2024年全國銀行招聘之銀行招聘綜合知識考試能力提升卷附答案x - 招聘面試技巧與要點(diǎn)

姓名:_________________編號:_________________地區(qū):_________________省市:_________________ 密封線 姓名:_________________編號:_________________地區(qū):_________________省市:_________________ 密封線 密封線 全國銀行招聘考試重點(diǎn)試題精編注意事項(xiàng):1.全卷采用機(jī)器閱卷，請考生注意書寫規(guī)范；考試時(shí)間為120分鐘。2.在作答前，考生請將自己的學(xué)校、姓名、班級、準(zhǔn)考證號涂寫在試卷和答題卡規(guī)定位置。

3.部分必須使用2B鉛筆填涂;非選擇題部分必須使用黑色簽字筆書寫，字體工整，筆跡清楚。

4.請按照題號在答題卡上與題目對應(yīng)的答題區(qū)域內(nèi)規(guī)范作答，超出答題區(qū)域書寫的答案無效:在草稿紙、試卷上答題無效。(參考答案和詳細(xì)解析均在試卷末尾)一、選擇題

1、資料：OurgoalwiththenewMacBookwastodotheimpossible:engineerafull-sizeexperienceintothelightestandmostcompactMacnotebookever.Thatmeantreimaginingeveryelementtomakeitnotonlylighterandthinnerbutalsobetter.Theresultismorethanjustanewnotebook.It’sthefutureofthenotebook.Andnow,withsixth-generationIntelprocessors,improvedgraphicsperformance,fasterflashstorage,andupto10hoursofbatterylife.MacBookisevenmorecapable.ThemomentyouopenyourMacBook,itsgorgeous12-inchRetinadisplaywithedge-to-edgeglassbringseverythingintofocus.Everyphotoleapsoffthescreeninrich,vibrantdetail.Over3millionpixelsrendereachletterwithcrystalclarity.AnditallcomestolightonthethinnestRetinadisplayeveronaMac,meticulouslyhonedtodeliveraboldvisualexperiencewithinanimpossiblyminimaldesign.WhichofthefollowingisNOTafeatureofthenewMacBook?A.BiggerscreenB.FasterflashstorageC.LongerbatterylifeD.Clearrepresentation

2、Word具有查找一個(gè)特定文檔的功能，這個(gè)功能包含在（）。A.文件菜單中的“打開”對話框B.文件菜單中的“另存為”對話框C.編輯菜單中的“定位”對話框D.編輯菜單中的“查找”對話框

3、客戶向銀行交存現(xiàn)金時(shí)，應(yīng)填寫一式三聯(lián)的()，連同交存現(xiàn)金一并交出納人員。A.銀行存款付款單B.銀行存款交款單C.現(xiàn)金付款單D.現(xiàn)金交款單

4、假設(shè)你的親戚趙敏三年前與幾個(gè)朋友創(chuàng)辦了一家公司．近期就他所在的東豐有限責(zé)任公司的股權(quán)轉(zhuǎn)讓問題向你咨詢，你認(rèn)為下列說法中哪項(xiàng)不符合法律規(guī)定?（）A.有限責(zé)任公司的股東之間可以互相轉(zhuǎn)讓其全部或部分股權(quán)B.股東應(yīng)就其股權(quán)轉(zhuǎn)讓事項(xiàng)口頭或書面通知其他股東征求同意，其他股東自接到口頭或書面通知之日起滿三十日未答復(fù)的.視為同意轉(zhuǎn)讓C.經(jīng)股東同意轉(zhuǎn)讓的股權(quán)，在同等條件下，其他股東有優(yōu)先購買權(quán)，兩個(gè)以上股東主張行使優(yōu)先購買權(quán)的，協(xié)商確定各自的購買比例；協(xié)商不成的，按照轉(zhuǎn)讓時(shí)各自的出資比例行使優(yōu)先購買權(quán)D.股東向股東以外的人轉(zhuǎn)讓股權(quán).應(yīng)當(dāng)經(jīng)其他股東過半數(shù)同意

5、Shegotherdegreesuccessfullyasheruniversity_____wasonMarinaTsvetaeva,apoetthenindeepofficialdisfavor.A.conclusionB.hypothesisC.dissertationD.paradox

6、保險(xiǎn)合同是投保人與保險(xiǎn)人約定保險(xiǎn)權(quán)利義務(wù)關(guān)系的協(xié)議，是一種（）。A.民事合同B.刑事合同C.不具有法律關(guān)系的民事合同D.不能轉(zhuǎn)讓的合同

