新博覽館多媒體-中行業(yè)務(wù)

RMB匯款一日通RMBOneDay WiththerapiddevelopmentofRMBinternationalization,asthelargestintegratedRMBserviceproviderinSingapore,ourbankhaslaunchedOneDayTone,aconvenient,efficientandthoughtfulRMBremittanceservicewhichprovidesfastremittanceserviceinChinaandmanyothercountries.公司金融服務(wù)Corporate 賬戶RMB 往來賬戶RMBCurrentForcorporateclientswhoopencurrentaccountsinourbank,theycanenjoytheconvenienceofwithdrawingcashandtransferringfundatanytime.ii.定期存款RMBTimeDepositForcorporateclientswhoopentimedepositaccounts,ourbank'stenorfortimedepositisflexibleaccordingtoyourneeds. RMBLoan內(nèi)保外貸/OverseaLoanUnderDomesticGurantee/CrossBorderLoanUnderDomesticGuarantee當(dāng)通過時新加坡中行可以向您或是其他海外國家的企業(yè)。WewillneedcreditlinearrangingandsplittingletterorSBLCissuedbydomesticbanksinChina.Whenthecreditapplicationisapproved,ourbranchwillgranttheRMBloantoyou,nomatteryourbusinessisinChinaorotheroverseacountries.CrossBorderLoanUnderOversea新加坡中行向中國境內(nèi)中行開出SBLC，當(dāng)通過時，境內(nèi)中行將會向OurbankissuesSBLCstotheBOCbranchesinChinaandtheycangrantRMBloantoyouaftertheapplicationisapprovedbytheirbranch.LoanBasedonRMBCreditLineArrangingAnd授信額度，合格后，我行將會向您的公司。ThisproductneedsthecooperationbetweeBOCbranchesinChinaandBOCSingaporebranch.Afterthedomesticleadbanksprovidecreditlinearranging,ourbranchwillgrantRMBloantoyouwhenitmeetscertainrequirementsandtheapplicationisapproved.c)結(jié)構(gòu)性存款RMB-denominatedStructured該項業(yè)務(wù)主要由定期存款質(zhì)押、付款融資和遠(yuǎn)期售匯三部分組成Thisstructureddepositcomprisesthreecomponents:collateralisedRMB-fixeddeposits,paymentfinancing,andFXdeliverableforwardcontract 發(fā)債擔(dān)保GuranteeforRMBMTN由新加坡中行采取出具SBLC或簽署擔(dān)保協(xié)議等方式為債券提供增信擔(dān)保。throughsettingupSPVinoverseacountriesBondcanbesecuredandenhancedbyourbranchthroughprovidingSBLCorsigningagreementregardingbondissuing. 銀團(tuán)RMBSyndicatedThefinancingcanberaisedthroughtermloan,revolvingcreditorotherstructurestosuityourrequirement.OneofthebestaspectsofthisproductisthatwehavesufficientRMBcapitalwhichcanmeetyourlong-termfinancingneeds.MoreoverweareveryexperiencedinMALservices.現(xiàn)金管理及企業(yè)CashManagement&CorporateOnlineGlobalCashmanagementandcross-borderpaymentmanagementandmanymore,soastoeffectivelyenhancetheefficiencyoftreasurymanagementinyourbusiness.雙向池Cross-borderTwo-WayRMBCash在原有單向放款的基礎(chǔ)上進(jìn)一步開放回流的Onthebasisofone-waycross-borderRMBcashpayments,theserviceenablestransferofoffshoreRMBfundsbacktoonshoreaccounts,allowingtwo-wayflowofonshoreandoffshoreRMBfunds.企業(yè)CorporateOnline為您提供賬戶管理，收款人管理，國際、國內(nèi)轉(zhuǎn)賬等服務(wù)ProvideRMBaccountmanagement,payeemanagement,domesticandinternationalfundtransferserviceetc.Forfaiting&Risk讓并由人確認(rèn)遠(yuǎn)期應(yīng)付款項，無爭議。Topurchaseoutstandingclaimsresultingfromgoods,servicesorassettransactionswithoutrecourse.Theoutstandingclaimshaveusuallybeenaccepted/undertaken/valisedtomakepaymentbyfinancialinstitutions.Thisproductisdesignedtobefinancingwithoutrecourse,creditor'srightneedtobetransferredandobligorneedstoconfirmusancepaymentterm,non-controversial.ItisdividedintoprimarymarketandsecondaryRisk易融資及保函業(yè)務(wù)中部分或全部人的付款風(fēng)險從而獲得相應(yīng)的風(fēng)險承擔(dān)Riskparticipationreferstoabankparticipatinginatraderelatedorbankersguaranteetransaction,undertakingtheunderlyingcreditriskoftheobligorthroughaGrantorBank.ImportTrade開立信用證RMB-denominatedLC中國銀行新加坡分行應(yīng)進(jìn)口商的申請向國外出口商出具以計價的付款承諾，承諾在符合信用證所規(guī)定的各項條款時向出口商履行付款責(zé)任。