠(yuǎn)期匯率比即期匯率便宜C)市場(chǎng)匯率比官方匯率貴D)市場(chǎng)匯率比官方匯率便宜[單選題]82.社會(huì)主義經(jīng)濟(jì)制度的基礎(chǔ)是()。A)發(fā)達(dá)的生產(chǎn)力B)生產(chǎn)資料公有制C)按勞分配原則D)共同富裕[單選題]83.大額可轉(zhuǎn)讓定期存單最早產(chǎn)生于美國(guó)。美國(guó)的《Q條例》規(guī)定商業(yè)銀行對(duì)活期存款不能支付利息，定期存款不能突破一定限額。20世紀(jì)60年代，美國(guó)市場(chǎng)利率上漲，高于《Q條例》規(guī)定的上限，資金從商業(yè)銀行流入金融市場(chǎng)。為了吸引客戶，商業(yè)銀行推出可轉(zhuǎn)讓大額定期存單。購(gòu)買存單的客戶隨時(shí)可以將存單在市場(chǎng)上變現(xiàn)出售。第一張大額可轉(zhuǎn)讓定期存單是1961年由美國(guó)花旗銀行發(fā)行的。這樣，客戶實(shí)際上以短期存款取得了按長(zhǎng)期存款利率計(jì)算的利息收入。可轉(zhuǎn)讓大額存單提高了商業(yè)銀行的競(jìng)爭(zhēng)力，而且也提高了存款的穩(wěn)定程度。對(duì)于發(fā)行存單的銀行來說，存單到期之前,不會(huì)發(fā)生提前提取存款的問題?？赊D(zhuǎn)讓大額定期存單的出現(xiàn)是一種積極意義的金融創(chuàng)新。根據(jù)上述材料，回答下列問題：花旗銀行推出大額可轉(zhuǎn)讓定期存單，彌補(bǔ)了基本存款工具（）的弱點(diǎn)。A)收益風(fēng)險(xiǎn)高B)流動(dòng)性差C)容易造成通貨膨脹D)收益率低[單選題]84.社會(huì)生產(chǎn)方式包括的兩個(gè)方面是（）。A)經(jīng)濟(jì)基礎(chǔ)和上層建筑B)生產(chǎn)力和生產(chǎn)關(guān)系C)人的因素和物的因素D)勞動(dòng)者和生產(chǎn)資料[單選題]85.股票是股份公司發(fā)給股東的人股憑證，購(gòu)買股票后，股東成為（）。A)公司的債主B)企業(yè)的法人C)公司的所有者D)企業(yè)的經(jīng)營(yíng)者[單選題]86.資料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.AllcompaniesneedsomekindofHRsupportTheBureauofLaborStatistics（BLS）expectsjobsinHRtogrowfasterthanaverageforalloccupationsthrough2012.Opportunitieswillincreaseasaresultofagrowingeconomyaswellasaneedtoreplaceworkerstransferringtootheroccupationsorretiring.BLSexpectsparticularlystrongdemandfortraininganddevelopmentandemployment，recruitment，andplacementspecialists，withmanagement，consulting，andemploymentservicesfirmsofferingthegreatestnumberofopportunities，thankstoatrendtowardoutsourcingpersonnelfunctions.YoucangettheinsideedgeforacareerinHRbystrengtheningyourunderstandingofbusinessstrategyandplanningandbyspecializinginaspecificindustry.Agreatwaytogetstartedinthefieldiswithpractice，lookforaninternshiporanHRassistantjobifyou'reinschoolorjustout.ManyHRprofessionalsworktheirwayup.Asyoudevelopanunderstandingofthevariouscareertracksandmasterthebasicskillswithinthefunction，you'llbeinagreatpositiontoriseuptheladder.Accordingtothepassage，HRisrequiredtocarryoutallthefollowingjobsEXCEPT?A)Ensureasoundworkingenvironmentforemployees.B)RepresentmanagementinnegotiationandpolicyimplementationC)HelpachievebusinessgoalsandprofitboostD)Hirepromisingnewemployeesforthesakeofthecompany.[單選題]87.資料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC?sHistoryWall,astrikingartinstallationatthebank?sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank?sarchivesandarrangedinchronologicalorder.EventhisisdwarfedbyCocaCola,theAmericanclassics.InMay,CocaColaopenedanewcorporatemuseuminAtlanta,whichisexpectedtopullinmorethan1millionvisitorsannually,AttractionsincludethefirstCokecanstogointospace,afunctioningbottinglineandatastinglounge.Thebenefitsofknowingyourcorporatehistorycanbeverypractical.Companiesoftenusetheirhistoryasinspirationfornewproducts.Disneyconstantlyminesitsarchivesofoldfilms.Carmakershaveoverhauledolddesignsforthemodernera:Volkswagen?sNewBeetleisanobviousexample.Butthebiggerpayofftendstobelesstangible-thatofforgingstrongerbondswithcustomersandemployees.Agecanbyitselfconferasenseoftrustworthiness,brewersandbanksarefondofflaunting（炫耀）theirdeeproots.JimGilmore,co-authorof?Authenticity?,arguesthathistoryisalsovitalingivingcompaniesagenuinesenseofpersonality.Ritz-Carlton?suseofcobalt-blueglassesinitshoteldiningroomscanbetracedbacktoBostoninthe1920s,forexample,wherewindowglassthathadbeenimportedfromEuropeandturnedblueintheNewEnglandairwasasymbolofwealth.Ratherthancommissioningdustybiographiestomarkanniversaries,Mr.Gilmorebelievesthatfirmsshouldsearchthearchivesforinspiringstoriesofthiskind.Youngercompaniescanusehistory,too.Beforegivinguptheiroldjobs,thefoundersofInnocent,aBritishdrinksfirmformedin1998,soldaninitialbatchofsmoothiesfromamarketstallinLondon.Theyaskedcustomerstoputtheiremptybottlesintooneoftwolabeledbinstoindicatewhethertheyshouldfocusontheirnewventureorsticktotheirdayjobs.Therest,astheysay,ishistory.Thefirmnowusesthestorytoillustrateitsfolksyimage.Whichofthefollowingcanbeinferredfromthepassage?A)ActivitiesdidbyHSBCarebetterthanthoseofCoca-cola.B)Newdesignsinspiredbyoldproductsarenotgood.C)Youngcompaniesdobetterthanoldcompaniesinusinghistory.D)Consumersoftentrustold-agedcompaniesmore.[單選題]88.資料：Thinkforamomentofyourdefinitionofpersuasion.IfyouarelikemostbusinesspeopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,youstronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighlyassertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda?close.?Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuyagoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.Persuasion,infact,involvesdemands-compromise.Perhapsthatiswhythemosteffectivepersuadersseemtoshareacommontrait:theyareopen-minded,neverdogmtaic.Theyenterthepersuasionprocesspreparedtoadjusttheirviewpointsandincorporateothers?ideas.Whencolleaguesseethatapersuaderiseagertoheartheirviewsandwillingtomakechangesinresponsetotheirneedsandconcerns,theyrespondverypositively.Whatisthemaindifferencebetweenthe?persuasion?ofmostbusinesspeopleandthatoftheeffectivepersuaded?A)MostbusinesspeopleseepersuasionasastraightforwardprocessB)UnlikemostbusinesspeopleeffectivepersuadersarewillingtoadjusttheiropinionsandhearfromothersC)Effectivepersuadersareopen-mindedD)Mostbusinesspeoplearemoreassertiveintheirpersuasionwhileeffectivepersuadersaremorefriendly[單選題]89.養(yǎng)蜂的生產(chǎn)者與栽種果樹的生產(chǎn)者之間存在外部性，且其外部影響的效果是（）。A)正的B)負(fù)的C)相互抵消的D)可以收支結(jié)算的[單選題]90.在廣告泛濫的今天，有人指出：廣告多了令人心煩，都成廣告插播電視劇了；也有人指出：沒有廣告又覺得無從選擇，購(gòu)買商品不知道好壞。