個人理財英語

1、Personal Wealth Management Service個人理財業(yè)務(wù)personal financingpersonal financial planningpersonal wealth managementpersonal financial Service(PFS)Elite ClubSunflower financefinancing Linkfinancial TreasuryMoney MateMinsheng banking VIP serviceBOCOM Fortune wealth management with Orient ca

2、rdinvestment linkPremier(HSBC)phonebanking services(HSBC)capital protected investment(HSBC)over-the-counter account bondover-the-counter account bond transaction open-ended funds agencyopen-ended funds commissionbank-fund linkagency issuing government bonds 個人理財個人理財業(yè)務(wù)個人理財(花旗銀行)個人理財服務(wù)理財金賬戶（工行）&#

3、160;“金葵花”理財（招行）理財通理財寶理財室（中行）民生貴賓服務(wù)交銀理財東方卡理財（浦發(fā)銀行）投資通卓越理財(匯豐銀行)保本投資產(chǎn)品（匯豐銀行）電話理財服務(wù)(匯豐銀行)柜臺記賬式國債柜臺記賬式債券交易開放式基金代理銷售開放式基金銀基通代理發(fā)行國債visible treasury certificate Bearer treasury certificateindividual Credit Servicesafekeeping agencycustodial box servicesafe deposit box serviceassets managementaround-clock s

4、ervice of account managementnetwork settlementbank-securities linkbank-securities account transferMoney Link account transfer via money linkbank-insurance link(bonus participated insurance)open-ended fundsbank-fund linkopen-ended funds commission 憑證式國債無記名式國債個人資信服務(wù)代理保管業(yè)務(wù)保管箱服務(wù)保管箱業(yè)務(wù)資產(chǎn)管理24小時到賬處理業(yè)務(wù)網(wǎng)

5、絡(luò)結(jié)算業(yè)務(wù)銀證通銀證轉(zhuǎn)賬銀證通（浦發(fā)銀行）銀證轉(zhuǎn)賬（浦發(fā)銀行）銀保通(分紅保險)開放式基金銀基通代理銷售開放式基金capital accountdeposit(Margin) accountcounter Transfertelephone Banking self-service transfer servicea letter of entrustment for transferentrusting transfer and deductionshareholders magnetic cardnetwork settlementdomestic payment settlement s

6、erviceold-age pension fundsocial security fundbond fundinvestment fundclose-ended fundopen-ended fund 資金賬戶保證金賬戶柜臺轉(zhuǎn)賬電話銀行自助轉(zhuǎn)賬轉(zhuǎn)賬委托書委托轉(zhuǎn)賬代繳費股東磁卡網(wǎng)絡(luò)結(jié)算業(yè)務(wù)國內(nèi)支付結(jié)算業(yè)務(wù)養(yǎng)老基金社會保險基金債券基金投資基金封閉式基金開放式基金Savings Deposit儲蓄存款業(yè)務(wù)savings depositdemand deposit(current deposit)current deposit passbookcurrent checkbook

7、deposittime or demand optional depositcall deposit time deposit(term deposit)large sum fixed depositgeneral fixed depositfloating time rate depositlump-sum deposit and withdrawaltime deposit of lump-sum deposit and withdrawaltime deposits of lump-sum depositing and lump-sum withdrawalinstallment fix

8、ed depositstime deposit of small savings for lump-sum withdrawalinterest withdrawal for a principal depositedpeincipal-receiving and interest withdrawing time deposittime saving big money and small drawingsavings / time optional deposits 活期儲蓄存款活期儲蓄存款活期存折活期支票定活兩便存款通知存款定期存款大額定期存款普通定期存款定期浮息選擇存款整存整

9、取整存整取定期儲蓄整存整取定期存款零存整取零存整取定期儲蓄存本取息存本取息定期儲蓄整存零取定期儲蓄定活兩便存款seven-day notice depositpersonal settlement accountsavings account（HSBC）fixed deposit account(HSBC)renminbi account(HSBC)children account(HSBC)statement savings account(HSBC)interest bearing savings account(HSBC)interest bearing chequeing accoun

10、t(HSBC)advance withdrawal and loss-reporting businessdeposits by correspondencedeposit collections in different placespersonal checks deposit certificate loss reportingloss reporting for personal checkssavings certificatepersonal call depositinterbank deposit and withdrawaleducation deposit 七天通

