演示文稿關(guān)于錢和信用卡的

（優(yōu)選）關(guān)于錢和信用卡的目前一頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)ContentsAdvantagesanddangersofhavingoneViewsoncreditcardsIntroductionofmoneyandcreditcardSomefactsaboutcreditcard題目前二頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Doyoulikemoney?目前三頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Moneyisakindofequivalentquantitativeexchangetool,andistopromotetheprosperityanddevelopmentofasocietyoffinancialcirculationtools.

錢，一種等值量化的交換工具，是促進(jìn)社會(huì)繁榮發(fā)展的一種金融流通工具。目前四頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)

DifferentcurrenciesPound(GBP)1英鎊GBP=10.1284人民幣CNY

Pro目前五頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)X

UnitedStatesDollar

(USD)1美元=6.2117人民幣元目前六頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Euro(EUR)1歐元=8.5384人民幣元目前七頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)JapanYen(JPY)Hwan

1韓元=0.005811人民幣元

1日元=0.06040人民幣元目前八頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)MoneyitemsBankmoneyBloodmoneyCallmoneyDarkmoneyhaveaguessEarnestmoneyFairymoneyFoldingmoneyGlovemoney目前九頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)MoneyitemsBankmoney銀行票據(jù)Bloodmoney撫恤金；不義之財(cái)Callmoney活期存款Darkmoney加班費(fèi)Earnestmoney定金；保證金Fairymoney撿到的錢Foldingmoney紙幣Glovemoney賄賂目前十頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Sayings

about

Money

A

full

purse

makes

the

heart

light,a

light

purse

is

a

heavy

curse.為人有錢心事輕,

為人無(wú)錢處處難.Money

makes

the

mare

go.有錢能使鬼推磨。

Money

talks.金錢是萬(wàn)能的。When

poverty

comes

in

at

the

door,

love

leaps

out

at

the

windows.貧窮從門走入，愛情隨之從窗戶溜走（貧賤夫妻百事哀）Money

does

not

grow

on

tree.金錢不長(zhǎng)在樹上（錢不容易掙）目前十一頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Moneyisagoodservantbutabadmaster.要做金錢的主人，莫做金錢的奴隸。Apennysavedisapennyearned.省一分，是一分Althoughpowerisastubbornbear,butgoldcanpullitbythenose·雖然權(quán)勢(shì)是一頭固執(zhí)的熊，可是金子可以拉著它的鼻子走?！勘葋?/p>

Wealthislikewater:youdrinkthemorethemoreyoufeelthirsty·財(cái)富就像海水：越喝越渴?！R拉斯

目前十二頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Developmentofmoney目前十三頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)IntroductionofcreditcardCreditCardisanon-cashtransactionpayment,asimplecreditservices.Itisasmallplasticcardthatyouusetobuygoodsorservicesandpayforthemlater.目前十四頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Introductionofcreditcards

Acreditcardallowsyoutochargesomethingimmediatelyandthenpayforthebillforatalaterdate.Onceacreditcardhasbeenissued,youcanmakepurchaseswithintheprescribedcreditlimit.Forexampleacreditcardwithalimitof$100.00enablesyoutopayforupto$100.00worthofitems.Everymonth,youwillreceivecreditcardstatements(信用卡消費(fèi)賬單)thatliststhechargesyouhavemade.Youhavetopayyourbillinfullbytheduedate.Otherwise,youhavetopayinterest(利息)orafinancechargewhichcanbefairlyhigh.Script目前十五頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Whygetacreditcard?Themainreasonistoestablishagoodcreditratingwhichwillenableyoutoborrowmoneyforacarorahouseatalowerrate.Havingalowerrateonamortgagecansavebigbucks!目前十六頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Today

Today,

more

and

more

people

in

the

United

States

are

using

credit

cards

instead

of

money

to

buy

the

things

they

need.

Almost

any

one

who

has

a

steady

income

and

a

continuous

work

record

can

apply

for

a

credit

card.