Upontheetfanie,Bankf,apoeanchisaRMB-edymeterakingoneasegoillymettionswhensineoallermsandsaslistedintheLCareRMB-denominatedInward（D/ABankofChina,SingaporeBranchactsoninstructionsfromforeignRemittingBanks,topresentforpayment,commercialsdenominatedinRMBtoimporterseitheronpaymenttermswhichincludessagainstpayment(D/P)sagainstacceptancei.信用證通知RMB-denominatedLC中國銀行新加坡分行按來證銀行指示將國外以計價的來證或修改通知BankofChina,SingaporeBranchactsonbehalfofforeignLCissuingbankstoadviseRMB-denominatedLCoramendmentstoexporters. 信用證審單/議付Examination sandnegotiationunderBankofChina,SingaporeBranchoffersanintegratedpackageofservicestoexporterswhichincludethechecking,dispatchingandreimbursementundertheirRMBdenominatedexportLC. 出口跟單托收RMB ary中國銀行新加坡分行受您委托憑您提交的以計價的出口商業(yè)單據(jù)和金融票據(jù)通過國外代收行向進(jìn)口商收取款項，包括付款交單（D/P）和承（D/ABankofChina,SingaporeBranch,upontherequestoftheexporter,presentsRMBdenominatedexportcommercialsanddrafts,toaforeignCollectingbank,entrustingthemtocollectpaymentsfromimporterswhichmaybeonpaymenttermsincluding sagainstpayments(D/P)or sagainstImportTradeImportBills中國銀行新加坡分行在進(jìn)口信用證或進(jìn)口代收項下憑有效憑證和商業(yè)BankofChina,SingaporeBranchprovidesfinancinginRMBagainstvalidimportcommercialsreceivedunderaRMBLCissued.OutwardRemittanceBankofChina,SingaporeBranchprovidesfinancinginRMBagainstvalidimportcommercialsunderaT/Tremittancetradesettlement.ExportBills中國銀行新加坡分行憑信用證或托收項下的出口單據(jù)向您提供融資幫助您加快回籠，提高的使用效率。BankofChina,SingaporeBranchofferstofinanceagainstyourexportsunderRMBLCorRMBexportcollectionswhichcanshortentheprocessofthereturnoffundsfromexportsalesandimprovecashturnaroundtime.ExportBills中國銀行新加坡分行通過買入您在出口信用證項下已承兌遠(yuǎn)期單據(jù)為BankofChina,SingaporeBranchcandiscountorpurchaseagainstexporter'sacceptedsunderexportLC.SpecializedTradesettlementandFinance，業(yè)簽署的協(xié)議境內(nèi)分行或中國境內(nèi)同業(yè)在跟單信用證、跟單托收或以墊付，給予中國境內(nèi)分行或同業(yè)的短期融通服務(wù)。，Onthebasisofpre-arrangedagreementssignedbetweenBankofChina,SingaporeBranchandbranchesinChinaorHeadOfficeorwithmainlandChinesebanks,BankofChina,SingaporeBranchoffersshort-termfinancingtothesebanksfortraderelatedtransactionswhichcanbeunderLC,collectionsorremittancesoranyothermodesapprovedbyHeadOffice.CollaboratedTradeRefinancingImportOnthebasisofpre-arrangedagreementssignedbetweenBankofChina,SingaporeBranchoffersshort-termfinancingtoChineseimportersforsettlingimportOnthebasisofpre-arrangedagreementssignedbetweenBankofChina,short-termfinancingtoChineseexportersfortheirexportsales.UsanceLCNegotiableatUsanceLCNegotiableatsightreferstoausanceLCinwhichtheLCstipulatesthatthebeneficiarycanrequestforpaymentatsight.中國銀行新加坡分行憑此證背對背開出一份以供貨商為受益人的即期／遠(yuǎn)期外幣信用證,并可提供／外幣融資。Uponreceiptofthefirst(master)LCissuedbytheimporter'sbank,theoverseasbeneficiaryinSingaporecanthenapplytoBankofChinaSingaporeBranchtoissueanotherLCtothefinalrbasedonthesametermsandconditionsofthefirstLetterof行與受益人簽訂的合同項下義務(wù)的承諾。