常見(jiàn)銀行英語(yǔ)詞匯(各種銀行術(shù)語(yǔ)和句子全面介紹)

1、WORD格式常見(jiàn)銀行英語(yǔ)詞匯account number *depositor 存戶pay-in slip存款單a deposit form 存款單a banding machine 自動(dòng)存取機(jī)to deposit 存款deposit receipt 存款收據(jù)private deposits 私人存款certificate of deposit存單deposit book, passbook 存折credit card 信用卡principal本金overdraft, overdraw透支to counter sign 雙簽to endorse 背書endorser 背書人to cash 兌現(xiàn)

2、to honor a cheque 兌付to dishonor a cheque 拒付to suspend payment 止付專業(yè)資料整理WORD格式cheque,check 支票專業(yè)資料整理WORD格式cheque book 支票本order cheque 記名支票bearer cheque 不記名支票crossed cheque 橫線支票blank cheque 空白支票rubber cheque 空頭支票cheque stub, counterfoil票根cash cheque 現(xiàn)金支票traveler's cheque 旅行支票cheque for transfer 轉(zhuǎn)帳支票

3、outstanding cheque 未付支票canceled cheque 已付支票forged cheque 偽支票Bandar's note 莊票，銀票banker 銀行家president 行長(zhǎng)savings bank 儲(chǔ)蓄銀行Chase Bank 大通銀行Citibank花旗銀行Hongkong Shanghai Banking Corporation匯豐銀行Chartered Bank of India, Australia and China麥加利銀行專業(yè)資料整理WORD格式Banque de I'IndoChine東方匯理銀行專業(yè)資料整理WORD格式centra

4、l bank, national bank, banker's bank中央銀行bank of issue, bank of circulation發(fā)行幣銀行commercial bank商業(yè)銀行，儲(chǔ)蓄信貸銀行member bank, credit bank儲(chǔ)蓄信貸銀行discount bank 貼現(xiàn)銀行exchange bank 匯兌銀行requesting bank 委托開證銀行issuing bank, opening bank 開證銀行advising bank, notifying bank通知銀行negotiation bank議付銀行confirming bank保兌銀行

5、paying bank 付款銀行associate banker of collection 代收銀行consigned banker of collection委托銀行clearing bank 清算銀行l(wèi)ocal bank本地銀行domestic bank 國(guó)內(nèi)銀行overseas bank 國(guó)外銀行unincorporated bank 錢莊branch bank 銀行分行trustee savings bank 信托儲(chǔ)蓄銀行專業(yè)資料整理WORD格式trust company 信托公司專業(yè)資料整理WORD格式financial trust金融信托公司unit trust信托投資公司tru

6、st institution銀行的信托部credit department 銀行的信用部commercial credit company(discount company)商業(yè)信貸公司貼現(xiàn)公司neighborhood savings bank, bank of deposit街道儲(chǔ)蓄所credit union合作銀行credit bureau 商業(yè)興信所self-service bank無(wú)人銀行l(wèi)and bank 土地銀行construction bank建立銀行industrial and commercial bank工商銀行bank of communications交通銀行mutua

7、l savings bank 互助儲(chǔ)蓄銀行post office savings bank郵局儲(chǔ)蓄銀行mortgage bank, building society抵押銀行industrial bank實(shí)業(yè)銀行home loan bank 家宅貸款銀行reserve bank 準(zhǔn)備銀行chartered bank 特許銀行corresponding bank 往來(lái)銀行專業(yè)資料整理WORD格式merchant bank, accepting bank 承兌銀行專業(yè)資料整理WORD格式investment bank 投資銀行import and export bank (EXIMBANK)進(jìn)出口銀

8、行joint venture bank合資銀行money shop, native bank 錢莊credit cooperatives 信用社clearing house 票據(jù)交換所public accounting公共會(huì)計(jì)business accounting 商業(yè)會(huì)計(jì)cost accounting 本錢會(huì)計(jì)depreciation accounting折舊會(huì)計(jì)computerized accounting 電腦化會(huì)計(jì)general ledger 總帳subsidiary ledger 分戶帳cash book 現(xiàn)金出納帳cash account 現(xiàn)金帳journal, day-book日

