2025屆江蘇省蘇北三市高考適應性考試英語試卷含解析

2025屆江蘇省蘇北三市高考適應性考試英語試卷考生須知：1．全卷分選擇題和非選擇題兩部分，全部在答題紙上作答。選擇題必須用2B鉛筆填涂；非選擇題的答案必須用黑色字跡的鋼筆或答字筆寫在“答題紙”相應位置上。2．請用黑色字跡的鋼筆或答字筆在“答題紙”上先填寫姓名和準考證號。3．保持卡面清潔，不要折疊，不要弄破、弄皺，在草稿紙、試題卷上答題無效。第一部分（共20小題，每小題1.5分，滿分30分）1．Onthesurfaceofthewater________,whichspoiledthebeautifulsceneryofthepark.A．somedeadleavesdidfloat B．somedeadleavesfloatedC．floatedsomedeadleaves D．didsomedeadleavesfloat2．Advertisingoftenfunctionsasanindicatorfor______societyconsiderstobesociallyacceptableanddesirableatthetime.A．what B．whetherC．how D．which3．—NextweekIwillgotoajobinterview.willyougivemesomesuggestions?—Smilingisagreatwaytomakeyourself________.A．standout B．turnoutC．workout D．pickout4．—I’mtiredout.Ican’trunanyfurther,Tom.—________!Mike.I’msureyoucandoit.A．Comeon B．NohurryC．Noproblem D．Welldone5．Roberthadacomfortablechildhood,______upinapleasanthousewithaviewofthesea.A．grew B．growingC．grown D．togrow6．Mostgraduatesinbigcitiesaresufferingformconnectedtosoaringhousepricesandjobhunting.A．curiosity B．eagerness C．thirst D．anxiety7．Thepoliceofficersdecidedtoconductathoroughand______reviewofthecase.A．comprehensive B．complicatedC．conscious D．constant8．---I’llsendyouthesignedcontractpersonallythistimetomorrow.---Sorry,I______ameetingthen.A．amattending B．attendedC．haveattended D．willbeattending9．Themapletreesturnabrilliantredinautumn,addinganothertothecolorsintheharvestseason.A．theme B．versionC．category D．dimension10．Franklyspeaking,IamnotsurewhetherI________thisintheolddayswiththatkindofequipment,whichlooksquiteoddandridiculous.A．shouldhavedone B．needhavedone C．wouldhavedone D．musthavedone11．Sheissuchanirritatingwoman,Idon’tknowhowyoucan______her.A．putup B．standwith C．standupto D．putupwith12．-Areyoureadyforthehistorytesttomorrow?-No,IwishI_____theclockback.A．hadturned B．couldturnC．willturn D．wouldhaveturned13．Humansspendalotoftimeandmoneyontheirpetsandthepetsgivealltheyhave_____forthat.A．inreturnB．infactC．inshortD．inall14．Itiswhatyoudoratherthanwhatyousay__________matters.A．that B．whatC．which D．this15．______suchaproblembefore,wehandledthesituationverywellthistime.A．Dealwith B．DealingwithC．Todealwith D．Havingdealtwith16．Yet_______intheprocessofdevelopmentdidtheystoptoconsidertheimpactoftheir“progress”onnature.A．innotimeB．atnopointC．aslikelyasnotD．moreoftenthannot17．Shemusthaverankedherbirthdaypresentsinorderof_becausethetoponeisherfavorite．A．value B．time C．interest D．preference18．WhitneyHouston’ssuddendeathsuggeststhatdrugabuseissuchaseriousproblem________weshoulddealwithitappropriately.A．as B．that C．which D．where19．－I_______inthesamepositiontoolong.Mylegshavefallenasleep.－Shakeitalittlebeforeyougetup.A．willsit B．havesatC．amsitting D．havebeenstting20．Itrainedthismorning,_____actuallydidn’tbothermebecauseIlikewalkingintherain.A．what B．whenC．where D．which第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21．（6分）WHEREAREWEGOINGTODAY?ThePlayIndoorPlaygroundcovers2,300squarefeet.Ithasfun,colorfulentertainingandexcitingtoysandequipmentforyoutoplaywith.Howabouttheinflatable（可充氣的）obstaclecourse？