7、在“資源管理器”窗口中，用戶若要選定多個(gè)連續(xù)的文件或文件夾，須在鼠標(biāo)單擊操作之前按下（）鍵。A.CtrlB.ShiftC.AltD.Tab

8、設(shè)a，b均為正整數(shù)，且有等式11a＋7b＝132成立，則a的值為？（）A.6B.4C.3D.5

9、2019年1-5月，中關(guān)村示范區(qū)規(guī)模（限額）以上高新技術(shù)企業(yè)實(shí)現(xiàn)總收入21615.1億元，比上年同期增長12.9%，增幅比1-4月提高0.2個(gè)百分點(diǎn)。主要運(yùn)行情況如下：重點(diǎn)高新技術(shù)領(lǐng)域保持增長。1-5月，中關(guān)村重點(diǎn)監(jiān)測六大高新技術(shù)領(lǐng)域共實(shí)現(xiàn)總收入17445.2億元，占中關(guān)村總收入的80.7%。其中，電子與信息、先進(jìn)制造領(lǐng)域增勢較好，比上年同期分別增長14.7%和13.1%。企業(yè)科技創(chuàng)新活躍。1-5月，中關(guān)村研發(fā)人員合計(jì)58.6萬人，比上年同期增長1.8%，研究開發(fā)費(fèi)用合計(jì)866.8億元，比上年同期增長17.9%。2019年1-5月中關(guān)村示范區(qū)總收入及技術(shù)收入增速圖2019年1-4月份，中關(guān)村示范區(qū)規(guī)模（限額）以上高新技術(shù)企業(yè)比上年同期增長約（）。A.12.9%B.12.7%C.13.1%D.數(shù)據(jù)不足，難以得出

10、目前市售的USBFlashDisk(俗稱優(yōu)盤)是一種（）。A.輸出設(shè)備B.輸人設(shè)備C.存儲設(shè)備D.顯示設(shè)備

11、（）簽訂于八國聯(lián)軍侵華之后，這一條約使中國徹底淪為半殖民地半封建社會。A.《南京條約》B.《璦琿條約》C.《馬關(guān)條約》D.《辛丑條約》

12、金融市場最主要的基本功能是（）。A.融通貨幣資金B(yǎng).優(yōu)化資源配置C.風(fēng)險(xiǎn)分散D.定價(jià)功能

13、資料：FromCoinstoCreditBankingThroughouttheAgesisaconcisehistoryofbanksandthebankingindustryfromancienttimestothepresent.JamesGallagher,whohasmadeacareerofcoveringfinancialnewsforseveralnewspapers,hasdoneacarefuljobofinvestigatinghissubject.Althoughhepresentsthefactscarefully,Mr.Gallagherhasmadewhatcouldhavebeenadrybookintoonethatisinterestingandenjoyable.Bytellingamusinganecdotesabouthistoricalfigures,hemakesthemcomealive.Evenpeoplewhoarenotparticularlyattractedtothesubjectmatterwillfindthisbookengrossing.WhatmostlikelyisMr.Gallagher'sjob?A.BankerB.LibrarianC.JournalistD.Publisher