LettersofguaranteeareundertakingsgivenbyBankofChina,SingaporeBranchonbehalfofapplicantstobeneficiaries,inwhichtheBankundertakespaymentobligationsoftheapplicanttothebeneficiariesundercontractssignedbetweenthetwoparties.服務(wù)及業(yè)務(wù)RMBClearing&Other RMBClearingServices 主服務(wù)Clearing機(jī)構(gòu)客戶辦理匯款至中國境內(nèi)或是其他離岸市場的業(yè)務(wù)。Weprovidereal-timesettlementserviceforcross-borderremittancesandoffshoreclearingsettlementviaBankofChina(HongKong)Limited,whichistheClearingBankofRMBbusinessinHongKong.Underthisarrangement,wecanofferRMBremittanceservicefor al,corporateandinstitutionalcustomers. 多服務(wù)Cross-borderRMBmulti-channel中國銀行新加坡分行辦理的匯款業(yè)務(wù)除通過中銀主服務(wù)之外，還可以通過中國銀行總部中心完成匯往中國境內(nèi)InadditiontoHongKongRMBRTGSsystem,weoffercross-borderRMBclearingtomainlandthroughtheShanghaiheadquartersofthecross-borderRMBcenter. 延時服務(wù)——最長服務(wù)時間ExtendedClearing延時服務(wù)，實現(xiàn)在CNAPSCut-off之后仍可提供服務(wù)。Afterdailyworkinghours,wealsoprovidecross-borderremittancesandoffshoreclearingsettlementservicesviaShenzhenFinanceElectronicSettlementCentre(SZFSS)andHongKongRMBRTGSSystem. 外匯交易RMBForeignExchange外匯交易是指客戶與銀行約定與新加坡元或其他貨幣的兌換匯率在起息進(jìn)行兩種貨幣交割RMBForeignExchangetransactionreferstotheconversionofonecurencytoanother,whichinvolvesRMB,atanagreedexchangerateonaspecifieddate.c)利率衍生品RMBInterestRateDerivativeThemainRMBinterestratederivativeproductourbankoffersisCrossCurrencySwap(CCS),whichpredominantlyfocusesonRMBagainstUSD.CCSisanagreementbetweentwopartiestoexchangeinterestpaymentsandprincipalonloansdenominatedintwodifferentcurrencies.ACCScontractitemisesthecurrencyandtheinterestratebasisconcerned.Customerscouldchoosebetweenfixedandfloatinginterestrate.Onvalueareexchangedonthepaymentdates.d)現(xiàn)鈔批發(fā)RMBBanknotesWholesale金融機(jī)構(gòu)客戶與銀行以等貨幣按照約定的匯率兌民幣在約定的交割日從銀行提取或向銀行存入現(xiàn)鈔。InstitutionalcustomersenterintoacontractwiththebanktoexchangeothercurrenciestoRMBnotesatanagreedrate.Onsettlementdate,institutionalcustomersmaychoosetowithdrawordeposittherequiredRMBnotes.e)拆借RMBMoneyMarket期間使用權(quán)完全轉(zhuǎn)移，使用方向借出方支付一定的利息。RMBmoneymarketdeporeferstotheborrowingandlendingactivitiesininterbankmarketamongbankstomanageliquidityaswellastosatisfyregulatoryrequirements.Fortheentiredurationofanyparticulartransaction,theborrowingpartyownstheunderlyingfund.Inexchange,theborrowerhastobepayfortheinterestcostincurredtothelender.f)債券OffshoreRMB債券主要指的以為計價貨幣和付息貨幣的債券客戶通過銀行參與一級市場債券認(rèn)購及二級市場債券現(xiàn)券交易。RMBbondsproductsherearemainlydebtsecuritiesissuedoffshorebutdenominatedinChineseRMB,ratherthanthelocalcurrency.CouponpaymentsofRMBbondsarealsomadeinChineseYuan.Throughourbank,customerscantakepartintheprimarymarkettoissueandsubscribenewinstrumentsortotradeexistingbondsecuritiesinthesecondarymarket.公司金CorporateThisisanon-interestbearingstatement-basedchequeingCorporateTimeWiderangeofcurrencieswithfixeddeposittenureearningyouhigherinterestratesthannon-interestbearingCurrentaccount.Youalsoenjoytheconvenienceofplacingtimedepositviaourephonebankingservice.