外貿(mào)函電英文課件unit10

1、International Business English Correspondence,By learning this unit, students should learn the categories of the insurance coverage grasp commonly used words, phrases and sentences about insurance learn to write letters involving insurance,Unit 10 Insurance,Teaching objectives,Introduction to Insura

2、nce,Ocean Marine Cargo Insurance Overland Transportation Cargo Insurance Air Transportation Cargo Insurance Parcel Post Insurance,Introduction to Insurance,Risks 表示投保的險別，后接against; 表示保險金額，后接 for; 表示保險費或保險費率，后接at。比如：We have covered insurance with PICC on the 100 metric tons of wool for 110% of the in

3、voice value against all risks at the rate of 0.8%.我們已將100公噸羊毛按發(fā)票金額110%投保一切險。 Insure 作動詞用，一般是及物動詞，如：Please insure the goods against all risks and war risk.請將此貨投保一切險及戰(zhàn)爭險。 Insure 也可以用作不及物動詞，如：Please insure against breakage.請投保破碎險。 Insure的過去分詞也可以用作定語構(gòu)成一些常用詞組，如：insured amount (= insurance amount) 保險金額，in

4、sured goods 投保的貨物，等。,insure 保險/投保 insurance 保險；保險費；保險金額 insurer 保險業(yè)者/保險公司 insurance company 保險公司 insurance applicant 投保人 insured amount 保險金額 insurant, the insured 受保人 insurance market 保險市場 insurance broker 保險經(jīng)紀人 insurance agent 保險代理人 insurance slip 投保單 insurance policy 保險單 insurance clause 保險條款 insu

5、rance instruction 投保通知 insurance against risk 保險 insurance coverage; risk insured; risks covered 保險范圍 leaflet 說明書 fine print 細則,（2）保險條件 A. 按CIF條件成交，投?；倦U：Insurance to be effected by the sellers for xx% of invoice value against FPA. 由賣方按發(fā)票金額XX%投保平安險。Insurance to be effected by the sellers for xx% of

6、invoice value against WPA. 由賣方按發(fā)票金額XX%投保水漬險。Insurance to be effected by the sellers for xx% of invoice value against All Risks. 由賣方按發(fā)票金額XX%投保一切險。 B. 按CIF條件成交，投保附加險：Insurance to be effected by the sellers for xx% of invoice value against WPA and War Risks. 由賣方按發(fā)票金額XX%投保水漬險及戰(zhàn)爭險。Insurance to be effecte

7、d by the sellers for xx% of invoice value against WPA, Theft, Pilferage and Non-Delivery and War Risks. 由賣方按發(fā)票金額XX%投保水漬險、偷竊、提貨不著險及戰(zhàn)爭險。Insurance to be effected by the sellers for xx% of invoice value against All Risks and War Risks. 賣方按發(fā)票金額X%投保一切險及戰(zhàn)爭險。,C. 按CFR或FOB條件成交，由賣方代辦保險：Insurance to be effected

8、 by the sellers for xx% of invoice value against XXX Risks, premium to be for buyers account. 由買方委托賣方按發(fā)票金額XX%投保XXX險，保險費由買方負擔。 D. 按CFR或FOB條件成交，由買方自辦保險：Insurance to be effected by Buyer. 保險由買方自理。 E. 其他規(guī)定，如：加保短量險，不包括途耗，添加下列字句：including the risk of shortage in weight but excluding natural loss. 有免賠率，添加下

9、列字句：including the risk of shortage in weight in excess of 0.X%. 貨運港口，買方要求保險負責到內(nèi)陸城市，添加下列字句：Insurance to be covered up to XXX subject to warehouse to warehouse. 保險責任按倉至倉條款負責到XXX（內(nèi)陸城市名）為止。,說明保險類型 有關(guān)貴公司第545號100臺VT500錄像機的定單，已安排由大洋酋長號輪船裝運，預(yù)計于本月底啟航。因是項貨物較易在運送過程中損壞，如貴公司不另行指示，本公司將購買全險保險。 We refer to your ord

10、er no.545 for 100 VT500 VCRs.We shall be shipping your order per SS Ocean Chief, due to leave here at the end of this month.Unless you give contrary instructions, we will arrange an all risks insurance policy for the shipment. In our opinion this type of cover is necessary for a cargo of this nature

11、.,要求買主投保 有關(guān)貴公司第645號30箱各類罐頭食品的定單，已在大洋商船號訂了貨位，于4月28日或以前裝運送到貴公司港口。煩請貴公司安排投保是項貨物，并請早日電復(fù)確認為荷。 We refer to your order no.645 for 30 cases of assorted canned foods.We have booked shipping space for the consignment on SS Ocean Trader which sails for your port on or about 28 April.We would be grateful if you