14、資料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.Anumberofeducatorswithinclusionclassroomsarerealizingthebenefitsofcollaborativelearningandspecialneedsstudentsbeingplacedinsmallgroupenvironmentswithregulareducationclassmates.Collaborativelearningallowsstudentstoconversewithoneanotherandbrainstormtogetherinordertofindsolutionstoproblemsortocompleteanassignment.Thistypeoflearningallowsstudentsofvaryingabilitylevelstolendtheirindividualstrengthstothegroupasawhole,therebyencouraginganappreciationofdiverseideasandapproachestoproblemsolving.Teacherscanchoosetoimplementseveraldifferenttypesofcollaborativelearningstrategies,dependingontheneedsofstudentsandthefocusofspecificassignments.Examplesofsmall-groupcollaborativelearningmethodsare:1）TheThink-Pair-Sharestrategy,whichinvolveseachstudentinthegrouptakingoneminutetoformulatearesponsetotheteacher'squestion,thensharingindividualfindingswithapartner.Aftercollaboratinginpairs,studentscanthenshareinputwithslightlylargergroupsorwiththeentireclass.2）TheSimpleJigsawstrategy,whichinvolvesfour-personteamssplittingateacher-assignedtaskintoequalparts.Eachstudentinthegroupactsasan"expert"ononesectionoftheassignmentandmeetswithcorresponding"experts"inothergroupsfordiscussionandtaskmastering.Studentsthenreturntotheirinitialteamstosharetheirknowledgeofthetaskwithothermembers.3）TheThree-StepInterviewstrategy,throughwhichstudentsinitiallybreakintopairsandtaketurnsinterviewingoneanotheraboutanassignment.Eachpairofstudentsthencombinewithanotherpairinordertoenhancethediscussion.4）TheNumberedHeadsTogetherstrategy,whereeachteammemberisassignedanumber,theninstructedtocollaborateonaquestion.Theteacherthencallsanumberrandomly,andthestudentineachgroupwhohasthatnumberactsasspokespersoninansweringthequestion.Eachstudentmustbepreparedforthepossibilityofhavinghisorhernumberchosen.Thebenefitsofcollaborativelearningandspecialneedsstudentshavingtheopportunitytoengageinsmallgrouptaskscanproducepositiveresultsinregardtoclassroomorganizationandmanagement.Teacherswhoresearchtipsoncollaborativelearningandimplementthepracticewithstudentsarelikelytohaveasuccessfulinclusionclassroom.Whatisthemostdistinctfeatureyouthinkbytheterm“inclusionclassroom”?（）A.ItisdesiredforstudentswithspecialneedsB.ItistutoredbyregularteachersformainstreamstudentsC.ItisplannedforcollaborativelearningbymainstreamstudentsD.Ithasstudentswithspecialneedsandregulareducationclassmates

15、申請人辦理銀行匯票，應(yīng)向銀行填寫()一式三聯(lián)。A.銀行匯票辦理書B.銀行匯票申請書C.企業(yè)匯票申請書D.商業(yè)匯票辦理書

16、以下有關(guān)計(jì)算機(jī)病毒的描述，不正確的是（）。A.特殊的計(jì)算機(jī)部件B.傳播速度快C.人為編制的特殊程序D.危害大

17、The______oftheiryearsofeducationwas10.96withaminimumof7andamaximumof17.A.meanB.medianC.modeD.average

18、生命化學(xué)進(jìn)化四個(gè)階段不包括（）。A.從有機(jī)小分子物質(zhì)生成無機(jī)小分子物質(zhì)B.從有機(jī)小分子物質(zhì)形成有機(jī)高分子物質(zhì)C.從有機(jī)高分子物質(zhì)組成多分子體系D.從多分子體系演變?yōu)樵忌?/p>

19、與十六進(jìn)制數(shù)CD等值的十進(jìn)制數(shù)是（）。A.204B.205C.206D.203

20、Isnotfairthatyoucomehomeafterabaddayatworkand（）yourwifeandchildren.A.takeitoutonB.takeonitwithC.takeoutonD.takeoutiton

21、Newemployeesshouldspentmoreoftheirtimeon___duties.A.exceptionalB.professionalC.intentionalD.additional

22、資料：ThesoybeanpricesendedhigherthisMondayastradersexpectsuppliestoremaintight.TheactivelyJulycontractforsoybeansrose20centstosettleat$14.85abushel.TheU.S.government'sweeklypredictionforsoybeanexportswashigherthantradersexpected,saidMikeZulo.PresidentofaconsultingcompanyinAtchison,Kansas.SuppliesforbeanshavebeenextraordinarilytightasChina'sdemandforsoymealcontinuestoincreaseevenasU.S.productionstaysrelativelysteady,hesaid.Soybeanpriceshaverisenabout15percentthisyear.“ThatU.S.D.A.numbercausedthetradetorefocusonjusthowrazor-thinsuppliesareheadingintonextfall'sharvest.”Zulosaid.Whydidthepricesofsoybeanriseaccordingtothepassage?A.BecausethegeneralproductionofsoybeanstayedsteadyB.BecausethesupplieswereexpectedtokeeptightC.BecauseChina’sdemandforsoybeanincreasedD.Becausethetradeofsoybeanwasquiteactive

23、世界上最早出現(xiàn)的計(jì)算機(jī)互聯(lián)網(wǎng)絡(luò)是（）。A.InternetB.SNAC.ARPAnetD.Ethernet

24、一國的國內(nèi)生產(chǎn)總值大于國民生產(chǎn)總值，則該國公民從國外取得的收入（）外國公民從該國取得的收入。A.大于B.小于C.等于D.不能確定