Doyouthinkyouwillbeabletowalkarounditasyourebouncingeverywhere?Maybeyouwanttotakeaswimintheballpool.Thegreatthingaboutplayingisbeingabletobecreativeanduseyourimagination.YoucanbeANYTHINGyouwanttobe!Howaboutbeingmonkeystohideoutinthetreehouse?Youcanclimbuptothetopofthetreehouseslide,andpretendtoeatthoseyummybananasbeforeslidingbackdownagain.Orperhapsyouwanttobeprincesses,sittinginthecastlewithyourlovelylonghairflowingoutofthetower.Youcanusetheclothesintheprincessdress-uptrunktoreallyfeelthepart.Forthelittleones,thereisaninfantsectionwheretheycanplayandexperimentwiththetoysattheirownpace,awayfromthebiggerkids,andthereisalsoaSonyPlaystationareafortheslightlybiggerkidswhowanttotryandbeattheirhighestscoresandtrythelatestgames.Don’tworry!Parentsareincludedtoo.TheyhaveanadultloungefurnishedwithcomfortableseatingandaviewoftheplayareasoyoucanrelaxandknowyourchildishavingagreattimeCost.Adult:$3perperson(Parentsarefreeiftherearetwochildrentoplay.)Children:$10fortheIstchild.$8forasisterorbrother.Time:12:00-7:00P.m.fromMondaytoThursday.Address.401West.LosFelizBlvd.SuiteE.Glendale.CA．Tel:82-551-1521、WhowillprobablyregardthePlayIndoorPlaygroundasthemostappealing?A．FamiliesthatwantsomechallengesB．KidswhowanttohavefunoutdoorsC．Kidswhowanttotakepartinfunactivities.D．Parentswhowanttoplaygameswithkids.2、Howmuchshouldacouplewithtwokidspaytoenterit?A．$2B．$21C．$24D．$263、Whatisthemainpurposeofthetext?A．ToencouragekidstotravelaroundB．TotellparentshowtoeducatekidsC．TorecommendsomesportsactivitiesD．Toadvertiseanindoorplayground22．（8分）IWastheDoughnutLadyInuniversityIhadapart-timejobatashopthatsolddoughnutsandcoffee.Situatedonablockwhereseveralbusesstopped,itservedthepeoplewhohadafewminutestowaitfortheirbus.Everyafternoonaroundfouro’clock,agroupofschoolchildrenwouldburstintotheshop,andbusinesswouldcometoastop.Adultswouldglancein,seethecrowdandpasson.ButIdidn’tmindifthechildrenwaitedfortheirbusinside.SometimesIwouldhandoutabusfarewhenaticketwentmissing—alwaysrepaidthenextday.OnsnowydaysIwouldgiveawaysomedoughnuts.Iwouldlockthedooratclosingtime,andwewaitedinthewarmshopuntiltheirbusfinallyarrived.Ienjoyedmyyoungfriends,butitneveroccurredtomethatIplayedanimportantroleintheirlives—untiloneafternoonwhenamancameandaskedifIwasthegirlworkingonweekdaysaroundfouro’clock.Heidentifiedhimselfasthefatheroftwoofmyfavorites.“IwantyoutoknowIappreciatewhatyoudoformychildren.Iworryaboutthemtakingtwobusestogethome.Itmeansalotthattheycanwaithereandyoukeepaneyeonthem.Whentheyarewiththedoughnutlady,Iknowtheyaresafe.”Itoldhimitwasn’tabigdeal,andthatIenjoyedthekids.SoIwastheDoughnutLady.Inotonlyreceivedatitle,butbecamealandmark.NowIthinkaboutallthepeoplewhokeepaneyeonmyownchildren.Theybecome,well,DoughnutLadies.Likethemenattheskatingrink(滑冰場),wholetmyboysringhome;Orthebusdriverwhodrovemydaughtertoherstopattheendoftherouteatnightbutwouldn’tleaveuntilIarrivedtopickherup;OrthatnicepoliceofficerwhotookpityonmyboyswalkinghomeintherainwhenIwasatwork—eventhoughthephonerangallthenextdaywithcallsfromcuriousneighbors.“WasthatapolicecarIsawatyourhouselastnight?”Thatwasn’tapolicecar.ThatwasaDoughnutLady.1、Accordingtothepassage,theauthorsometimes______.A．soldbusticketstothechildrenB．gavethechildrenfreedoughnutsC．didbusinesswiththechildren’shelpD．calledthechildren’sparentstopickthemup2、Bysaying“…itwasn’tabigdeal(Para.4),”theauthormeantthat______.A．shehadn’tdoneanythingsignificantB．shehadn’tspentmuchtimewiththechildrenC．shehadn’tmadealotofmoneyfromthechildrenD．shehadn’tfoundithardtogetalongwiththechildren3、Whatcanwelearnaboutthepoliceofficer?A．