山東省威海市示范名校2025屆高三3月份第一次模擬考試英語試卷含解析

山東省威海市示范名校2025屆高三3月份第一次模擬考試英語試卷考生請注意：1．答題前請將考場、試室號、座位號、考生號、姓名寫在試卷密封線內(nèi)，不得在試卷上作任何標(biāo)記。2．第一部分選擇題每小題選出答案后，需將答案寫在試卷指定的括號內(nèi)，第二部分非選擇題答案寫在試卷題目指定的位置上。3．考生必須保證答題卡的整潔?？荚嚱Y(jié)束后，請將本試卷和答題卡一并交回。第一部分（共20小題，每小題1.5分，滿分30分）1．Istillfindithardtoimaginethatsuchacleverchild__________makesuchafoolishmistake.A．shall B．mustC．can D．should2．Facetheproblembravelyandyou______anewwaytosuccess.A．findB．foundC．willfindD．havefound3．Scientistshavecometotheconclusion___________thetemperatureonEarthisgettinghigherandhigher.A．What B．thatC．which D．when4．－WhataboutinvitingTracytohosttheparty?－Goodidea!Sheisveryquickinmind.Oh,_______,hereshecomes.A．don’tpullmyleg B．a(chǎn)littlebirdtoldmeC．speakofthedevil D．it’sapieceofcake5．Thecouplewasinitiallylookingforwardtohavinganoverseasweddingbuthadtodroptheideaafterfacing________fromparents.A．recognition B．tolerationC．opposition D．proportion6．—Youknowquitealotaboutthefashionshow.—Well,Cathy________ittomeduringlunch.A．introducesB．introducedC．hadintroducedD．willintroduce7．____theplayerIcameacrossinthestadiumspoke,Ihadn’trealizedshewasforeign.A．Until B．Unless C．Since D．Although8．--Whenwillyoucomehomefordinner?I’llprepareitforyou.--Don’t________it.I’lleatoutwithmyfriends.A．careabout B．worryabout C．botherabout D．talkabout9．ThankstoMrsSmith,thefatherandthesoneventually______aftertenyears’coldrelationshipbetweenthem.A．tookup B．pickedup C．madeup D．turnedup10．TheBritishgovernmentpublishedanofficialpolicydocument________itsplanstobringtheUKoutoftheEuropeanUnion.A．lettingoutB．puttingoutC．settingoutD．workingout11．DimashappearedonthestageofSinger2017,hisvoiceinstantlywonheartsofChineseaudience.A．AslongasB．AssoonasC．NowthatD．Eversince12．—Thenewmachineshavearrivedandarebeingtestedintheworkshop.—I’mgladwe_____themintheyearsahead.A．willbeoperatingB．havebeenoperatingC．wouldbeoperatingD．hadbeenoperating13．Pleasecallmysecretarytoarrangeameetingthisafternoon，or____________itisconvenienttoyou.A．wherever B．howeverC．whichever D．whenever14．Theathletes,especiallythewinners,shouldremainmodest________rapidprogresstheyhavemade.A．whatever B．howeverC．howmuch D．nomatter15．Theredsandgolds_____intoeachotherasthesunsank.Whatabeautifulsight!A．bumped B．pressedC．melted D．turned16．—Theroomlooksbigger!—We______thefurniture.A．havechanged B．hadchangedC．changed D．a(chǎn)rechanging17．Communicationcanhelpyougainmorerespectfromyourparents,andyoumaybeabletoreach____thatmakeeveryonehappy.A．compromises B．contributions C．congratulations D．competitions18．Wildswans’________intheareaisagoodindicationofabetterenvironment.A．exhibition B．escapeC．a(chǎn)bsence D．a(chǎn)ppearance19．TheInternationalMonetaryFundhasreceivedbothcriticismandforitseffortstopromotefinancialstability,preventcrises,facilitatetrade,andreducepoverty.A．worship B．creditC．a(chǎn)rgument D．privilege20．Theincomesofskilledworkerswentup.,unskilledworkerssawtheirearningsfall.A．Moreover B．ThereforeC．Meanwhile D．Otherwise第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21．（6分）GuidedWalkingWeekApril2016Dates:April30th-May7th2016Location:Abdet,CostaBlancaAweekofguidedwalkinginthemountainsaroundAbdet.HighlightsincludetheclimbingofValencia’shighestsummit(SierradeAitana),travelingcompletelyaroundtheimpressivePuigCampana,andseveralexplorationsintheSierradeAitana.Ancienttrailsleadthroughspectacularcanyons(峽谷)toabandonedsettlementssituatedhighinthemountains.Youwilldiscoverthesnowtraderrouteswhichleadfromtheincrediblesnowholeshighinthemountainsdowntothevillagesandtownsonthecoast.Theseyears,goldeneagleshavemadeareturntothisarea,andyoumayalsoseeotheranimals—wildgoats,foxes,wildpigsandredsquirrels.Aspartoftheweekyouareinvitedtohelpclearsomelocalwalkingpaths.Thisinvolvesclearingcollapsed（坍塌的）wallsandrocks,cuttingbackfallentrees.Thisisofcourseoptionalandisjustforhalfaday,it’sactuallygreatfun!Price:$499Includes:·AccommodationinthebeautifulmountainvillageofAbdet·Allfood-goodhomecooking·Beer,wine,softdrinks·Snacksandpostwalktreats·Packedlunches&drinks(exceptcafé/barvisits)·Expertguiding·Photos/Videosofyourdaysinthemountains·Airportpick-up/return$25eachway(flytoAlicante)·Singleroomsupplement$75Tobookorgetfurtherinformation,pleasecontactinfo@.1、Whatwillyoufindduringtheguidedwalking?A．