25、下列不是用于記載會議主要精神和議定事項(xiàng)的公文是（）。A.決議B.會議紀(jì)要C.會議記錄D.議案

26、認(rèn)識的本質(zhì)是主體對（）。A.客體的選擇和建構(gòu)B.客觀事物的直觀反映C.人的心靈活動的內(nèi)省D.客體的能動反映

27、資料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.Ifyoutakecareofasickpersontoearnmoney,youareproducingforthemarket.Ifyourfatherisasteelworkeroratruckdriveroradoctororagrocer,heisproducinggoodsorserviceforthemarket.Whenyouspendyourincome,youarebuyingthingsfromthemarket.Youmayspendmoneyinstores,supermarkets,gasstationsandrestaurants.Stillyouarebuyingfromthemarket.Whenthelocalgrocerhiresyoutodrivethedeliverytruck,heisbuyingyourlaborinthelabormarket.Themarketmaybesomethingabstract.Butforeachpersonorbusinessthatismakingandsellingsomething,itisveryconcrete.Ifnobodybuysyourtomatoes,itwon’tbelongbeforeyougetthemessage.Themarketistellingyousomething.Itistellingyouthatyouareusingenergiesandresourcesindoingsomethingthemarketdoesn’twantyoutodo.Inwhatwayisthemarketveryrealforeachpersonorbusinessmanwhoismakingandsellingsomething?A.IttellsyouwhattoproduceB.IttellsyouhowtogrowtomatoesC.ItprovidesyouwitheverythingyouneedD.Ithelpsyousavemoney

28、美國宇航局利用一枚火箭在月球表面撞出直徑大約100英尺的大洞，科學(xué)家通過測量，發(fā)現(xiàn)了大約25加侖水蒸氣以及水冰。這一發(fā)現(xiàn)被美國《時(shí)代》周刊評選為2009年十大科學(xué)發(fā)現(xiàn)之一。這說明（）。A.認(rèn)識產(chǎn)生于實(shí)踐的需要，反過來認(rèn)識又推動了實(shí)踐的發(fā)展B.認(rèn)識工具延伸了人類的認(rèn)識器官，促進(jìn)了人類認(rèn)識的發(fā)展C.實(shí)踐鍛煉和提高了人的認(rèn)識能力D.實(shí)踐能夠把認(rèn)識和客觀事物加以對照

29、2020年4月28日電，中國證監(jiān)會已經(jīng)派駐調(diào)查組進(jìn)駐瑞幸咖啡多日，這是《證券法》修改之后證監(jiān)會首次實(shí)施（）的案件，意味著我國證券執(zhí)法進(jìn)入了新的歷史階段，開啟了證券監(jiān)管新時(shí)代。A.事后監(jiān)管權(quán)B.境外管理權(quán)C.凍結(jié)查封權(quán)D.長臂管轄權(quán)

30、The（）behindtheyellowtapeisprohibitedtoanyonewithoutapresspass.A.positingB.sceneryC.exteriorD.area

31、Passage2“HOMESTAYNETWORK”STUDENTGUIDELINESOnarrivalatyournewhome:·Trytorememberthenamesofyourhostfamily.Ifunsureabouthowtoaddressthem,itisokaytoaskhowtheywouldliketobecalled.Forexample,ifitisimpoliteinyourcountrytocallsomeoneelderbytheirfirstname,askifit’sokaytoaddMr.orMrs.infrontoftheirnames.SomeAmericansdonotliketobeaddressedthiswaybecauseitmakesthemfeelold.·Showyourfamilythatyouaregratefulforbeingyourhost.Butdonotgiveexpensivegifts.Itis,however,consideredappropriatetobringinexpensivehandcraftsfromyourcountryorasmallgiftforthechildrenofthehostfamily.·Yourhostfamilywillbecurioustoknowmoreaboutyou.Bringphotosofyourfamilyandfriendstosharewiththem.Thisisalsoagreatwaytobreaktheicewiththem.·Afteryougetsettled,yourhostfamilywillhelpyoumakeacalltoyourparentstoassurethemthatyouhavearrived-safely.·Afteryou’vehaddinner,youmayaskthehostfamilytobeexcusedearly.Theywillbefullyawareofthefactthatyoumightbejetlagged,sofeelfreetoaskthem.Onyourfirstdayofschool:·Onyourfirstdayofschool,yourhostfamilywilltakeyoutoschoolandhelpyouwiththenecessaryregistrationpaperwork.·Yourhostfamilywillalsomakesurethatyouknowyourwaytoandfromschool.Theywillalsoteachyouhowtousepublictransportation·Whentravelingalone,youshouldatalltimescarryamapandthephonenumberofyourhostfamily.·Incaseyouarelostandcannotgetintouchwithyourhostfamily,youcancontactthe“HomestayNetwork”.Whentravelingalone,youshoulddothefollowingsEXCEPT（）.A.CarryamapB.RememberthephonenumberofthehostfamilyC.GettouchwithHomestayNetworkD.Waitforbeingcalled

