紐約梅隆銀行清算業(yè)務(wù)課件

紐約梅隆銀行清算業(yè)務(wù)介紹AngelaYehTreasuryService2011年6月摘要紐約梅隆銀行發(fā)展歷程美元清算系統(tǒng)紐約梅隆銀行美元清算服務(wù)臺灣匯款清算系統(tǒng)2紐約梅隆銀行發(fā)展歷程

5一個全球金融服務(wù)的提供商在產(chǎn)品廣度和全球影響上的根本性進(jìn)步1900-2000–積極建立傳統(tǒng)的投資戰(zhàn)略通過收購，和一系列戰(zhàn)略同盟達(dá)到業(yè)務(wù)地國際增長一個共同，清洗和突出的焦點(diǎn)兩個機(jī)構(gòu)聯(lián)合在一起構(gòu)成了世界上最大的證券服務(wù)商，和資產(chǎn)管理公司,成為在金融服務(wù)方面無與倫比的公司17841869紐約銀行建立T.MellonandSons’銀行建立19世紀(jì)90年代-20世紀(jì)30年代–早期拓展進(jìn)入托管，公司信托和股票交易領(lǐng)域1946與聯(lián)邦信托合并梅隆資本管理公司19831993收購波士頓公司1994收購Dreyfus收購了Newton資產(chǎn)管理公司大部分股權(quán)并創(chuàng)立了梅隆全球投資有限公司1998與紐約銀行合并2007與紐約人壽保險信托公司合并19221988收購歐文信托2000收購常青藤資產(chǎn)管理公司1996收購J.P.摩根信托業(yè)務(wù)與梅隆金融公司合并20072006與J.P.摩根大通公司信托業(yè)務(wù)進(jìn)行資產(chǎn)互換聯(lián)合2003收購PershingLLC公司名稱穆迪標(biāo)準(zhǔn)普爾紐約梅隆集團(tuán)Aa2#1AA-#1摩根大通集團(tuán)Aa3A+美國合眾銀行Aa3A+北美信托A1AA-富國銀行集團(tuán)A1AA-道富銀行A1A+高盛集團(tuán)A1A美國銀行A2A摩根士丹利A2A花旗集團(tuán)A3APNC金融服務(wù)集團(tuán)A3A美國運(yùn)通A3BBB+6注釋：以上所有集團(tuán)的優(yōu)先債務(wù)等級數(shù)據(jù)統(tǒng)計截至2011年1月19日紐約梅隆是美國唯一一家獲得穆迪AAA評級的銀行

紐約梅隆信用評級名列前茅美元清算系統(tǒng)

-FEDWIRE:GrossSettlement即時清算系統(tǒng)

-CHIPS:NetSettlement凈額交割系統(tǒng)

-ACH：大批量的單一借貸交易系統(tǒng)FedwireandCHIPSSummaryFedwireCHIPS運(yùn)作機(jī)構(gòu)FederalReserveBankTheClearingHouse清算時間（美國東部時間）9PM(V-1)til6:30PME.T.9PM(V-1)til5PME.T.

成員行9,50050

成員行代碼9-digitFedABA4-digitCHIPSABA(6-digitCHIPSUID)清算類型PrimarilydomestictransactionsInternationalUSDollarclearing年交易金額$928trillion(萬億)$368trillion(萬億)年交易數(shù)量$145million(百萬)$90.9million(百萬)9美元支付清算系統(tǒng)年交易量和交易金額數(shù)據(jù)（2010年）FedwireFundsService–2010

RTGS-Real-timeGrossSettlementSystem即時清算系統(tǒng)OwnedbytheU.S.Government&operatedbytheFederalReserveBank(12)

由美國政府所擁有及美聯(lián)儲的12大區(qū)行負(fù)責(zé)管理9500participants目前有9500個成員行Participantscanbeon-lineoroff-linemembers成員行可以是在線或離線的成員Mainlydomestictransactions以美國境內(nèi)交易為主InterbankTransfer-Reserveborrowings,CorrespondentsettlementsSecuritiessettlements銀行間的轉(zhuǎn)帳–主要為儲備金.同業(yè)銀行間匯款及證券交易的清算

largevaluecommercialtransactions大額的商業(yè)匯款FedRoutingNumber/ABANumber(AmericanBankersAssociation)–9digitsTheBankofNewYorkMellon,NewYorkABANumber:FW021000018