9、記帳，流水帳bad debts 壞帳investment 投資surplus 結(jié)余idle capital游資economic cycle經(jīng)濟(jì)周期專業(yè)資料整理WORD格式economic boom 經(jīng)濟(jì)繁榮專業(yè)資料整理WORD格式economic recession 經(jīng)濟(jì)衰退economic depression 經(jīng)濟(jì)蕭條economic crisis經(jīng)濟(jì)危機(jī)economic recovery經(jīng)濟(jì)復(fù)蘇inflation通貨膨脹deflation 通貨收縮devaluation 貨幣貶值revaluation 貨幣增值international balance of payment國(guó)際收支fav

10、ourable balance 順差adverse balance 逆差hard currency 硬通貨soft currency 軟通貨international monetary system國(guó)際貨幣制度the purchasing power of money貨幣購(gòu)置力money in circulation貨幣流通量note issue 紙幣發(fā)行量national budget 國(guó)家預(yù)算national gross product 國(guó)民生產(chǎn)總值public bond 公債stock, share 股票專業(yè)資料整理WORD格式debenture 債券專業(yè)資料整理WORD格式treasu

11、ry bill國(guó)庫(kù)券debt chain 債務(wù)鏈direct exchange 直接對(duì)角套匯indirect exchange 間接三角套匯cross rate, arbitrage rate 套匯匯率foreign currency (exchange) reserve 外匯儲(chǔ)藏foreign exchange fluctuation外匯波動(dòng)foreign exchange crisis外匯危機(jī)discount 貼現(xiàn)discount rate, bank rate 貼現(xiàn)率gold reserve 黃金儲(chǔ)藏money (financial) market金融市場(chǎng)stock exchange 股

12、票交易所broker 經(jīng)紀(jì)人commission 傭金bookkeeping 簿記bookkeeper 簿記員an application form申請(qǐng)單bank statement 對(duì)帳單letter of credit信用證strong room, vault保險(xiǎn)庫(kù)專業(yè)資料整理WORD格式equitable tax system 等價(jià)稅那么專業(yè)資料整理WORD格式specimen signature 簽字式樣banking hours, business hours 營(yíng)業(yè)時(shí)間銀行英語(yǔ)口語(yǔ)新開*What kind of account did you have in your mind&qu

13、ot;你想開哪種*"Do you like to open a current account"你想開一個(gè)活期存款*嗎"A deposit or current account"定期還是活期 "Please tell me how you would like to deposit your money.請(qǐng)告訴我你想存何種戶頭"There's a service charge for the checking account but no charge for the savings.支票戶頭要收效勞費(fèi)，現(xiàn)金戶頭不收。Our

14、minimum deposit for a savings account is 100 dollars.我們儲(chǔ)蓄存款的最低存款額是100 美圓。Five yuan is the minimum original deposit.最低起存款額是5 元。You can open a savings account at any time with an initial deposit of 50 dollars.你可隨時(shí)以50 美圓的起存額開立儲(chǔ)蓄*。Even one yuan is all right.專業(yè)資料整理WORD格式甚至一元也可以起存。Here is your pasbook. Pl

15、ease bring it back when you deposit or withdraw money any time you like.Keep it well and inform us whenever you lose it.這是你的存折，存取款時(shí)請(qǐng)帶來(lái)。保管好存折，遺失請(qǐng)告訴我們。I should like to open a current account.我想開一個(gè)活期存款*。I need a checking account so that I can pay my bill.我需開個(gè)支票*，這樣就能付帳。We'd like to know how we open