32、關(guān)于同業(yè)拆借，以下敘述正確的是（）。A.拆借雙方僅限于商業(yè)銀行B.拆入資金只能用于發(fā)放流動資金貸款C.隔夜拆借一般不需要抵押D.拆借利率由中央銀行預(yù)先規(guī)定

33、下列選項(xiàng)中，可以直接計(jì)入“管理費(fèi)用”科目，不必通過“應(yīng)交稅金”科目的稅金是（）。A.增值稅B.個(gè)人所得稅C.營業(yè)稅D.印花稅

34、根據(jù)數(shù)字使用規(guī)范，下列公文中的數(shù)字寫法正確的是（）。A.初步估計(jì)共需三十七、八萬元B.一篇講話稿長達(dá)5千200字C.“文件”二字可采用2號字體D.該村直到95年才修通公路

35、中國人民銀行發(fā)布的2019年第三季度中國貨幣政策執(zhí)行報(bào)告稱，當(dāng)前，中國仍實(shí)施常態(tài)貨幣政策。央行通過創(chuàng)新和完善宏觀調(diào)控，運(yùn)用多種貨幣政策工具，保持流動性合理充裕；加大貨幣政策逆周期調(diào)節(jié)力度，通過改善貨幣政策傳導(dǎo)機(jī)制，落實(shí)金融對實(shí)體經(jīng)濟(jì)的支持。關(guān)于貨幣政策逆周期調(diào)節(jié)的表述不正確的是（）。A.經(jīng)濟(jì)趨熱，貨幣政策相應(yīng)緊縮B.經(jīng)濟(jì)趨冷，貨幣政策相應(yīng)擴(kuò)張C.經(jīng)濟(jì)趨冷，加大貨幣投放力度D.經(jīng)濟(jì)趨熱，定向降低準(zhǔn)備金率

36、資料：Thebusinessannouncedthatrevenueshadgrownby10.2percentyear-on-yeartoRMB18.264billion（$2.748billion）.However,profitfelltoRMB2.866billion（$431.3billion）,a17.4percentdecreasefromthesameperiodin2015.Robbinli,ChairmanandCEOofBaidu,said:"ThechallengesBaidufacedinthesecondquarterservedasahealthyremindertostayfocusedonthekeydriversofgrowth,sustainabilityandleadership;deliveringthebestuserexperienceandstayingattheforefrontoftechnology.AsweenterthenextchapteroftheInternet,ledbyartificialintelligence,Baiduhasneverbeenbetterpositionedtoserveourusersandworkwithourcustomersandpartners,andchangetheworldthroughtechnology."Thebusinesshasbeenrockedbyaseriesofhighprofitsissueswithitsadvertisingbusinessthisyear.Baiduwascalledoutforitspracticesaroundsellingaccesstoforumsearlythisyear.Notlongafteritalsoagreedtooverhaulthewayitdeliversitssearchads,includingthevolumeofadsserved,afterahugepublicbacklashsawBaidutakingsomeoftheblameforthedeathofastudentwhodiedaftertakingexperimentalcancertreatmentthatbefoundfromasearchad.Theoverhaulhasbeenwelcomedbytheindustrywhichbelieveswillcreateabetterexperience,particularlyonmobile.Thebusinesssaidtherevenuefrommobilewasgrowingasitrepresented63percentoftotalrevenuesforthesecondquarterof2016,comparedto50percentin2015.AccordingtoBaidu,mobilesearchmonthlyactiveuserswere667millionforthemonthofJune2016,anincreaseof6percentyear-over-year.Itsaidusersofitsmobilemapsservicegrewby13percentandthenumberofactivatedBaiduWalletaccountsreached80million,representinga131percentyear-on-yeargrowth.WhichofthefollowingiscorrectaboutBaidu'sbusinessconditionin2016?A.BaiduhasbeencuttingofftheircostsB.Baidu'sprofithasfallenC.Baidu'srevenueshavebeenfallingD.Baiduhasbeenlosingmoney