10FedwireOverviewOperatingHours運(yùn)行時間ImplementedonMay17,2004toextendthedaywithbusinesshours.ThepurposewastoallowoverlapwithbusinesshoursinAsiaandEMEA2004年5月17日開始執(zhí)行延長交易時間,主要的目的是與亞洲歐洲及中東

的交易時間同步21.5hoursbusinessdaybeginsat21:00(thedaybeforevaluedate)andendat18:30(valuedate)交易日為前一天21:00開始至當(dāng)天18:30結(jié)束,共計21.5小時

11FedwireLiquidityManagingliquidity流動性的管理Eachpaymentissettledon:每一筆匯款的清算基礎(chǔ)如下Apositiveavailablebalance

必要有現(xiàn)金余額在帳上2.DebitCap-unsecuredintradayoverdraftlinebyFRB

借記額度是由美聯(lián)儲提供的無擔(dān)保的日間透支額度PledgedCollateral–secureddaylightoverdraftbyFRB

承諾抵押是由美聯(lián)儲提供的有擔(dān)保的日間透支額度13

美元支付清算系統(tǒng)年交易量和交易金額數(shù)據(jù)（2010年）CHIPSFundsService-201050participantswith22countries目前有50個成員行,覆蓋22個國家

CHIPSdirectmember:4digitsCHIPS的直接成員使用4位數(shù)字的會員號例如TheBankofNewYorkMellon,NewYork-CP0001UniversalIdentificationNumber:CHIPSUIDnumber

經(jīng)常使用CHIPS的銀行也可在CHIPS的直接成員銀行內(nèi)開立帳戶,例如:TheAgricultureBankofChina,Beijing–UIDnumber:CH27963195%ofInternationalUSDTransfer全球95%的美元跨國支付由該系統(tǒng)完成Real-time,finalpaymentssystemforU.S.dollarsthatusesbi-lateralandmulti-lateralnetting美元即時.最終匯款交易系統(tǒng),使用雙邊與多邊連續(xù)軋差清算Third-partypaymentswithforeignoriginatorsand/orbeneficiaries此清算系統(tǒng)適合用于當(dāng)匯款人和收款人都不在美國境內(nèi)的交易USDsettlementofFXtransactions外匯交易清算

14CHIPSOverviewOperatingHours運(yùn)行時間ImplementedonMay17,2004toextendthedaywithbusinesshours.ThepurposewastoallowoverlapwithbusinesshoursinAsiaandEMEA2004年5月17日開始執(zhí)行延長交易時間,主要的目的是與亞洲歐洲及中東的交易時間同步20hoursbusinessdaybeginsat21:00(thedaybeforevaluedate)andendat17:00(valuedate)

交易日為前一天21:00開始至當(dāng)天17:00結(jié)束,共計20小時

15CHIPS

TheClearingHouseInterbankPaymentSystem17HowCHIPSWorks…..CHIPS6(*5:15pm)CHIPSsendspaymentorderstobanksinpositiveclosingpositionsviaFedwire5(*5pm)CHIPSsystemremovescreditlimitsandreleasesasmanyunresolvedpaymentsaspossibleCHIPSnetsanyunresolvedpayments.Banksfundtheirrespectivenegativeclosingpositions(*5:15pm)CHIPSreleasesremainingpaymentsIntradayBanksmaintainpositivebalancesCreditlimit:Bankspositioncannotexceed2Xpre-fundedbalanceParticipantsmay:-Prioritizepayment-DeleteunresolvedpaymentsPre-fundingBalancestofundtheday’spaymentsAmountis:-Farlessthanactualpayments-Calculatedweekly-Basedonpriorsixweeks2(*9pm–5pm)BankssendandreceivepaymentsNettingprocessIndividualBilateralMulti-lateral1(*9pm)CHIPSAccountattheFedopensforPre-fundingCHIPSopensforprocessingpayments(Bankpre-fundrequiredbalancesviaFedwirenolaterthan9am)3CHIPSnetsandreleasesfinalpayments4PaymentsarefinalwhenreleasedbyCHIPS(throughouttheday)*EasternTimeZoneCHIPS–雙邊交割雙邊交割BilateralRelease:兩成員行之間，將兩筆或更多筆往來付款軋差，按凈額交割18BANKABANKB$300,000$100,000$200,000$200,000$300,000$600,000AVAILABLEBALANCE:$2.5MILLIONAVAILABLEBALANCE:$1.3MILLION$500,000$100,000AVAILABLEBALANCE:$1.2MILLIONAVAILABLEBALANCE:$2.6MILLIONCHIPS–多邊交割多邊交割Multi-lateralRelease:三家或更多成員行之間，將三筆或更多筆往來付款金額軋差，按凈額交割19Availablebalance$3millionAvailablebalance$2.5millionAvailablebalance$2.6million$22.5MILLION$3MILLION$25MILLION1:500$0.5MM$3.1MM$4.5MM$26MILLIONACH–AutomatedClearingHouseElectronicpaymentnetworkusedbyfinancialinstitutions,governmententities,corporations,individuals

