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2024年銀行招聘之銀行招聘綜合知識(shí)模擬考試試卷B卷含答案單選題(共180題)1、年度決算時(shí),若結(jié)轉(zhuǎn)科目不是同一級(jí)科目的則生成上級(jí)科目的戶(hù)數(shù)和余額的調(diào)整表,根據(jù)調(diào)整表調(diào)整()。A.分類(lèi)賬B.明細(xì)賬C.所有賬戶(hù)D.總賬【答案】D2、下列各項(xiàng),不影響企業(yè)利潤(rùn)表中“營(yíng)業(yè)利潤(rùn)”的項(xiàng)目有()。A.主營(yíng)業(yè)務(wù)收入B.營(yíng)業(yè)外收入C.投資收益D.資產(chǎn)減值損失【答案】B3、資料:China'sFosunhasofferedtobuyalmost17percentofMillenniumBCP,Portugal'slargestlistedbank,andpotentiallyliftitsstaketo30percent,followingahavinginitssharepriceintheyeartodate.A.YesB.NoC.It’suptoPortugueseandEUauthoritiesD.ItdependsonwhetherFosunisabletoappointatleasttwoofthe20BCPboardmembers,anduptofivemembersintheeventofincreasingitsstake【答案】D4、Uponcompletinghisexamination___thepatient,thedocterofferedhisjudgmentofhercondition.A.ofB.offC.aboutD.around【答案】A5、Passage3A.theythinkitacademicallymisleadingB.theyhavealotoffuntoexpectincollegeC.itfeelsstrangetododifferentlyfromothersD.itseemsworthlesstotakeoff-campuscourses【答案】C6、Iwillneverforgettheday___Ifirstarrivedatthiscollege.A.inwhichB.onthatC.whenD.which【答案】C7、Forcustomerconvenience,themanualisavailable______bothmicrofilmandbookforms.A.onB.toC.inD.for【答案】B8、在日常生活中,居民獲得住房貸款屬于()。A.商業(yè)信用B.消費(fèi)信用C.國(guó)家信用D.補(bǔ)償貿(mào)易【答案】B9、Afterthestorm,thelakereturnedtoitsusual()state.A.flaccidB.placidC.lucidD.Acid【答案】A10、在資本運(yùn)動(dòng)中直接創(chuàng)造剩余價(jià)值的資本是()。A.流動(dòng)資本B.貨幣資本C.商品資本D.生產(chǎn)資本【答案】D11、“樂(lè)以天下憂(yōu)以天下,然而不王者,未之有也”與下列哪一觀點(diǎn)是同一學(xué)派()A.刑過(guò)不避大臣,賞善不遺匹夫B.天之道,損有余而補(bǔ)不足,人之道,則不然,損不足以奉有余C.域民不以封疆之界,固國(guó)不以山溪之險(xiǎn),威天下以后某不利D.其用戰(zhàn)也勝、久則鈍兵挫銳、攻城則倔、久暴師則國(guó)用不足【答案】C12、Passage5A.9yearsB.7yearsC.4yearsD.3years【答案】D13、人民代表大會(huì)制度的核心內(nèi)容是()。A.民主集中制B.國(guó)家的一切權(quán)力屬于人民C.堅(jiān)持中國(guó)共產(chǎn)黨的領(lǐng)導(dǎo)D.廣泛的人民參與【答案】B14、國(guó)家衛(wèi)健委日前明確,持核酸檢測(cè)陰性證明返鄉(xiāng)從2021年1月28日春運(yùn)開(kāi)始后實(shí)施,至()春運(yùn)結(jié)束后截止。A.3月8日B.3月1日C.2月28日D.3月6日【答案】A15、資料:Italy'snextgovernment,acoalitionbetweenthepopulistFiveStarMovementandthefar-rightNorthernLeague,isgivinginvestorsplentytoworryabout.Leakedplans,hastilyabandoned,suggesteditmightwanttoleavetheeuroorasktheEuropeanCentralBanktoforgive€250bn($292bn)ofItaliandebt.ButlessattentionhasbeenpaidtowhatitmightmeanforItalianbanks,andinparticularfortheirbiggestburden:non-performingloans(NPLs).Over€185bnofNPLswereoutstandingattheendof2017,themostforanycountryintheEuropeanUnion.(1)A.uneasyB.awkwardC.furiousD.indifferent【答案】A16、由兩個(gè)以上的個(gè)人共同出資,通過(guò)簽訂協(xié)議而聯(lián)合經(jīng)營(yíng)的企業(yè)屬于()。A.合伙制企業(yè)B.個(gè)人業(yè)主企業(yè)C.有限責(zé)任公司D.股份有限公司【答案】A17、Airfareswillbe________onJuly20.Domesticflightswillgodownby10percent,butinternationalflightswillgoupby.A.revisedB.residedC.reshapedD.reserved【答案】A18、設(shè)立農(nóng)村商業(yè)銀行的注冊(cè)資本最低限額為()元人民幣。A.10億B.1億C.2億D.5000萬(wàn)【答案】D19、Sheneverforgavehimfor___hedidher.Neithercouldheridhimselfofthefeelingofguiltforhavingtreatedherthatway.A.wrongingB.awrongC.wrongD.thewrong【答案】D20、資料:Doyouwanttoseetheworld?ThenplantovisittheSilverPoseidonCruisesCareerFaironTuesday,November15from9a.m.to4p.m.orWednesday.November16from5p.m.to9p.m.Wearelookingforfoodservice,entertainers,andmaintenancesstafftoworkaboardourmanyvessels.FreetravelisjustthebeginningwhenyouworkforSilverPoseidonCruises.A.CareeradvancementopportunitiesB.PaidtrainingprogramsC.FreetravelD.Timeoffforholidays【答案】D21、企業(yè)會(huì)計(jì)核算必須符合國(guó)家的統(tǒng)一規(guī)定,這是為了滿(mǎn)足()要求。