37、陳皮是藥食同源的寶貴原料之一，其最顯著的藥效是化痰止咳、疏通心腦血管、降血壓等。陳皮是以（）的表皮為原料的。A.柚子B.橙子C.橘子D.桃子

38、資料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.ButthebiggerexplanationforWechat'sriseisTencent'sabilitytoinnovate.ManyChinesegrewupusingQQ,aPC-basedmessagingplatformofferedbyTencentthatstillhasover800mregisteredusers.QQwasacopyofICQ,apioneeringIsraeliMessagingservice.ButthenChineseimitatorlearnedtothinkforitself.Spottingthecomingriseoftheinternet.Tencentchallengedseveralinternalteamstodesignanddevelopasmartphone-onlymessagingapp.TheQQinsiderscameupwithsomethingalongthelinesoftheirexistingproductforthethePC,butanotherteamofoutsiders（fromajust-acquiredfirm）cameupwithWeixin.WhenTencentlaunchedthenewapp,itmadeiteasyforQQ'userstotransfertheircontactsovertothenewapp.Anotherstrokeofbrilliancecametwoyearsagowhentheservicelauncheda“redpacket”campaigninwhichWeChatuserswereabletosenddigitalmoneytofriendsandfamilytocelebrateChineseNewYearratherthansendingcashinaredenvelope,asiscustomary.Itwascleverofthefirmtoturndutifulgift-givingintoanexcitinggame,notesConnieChanofAndreessenHorowitz,aVCfirm.Italsoencourageduserstobindtogetherintosendmoney,ofteninrandomizedamounts.Whichofthefollowingismentionedinparagraphone?A.Onthemainland,mobiledevicescostalotB.TextmessagesarelessexpensivethanmessagingappinAmericaC.ChinesepeoplelikemessagingappsmorethantextmessagesD.Americanmessagingappsarenotfree

39、（）howdifficultthesituationmayseem,itisveryimportanttorememberthatthereareotherswhoareinworsesituations.A.AsifB.EvensoC.AsthoughD.Nomatter

40、Manyofthosethatareprosecutedandsentencedandend____inajailaresubsequentlyfreedorsimplywalkoutthedoorasthereareprisonsinCongothatsimplydonothavedoors.A.downB.offC.upD.beyond

41、營業(yè)利潤不包括以下哪項(xiàng)內(nèi)容？（）A.營業(yè)外收入B.營業(yè)收入C.投資收益D.其他業(yè)務(wù)收入

42、Passage7Inarareunanimousruling,theUSSupremeCourthasoverturnedthecorruptionconvictionofaformerVirginiagovernor,RobertMcDonnell.Butitdidsowhileholdingitsnoseattheethicsofhisconduct,whichincludedacceptinggiftssuchasaRolexwatchandaFerrariAutomobilefromacompanyseekingaccesstogovernment.Thehighcourt’sdecisionsaidthejudgeinMr.McDonnell’strailfailedtotellajurythatitmustlookonlyathis“officialacts,”ortheformergovernor’sdecisionson“specific”and“unsettled”issuesrelatedtohisduties.Merelyhelpingagift-givergainaccesstootherofficials,unlessdonewithclearintenttopressurethoseofficials,isnotcorruption,thejusticesfound.Thecourtdidsuggestthatacceptingfavorsinreturnforopeningdoorsis“distasteful”and“nasty.”Butunderanti-briberylaws,proofmustbemadeofconcretebenefits,suchasapprovalofacontractorregulation.Simplyarrangingameeting,makingaphonecall,orhostinganeventisnotan“officialact.”Thecourt’srulingislegallysoundindefiningakindoffavoritismthatisnotcriminal.Electedleadersmustbeallowedtohelpsupportersdealwithbureaucraticproblemswithoutfearofprosecutionofbribery.“Thebasiccompactunderlyingrepresentativegovernment,”wroteChiefJusticeJohnRobertsforthecourt,“assumesthatpublicofficialswillhearfromtheirconstituentsandactontheirconcerns.”Buttherulingreinforcestheneedforcitizensandtheirelectedrepresentatives,notthecourts,toensureequalityofaccesstogovernment.Officialsmustnotbeallowedtoplayfavoritesinprovidinginformationorinarrangingmeetingssimplybecauseanindividualorgroupprovidesacampaigndonationorapersonalgift.Thistypeofintegrityrequireswill-enforcedlawsingovernmenttransparency,suchasrecordsofofficialmeetings,rulesonlobbying,andinformationabouteachelectedleader’ssourceofwealth.Favoritisminofficialaccesscanfanpublicperceptionsofcorruption.Butitisnotalwayscorruption.Ratherofficialsmustavoiddoublestandards,ordifferenttypesofaccessforaveragepeopleandthewealthy.Ifconnectionscanbebought,abasicpremiseofdemocraticsociety–thatallareequalintreatmentbygovernment-isundermined.Goodgovernmentrestsonanunderstandingoftheinherentworthofeachindividual.Thecourt’srulingisastepforwardinthestruggleagainstbothcorruptionandofficialfavoritism.Theauthor’sattitudetowardthecourt’srulingis（）.A.sarcasticB.tolerantC.skepticalD.supportive

