供應(yīng)鏈金融培訓(xùn)資料

臺(tái)北富邦商業(yè)銀行股份有限公司（Two-FactorFactoring）文件編號(hào)(DN) : 108-177-3-0024-05-C核準(zhǔn)日期 : 2013/05/02生效日期 : 公告日主辦單位 : 企金商品發(fā)展部版序 : 第5版第PAGE16第PAGE16頁(yè)108-177-3-0024-05-C(Two-FactorFactoring)目錄目錄頁(yè)次1第一條訂立目的3第二條適用範(fàn)圍3第三條產(chǎn)品說(shuō)明3第四條額度申請(qǐng)4第五條價(jià)格管理與權(quán)限7第六條契據(jù)書(shū)類(lèi)之徵提7第七條額度控管10第八條轉(zhuǎn)讓、動(dòng)撥11第九條進(jìn)帳還款12第十條異常處理13第十一條理賠處理13第十二條其他注意事項(xiàng)14第十三條授信性質(zhì)別及專(zhuān)案別14第十四條附則14第十五條施行及修訂15附表改版紀(jì)錄16附件一託收案件申請(qǐng)書(shū)17附件二國(guó)際應(yīng)收帳款管理服務(wù)申請(qǐng)書(shū)18附件三-1EDIF申請(qǐng)書(shū)(ExportFactoring專(zhuān)用)19附件三-2EDIF申請(qǐng)書(shū)(ImportFactoring專(zhuān)用)20附件四簡(jiǎn)易批覆單(ImportFactoring)21附件五買(mǎi)方照會(huì)表23附件六SupplementalAgreementforNonNotificationCrossBorderFactoring24附件七國(guó)際應(yīng)收帳款業(yè)務(wù)案件動(dòng)用申請(qǐng)書(shū)(Two-Factor專(zhuān)用)28附件八貨款明細(xì)表29附件九IntroductoryLetter&AssignmentClause30附件十

國(guó)際應(yīng)收帳款債權(quán)讓與明細(xì)/預(yù)支價(jià)金申請(qǐng)書(shū)(Notification33andTransferofReceivables)目錄頁(yè)次2附件十一切結(jié)書(shū)範(fàn)本34附件十二終止通知書(shū)35附件十三內(nèi)外部書(shū)表項(xiàng)目36第一條訂立目的為滿足企業(yè)於實(shí)質(zhì)貿(mào)易交易基礎(chǔ)下，產(chǎn)生規(guī)避買(mǎi)方信用風(fēng)險(xiǎn)及應(yīng)收帳款預(yù)支價(jià)金等需求，本行透過(guò)與金融同業(yè)合作，以增進(jìn)本行應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)之完整性，特訂定本辦法。第二條 適用範(fàn)圍本辦法適用於本行法人金融版塊國(guó)內(nèi)及海外各單位(越南地區(qū)除外)。第三條 產(chǎn)品說(shuō)明本條包含定義及業(yè)務(wù)種類(lèi)等範(fàn)圍一、 定義:(一) ExportFactoring:本行與國(guó)際應(yīng)收帳款聯(lián)盟(簡(jiǎn)稱(chēng)FCI)之會(huì)員或其他金融同業(yè)(以下Factor)ExportFactor(以下簡(jiǎn)稱(chēng)「EF」)，承購(gòu)賣(mài)方對(duì)買(mǎi)方之應(yīng)收帳款債權(quán)，並將應(yīng)收帳款轉(zhuǎn)讓予合作Factor，由合作Factor擔(dān)任ImportFactor(IF付的信用風(fēng)險(xiǎn)，及/或提供應(yīng)收帳款帳務(wù)管理及收款服務(wù)。當(dāng)IF有承擔(dān)買(mǎi)方非因商業(yè)糾紛所產(chǎn)生之不為給付的信用風(fēng)險(xiǎn)，IF90IF120ExportFactoring業(yè)務(wù)下本行可提供賣(mài)方下列任一項(xiàng)服務(wù)：IF承擔(dān)買(mǎi)方非因商業(yè)糾紛所產(chǎn)生之不為給付的信用風(fēng)險(xiǎn)。針對(duì)轉(zhuǎn)讓之應(yīng)收帳款債權(quán)提供預(yù)支價(jià)金。IF共同提供應(yīng)收帳款帳務(wù)管理及收款服務(wù)。(二) ImportFactoring:FactorEFIF提供下列任一項(xiàng)服務(wù)：90天履行理賠義務(wù)。提供應(yīng)收帳款帳務(wù)管理及收款服務(wù)。針對(duì)EF轉(zhuǎn)讓之應(yīng)收帳款債權(quán)提供預(yù)支價(jià)金二、 業(yè)務(wù)種類(lèi):(一) ExportFactoring:由本行擔(dān)任EF，業(yè)務(wù)種類(lèi)分為以下四種:無(wú)追索權(quán)應(yīng)收帳款承購(gòu)業(yè)務(wù)─預(yù)支價(jià)金(F)本行透過(guò)IF承擔(dān)買(mǎi)方信用風(fēng)險(xiǎn)，且提供賣(mài)方預(yù)支價(jià)金服務(wù)。無(wú)追索權(quán)應(yīng)收帳款承購(gòu)業(yè)務(wù)─不預(yù)支價(jià)金(NR)本行透過(guò)IF承擔(dān)買(mǎi)方信用風(fēng)險(xiǎn)，但不提供賣(mài)方預(yù)支價(jià)金服務(wù)。有追索權(quán)應(yīng)收帳款承購(gòu)業(yè)務(wù)─預(yù)支價(jià)金(R)IF可核予買(mǎi)方承購(gòu)額度，但本行個(gè)案批示須採(cǎi)有追索權(quán)方式承作，本行不承擔(dān)買(mǎi)方信用風(fēng)險(xiǎn)，但提供賣(mài)方預(yù)支價(jià)金服務(wù)，並透過(guò)應(yīng)收帳款轉(zhuǎn)讓與IF，提供帳務(wù)管理及收款服務(wù)。(CollectionOnlyC)本行不承擔(dān)買(mǎi)方信用風(fēng)險(xiǎn)，也不提供賣(mài)方預(yù)支價(jià)金服務(wù)。本業(yè)務(wù)僅透過(guò)IF提供帳務(wù)管理及收款服務(wù)。(二) ImportFactoring:23類(lèi)之相關(guān)規(guī)範(fàn)依本行『與合作銀行合作國(guó)際應(yīng)收帳款承購(gòu)暨提供外幣預(yù)支價(jià)金作業(yè)要點(diǎn)』辦理。無(wú)追索權(quán)應(yīng)收帳款承購(gòu)業(yè)務(wù)─預(yù)支價(jià)金(F)本行或其他IF承擔(dān)買(mǎi)方信用風(fēng)險(xiǎn)，且提供EF預(yù)支價(jià)金服務(wù)無(wú)追索權(quán)應(yīng)收帳款承購(gòu)業(yè)務(wù)─不預(yù)支價(jià)金(NR)本行承擔(dān)買(mǎi)方信用風(fēng)險(xiǎn)並提供帳務(wù)管理及收款服務(wù)。有追索權(quán)應(yīng)收帳款承購(gòu)業(yè)務(wù)─預(yù)支價(jià)金(R)本行不承擔(dān)買(mǎi)方信用風(fēng)險(xiǎn)，僅提供EF預(yù)支價(jià)金服務(wù)。(CollectionOnlyC)本行不承擔(dān)買(mǎi)方信用風(fēng)險(xiǎn)，僅提供帳務(wù)管理及收款服務(wù)。第四條 額度申請(qǐng)本條包含ExportFactoring及ImportFactoring額度申請(qǐng)。一、 ExportFactoring:託收服務(wù)之案件無(wú)需進(jìn)行額度申請(qǐng)及FI額度佔(zhàn)用，僅需填寫(xiě)【託收案(附件一/易流程查核報(bào)告書(shū)】。其餘業(yè)務(wù)種類(lèi)之案件申請(qǐng)依下列規(guī)定辦理：(一) Factor金融同業(yè)或有風(fēng)險(xiǎn)額度:IF業(yè)或有風(fēng)險(xiǎn)額度之動(dòng)用及回復(fù)依本行『法人金融授信撥貸管理要點(diǎn)』辦理。(二)買(mǎi)方額度:(附件二)關(guān)係經(jīng)理(以下簡(jiǎn)稱(chēng)「RM」)及企金商品發(fā)展部交易融資行銷(xiāo)科產(chǎn)品行銷(xiāo)經(jīng)理(PS與填載內(nèi)容之完整性後，由企金商品發(fā)展部交易融資行銷(xiāo)科(以)融資作業(yè)組」(以下簡(jiǎn)稱(chēng)「應(yīng)收融資作業(yè)組」)發(fā)送EDI向國(guó)外IF申請(qǐng)可循環(huán)動(dòng)用之買(mǎi)方承購(gòu)額度(LINEAPPROVAL)。