A.一貫性原則B.重要性原則C.可比性原則D.客觀性原則【答案】C22、資料:Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.A.CustomersareforcedtosharetheirbankdataB.BanksarerequiredtoopenuptheirentireoperationalsystemC.RegulatorsshouldbebothtoughandflexibleD.Banksandthirdpartiesshouldberegulatedwithalighttouch【答案】C23、大額可轉(zhuǎn)讓定期存單最早產(chǎn)生于美國(guó)。美國(guó)的《Q條例》規(guī)定商業(yè)銀行對(duì)活期存款不能支付利息,定期存款不能突破一定限額。20世紀(jì)60年代,美國(guó)市場(chǎng)利率上漲,高于《Q條例》規(guī)定的上限,資金從商業(yè)銀行流入金融市場(chǎng)。為了吸引客戶(hù),商業(yè)銀行推出可轉(zhuǎn)讓大額定期存單。購(gòu)買(mǎi)存單的客戶(hù)隨時(shí)可以將存單在市場(chǎng)上變現(xiàn)出售。A.存款業(yè)務(wù)B.貼現(xiàn)業(yè)務(wù)C.貸款業(yè)務(wù)D.證券業(yè)務(wù)【答案】A24、()基金,股份相對(duì)固定,一般不向投資者增發(fā)新股或贖回舊股。A.開(kāi)放型B.契約型C.公司型D.封閉型【答案】D25、資料:之后,經(jīng)濟(jì)學(xué)家Mr.V發(fā)表了關(guān)于一些新名詞的感悟,請(qǐng)根據(jù)下列資料回答問(wèn)題。A.GlobalizationisabusinessstrategythatmeansdoingeverythingthesameeverywhereB.Globalizationisashiftintraditionalpatternsofinternationalproduction,investment,andtradeC.GlobalizationisinterconnectionsbetweendifferentinterestsofbusinessandsocietyD.Globalizationistheabsenceofbordersandbarrierstotradebetweennations【答案】C26、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.A.LuolearnttomakelanternsfromhisfatherB.Luo’sfriendsadvisedhimtosellpaintingtoolsC.ThelossatthedressshoptaughtLuoalessonD.Luoborrowedmoneyfromthebanktoopenshops【答案】C27、GolfWeeklyisanewlypublishedmagazinethatcaters______toexperiencedandinexperiencedgolferswhoarejustlearningtoplaythegame.A.bothB.neitherC.eitherD.so【答案】A28、資料:YourCompanyLogoandContactInformationA.thetransferofkeystaffB.anextensivesurveyofallemployeesC.thehelpofJamineAnsonD.somemeetingwiththestaffofPlantOperations【答案】A29、信用的基本特征是()。A.平等的價(jià)值交換B.無(wú)條件的價(jià)值單方面讓渡C.以?xún)斶€為條件的價(jià)值單方面轉(zhuǎn)移D.無(wú)償?shù)馁?zèng)與或援助【答案】C30、流動(dòng)性最大的金融資產(chǎn)是()。A.政府債券B.企業(yè)債券C.現(xiàn)金D.企業(yè)股票【答案】C31、Whilethepreliminaryresearchisfavorable,itmaytakeyearsforBogorPharmacouticalstodevelop____evidenceofthedrug’seffectiveness.A.conclusionB.concludeC.conclusiveD.concludes【答案】C32、關(guān)于商業(yè)匯票貼現(xiàn)核算的下列表述中,不正確的是()。A.商業(yè)銀行通過(guò)“貼現(xiàn)資產(chǎn)”科目核算辦理相關(guān)業(yè)務(wù)B.該科目應(yīng)該按照貼現(xiàn)種類(lèi)和貼現(xiàn)申請(qǐng)人進(jìn)行明細(xì)核算C.會(huì)計(jì)部門(mén)接到貼現(xiàn)憑證及商業(yè)匯票后,按照規(guī)定的貼現(xiàn)率計(jì)算出貼現(xiàn)利息并給予扣收,實(shí)付貼現(xiàn)金額=匯票金額-匯票天數(shù)*貼現(xiàn)天數(shù)*月貼現(xiàn)率D.編制會(huì)計(jì)分錄:借記:貼現(xiàn)資產(chǎn)——商業(yè)承兌匯票或銀行承兌匯票(面值)貸記:吸收存款——貼現(xiàn)申請(qǐng)人戶(hù),貸記——貼現(xiàn)資產(chǎn)——利息調(diào)整【答案】C33、資料:2014hasbeenalandmarkyearforAlibaba.Justlastweek,theChinesee-commercejuggernautsetaworld-recordsellingUS$9.3Billionworthofgoodsin24hoursonSinglesDay.Afewmonthsback,Alibabaclaimedthetitleoftheworld'sbiggestIPO,raisingUS$25BillionontheNYSE.ThingswillonlygetbiggerforAlibaba.A.ItisthelargestonlinepaymentserviceproviderinChinaB.IthassoldmorethanUS$9Billionworthofgoodsin24hoursonSinglesDayC.IthasastrongsocialresponsibilityD.Itistheworld’sbiggestIPO【答案】C34、下列屬于中國(guó)銀行業(yè)監(jiān)督管理委員會(huì)監(jiān)管標(biāo)準(zhǔn)的有()。A.促進(jìn)金融穩(wěn)定與金融創(chuàng)新B.監(jiān)管成本最優(yōu)C.增進(jìn)市場(chǎng)信心D.增進(jìn)公眾對(duì)現(xiàn)代金融的了解【答案】A35、晝?yōu)殛?yáng),夜為陰,則上午為()。A.陽(yáng)中之陰B.陽(yáng)中之陽(yáng)C.辰D.