43、2019年12月31日，A公司涉及的一項(xiàng)未決訴訟預(yù)計(jì)很可能敗訴。若敗訴，A公司需承擔(dān)訴訟費(fèi)20萬元并支付賠款400萬元，但基本確定可從保險(xiǎn)公司獲得補(bǔ)償80萬元。2019年12月31日，A公司因該項(xiàng)目訴訟應(yīng)確認(rèn)的預(yù)計(jì)負(fù)債的金額為（）萬元。A.320B.340C.400D.420

44、通過《關(guān)于新中國成立以來黨的若干歷史問題的決議》的中央全會是（）。A.十一屆三中全會B.十二屆三中全會C.十二屆五中全會D.十一屆六中全會

45、下列不屬于期貨交易的主要特征的是（）。A.期貨交易以在期貨交易所內(nèi)買賣期貨合約的方式進(jìn)行B.期貨合約是由期貨交易所制定的標(biāo)準(zhǔn)化合約C.實(shí)物交割率高D.實(shí)行保證金制度

46、資料：AmericanAirlinesCEOtakesblameformaintenanceerrors,disruptedflightsFriday,April11,2008ByTERRYMAXONandDAVEMICHAELS/TheDallasMorningNewsAmericanAirlineschairmanandchiefexecutiveofficerGerardArpeysaidThursdaythatheistaking“personalresponsibility”forthebadmaintenancethathasforcedthecarriertocancelsome3,000flightsthisweekforaircraftinspections.MD-80ssatonthesidelinesatDallas/FortWorthInternationalAirportonThursday,whenAmericanAirlinescanceledmorethan930flightsasinspectionscontinued.TheFortWorth-basedcarrierhascanceled570flightsscheduledtoday.“Irunthecompany.”Mr.Arpeytoldreportersatanafternoonnewsconference.”soifthere’sanyblametobehad,itismyfault,andItakefullresponsibilityforthis.”Americancanceledmorethan930flightsThursdayasitsmechanics,qualityassuranceinspectorsandengineersworkedtoensurethatthecarrier’sfleetof300MD-80jetswouldmeetFederalAviationAdministration（FAA）regulations.TheFortWorth-basedcarriercanceled570flightsfortodayaswell,andexpectsthedisruptionstocontinueintotheweekend,althoughanairlinespokesmansaidSaturday’scancellationsshouldbefewerthantoday’s.OnTuesday,AmericangroundeditsfleetofagingMD-80s,whichhaveanaverageageofmorethan18yearsandincludesomepasttheir25thbirthday,toredochecksofthewiringharnessesintherightwheelwellofthejets-onlytwoweeksafterithadperformedthesameinspections.TheFAAhassaidinrecentdaysthatitsenforcementhasn’tchangedorbecomestricter.ButSenatorKayBaileyHutchisonsaidairlineshavetoldherthey’venoticeddifference.“Thestandardisnowbeingvery,veryrigidlyenforcedandleewayisbeingtakenaway.”Ms,Hutchisonsaid.“Ican’tsayifit’sfoodorbad.ButIknowthatit’schanged.”Today,theU.S.hasfivetoeightaviationfatalitiesper100millionpeoplewhoflyeachyear;duringthemid-1990s,itwasabout45deathsper100millionpeopleflown.TheultimateproblemthatpromptedthegroundingoftheAmericanAirlinesfleetisthat______.A.ithasnotdoneanyinspectionsbeforeB.itsairplanesarefartoooldtoflyanymoreC.ithasnotmettheFAAmaintenancestandardD.thefatalityratehasdoubledinthelast15years