FCIEDIFACTORING.com取買(mǎi)方額度相關(guān)之EDI，並將最新之買(mǎi)方額度訊息即時(shí)通知所RMPS。IFIFEDIF申請(qǐng)書(shū)(ExportFactoring專(zhuān)用)】（附件三-1）EDIIF展期。(三)賣(mài)方額度:RM送案須備妥:企業(yè)金融業(yè)務(wù)授信審核表暨徵信報(bào)告（以下簡(jiǎn)稱(chēng)「審核表」）經(jīng)業(yè)務(wù)組主管/產(chǎn)業(yè)行銷(xiāo)中心主管用印確認(rèn)之【交易流程查核報(bào)告書(shū)】(全套交易單據(jù)影本IF餘須檢附一般授信案件之徵、授信表單，係依本行『法人金融信用風(fēng)險(xiǎn)額度審核管理要點(diǎn)』。RMIFEDIIFe-mail:IFEDIIFEDIxIFEDIEDI價(jià)金額度則依審核表原核定額度辦理。無(wú)追索權(quán)應(yīng)收帳款承購(gòu)業(yè)務(wù)─不預(yù)支價(jià)金承作NR型案件得於首次轉(zhuǎn)讓前補(bǔ)齊【交易流程查核報(bào)告書(shū)】。若為間接還款(IndirectPayment)Non-Notification案件，RM須於審核表註明，始可承作。Non-NotificationIFsilentcredit不負(fù)EF買(mǎi)方債權(quán)移轉(zhuǎn)之事實(shí)。除上述其餘依本『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法辦理(四) 若買(mǎi)賣(mài)方屬境外法人(無(wú)國(guó)內(nèi)8碼統(tǒng)一編號(hào))，則RM須提供向聯(lián)徵中心取得之「境外法人虛擬統(tǒng)編」予應(yīng)收融資作業(yè)組建檔。(五) 變更授信條件:依本行「法人金融信用風(fēng)險(xiǎn)額度審核管理要點(diǎn)」規(guī)範(fàn)申請(qǐng)條件變更，變更下列授信條件依個(gè)案原權(quán)限批核，最高核定層次依下表辦理。變更項(xiàng)目最高「核定層次」注意事項(xiàng)IF變更法金授管部資深審查主管IFEDI依本行『應(yīng)收帳款承購(gòu)暨視定價(jià)之妥適性。常態(tài)性交易天期延長(zhǎng)法金授管部主管需檢附IF之書(shū)面同意NR型業(yè)務(wù)常態(tài)性交易天期延長(zhǎng)區(qū)中心主管/產(chǎn)業(yè)行銷(xiāo)中心主管/二等海外分行行長(zhǎng)需檢附IF之書(shū)面同意徵提交易文件法金授管部審查組長(zhǎng)債權(quán)讓與通知書(shū)寄發(fā)書(shū)類(lèi)及方式變更法金授管部審查組長(zhǎng)抽查照會(huì)機(jī)制法金授管部主管案件型態(tài)之變更：在原額度及業(yè)務(wù)種類(lèi)不變下，轉(zhuǎn)由SingleFactor承作法金授管部主管需檢附應(yīng)收融資作業(yè)組所出具已完成佔(zhàn)用之【佔(zhàn)用買(mǎi)方額度申請(qǐng)書(shū)】案件型態(tài)之變更：在原額度及業(yè)務(wù)種類(lèi)不變承作法金授管部資深審查主管需檢附交易融資行銷(xiāo)科所出具已完成佔(zhàn)用之【佔(zhàn)用買(mǎi)方額度申請(qǐng)書(shū)-投保案】。二、 ImportFactoring:(一)託收服務(wù)無(wú)需進(jìn)行額度申請(qǐng)，僅需填寫(xiě)【託收案件申請(qǐng)書(shū)】，經(jīng)業(yè)務(wù)組主管/產(chǎn)業(yè)行銷(xiāo)中心主管核準(zhǔn)，且免徵【交易流程查核報(bào)告書(shū)】。(二)無(wú)追索權(quán)應(yīng)收帳款承購(gòu)業(yè)務(wù)─不預(yù)支價(jià)金買(mǎi)方額度：依本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法』辦理。案件申請(qǐng)：EF產(chǎn)品經(jīng)理」（以下簡(jiǎn)稱(chēng)「PM」)原則上於三個(gè)營(yíng)業(yè)日內(nèi)確RM之承作意願(yuàn)及買(mǎi)方額度申請(qǐng)單位初步評(píng)估，通知應(yīng)EDIEF。PMEFEDIRM提出案件額度申請(qǐng)。RM備妥(附件四所出具已完成佔(zhàn)用之【佔(zhàn)用買(mǎi)方額度申請(qǐng)書(shū)】(格式比照本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法』辦理若屬Notification案件，須檢附【買(mǎi)方照會(huì)表】(附件五)。EF申請(qǐng)之案件為間接還款(IndirectPayment)或Non-Notification案件，RM須於【簡(jiǎn)易批覆單】註明，始可承作。辦理。(三)PM填寫(xiě)【EDIF申請(qǐng)書(shū)(ImportFactoring專(zhuān)用)(附件三EDI通知EF。(四)EDI之額度到期日應(yīng)為【簡(jiǎn)易批覆單】或【託收案件申請(qǐng)書(shū)】之到期日減少一日。(五)若買(mǎi)賣(mài)方屬境外法人(無(wú)國(guó)內(nèi)8碼統(tǒng)一編號(hào))，則RM須提供向聯(lián)徵中心取得之「境外法人虛擬統(tǒng)編」予應(yīng)收融資作業(yè)組建檔。(六)變更授信條件:變更下列授信條件依個(gè)案原權(quán)限批核，最高核定層次依下表辦理。變更項(xiàng)目最高「核定層次」常態(tài)性交易天期延長(zhǎng)法金授管部主管債權(quán)讓與通知書(shū)寄發(fā)書(shū)類(lèi)及方式變更法金授管部審查組長(zhǎng)第五條價(jià)格管理與權(quán)限0.1%0.1%則由業(yè)務(wù)組主管/第六條契據(jù)書(shū)類(lèi)之徵提本條包含ExportFactoring及ImportFactoring契據(jù)書(shū)類(lèi)徵提。FactorFactorFCIInterfactorAgreementNon–Notification之案Factor簽署之【SupplementalAgreementforNonNotificationCrossBorderFactoring】(附件六)等相關(guān)文件。二、ExportFactoring:(一) 基本契據(jù):除託收服務(wù)案件得免徵提基本契據(jù)及保證人外，其餘業(yè)務(wù)種類(lèi)之(二) 應(yīng)收帳款承購(gòu)業(yè)務(wù)契據(jù)(格式比照本『應(yīng)收帳款承購(gòu)暨融資業(yè)辦法』辦理):【應(yīng)收帳款承購(gòu)暨融資合約書(shū)】(以下簡(jiǎn)稱(chēng)【合約書(shū)】)託收服務(wù)案件之客戶若未與本行簽署【授信約定書(shū)暨綜合額度】，則【合約書(shū)】須親簽。其餘之徵提方式依本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法』辦理?！緫?yīng)收帳款承購(gòu)暨融資同意書(shū)】(以下簡(jiǎn)稱(chēng)【同意書(shū)】)IF日先屆至者為準(zhǔn)。額度到期日依本行『法人金融信用風(fēng)險(xiǎn)額度審核管理要點(diǎn)』中「授信之到期日」計(jì)算填載。IFEDI之指定到期日(T日)T+1日。RM程查核報(bào)告書(shū)】提供予應(yīng)收融資作業(yè)組。IF())Factor金融同業(yè)或有風(fēng)險(xiǎn)額度動(dòng)用作業(yè)。交易融資行銷(xiāo)科製作【國(guó)際應(yīng)收帳款業(yè)務(wù)案件動(dòng)用申請(qǐng)書(shū)(Two-Factor專(zhuān)用)】(以下簡(jiǎn)稱(chēng)【動(dòng)用申請(qǐng)書(shū)】)(附件七)並RM進(jìn)行後續(xù)對(duì)保事宜。其餘依本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法』辦理?！