There

are

many

credit

cards

available:

American

Express,

VISA,

and

Master

Charge

are

some

of

the

most

popular.今天，越來(lái)越多的美國(guó)人流行用信用卡而不是用貨幣購(gòu)買他們所需要的東西。幾乎所有收入來(lái)源穩(wěn)定，有持續(xù)工作記錄的人都可以申請(qǐng)信用卡?？晒┻x擇的信用卡種類很多，其中有些信用卡很流行，如美國(guó)運(yùn)通卡、維薩卡及萬(wàn)事達(dá)卡等等。目前十七頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Internationalcreditcardorganization

DinersClubAmericaExpress(AMEX)MasterCardInternationalChinaUnionPayCo.,Ltd.JCBVISAInternational目前十八頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)目前十九頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Viewsoncreditcards

1.Whataretheadvantagesofhavingacreditcard?Youcanpayforgoodsandserviceswithoutusingcashorachequewhichmeansthatyouonlyneedtocarryonecardaroundwithyou.Youcanspendmorethanyouhave.2.Whichsortofcustomersdothecreditcardcompanieshate?peoplewhopayofftheirbillsontime3.Whataregoodcustomersforcreditcardcompanies?peoplewhodon’tpayofftheircreditcarddebts4.Howdocreditcardcompaniesmakeprofits?charginginterestrates目前二十頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)AdvantagesanddangersofhavingoneAdvantagesDonothavetotakecashandpaycashtogetgoodsandservices.Whenthecreditcardspendingisoverdraftconsumption(透支消費(fèi)）,motesthemailorder,telephoneordershopping,onlineshoppingdevelopment.目前二十一頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Savetime,andcanbesafeAvoidfakenotes(假鈔)GetthroughunexpectedemergenciesMonthlystatementskeepspendingrecordsinorderPayontime,andyoucanestablishagoodcredithistory目前二十二頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Dangers!ImproperusecandamagecreditratingHigherriskforimpulsivebuyingandoverspendingDebttrapwhenusedunwiselyExpensivewaytoborrowduetohighinterestratesLesstospendinthefutureduetopayingoffpurchasesfrompastPossiblehiddenfees&surchargesPrivacyisanincreasingconcernIdentitythefteasierHighinterestratesandannualfeesmakeyouindebted目前二十三頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Definition

CreditratingA

creditrating

isanevaluationofthe

creditworthiness

ofa

debtor,especiallya

business(company)oragovernment,.Theevaluationismadebya

creditratingagency

ofthedebtor'sabilitytopaybackthedebtandthelikelihoodof

default.目前二十四頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)DebttrapAdebttrapisasituationinwhichanentity(實(shí)體)borrowsmoney,butdoesnothaveenoughmoneytomaketheinterestpaymentsontheloan,soittakesoutanotherloan--withitsowninterestpayments--tocoverthefirstloan'spayments.Theywilllikelyhavetoborrowagaintopayoffthesecondloan,creatingacripplingcycle.目前二十五頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)InterestrateAn

interestrate

istherateatwhich

interest

ispaidbyaborrower(debtor)fortheuseofmoneythattheyborrowfroma

lender

(creditor).目前二十六頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)AnnualfeeTheannualfeeisthefeethatischargedbysome

creditcard

companies

totheircreditcard

holders,simplyforhavingthecreditcard.Thisfeeischargedregardlessofanythingelse(the

amount

or

value

of

purchases

withthecreditcard,forexample).

目前二十七頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Thefacts

目前二十八頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Whethercollegestudentsshouldhaveacreditcard?Therealproblemisthatformanyofthesestudents,theypaylittleattentiontointerestrates,terms,andcardfeatures.Thecardtheychoosemaysetthemupforfailurerightfromthestart.Inaddition,manyyoungpeoplearenotadequatelyeducatedaboutcreditcardsanddebt.Theymayknowthatyouhavetopaythemoneyback,buttheymaynotbepreparedtounderstandtheeffectofhighinterestrates,minimumpayments,andthedevastatingeffectthatlatepaymentscancause目前二十九頁(yè)\總數(shù)三十一頁(yè)\編于十六點(diǎn)Withallofthenegativeconsequencesofcreditcarddebt,thefacti