陰中之陽(yáng)【答案】B36、資料:“Iwouldn’tbeheretodayifnotforthegenerosityofstrangers,”saidMichaelMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedIn.Hispersonalfortuneisestimatedatwellover$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donated£75million,or$115million,tofundanewscholarshipprogramaimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlinesaboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligationthattranscendedgenerations.A.showedhowscholarshipchangedhisfamilymembers’lifeB.gavehimthemotivetostudyhardtobesuccessfulC.illustratedthathisfamilyemphasizedoneducationverymuchD.provedthatimmigrationfamilycanalsomakegreatachievements【答案】A37、Passage2A.one-sidedB.reasonableC.puzzlingD.well-based【答案】A38、90年來(lái)經(jīng)過(guò)數(shù)代考古工作者的不懈努力,三星堆考古取得了舉世矚目的成就。三星堆的發(fā)現(xiàn)與發(fā)掘深刻影響了巴蜀考古和巴蜀文化研究,并與四川及中國(guó)考古事業(yè)的發(fā)展息息相關(guān)。同時(shí),三星堆遺址被稱(chēng)為20世紀(jì)人類(lèi)最偉大的考古發(fā)現(xiàn)之一,昭示了長(zhǎng)江流域與黃河流域一樣,同屬中華文明的母體。A.三星堆是人類(lèi)最偉大考古發(fā)現(xiàn)之一。B.三星堆考古的重大意義。C.考古工作者的工作雖然枯燥,但意義最大。D.長(zhǎng)江流域與黃河流域同樣是中華文明的發(fā)源地【答案】B39、資料:It'ssocommontohearpeoplesay,“I’mstressedout,”almostasabadgeofhonor,asifthisisasymptomonlyofourfast-pacedmodernlife.Butinherbook,“Exhaustion:AHistory,”AnnaKatharinaSchaffnerwritesthatthesyndromeofmentalexhaustionhasexistedalmostsincethebeginningofhumanhistory.A.ThestateofbeingveryoldorancientB.ThestateofbeingmentallyexhaustedC.ThestateofcompletephysicalexhaustionD.Thestateofdifficultlifeexperienceinearliertimes【答案】A40、掠奪交易是指以強(qiáng)制手段為基礎(chǔ)、一方強(qiáng)迫另一力的利益轉(zhuǎn)移(包括其承載物的轉(zhuǎn)移)。下列不屬于掠奪交易的是()。A.甲有一幅非常珍貴的古名畫(huà),乙知道后千方再計(jì)想得到,就請(qǐng)甲的領(lǐng)導(dǎo)出面,用一幅現(xiàn)代名畫(huà)將乙的那幅畫(huà)換到手B.張某擺了一個(gè)雜貨攤點(diǎn),一天,有一人來(lái)買(mǎi)塑料面盆,她拿出一元錢(qián)塞給張說(shuō):“我知道你賣(mài)三元一只,我們是鄰居,就一元賣(mài)給我吧?!闭f(shuō)完就拿走了面盆C.小李家正搞裝潢,誰(shuí)知預(yù)算失誤,少買(mǎi)了幾平米某名牌木地板,急需補(bǔ)上,經(jīng)銷(xiāo)商謊稱(chēng)木地板漲價(jià),必須加價(jià),最終小李以三倍的價(jià)格買(mǎi)回所需地板D.小王和小章是兩位集郵愛(ài)好者,他們常常交換郵品,雖然有時(shí)用以交換的郵品價(jià)格懸殊,但雙方都非常樂(lè)意,毫無(wú)怨言【答案】D41、在下列有關(guān)賬項(xiàng)核對(duì)中,不屬于賬賬核對(duì)的內(nèi)容是()。A.銀行存款日記賬余額與其總賬余額的核對(duì)B.銀行存款日記余額與銀行對(duì)賬單余額的核對(duì)C.總賬賬戶(hù)借方發(fā)生額合計(jì)數(shù)與明細(xì)借方發(fā)生額合計(jì)數(shù)的核對(duì)D.總賬賬戶(hù)貸方發(fā)生額合計(jì)數(shù)與明細(xì)貸方發(fā)生額合計(jì)數(shù)的核對(duì)【答案】B42、Uranus,________ismuchmoremassivethantheEarth,seemstohavebeentippedoversothatitliesonitsside.A.whatB.whoC.thatD.winch【答案】D43、2008年全球金融危機(jī)爆發(fā)以來(lái),世界主要國(guó)家央行開(kāi)始采取特殊貨幣政策,美國(guó)在利率水平已經(jīng)接近紀(jì)錄最低時(shí),推出了一系列非常規(guī)貨幣政策,包括為了支持銀行貸款的長(zhǎng)期流動(dòng)性供給,為壓低長(zhǎng)期利率的資產(chǎn)購(gòu)買(mǎi)計(jì)劃等,除美國(guó)以外,美國(guó)、日本和歐洲銀行也采取了非常規(guī)貨幣政策。IMF于2013年5月16日發(fā)布了《非常規(guī)貨幣政策:最近經(jīng)驗(yàn)與前景》報(bào)告,報(bào)告稱(chēng)發(fā)達(dá)國(guó)家的非常規(guī)貨幣政策在很大程度上幫助實(shí)現(xiàn)了該國(guó)政策目標(biāo),諸如持續(xù)兩年左右的購(gòu)買(mǎi)國(guó)債計(jì)劃幫助美國(guó)和英國(guó)的GDP增速提升了約2個(gè)百分點(diǎn),然而,發(fā)達(dá)國(guó)家的這些政策對(duì)世界其他國(guó)家也造成了很大的影響,大量資本流入拉丁美洲和亞洲,導(dǎo)致新興市場(chǎng)的匯率過(guò)度升值和波動(dòng)。A.銷(xiāo)售存貨收到現(xiàn)金B(yǎng).用資本公積轉(zhuǎn)增股本C.用現(xiàn)金購(gòu)買(mǎi)原材料D.用銀行存款歸還銀行借款【答案】D44、資料:Directions:Thereis1passageinthispart.Thepassageisfollowedbysomequestionsorunfinishedstatements.Foreachofthemtherearefourchoices,Youshoulddecideonthebestchoice.A.Toinferthataperson'sfaceishighlyunlikelytochangetoanothershapeB.ToillustratethattheimagestoredinthephonecannotbechangedifFaceIDiscompromisedC.ToexplaintherevocationdifficultyofFaceID.ToenhancethedatasecurityoniPhonesinceitdonotsharebiometricinformationwithservers【答案】C45、我國(guó)山脈眾多,影響深刻。對(duì)此,下列表述不正確的是()A.秦嶺山脈是我國(guó)南北方的重要地理分界線B.陰山山脈是傳統(tǒng)上重要的農(nóng)業(yè)與牧業(yè)的分界C.昆侖山脈融雪是河西走廊綠洲農(nóng)業(yè)的重要水源D.