緫?yīng)收帳款承購(gòu)暨融資變更事項(xiàng)通知書(shū)】(以下簡(jiǎn)稱(chēng)【變更事項(xiàng)通知書(shū)】)【變更事項(xiàng)通知書(shū)】為規(guī)範(fàn)客戶與本行承作本項(xiàng)業(yè)務(wù)之承購(gòu)方IF若業(yè)務(wù)承作擬變更上述任一條件時(shí)，應(yīng)依下列程序辦理，其餘依本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法』辦理。EDI或相關(guān)額度調(diào)整通知製作新的【變更事項(xiàng)通知書(shū)】，經(jīng)作業(yè)主管覆核後蓋上「應(yīng)收帳款承購(gòu)業(yè)務(wù)專(zhuān)用章」，由交易融資行銷(xiāo)科科長(zhǎng)檢核無(wú)誤後用印。應(yīng)收融資作業(yè)組將用印完成之【變更事項(xiàng)通知書(shū)】交付授RM以雙掛號(hào)、國(guó)際快遞(如：DHL、UPS、FedExpress等)方式通知客戶，若無(wú)法採(cǎi)前述寄送方式，則另須由業(yè)務(wù)單位於該【變更事項(xiàng)通知書(shū)】上空白處請(qǐng)客戶簽回，以確認(rèn)客戶已收妥。其餘依本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法』辦理。(三)債權(quán)讓與通知書(shū)類(lèi):債權(quán)轉(zhuǎn)讓通知書(shū)(【IntroductoryLetter】):IF格式之IntroductoryLetterIF知書(shū)類(lèi)。IF個(gè)別要求之格式提供【IntroductoryLetter(須填妥賣(mài)方公司英文表頭)RM轉(zhuǎn)交給賣(mài)方簽署。經(jīng)賣(mài)方簽署之【IntroductoryLetterRM寄出，並將【IntroductoryLetter】影本及國(guó)際快遞(如：DHL、UPS、FedExpress等)提單留底聯(lián)副本交由授服組連同其他契據(jù)email予應(yīng)收融資作業(yè)組保管歸檔，IntroductoryLettere-mailIF。債權(quán)轉(zhuǎn)讓字句(【AssignmentClause】): IFAssignmentClause字句CommercialInvoiceIF之事實(shí)。IF格式之【AssignmentClause】給RM，由RM轉(zhuǎn)交賣(mài)方，將該【AssignmentClause】載明於出貨予買(mǎi)方之CommercialInvoice正本。(四) 開(kāi)戶:/產(chǎn)業(yè)行銷(xiāo)中管核準(zhǔn)後，得免開(kāi)立活期存款帳戶。其餘依本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法』辦理。(五)美國(guó)地區(qū)案件承作前，授服組需依本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法』規(guī)定辦理UCCfiling。(六)規(guī)定辦理押記事宜。三、 ImportFactoring:(一)債權(quán)讓與通知書(shū)類(lèi)債權(quán)轉(zhuǎn)讓通知書(shū)：IntroductoryLetter】(附件九)寄發(fā)予買(mǎi)方，通知買(mǎi)方將應(yīng)收帳款債權(quán)移轉(zhuǎn)給本行之事實(shí)的通知書(shū)類(lèi)。第一筆轉(zhuǎn)讓前，PM需將本行制式【IntroductoryLetterEF。債權(quán)轉(zhuǎn)讓字句：規(guī)範(fàn)賣(mài)方於出貨後須將本行制式之【AssignmentClause】(附件九)CommercialInvoice上，用以逐次通知買(mǎi)方該應(yīng)收帳款債權(quán)移轉(zhuǎn)給本行之事實(shí)。AssignmentClause】EF。(二)【買(mǎi)方照會(huì)表】(限新案)(三)若批示條件為Non-notification案件，上述(一)、(二)文件則不須徵提。第七條額度控管IF一、IF之買(mǎi)方承購(gòu)額度異動(dòng)(一)IF(RMRM先行通知客戶，並由應(yīng)收融資作業(yè)組製作相關(guān)契據(jù)書(shū)類(lèi)。(二IFORDERAPPROVALPS、應(yīng)收融資作業(yè)組、SCORM，後續(xù)轉(zhuǎn)讓交ORDERIF關(guān)契據(jù)書(shū)類(lèi)。二、本行買(mǎi)方承購(gòu)額度異動(dòng)(一)承作ImportFactoring案件中，PM取得買(mǎi)方額度變動(dòng)之相關(guān)資料後，應(yīng)填寫(xiě)【EDIF申請(qǐng)書(shū)(ImportFactoring專(zhuān)用)】(附件三-2)，交由應(yīng)收融資作業(yè)組發(fā)送EDI通知EF。(二)針對(duì)買(mǎi)方額度取消生效日前(不含當(dāng)日)已產(chǎn)生之應(yīng)收帳款仍可承30調(diào)降EDIEDI之到期日，買(mǎi)方額度取消EDI期日為發(fā)送當(dāng)日。第八條轉(zhuǎn)讓、動(dòng)撥ExportFactoringImportFactoring轉(zhuǎn)讓與動(dòng)撥處理流程。ExportFactoring:(一) 第一筆轉(zhuǎn)讓/動(dòng)撥：(附件八)IFIF應(yīng)收融資作業(yè)組須將賣(mài)方提供之【貨款明細(xì)表】交予交易融資行銷(xiāo)科，若有載明尚未清償之發(fā)票明細(xì)(將不透過(guò)本行承購(gòu)之發(fā)票IF確認(rèn)同意，確認(rèn)之書(shū)函影本由應(yīng)收融資作業(yè)組保管歸檔。(二) 轉(zhuǎn)讓動(dòng)撥文件徵提與檢核:ShippingDocuments(CommercialInvoice影本、PackingList影本、P/OP/IBillofLading影本等及【國(guó)際應(yīng)收帳款債權(quán)讓與明細(xì)/預(yù)支價(jià)金申請(qǐng)書(shū)(NotificationandTransferofReceivables】以下簡(jiǎn)稱(chēng))(附件十)載明發(fā)票明細(xì)及擬申請(qǐng)預(yù)支價(jià)金金額後交N.T.R.IFRMRMIFIF溝通申請(qǐng)之相關(guān)文件提供予應(yīng)收融資作業(yè)組作為應(yīng)收融資作業(yè)組案件操作之依據(jù)。其餘依本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法』辦理。(三)文件瑕疵解除後，應(yīng)收融資作業(yè)組應(yīng)於發(fā)票到期日前完成轉(zhuǎn)讓作業(yè)並發(fā)送EDIMSG。二、 ImportFactoring之發(fā)票轉(zhuǎn)讓作業(yè)(一)EFEDIEF商業(yè)糾紛。(二)若轉(zhuǎn)讓發(fā)票有逾期之情形，原則上逾期發(fā)票不在本行承保範(fàn)圍，僅提供託收服務(wù)，惟經(jīng)SCO同意承保者除外。(三)100%45天者不SCO同意承保者除外。第九條進(jìn)帳還款ExportFactoringImportFactoring進(jìn)帳還款流程。一、ExportFactoring:(一)IF同意接受買(mǎi)方將款項(xiàng)直接匯至賣(mài)方IF「Factoring專(zhuān)戶」。(二)IF費(fèi)扣除金額是否合理，必要時(shí)應(yīng)主動(dòng)向IF釐清或應(yīng)客戶要求依FCIGENERALRULESFORINTERNATIONALFACTORINGGRIF)規(guī)定向IF索討利息。(三)IF之付款通知無(wú)誤後由國(guó)際匯兌中心逕行FactoringIF與買(mǎi)方聯(lián)繫正確之匯款方式。(四)IF相關(guān)管理費(fèi)用支付作業(yè):應(yīng)收融資作業(yè)組應(yīng)於收到IF之承購(gòu)管理費(fèi)收費(fèi)通知後，原則上於5個(gè)營(yíng)業(yè)日內(nèi)確認(rèn)明細(xì)並將承購(gòu)管理費(fèi)支付至IF指定之帳戶。