2024年度個(gè)人保證擔(dān)保貸款合同英文范本3篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2024年度個(gè)人保證擔(dān)保貸款合同英文范本本合同目錄一覽1.PartiestotheAgreement1.1Borrower'sInformation1.2Lender'sInformation1.3Guarantor'sInformation2.LoanTerms2.1LoanAmount2.2InterestRate2.3LoanDuration2.4RepaymentSchedule2.5RepaymentMethod3.Borrower'sObligations3.1PaymentofLoan3.2CompliancewithLoanTerms3.3DefaultandConsequences3.4InsuranceRequirement4.Guarantor'sObligations4.1GuaranteeofLoan4.2DefaultandConsequences4.3RighttoSetoff4.4NoticeofDefault5.ConditionsPrecedent5.1Borrower'sEligibility5.2Lender'sApproval5.3LegalCompliance6.EventsofDefault6.1Borrower'sDefault6.2Guarantor'sDefault6.3BreachofContract7.RemediesandEnforcement7.1RighttoEnforce7.2LegalAction7.3LiquidatedDamages8.Confidentiality8.1ConfidentialInformation8.2DisclosureRestrictions9.GoverningLawandJurisdiction9.1ApplicableLaw9.2Jurisdiction10.ForceMajeure10.1EventsBeyondControl10.2LiabilityandDuties11.Assignment11.1AssignmentBorrower11.2AssignmentLender11.3AssignmentGuarantor12.MiscellaneousProvisions12.1EntireAgreement12.2AmendmentsandModifications12.3WaiverofBreach12.4Notices13.DisputeResolution13.1Mediation13.2Arbitration13.3Litigation14.Termination14.1Borrower'sTermination14.2Lender'sTermination14.3Guarantor'sTermination14.4EffectsofTermination第一部分：合同如下：1.PartiestotheAgreement1.1Borrower'sInformationFullName:Address:ContactInformation:1.2Lender'sInformationNameofFinancialInstitution:Address:ContactInformation:1.3Guarantor'sInformationFullName:Address:ContactInformation:RelationshiptoBorrower:2.LoanTerms2.1LoanAmountThetotalamountoftheloantobeprovidedtheLendertotheBorroweris$,X.2.2InterestRate2.3LoanDurationTheloanshallhaveadurationofyears.2.4RepaymentScheduleTheBorrowershallmakemonthlyrepaymentsof$,X,startingfromthefirstmonthfollowingthedisbursementoftheloan.2.5RepaymentMethodRepaymentsshallbemadeautomaticdeductionfromtheBorrower'sdesignatedbankaccount.3.Borrower'sObligations3.1PaymentofLoanTheBorroweragreestorepaytheloaninfull,togetherwithinterest,inaccordancewiththetermssetforthinthisAgreement.3.2CompliancewithLoanTerms3.3DefaultandConsequencesIntheeventofdefault,theBorrowershallbeliableforallcostsandexpensesincurredtheLenderinrecoveringtheloan,includinglegalfees.3.4InsuranceRequirementTheBorroweragreestomaintainadequateinsurancecoverageontheloanedfundsandpropertyduringthetermofthisAgreement.4.Guarantor'sObligations4.1GuaranteeofLoanTheGuarantoragreestoguaranteetherepaymentoftheloanintheeventofdefaulttheBorrower.4.2DefaultandConsequencesUpondefaulttheBorrower,theGuarantorshallbeliableforthefullamountoftheoutstandingdebt,includinginterestandlegalfees.4.3RighttoSetoffTheLendershallhavetherighttosetoffanyamountsowedtotheBorrowerortheGuarantoragainstthedebtdueunderthisAgreement.4.4NoticeofDefaultTheLendershallprovidewrittennoticetotheGuarantorupontheoccurrenceofanydefaulttheBorrower.5.ConditionsPrecedent5.1Borrower'sEligibilityTheBorrowerrepresentsthattheyareeligiblefortheloanandhaveprovidedallnecessarydocumentationtosupporttheirapplication.5.2Lender'sApprovalTheloanissubjecttotheLender'spriorwrittenapproval.5.3LegalCompliance6.EventsofDefault6.1Borrower'sDefaultTheBorrowershallbedeemedtobeindefaultiftheyfailtomakeanypaymentwhendueorotherwisebreachanytermofthisAgreement.6.2Guarantor'sDefaultTheGuarantorshallbedeemedtobeindefaultiftheyfailtofulfilltheirobligationsunderthisAgreement.6.3BreachofContractAnybreachofthisAgreementanypartyshallconstituteaneventofdefault.7.RemediesandEnforcement7.1RighttoEnforceTheLendershallhavetherighttoenforceallremediesavailableatlaworequitytorecovertheoutstandingdebtunderthisAgreement.7.2LegalActionTheLendermay,atitssolediscretion,takelegalactionagainsttheBorrowerortheGuarantortorecovertheoutstandingdebt.7.3LiquidatedDamagesIntheeventofdefault,theBorrowerandtheGuarantoragreetopayliquidateddamagesintheamountof%oftheoutstandingdebtpermonthuntilthedebtisfullyrecovered.8.Confidentiality8.1ConfidentialInformation"ConfidentialInformation"shallmeananyinformationdisclosedeitherpartytotheother,whetherinwriting,orally,orinspectionoftangibleobjects,thatisdesignatedasconfidentialorthatreasonablyshouldbeunderstoodtobeconfidentialgiventhenatureoftheinformationandthecircumstancesofdisclosure.8.2DisclosureRestrictionsNeitherpartyshalldiscloseanyConfidentialInformationtoanythirdpartywithoutthepriorwrittenconsentoftheotherparty,exceptasrequiredlaworcourtorder.9.GoverningLawandJurisdiction9.1ApplicableLawThisAgreementshallbegovernedandconstruedinaccordancewiththelawsofthejurisdictionwheretheLenderislocated.9.2JurisdictionAnylegalactionorproceedingarisingoutoforinconnectionwiththisAgreementshallbebroughtexclusivelyinthecourtsofthejurisdictionwheretheLenderislocated.10.ForceMajeure10.1EventsBeyondControlNeitherpartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthisAgreementtotheextentthatsuchfailureordelayiscausedanyeventbeyonditsreasonablecontrol,includingbutnotlimitedtoactsofGod,labordisputes,orgovernmentactions.10.2LiabilityandDutiesIfaforcemajeureeventoccurs,theaffectedpartyshallpromptlynotifytheotherpartyandusereasonableeffortstominimizetheimpactoftheeventonitsobligationsunderthisAgreement.11.Assignment11.1AssignmentBorrowerTheBorrowermaynotassignitsrightsorobligationsunderthisAgreementwithoutthepriorwrittenconsentoftheLender.11.2AssignmentLenderTheLendermayassignitsrightsorobligationsunderthisAgreementtoathirdpartywithouttheBorrower'sconsent,providedthatthethirdpartyagreestobeboundthetermsofthisAgreement.11.3AssignmentGuarantorTheGuarantormaynotassignitsrightsorobligationsunderthisAgreementwithoutthepriorwrittenconsentoftheLender.12.MiscellaneousProvisions12.1EntireAgreementThisAgreementconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetherwrittenororal,relatingtothesubjectmatterofthisAgreement.12.2AmendmentsandModificationsAnyamendmentormodificationofthisAgreementmustbeinwritingandexecutedbothparties.12.3WaiverofBreachThefailureofeitherpartytoenforceanyprovisionofthisAgreementshallnotbedeemedawaiverofsuchprovisionnoroftherighttoenforcesuchprovision.12.4Notices13.DisputeResolution13.1MediationIntheeventofanydisputearisingoutoforinconnectionwiththisAgreement,thepartiesagreetofirstattempttoresolvethedisputethroughmediation.13.2ArbitrationIfthedisputecannotberesolvedthroughmediation,thepartiesagreetosubmitthedisputetobindingarbitrationinaccordancewiththerulesoftheXYZArbitrationAssociation.13.3LitigationIfarbitrationisnotsuccessful,thepartiesmayseekresolutionthroughlitigationinthecourtsofthejurisdictionwheretheLenderislocated.14.Termination14.1Borrower'sTerminationTheBorrowermayterminatethisAgreementatanytimeprovidingwrittennoticetotheLender.14.2Lender'sTerminationTheLendermayterminatethisAgreementatanytimeprovidingwrittennoticetotheBorrower,inwhichcasetheBorrowershallimmediatelyrepaytheoutstandingloanbalance.14.3Guarantor'sTerminationTheGuarantormaynotterminateitsobligationsunderthisAgreementwithoutthepriorwrittenconsentoftheLender.14.4EffectsofTerminationUponterminationofthisAgreement,allobligationsoftheBorrowerandtheGuarantorunderthisAgreementshallcease,exceptforanyobligationsthattheirnaturesurvivetermination.第二部分：第三方介入后的修正1.IntroductiontoThirdPartyInvolvement1.1DefinitionofThirdParty"ThirdParty"referstoanyentityorindividualnotpartytothisAgreement,includingbutnotlimitedtoconsultants,advisors,intermediaries,serviceproviders,andregulatorybodies.1.2PurposeofThirdPartyInvolvement2.AdditionalTermsforPartiesuponThirdPartyInvolvement2.1Borrower'sAdditionalObligationsTheBorroweragreestoprovidetheThirdPartywithallnecessaryinformationandaccesstorecordsrequiredfortheperformanceoftheirduties.TheBorrowershallensurethattheThirdParty'sinvolvementdoesnotconflictwiththetermsofthisAgreement.2.2Lender'sAdditionalObligationsTheLenderagreestofacilitatetheinvolvementoftheThirdPartyandprovidethemwithaccesstorelevantinformationandrecords.2.3Guarantor'sAdditionalObligationsTheGuarantoracknowledgestheinvolvementoftheThirdPartyandagreestocooperatewiththemasrequired.TheGuarantorshallnotbeliablefortheactionsoftheThirdPartyunlesssuchactionsareadirectresultoftheirownnegligenceorbreachofthisAgreement.3.ThirdParty'sResponsibilitiesandLimitations3.1ScopeofWorkTheThirdPartyshallperformtheirdutiesasspecifiedintheagreementorcontractenteredintobetweenthemandeithertheBorrower,Lender,orGuarantor.3.2LimitationofLiabilityTheliabilityoftheThirdPartyforanyactoromissionshallbelimitedtothefeespaidtothemtherelevantparty.3.3IndemnificationTheBorrower,Lender,orGuarantorshallindemnifytheThirdPartyagainstanyclaims,losses,ordamagesarisingoutoftheirownnegligenceorbreachofthisAgreement.4.ThirdParty'sRights4.1AccesstoInformationTheThirdPartyshallhavetherighttoaccessallnecessaryinformationandrecordstoperformtheirdutieseffectively.4.2ConfidentialityTheThirdPartyagreestomaintaintheconfidentialityofallinformationobtainedduringthecourseoftheirduties.4.3Reporting5.ThirdParty'sRelationshipwithOtherParties5.1IndependenceTheThirdPartyshallactindependentlyandshallnotbeinfluencedanypartytothisAgreement.5.2NoAgencyTheThirdPartyshallnotbedeemedtobeanagentofanypartytothisAgreement.5.3NoLiabilityTheThirdPartyshallnotbeliableforanyactsoromissionsoftheBorrower,Lender,orGuarantor.6.ModificationstotheAgreement6.1AdditionofThirdPartyTheinclusionofaThirdPartyintothisAgreementshallnotaltertheobligationsandrightsoftheBorrower,Lender,orGuarantor.6.2AmendmentsAnyamendmentstothisAgreementaffectingtheThirdPartyshallbemadeinwritingandexecutedallparties.7.TerminationofThirdParty'sInvolvement7.1Borrower'sorLender'sRighttoTerminateTheBorrowerorLendermayterminatetheinvolvementoftheThirdPartyatanytimeprovidingwrittennotice,subjecttoanycontractualobligationsorfeesowedtotheThirdParty.7.2Guarantor'sRighttoTerminateTheGuarantormaynotterminatetheinvolvementoftheThirdPartywithouttheconsentoftheBorrowerandLender.7.3ConsequencesofTerminationUpontermination,theThirdPartyshallprovideafinalreporttotherelevantpartyandreturnallconfidentialinformation.8.DisputeResolution8.1DisputesarisingfromtheinvolvementoftheThirdPartyshallberesolvedinaccordancewiththedisputeresolutionmechanismssetforthinthisAgreement.8.2MediationandArbitrationIfdisputescannotberesolvedthroughnegotiation,thepartiesagreetomediationand,ifnecessary,arbitration.9.GoverningLawandJurisdictionTheprovisionsofthissectionshallapplytoanydisputesarisingfromtheinvolvementoftheThirdParty,inadditiontothegoverninglawandjurisdictionprovisionsofthemainAgreement.第三部分：其他補(bǔ)充性說(shuō)明和解釋說(shuō)明一：附件列表：1.Borrower'sApplicationFormAttachmentpurpose:ToverifytheBorrower'seligibilityfortheloanandtoassesstheircreditworthiness.2.LoanAgreementDetailedrequirements:TheloanagreementmustbesignedboththeBorrowerandtheLender,outliningthetermsandconditionsoftheloan,includingtheloanamount,interestrate,repaymentschedule,anddefaultprovisions.Attachmentpurpose:ToserveasthelegaldocumentgoverningtheloanagreementbetweentheBorrowerandtheLender.3.Guarantor'sAgreementDetailedrequirements:TheguarantoragreementmustbesignedtheGuarantor,outliningtheirobligationstorepaytheloanintheeventofdefaulttheBorrower.4.FinancialStatementsAttachmentpurpose:ToverifytheBorrower'sfinancialstabilityandabilitytorepaytheloan.5.InsurancePoliciesDetailedrequirements:TheBorrowermustprovideproofofadequateinsurancecoverageontheloanedfundsandproperty.Attachmentpurpose:ToensurethattheBorrowerhasprotectedtheLender'sinterestsintheeventoflossordamage.6.ThirdPartyAgreementDetailedrequirements:AnyagreemententeredintobetweentheBorrower,Lender,orGuarantorandaThirdPartymustbeinwritingandincludethescopeofwork,fees,andlimitationsofliability.Attachmentpurpose:ToclarifythetermsandconditionsoftheinvolvementoftheThirdParty.7.DisputeResolutionMechanismDetailedrequirements:Thepartiesmustagreeonadisputeresolutionmechanism,suchasmediationorarbitration,toresolveanydisputesarisingfromthisAgreement.Attachmentpurpose:Toprovideaclearandfairprocessforresolvingdisputes.