車庫抵押借款合同的還款方式

車庫抵押借款合同的還款方式合同編號：__________GaragePledgeLoanContractBETWEENPartyA:_______________________________PartyB:_______________________________ThisGaragePledgeLoanContract(the"Contract")ismadeandenteredintoonthis______dayof____________,20____,andbetweenPartyAandPartyB(collectivelyreferredtoasthe"Parties").WHEREAS,PartyA(the"Borrower")desirestoborrowacertainsumofmoneyfromPartyB(the"Lender")and;WHEREAS,PartyBiswillingtolendtheaforementionedsumofmoneytoPartyAonthetermsandconditionssetforthherein.NOW,THEREFORE,inconsiderationofthemutualpromisescontainedherein,thePartiesagreeasfollows:ARTICLE1:LOANAMOUNTANDTERM1.1LoanAmount:PartyAagreestoborrowfromPartyBtheprincipalamountof_____________USD(the"Loan").1.2LoanTerm:TheLoanshallbeevidencedapromissorynote(the"Note")intheformattachedheretoasExhibitA,andshallmatureonthe_______dayof____________,20____(the"MaturityDate").ARTICLE2:REPAYMENT2.1RepaymentSchedule:TheBorrowershallrepaytheLoaninaccordancewiththerepaymentschedulesetforthinExhibitBattachedhereto(the"RepaymentSchedule").2.2Interest:TheBorrowershallpayinterestontheoutstandingprincipalbalanceoftheLoanatanannualinterestrateof_______percent(_______%),calculatedonasimpleinterestbasis.2.3LateFees:IftheBorrowerfailstomakeanypaymentwhendueunderthisContract,theBorrowershallpaytoPartyB,inadditiontotheoutstandingprincipalandinterest,alatefeeequalto_______percent(_______%)perannumontheoutstandingbalance,calculatedfromtheduedateuntilthedateofactualpayment.ARTICLE3:GARAGEPLEDGE3.1Pledge:AssecurityfortheLoan,theBorrowerherepledgestoPartyBallofitsright,,andinterestinandtothegaragelocatedat____________________(the"PledgedGarage").3.2PerfectionofSecurityInterest:TheBorrowershalltakeallnecessarystepstoperfectPartyB'ssecurityinterestinthePledgedGarage,including,butnotlimitedto,executinganddeliveringtoPartyBasecurityagreementintheformattachedheretoasExhibitC.ARTICLE4:USEOFFUNDS4.1TheBorrowershallusetheproceedsoftheLoansolelyforthepurposeof____________________(the"Purpose").4.2TheBorrowershallnotusetheproceedsoftheLoanforanyillegalorunauthorizedpurpose.ARTICLE5:CONDITIONSPRECEDENT5.1TheeffectivenessofthisContractisconditionaluponthesatisfactionofthefollowingconditionsprecedent:(i)TheexecutionanddeliverythePartiesofallagreements,instruments,anddocumentsrequiredtoevidencetheLoanandtheothertransactionscontemplatedhere;and(ii)ThereceiptPartyBofalllegalopinions,consents,andapprovalsnecessaryorappropriateinconnectionwiththeLoanandtheothertransactionscontemplatedhere.ARTICLE6:MISCELLANEOUS6.1GoverningLaw:ThisContractshallbegovernedandconstruedinaccordancewiththelawsoftheStateof____________________.6.2EntireAgreement:ThisContract(includingtheexhibitshereto)constitutestheentireagreementbetweenthePartiesandsupersedesallprioragreementsandunderstandings,bothwrittenandoral,betweenthePartieswithrespecttothesubjectmatterhereof.6.3Amendments:ThisContractmaybeamendedormodifiedonlyawritteninstrumentexecutedbothParties.6.4SuccessorsandAssigns:ThisContractshallbebindinguponandinuretothebenefitofthePartiesandtheirrespectivesuccessorsandassigns.一、附件列表：1.附件A：promissorynote（借款憑證）2.附件B：RepaymentSchedule（還款計劃表）3.附件C：SecurityAgreement（擔保協(xié)議）二、違約行為及認定：1.違約行為：TheBorrowerfailstomakeanypaymentwhendueunderthisContract（借款人在合同規(guī)定的還款期限內(nèi)未能進行還款）2.違約行為認定：IftheBorrowerfailstomakeanypaymentwhendueunderthisContract,suchfailureshallconstituteadefaultunderthisContract（若借款人在合同規(guī)定的還款期限內(nèi)未能進行還款，則構成違約）三、法律名詞及解釋：1.借款人（Borrower）：Thepartythatborrowsthemoneyfromthelender（向貸款人借款的一方）2.貸款人（Lender）：Thepartythatlendsthemoneytotheborrower（向借款人貸款的一方）3.借款金額（LoanAmount）：Theprincipalamountofmoneythattheborroweragreestoborrowfromthelender（借款人同意從貸款人處借用的本金金額）4.還款期限（LoanTerm）：Theperiodoftimeduringwhichtheborrowerisobligatedtorepaytheloantothelender（借款人向貸款人還款的期限）5.逾期費用（LateFees）：AdditionalfeeschargedtotheborrowerforfailingtomakeapaymentwhendueundertheContract（因借款人在合同規(guī)定的還款期限內(nèi)未能進行還款而產(chǎn)生的額外費用）四、執(zhí)行中遇到的問題及解決辦法：1.問題：TheBorrowerfailstomakeapaymentwhendueunderthisContract（借款人在合同規(guī)定的還款期限內(nèi)未能進行還款）解決辦法：PartyBmaydeclaretheentireoutstandingbalanceoftheLoandueandpayableimmediately,andexerciseallrightsandremediesavailabletoitunderthisContractandapplicablelaw（貸款人可以立即宣布未償還的貸款余額到期應付，并行使根據(jù)本合同和適用法律所享有的所有權利和補救措施）2.問題：TheBorrowerusestheproceedsoftheLoanforanillegalorunauthorizedpurpose（借款人將貸款用于非法或未經(jīng)授權的目的）解決辦法：PartyBmaydeclaretheentireoutstandingbalanceoftheLoandueandpayableimmediately,andexerciseallrightsandremediesavailabletoitunderthisContractandapplicablelaw（貸款人可以立即宣布未償還的貸款