2025年無抵押消費借款協(xié)議范本與細則3篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2024年無抵押消費借款協(xié)議范本與細則本合同目錄一覽1.定義和解釋1.1合同定義1.2術(shù)語解釋2.借款人和出借人信息2.1借款人基本信息2.2出借人基本信息3.借款金額和期限3.1借款金額3.2借款期限4.利息計算和支付4.1利息計算方式4.2利息支付方式5.借款用途5.1借款用途說明5.2借款用途限制6.借款還款計劃6.1還款方式6.2還款時間表7.逾期還款處理7.1逾期還款定義7.2逾期還款處理措施8.提前還款8.1提前還款條件8.2提前還款流程9.保密條款9.1保密信息定義9.2保密義務(wù)10.合同變更和解除10.1合同變更條件10.2合同解除條件11.法律適用和爭議解決11.1法律適用11.2爭議解決方式12.其他條款12.1通知方式12.2合同附件13.合同生效和終止13.1合同生效條件13.2合同終止條件14.合同簽署和日期14.1合同簽署方式14.2合同簽署日期第一部分：合同如下：1.定義和解釋1.1合同定義本合同所指的“無抵押消費借款協(xié)議”是指借款人與出借人之間就借款事宜所訂立的協(xié)議，約定借款人向出借人借款，出借人提供無抵押貸款，借款人按照約定的期限和方式償還借款本金及利息的協(xié)議。1.2術(shù)語解釋（1）“借款人”指向出借人申請借款的自然人、法人或其他組織；（2）“出借人”指提供無抵押貸款的自然人、法人或其他組織；（3）“借款金額”指借款人從出借人處獲得的貸款本金總額；（4）“借款期限”指借款人從獲得借款之日起至全部償還借款本金及利息之日止的期間；（5）“利息”指借款人按照約定的利率計算并支付給出借人的費用；（6）“逾期還款”指借款人未在約定的還款期限內(nèi)償還借款本金及利息的行為。2.借款人和出借人信息2.1借款人基本信息借款人全稱：____________________借款人地址：____________________借款人聯(lián)系電話：__________________借款人身份證號碼：________________2.2出借人基本信息出借人全稱：____________________出借人地址：____________________出借人聯(lián)系電話：__________________出借人營業(yè)執(zhí)照號碼：________________3.借款金額和期限3.1借款金額借款金額：人民幣________________元整。3.2借款期限借款期限：自________________年________________月________________日起至________________年________________月________________日止。4.利息計算和支付4.1利息計算方式利息計算方式：按月計息，利率為_________________%，采用復(fù)利計算。4.2利息支付方式利息支付方式：借款人每月于約定的還款日支付當(dāng)月利息。5.借款用途5.1借款用途說明借款人承諾，借款用途為________________。5.2借款用途限制（1）非法活動；（2）違反國家法律法規(guī)的行為；（3）賭博、吸毒等不良行為；（4）其他違反社會公德的行為。6.借款還款計劃6.1還款方式還款方式：分期還款，每月還款額為________________元。6.2還款時間表還款時間表如下：月份還款金額______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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