二、ImportFactoring:(一) 除為【簡(jiǎn)易批覆單】?jī)?nèi)載明並經(jīng)相關(guān)權(quán)限主管核準(zhǔn)，買(mǎi)方需付款至本辦法第十二條之Factoring專(zhuān)戶。(二)應(yīng)收融資作業(yè)組核對(duì)電文及銷(xiāo)帳明細(xì)無(wú)誤後逕行解款及銷(xiāo)帳。若為漏轉(zhuǎn)讓?zhuān)瑧?yīng)收融資作業(yè)組應(yīng)請(qǐng)EF立即補(bǔ)轉(zhuǎn)讓?zhuān)岳饪睢?三)應(yīng)收融資作業(yè)組原則上於核銷(xiāo)後之次一營(yíng)業(yè)日前，將款項(xiàng)匯至EF指定之帳戶，並發(fā)送EDI予EF通知付帳明細(xì)。(四)若入帳發(fā)票非本行所承購(gòu)之應(yīng)收帳款債權(quán)，則應(yīng)收融資作業(yè)組應(yīng)EFEF。(範(fàn)本詳如附件十一)(五)本行承購(gòu)管理費(fèi)收取及入帳作業(yè):EFEF尚未付清之承購(gòu)管理費(fèi)一併催收。第十條異常處理有關(guān)文件瑕疵、商業(yè)糾紛、折讓/溢付、間接還款、帳款逾期、額度取消及賠款處理等作業(yè)，依本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)貸後管理辦法』辦理。第十一條理賠處理ExportFactoringImportFactoring理賠處理流程。一、ExportFactoring：(一)帳款逾到期日超過(guò)75(含)天：7515IF紛發(fā)生，應(yīng)收融資作業(yè)組應(yīng)通知交易融資行銷(xiāo)科(副知RM)，由其IF90(PaymentUnderGuarantee，以下簡(jiǎn)稱(chēng)「PUG」)5個(gè)工作日發(fā)EDIe-mailIFIF追蹤，並將理賠狀況通知應(yīng)收融資作業(yè)組、RMPS。(二)IF90業(yè)組製作【清償承購(gòu)帳款確認(rèn)書(shū)】(格式及處理流程比照本行『應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)貸後管理辦法』辦理)RM指定帳戶。(三)IF90120收帳款承購(gòu)暨融資業(yè)務(wù)貸後管理辦法』辦理。二、ImportFactoring：IF90辦法』辦理。第十二條其它注意事項(xiàng)一、 Factoring專(zhuān)戶(一)Factoring存同虛擬專(zhuān)戶，專(zhuān)戶帳號(hào):715-170-88888-8，(Factoring專(zhuān)戶)作為以下之用途:EF支付本行管理費(fèi)IF支付本行貨款I(lǐng)mportFactoring案件買(mǎi)方支付本行貨款(二)Factoring(三)FactoringFactoring通知書(shū)_業(yè)務(wù)已終止版本】(附件十二)，以作為通知買(mǎi)方終止債權(quán)讓與之依據(jù)。第十三條授信性質(zhì)別及專(zhuān)案別本條包含ExportFactoring及ImportFactoring授信性質(zhì)別及專(zhuān)案別。一、 ExportFactoring:性質(zhì)別：138 有追索權(quán)應(yīng)收帳款承購(gòu)專(zhuān)案別：RA30 export--託收服務(wù)RA31 export有追索權(quán)--預(yù)支價(jià)金性質(zhì)別：139 無(wú)追索權(quán)應(yīng)收帳款承購(gòu)專(zhuān)案別：RA32 export無(wú)追索權(quán)--不預(yù)支價(jià)金RA33 export無(wú)追索權(quán)--預(yù)支價(jià)金二、 ImportFactoring:性質(zhì)別：139 無(wú)追索權(quán)應(yīng)收帳款承購(gòu)專(zhuān)案別：RA34 import無(wú)追索權(quán)應(yīng)收帳款承購(gòu)--不預(yù)支價(jià)金性質(zhì)別：138 有追索權(quán)應(yīng)收帳款承購(gòu)專(zhuān)案別：RA45 import--託收服務(wù)第十四條附則『FCIGENERALRULESFORINTERNATIONAL FACTORING(GRIF)相關(guān)規(guī)範(fàn)』、『與合作銀行合作國(guó)際應(yīng)收帳款承購(gòu)暨提供外幣預(yù)支價(jià)金作業(yè)要點(diǎn)』、本行其他相關(guān)規(guī)章及主管機(jī)關(guān)相關(guān)規(guī)定辦理。第十五條施行及修訂告施行。附表：改版紀(jì)錄版次核準(zhǔn)日期核決層級(jí)備註012006/02/10董事會(huì)022007/05/23總經(jīng)理032009/04/24總經(jīng)理042011/11/30總經(jīng)理052013/05/02總經(jīng)理108-177-3-0024-05-C第177-3-0024-05-C第PAGE17頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)託收案件申請(qǐng)書(shū)

附件一申請(qǐng)日期:西元 年 月 申請(qǐng)業(yè)務(wù)種類(lèi):□ CollectionOnly申請(qǐng)單位:買(mǎi)方名稱(chēng)統(tǒng)一編號(hào)買(mǎi)方地址/中文買(mǎi)方地址/英文付款聯(lián)絡(luò)人財(cái)務(wù)電話採(cǎi)購(gòu)電話賣(mài)方名稱(chēng)賣(mài)方編號(hào)賣(mài)方地址ExportFactor管理費(fèi)額度期間付款條件□D/A daysfrom date □D/P daysfrom days□O/A daysfrom date □Others （申）意見(jiàn)：批示:業(yè)務(wù)組主管／產(chǎn)業(yè)行銷(xiāo)中心主管： RM:備註:申請(qǐng)託收服務(wù)，由業(yè)務(wù)組主管/產(chǎn)業(yè)行銷(xiāo)中心主管自行核決。108-177-3-0024-05-C第177-3-0024-05-C第PAGE18頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)附件二國(guó)際應(yīng)收帳款管理服務(wù)申請(qǐng)書(shū)(ApplicationforExportFactoringService)營(yíng)利事業(yè)統(tǒng)一編號(hào)(Ent-CodeNo):12345678營(yíng)利事業(yè)統(tǒng)一編號(hào)(Ent-CodeNo):12345678成立日期：80.1.25 資本額：NTD2,000,000千元公司名稱(chēng)(英文/中文):ABCTECHNOLOGYCORP./ABC科技股份有限公司 負(fù)責(zé)人（chairman）:王小明地址(英文/中文):N0.100LI-HSINROAD,SCIENCE-BASEDINDUSTRIALPARK,HSINCHU,TAIWAN,R.O.C新竹巿新竹科學(xué)工業(yè)園區(qū)力行路100號(hào)(Tel.No.)(03)321-3211(FaxNo.)(03)321-3212聯(lián)絡(luò)人(ContactPerson):財(cái)務(wù)部張小華經(jīng)理 E-mail:john.chang@.tw公司網(wǎng)址（HTTP）：.tw 產(chǎn)業(yè)別(industry):電子業(yè) 產(chǎn)品(Product):SmartConnector買(mǎi)受商所在國(guó)家(Buyer‘sCountry):買(mǎi)受商所在國(guó)家(Buyer‘sCountry):USA授信戶在該國(guó)之預(yù)估年交易量(ExpectedannualTurnover):USD12,000,000授信戶在該國(guó)之買(mǎi)方家數(shù)(Numberofregularbuyers):4授信戶在該國(guó)之發(fā)票張數(shù)(EstimatednumberofInvoices):205.