ACH是一種透過電子網(wǎng)絡(luò)來進(jìn)行匯款交易的系統(tǒng),使用者為金融機(jī)構(gòu),政府機(jī)構(gòu),企業(yè)及一般個人Canbeusedforsettlementof:可以進(jìn)行如下業(yè)務(wù)結(jié)算1.Payroll(薪資)2.SocialSecurityBenefit(社會保障福利)3.Dividend(紅利)4.Consumerrelated(普通個人消費(fèi)):例如保險費(fèi).水費(fèi).電費(fèi).房貸及房租等的支付2122TheInternetnowgivesyouaccesstoCHIPS,Fedwire,andS.W.I.F.T.DirectoriesCHIPS

:TofindCHIPSUIDsand/ortoidentifybenebank’snostroagents,goto

Thissiteallowsyoutosearchbybankname,city,countryorS.W.I.F.T.BICFEDWIRE:TofindaFedwireABARoutingTransitnumber,goto:

Thissitefacilitatessearchingbyname,stateandcityS.W.I.F.T.:TofindS.W.I.F.T.BICs,goto

UsefulWebsites

紐約梅隆銀行美元清算服務(wù)BNYMellonCommercialPaymentProducts

美國紐約梅隆銀行美元匯款清算服務(wù)

25ExpandingInternationalFocus國際業(yè)務(wù)擴(kuò)展重點(diǎn)Directmember主要成員ofCHIPS,FEDWIRE,SWIFT,ACHandCLSNetworkof2,000correspondentbanksworldwide,100+markets

全球超過2,000家代理行覆蓋超過100多個國家28Internationalofficesprovideservice28家海外分行

22Representativeoffices22家代表處Focusofinternationalofficesistoprovideservicetothefinancialcommunity;notcompeteinlocalmarkets

主要海外分行提供同業(yè)代理行的服務(wù),所以我們不會成為當(dāng)?shù)劂y行的競爭對象RankedNo.3/4美元匯款清算量全球排名第三或四-GlobalMarketShare10.3%約占全球總清算量的10.3%-DailyVolume170,000items每天處理170,000次交易-DailyValue$1.8trillion每天清算額價值1.8萬多億美元-35%InternalBookTransfer35%匯款通過內(nèi)部轉(zhuǎn)帳-PeakDailyVolume245,000items/$3Trillion高峰日清算量:245,000筆清算量/3兆美元清算額

26

BNYMellonGlobalFootprintUNITEDSTATESCANADAMEXICOARGENTINACHILEBRAZILBRAZILBERMUDACAYMANISLANDSBAHAMASIRELANDUNITEDKINGDOMLUXEMBOURGEGYPTSOUTH

AFRICASPAINITALYFRANCEGERMANYRUSSIABELGIUMNETHERLANDSSWITZERLANDLEBANONTURKEYUNITED

ARABEMIRATESINDIACHINAJAPANHONGKONGSINGAPOREMALAYSIAPHILIPPINESSOUTHKOREATAIWANINDONESIATHAILANDAUSTRALIAEMEA:

AlternativeInvestmentServices,AssetManagement,AssetServicing,Broker-DealerServices,CapitalMarkets,CorporateTrust,DepositaryReceipts,GlobalMarkets,LiquidityServices,Pershing,TreasuryServices,WealthManagement,EagleInvestmentSystemsAsiaPacific:

AlternativeInvestmentServices,AssetManagement,AssetServicing,Broker-DealerServices,CorporateTrust,DepositaryReceipts,GlobalMarkets,LiquidityServices,Pershing,TreasuryServices,WealthManagement,EagleInvestmentSystemsAmericas:

AlternativeInvestmentServices,AssetManagement,AssetServicing,Broker-DealerServices,CapitalMarkets,CorporateTrust,DepositaryReceipts,GlobalMarkets,LiquidityServices,Pershing,ShareownerServices,TreasuryServices,WealthManagement,EagleInvestmentSystemsAmericas33,000+employeesin

7countriesand

2territories

including

5Canadianprovinces

and29U.S.states

Europe,MiddleEast,Africa8,000+employees

in30citiesacross

18countries

Asia-Pacific6,000+employees

in16officesacross

12countriesPOLAND*dataasofDecember31,2010,reflectstotalstaffofthecompany,includingsubsidiariesandaffiliates27

ReduceYourFundsTransferCost減輕貴行匯款的成本>MT103/MT202BeneficiaryDeduct出賬扣費(fèi)>MT103/MT202CreditDeduct入賬扣費(fèi)

FULLPAY全額付款

PRIORITYPayments優(yōu)先付款MT103EarlyProcessingService提早放行服務(wù)AutomatedIntermediaryService自動選擇中間銀行服務(wù)SameDayCancellation&AmendmentServices付款當(dāng)日取消和修改服務(wù)SpecialReturnofFundsProcessing特殊退款服務(wù)BNYMellonCommercialPaymentProducts紐約梅隆銀行商業(yè)匯款產(chǎn)品29BeneDeductBenefits:Theoutgoingpaymentisfreeofchargetoyourbank

本行在執(zhí)行這筆匯出款時不會向貴行收取任何的費(fèi)用Wedeductourprocessingfee&paynetproceedstopayeebank本行會在匯出款至收款行的過程當(dāng)中，已扣除我們的手續(xù)費(fèi)YourSWIFTmessagevolumeisreducedsavingSWIFTcharges

貴行發(fā)送報文量減少會節(jié)省SWIFT的費(fèi)用Fornon-bankcustomertransfers,asingleMT103bearingyourBeneDeductinstructionisusedtoreplacethetraditionalprocedureofsending:非銀行匯款，只需發(fā)送一個MT103從而取代過去傳統(tǒng)發(fā)送報文的方式aMT103tobenebank,andaMT202COVtocorrespondentbankforthecoverToReduceYourFundsTransferCost減少貴行的匯款成本30CreditDeductTheincomingpaymentisfreeofchargetoyourbank處理這筆匯入?yún)R款時，不會向貴行收取任何的費(fèi)用Wedeductourprocessingfee&credityouraccountforthenetproceeds執(zhí)行這筆匯入?yún)R款時，本行扣除手續(xù)費(fèi)后，凈額再匯入貴行賬戶內(nèi)NoneedforyoutorecoverTheBankofNewYorkMellonservicechargesfrombeneficiary

貴行無需承擔(dān)帳務(wù)費(fèi)用

Options:AllMT103non-bankcustomertransfersMT202-L/CandExportcollectiontransactionsOnlythosetransactionsbearingcertainreferencenumberinfield21,orALLtransactions,exceptcertainreferencenumbersinfield21ToReduceYourFundsTransferCost減少貴行的匯款成本31

Fixedchargesbornebyremittingparty本行跟匯款銀行收取固定手續(xù)費(fèi)/FULLPAY/isTheBankofNewYorkMelloncodewordusedonlyinyourMT103‘swhenyouwouldliketoeffectfullpaymentoftheprincipalamounttothebeneficiary.透過本行匯款時，貴行如需全額到帳至收款人的賬戶，只需在MT103的報文中放入/FULLPAY/的指示即可。MT103formatting

報文格式如下:71A:OUR:

72:/FULLPAY/FULLPAYService全額付款服務(wù)32TheBankofNewYorkMellonwillpassonyour"charges:OUR"instructiontotheintermediarybank(ifany)orthebeneficiarybank.Inmostcases,thesebankswillfollowtheinstructionbypassingonfullproceedstothebeneficiaryandclaimingrelatedfeesfromus.本行會把貴行要求全額到帳（OUR）的付款指示發(fā)送給中間銀行或收款行。在大部分情況中，這些銀行會根據(jù)匯款指示全額到賬至收款人賬戶，反向本行收取相關(guān)的手續(xù)費(fèi)Thereisachargebackfeeof$25onyourmonthlyservicechargeadvicetocoverthefeesubsequentlyclaimedbytheintermediary/beneficiarybank.此服務(wù)的手續(xù)費(fèi)為每筆25美元，已包含中間行或收款行向本行收取相關(guān)的全部費(fèi)用，這個手續(xù)費(fèi)將會顯示在貴行每個月的帳務(wù)服務(wù)費(fèi)賬單中FULLPAYService全額付款服務(wù)33Time-sensitivepaymentscanbemarkedforpriority優(yōu)先處理針對時效性的匯款Field72:/EARLY/(or/PRIORITY/)Applicableto

MT103andMT202subjecttoavailabilityofbalance當(dāng)貴行賬戶余額充足時，此付款方式適用于MT103及MT202的匯款RecommendcoordinationwithourShanghaiCustomerServiceTeam可要求本行上?？头耐蕘韰f(xié)助處理PRIORITYPayments優(yōu)先付款34TheBankmaintainsacomputerBeneficiaryBankS.W.I.F.T.addressesandCHIPSUID’s,includingtheirU.S.correspondents本行的電子文檔存有收款行往來Swiftaddress和CHIPSUID的詳細(xì)資料，

包括這些收款行在美國的代理行PaymentstoBeneficiaryBanksthatdonothaveaccountsatTheBankwillbeautomaticallyroutedtotheU.S.banklistedinthefile當(dāng)收款行并未與本行開立美元帳戶時，本行匯款系統(tǒng)將提供自動搜尋

中間行的服務(wù)AutomatedIntermediaryService

自動選擇中間行的服務(wù)35Benefits:優(yōu)點(diǎn)NoneedtomaintainfilesorrefertoCHIPSguidestoidentifyIntermediaryBankstopaythrough在執(zhí)行匯款過程中無需維護(hù)文檔或參考CHIPS目錄而選擇中間銀行NooperatorinterventionchargeiftheBeneficiaryBankisidentifiedwithS.W.I.F.T.addressorCHIPSUID收款銀行有SWIFT的資料或CHIPSUID號碼，則無需支付人工干預(yù)的費(fèi)用TheBankassumesliabilityformis-sentpayments

如果造成匯款發(fā)生錯誤時，紐約梅隆銀行將承擔(dān)所有的責(zé)任AutomatedIntermediaryService

自動選擇中間銀行服務(wù)36Eligibility:MT103’sMT202’soflessthan$50,000AutomatedIntermediaryService

自動選擇中間銀行服務(wù)37SampleMT103

20: ABC12350: Originator56:57: BeneficiaryBank’sCHIPSUIDorSWIFTaddress59: BeneficiaryAutomatedIntermediaryService

自動選擇中間銀行服務(wù)5638WebeginprocessingyourMT103’satabout21:30NYCtimeafter completionofbatchrunningfortheday,andsendourMT103to BeneficiaryBankimmediately紐約梅隆銀行在完成當(dāng)日的備份處理之后，于每天的紐約時間21:30執(zhí)行貴行所

發(fā)出的MT103，并立即發(fā)送我行的MT103給收款銀行CoverissentwhenCHIPS/Fedwireopensorviabooktransfer,ifapplicable

頭寸會透過CHIPS/Fedwire開始運(yùn)行時或賬簿上轉(zhuǎn)帳來執(zhí)行Avoidsdelaysassociatedwithtimezonedifferences

避免由于不同時區(qū)所造成的延遲MT103EarlyProcessingService提早放行服務(wù)39ToqualifyforMT103earlyprocessing,youmustmeetthefollowingcriteria符合MT103提早放行服務(wù)的必要條件如下：Yourbankhassufficientbalance貴行帳上必須存放足夠的余額MT103goesstraightthroughMT103必須要符合直通率的格式TheBankmaintainsauthenticatedswiftkeywithbenebank本行必須和收款行有authenticatedswiftkey的交換Field57mustnotincludeanaccountnumberwithintermediarybank.ItshouldbeeitheraCHIPSUIDorSwiftaddress(notdualidentifier)57欄不得與中間銀行有戶頭往來，它必須要有CHIPSUID號碼或SWIFTaddress（二選一）Thepaymentorderdoesnotinvolveanyblockedentities

