銀團(tuán)借款合同英文范本

銀團(tuán)借款合同英文范本合同編號：__________parties1.lenderaddress:____________________contactperson:____________________電話:____________________2.borroweraddress:____________________contactperson:____________________電話:____________________agreement1.loanamountthelenderagreestolendtotheborroweraloanintheamountof____________usd(the"principalamount"),whichshallbedisbursedthelendertotheborroweroritsorderinaccordancewiththetermsandconditionssetforthherein.2.loantermtheloanshallberepaidtheborrowertothelenderinaccordancewiththerepaymentschedulesetforthinschedule1attachedhereto(the"repaymentschedule").thelendermay,atitssolediscretion,advancetheloanininstallmentsorinonelumpsum,subjecttothetermsandconditionssetforthherein.3.interesttheborrowershallpayinterestontheoutstandingprincipalamountoftheloanatanannualinterestrateof____________percent(the"annualinterestrate").theinterestshallbecalculatedonadailybasisandshallbepayabletheborrowertothelenderonthelastbusinessdayofeachcalendarmonthduringthetermofthisagreement.4.collateralassecurityfortheloan,theborrowershallprovidetothelendersuchcollateralasthelendermayrequireinitssolediscretion.thelendershallhavetherighttoliquidateorotherwisedisposeofthecollateralintheeventofdefaulttheborrowerunderthisagreement.5.representationsandwarrantiestheborrowerrepresentsandwarrantstothelenderthat:(a)ithasthelegalcapacityandauthoritytoenterintothisagreementandtoperformitsobligationshereunder;(b)theexecutionanddeliveryofthisagreementandtheperformanceofitsobligationshereunderdonotandwillnotconflictwithorresultinabreachofanyagreementorinstrumenttowhichitisapartyorwhichitisbound;(c)itisnotindefaultunderanyagreementorinstrumenttowhichitisapartyorwhichitisbound;(d)ithasnotenteredintoanyagreementorunderstandingwithanypersonorentitythatwouldrestrictorlimititsabilitytoperformitsobligationsunderthisagreement;6.defaultiftheborrowerdefaultsunderthisagreement,thelendermay,atitssolediscretion,declaretheentireoutstandingprincipalamountoftheloan,togetherwithallaccruedandunpaidinterestthereon,dueandpayableforthwith.intheeventofdefault,thelendermayalsoexerciseanyotherrightsandremediesavailabletoitunderapplicablelaworthisagreement.7.indemnificationtheborrowershallindemnifyandholdharmlessthelenderfromandagainstanyandalllosses,damages,claims,liabilitiesandexpenses(includingreasonableattorneys'feesandexpenses)incurredthelenderinconnectionwiththisagreement,excepttotheextentcausedthelender'sgrossnegligenceorwillfulmisconduct.8.terminationthisagreementmaybeterminatedeitherpartyuponwrittennoticetotheotherparty.upontermination,theborrowershallpromptlyrepaytheoutstandingprincipalamountoftheloan,togetherwithallaccruedandunpaidinterestthereon,inaccordancewiththerepaymentschedule.9.Governinglawandjurisdictionthisagreementshallbegovernedandconstruedinaccordancewiththelawsofthestateofnewyork,withoutregardtoitsconflictoflawsprinciples.anydisputesarisingoutoforinconnectionwiththisagreementshallbesubmittedtotheexclusivejurisdictionofthecourtsofthestateofnewyork.inwitnesswhereof,thepartieshaveexecutedthisagreementasofthedatefirstabovewritten.lender:____________________:____________________name:________________________________________borrower:____________________:____________________name:________________________________________一、附件列表：1.貸款還款計(jì)劃表（附件1）2.借款人提供的collateral詳細(xì)清單（附件2）3.借款人財(cái)務(wù)報(bào)表（附件3）4.借款人經(jīng)營許可證明文件（附件4）5.貸款合同簽署授權(quán)書（附件5）6.貸款合同專用條款（附件6）7.貸款合同的擔(dān)保文件（附件7）二、違約行為及認(rèn)定：1.違約行為：借款人未能按照約定的還款計(jì)劃及時(shí)還款。認(rèn)定：若借款人在還款日未償還應(yīng)還本金或利息，或違反了合同約定的其他條款，即構(gòu)成違約。2.違約行為：借款人提供的collateral價(jià)值不足以覆蓋貸款本息。認(rèn)定：若經(jīng)第三方評估機(jī)構(gòu)評估，借款人提供的collateral價(jià)值低于貸款本息，即構(gòu)成違約。3.違約行為：借款人經(jīng)營狀況發(fā)生重大不利變化。認(rèn)定：若借款人經(jīng)營狀況發(fā)生重大不利變化，影響其還款能力，且未及時(shí)通知貸款人，即構(gòu)成違約。4.違約行為：借款人違反法律法規(guī)或合同約定的其他義務(wù)。認(rèn)定：若借款人違反法律法規(guī)或合同約定的其他義務(wù)，即構(gòu)成違約。三、法律名詞及解釋：1.借款人（Borrower）：指承擔(dān)貸款償還責(zé)任的法人或其他組織。2.貸款人（Lender）：指提供貸款資金并有權(quán)收取本金和利息的法人或其他組織。3.貸款（Loan）：指借款人向貸款人申請，并由貸款人同意提供的資金。4.利息（Interest）：指借款人因使用貸款資金而需支付的費(fèi)用。5.本金（Principal）：指借款人需償還的貸款金額。6.還款計(jì)劃（RepaymentSchedule）：指借款人與貸款人約定的還款時(shí)間表。7.Collateral：指借款人提供給貸款人的，用于擔(dān)保貸款本息償還的財(cái)產(chǎn)。四、執(zhí)行中遇到的問題及解決辦法：1.問題：借款人資金鏈斷裂，無法按時(shí)還款。解決辦法：與借款人協(xié)商，尋求延期還款或調(diào)整還款計(jì)劃；依法采取催收措施，甚至啟動collateral處置程序。2.問題：借款人提供的collateral價(jià)值下降，不足以覆蓋貸款本息。解決辦法：重新評估collateral價(jià)值，必要時(shí)要求借款人補(bǔ)充擔(dān)保措施，或提前還款。3.問題：借款人經(jīng)營狀況發(fā)生重大不利變化。解決辦法：加強(qiáng)對借款人的監(jiān)控，及時(shí)了解其經(jīng)營狀況，要求提供相關(guān)說明；必要時(shí)采取措施，如追加擔(dān)保、提前還款等。4.問題：借款人違反法律法規(guī)或合同約定的其他義務(wù)。解決辦法：依法采取措施，要求借款人糾正違約行為；嚴(yán)重情況下，可