16、 a checking-savings account.我們想知道如何開一個(gè)支票儲(chǔ)蓄*。I have a checking account here.我在這里有一個(gè)支票存款*。I think I'd like a deposit account.我想要開個(gè)定期存款*。Can I open a current account here"我能否在這兒開個(gè)活期存款*？I want to open a deposit account with you.我要開個(gè)儲(chǔ)蓄*。I'd like to open a deposit account with you.我想在你們這兒開個(gè)定期

17、存款*。Could you tell me the difference between a savings account and a checking account"專業(yè)資料整理WORD格式請(qǐng)告訴我儲(chǔ)蓄存款與支票存款的區(qū)別好嗎？專業(yè)資料整理WORD格式Please tell me the procedure for opening a savings account.請(qǐng)告訴我開個(gè)儲(chǔ)蓄*需要什么手續(xù)。Will 100 yuan be enough for a minimum deposit"100 元作最低存款額夠嗎？I'd like to know wheth

18、er a 200 yuan deposit will be enough for opening a checking account.我想知道開一個(gè)支票*200 元存款是否夠。Could you tell me how to operate this account"請(qǐng)告訴我如何經(jīng)管這個(gè)*好嗎？Is there any minimum for the first deposit"第一次儲(chǔ)蓄有最低限額嗎？How much does each account cost"每個(gè)*要花多少錢？Useful Phrasescurrent deposit, current a

19、ccount 活期存款專業(yè)資料整理WORD格式fixed deposit, fixed account定期存款專業(yè)資料整理WORD格式fixed deposit by installments零存整取專業(yè)資料整理WORD格式j(luò)oint account存款*專業(yè)資料整理WORD格式to open an account開戶頭專業(yè)資料整理WORD格式銀行英語(yǔ)口語(yǔ)存款How much do you want to deposit with us"你想在我們這存多少？How much do you wish to pay into your account"你希望在你的戶頭上存多少？

20、How much money do you plan to keep in your account on a regular basis"你方案在你的戶頭上定期存放多少錢？How much cash do you plan to deposit in your account"你有多少錢要存入呢？I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我認(rèn)為你可把錢存入銀行，或留在銀行暫保管起來(lái)。Would you please fill i

21、n the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit"請(qǐng)?zhí)頧存款單，寫明要存的數(shù)額以及你的*，地址和工作的單位，好嗎？I want to deposit 300 yuan in my account.我想在我的戶頭上存300 元。I want to deposit these cheques in my account.專業(yè)資料整理WORD格式我想把這些支票存在我的戶頭上。專業(yè)資料整理WORD格式I

22、'd like to pay 200 yuan into my deposit account.我想在在我的定期存款戶頭上存200 元。I want to deposit my paycheck.我想存入我的工資支票。I'd like to know whether I can cash a cheque here.我想知道我能否在這兌換支票。Will you please cash this traveler's cheque"請(qǐng)兌現(xiàn)這X旅行支票好嗎？I'd like to cash this money order.我想兌現(xiàn)這X匯款單。I want

23、 to cash the balance of a traveler's letter of credit.我要把旅行信用證的結(jié)余兌現(xiàn)。Will you please tell me whether you charge for cheques"請(qǐng)告訴我兌換支票收手續(xù)費(fèi)嗎？Could you tell me how much the checks cost"請(qǐng)告訴我這些支票要花多少錢？What if I overdraw"專業(yè)資料整理WORD格式如果透支了怎么辦？專業(yè)資料整理WORD格式Please sign your name on the bottom

24、 line if you want to cash the check.如果想兌支票，請(qǐng)?jiān)诘拙€上簽名。Please write your account number on the back of the check.請(qǐng)?jiān)谥狈疵鎸懮夏愕?。We honored the check as the overdraft was only 5 yuan.我們承兌這X支票的透支額只有5 元。Please endorse the cheque.請(qǐng)背簽這X支票。The traveler's checks cost 1.5% of the total amount of purchase.旅行支票手