說(shuō)明二：違約行為及責(zé)任認(rèn)定：1.FailuretoMakeRepaymentsResponsibility:TheBorrowerisindefaultiftheyfailtomakeanypaymentwhendue.Example:IftheBorrowerfailstomakeascheduledpayment,theymaybeliableforlatefeesandinterest.2.BreachofConfidentialityResponsibility:AnypartythatdisclosesconfidentialinformationwithoutauthorizationisinbreachofthisAgreement.Example:IftheLenderdisclosestheBorrower'sfinancialinformationtoanunauthorizedthirdparty,theymaybeliablefordamages.3.FailuretoComplywithRegulatoryRequirements4.FailuretoProvideRequiredDocumentationResponsibility:TheBorrowerisindefaultiftheyfailtoproviderequireddocumentationwithinthespecifiedtimeframe.Example:IftheBorrowerfailstoprovidetheirfinancialstatementswithintheagreedupontimeframe,theymaybesubjecttopenalties.5.FailuretoPerformUndertheTermsoftheAgreementResponsibility:AnypartythatfailstoperformtheirobligationsunderthisAgreementisinbreachoftheAgreement.Example:IftheLenderfailstoprovidetheloanamountwithintheagreedupontimeframe,theymaybeliablefordamages.6.UnauthorizedAssignmentResponsibility:TheBorrowerorLendermaybeinbreachofthisAgreementiftheyassigntheirrightsorobligationswithoutpriorwrittenconsent.Example:IftheBorrowerassignstheirloantoathirdpartywithouttheLender'sconsent,theymaybeinbreachoftheAgreement.全文完。2024年度個(gè)人保證擔(dān)保貸款合同英文范本1本合同目錄一覽1.定義與解釋1.1定義1.2解釋2.貸款金額與期限2.1貸款金額2.2貸款期限3.利率與還款方式3.1利率3.2還款方式4.擔(dān)保方式4.1擔(dān)保物4.2擔(dān)保方式說(shuō)明5.擔(dān)保人的責(zé)任與義務(wù)5.1擔(dān)保責(zé)任5.2擔(dān)保義務(wù)6.貸款用途6.1貸款用途說(shuō)明7.貸款發(fā)放與使用7.1貸款發(fā)放7.2貸款使用8.還款計(jì)劃與還款金額8.1還款計(jì)劃8.2還款金額9.違約責(zé)任9.1違約行為9.2違約責(zé)任10.爭(zhēng)議解決10.1爭(zhēng)議解決方式10.2爭(zhēng)議解決程序11.合同變更與解除11.1合同變更11.2合同解除12.合同生效與終止12.1合同生效12.2合同終止13.通知與送達(dá)13.1通知方式13.2送達(dá)地址14.其他條款14.1不可抗力14.2合同附件第一部分：合同如下：1.定義與解釋1.1定義1.1.1"貸款人"指提供貸款的金融機(jī)構(gòu)。1.1.2"借款人"指從貸款人處借取貸款的個(gè)人。1.1.3"擔(dān)保人"指同意為借款人的貸款提供擔(dān)保的個(gè)人。1.1.4"貸款金額"指借款人從貸款人處借取的金額。1.1.5"貸款期限"指借款人應(yīng)按照合同約定的時(shí)間期限償還貸款。1.1.6"利率"指貸款人向借款人收取的利息比率。1.1.7"還款方式"指借款人償還貸款的具體方式，如等額本息、等額本金等。1.1.8"擔(dān)保物"指擔(dān)保人為借款人提供的作為擔(dān)保的財(cái)產(chǎn)。1.1.9"違約"指借款人或擔(dān)保人未履行合同約定的義務(wù)。1.2解釋1.2.1本合同中的定義和解釋?xiě)?yīng)按照本合同的條款進(jìn)行。2.貸款金額與期限2.1貸款金額2.1.1本合同項(xiàng)下的貸款金額為人民幣萬(wàn)元整。2.2貸款期限2.2.1本合同項(xiàng)下的貸款期限為自貸款發(fā)放之日起年。3.利率與還款方式3.1利率3.1.1本合同項(xiàng)下的貸款利率為年利率%，按中國(guó)人民銀行同期貸款基準(zhǔn)利率調(diào)整。3.2還款方式3.2.1借款人應(yīng)按照本合同約定的還款方式，每月償還貸款本息。4.擔(dān)保方式4.1擔(dān)保物4.1.1擔(dān)保人為借款人提供的擔(dān)保物為房產(chǎn)。4.2擔(dān)保方式說(shuō)明4.2.1擔(dān)保人同意以其房產(chǎn)作為擔(dān)保物，為借款人的貸款提供擔(dān)保。5.擔(dān)保人的責(zé)任與義務(wù)5.1擔(dān)保責(zé)任5.1.1擔(dān)保人在借款人違約時(shí)，有義務(wù)按照本合同約定承擔(dān)擔(dān)保責(zé)任。5.2擔(dān)保義務(wù)5.2.1擔(dān)保人應(yīng)確保擔(dān)保物的合法、有效，并承擔(dān)因擔(dān)保物引起的任何法律風(fēng)險(xiǎn)。6.貸款用途6.1貸款用途說(shuō)明6.1.1借款人應(yīng)將貸款用于合法、合規(guī)的用途，如購(gòu)房、裝修等。7.貸款發(fā)放與使用7.1貸款發(fā)放7.1.1貸款人應(yīng)在收到借款人提交的完整申請(qǐng)資料后，個(gè)工作日內(nèi)完成貸款發(fā)放。7.2貸款使用7.2.1借款人應(yīng)在貸款發(fā)放后，按照約定的用途使用貸款。8.還款計(jì)劃與還款金額8.1還款計(jì)劃8.1.1借款人應(yīng)按照貸款人提供的還款計(jì)劃進(jìn)行還款，還款計(jì)劃應(yīng)包括每月的還款金額、還款日期等。8.2還款金額8.2.1借款人每月應(yīng)償還的貸款金額包括本金和利息，具體金額將在貸款發(fā)放時(shí)確定。9.違約責(zé)任9.1違約行為9.1.1借款人未按合同約定按期還款、未按約定用途使用貸款、提供虛假信息等行為均視為違約。9.2違約責(zé)任9.2.1借款人違約，應(yīng)向貸款人支付違約金，違約金金額按合同約定執(zhí)行。10.爭(zhēng)議解決10.1爭(zhēng)議解決方式10.1.1雙方發(fā)生爭(zhēng)議時(shí)，應(yīng)通過(guò)友好協(xié)商解決。10.2爭(zhēng)議解決程序10.2.1協(xié)商不成的，任何一方均有權(quán)向貸款人所在地人民法院提起訴訟。11.合同變更與解除11.1合同變更11.1.1本合同在履行過(guò)程中，任何一方提出變更請(qǐng)求，經(jīng)雙方協(xié)商一致，可對(duì)合同內(nèi)容進(jìn)行變更。