匯款的指示中不能與任何制裁的名單相抵觸MT103EarlyProcessingService提早放行的服務(wù)40Forreturnedfunds,BNYMsendaswiftmessagetoyourbankstating:

當(dāng)款項(xiàng)退款時，紐約梅隆銀行會發(fā)送一個郵件到貴行：Reasonforreturn,ifstatedbypayeebank如果國外的匯款銀行有告知退款理由，我們會在報文中告知Fundswillbeheldfor5workingdays,pendingyourguidance我們會把匯款款項(xiàng)保留5個工作日，直到接到貴行的進(jìn)一步指示Fundswillbere-creditedtoyouraccountifnoinstructionisreceivedfromyourbankwithinthespecifiedtimeframe如果沒有接到貴行的進(jìn)一步指示，我們會把匯款款項(xiàng)退還至貴行的賬戶Reducesyourreconcilementproblems減少貴行銷賬的困擾Noextratransactionalfeeforre-effectedpayments

當(dāng)重新匯款時，沒有任何額外的手續(xù)費(fèi)發(fā)生SpecialReturnofFundsProcessing

特殊退款服務(wù)ClientServicesContacts紐約梅隆銀行上?？头F(tuán)隊(duì)TheBankofNewYorkMellon,ShanghaiBranchAddress:41stFloorHangSengBankTower,1000LujiazuiRingRoad,PudongNewArea,Shanghai200120Fax:86-21-5882-3025SWIFT:IRVTCNSHHotline:800-820-6818GroupEmail:WorkingHour:8:30am~7:00pm

Ms.CathyWang王倩，ManagerTel:86-21-3866-1186Cell:86-158-0177-3673Email:cathy.Mr.JayLi李杰Tel:86-21-3866-1196Email:jay.Ms.KittyZhou周瑩Tel:86-21-3866-1199Email:ying.Ms.LucindaBian卞佳敏Tel:86-21-3866-1222Email:lucinda.Ms.AdaZhang張穎Tel:86-21-3866-1194Email:ada.41FundsTransferServices42RegularServices-UnabletoapplyConfirmationofcredit-Non-receiptoffunds-Returnoffunds-Accountsearch-FundsblockinquiryServicechargeinquiryBackvaluation OverdraftInterest -LateNightInvestment&adjustment-MonthlyAccountStatementsSpecialServices

-MulticurrencypaymentSWIFTformattingFullpayPrioritypaymentHandlingofurgentcasesOtherspecialrequestsofclients

TradeFinanceServices43-LCadvisinginquiry(e.g.nonreceiptofLC)-LCpaymentinquiry(e.g.nonreceiptofacceptanceorfunds)-ReimbursementClaimtoBNYMellon-IGCinquiry(InternetGlobalCollection)-Forfeiting(procedure,creditline,pricinginquiryetc)-ImportFinancing(procedure,creditlinepricinginquiryetc)