公 Corporate銀 SyndicatedBOCSingaporeisequippedwiththenecessaryexpertiseandacquiredexperiencetoarrangesuchloansonbehalfofourvaluedcustomers.Overdraftisanunsecuredorsecuredcreditfacilityusedforyourdailybusiness抵押AssetAssetFinancingisasecuredtermloanscheme.Ifyouareplanningtopurchaseyourownbusinesspremisesorotherfixedassetsorlookingforrefinancingyourexistingloan,wecouldofferthebestsolutions.循環(huán)RevolvingCreditFacilityRCFisanunsecuredorsecuredrevolvingtermloanusedforyourdailybusinessoperationsandworkingcapitalrequirements.Theloancouldbedrawdownindifferenttranchesandoperatesonarevolvingbasis.Trade ForfaitingCustomer(exporter)hascontractedtosellgoodstobuyer(importer)oncreditterms.Underthiscontract,theimporterhasrequesteditsbankertoissueaarycredittotheexporterandthetenorofthecreditispayableatafuturedeterminabledate。出口信用證項下交單ExportBillsProcessingunderaryExporter(beneficiary)presentssunderarycredittousforchecking,processinganddispatchtoissuingbankforreimbursement.Uponreceiptoftheexportproceedsarecreditedtobeneficiary’saccountwithPerformanceguaranteeisissuedtoguaranteetheapplicant’sdueandproperperformanceofcontractualobligationsinanunderlyingcontract.外 Treasury&ForeignCurrencyLinkedACurrencyLinkedInvestmentisaninvestmentproductthatinvolvesacurrencyoptionwhichconfersontheBanktherighttorepayyoutheprincipalsumandinterestatmaturityinthebasecurrencyoranalternatecurrencyattheStrikeRate.Partoralloftheinterestearnedonthisinvestmentrepresentsthepremiumonthecurrencyoptionandthecurrencyriskyouaretaking.擇期外匯FXForward(WithFXForward(withOption)TransactionissimilartoFXforwardoutrightForeignExchangeOutrightFXForward(outright)contractreferstothetransactionofforeignexchangesettledontheagreedforwarddateandaspertheagreedexchangeratebythecompanyandour外匯ForeignForeignExchangetransactionreferstotheconversionofonecurrencytoanothercurrencybasedonsamedayexchangeratebutsettlementistwobusinessdaysaftertradedate.Thesettlementdayisthevaluedate.個人金融服個人存黃金儲蓄賬 GoldSavings5克/筆。EnjoytheconvenienceofbuyingandsellingGoldateasewithouttheriskofkeephysical“明日”兒童儲蓄賬戶FutureSavers“明日”兒童儲蓄賬戶是一個新元儲蓄賬戶，以記錄交易。為您的孩子的FutureSaversAccountisaSGDpassbookSavingsaccountthatgivesyourchildaheadstartinlife!Startsaving&planningforyourchild’sbrightfutureandenjoyoneofthehighestinterestratesintown.SGDpassbookSavingsaccountSGDSavingsThisisaninterestbearingSGDpassbookSavingsaccount.Customerenjoystheflexibilitytowithdrawfromtheaccountatanytime,ensuringumflexibility.SGDpassbookSavingsaccount.Multi-CurrencySavingsThisisastatement-basedconsolidatedaccountcoveringbothlocalcurrencyandnineforeigncurrencies.OnegreatchannelforyourforeigncurrencyconversiontransactionsCurrent"結(jié)單式"提供支票功能的賬戶，為您的日常支付提供便利。Thisisanon-interestbearingstatement-basedchequeingaccount.TimeDepositWiderangeofcurrencieswithfixeddeposittenureearningyouhigherinterestratesthanSavingsaccount.個人alAnOverdraftfacilityisarevolvingloan.ItisanagreementbytheBanktoallowacustomertooverdrawhiscurrentaccountuptoanagreedlimit(knownastheOverdraftLimit)atanagreedinterestrate.