(InvoiceCurrency):USD(NormalPaymentterms):O/A60DaysfromB/LDate(Doyouhaveanyagentinbuyer‘scountry?):,名稱(chēng)(Name): 連絡(luò)人(ContactPerson): 電話(Tel.No.): 地址(Address): 名稱(chēng)(Name):XYZCORP名稱(chēng)(Name):XYZCORP地址(Address):10THFLOOR,20W,5THSTREET,NEWYORKNY10001USA電話(Tel.No.):2126803000 傳真(FaxNo.):2126800000 聯(lián)絡(luò)人(ContactPerson):MR.BECKER往來(lái)銀行(Bank):BANKOFAMERICA分行(Branch):NEWYORK帳號(hào)(A/CNo.):123456789與出口商交易產(chǎn)品(Productimportedfromseller-英文品名):SmartConnector預(yù)估與出口商年交易額(ExpectedannualSales):USD5,000,000預(yù)期付款條件(Expectedpaymentterms):O/A60daysfromB/Ldate；others: 要求額度(Creditlinerequested):USD1,000,000可否與進(jìn)口商連絡(luò)(Buyercontactallowed?):是(Yes)否(No)原因 是否曾向其他銀行/輸出入銀行或保險(xiǎn)公司取得上述買(mǎi)方之Factoring/保險(xiǎn)額度：否(No) 是(Yes)額度(若是,請(qǐng)?zhí)顚?xiě)目前承作銀行及額度):XX銀行，核予額度:USD1,000,000申請(qǐng)書(shū)上紅色粗字體部份為必填欄位，請(qǐng)於填妥後傳真(FaxNo.02-6636-9675)區(qū)域中心/分行: RM: PS：=============================================================================================以下部份限由臺(tái)北富邦銀行企金商品發(fā)展部填寫(xiě)：ImportFactor: MSG#1SellerInformationSeller’sinformationFactoringagreementsignedPlstypeAGENTinfointextotherFactorsinthesamecountryCollectionOnlyMSG#2PreliminaryCreditAssessmentRequest:MessageText：企金商品發(fā)展部交易融資行銷(xiāo)科經(jīng)辦:應(yīng)收融資作業(yè)組經(jīng)辦:主管:發(fā)送日期:108-177-3-0024-05-C第177-3-0024-05-C第PAGE19頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)Normal

Urgent

附件三-1 EDIFACT申請(qǐng)書(shū)(ExportFactoring專(zhuān)用) 請(qǐng)依附件發(fā)下列EMessage:SELLERDEBTORSELLERDEBTOR共 1件，請(qǐng)參照附件IF案件來(lái)源 分行:RM:MSG#1 SellerInformation Seller'sInformation FactoringagreementsignedPlstypeAGENTinfointext otherFactorsinthesamecountryCollectionOnlyMSG#2 PreliminaryCreditAssessmentRequest USDMSG#5 RequestforCreditCover(MSG#01-signedcontractHASSENT)RequestforLineCover USDRequestforOrderCoverInv.Number: ;Inv.Amount: ;ShipmentDate: RequestNewLimitforExistingBuyerAccount(USD0->USD*****)RequestNewLimitforNewBuyerAccountRequestforNewAccountOnly(fordifferentcurrency)ChangeofBuyer'sName: ,Buyer'sAddress: MSG#7 RevisionofCreditCoverRequestRequestfor:RequestNewLimit(fornewexpiredateornewterms): RequestCreditLinefromUSD toUSD Cancellation Prolongation Closebuyer'saccountMSG#15 Informationon,orSettlementofDisputeMSG#19 TerminationofFactoringAgreementMSG#20 ChangeFSBC(Onlyusedforsellerchangedhernameorregistrationnumber)MSG#21 FreeTextMessage附件附件Factoring服務(wù)申請(qǐng)書(shū)Fax批覆書(shū)變更簽呈 交易文件 EDI其他MessageText/FreeText:(PleaseType/SendEachWord)補(bǔ)充說(shuō)明:申請(qǐng)單位:企金商品發(fā)展部交易融資行銷(xiāo)科/應(yīng)收融資科申請(qǐng)單位:企金商品發(fā)展部交易融資行銷(xiāo)科/應(yīng)收融資科經(jīng)辦Date應(yīng)收融資作業(yè)組主管經(jīng)辦Date108-177-3-0024-05-C第177-3-0024-05-C第PAGE20頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)Normal

Urgent

附件三-2EDIFACT申請(qǐng)書(shū)(ImportFactoring專(zhuān)用)請(qǐng)依附件發(fā)下列EMessage:SELLERDEBTOR共1件，請(qǐng)參照附件EF 分行: RM:自行推廣 來(lái)電戶 協(xié)銷(xiāo) 其他MSG#3 PreliminaryCreditAssessmentResponseCreditCoverAmount USDExpiryDate:yyyymmddMSG#4 PricingInformationPercentageCommission(%)BankchargesarechargedtoEFPercentageperdocumentsMSG#6 CreditCoverCreditCoverAmount USDExpiryDate:(yyyymmdd)Changeofnameand/oraddressInv.Number: ;Inv.Amount: ;ShipmentDate: MSG#8 RevisionofCreditCover-ResponeCurrentCreditAmountUSDNewCreditCoverAmountUSDValidDate(yyyymmdd)NewExpirateDate(yyyymmdd)MSG#13 PaymentUnderGuaranteeMSG#14 DisputeMSG#15 Informationon,orSettlementofDisputeMSG#16 ChargeBack&ReassignmentReassignmentReassignReason SettlementagreedwithsellerDirectpaymenttoExportFactorDirectpaymenttosellerDirectpaymenttoseller'sagentInvoicenotreceivedDuplicateinvoiceMSG#21 FreeTextMessage附件 Factoring服務(wù)申請(qǐng)書(shū)

Fax

批覆書(shū)

變更簽呈 水