Hetooktheboystothepolicestation.B．Hehelpedtheboyslookfortheirmother.C．Hedrovetheboysbackhomeinapolicecar.D．Hemanagedtomakesureoftheboys’identity.4、Thepassagesuggeststhat______.A．runningabusinessrequiresskillB．takingresponsibilityisamoralvirtueC．devotionshouldbeeverythinginlifeD．therearealwaysnosmallactsofkindness23．（8分）Pushyparentsandteacherswho"hothouse"theunder-5sriskcausingdamagetothechildren'slong-termdevelopment,aleadingeducationexpertsaid.LilianKatz,ProfessorofEducationattheUniversityofIllinois,toldthatfour-year-oldsengagedinreadingandwritingwentontoperformworseacademicallythanthose,engagedinimaginativelearning.Theyscoredhigherintestsattheageof5,butchildrenwhosefirstyearatschoolwasstimulating(使人興奮的)outstrippedthemyearslater.Thefindingssuggestthatthegovernment'sstructuredapproachtoearly-yearslearningcouldbestoringupproblemsforchildren.Theyalsoraiseseriousquestionsabouttheplanforallchildrentobeabletoreadbytheageof6.Inmanycountriesformalteachingdoesnotstartuntilchildrenare6or7andhaveimprovedtheirsocialandmanualskills.Childrenstartlearningtoreadandwriteat6intheUnitedStates,FranceandGermany,andat7inFinlandandSweden.ProfessorKatzsaidthatinmanyschoolsthecourseswere“boringchildrentotears”.MuchacademicteachingrequiredIchildrentolearnbymemorizingpiecesofinformationoutofcontext,shesaid.Teachinginreceptionclassshouldinsteadallowchildrentodeveloptheirintellectbyexploringtheirenvironmentsandaskingquestions."Researchsuggeststhebenefitsofformalacademicinstructionforfourandfive-year-oldsseemtobepromisingwhentheyaretestedearly,butconsiderablylesssointhelongterm.Whenthesechildrenarefollowedoveraperiodofthreeormoreyears,thosewhohadearlyexperienceinmoreintellectuallyengagingcurriculaweremorelikelytodowellinschoolthantheirpeers,whohadreceivedearlyacademicinstruction."Sheadvocatesteachingchildrenthroughfirst-handexperienceandplay,inmixed-agedclasses.Thiscanincludepuppetshows,drawingorrunningapretendshopintheclassroom.1、Accordingtothepassage,thosewho"hothouse"theunder-5swouldprobably______.A．preferalotofinteractionandstimulationwhileteachingB．teachinalivelywaytomotivatekids'interestC．pushthekidstomemorizepiecesofinformationD．careaboutthekids'physicaldevelopment2、Whatdoestheunderlinedword"outstripped"inParagraph2mean?A．didbetterthanB．lookeddownuponC．caughtupwithD．performedworsethan3、Themessagetheauthorwantstodeliverthroughthepassageisthatformalteaching______.A．canstartatdifferenttimesindifferentcountriesB．shouldnotbestartedtooearlyC．isbestcarriedoutinFinlandandSwedenD．shouldincludeteachingchildrensocialandmanualskills4、WhichofthefollowingisNOTtheopinionofLilianKatz?A．Childrenshouldbetaughtthroughfirst-handexperience.B．Learninginamixed-ageclassisgoodforchildren.C．Runningashopcanhelpchildrengetgoodmarks.D．Puppetshowsanddrawingareusefulwaysinteachingchildren.24．（8分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕產假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(擁抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown25．