25、續(xù)費(fèi)是購(gòu)置總額的1.5%。Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".這是一本支票簿， 你郵寄支票時(shí)， 注意要在支票上打叉線。 但是如果你本人想開X兌現(xiàn)支票，就不可打叉線。Each cheque you write will cost 2 dollars.你每開一X支票將花2 美圓。專業(yè)資料整理WORD格式Useful

26、Words and Phrases專業(yè)資料整理WORD格式account number 帳目編號(hào)depositor 存戶pay-in slip存款單a deposit form 存款單a banding machine 自動(dòng)存取機(jī)to deposit 存款deposit receipt 存款收據(jù)private deposits 私人存款certificate of deposit存單deposit book, passbook 存折credit card 信用卡principal本金overdraft, overdraw透支to counter sign 雙簽to endorse 背書endo

27、rser 背書人to cash 兌現(xiàn)to honor a cheque 兌付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票專業(yè)資料整理WORD格式cheque book 支票本專業(yè)資料整理WORD格式order cheque 記名支票bearer cheque 不記名支票crossed cheque 橫線支票blank cheque 空白支票rubber cheque 空頭支票cheque stub, counterfoil票根cash cheque 現(xiàn)金支票traveler's cheque 旅行支票cheque

28、 for transfer 轉(zhuǎn)帳支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 偽支票Bandar's note 莊票，銀票銀行英語(yǔ)口語(yǔ)取款、結(jié)余I'd like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款來(lái)支付*購(gòu)物的費(fèi)用。I want to withdraw 200 dollars from my deposit account.專業(yè)資料整理WORD格式我要從我的定期存款

29、中支取200 美圓。專業(yè)資料整理WORD格式I want to close my account with you.我想完畢在你們這兒的*。I'd like to draw 100 yuan against this letter of credit.我想從這份信用證上提款100 元。May I draw money against the letter of credit here"我可以在這兒用這份信用證取錢嗎？Could you tell me my balance"能否把存款結(jié)余金額告訴我？Please let me know my balance.請(qǐng)告訴我

30、結(jié)余金額。I think you can draw on this account by cheque in payment of goods.我以為你可用支票提款支付購(gòu)物費(fèi)用。Your balance at the bank is 300 yuan.你在本行的結(jié)余是300 元。Your deposit is exhausted.你的存款支凈了。Your letter of credit is used up.專業(yè)資料整理WORD格式你的信用證用完了。專業(yè)資料整理WORD格式Please tell me how you wish to draw your money.請(qǐng)告訴我你希望怎樣支款。F

31、ill our a withdrawal form, please.請(qǐng)?zhí)顚懭】顔?。The letter of credit is exhausted.信用證上的款子已提清。The letter at Counter 6 will pay you against your number slip.六號(hào)柜臺(tái)的出納員將根據(jù)你的牌付給你錢。Useful Words and Phrasesto close an account, to clear an account 結(jié)清to draw money取款drawing-out slip取款單the number slip 牌a withdrawal fo

32、rm取款單to fill in the receipt in duplicate一式兩份填這X收據(jù)teller, cashier 出納員專業(yè)資料整理WORD格式銀行英語(yǔ)口語(yǔ)兌換貨幣專業(yè)資料整理WORD格式Please tell me how much you want to change.請(qǐng)告訴我你要換多少。How much of the remittance do you want to convert into Japanese yen"你要把多少匯款換成日?qǐng)A？What kind of currency do you want"要哪種貨幣？What's it y

33、ou wish to change"你有什么要換的？What kind of currency do you want to change"要換哪種貨幣？In what denominations"要什么面值的？Please tell me what note you want.請(qǐng)告訴我要什么鈔票。Will seven tens be all right"7 X 10 元的可以嗎？Is it in traveler's cheques"專業(yè)資料整理WORD格式換旅行支票嗎？專業(yè)資料整理WORD格式I'd like to know

34、 how I shall give it to you.我想知道如何付錢給你。How would you like it"你要什么面額的？Would you kindly sign the exchange form, giving your name and address"請(qǐng)?jiān)趦稉Q單上簽字，寫出你的*和地址，好嗎？Can you change me some money, please"能否請(qǐng)你給我兌換一些錢？Here it is, some French francs, Swiss francs, American dollars and a few Dut