11、知存款個人結(jié)算賬戶儲蓄賬戶(匯豐銀行)定期存款賬戶（匯豐銀行）人民幣賬戶（匯豐銀行）兒童賬戶（匯豐銀行）結(jié)單儲蓄賬戶（匯豐銀行）生息儲蓄賬戶（匯豐銀行）生息支票賬戶（匯豐銀行）提前支取與掛失業(yè)務(wù)通信存款儲蓄存款異地托收個人支票儲蓄存款掛失個人支票掛失定期存單個人通知存款通存通兌教育儲蓄存款procedures of loss reporting deposit certificate loss reporting interim loss reportingcurrent All-In-One passbookfixed All-In-One passbookmultiple function

12、 debit cardDeposit Plus(HSBC) 掛失業(yè)務(wù)存單掛失臨時掛失活期一本通定期一本通多功能借記卡雙利存款(匯豐銀行)Personal Consumer Credit個人消費信貸housing mortgage loanindividual business house loanhouse refurbishing loan.individual housing loanshousing loans on own accounthousing loans on authorizationindividual combined housing lo

13、ansCITIC Happy Familyauto loansloan for refurbishing houseconsumer durables loanpersonal loan secured by CDs/treasury bondsindividual consumption loanpetty consumer creditindividual unsecured loanconsumption credit for individual clientsindividual consumption loansecured loansmall amount private loa

14、ns 住房抵押貸款個人商業(yè)用房貸款房屋裝修貸款個人住房貸款自營性住房貸款委托住房貸款個人住房組合貸款中信家家樂汽車消費貸款家居裝修貸款大額耐用消費品貸款個人存單質(zhì)押貸款個人消費信貸小額信用消費貸款個人信用貸款個人消費信貸業(yè)務(wù)個人消費信貸抵押放款(擔(dān)保放款)小額貸款individual auto loanindividual comprehensive consumer loanindividual large-denomination durable commodities loanpersonal pledge loantravel and vacation loansonline

15、 personal pledge loaninsurance certificate pledge loandeposit certificate pledge loancertificates of deposit(CDs)individual comprehensive consumer loanindividual large-denomination durable commodities loanstate educational loancommercial educational loanoverseas study loaneducational loans 個人汽車

16、消費貸款個人綜合消費貸款個人大額耐用消費品貸款個人質(zhì)押貸款旅游度假貸款網(wǎng)上個人質(zhì)押貸款保單質(zhì)押貸款存單質(zhì)押貸款大額存單個人綜合消費貸款個人大額耐用消費品貸款國家助學(xué)貸款商業(yè)助學(xué)貸款留學(xué)貸款教育助學(xué)貸款Foreign Exchange for Corporate公司外匯業(yè)務(wù)forex deposit for enterprisecurrent forex deposit for enterprisetime foreign fxchange deposit for enterprisecall forex deposit for enterpriseforex cr

17、editforex working capital loanforex temporary loansforex short-term loansforex medium-term loansforex revolving loansforex loans with repayment in Installmentsforex fixed asset loanforex fixed asset investmentforex business development and expansionforex technical innovationforex fixed asset acquisi

18、tion 單位外匯存款業(yè)務(wù)活期對公外匯存款定期對公外匯存款通知對公外匯存款外匯貸款業(yè)務(wù)外匯流動資金貸款外匯臨時流動資金貸款外匯短期流動資金貸款外匯中期流動資金貸款外匯流動資金循環(huán)貸款外匯整貸零償外匯固定資產(chǎn)貸款外匯固定資產(chǎn)投資貸款外匯開發(fā)擴(kuò)建貸款外匯技改貸款外匯固定資產(chǎn)收購貸款I(lǐng)nternational Finance國際融資業(yè)務(wù)forex merger&acquisition loanproject financeBOT（build, operate, transfer）BT（build, transfer）export buyers creditsyndicat

19、ed loanon-lending project financeinternational commercial loanimport buyers creditforeign government loanforeign government mixed loanloan from international financial organizationsforex transferred loanfinancing business of featuresbills discountcredit lineworldwide creditexport seller's credit