喜馬拉雅山脈是世界上最年輕高大的山脈【答案】C46、下列有關(guān)“雙通道內(nèi)存技術(shù)”的表述中,不正確的一項(xiàng)是()。A.利用兩個(gè)可以彼此獨(dú)立的內(nèi)存控制器B.理論上.可使得內(nèi)存帶寬提高l倍C.理論上,可使得數(shù)據(jù)存取速度提高l倍D.一種不需要主板芯片組的技術(shù)【答案】D47、資料:JobDescriptionA.WaitforabetterchanceB.Makeajob-hoppingC.BecomeaproducerD.Workharderandbemorefocused【答案】C48、資料:MemoA.YourBestFitnessPlanB.GreenEatsC.TheOlymplan’sCookbookD.ThePharaoh’sLives【答案】B49、資料:ZhangQiaoliuseshersparebedroomforstoringherstockofladies’fashion-wearandphotoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessorieswholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoveratpricesunder$10.A.ShesellsdressesandaccessoriesonTaobaoB.ShebuysgoodsathigherpricesandmanagestoselllargenumberofthemC.ShepurchasesgoodsatwholesaleandsellthemonlineathigherpricesD.Shemakesprofitsbysellingdressesandaccessoriesatretailstores【答案】C50、資料:AnewChinese-ledinternationaldevelopmentbankannounceditsfirstfourloansonSaturday,pledgingtolend$509millionforprojectstospreadelectricpowerinruralBangladesh,upgradelivingconditionsinslumsinIndonesia,andimproveroadsinPakistanandTajikistan.Atthefirstoftheannualgeneralmeetingsofininstitution,theAsianInfrastructureInvestmentBank,thebank’spresident,JinLiqun,saidtheprojectswerefinanciallysoundandenvironmentallyfriendlyandhadbeenacceptedbythepeopleintheprojectareas.A.WorldBankandtheAsianDevelopmentBankemphasizemoreonpovertyreductionthanAsianInfrastructureInvestmentBankdoesB.TheAsianInfrastructureInvestmentBankwillbedevotedtoimprovedevelpomengtinAsiaC.TheAsianInfrastructureInvestmentBankwillworktogetherwiththeWorldBank,theAsianDevelopmentBankandtheEuropeanBankforReconstructionandDevelopmentD.TheAsianInfrastructureInvestmentBankwillposeachallengetotheUnitedStates【答案】D51、商業(yè)銀行財(cái)務(wù)管理的核心內(nèi)容是()。A.資本金管理B.利潤(rùn)管理C.財(cái)產(chǎn)管理D.成本管理【答案】D52、______,thissimplegesturemeansfivedifferentthingsinfivedifferentMediterraneancountries.A.BecauseitseemsastonishingthatB.AstonishingthoughitmayseemC.YouwillbeastonishedbyD.Astonishediswhatitwas【答案】B53、資料:There'sagoodchancethatspicycrunchytunarollyouorderedforlunchdoesn'tactuallycontainanytunaatall.A.BecausetheriskoffakefishistoohighB.BecausenoteveryrestaurantcanaffordsnapperC.Becauseconsumersdon'tlikesnappersushiD.Becausesnapperisrare【答案】A54、遠(yuǎn)期合約的最大功能是()。A.方便交易B.增加收益C.增加交易量D.轉(zhuǎn)嫁風(fēng)險(xiǎn)【答案】D55、Whilethetradefightisn’taffectingmostoftheeconomyyetinabigway,manyindustriesareworriedthatthedamagecouldquickly______。A.getlostB.getbetterC.getworseD.getstrong【答案】C56、隔日交割,即在成交后的第一個(gè)營(yíng)業(yè)日內(nèi)進(jìn)行交割的是()。A.即期外匯交易B.遠(yuǎn)期外匯交易C.中期外匯交易D.長(zhǎng)期外匯交易【答案】A57、資料:“Ourcarsareforpeoplewhowantsomethingdifferent.”A.Customers’distrustofproductsB.AfinanciallossC.UnhappyworkersD.Lossonsalesandmarketshare【答案】A58、金融資產(chǎn)管理公司屬于()。A.銀行機(jī)構(gòu)B.非銀行金融機(jī)構(gòu)C.信托機(jī)構(gòu)D.證券機(jī)構(gòu)【答案】B59、上海證券交易所上市交易的某只股票,2009年末的每股稅后利潤(rùn)為0.2元,市場(chǎng)利率為2.5%。A.4B.5C.8D.20【答案】C60、2020年4月29日,中共中央政治局委員會(huì)召開(kāi)會(huì)議,會(huì)議指出,黨中央研究確定了支持湖北省經(jīng)濟(jì)社會(huì)發(fā)展(),從財(cái)政稅收、金融信貸、投資外貿(mào)等方面明確了具體措施。A.全包全攬計(jì)劃B.加速加快發(fā)展C.一攬子政策D.一省帶一市【答案】C61、NorthAmerican______alsohaveastrongreputationintheIndianeducationalandlabormarkets.A.majorsB.degreeC.creditsD.diplomas【答案】D62、LifemagazinechoseOprah____thewifeofthepresidentas“America’sMostPowerfulwoman”.A.aboveB.overC.beyondD.beside【答案】B63、計(jì)算機(jī)的硬件主要包括中央處理器(CPU)、輸入設(shè)備、輸出設(shè)備和()。