35、ch guilders.這些就是：一些法國(guó)法郎，瑞士法郎，美圓和一些荷蘭盾。Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.請(qǐng)你給我7 X 5 鎊紙幣， 4 X 1 鎊紙幣， 4 X 10 先令紙幣，剩下的要零票。Would you mind giving me the six pence in coppers"勞駕給我6 便士的銅幣。I'd like to know if yo

36、u could change this money back into U.S. dollars for me.我想知道能否把這筆兌回成美圓。專業(yè)資料整理WORD格式Could you change these French francs for me"專業(yè)資料整理WORD格式能給我兌換這些法國(guó)法郎嗎？Can you give me 100 dollars in Swiss francs"能否給我100 美圓的瑞士法郎？I'd like to convert the full amount of the remittance into U.S. dollars.我想

37、把全部匯款換成美圓。I'd like some coins for this note.我想把這X紙幣換成硬幣。I'd like to break this 50 dollar note.我想把這X50 美圓紙幣換開。Five twenties and ten singles, please.請(qǐng)給我 5 X 20 元和 10 X一元的。I need 300 dollars in 100-dollar cheques.我要 300 美圓票面為100 美圓的支票。I hope you'll give me ten traveler's cheques of 100

38、dollars each.我希望給我10 X面額為100 美圓的旅行支票。In fives, please.專業(yè)資料整理WORD格式請(qǐng)給我 5 元票面的。專業(yè)資料整理WORD格式Could you give me some small notes"給我一些小票好嗎？Useful Words and Phrasescurrency, money 貨幣money changing 兌換貨幣an exchange form 兌換單bank note 鈔票note of large denomination大票note of small denomination小票small change

39、零錢subsidiary money 輔幣nickel piece 鎳幣plastic currency notes 塑料鈔票convertible money可兌換黃金紙幣銀行英語(yǔ)口語(yǔ)儲(chǔ)蓄存款利息What's the interest rate for the savings account"儲(chǔ)蓄存款的利率是多少？專業(yè)資料整理WORD格式Do you pay interest on this account"專業(yè)資料整理WORD格式這種存款付給利息嗎？Please tell me what the annual interest rate is.請(qǐng)告訴我年利率是多

40、少。Interest is paid at the rate of 1% per annum at present.目前每年的利率是1%。It allows you to earn a little interest on your money.這可使你從存款中獲得一點(diǎn)利息。The account carries interest of 4%.該存款有4%的利息。The interest is added to your account every year.每年的利息都加到你的存款中。The interest rate for the savings account is 4%.儲(chǔ)蓄存款的利

41、率是4%。It varies from time to time. At present it is 6%.年息每個(gè)時(shí)期都不同，現(xiàn)在是六厘。專業(yè)資料整理WORD格式Useful Words and Phrases專業(yè)資料整理WORD格式interest rate 利率* interest單利compound interest 復(fù)利legal interest 法定利息prime rate 優(yōu)待利率payable interest 應(yīng)付利息lending rate 貸款利率usury 高利貸the subsidy rate for value-preserved savings 保值儲(chǔ)蓄補(bǔ)貼率銀

42、行英語(yǔ)口語(yǔ)外匯率Tell me the current rate for RMB, please.請(qǐng)告訴我人民幣的現(xiàn)價(jià)。What's your selling rate for RMB yuan in notes today"你們今天人民幣現(xiàn)鈔的售價(jià)是多少？What's the dollar going for today"美圓今天的售價(jià)是多少？Our buying rate for notes is 523 yuan for 100 dollars.專業(yè)資料整理WORD格式我們 100 美圓的現(xiàn)鈔買入價(jià)是523 元。專業(yè)資料整理WORD格式It's 200 French francs at today's selling rate.今天的賣出價(jià)是200 法國(guó)法郎。The buyin