11.2合同解除11.2.1.1借款人嚴(yán)重違約；11.2.1.2擔(dān)保人喪失擔(dān)保能力；11.2.1.3合同目的無(wú)法實(shí)現(xiàn)；11.2.1.4法律法規(guī)規(guī)定或雙方約定的其他解除情形。12.合同生效與終止12.1合同生效12.1.1本合同自雙方簽字（或蓋章）之日起生效。12.2合同終止12.2.1本合同項(xiàng)下的貸款全部?jī)斶€完畢后，合同終止。13.通知與送達(dá)13.1通知方式13.1.1雙方之間的通知應(yīng)以書(shū)面形式進(jìn)行。13.2送達(dá)地址13.2.1借款人的送達(dá)地址為合同中約定的地址，擔(dān)保人的送達(dá)地址為合同中約定的地址。14.其他條款14.1不可抗力14.1.1發(fā)生不可抗力事件，導(dǎo)致本合同無(wú)法履行或履行困難的，雙方應(yīng)協(xié)商解決，并可根據(jù)不可抗力的影響部分或全部免除責(zé)任。14.2合同附件14.2.1本合同附件包括但不限于：貸款申請(qǐng)表、擔(dān)保合同、還款計(jì)劃表等。附件與本合同具有同等法律效力。第二部分：第三方介入后的修正15.第三方介入15.1第三方定義15.1.1"第三方"指在本合同履行過(guò)程中，提供專業(yè)服務(wù)、咨詢或協(xié)助的獨(dú)立實(shí)體，包括但不限于中介機(jī)構(gòu)、評(píng)估機(jī)構(gòu)、律師事務(wù)所、會(huì)計(jì)師事務(wù)所等。15.2第三方介入情形15.2.1.1貸款評(píng)估與審批過(guò)程中需要專業(yè)評(píng)估；15.2.1.2合同簽訂與履行過(guò)程中需要法律咨詢；15.2.1.3擔(dān)保物評(píng)估與監(jiān)管；15.2.1.4貸款逾期后的催收服務(wù)；15.2.1.5其他經(jīng)雙方同意需要第三方介入的情形。15.3第三方選擇與指定15.3.2第三方應(yīng)具備相應(yīng)的資質(zhì)和專業(yè)知識(shí)，能夠獨(dú)立、公正地履行其職責(zé)。16.第三方責(zé)任與權(quán)利16.1第三方責(zé)任16.1.1第三方應(yīng)按照本合同約定和其專業(yè)職責(zé)，履行相應(yīng)的服務(wù)義務(wù)。16.1.2第三方對(duì)其提供的服務(wù)承擔(dān)相應(yīng)的責(zé)任，包括但不限于提供錯(cuò)誤信息、未能履行職責(zé)等。16.2第三方權(quán)利16.2.1第三方有權(quán)要求貸款人或借款人提供必要的信息和文件，以便其履行職責(zé)。16.2.2第三方有權(quán)收取合理的服務(wù)費(fèi)用，費(fèi)用應(yīng)在合同中明確。17.第三方與其他各方的劃分說(shuō)明17.1第三方與貸款人的關(guān)系17.1.1第三方與貸款人之間是委托與被委托的關(guān)系，第三方應(yīng)遵守貸款人的指示。17.2第三方與借款人的關(guān)系17.2.1第三方與借款人之間是服務(wù)與被服務(wù)的關(guān)系，第三方應(yīng)尊重借款人的合法權(quán)益。17.3第三方與擔(dān)保人的關(guān)系17.3.1第三方與擔(dān)保人之間是獨(dú)立的服務(wù)關(guān)系，第三方應(yīng)確保擔(dān)保物的安全與監(jiān)管。18.第三方責(zé)任限額18.1第三方的責(zé)任限額應(yīng)根據(jù)其提供的服務(wù)的性質(zhì)、復(fù)雜性和風(fēng)險(xiǎn)程度確定。18.2第三方的責(zé)任限額應(yīng)在合同中明確，并應(yīng)遵循相關(guān)法律法規(guī)的規(guī)定。19.第三方介入的合同條款19.1.1第三方的名稱、地址和聯(lián)系方式；19.1.2第三方的職責(zé)和權(quán)利；19.1.3第三方的責(zé)任和責(zé)任限額；19.1.4第三方的服務(wù)費(fèi)用和支付方式；19.1.5第三方介入的時(shí)間和期限；19.1.6第三方介入的終止條件和程序。20.第三方介入的變更與解除20.1第三方介入的變更或解除需經(jīng)貸款人、借款人和第三方協(xié)商一致。20.2第三方介入的變更或解除不影響本合同其他條款的效力。第三部分：其他補(bǔ)充性說(shuō)明和解釋說(shuō)明一：附件列表：1.貸款申請(qǐng)表要求：完整填寫(xiě)借款人個(gè)人信息、貸款用途、還款能力等。說(shuō)明：貸款申請(qǐng)表是借款人向貸款人申請(qǐng)貸款的重要文件，需真實(shí)、準(zhǔn)確、完整。2.擔(dān)保合同要求：擔(dān)保人同意為借款人提供擔(dān)保的書(shū)面文件，包括擔(dān)保物的類型、價(jià)值等。說(shuō)明：擔(dān)保合同是擔(dān)保人與貸款人之間簽訂的協(xié)議，明確擔(dān)保人的權(quán)利和義務(wù)。3.還款計(jì)劃表要求：詳細(xì)列出借款人每月還款金額、還款日期等。說(shuō)明：還款計(jì)劃表是借款人還款的詳細(xì)安排，有助于借款人合理規(guī)劃財(cái)務(wù)。4.房產(chǎn)評(píng)估報(bào)告要求：由專業(yè)評(píng)估機(jī)構(gòu)出具的擔(dān)保房產(chǎn)的評(píng)估報(bào)告。說(shuō)明：房產(chǎn)評(píng)估報(bào)告用于確定擔(dān)保房產(chǎn)的價(jià)值，作為貸款決策依據(jù)。5.法律意見(jiàn)書(shū)要求：由律師事務(wù)所出具的關(guān)于合同合法性的法律意見(jiàn)書(shū)。說(shuō)明：法律意見(jiàn)書(shū)用于確認(rèn)合同條款的合法性和有效性。6.通知送達(dá)證明要求：證明雙方已按照合同約定方式送達(dá)通知的文件。說(shuō)明：通知送達(dá)證明用于證明通知的合法送達(dá)。7.爭(zhēng)議解決協(xié)議要求：雙方就爭(zhēng)議解決方式達(dá)成的書(shū)面協(xié)議。說(shuō)明：爭(zhēng)議解決協(xié)議用于明確爭(zhēng)議解決途徑和程序。8.合同變更協(xié)議要求：雙方就合同變更內(nèi)容達(dá)成的書(shū)面協(xié)議。說(shuō)明：合同變更協(xié)議用于記錄合同變更的細(xì)節(jié)。說(shuō)明二：違約行為及責(zé)任認(rèn)定：1.違約行為1.1借款人未按合同約定按期還款。1.2借款人未按約定用途使用貸款。1.3擔(dān)保人未履行擔(dān)保責(zé)任。1.4第三方未按合同約定提供服務(wù)。1.5任何一方提供虛假信息或隱瞞重要事實(shí)。2.違約責(zé)任認(rèn)定標(biāo)準(zhǔn)2.1違約行為的性質(zhì)、嚴(yán)重程度和后果。2.2違約方的主觀故意或過(guò)失。