ClimbingSierradeAitanaisthemostexcitingB．Ancienttrailshavechangedintohighways.C．TheenvironmentinAbdetisgettingbetter.D．Tradersliveinincrediblesnowholes.2、Whatmayyouenjoyifyoupay$499?A．Packedlunchesincludingbarvisits.B．Goodhomecookingbreakfastonly.C．Busstoppick-up/returneachway.D．Picturesandprofessionalguiding3、Whatdothedetailspresentedintheadsuggest?A．ClearingwalkingpathsisamustB．Peoplecanbookthewalkingonline.C．Accommodationconditionsaretough.D．ThewalkingendsonApril30th201622．（8分）TohelpyoutravelwellinArgentina,we’veputtogethersomeexcitingactivities,coursesandtoursthatyoucanaddtoyourschedule.Thesearenotonlydesignedtobefun,butalsotoenableyoutolearnandexpandyourpersonalandprofessionaldevelopment.WalkingTourofLaBocaThe5-hourtour,moderate（適度的）walking,departsat11aminMonserratandfinishesat4:30pm,TuesdaysandFridays.Price:￡15perpersonTourthebeautifulcobblestone（鵝卵石）streetsofLeBoca,theheartofBuenosAiresandthebirthplaceofTango.ThisfascinatingwalkingtourisamustifyouwanttoexploretherichhistoryofBuenosAires.PhotographyCourses6hoursoflessonsperweekPrice:￡295fortwoweeksStudyphotographywithanexperiencedprivatetutorwhowilltailoryourlessonstoyourindividualneeds.Classesincludepracticalteaching,analysisofyourwork,theoryandhistoryandregularopportunitiestoexplorethecitybyyourselftophotographlandscapesofthecity.GraffitiTourofBuenosAiresThe3-hourtourdepartsat3pminColegialesandfinishesat6pminPalermo,Wednesdays,Thursdays,FridaysorSaturdays.Price:￡35perpersonExperiencetheworldofurbanartthroughthiswonderfultourofBuenosAires.Youcantravelbothonfootandbyair-conditionedminibus.ThetourfinishesinPostBarinPalermo,hometotheuniquestreetartgalleryHollywoodandCambodia.SpanishCourses1-WeekIntensiveCoursewithprivatelessons,beforestartingyourMainProjectPrice:￡590perweekWeeklyLessons:10hoursoflessonsperweekrunningconcurrentwithyourMainProjectPrice:￡195perweek,UseyourtimeinArgentinatolearnSpanish.Youcaneitherdoa1-weekintensivecourseortakelessonsatthesametimeasdoingyourmainproject.1、WhichactivityorcoursewillenableyoutolearnthehistoryofBuenosAires?A．PhotographyCourses.B．GraffitiTourofBuenosAires.C．SpanishCourses.D．WalkingTourofLaBoca.2、WhatcanyoudoinPalermo?A．ExploretherichhistoryofArgentina.B．Doa1-weekintensivecourse.C．Enjoytheuniquestreetart.D．Photographlandscapes.3、Whichofthefollowingwordscan’tbeusedtodescribethecoursesandactivities?A．Adventurous.B．Educational.C．Fun.D．Exciting.23．（8分）TheTrueStoryofaYoungManWhenReginaldLindsayreceivedascholarshiptoMorehouseCollegeinAtlanta,Georgiain1967,whathewantedmostwasnotajobwithagoodsalary,butachancetobeamemberofCongressasasouthernrepresentative.AfterearninghisdegreeatHarvardLawSchoolin1970,hereturnedtotheSouthtopracticelawamongthepoor.“Iwanttohelpthemunderstandwhattheirrightsareandtohelpthemachievethem,”hesaid.ThenheranforpoliticalofficeatthelocalandstateleveluntilhewasreadytotryforCongress.Reggrewupinalow-incomeNegrosectionofBirmingham,Alabama.Broughtupbyhisgrandparentsafterhisparentsweredivorcedwhilehewasveryyoung,Reghadbeenlivingthroughaperiodoffar-reachingprogressinracerelations.Inthesummerof1968ReghimselfbecameagoodexampleofthisprogresswhenhebecamethefirstNegrostudentappointedtoaspecialnewprogram.TheprogramintroducedbrightyoungstudentstotheworkingsoftheGeorgiaStategovernmentandencouragedthemtoseekemploymentthereafterfinishingtheireducation.