（10分）Manyofuslistentomusicwhilewework,thinkingthatitwillhelpustoconcentrateonthetaskathand.Andinfact,recentresearchhasfoundthatmusiccanhavebeneficialeffectsoncreativity.Whenitcomestootherareasofperformance,however,theimpactofbackgroundmusicismorecomplicated.Theideathatlisteningtomusicwhenworkingisbeneficialtooutputprobablyhasitsrootsintheso-called“Mozarteffect”.Putsimply,thisisthefindingthatspatialrotationperformance(空間旋轉能力)isincreasedimmediatelyafterlisteningtothemusicofMozart,comparedtonosoundatall.Howsoundaffectsperformancehasbeenthetopicofresearchforover40years,andisobservedthroughaphenomenoncalledtheirrelevantsoundeffect.Tostudyirrelevantsoundeffect,participantsintheresearchareaskedtocompleteasimpletaskwhichrequiresthemtorecallaseriesofnumbersorlettersintheexactorderinwhichtheysawthem.Thetrickythingisbeingabletodothiswhileignoringanybackgroundnoise.Twokeycharacteristicsoftheirrelevantsoundeffectarerequiredforitsobservation.First,thetaskmustrequirethepersontousetheirrehearsalabilities(復述能力),andsecond,thesoundmustcontainacousticalvariation(聲學變化).Wherethesounddoesnotvarymuchacoustically,theperformanceofthetaskismuchclosertothatobservedinquietconditions.Theirrelevantsoundeffectitselfcomesfromattemptingtoprocesstwosourcesoforderedinformationatthesametime—onefromthetaskandonefromthesound.Unfortunately,onlytheformerisrequiredtosuccessfullyperformtherecalltask,andtheeffortinensuringthatirrelevantorderinformationfromthesoundisnotprocessedactuallyhinders(阻礙)thisability.Asimilarconflictisalsoseenwhenreadingwhileinthepresenceoflyricalmusic.Inthissituation,thetwosourcesofwords—fromthetaskandthesound—areinconflict.Thecostispoorerperformanceofthetaskinthepresenceofmusicwithlyrics.Whatthisallmeansisthatwhetherhavingmusicplayinginthebackgroundhelpsorhindersperformancedependsonthetaskandonthetypeofmusic,andonlyunderstandingthisrelationshipwillhelppeoplemaximizetheirproductivitylevels.1、“Mozarteffect”ismentionedto________.A．explainhowmusiccanrelaxpeopleB．showmusiccanimproveperformanceC．advisepeopletolistentoMozartmusicD．stressMozartmusicgainswideattention2、Itcanbeinferredthatparticipantsintheresearch________.A．haveimprovedtheirrehearsalabilityB．performbetterinthequietconditionsC．ignorethebackgroundnoisesuccessfullyD．preferthemusicwithgreatsoundvariation3、Paragraph6iswrittento________.A．supportanidea B．makeacontrastC．introduceatopic D．describeafact4、Whatisthebesttitleforthepassage?A．MusicshapesyourlifeB．MusicdevelopsyourcreativityC．ChoosequietmusicforyourworkD．Doesmusicmakeyouconcentrate?第三部分語言知識運用（共兩節(jié)）第一節(jié)（每小題1.5分，滿分30分）閱讀下面短文，從短文后各題所給的A、B、C和D四個選項中，選出可以填入空白處的最佳選項．26．（30分）IbecameagardenerwhenIwastwelve.Myearly1ofgardeningmaynothaveoriginatedfrommy2fornature.Itwastoannoymyparents.Atthattime,wehadabigyardinwhichabeautifulmapletreestood.Butmymotheroftenlookedwith3atthisworkofnaturalart.Thosegoldenleavesseemedliketonsofrubbishtoher.Seeingtheneighborsbusywith4,myfathereverthoughtitawasteoftime.Atthatage,Ialwaysdidsomething5towhatevermyparentsdid!Ifgardeningweresomethingtheyfound6,Iwouldplantagarden!Iplantedsomelilyseedsintheyard.Butthey7tocomeup.Icontinuedtoplantsunflowerseedsandroses.Wild8joy,Ifoundthefirstrosebloom.Onebyone,theflowersbloomedtheirheadsoff.Eventually,Iwas9bythislandofwonder.10,myparentsshowednointerestinmygarden.Myfathereven11atmebecausehefounditwas12tomovearoundmygardentothedriveway.Tomymother's13,Iputinhervasemyrealroseswhich,inhereyes,weresimplyweedsratherthan14.Regardlessoftheir15,Ikeptonplantingmygardenand16toenjoythepleasureofgardening.Plantsmakesuchgoodcompanions:theybreathe,theybloom,they17tocareandlove.IthasbeenmanyyearssinceImademyfirstgardenoutofmydesireto18myparents.TodayIbecomeknownasMrs.Greenthumbs,teachinggardeningandhostingagardeningshowwhichmakesmyparentsfeelvery19.AndnowIcouldsayitismyaffectionfor20thatmakesmearealgardener.1、A．