A.鍵盤(pán)B.鼠標(biāo)C.存儲(chǔ)器D.顯示器【答案】C64、(),heisappointedasthemanager.A.BeamaneversoyoungB.SoyoungasamaneverisC.NomatterheisyoungD.Amaneversoyoung【答案】A65、在下列溝通形態(tài)中,組織成員滿(mǎn)足感最高的溝通形態(tài)是()。A.鏈?zhǔn)紹.輪式C.Y式D.全通道式【答案】D66、不屬于會(huì)計(jì)核算內(nèi)容的是()。A.用盈余公積轉(zhuǎn)增實(shí)收資本B.處理本年度的虧損C.將現(xiàn)金存入銀行D.制訂下年度財(cái)務(wù)預(yù)算【答案】D67、Bilateralrelationshaveenteredanewstageofdevelopmentbothintermsof_____andbreadth.A.profundityB.dimensionC.implicationD.innovation【答案】A68、資料:Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyouwith,“HeyJoe,howareyou?Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoinherfordinneragain?”Thenyoufindoutthatyourburgerhasbeencookedandplacedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn’tincludeburgers.A.ItwascreatedbyMrs.FieldB.ItcollectsinformationonyouusuallywithoutyourknowingitC.ItisahardwareneededtoaccesstoyourcomputerD.Itisthelatestintechnology【答案】B69、Ihave________taskstoallthedepartmentsandIhopeIwillgetgoodnewssoon.A.assignedB.assureC.associateD.assume【答案】A70、2013年7月,青島海域遭受了滸苔的侵襲,它的形成主要是由于()。A.海水富含氮磷B.海洋魚(yú)類(lèi)數(shù)量減少C.海水缺少氧離子D.區(qū)域內(nèi)大量海洋生物死亡【答案】A71、我國(guó)現(xiàn)行憲法規(guī)定()。A.社會(huì)主義的公有財(cái)產(chǎn)不可侵犯.公民的私有財(cái)產(chǎn)不受侵犯B.中華人民共和國(guó)的公有財(cái)產(chǎn)神圣不可侵犯,公民的私有財(cái)產(chǎn)不受侵犯C.社會(huì)主義的合法的公有財(cái)產(chǎn)神圣不可侵犯,公民的私有財(cái)產(chǎn)不受侵犯D.社會(huì)主義的公有財(cái)產(chǎn)神圣不可侵犯,公民的合法的私有財(cái)產(chǎn)不受侵犯【答案】D72、資料:Thehopflowerhasbeenusedinbeer-makingatleastsincetheeighthcentury.Traditionallyitwasapreservative,butitalsoimpartsflavor.Tosome,thetasteisbitterandunpalatable,andthusmanybrewersuseonlyminimalamounts.But,dependingonvariety,growingconditions,andotherfactors,hopscanimpartarangeofflavorsthatconnoisseurssayrivalsthatofwinegrapes.Startinginthenineteen-seventies,smallbrewersontheWestCoastbegandramaticallyuppingtheamountofhopsintheirbrews.OneoftheirmostpopularproductswastheIndiapaleale,orL.P.A.,abrewthathasbeenaroundsincethelateeighteenthcentury.ThestorygoesthatnecessitydrovetheBritishtoaddlargequantitiesofhopsinordertopreservethebeertheyshippedtoIndia,toquenchthethirstoftheSahibsmanagingtheEmpirethere.A.TheBritishproducedlargequantitiesofbeerB.TheBritishfoundoneofthemostpopularproductscalledtheIndiapaleale,orI.P.AC.TheBritishmadeHopfloweranecessityandshippeditinlargequantitiestoIndiaD.TheBritishaddedmorehopflowerinbeer【答案】D73、資料:Nocredit,badcreditHearthetermsoftenenoughandtheycanblurtogether.Thesecreditstatusesaren’toneandthesame,though.A.teachpeoplehowtohavecreditaccountsB.suggestwaysforpeopletokeepgoodcreditrecordC.presentaconcernaboutpeople’sbadcreditnowadaysD.explainthedifferencesbetweenno-creditandbadcredit【答案】D74、Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer’slife.A.deprivespeopleofagoodsleepB.disturbspeople'slifeC.makespeoplealwaysrestlessD.isbeneficialtopeople【答案】D75、人性自私”觀點(diǎn)的錯(cuò)誤在于()。A.不符合“人之初,性本善”的看法B.違背人有追求自由、平等、幸福的天性C.把人的自然屬性當(dāng)做人的根本屬性D.違背了“人的本質(zhì)在其現(xiàn)實(shí)性上是一切社會(huì)關(guān)系的總和”的科學(xué)論斷【答案】D76、資料:Arewalkerssmarterthandrivers?A.EntirefacesofurbanareasarechangingfastB.Metropolitanareasaremorepedestrian-friendlyandricherC.EducatedpeopleprefertoliveinwalkableplacesD.Walkableplacesattracteducatedpeople【答案】B77、資料:Thepovertylineistheminimumincomethatpeopleneedforanacceptablestandardofliving.Peoplewithincomesbelowthepovertylineareconsideredpoor.Economistsstudythecausesofpovertyinordertofindsolutionstotheproblem.A.somepeoplearetooyoungtoworkinmanyindustriesB.somepeoplearesatisfiedwiththegovernmentwelfareC.somepeopledon’thavemotiontoworkD.somepeoplearenotqualifiedtowork【答案】B78、中央銀行以行政命令或其他方式,從質(zhì)和量?jī)蓚€(gè)方面對(duì)金融機(jī)構(gòu)尤其是商業(yè)銀行的信用活動(dòng)進(jìn)行控制,這種貨幣政策工具是()。