這說明（）。A)意識(shí)在不同的主體之間存在主觀差異性B)對(duì)同一對(duì)象，不同的主體會(huì)有同一反應(yīng)C)意識(shí)的主觀性表現(xiàn)在對(duì)客觀事物的歪曲D)對(duì)同一對(duì)象，相同的主體在不同條件下會(huì)有不同的反應(yīng)[單選題]91.Ⅰ(v+m)=Ⅱc是()。A)社會(huì)資本擴(kuò)大再生產(chǎn)的前提條件B)社會(huì)資本擴(kuò)大再生產(chǎn)的實(shí)現(xiàn)條件C)社會(huì)資本簡(jiǎn)單再生產(chǎn)的基本實(shí)現(xiàn)條件D)社會(huì)資本簡(jiǎn)單再生產(chǎn)的基本前提條件[單選題]92.對(duì)重要問題提出見解和處理辦法用（）。A)公告B)通告C)意見D)通知[單選題]93.留于以后年度分配的利潤(rùn)或待分配的利潤(rùn)是()。A)實(shí)收資本B)盈余公積C)資本公積D)未分配利潤(rùn)[單選題]94.?流動(dòng)資金缺乏導(dǎo)致企業(yè)擴(kuò)大再生產(chǎn)難，擴(kuò)大再生產(chǎn)難導(dǎo)致企業(yè)發(fā)展不良，又進(jìn)一步加劇了資金緊張。?這種惡性循環(huán)是對(duì)小型微型企業(yè)遭受融資難的鮮明寫照。國(guó)家對(duì)此非常重視，下列措施屬于國(guó)家采用經(jīng)濟(jì)手段解決該問題的是（）。①銀監(jiān)會(huì)出臺(tái)《關(guān)于支持商業(yè)銀行進(jìn)--步改進(jìn)小型微型企業(yè)金融服務(wù)的通知》②財(cái)政部公布對(duì)金融機(jī)構(gòu)與小型微型企業(yè)簽訂的借款合同免征印花稅③中國(guó)人民銀行降低存款準(zhǔn)備金率，增加商業(yè)銀行貸款投放量④中國(guó)農(nóng)業(yè)銀行增加年度信貸投放，滿足小型和微型企業(yè)合理融資需求A)①②B)②③C)①③D)②④[單選題]95.Thelatestresearchindicatesthatstress，asan______todealwithit，isadirectcontributortoheartdisease.A)inabilityB)illegalnessC)unconsciousnessD)unwillingness[單選題]96.微觀經(jīng)濟(jì)學(xué)的研究對(duì)象是()。A)個(gè)體經(jīng)濟(jì)單位B)經(jīng)濟(jì)的總體行為C)個(gè)體單位的具體行為D)經(jīng)濟(jì)的具體行為[單選題]97.Henry?sbusinessismuchworsethanbefore,therefore,hehasto______theexpenseofhiscorporation.A)cutintoB)cutinC)cutdownD)cutoff[單選題]98.公元前3世紀(jì)，中國(guó)戰(zhàn)國(guó)時(shí)期秦國(guó)蜀郡太守李冰及其子率眾修建的一座大型水利工程?旱則引水浸潤(rùn)，雨則杜塞水門?。故記曰：?水旱從人，不知饑饉?。后來，三國(guó)時(shí)蜀相諸葛亮?征丁千二百人護(hù)之?。據(jù)此判斷，這項(xiàng)水利工程是（）。A)都江堰B)鄭國(guó)渠C)靈渠D)芍陂[單選題]99.Hehasmademanystudiesonyouthunemploymentandeducationandtheneglectof______marginalized.A)aB)thisC)theD)that[單選題]100.資料：TheOakviewCafe12TorpointHill,Aylesbury.Buckinghamshire.HP217SR01632399196www.aokviewcafc.co.ukTheOakviewCafeproudlypresentsGordonMacaulayinasoloconcertat7p.m.on10September.Mr.Macaulayisknownforhispoeticsongsandfluidguitarplaying.LaurenTigheofTheAylesburyRecordwrites,"GordonMacaulayhasoneofthemostmelodiousvoicesIhaveeverheard."Don'tmissthisrareopportunitytohearhimintheintimatesettingoftheOakviewCafe.Ouraward-winningchef,LucasBrizard,willprepareaselectionofuniquedishes,butourregularmenuitemswillalsobeavailableonthedayoftheshow.Spaceislimited-purchaseyourticketsnowbyphoneoratthecafeduringnormalbusinesshours.Formoreinformationaboutusandafulllistingofourdishesfortheevent,pleasevisitourWebsite.WhatissuggestedabouttheOakviewCafe?A)Itopensfordinnerat7p.m.B)Itadvertisesinalocalnewspaper.C)Itislocatedinthecity'sbusinessdistrict.D)Itisasmallrestaurant.[單選題]101.年終決算，應(yīng)當(dāng)進(jìn)行不同科目的結(jié)轉(zhuǎn)處理，清理（）頁次、筆數(shù)，清理科目動(dòng)態(tài)等。A)分戶賬B)明細(xì)賬C)現(xiàn)金日記賬D)總分類賬[單選題]102.Iwillneverforgettheday___Ifirstarrivedatthiscollege.A)inwhichB)onthatC)whenD)which[單選題]1