外文原文及譯文

1、外文參考文獻(譯文第三方支付井噴發(fā)展根據艾瑞數(shù)據顯示，2010年中國第三方網上支付行業(yè)整體交易規(guī)模將達到10105億元，突破萬億元大關，同比2009年增長100.1%，實現(xiàn)全年翻番。在2008至2010年短短的3年間，第三方網上支付交易規(guī)模翻了近4翻，增速驚人。艾瑞預計，2011年中國第三方網上支付交易規(guī)模將達到1.72萬億元，至2014年，整體市場將有望突破4萬億元大關。而據易觀國際數(shù)據顯示，第三方支付市場中，排名前五的支付寶、財付通、快錢、Chinapay、易寶支付占據近90%市場，第三方支付市場依然保持較高的市場集中度。進入2011年，隨著支付寶、財付通以及易寶支付在去年招聘的人員規(guī)模、

2、業(yè)務類型以及風險投資商推動行業(yè)的并購、整合上來看，電子支付行業(yè)集中度將會進一步提高。第三方支付將進入井噴發(fā)展期，迎來擴張年。市場集中度愈益提高進入2011年，中國電子支付行業(yè)將步入發(fā)展的快車道，這體現(xiàn)在：首先，進入2011年，支付牌照將會發(fā)放，行業(yè)已經獲取了一個健康的外圍發(fā)展環(huán)境；其次，受電子商務市場繁榮的影響、傳統(tǒng)行業(yè)加快互聯(lián)網化轉型；再次，國內電子支付企業(yè)巨頭在2010年儲備的人才效益開始顯現(xiàn)。目前，國內支付行業(yè)主要有兩類企業(yè)，一類是以支付寶為首的互聯(lián)網型支付企業(yè)，以在線支付為主，捆綁大型電子商務網站；另一類則是以易寶支付為代表的金融型支付企業(yè)，側重行業(yè)需求和開拓行業(yè)應用。業(yè)內人士表示，電

3、子支付行業(yè)新一輪的發(fā)展與擴張，必須依靠人才的支撐。而在2010年的支付寶、財付通、易寶支付的人才爭奪戰(zhàn)中，尤見支付行業(yè)的迅猛發(fā)展趨勢。業(yè)內專家表示，當前，電子支付在國內屬于朝陽產業(yè)，發(fā)展空間和潛力都很大，從近兩年的第三方支付市場年增速近100%中可窺一斑。正因于此，不少電子支付公司開始謀劃更大一輪的發(fā)展，對包括互聯(lián)網、金融以及各個細分行業(yè)的優(yōu)秀人才的需求量大幅飆升，支付企業(yè)在人才以及第三方支付市場占有率的爭奪方面異常激烈。不僅如此，2010年，阿里巴巴集團表示，在未來5年內將向支付寶投資50億元，而財付通背后亦有騰訊商業(yè)帝國，另一行業(yè)支付巨頭易寶支付據其副總裁余晨表示，當前已有眾多資本大鱷相當

4、看好易寶支付的第三方支付平臺。對此，一位行業(yè)資深人士表示，當前，不論是以支付寶為代表的綜合性支付巨擘，還是以易寶支付為象征的行業(yè)支付巨頭，都在以占據市場份額而在各自領域發(fā)力，從其發(fā)展狀況來看，此兩類型的支付企業(yè)巨頭在未來將極有可能更進一步甩開業(yè)內其他小企業(yè)，占據更高的市場份額。資料來源：外文參考文獻(原文The development of third-party payment blowout According to iResearch data show that by 2010 China third-party online payment transactions industry

5、 as a whole will reach 1.0105 trillion yuan, breaking trillion yuan, an increase of 100.1% in 2009 to achieve annual double. In 2008 to 2010, the short 3 years, third-party online payment transaction size almost doubled 4 turn, the growth rate amazing. Ereli is expected in 2011, third-party online p

6、ayment transactions in China will reach 1.72 trillion yuan in 2014, the overall market is expected to exceed 4 trillion yuan mark. According to Analysys International data show that third-party payment market, the top five Alipay, TenPay, quick money, Chinapay, YeePay account for nearly 90% of the m

7、arket, third-party payment market is still to maintain a high market concentration degrees. Into 2011, with Alipay, TenPay and YeePay the scale of last year, staff recruitment, business type, and venture capitalists to promote the industry's merger and integration perspective, the electronic pay

8、ment industry concentration will be further improved. The development of third party payment will enter a blowout period, ushered in the expansion years.Increasingly improved market concentrationInto 2011, China's electronics payment industry will enter the fast lane, which is reflected in: Firs

9、t of all, into 2011, the payment of the license will be issued, the industry has gained a healthy external environment for development; followed by e-commerce boom the impact of the Internet to speed up transformation of traditional industries; again, the domestic electronics giants to pay the talen

10、t reserves in 2010, benefits began to appear. " At present, there are two types of payments industry enterprises, one is led Alipay Internet-based payment business, mainly in online payments, tied a large e-commerce website; and those are represented YeePay financial model payment business, foc

11、using on industry needs and develop industrial applications. Industry sources, the electronic payment industry, a new round of development and expansion, we must rely on the support personnel. In 2010, Alipay, TenPay, YeePay the talent war, with particularly rapid development of the payments industr

12、y trends. Industry experts said that the current, electronic payment is a sunrise industry in the country, development and potential are great, from the third-party payment market in the past two years nearly 100% annual growth rate can be see reflected. Because of this, a number of electronic payme

13、nt company began planning a larger round of development, including the Internet, financial, and various sub-sectors sharply higher demand for talented people to pay third-party payment companies in the talent and market share aspects of fierce competition. Moreover, in 2010, Alibaba Group, said that

14、 in the next 5 years will Alipay invest 50 billion, while TenPay Tencent business empire behind them, another industry giant, YeePay paid according to its vice president, said Yu Chen , the current number of capital has been very optimistic about YeePay predators third-party payment platform. In this regard, an industry veteran, said that at present, whether by Alipay payments represented by integrated giants, or to YeePay to pay for the symbol of the industry giants to gain market share in their respective fie