“I?vebeenlucky,”hesaid.“Iseemtohavebeenintherightplaceattherighttime.”ButluckwasonlypartofReg?sstory,forhemadethemostofopportunitiesthatcamehisway.Helearnedtoreadinkindergartenandbeganvisitingthepubliclibraryregularlytoborrowbooks.Hisgrandparentsencouragedhim,thoughneitherofthemhadmucheducation,andtheyboughthimasetofencyclopedias.“Ilovedthosebooks,”heremembered.“Iusedtocomedownstairsbeforebreakfastandreadshortarticles.Ienjoyedreadingaboutfamousmen,andthenIwouldpretendtobeoneofthem.Iguessitwaspartlyachildishgameandpartlyanescape.Itwasn?ttoomuchfuntobeaNegrowhenIwasakid.”Whilestudyingforhisbachelor?sdegreeatMorehouseCollege,Regworkedonseveralpoliticalcampaignshelpingcandidatesgetelectedtogovernmentoffices.Atthesametimehemaintaineda“B”averagewhilemajoringinpoliticalscience.WithjusttwomoreyearstocompleteatHarvardLawSchool,whichalsogavehimascholarship,Regmadeagoodstartonhisprofessionalcareer.Hesaid,“ThegoodlifeformeisthekindoflifewhereIcanfindsatisfactioninpublicservice.”Thenin1975hewastheMassachusettsstatecommissionerofpublicutilitiesandfrom1993to2009hewasjudgeoftheUnitedStatesDistrictCourtfortheDistrictofMassachusetts.1、AfterearninghisdegreefromHarvardLawSchool,Reginaldplannedto.A．returntohishometowntofindajobwithagoodsalaryB．gobacktotheSouthtohelpthepoorunderstandtheirrightsC．runforlocalofficetomakeprogressonthecivilrightsmovementD．tryforCongressbyencouragingthepoortojoinaneducationprogram2、InwhatwaydidReginald?sgrandparentsencouragehimtoread?A．Theysenthimtokindergarten.B．Theyledhimtopubliclibrary.C．Theyboughthimencyclopedias.D．Theyborrowedmanybooksforhim.3、WhichofthefollowingwordscanbestdescribeReginald?A．Enthusiasticandcareful. B．Cooperativeandmodest.C．Ambitiousandhardworking. D．Courageousandgenerous.24．（8分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕產(chǎn)假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(擁抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown25．（10分）Google’snewartificialintelligencecandefeatbothhumansandotherAIs.Fortunately,theonlywarzonewhereitfightsandwinsistheancientboardgameGo(圍棋).AlphaGoZero,developedbyGoogle—ownedDeepMind,isthelatestAIprogram.TheoriginalAlphaGodefeatedGomasterLeeSedollastyear,andAlphagoMaster,anupdatedversion,wentontowin60gamesagainsttophumanplayers.What’sdifferentaboutAlphaGoZeroisthatitbecamepotentiallytheworld’sbestGoplayerwithanyhelpfromhumans.TheprogramAlphaGoZerostartedoffknowingonlythebasicrulesandthenplayedmillionsofgamesagainstitselfinjustafewdays.Afteralmostfivemilliongamesplayedagainstitself,AlphaGoZerocouldoutplayhumansandtheoriginalAlphaGo.After40days,itwascapableofbeatingAlphaGoMaster.Theprogramlearnedthestrategieshumansaccumulatedoverthousandsofyearsinamatterofweeksandalsodevelopednontraditionalstrategiesandmovesthatbeatthetechniquesofthehumanmasters,leavingthemastonished.“Ateachstageofthegame,itseemstogainabithereandloseabitthere,butsomehowitendsupslightlyahead,asifbymagic,”saidAndrewJacksonoftheAmericanGoAssociationDeepMindsaysithasplansforthetechnologybehindAlphaGoZerobeyondjustdefeatingalloveranancientgameboard.“Intheend,wewanttoapplythesebreakthroughstohelpingsolveallsortsofpressingrealworldproblemslikedesigningnewmaterials,”saidDemisHassabis,co-founderandCEOofDeepMind,inastatement.realworldThatsoundsgreat,butjustasaprecaution,let’staketheadviceofElonMuskandStephenHawkingandkeepanysuper—fastlearningAIawayfromthenuclearlaunchcodesfornow.1、WhichwasprobablytheearliestAlprogramtoplayGoaccordingtothetext’?A．DeepMind.B．AlphaGoZero.C．AlphaGoMaster.D．AlphaGo.2、WhatmakesAlphaGoZerodifferentfromitsotherversions?A．ItbeatsAlphaGoMaster.B．Itteachesitself.C．ItknowsthebasicrulesofGo.D．Itplaysagainstitselfforalongtime.3、What’sDeepMind’splanfortheAItechnology?A．Todesignanewversion.B．Towinalltheancientboardgames.C．