按揭MortgageLoans(HousingLoan,TermLoanandOverdraft、的用途只能用于借款人居住或投資的產(chǎn)業(yè)，包括新建市場上、轉(zhuǎn)手和轉(zhuǎn)押自其他借貸機(jī)構(gòu)的個人定期放款和透支申請可作為投資MortgageLoansareapplicableforalllandedornon-landedprivateresidentialHousingLoan:-Forowneroccupation/investmentonnewpurchaseorresalepropertiesandrefinancing.TermLoanandOverdraftfacility:- MoneyPlusFund借貸額外現(xiàn)金的精明選擇與其每個月繳付24%利率來支付您的賬單不如現(xiàn)在就申請中銀易達(dá)錢余轉(zhuǎn)賬。您能在3或6個月享有0%利率，高達(dá)75%的BOCMoneyPlusFundTransferisthesmarterwaytorealiseyourdreamsandMakethesmarterchoicebysigninguptodayandenjoy0%interestratefor3or6monthsMoneyPlusFundTransferwhichbringyouupto75%savings!YoucantransferfundsfromyourBOCMoneyPlusaccounttoyourchoiceofANYbank'screditcard,creditline,savingsorcurrentaccountuponapprovalofapplication.易達(dá)錢（現(xiàn)金支取）MoneyPlusLineof中銀易達(dá)錢輕松簡單地獲得額外現(xiàn)金以實現(xiàn)您的夢想或用于急需.享有低利S$1,700，您可以享受更優(yōu)質(zhì)的生活。HavingextracashtorealiseyourdreamsormeetyouremergencyneedsismadeeasierwithBOCMoneyPlus.Withlowinterestratesand erequirementofjustminimumS$1,700permonth,youcannowenjoythebetterthingsinlife.易達(dá)錢（定期）MoneyPlusTermRealiseyourdreams中銀易達(dá)錢定期幫您構(gòu)建每月還款計劃以方便您可以更有效的管理您的。BOCMoneyPlusTermLoanoffersyoustructuredmonthlyrepaymentplantomanageyourfinancesmoreeffectively.個人匯Remittance&“揚(yáng)帆獅城”服“揚(yáng)帆獅城服務(wù)是指中國銀行新加坡分行與中國銀行境內(nèi)受理機(jī)構(gòu)行境內(nèi)受理機(jī)構(gòu)代新加坡分行客戶開立賬戶過程的服務(wù)。RMB提供包括新元、等多種貨幣兌的多種匯率價格OfferingmultiplecurrencyexchangeratewithRMB,suchasSGD/RMB,外匯Foreign外匯是指以特定的兌換匯率將貨幣轉(zhuǎn)換幣種的交易工具ForeignExchangetransactionreferstotheconversionofonecurrencytoanothercurrencybasedonsamedayexchangeratebutsettlementistwobusinessdaysaftertradedate.Currency用您現(xiàn)持有的國際間可自由兌換外幣,銀行各網(wǎng)點兌換成或您需要的YoucanexchangeyourcurrencyholdingstoCNYoranyotherforeigncurrencyfreelyatouroutletsandbranches.RMBPre-Settlement中國銀行分行辦理中國個人向中國境內(nèi)居民或非居民個人匯出外匯時如匯款人要求以交付收款人銀行先按客戶需求以匯款日新元或其他外幣兌人收取的一種特定匯款方式。RMBPre-SettlementRemittanceisaserviceprovidedbyBankofChinaforindividualswhowishtoremitChineseYuan(CNY),alsoknownasRenminbi(RMB).TheremittanceispayableinSingaporeDollars,USDollarsorothercurrenciesandreceivedbythepayeeinRMBbasedontheprevailingexchangerate.InternationalRemittanceBankofChinahasanextensivenetworkofcorrespondentbanksandoverseasbranches.Weprovideglobalremittanceserviceinvariouscurrenciesbyeitheregraphictransfer(T/T)ordemanddraft(D/D).Therefore,youcantransferfundstomostpartsoftheworldinasafeandquickmanner.InternationalRemittance國外的親友可將款項匯到您銀行新加坡分行指定的賬戶內(nèi)BankofChinaSingaporeBranchprovideglobalremittanceserviceinvariouscurrenciesbyeitheregraphictransfer(T/T)ordemanddraft(D/D).個人WealthBankofChinaworksinpartnershipwithreputableinsurancecompaniestoenableyoutoprotectyourselfandyourlovedonesagainstunexpectedevents.Whetheryouareplanningtogrowyourwealthorpreparingforuncertaintiesinlife,wecanhelpyoutosteadilyachieveyourfinancialgoalsthroughgoodandbadtimesaspartofourcommitmenttomakefairdealingthebasisofourbusiness.Unit，中國銀行與多家基金公司合作銷售品種多樣的基金產(chǎn)品。您可不同的資產(chǎn)組合以及風(fēng)險級別的基金。我們的財務(wù)顧問/經(jīng)理將根據(jù)您個人的財務(wù)目標(biāo)和投資需求，按照公平交易原則，為您提供專業(yè)的咨詢服務(wù)。，AtBankofChina,wedistributeawiderangeofunittrustsfromestablishedfundmanagers.Withourcommitmenttomakefairdealingthe