2.3違約方是否采取了補(bǔ)救措施。3.違約責(zé)任示例說(shuō)明3.1借款人未按期還款，貸款人有權(quán)要求借款人支付違約金，違約金金額按合同約定執(zhí)行。3.2擔(dān)保人未履行擔(dān)保責(zé)任，貸款人有權(quán)要求擔(dān)保人承擔(dān)相應(yīng)的擔(dān)保責(zé)任。3.3第三方未按合同約定提供服務(wù)，貸款人或借款人有權(quán)要求第三方承擔(dān)相應(yīng)的違約責(zé)任。全文完。2024年度個(gè)人保證擔(dān)保貸款合同英文范本2本合同目錄一覽1.DefinitionsandInterpretations1.1Definitions1.2Interpretations2.LoanDetails2.1LoanAmount2.2LoanTerm2.3InterestRate2.4RepaymentSchedule3.Borrower'sObligations3.1Borrower'sResponsibilities3.2Borrower'sFinancialObligations4.Guarantor'sObligations4.1Guarantor'sResponsibilities4.2Guarantor'sFinancialObligations5.Collateral5.1DescriptionofCollateral5.2SecurityInterest6.EventsofDefault6.1Borrower'sDefault6.2Guarantor'sDefault7.RemediesandConsequencesofDefault7.1Borrower'sRemedies7.2Guarantor'sRemedies7.3ConsequencesofDefault8.TerminationofLoan8.1Borrower'sTerminationRights8.2Guarantor'sTerminationRights9.Assignmentandnovation9.1Assignment9.2Novation10.Confidentiality10.1ConfidentialInformation10.2DisclosureofConfidentialInformation11.GoverningLawandJurisdiction11.1GoverningLaw11.2Jurisdiction12.MiscellaneousProvisions12.1ForceMajeure12.2EntireAgreement12.3Waiver12.4Amendments12.5Severability13.DisputeResolution13.1DisputeResolutionMechanism13.2Arbitration13.3Litigation14.FinalProvisions14.1Execution14.2Headings14.3Counterparts第一部分：合同如下：1.DefinitionsandInterpretations1.1Definitions1.1.1"Borrower"referstotheindividualborrowernamedinthecontract.1.1.2"Guarantor"referstotheindividualguarantornamedinthecontract.1.1.3"Loan"referstothepersonalguaranteedloanprovidedthelendertotheborrower.1.1.4"Lender"referstothefinancialinstitutionorindividualprovidingtheloan.1.1.5"Principal"referstotheamountofmoneyborrowedtheborrower.1.1.6"Interest"referstotheamountofmoneychargedthelenderfortheuseoftheborrowedfunds.1.1.8"EventofDefault"referstoanyoccurrencespecifiedinthiscontractthatconstitutesadefault.1.2Interpretations1.2.1Intheeventofanyconflictorambiguitybetweenanyprovisionsofthiscontract,theinterpretationssetforthinthissectionshallgovern.2.LoanDetails2.1LoanAmount2.1.1Theloanamountshallbe[insertloanamount].2.2LoanTerm2.2.1Theloantermshallbe[insertloanterm]yearsfromthedateofdisbursement.2.3InterestRate2.3.1Theinterestrateontheloanshallbe[insertinterestrate]perannum.2.4RepaymentSchedule2.4.1Theborrowershallrepaytheloaninequalmonthlyinstallmentsovertheloanterm.3.Borrower'sObligations3.1Borrower'sResponsibilities3.1.1Theborroweragreestorepaytheloaninaccordancewiththetermsandconditionssetforthinthiscontract.3.1.2Theborroweragreestoprovideanyinformationrequestedthelenderforthepurposeofassessingtheborrower'screditworthiness.3.2Borrower'sFinancialObligations3.2.1Theborroweragreestomakeallpaymentsdueunderthiscontractontimeandinfull.4.Guarantor'sObligations4.1Guarantor'sResponsibilities4.1.1Theguarantoragreestoguaranteethepaymentoftheloanintheeventoftheborrower'sdefault.4.1.2Theguarantoragreestoprovideanyinformationrequestedthelenderforthepurposeofassessingtheguarantor'screditworthiness.4.2Guarantor'sFinancialObligations4.2.1Theguarantoragreestomakeallpaymentsdueunderthiscontractintheeventoftheborrower'sdefault.5.Collateral5.1DescriptionofCollateral5.1.1Theborrowerhereassignstothelenderanyandallpresentandfuturerights,,andinterestinandto[insertcollateraldescription].5.2SecurityInterest5.2.1Thelendershallhaveasecurityinterestinthecollateraltosecuretherepaymentoftheloan.6.EventsofDefault6.1Borrower'sDefault6.1.1Theborrowershallbedeemedtobeindefaultiftheborrowerfailstomakeanypaymentdueunderthiscontractwhendue.6.2Guarantor'sDefault6.2.1Theguarantorshallbedeemedtobeindefaultiftheguarantorfailstomakeanypaymentdueunderthiscontractintheeventoftheborrower'sdefault.7.RemediesandConsequencesofDefault7.1Borrower'sRemedies7.1.1Intheeventofdefaulttheborrower,thelendershallhavetherighttotakeanylegalactionnecessarytorecovertheoutstandingdebt,includingbutnotlimitedto,foreclosureonthecollateral.7.2Guarantor'sRemedies7.2.1Intheeventofdefaulttheborrower,thelendershallhavetherighttodemandpaymentfromtheguarantorinaccordancewiththetermsofthiscontract.7.3ConsequencesofDefault7.3.1Intheeventofdefault,theborrowerandguarantorshallbejointlyandseverallyliableforthefullamountoftheoutstandingdebt.8.TerminationofLoan8.1Borrower'sTerminationRights8.1.1Theborrowermayterminatethiscontractatanytimeprovidingwrittennoticetothelender.8.1.2Upontermination,theborrowershallimmediatelyrepayanyoutstandingprincipalandinterestdueunderthiscontract.8.2Guarantor'sTerminationRights8.2.1Theguarantor'sobligationsunderthiscontractshallcontinueuntiltheloanisfullyrepaidorotherwiseterminatedinaccordancewiththetermsofthiscontract.9.Assignmentandnovation9.1Assignment9.1.1Theborrowermayassignthiscontracttoanotherpartywiththepriorwrittenconsentofthelender.9.2Novation9.2.1Thelendermaynovatethiscontracttoanotherpartywiththepriorwrittenconsentoftheborrowerandguarantor.10.Confidentiality10.1ConfidentialInformation10.1.1"ConfidentialInformation"shallmeananyinformationdisclosedeitherpartytotheotherpartyinconnectionwiththiscontractthatisdesignatedasconfidentialorthatreasonablyshouldbeunderstoodtobeconfidential.10.2DisclosureofConfidentialInformation10.2.1NeitherpartyshalldiscloseanyConfidentialInformationtoanythirdpartywithoutthepriorwrittenconsentoftheotherparty.11.GoverningLawandJurisdiction11.1GoverningLaw11.1.1Thiscontractshallbegovernedandconstruedinaccordancewiththelawsof[insertgoverninglawjurisdiction].11.2Jurisdiction11.2.1Anydisputesarisingoutoforinconnectionwiththiscontractshallbesubjecttotheexclusivejurisdictionofthecourtsof[insertjurisdiction].12.MiscellaneousProvisions12.1ForceMajeure12.1.1Neitherpartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthiscontracttotheextentthatsuchfailureordelayiscausedcircumstancesbeyonditsreasonablecontrol.12.2EntireAgreement12.2.1Thiscontractconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreementsandunderstandings,whetherwrittenororal.12.3Waiver12.3.1Thefailureofeitherpartytoenforceanyprovisionofthiscontractshallnotbedeemedawaiverofsuchprovisionnoroftherightofthepartytoenforcesuchprovision.12.4Amendments12.4.1Anyamendmenttothiscontractshallbeinwritingandexecutedb