A.消費(fèi)信用控制B.道義勸告C.直接信用控制D.窗口指導(dǎo)【答案】C79、喀斯特地貌,是具有溶蝕力的水對(duì)可溶性巖石進(jìn)行溶蝕作用等所形成的地表和地下形態(tài)的總稱(chēng)。以下景觀不屬于喀斯特地貌的是()。A.云南昆明石林風(fēng)景區(qū)B.廣西桂林山水C.將樂(lè)縣玉華洞D.新疆克拉瑪依魔鬼城【答案】D80、一項(xiàng)調(diào)查數(shù)據(jù)顯示:有73.25%的大學(xué)教師投入時(shí)間和精力最多的項(xiàng)是教學(xué);63.29%的教師常在工作一整天后,感到筋疲力盡;46.50%的教師對(duì)于某些學(xué)生,常有“孺子不可教也”之感。只有37.7%的學(xué)生每周會(huì)將16小時(shí)以上課外時(shí)間用在學(xué)習(xí)上;接近50%的學(xué)生認(rèn)為課程不能激勵(lì)其學(xué)習(xí);79.4%的學(xué)生很少在課外與教師討論課程內(nèi)容。A.大學(xué)教師的教學(xué)工作繁重而又疲憊B.大學(xué)教師的職業(yè)專(zhuān)業(yè)化程度不高C.大學(xué)教師和學(xué)生的教、學(xué)體驗(yàn)都很差D.大學(xué)生與教師之間缺少學(xué)術(shù)性的溝通【答案】C81、現(xiàn)代家庭生活離不開(kāi)網(wǎng)絡(luò)的支持,但數(shù)字生活的普及通常都是從路由器開(kāi)始的。路由器在網(wǎng)絡(luò)中的作用是()。A.解析模擬信號(hào)為數(shù)字信號(hào)B.鏈接多個(gè)網(wǎng)絡(luò)或者網(wǎng)段C.保護(hù)連接進(jìn)入網(wǎng)絡(luò)的設(shè)備安全,避免黑客攻擊D.解析網(wǎng)絡(luò)要求,將域名翻譯為ip地址,從而獲取網(wǎng)絡(luò)訪問(wèn)【答案】B82、吊銷(xiāo)違法者的經(jīng)營(yíng)許可證是()。A.行政命令B.行政處罰C.行政處分D.行政強(qiáng)制執(zhí)行【答案】B83、計(jì)算機(jī)軟件系統(tǒng)主要包括()。A.系統(tǒng)軟件和應(yīng)用軟件B.編輯軟件和應(yīng)用軟件C.數(shù)據(jù)庫(kù)軟件和工具軟件D.程序和數(shù)據(jù)【答案】A84、資料:THOMASWILSONA.ProvidesupporttotheinvestmentbankinggroupVPB.AnswertelephoneC.MaintaincalendarsD.Assistvisitors【答案】D85、為深入落實(shí)2021年中央一號(hào)文件要求,鞏固拓展脫貧攻堅(jiān)成果同鄉(xiāng)村振興有效銜接,中國(guó)銀行間市場(chǎng)交易商協(xié)會(huì)于近期推出首批鄉(xiāng)村振興票據(jù)。農(nóng)業(yè)銀行作為牽頭主承銷(xiāo)商和簿記管理人,成功為中糧集團(tuán)有限公司發(fā)行2021年第一期中期票據(jù)(鄉(xiāng)村振興),發(fā)行期限()年,發(fā)行規(guī)模20億元,募集資金主要用于支持中糧集團(tuán)糧食收儲(chǔ)工作。作為全國(guó)首批鄉(xiāng)村振興債,本次債券的成功發(fā)行對(duì)于保障糧食安全、促進(jìn)農(nóng)民增收、實(shí)現(xiàn)鄉(xiāng)村振興發(fā)展具有重要意義。A.2年B.3年C.4年D.5年【答案】A86、國(guó)資委19日公布,2020年,中央企業(yè)累計(jì)實(shí)現(xiàn)凈利潤(rùn)1.4萬(wàn)億元,同比增長(zhǎng)(),近八成中央企業(yè)凈利潤(rùn)同比正增長(zhǎng)。A.2.1%B.0.1%C.3.2%D.1.6%【答案】A87、流動(dòng)性資產(chǎn)是指()個(gè)月內(nèi)變現(xiàn)的資產(chǎn)。A.1B.2C.6D.12【答案】D88、Mostenvironmentalproblemsexistnowadaysmainlybecausetheefficientmeasures()takeninthepast.A.wasnotB.werenotC.werenotbeingD.beingnot【答案】B89、In1913,thestatespassedtheSixteenthAmendment________theConstitution.A.withB.forC.toD.at【答案】C90、()是使得全球各地外匯市場(chǎng)的匯率保持一致的主要因素。A.套匯活動(dòng)B.國(guó)際貿(mào)易C.開(kāi)放經(jīng)濟(jì)D.資金流動(dòng)【答案】A91、Dorothywasalwaysspeakinghighlyofherroleintheplay,_,ofcourse,madetheothersunhappy.A.whoB.whichC.thisD.what【答案】B92、Passage8A.tohelpawoundtodryB.tocoversaroughsurfaceC.damagessomeofthesmallsidebranchesD.allowstoomanybranchestogrowinthemiddle【答案】B93、Itwasthetraining()Samhadatschool()madehimanexcellentrunner.A.what;whatB.that;thatC.what;thatD.that;which【答案】B94、下列名畫(huà)按創(chuàng)作時(shí)間排序正確的是()。A.①②③④B.②①④③C.③④①②D.④①③②【答案】C95、根據(jù)國(guó)現(xiàn)行憲法規(guī)定,我國(guó)實(shí)行由()負(fù)責(zé)保障憲法實(shí)施的體制。A.司法機(jī)關(guān)B.立法機(jī)關(guān)C.專(zhuān)門(mén)機(jī)關(guān)D.行政機(jī)關(guān)【答案】B96、ShouldUKdepositorslosemoney,thegovernmentwouldhavetodecidewhetherto____foritdirectly.A.notifyB.compensateC.overlookD.trigger【答案】B97、資料:Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.A.DoubtB.PositiveC.IndifferentD.Disagreeable【答案】B98、2020年3月1日,世界文化遺產(chǎn)()迎來(lái)第一次觸網(wǎng)直播。此前居民和游客都只能遠(yuǎn)望而不能近觀,在本次直播鏡頭中,這一區(qū)域揭開(kāi)了神秘的面紗。A.龍門(mén)石窟B.莫高窟C.故宮D.