12、 would please arrange insurance cover for the consignment at your end.Please telex your confirmation as soon as possible.,為買主投保 第645號500件印花棉布的合約是以成本加運費的價格而定，但貴公司的信用證卻規(guī)定為成本加保險和運費。現(xiàn)欲作出修改。為免進一步延誤，本公司建議代為安排有關(guān)的投保手續(xù)。保險費為140美元，將在貴公司2%的傭金內(nèi)扣除。傭金余額待信用狀款項收到后，立即匯寄貴公司。上述安排必能切合貴公司要求。煩請傳真確認有關(guān)事宜。 We refer to contra

13、ct no.645 for 500 pieces of printed cotton.The contract was made on a C&F basis, whereas your letter of credit stipulates CIF. This inconsistency must obviously be resolved.To avoid any further delay in shipping, we suggest that we arrange the necessary insurance cover.The premium will cost USS 140

14、and we could deduct it from the 2% commission payable to you.The balance of the commission will be remitted to you as soon as the proceeds from the letter of credit have been collected.We trust that this arrangement will be acceptable. Please fax your confirmation as soon as possible.,回復(fù)增加保費的要求 3月15

15、日有關(guān)第464號4000包黃麻定單的來函收到。貴公司在信中提到希望本公司中按高出發(fā)票價值25%的數(shù)額投保。本公司慣常做法是按發(fā)票價值加10%為貨物投保。但是，本公司將應(yīng)貴公司要求，按發(fā)票價值125%投保。額外的保費將由公司支付。相信是項安排必令貴公司滿意。 Thank you for your letter of 15 March referring to your order no.646 for 4,000 jute sacks.In your letter you ask us to insure the order for an amount 25% above the invoice

16、 value.Our normal practice is to insure shipments at the invoice value plus 10%.We are, however, prepared to comply with your request and obtain cover for 125% of the invoice value.In the circumstances, the extra premium will be for your account.We trust that you will find this arrangement acceptabl

17、e.,Insurance company asks to cancel breakage risk We refer to your L/C No. 157 covering Glazed Wall Tiles, which we have just received. Please note for this article we do not cover Breakage. You have to, therefore, delete the word “Breakage” from the insurance clause in the credit. Furthermore, we w

18、ish to point out that for such articles as window glass, porcelains, etc., even if additional Risk of Breakage has been insured, the cover is subject to a franchise of 5$%. In other words, if the breakage is surveyed to be less than 5%, no claims for damage will be entertained. We trust that the pos

19、ition is now clear. Please fax the amendment at once.,Sample letters learning,Pottery Have the shipment insured at your end Insure the same on our behalf Refund the premium to you upon receipt of your debit note Effect insurance on the captioned shipment Under the ordinary circumstances Arrange such

20、 insurance at your cost Fall within the usual international practice Under advice to us,Sample letters learning,Thank you for your trouble on our behalf Marseilles Be shipped on board the vessel “Prince” Genoa One carton was found short of 20 dozen Indemnify the consignees for the loss in the amount

21、 of Reimburse Forklift Truck Arrange open cover for US$ 15,000 against A.R.,Summary and supplement,Categories of Marine Insurance Words and sentences of Marine Insurance Sample expressions in textbook Relevant business letter writing,Exercises in class,1) 中國人民保險公司承保的險別有哪些？ What risks is the Peoples

22、Insurance Company of China able to cover? 2) 這些險別適合你要投保的貨物。 These kinds of risks suit your consignment. 3) 閱讀保險單上的“細則”十分重要，這樣就能知道你要買的保險包括哪些項目。 Its important for you to read the fine print in any insurance policy so that you know what kind of coverage you are buying. 4) 我們請求你方按發(fā)票金額110%將貨物投保一切險，至目的港為止

23、。 You are requested to insure the goods against All Risks at invoice value plus 10% up to the port of destination.,5) 我方認為，這類保險對高值、易碎的貨物來說是必要的。 In our opinion, this type of coverage is necessary for the comparatively valuable and fragile cargo. 6) 按到岸價成交之貨，由我公司以發(fā)票價值110%投保一切險。 As to the goods priced

24、on CIF basis, we will insure against All Risks for 110% of the invoice value. 7) 我方已按發(fā)票金額的110%投保水漬險及戰(zhàn)爭險。 We have insured W.P.A. and against War Risk at 110% of the invoice cost (value, amount). 8) 茲證明本公司代表中國輕工產(chǎn)品進出口公司上海分公司辦理了保險。 This is to certify that this Company has insured on behalf of China Nati

25、onal Light Industrial Products Import & Export Corp., Shanghai Branch.,1) 關(guān)于本公司21301號定單下按CIF條款定購的200箱照相機，本公司希望你方代投一切險。 Referring to our Order No.21301 for 200 cases of cameras on CIF basis, we now wish you to arrange an All Risks insurance for us. 2) 我方不接受按發(fā)票金額150%投保，因為合同規(guī)定的是按發(fā)票金額110%投保。 we cannot grant you insurance coverage for 150% of the invoice value, because the contract stipulates that insurance is to be covered for 110% of invoice value. 3) 貴方客戶將保險范圍擴大至內(nèi)陸城市的要求已被接受，但條件是，由此產(chǎn)生的額外費用