Toinspiretheworldwithsolutionstoglobalissues.D．Tobeathumanbeingsallovertheworld.4、HowdoestheauthorfeelaboutAI?A．Cautious.B．Supportive.C．Negative.D．Encouraging.第三部分語言知識運用（共兩節(jié)）第一節(jié)（每小題1.5分，滿分30分）閱讀下面短文，從短文后各題所給的A、B、C和D四個選項中，選出可以填入空白處的最佳選項．26．（30分）Asachild,Iwasalwaystoldto“eatmygreens”.Theseweretheunappealingvegetablesthatsatontheedgeofmyplate.Peas,andgreenbeans,alllookedandtasted1.Let’sfaceit,whenthereweresomanyotherdelicioustreatsto2,whyeatboringvegetables?Sincethenmytastebudshave3andI’malsofullyawareofthehealthbenefitsofeatingfreshvegetables.Butwestillneed4oftheamazinggoodnessthesegreensuperfoodsgiveus.IntheUK,acampaignhasbeen5forseveralyearstoencourageustoeatour“5ADay”—fiveportionsoffruitandvegetables.That’s6evidencehasshowntherearesignificanthealth7togettingatleastfive80gportionsofavarietyoffruitandvegetableseveryday.ButIstruggletryingtofitthesefiveportionsintomydaily8,partlybecauseIhaveasweet9andvegetablesare,well,tasteless.Researchershavebeen10howtomakeeatingvegetablesmore11.Theyanalysedthepsychologybehindourfood12andfoundthatmostofusare13bytaste.BradTurnwaldfromStanfordUniversitysaysthat“studiesshowthatpeople14tothinkofhealthieroptionsaslesstastyforsomereason.”InEurope,aprojectcalledVeggieEAThasalsobeentryingtofindwaystogetpeopleto15morevegetables.Projectleader,ProfessorHeatherHartwellbelievesin16encouragingpeopleintoeatingtherightthings.Oneideahasbeentoputa17ofatastylookingfruitonasupermarkettrolleyasa18aboutbuyingsomethingfromthefruitstore.Shesays,“Choiceisareally19thing.Butmakingvegetableslookattractivewillincreasetheirsales.”Certainly,eating“twistedcitrus-glazedcarrots”doessoundtempting,evenifitjust20likeacarrot,butifitmakesuseatmorevegetablesthenthatcanonlybeagoodthingforourhealth.1、A．deliciousB．disgustingC．ripenD．sweet2、A．buyB．prepareC．enjoyD．offer3、A．developedB．a(chǎn)ppearedC．existedD．shrank4、A．talkingB．informingC．remindingD．warning5、A．planningB．runningC．a(chǎn)imingD．intending6、A．whyB．howC．whenD．because7、A．needsB．issuesC．benefitsD．risks8、A．dietB．educationC．workD．exercise9、A．tendencyB．toothC．preferenceD．a(chǎn)ppetite10、A．showingB．discoveringC．reportingD．studying11、A．a(chǎn)ttractiveB．a(chǎn)ppropriateC．beneficialD．independent12、A．wastesB．valuesC．choicesD．judgments13、A．confusedB．disturbedC．challengedD．motivated14、A．manageB．tendC．a(chǎn)greeD．decide15、A．growB．harvestC．storeD．eat16、A．suddenlyB．slowlyC．firmlyD．seriously17、A．pictureB．lotC．varietyD．number18、A．signB．concernC．hintD．clue19、A．complexB．easyC．quickD．casual20、A．looksB．smellsC．feelsD．tastes第二節(jié)（每小題1.5分，滿分15分）閱讀下面材料，在空白處填入1個適當(dāng)?shù)膯卧~或括號內(nèi)單詞的正確形式。27．（15分）Friendsareextremelyimportantforeveryone.1．itisachild，ateenager，amiddleagedpersonoranoldperson，everyoneneedsgoodfriendsaroundtolivelifetothefullest.Duringchildhood，friendship2．(help)makeusunderstandanddevelopthehabitofsharingandcaring.Smallkidsdevelopfriendship3．(fast)thanadultsandtheyenjoythecompanyoftheirfriends.Theyplayandlearntogether.Friendsareimportantfortheirproper4．(grow)anddevelopment.5．teenagers，friendsbecomemoreimportantforus.Wegothroughmanychangesduringourteenage.Manyoftheproblemsfacedduringthisagecannot6．(discuss)withourparentsandotherfamilymembers.However，wearequitecomfortable7．(communicate)withourfriends.Havinggoodfriends8．canlistentoourproblemsandprovideussupportandguidanceisindeedablessingduringthisage.Moreandmorepeoplethesedaysaresufferingfrommid-lifecrisis(中年危機)。Theirfamily,job,kidsandalmosteveryoneandeverythingaroundbegintoappearas9．burdentothematthisage.Havinggoodfiendsaroundatthistimecanhelpalot.Friendsare10．(equal)importantduringoldage.Someoldpeopleareletaloneduringtheiroldage.Iftheyhavefriendsaround，theirliferemainsjoyfulandinteresting.第四部分寫作（共兩節(jié)）第一節(jié)短文改錯（滿分10分）28．（10分）假如英語課上老師要求同桌之間交換修改作文，請你修改你同桌的以下作文，文中共有10

