英文版貸款單

英文版貸款單合同編號：__________partiesthisloanagreement(the"agreement")ismadeandenteredintoonthedatefirstabovewrittenandbetween:lenderaddress:contactperson:phonenumber:borroweraddress:contactperson:phonenumber:collectivelyreferredtoasthe"parties."referencesUnlessotherwisedefinedinthisagreement,capitalizedtermsandexpressionsusedhereinshallhavethemeaningsassignedtotheminthescheduleattachedhereto(the"schedule").agreementinconsiderationofthemutualcovenantsandagreementscontainedherein,thepartiesagreeasfollows:1.loanamountandterm(a)thelenderagreestolendtotheborrowertheprincipalamountof____________usd(the"loanamount"),uponthetermsandsubjecttotheconditionssetforthinthisagreement.(b)theloanshallbeevidencedapromissorynote(the"note")intheformattachedheretoasexhibita,whichshallbeexecutedtheborroweranddeliveredtothelenderonthedatehereof.2.interest(b)interestshallbecalculatedinaccordancewiththeformulasetforthinexhibitbattachedhereto.3.payment(b)theborrowermay,atanytimeduringthetermoftheloan,makeapartialorfullprepaymentoftheoutstandingprincipalbalanceoftheloanwithoutpenalty.(c)intheeventthattheborrowerfailstomakeanyrequiredpaymentwhendue,theborrowershallpaytothelender,inadditiontotheamountofsuchpayment,interestthereonatarateequaltotheannualinterestratesetforthinsection2(a)aboveplus____________percent(___%),calculatedfromtheduedateuntilthedateofpayment.4.useofproceedstheborrowershallusetheproceedsoftheloansolelyforthepurposeof____________(the"purpose").theborrowershallprovidethelenderwithsuchevidenceoftheuseoftheproceedsasthelendermayreasonablyrequestfromtimetotime.5.representationsandwarranties(a)theborrowerrepresentsandwarrantstothelenderthat:(i)theborrowerisalegalentitydulyorganizedandvalidlyexistingunderthelawsofthejurisdictionofitsorganizationandhasthepowerandauthoritytoenterintoandperformitsobligationsunderthisagreement;(ii)theborrowerisdulyqualifiedorlicensedtodobusinessinthejurisdictioninwhichitislocatedandhasthepowerandauthoritytoexecute,deliverandperformitsobligationsunderthisagreement;(iii)theborrowerisingoodstandingunderthelawsofthejurisdictionofitsorganizationandinthejurisdictioninwhichitislocated;(iv)theborrowerhasthelegalcapacitytoenterintoandperformitsobligationsunderthisagreement;(v)theborrowerhastakenallnecessaryactionstoauthorizetheexecution,deliveryandperformanceofthisagreementandthenote;(vi)thisagreementandthenoteconstitutethelegal,validandbindingobligationsoftheborrower,enforceableagainsttheborrowerinaccordancewiththeirterms;(vii)theborrowerisnotsubjecttoanylegalproceedingor,totheknowledgeoftheborrower,anythreatenedlegalproceedingthatcouldhaveamaterialadverseeffectontheborrower'sbusiness,operationsorfinancialcondition;(viii)theborrowerisnotindefaultunderanymaterialcontractoragreementtowhichitisaparty;(ix)theborrowerhasnotenteredintoanytransactionthatwouldbeprohibitedunderanyapplicablelaworregulation;(x)theborrowerhasnotengagedinanyillegalactivities;and一、附件列表：1.貸款合同2.附錄A：貸款方信息3.附錄B：利息計算公式4.附錄C：貸款用途證明5.附錄D：貸款還款證明6.附錄E：違約行為證明二、違約行為及認定：1.借款方未按期支付本金或利息2.借款方未按約定用途使用貸款3.借款方提供的信息不真實、不準確或不完整4.借款方未經(jīng)許可將貸款用于非法用途5.借款方未遵守相關(guān)法律法規(guī)和合同約定三、法律名詞及解釋：1.貸款方：指提供貸款的實體2.借款方：指接受貸款的實體3.貸款金額：指合同約定的借款金額4.貸款期限：指借款方按約定償還貸款的時間段5.利息：指借款方按約定支付給貸款方的利潤6.違約金：指借款方未履行合同約定所需支付的賠償金四、執(zhí)行中遇到的問題及解決辦法：1.問題：借款方未按期支付本金或利息解決辦法：發(fā)送催款通知，要求借款方在規(guī)定時間內(nèi)支付，逾期則計算違約金。2.問題：借款方未按約定用途使用貸款解決辦法：要求借款方提供貸款用途證明，如不符合約定，則要求立即改正。3.問題：借款方提供的信息不真實、不準確或不完