危機(jī)管理一個(gè)企業(yè)全面管理的方法英文文獻(xiàn)及翻譯

危機(jī)管理一個(gè)企業(yè)全面管理的方法英文文獻(xiàn)及翻譯文檔來(lái)源為:從網(wǎng)絡(luò)收集整理.word版本可編輯.歡迎下載支持.

ManagingRisk:AnEnterprise-wideApproach

Barton·ThomasL1、Shenkir·WilliamG2、Walker·PaulL3Twenty-firstcenturybusinessesworldwideoperateinanenvironmentwhereforcessuchasglobalization,technology,theinternet,deregulation,restructuringsandchangingconsummerexpectations——arecreatingmuchuncertaintyandprodigiousrisks.Consider,forexample,thatnoforceishavingasgreatanimpactonbusinesstodayastheInternet.Andastheinternetevolves,companiesinallindustriesarerethinkingthebasics:businessmodels,corestrategiesandtargetcustomerbases.

Thesenewdevelopmentscreatenewissuesrelatedtoriskandriskmanagement.Managingriskonanintegratedandenterprise-widebasisisavitalissueconfrontingexecutives,withtheCFOakeydecisionmakerincraftingthecompanystrategy,"Ithinkthepointtoriskmanagementisnottotryandoperateyourbusinessinarisk-freeenvironment,it'stotipthescaletoyouradvantage.Soitbecomesstrategicratherthanjustdefensive,"observedPeterCox,chieffinancialofficerofUnitedGrainGrowersLtd.(ofCanada).Tosomeextent,nomatterwhatitsproductsorservices,everyorganizationisinthebusinessofriskmanagement.

Mostexecutiveswouldlikelyagreethatriskmanagementispartoftheirjob,andthereisprobablyagreementthatrisksareincreasingratherthandecreasing.Butaskexecutivestoelaborateonriskmanagementandyou'llnodoubtgetavarietyofanswers:"It'saboutpreventingdisasters,"or,"It'ssomethingtheinsuranceorfinancepeoplehandle.

"Isitjustbusinessmanagement?

Whatdoes"riskmanagement"meantomanagementintoday'scompanies?FinancialExecutivesResearchFoundationrecentlypublishedabooksummarizingresearchonthesubjectgleanedfromfivecompaniesinperseindustries.ThebookMakingEnterpriseRiskManagement

PayOff,reportsonhowthefiveareimplementingenterprise-wideriskmanagement.Thecompaniesstudiedwere:ChaseManhattanCorp(nowj.P.MorganChase&Co.),E.LduPontdeNemoursandCo.MicrosoftCorp.,UnitedGrainGrowers,Ltd.andUnocalCorp.

Onekeyfindingisthatriskmanagementisnotjustaboutfinanceinsuranceordisasters.It'saboutrunningthebusinesseffectivelyandunderstanding,atthecore,thefundamentalrisksfacingthebusiness.TimLing,presidentandchiefoperatingofficerofUnocal(andthecompany'sformerCFO),emphasized,"thinkyouwillseealmost

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allcompaniesoverthenextfewyearsmovinginthesamedirection[asweare],reallytryingtointegratethenotionofriskmanagementwiththenotionofjustbusinessmanagement.Tome,runningabusinessisallaboutmanagingrisk."

Successfulcompanies,almostbydefinition,havemanagedriskswell,butpracticing“riskmanagement”hastypicallybeeninformalandimplicit.Somecompaniesmayhavesurvivedwithouteverknowingtheirrealportfoliosofrisks.Takinganimplicitapproachtoriskmanagementcanberiskyitself,asit'scausedsomemajorsurprisestocompaniesunawareoftheexplicitrisks.Examplesincludemajordebaclessuchasproductrecallsorfraudulentsecuritiestrading,majorshiftsinmarketsthatmanagementmissedorsawtoolate,andincreasinglycomplexenvironmentalorbusinesschangesnotrecognizedbymanagement.Successfulriskmanagementtodayisnotjustalxsutdebaclesandthedownside–it’sasmuchaboutopportunitiesandtheupside.AsUGG'sPeterCox.said,it'sa"strategic"initiative,nota"defensive"one.

Aparadigmshift

Bywayofdefinition,enterprisewideriskmanagement,orintegratedriskmanagement,isaparadigmshiftformanycompanies.Itsgoalistocreate,protectandenhanceshareholdervaluebymanagingtheuncertaintiesthatcouldeithernegativelyorpositivelyinfluenceachievementoftheorganization'sobjectives.Historically,managingriskwasdonein'silos'ratherthanenter-prise-wide,Thatis,companiesknewhowtomanagecertainobviousrisksinpiduallybutneverthoughtaboutexaminingeveryriskandinvolvingmanagementinmanagingallofthoserisks.Typically,companieswouldhavepeoplewhomanagedprocessrisk,safetyrisk,insurance,financialandassortedotherrisks.Aresultofthisfragmentedapproachwasthatcompanieswouldoftentakehugerisksinsomeareasofthebusinesswhileover-managingsubstantiallysmallerrisksinotherareas.

Enterprise-wideriskmanagementisacoordinatedandfocusedapproachformanagingallriskstogether.

What'sdrivingcompaniestoadoptenterprise-wideapproachestoriskmanagement?Thestudyfoundthreemajorreasons.Forstarters,riskmanagementhasgainedrecognitionascompanieshaveseenmajordebaclesoccurinternallyoratothercompanies.Thesizeofthesedisasterscanbedevastating,andexecu