20、finance leasepurchase of the accounts receivableexternal labor service contract loan 外匯兼并收購貸款項目融資建設(shè)經(jīng)營轉(zhuǎn)讓建設(shè)轉(zhuǎn)讓出口買方信貸銀團(tuán)貸款外匯轉(zhuǎn)貸款項目融資國際商業(yè)貸款融資進(jìn)口買方信貸融資外國政府貸款融資外國政府混合貸款融資國際金融組織貸款融資 外匯轉(zhuǎn)貸款特色融資業(yè)務(wù)票據(jù)貼現(xiàn)授信額度統(tǒng)一大授信出口賣方信貸融資租賃應(yīng)收賬款收購對外勞務(wù)承包貸款distribution passportstart-up winnerinternational financing and guarantee bu

21、sinesstrust servicesinternational debt offeringforeign exchange guaranteeguarantee for loantender guaranteeperformance bondadvanced payment guaranteepayment guaranteeverification payment guaranteetechnical verification payment guaranteedeferred payment guaranteelease guaranteeimport bills for collec

22、tionexport bills for collectionpurchasing collection bills 一路通創(chuàng)業(yè)寶國際融資及擔(dān)保信托業(yè)務(wù)境外發(fā)債融資外匯擔(dān)保業(yè)務(wù)借款擔(dān)保投標(biāo)擔(dān)保履約擔(dān)保預(yù)付款退款擔(dān)保付款擔(dān)保驗貨付款保函技術(shù)交易驗收付款保函延期付款擔(dān)保租賃擔(dān)保進(jìn)口代收出口托收出口托收買單packing loan under L/Ctransferable L/Cnegotiating export billsdiscounting billssecured ladingopening letter of guaranteeforeign exchange payment

23、 and clearing servicesettlement clearance for foreign exchange pusinessbanking facilityforeign exchange rate risks coverguarantee and attestationinter-bank foreign currency borrowings and lendingsasset portfolio managementoffshore banking businesstrade financinggeneral banking facilitiesPacking Cred

24、itimport bills purchaseexport(0utward) bill purchaseforeign currency bill discountforeign exchange bills purchasebills discountingForfaitingFactoringnon-trade finance 打包放款（信用證項下）轉(zhuǎn)讓信用證議付出口信用證單據(jù)（銀行承兌）匯票貼現(xiàn)擔(dān)保提貨開立保函外匯清算業(yè)務(wù)外匯業(yè)務(wù)清算授信外匯保值避險擔(dān)保和見證金融機(jī)構(gòu)間外匯拆借理財策劃離岸金融業(yè)務(wù)貿(mào)易融資綜合授信打包放款進(jìn)口押匯出口押匯外幣票據(jù)貼現(xiàn)買入外幣票據(jù)票據(jù)貼現(xiàn)福費廷（包買票據(jù)）保

25、理業(yè)務(wù)非貿(mào)易融資Bank Card銀行卡業(yè)務(wù)peony credit cardpeony international cardpeony MoneyLink cardpeony IC(Smart) cardpeony proprietary cardpeony photo cardpeony co-branding cardLong cardsavings carddebit cardanimal cardaccount transfer cardpre-paid consumption cardspecial-purpose cardco-branded cardGreat Wal

26、l credit cardGreat Wall international cardGreat Wall credit card in RMBpacific cardgold cardordinary cardThe Worlds Sunflowerdevelopment cardMinsheng cardOrient cardLady cardVisa cardMaster cardDiners cardAmerican Express cardMillion cardJCB cardFederal card牡丹信用卡牡丹國際卡牡丹靈通卡牡丹智能卡牡丹專用卡牡丹彩照卡牡丹聯(lián)名卡龍卡儲蓄卡借記

27、卡生肖卡轉(zhuǎn)賬卡儲值卡專用卡聯(lián)名卡（認(rèn)同卡）長城信用卡長城國際卡長城人民幣信用卡太平洋卡金卡普通卡金葵花卡發(fā)展卡民生卡東方卡真情卡(廣發(fā)銀行)維薩卡萬事達(dá)卡大萊卡運通卡百萬卡（日本）JCB卡（日本）發(fā)達(dá)卡（香港）Terms of Post and Title崗位職務(wù)詞匯board of directorschairman of the boardchair of board of directorschief executive officerdirectormanaging directorauthorized officermanager and he

28、ad of China deskgeneral manager(GM)director generalchief controllerdeputy general manager(DGM)chief executive officer(CEO)chief financial officer(CFO)chief market officer(CMO)top managermanagerfinance directorfinancial managerchief accountantchief cashierchief clerkhead clerkhead of departmenthead t