臺灣匯款清算系統(tǒng)臺灣境內(nèi)美元匯款方案45方案方案1:透過財金匯款(8家)(成立于2010年12月6日)方案2:透過臺灣境內(nèi)存匯行(45家)(成立于2010年12月6日)方案3:透過國外美元存匯行匯款處理任何一家臺資銀行透過自己本身電腦系統(tǒng)與財金公司連線,執(zhí)行匯出放行,匯款訊息即傳送電腦主機(jī)處理.1.MT103(存匯行客戶)2.MT103+MT202COV(非存匯行客戶)視客戶匯款指示拍發(fā)MT103或MT103+MT202COV特點(diǎn)受款行可于當(dāng)日收到款項(xiàng)全額到受款行收取電報處理費(fèi)(NT220)但是收款行需為共同加入財匯款之銀行5.Cut-offtime:4:10pm受款行可于當(dāng)日收到款項(xiàng)全額到受款行若為非存款匯行之國內(nèi)他行,則需收取兩通郵電費(fèi)(NTD440)4.Cut-offtime:5:10pm需配合美國地區(qū)營業(yè)日除拍發(fā)兩通電文,通常受款行受到匯款時間約為一至兩個工作天.除選用全額到受款人或全額到受款行,否則匯款會被扣收中間銀行費(fèi)用.臺灣美元清算支付系統(tǒng)–流程圖46美元清算銀行美元跨行基金專戶A銀行調(diào)撥專戶N銀行調(diào)撥專戶B銀行調(diào)撥專戶跨行系統(tǒng)結(jié)賬后基金回?fù)埽?）減少跨行基金(3)增加跨行基金(3)兆豐商銀同資系統(tǒng)財金公司A銀行美元跨行基金B(yǎng)銀行美元跨行基金N銀行美元跨行基金美元跨行通匯系統(tǒng)一般跨行交易(2)跨行作業(yè)平臺端臺灣集中保管結(jié)算所美元票債券交割系統(tǒng)調(diào)撥專戶增減增加跨行基金（2）增加跨行基金（1）減少跨行基金（4）減少跨行基金（2）跨行系統(tǒng)結(jié)賬后基金回?fù)埽?）調(diào)撥專戶增減（2）A銀行B銀行C銀行N銀行參加單位端美元票券等交割增加跨行基金（4）（3）（1）一般跨行交易減少跨行基金（1）調(diào)撥專戶增減（1）SWIFT調(diào)撥專戶增減47No.BANK'SNAMEBANKCODEA/CSWIFTCODE1BangkokBankPublicCo.,Ltd.TPBKB890-0621-109BKAOTWTK2BankofKaohsiungBOK803-3394-722BKAOTWTK3BankofPanhsinBOP890-0626-402BBBKTWTP4BankofTaiwanBOT803-3059-850BKTWTWTP5BankSinoPacBSP890-0097-620SINOTWTP6CathayUnitedBankCUB803-3063-041UWCBTWTP7CentralBankofChinaCBC890-0492-503CBCTTWTP8ChangHwaCommlBankCHB803-3060-301CCBCTWTP9ChinaDevelopmentIndBankCDB890-0429-844CDIBTWTP10ChinaTrustCommlBankCCB890-006-0190CTCBTWTP11CosmosBankCMB890-0228-857CSMBTWTP12CreditSuisseBankTaipeiCSB890-0707-992CSFBTWTE13DBSTaipeiDBS890-0347-791DBSSTWTP14DBSTaiwanLtd.(formerBWB)BWB890-0097-671PABKTWTP15E.SunCommlBankESB890-0407-204ESUNTWTP16EnTieCommlBankETB890-0228-881ENTITWTP17FarEasternIntlBankFEB890-0101-644FEINTWTP18FirstCommlBankFCB803-3060-565FCBKTWTP19HuaNanCommlBankHNB803-3060-646HNBKTWTP20HwataiCommlBankHTB890-0600-403HTBKTWTP21INGSecuritiesCo.,Ltd.ING890-0708-670

22King'sTownBankKTB890-0596-953TNBBTWTN23LandBankofTaiwanLBT890-0067-608LBOTTWTP24MEGAIntlCommlBkICB803-3059-699ICBCTWTP25ShanghaiComml&SavingsBkSCB803-3060-999SCSBTWTP26TaipeiFubonCommlBankTFB803-3062-754TPBKTWTP27TaishinIntlBankTIB890-0097-485TSIBTWTP28TaiwanBusinessBankTWB890-0040-815MBBTTWTP29TaiwanCooperativeBankTCB890-0050-438TACBTWTP30TaiwanShinKongBankSKB890-0608-641MKTBTWTP31UnionBankofTaiwanUBT890-0330-783UBOTTWTP32UnitedOverseasBank,Taiwanbr.UOB890-0280-212UOVBTWTP33YuantaComlBankYTB890-0101-407APBKTWTH臺灣

：33家臺資銀行與紐約梅隆銀行成立代理行關(guān)系并設(shè)立美元帳戶48中國

：45家中資銀行與紐約梅隆銀行成立代理行關(guān)系并設(shè)立美元帳戶49No#BANK’SNAMEA/C#SWIFT1AgriculturalBankofChina,H.O.890-0330-686ABOCCNBJ2BankofHebei,HO890-1051-128BKSHCNBJ3BankofChangsha,HO890-0719-850CHCCCNSS4BankofJinhua,HO890-1003-212JHCBCNBJ5BankofChina,H.O.803-3412-224BKCHCNBJ6BankofCommunications,H.O.890-0330-694COMMCNSH7BankofEastAsia(China)Ltd,Guangzhou890-0574-577BEASCN