布達(dá)拉宮【答案】D99、資料:Asabusinessowner,itisvitalthatyouunderstandanduseadvancedtechnologies.Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.A.NegativeB.CriticalC.PositiveD.Neutral【答案】C100、Passage10A.simplifyroutinemattersB.absorbuserattentionC.betterinterpersonalrelationsD.increaseworkefficiency【答案】B101、就業(yè)是最大的民生,保市場(chǎng)主體也是為穩(wěn)就業(yè)保民生。各地加大穩(wěn)崗擴(kuò)崗激勵(lì)力度,企業(yè)和員工共同克服困難。多渠道做好重點(diǎn)群體就業(yè)工作,支持大眾創(chuàng)業(yè)萬(wàn)眾創(chuàng)新帶動(dòng)就業(yè)。新增市場(chǎng)主體恢復(fù)快速增長(zhǎng),創(chuàng)造了大量就業(yè)崗位。2020年全年城鎮(zhèn)新增就業(yè)1186萬(wàn)人,年末全國(guó)城鎮(zhèn)調(diào)查失業(yè)率降到52%。生活必需品保供穩(wěn)價(jià),居民消費(fèi)價(jià)格上漲25%。線上辦公、網(wǎng)絡(luò)購(gòu)物、無(wú)接觸配送等廣泛開(kāi)展。大幅度擴(kuò)大失業(yè)保險(xiǎn)保障范圍。對(duì)因疫情遇困群眾及時(shí)給予救助,新納入低保、特困供養(yǎng)近600萬(wàn)人,實(shí)施臨時(shí)救助超過(guò)800萬(wàn)人次。A.中國(guó)人民銀行;可上浮B.中國(guó)人民銀行;不上浮C.教育部;可上浮D.教育部;不上浮【答案】B102、資料:FromCoinstoCreditBankingThroughouttheAgesisaconcisehistoryofbanksandthebankingindustryfromancienttimestothepresent.JamesGallagher,whohasmadeacareerofcoveringfinancialnewsforseveralnewspapers,hasdoneacarefuljobofinvestigatinghissubject.Althoughhepresentsthefactscarefully,Mr.Gallagherhasmadewhatcouldhavebeenadrybookintoonethatisinterestingandenjoyable.Bytellingamusinganecdotesabouthistoricalfigures,hemakesthemcomealive.Evenpeoplewhoarenotparticularlyattractedtothesubjectmatterwillfindthisbookengrossing.A.ItisverylongB.ItisentertainingC.ItdescribespeoplefromthepastD.Itiswellresearched【答案】A103、Passage2A.CarryamapB.RememberthephonenumberofthehostfamilyC.GettouchwithHomestayNetworkD.Waitforbeingcalled【答案】D104、超額剩余價(jià)值的源泉是()。A.本企業(yè)工人的剩余勞動(dòng)B.本企業(yè)工人的必要?jiǎng)趧?dòng)C.別的企業(yè)工人的剩余勞動(dòng)D.先進(jìn)的機(jī)器設(shè)備【答案】A105、Recently,XiangningstartedtocommunicatewithMike,thecontactpersonofMonsell.A.ofB.toC.forD.In【答案】B106、Thecomputer’smousepermitthecomputeroperator______thecursoronthevideodisplay.A.moveB.movingC.tomoveD.ismoving【答案】C107、與消費(fèi)物價(jià)變動(dòng)密切相關(guān),最活躍的貨幣是()。A.M1B.M2C.M0D.M【答案】C108、下列選項(xiàng)中2008年1月1日起實(shí)施的《全國(guó)年節(jié)及紀(jì)念日放假辦法》新增加的國(guó)家法定節(jié)日不包括()。A.重陽(yáng)節(jié)B.清明節(jié)C.中秋節(jié)D.端午節(jié)【答案】A109、能量守恒與轉(zhuǎn)化定律又稱(chēng)為熱力學(xué)第()定律。A.—B.二C.三D.四【答案】A110、唐玄宗在位期間,出現(xiàn)了繁榮景象,這是我國(guó)古代史的哪次盛世?()A.文景盛世B.永宣盛世C.開(kāi)元盛世D.康乾盛世【答案】C111、NextMondayisTina’sanniversaryoftheentrytoAppleInc.She____bythecompanyfor15wholeyearsbythen.A.willhavebeenemployedB.willhaveemployedC.hasbeenemployedD.willemployed【答案】A112、九華山是安徽“兩山一湖”(黃山、九華山、太平湖)黃金旅游區(qū)的北部主入口、主景區(qū)。九華山是中國(guó)()教四大名山之一。A.道B.佛C.伊斯蘭D.基督【答案】B113、資料:WhyisSaltBadforYou?A.hypertensionandhighbloodpressureB.heartdiseaseandstrokeC.liverdamageandkidneyproblemsD.osteoporosisandstomachcancer【答案】B114、Swimmingisanall-bodyworkout。It______smallmusclegroupsthatoftengetignoredinotherworkouts。A.helpsB.keepsC.healsD.works【答案】D115、已知工作表中C3單元格與D4單元格的值均為0,C4單元格中為公式“=C3=D4”,則C4單元格顯示的內(nèi)容為()。A.C3=D4B.TRUEC.#N/AD.0【答案】B116、Theofficewillbeclosed____itisbeingdecorated.A.throughoutB.forC.whileD.during【答案】C117、人民幣匯率形成機(jī)制改革堅(jiān)持主動(dòng)性、可控性、漸進(jìn)性的原則,2005年7月21日,人民幣匯率形成機(jī)制改革啟動(dòng),開(kāi)始實(shí)行以市場(chǎng)供求為基礎(chǔ)、參考一籃子貨幣政策進(jìn)行調(diào)節(jié)、有管理的浮動(dòng)匯率制度。自匯率形成機(jī)制改革以來(lái),人民幣匯率彈性逐步擴(kuò)大,并形成雙向波動(dòng)的格局,呈現(xiàn)穩(wěn)中有升的態(tài)勢(shì)。A.固定匯率制B.浮動(dòng)匯率制C.盯住匯率制D.