29、ellerchief accountantchief of financesales directorsales managerdirecting stafftop managementmiddle managementlower management董事會，理事會董事長董事長董事長董事總裁，常務(wù)董事代理行長中國事務(wù)部經(jīng)理兼主管總經(jīng)理總監(jiān)總稽核副總經(jīng)理首席執(zhí)行官首席財務(wù)總監(jiān)首席市場總監(jiān)總經(jīng)理經(jīng)理，主任財務(wù)經(jīng)理，財務(wù)處（科）長財務(wù)經(jīng)理會計主任，總會計師，財務(wù)處長出納主任主任辦事員首席辦事員部門主任出納主任總會計，會計主任財務(wù)主任營業(yè)副經(jīng)理；銷售處（科）長銷售經(jīng)理領(lǐng)導(dǎo)人員最高管理層中層管理基層管理

30、manager of bankmanagerial staffofficer, officialfinancial adviserfinancial accountantfinancial administratorfinancial executiveauditing officerscontrolleraccountant in chargeaccountantconsultant management consultantmanaging agentassistant accountantassistant general managerassistant managermanaging

31、 partneradministrative staffoffice staffoperation staffaccounting clerkbank clerkoffice clerkstatistical clerkpay clerkstaffclerkcashiertellercustomerclient銀行經(jīng)理人管理人員高級職員財務(wù)顧問財務(wù)會計員財務(wù)主管人財務(wù)主管審計人員主管會計；審計員主管會計師會計師，會計員顧問業(yè)務(wù)顧問經(jīng)理人的代理助理會計師協(xié)理，副總經(jīng)理，副總裁副理，協(xié)理辦事員管理人員，行政人員辦公室職員操作人員簿記員銀行職員辦事員統(tǒng)計員出納員職員辦事員出納員出納員顧客，客戶顧客，

32、客戶Intermediary Business(1)中間業(yè)務(wù)remittance servicesdomestic remittanceremittance agencyremittance expresscommom remittanceurgent remittanceremittance by draftcash remittancebank promissory note(bank check)checkcheck Bookagency servicesfund agency serviceBank-fund LinkBank-futures LinkFortuneLink&

33、#160;匯兌業(yè)務(wù)國內(nèi)匯兌代理匯兌匯款直通車普通匯款加急匯款票匯(匯票匯款)匯款銀行本票支票支票簿代理業(yè)務(wù)基金代理業(yè)務(wù)銀基通銀期通財富通bond agency servicebonds settlement agencyinsurance agency servicefinancing agencysafekeeping agencycollection and payment agencysettlement agencysalary payment agency(payroll agency service)wages(old-aged pension) distribution agen

34、cypublic utility fee levying agencyissuing government bonds agencycommission collection of telephone feecommission collection of telephone fee for Unicomcommission collection of electricity chargecommission collection of insurance premiumpayment through telephone bankingpayment through mobile phone

35、bankingnetwork payment settlement agencyagency collection and paymentcommission payment on consignmentpayment in cashcharge withholding service 債券代理業(yè)務(wù)債券結(jié)算代理保險代理業(yè)務(wù)代理理財代理保管代理收付代理結(jié)算代發(fā)工資(業(yè)務(wù))代發(fā)工資（養(yǎng)老金）業(yè)務(wù)代理公用事業(yè)收費代理發(fā)行國債代收電話費業(yè)務(wù)代收聯(lián)通話費業(yè)務(wù)代收電費業(yè)務(wù)代收保險費電話銀行繳費手機(jī)銀行繳費代收付業(yè)務(wù)網(wǎng)上支付結(jié)算代理委托繳費現(xiàn)金繳費繳費業(yè)務(wù)fee collection expres

36、scommission security businessagency securities fund clearingcommission tax withholdingcommission insuranceagency signing of the bankers billforward settlement 繳費通代理證券業(yè)務(wù)代理證券資金清算代理稅收業(yè)務(wù)代理保險業(yè)務(wù)代簽銀行匯票期貨結(jié)算業(yè)務(wù)client service centercustomer service hotlinebearer treasury certificatevisible treasury certificatebearer treasury certificate with fixed denomination     proof of payment(payment vouchers)a lette