EDI 其他MessageText/FreeText:(PleaseType/SendEachWord)補(bǔ)充說(shuō)明:申請(qǐng)單位:企金商品發(fā)展部應(yīng)收融資科PMAPMDate應(yīng)收融資作業(yè)組申請(qǐng)單位:企金商品發(fā)展部應(yīng)收融資科PMAPMDate應(yīng)收融資作業(yè)組主管經(jīng)辦Date108-177-3-0024-05-C第177-3-0024-05-C第PAGE21頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)附件四簡(jiǎn)易批覆單(ImportFactoring)申請(qǐng)內(nèi)容: 日期：西元 年 月 日賣(mài)方名稱(chēng)/統(tǒng)一編號(hào)買(mǎi)方名稱(chēng)/統(tǒng)一編號(hào)ExportFactor業(yè)務(wù)種類(lèi)□無(wú)追索權(quán)應(yīng)收帳款承購(gòu)-不預(yù)支價(jià)金(買(mǎi)方信用風(fēng)險(xiǎn)由本行承擔(dān))□無(wú)追索權(quán)應(yīng)收帳款承購(gòu)-預(yù)支價(jià)金(ExportFactor承擔(dān))與出口商交易產(chǎn)品交易條件承購(gòu)額度承擔(dān)風(fēng)險(xiǎn)成數(shù)依每筆發(fā)票金額之 成預(yù)支價(jià)金額度預(yù)支價(jià)金成數(shù)承購(gòu)管理費(fèi)率預(yù)支價(jià)金利率動(dòng)支方式循環(huán)額度期間檢附文件□佔(zhàn)用買(mǎi)方額度申請(qǐng)書(shū)特殊交易條款需採(cǎi)間接還款NonNotification其他：備註業(yè)務(wù)單位簽章業(yè)務(wù)組主管RM108-177-3-0024-05-C第177-3-0024-05-C第PAGE22頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)業(yè)務(wù)單位審核意見(jiàn)/額度與利費(fèi)率授權(quán)批示:綜理版塊主管業(yè)務(wù)部門(mén)主管區(qū)中心主管產(chǎn)業(yè)行銷(xiāo)中心主管業(yè)務(wù)主管審查單位審核意見(jiàn)(或批示)法金授管部主管資深/審查主管108-177-3-0024-05-C第108-177-3-0024-05-C第國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)買(mǎi)方照會(huì)表

附件五照會(huì)日: 買(mǎi)方買(mǎi)方名稱(chēng)：聯(lián)絡(luò)人1：部門(mén)：職稱(chēng)：電話：聯(lián)絡(luò)人2：部門(mén)：職稱(chēng)：電話：備註：照會(huì)項(xiàng)目:交易條件:(照會(huì)以下條件與申請(qǐng)案符合)交易產(chǎn)品:年往來(lái)金額:確認(rèn)銷(xiāo)售商名稱(chēng):買(mǎi)賣(mài)合約或訂單無(wú)債權(quán)禁止移轉(zhuǎn)之限制: □無(wú) □有買(mǎi)賣(mài)雙方有無(wú)交叉持股: □無(wú) □有買(mǎi)賣(mài)雙方是否互有買(mǎi)賣(mài): □無(wú) □有買(mǎi)賣(mài)雙方帳款是否有互抵: □無(wú) □有重要記事業(yè)務(wù)組主管／產(chǎn)業(yè)行銷(xiāo)中心主管： RM： 108-177-3-0024-05-C第177-3-0024-05-C第PAGE24頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)附件六SUPPLEMENTALAGREEMENTForNon-NotificationCrossBorderFactoring(versionJune2009)ITISAGREEDBETWEEN“XYZ”(asExportFactor)*and“ABC”(asImportFactor)*thatforthesolepurposeofconductingtheofoftobein1.ThisAgreement(whichincorporatesallthetermsandprovisionscontainedinScheduleIattachedhereto)shalltakeeffectasofthedatesetoutbelowandshallcontinueindefinitely,subjecttoterminationontheexpiryof60days’priorwrittennoticegivenbyeitherpartytotheotherbutsuchterminationshallnotapplyto,modifyorotherwiseaffecttheobligationsofthepartieshereunderorundertheGRIF,theRulesandtheRulesofArbitrationwithrespecttotransactionsoccurring,receivablestransferredorindebtednessincurredpriortotheeffectivedateofsuchtermination.2.Article2TheImportFactorshallbedescribedas:thepartywhichagreestotakeoverthecollectionofthereceivables(invoicedbythesellerandassignedtotheExportFactor)afteranagreedperiodofcollectionactivitybytheseller,andwho,subjecttotheGRIF,isboundtopaysuchreceivablesassignedtohimforwhichhehasassumedthecreditrisk.3.Article17Thefollowingtobeinsertedinparagraph(iii)asasecondsentence:TheImportFactorisnotpermittedtocontactthedebtorexceptasprovidedinthisAgreementandtheExportFactormustclearlystateoneachrequest“DebtorContactNotPermitted”.4.Articles21and22TheprovisionsofthesearticlesshallbecomeeffectiveinrespectofanyreceivableonlyafternotificationoftheassignmentofthatreceivabletotheImportFactorhasbeenreceivedbythedebtorinaccordancewiththisagreement.5.Article24Paragraph(ii)ofthisarticleistobereplacedbythefollowing:totheextentthatanysuchreceivableshallnotbepaidbyoronbehalfofthedebtorbythe90thdayafternotificationofassignmenttotheImportFactorhasbeenreceivedbythedebtor,theImportFactorshallonsuch90thdaymakepaymenttotheExportFactor(“paymentunderguarantee”).*Deleteallwordsinbracketifitisintendedtoexchangebusinessinbothdirections.108-177-3-0024-05-C第177-3-0024-05-C第PAGE25頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)6.Article27ofistobebyIforofthe60of7.Article28Paragraph(i)c)ofthisarticleistobereplacedbythefollowing:NoticeofassignmentwhengivenatthetimestipulatedinthisSupplementalAgreementistobeintheformprescribedbytheImportFactor.8.Article12Thefollowingistobeinsertedasanewsentenceattheendofparagraph(ii)ofthisarticle:Suchrightsapplyonlyafternotificationoftheassignmenthasbeenreceivedbythedebtor.9.ValidityoftheAssignmentandtimingofnotification:TheheadingofArticle13shallbe"Validityofassignment,timeofnoticeandrightsoftheImportFactor"andparagraphs(iv)and(v)ofthisarticleshallbereplacedbythefollowingfourparagraphs:(iv)Ifatanytimeafterthegivingofnoticeoftheassignmenttothedebtortheassignmentneedsaconfirmationinwritinginordertobevalidandenforceable,attherequestoftheImportFactortheExportFactormustprovidesuchdocumentationand/orconfirmationintheprescribedway.IftheExportFactorshallfailtoprovidesuchdocumentationorconfirmationinrelationtothatreceivablewithin30daysofthereceiptoftheImportFactor’srequest,thentheImportFactormayreassignsuchreceivable.