memoryB．dreamC．intentionD．design2、A．hopeB．needC．ideaD．love3、A．doubtB．appreciationC．surpriseD．excitement4、A．workingB．playingC．gardeningD．travelling5、A．equalB．similarC．superiorD．opposite6、A．harmfulB．valuableC．upsettingD．interesting7、A．failedB．likedC．grewD．happened8、A．toB．withC．inD．by9、A．puzzledB．defeatedC．caughtD．touched10、A．InsteadB．HoweverC．ThereforeD．Besides11、A．shoutedB．laughedC．glancedD．jumped12、A．unusualB．troublesomeC．impossibleD．dangerous13、A．sadnessB．displeasureC．delightD．relief14、A．beautyB．kindnessC．flowersD．plants15、A．dislikeB．encouragementC．threatD．suggestion16、A．decidedB．waitedC．continuedD．struggled17、A．devoteB．turnC．respondD．lead18、A．educateB．satisfyC．respectD．challenge19、A．proudB．comfortableC．strangeD．disappointed20、A．freedomB．lifeC．growthD．nature第二節(jié)（每小題1.5分，滿分15分）閱讀下面材料，在空白處填入1個適當?shù)膯卧~或括號內單詞的正確形式。27．（15分）Haveyoufoundthatmuchofyouronlinecommunicationhasbeenreplacedbyemojis(表情符號)?Has“HappyBirthday”becomeacakewith1．(light)candles?Sincetheywereinventedinthe1990sinJapan,emojis,meaning“picturecharacters”,2．(occupy)theworld.AccordingtoaUK-basedmobiletechnologycompany,6millionemojisusedintextmessagesaresentaroundtheworldeverydaythroughsmartphones.That’swhyforthefirsttimeOxfordDictionary’sWordoftheYearisemoji---aface3．tearsofjoy.Emijisareregardedasanewkindof4．(express).Behindthepopularityofemojis5．(be)theriseofyoungpeople6．welcomenewtechnologyandinventions.Sothereasonwhyyoungpeopleaswellasotherslovetoemojiisthattheyshowmeanings7．(beautiful).Whenyoungpeopleareaskedwhatmakesthegenerationunique,8．put“technologyuse”first.Nowemojisareinmuch9．(wide)usethanwrittenwords.As10．result,peoplebegantodoubtwhetherithasmadeupatoolargepartinouronlinecommunication.第四部分寫作（共兩節(jié)）第一節(jié)短文改錯（滿分10分）28．（10分）假定英語課上老師要求同桌之間交換修改作文，請你修改你同桌寫的以下作文。文中共有10處語言錯誤，每句中最多有兩處。每處錯誤僅涉及一個單詞的增加、刪除或修改。增加：在缺詞處加一個漏字符號（∧），并在其下面寫出該加的詞。刪除：把多余的詞用斜線（＼）劃掉。修改：在錯的詞下劃一橫線，并在該詞下面寫出修改后的詞。注意：1、每處錯誤及其修改均僅限一詞；2、只允許修改10處，多者（從第11處起）不計分。Itwasamathtest,forwhichIhavepreparedforalongtime、SomuchimportanceIattachtoitthatIevenfeltalittlenervousbeforeatest、MyheartbegantobeatwildimmediatelyItookmyseatintheclassrooms、Lookingatthetestpaper,ourmindwentblank、Iattemptedtofocusmyattentionanditwasimpossible、SoIclosedmyeyesandtookadeepbreath,trytocalmdown、Itworked、GraduallyIrecoveredfrommycalmness、Feelingmorerelaxing,Ipickedupmypenandbegantowrite、第二節(jié)書面表達（滿分25分）29．（25分）假設你是張華，你的英國筆友Michael即將到中國來學習，并在中國過中秋節(jié)。他發(fā)來電子郵件詢問有關中秋節(jié)的習俗。請你用英語寫一封100詞左右的回信，介紹一下有關情況。內容要點：1.中秋節(jié)通常在九月或十月，我們吃各種月餅；2.人們喜歡在戶外邊吃月餅邊賞月；3.中秋節(jié)是家人團聚的日子，回顧過去，展望未來。開頭和結尾已給出，不計入總詞數(shù)。DearMichael,_____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Yours,ZhangHua

參考答案第一部分（共20小題，每小題1.5分，滿分30分）1、C2、A3、A4、A5、B6、D7、A8、D9、D10、C11、D12、B13、A14、A15、D16、B17、D18、B19、D20、D第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21、1、C2、A3、D22、1、B2、A3、C4、D23、1、C2、A3、B4、C24、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海綿)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研討會),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通貨膨脹率).Inthemeantime,Iwanttostressthatthemostimportantthingistostartsavingnow."E