處語言錯誤，每句中最多有兩處。每處錯誤僅涉及一個單詞的增加，刪除或修改。增加:

在缺詞處加一個漏字符號(/\),并在其下面寫出該加的詞。刪除:

把多余的詞用斜線(\)

劃掉。修改:

在錯的詞下劃一橫線，并在該詞下面寫出修改后的詞。注意:

1.每處錯誤及其修改均僅限一詞:2.只允許修改10處，多者(從第11處起)

不計分。ShortlyafterwhenImovedtoanewneighborhood,myAfricangrayparrotaccidentallyflyoutofthedoor.Panicked,Iranafterhim.Oneofthenewwordtheparrothadlearnedrecentlywascoffee,andhernicknamewasSmall.Asaresult,Iwasrunningaroundyelled“Small!Coffee!”atthetreeslikeamadwoman,hopingforhimgivearesponse.Finally,theneighborcautiouslyapproachedmewithasteamingcuponhand.Shesaid,“Maybeyoushouldrelax.Bytheway,therehasnocoffeeshophere,honey.”Fortunate,Igotmyparrotbacklaterthatday.第二節(jié)書面表達（滿分25分）29．（25分）假定你是李華，收到英國筆友George的郵件，請你介紹中國家庭聚會的情況(飲食、時間、活動等)。請給他寫一封郵件。注意:1.詞數(shù)100左右；2.可適當(dāng)增加細(xì)節(jié)，以使行文連貫。DearGeorge，________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Yours，LiHua

參考答案第一部分（共20小題，每小題1.5分，滿分30分）1、D2、C3、B4、C5、C6、B7、A8、C9、C10、C11、B12、A13、D14、A15、C16、A17、A18、D19、B20、C第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21、1、C2、D3、B22、1、D2、C3、A23、1、B2、C3、C24、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海綿)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研討會),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通貨膨脹率).Inthemeantime,I