(v)Ifthedebtorfailstopayareceivablewithin30daysafteritsduedate,oruponthestartoftheofficialinsolvencyofthedebtor(ifearlier),theExportFactorshould,notlaterthanthefirstbusinessdayafterthe30thdayafterthatduedate,orthestartofsuchinsolvency(asthecasemaybe),instructtheImportFactortogivenoticeoftheassignmenttothedebtorofallreceivablesthenoutstandingfromthatdebtor.FailureoftheExportFactortodosowillresultintheImportFactorautomaticallycomingoffriskforthewholeaccount.(vi)Shouldadebtorowinganapprovedreceivablebecomeofficiallyinsolventatanytime,theImportFactorisentitledtonotifythedebtorimmediatelyoftheassignmentofallreceivablesthenoutstandingfromthatdebtor.108-177-3-0024-05-C第177-3-0024-05-C第PAGE26頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)(vii)theoronato2totototheofortoasktheto10.InallotherrespectsalltheprovisionsassetoutintheGRIFshallapply.11.ThisagreementissupplementaltotheInterfactorAgreementmadebetween(XYZ)and(ABC),dated(day-month-year).INWITNESSWHEREOF,thepartiesheretohavecausedthisinstrumenttobeexecutedbytheirrespectivecorporateofficersthereuntodulyauthorisedasofthedayandyearfirstwrittenbelow.Dated(day-month-year)Name:Factor“XYZ”ByTitleByTitle Name:Factor“ABC”ByTitleByTitle 108-177-3-0024-05-C第177-3-0024-05-C第PAGE27頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)SCHEDULEISpecificRequirements:beforthetoanytoIfthisagreementappliestoaspecificsellerand/ordebtoraccount,statetheirname(s).CollectionProcedures(frequencyandmethod)undertakenbytheSellerortheExportFactorpriortoNotificationtothedebtoroftheassignmenttotheImportFactor.PowerofAttorney-wordingrequiredtosatisfylegalsysteminImportFactor’scountry.Assignment(wordingofnoticeofassignmentandproceduresfornotification).ProceduresrequiredforthepurposeofCreditInsuranceprovidedtotheImportFactor.ThenumberofdaysafterduedatewhennotificationofassignmentmusttakeplaceasspecifiedinArticle13(v)(e.g.30days).SpecificlegalrequirementsoftheImportFactor.108-177-3-0024-05-C第177-3-0024-05-C第PAGE28頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)附件七國(guó)際應(yīng)收帳款業(yè)務(wù)案件動(dòng)用申請(qǐng)書(shū)（Two–Factor專(zhuān)用）□應(yīng)收帳款承購(gòu)暨融資同意書(shū)□應(yīng)收帳款承購(gòu)暨融資變更事項(xiàng)通知書(shū)賣(mài)方(SELLER):(BUYER)ImportFactor：新戶 舊交易條件：交易產(chǎn)品：承購(gòu)方式：無(wú)追索權(quán)承購(gòu) 有追索權(quán)承購(gòu)RiskPercentage):XX成承購(gòu)額度：預(yù)支價(jià)金額度：預(yù)支價(jià)金成數(shù)：承購(gòu)管理費(fèi)率(FactoringComm.)：_ %_(IF: %、EF: %)文件處理費(fèi)(HandlingCharge)：USD _(IF:USD 、EF:USD )有效期間：□變更事項(xiàng)內(nèi)容： 行內(nèi)額度到期日:Remark：申請(qǐng)人 製表人108-177-3-0024-05-C第177-3-0024-05-C第PAGE29頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)附件八貨款明細(xì)表(ScheduleofAccountsReceivable)日期:西元年月日(Date:（承購(gòu)之發(fā)票，詳細(xì)列述於下：InaccordancewiththeprevailingFactoringAgreemententeredintobyandbetweenusandFubonCommercialBankCo.,Ltd.(the“Bank”),welistthescheduleofaccountsreceivablewhichwillnotassigntotheBankasSellerNameBuyerNameInv.dateInv.No.Inv.amountDueDateRemark發(fā)票總筆數(shù)NumberofInvoices總金額TotalInvoiceAmount此致臺(tái)北富邦商業(yè)銀行股份有限公司(To:TaipeiFubonCommercialBankCo.,Ltd.)公司簽章(Client’sChop)應(yīng)收融資作業(yè)組(FactoringOperation)主管(核準(zhǔn))(Supervisor)：經(jīng)辦(PersoninCharge)：核章(Signing/ChopTaipeiFubonBankTaipeiFubonBank108-177-3-0024-05-C第177-3-0024-05-C第PAGE32頁(yè)國(guó)際應(yīng)收帳款承購(gòu)暨融資業(yè)務(wù)辦法(Two-FactorFactoring)附件九AssignmentClause:

Theassignmentclausemustbeplacedonallinvoicesandcreditnotes.Theassignmentclausemustberead：ThisaccounthasbeenassignedtoTAIPEIFUBONCOMMERCIALBANKCO.,LTD.No.169,Section4JenAiRoadTaipei,TaiwanTel:886-2-2771-6699Whoisauthorizedtocollectpaymentsthroughthisassignmentinsettlementofthisaccount.Anymerchandisereturnorclaimforshortage,non-deliverymustbereportedtoTAIPEIFUBONCOMMERCIALBANKCO.,LTD.INTRODUCTORYLETTER(TobetypedontheSeller'sLetterhead)Date:To:Attn:(TheFinancialManagerofBuyer’scompany)From:DearSirs,BeginningDate ,wehaveenteredintoanexportfactoringagreementwithamemberofFactorsChainInternational(FCI).ThemembercompaniesofFCIprovidefactoringservicesinmostoftheleadingtradingcountriesoftheworld.Suchserviceswillrelieveusofmuchofourroutinebookkeepingworkandenableustoputourresourcestomoreproductiveuse.Asaresultofthesearrangements,allourinvoicestoyouwillbearanoticethatpaymentthereofistobemadetoTaipeiFubonCommercialBankCo.,Ltd.(TaipeiFubonBank).Thus,TaipeiFubonBankbecomesyourcreditorinourplaceinrespectofsuppliesbyusandpaymentsofamountsdueinrespectofsuchtransactionsmustbemadebytelegraphictransfertothefollowingaccount:BeneficiaryName:TAIPEIFUBONCOMMERCIALBANKFACTORINGOPERATIONTEAMAccountNumber:715-170-88888-8AccountwithBank:TAIPEIFUBONCOMMERCIALBANKSWIFTCODE:TPBKTWTP715DetailofPayment:ForSellerInvoicesNo.ThispaymentinstructionmaynotbealteredorrevokedbyuswithoutthepriorwrittenconsentofTaipeiFubonBank.AnyqueriesorclaimsarisingafterreceiptbyyouofmerchandisefromusshouldbenotifiedtoTaipeiFubonBankaswellastoourselves.Apartfromtheforegoingtherelationsbetweenusremainunalteredandyoushouldcontinuetoplaceorderswithouragentorwithus.Wefeelsurethatthischangeinprocedurewillbeofbenefittoourcustomersaswellastoourselves.Ifyouhaveanyconcern,pleasedonothesitatetocontactus.Yourfaithfully,(CompanyName)ByName:Title:(ForIndirectPayment)INTRODUCTORYLETTER(TobetypedontheSeller'sLetterhead)Date:To:Attn:(TheFinancialManagerofBuyer’scompany)From:DearSirs,BeginningDate ,wehaveenteredintoanexportfactoringagreementwithamemberofFactorsChainInternational(FCI).ThemembercompaniesofFCIprovidefactoringservicesinmostoftheleadingtradingcountriesoftheworld.Suchserviceswillrelieveusofmuchofourroutinebookkeepingworkandenableustoputourresourcestomoreproductiveuse.Asaresultofthesearrangements,allourinvoicestoyouwillbearafollowingnoticeofTaipeiFubonCommercialBankCo.,Ltd.(TaipeiFubonBank)themainfactoringbankinTaiwan.Thus,TaipeiFubonBankbecomesyourcreditorinourplaceinrespectofsuppliesbyus.ThisaccounthasbeenassignedtoTAIPEIFUBONCOMMERCIALBANKCO.,LTD.No.169,Section4JenAiRoadTaipei,TaiwanTel:886-2-2771-6699Whoisauthorizedtocollectpaymentsthroughthisassignmentinsettlementofthisaccount.Anymerchandisereturnorclaimforshortage,non-deliverymustbereportedtoTAIPEIFUBONCOMMERCIALBANKCO.,LTD.AnyqueriesorclaimsarisingafterreceiptbyyouofmerchandisefromusshouldbenotifiedtoTaipeiFubonBankaswellastoourselves.Apartfromtheforegoingtherelationsbetweenusremainunalteredandyoushouldcontinuetopayusdirectlyandplaceorderswithouragentorwithus.Wefeelsurethatthischangeinprocedurewillbeofbenefittoourcustomersaswellastoourselves.Ifyouhaveanyconcern,pleasedonothesitatetocontactus.Yoursfaithfully,(CompanyName)ByName:Title:融資業(yè)務(wù)辦法(Two-FactorFactoring)融資業(yè)務(wù)辦法(Two-FactorFactoring)附件十NOTIFICATIONandTRANSFERofRECEIVABLES國(guó)際應(yīng)收帳款讓與明細(xì)/預(yù)支價(jià)金申請(qǐng)書(shū)（N.T.R.）□傳真交易□正本交易 Notificationdate：seller名稱(chēng)（以下簡(jiǎn)稱(chēng)本公司（以下簡(jiǎn)稱(chēng)貴行依應(yīng)收帳款承購(gòu)暨融資合約書(shū)之約□本次無(wú)資金需求，請(qǐng)先執(zhí)行發(fā)票轉(zhuǎn)讓作業(yè)：ImportFactorName依應(yīng)收帳款承購(gòu)暨融資同意書(shū)及變更事項(xiàng)通知書(shū)載明為準(zhǔn)Seller’snameDebtor’snameINVOICESInvoicenoCurrencyInvoiceamountInvoicedateInvoiceduedateValuedateSumofinvoices：TotalInvoiceamount：CREDITNOTESInvoiceNo.CurrencyCreditnoteamountCreditnotedateValuedateSumofcreditnotes：Totalcreditnoteamount：□/□，申請(qǐng)預(yù)支價(jià)金（墊款）及指示如下所示：預(yù)支價(jià)金