有管理的浮動(dòng)匯率制【答案】C118、The______oftheinternationalcommunitywasencouragedinsolvingtheproblems.A.requirementB.settlementC.managementD.involvement【答案】D119、Theonlydecenthotelintownhadhungouta“FullHouse”sign,sotheironlychoice()atasmallinn.A.istoputupB.hasbeentoputupC.willbeputupD.wastoputup【答案】D120、資料:(一)A.aformofgamblingB.awayofmakingmoneyquicklyC.usefulandnecessaryD.old-fashioned【答案】C121、下列屬于完全壟斷的行業(yè)是()。A.商業(yè)銀行B.通信企業(yè)C.汽車(chē)、石油、天然氣D.公共事業(yè)【答案】D122、中斷處理時(shí),要求保留現(xiàn)場(chǎng)的原因是()。A.為了保證不丟失數(shù)據(jù)B.為了保證原程序完整C.為了中斷結(jié)束時(shí)返回原程序執(zhí)行D.中斷處理時(shí)需要使用現(xiàn)場(chǎng)中的數(shù)據(jù)【答案】C123、資料:Earlierthismonth,presidentsBarackObamaoftheUSandXiJinpingofChinamadeanimportantsymbolicgesturewhentheycommittedtheircountries,thetwolargestgreenhousegasemitters,totheParisclimateagreement.Itwastheclearestsignalyettoinvestorsworldwidethattheyneedtothinkabouttheimplicationsofglobalwarmingfortheirportfolios.A.Toreducetheriskofglobalwarming,moreshouldbeinvestedonlow-emissionsenergysourcesB.Climatechangeisnotonlyaclimateissue,butalsoabusinessissueC.It’smoredifficulttoquantifythegreenhousegasemissionsontheDakotaAccessthanKeystoneXLD.USandChinawillworktogethertocopewithclimatechange【答案】D124、資料:Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.A.ChallengesfacingEuropeanregulatorsB.AnewregulationinEuropethatopensbankstocompetitionC.ThesolutionstotheflawedbankingsysteminEuropeD.Aloomingthreattocustomers'privatebankdata【答案】B125、MuchofCanada’sforestry____goestowardsmakingpulpandpaper.A.productionB.introductionC.orientationD.multiplication【答案】A126、我國(guó)《經(jīng)濟(jì)法》調(diào)整的對(duì)象是()。A.一切經(jīng)濟(jì)關(guān)系B.特定經(jīng)濟(jì)關(guān)系C.全部財(cái)產(chǎn)關(guān)系D.社會(huì)關(guān)系【答案】B127、—IthinkEnglishis_math.A.muchimportantthanB.soimportantasC.asimportantasD.asmoreimportantas【答案】C128、資料:Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.Butl'vealsolearnedthatifyoudon'thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they'llsimplynevergetdone.Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyourbusinessforward.A.HowtomanageyourtimewellB.HowtoovercomedifferentchallengesintheofficeC.HowtowincompetitionsandgetpromotionsD.Howtopreventdistractionsandfocusonbigissues【答案】A129、Lawyershavequestionedthe____ofthebanonpoliticalrallies,butofficialscontinuetoinsisttheyaremoreinterestedinensuringpublicsafetythanstiflingpoliticaldissent.A.importanceB.qualificationC.legalityD.extension【答案】C130、下列各種情況,不需要進(jìn)行全面財(cái)產(chǎn)清查的是()。A.更換倉(cāng)庫(kù)保管人員時(shí)B.單位主要負(fù)責(zé)人調(diào)離工作時(shí)C.企業(yè)股份改造時(shí)D.企業(yè)改變隸屬關(guān)系時(shí)【答案】A131、資料:Actually,anysaleisagiftuntilyougetpaid.Butexportersareespeciallyconcerned,sincetheirbuyersmightbe10,000milesaway!A.CynicalB.SubjectiveC.CriticalD.Objective【答案】B132、Passage2A.FindouthowyoushouldaddressthehostfamilyB.AlwaysbepreparedfortheunexpectedC.BepromptduringmealtimesD.tablisharapportwiththehostfamily【答案】C133、Passage6A.stupidB.politeC.considerateD.annoying【答案】D134、科斯定理通常受到()的影響,使私人間無(wú)法達(dá)成協(xié)議。A.管制B.需求C.價(jià)格D.交易成本【答案】D135、白居易在登上廬山時(shí)寫(xiě)下:“人間四月芳菲盡,山寺桃花始盛開(kāi)”。產(chǎn)生詩(shī)中景象的原因是()。A.山地土壤貧瘠,桃樹(shù)開(kāi)花較遲B.山地由于海拔高,氣溫低,桃樹(shù)開(kāi)花來(lái)得遲C.山地云霧多,桃樹(shù)開(kāi)花來(lái)得遲D.山地空氣稀薄缺氧,桃樹(shù)開(kāi)花較遲【答案】B136、Joshgraduatedwithhismaster’sdegreeinspacestudiesandplanetarysciences,butafteryearsofworkingoddjobsandbarely______,hedecidedtogobacktogethisteachinglicense。A.puttingonthebackburnerB.breakingnewgroundC.makingendsmeetD.provinghis

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