47、NorthAmerican______alsohaveastrongreputationintheIndianeducationalandlabormarkets.A.majorsB.degreeC.creditsD.diplomas

48、央行兩次降息，那么，降息對下列人員最有利的是（）。A.30歲，待業(yè)青年B.小張去年畢業(yè)，是一家外企的基層員工C.老王已于2010年退休，現(xiàn)賦閑在家D.周某65歲，在銀行有10萬元存款

49、在PowerPoint2003中，要將D盤上的“時(shí)間都去哪了.MP3”文件插入到當(dāng)前幻燈片中，所選擇的命令項(xiàng)是（）。A.插入→影片和聲音→剪輯管理器中的聲音B.插入→影片和聲音→文件中的聲音C.插入→影片和聲音→剪輯管理器中的影片D.插入→影片和聲音→文件中的影片

50、對結(jié)賬日后()個(gè)工作日止仍未兌現(xiàn)的大額支票以及其他已簽發(fā)一個(gè)月以上的未兌現(xiàn)支票，應(yīng)審查其發(fā)生的原因。A.5B.10C.15D.20二、多選題

51、網(wǎng)絡(luò)主要的目標(biāo)是實(shí)現(xiàn)（）。A.通信B.交換數(shù)據(jù)C.資源共享D.連接

52、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.LuoJingyuisfromanordinaryfamily.Hesaid,“MyparentstoldmeifIwantedsomething，Ishouldmakeanefforttogetit,soIearnedpocketmoneybydoinghouseworkwhenIwaslittle.”Thedreamofrunninghisownbusinessgrewinhisheart.Hesaid,“Iwanttobeasuccessfulperson,likeAlibaba’sMaYun.”WhenLuowasajuniorstudent,hehadtheideaofsellinglanternswhenhesawmanypeopleflyingChineselanternsinasquare.Luoboughtsomelanternsfromastore,butthesaleswerenotasgoodashehadexpected.Thenhefoundanotherwaytodobusiness.HeboughtlanternsontheInternetataverylowprice.Finally,heeasilymade5,000yuanintwodays.Withahappybeginning,Luoplannedtoopenadressshop.“Myparentsdidn’tsupportmeopeningadressshop,soIhadtoborrow120,000yuanforit.”Althoughhedidmarketresearchbeforestarting,thebusinesswasn’tverygoodbecausehistasteinfashionwasn’tacceptedbycustomers.Theshopeventuallycloseddownafterhalfayear.Afterexperiencingabigloss,hedecidedtodosomethinghewasfamiliarwith---sellingpaintingtools.Asafineartsstudent,heknewthemarket.Heconvincedhisfriendstoinvestonemillionyuaninhisshop.Withagoodbusinessmindandalotofeffort,thesalesoftheshopreachedsixmillionyuaninayear.EventhoughLuoisrich,heusesacheapcellphoneanddoesnotwearluxuryclothes.Hehasasimplelifestyle.“Itisn’teasytomakemoney,somoneyshouldbeusedonsomethingworthwhile,”hesaid.Whywasn’tthedressshopsuccessful?（）A.HehadtoprepareforhisexamB.Thedressesheboughtweren’tofhighqualityC.Customersdidn’taccepthistasteinfashionD.Hedidn’thaveenoughmoneytobuybeautifuldresses

53、Nowherearetherealitiesof______climatechangemoreapparentthanatEarth'sthawingpoles.A.human-drivingB.human-driveC.human-drivenD.human-drived

54、資料：Directions:Thereis1passageinthispart.Thepassageisfollowedbysomequestionsorunfinishedstatements.Foreachofthemtherearefourchoices,Youshoulddecideonthebestchoice.Yourfaceisthefutureofsmartphonesecurity.ApplemadethatclearlastweekwhenitunveiledthepriceyiPhoneX.Appleclaimstohaveconqueredmanyofthechallengesthathavepreventedthewidespreaduseoffacialbiometrics.Butanumberofcomputer-visionresearcherssaytheyareskepticalthatasmartphone-basedsystemlikeFaceIDcanaccountforthingslikevariablelightingconditionsorsubtlechangesinaperson'sappearancetocreateasecure-yet-practicalwaytounlockaphoneadozenormoretimesaday.Apple’snewtechnologydoessoundpromising.ThecompanysaysFaceIDcreatesa“precisedepthmap”ofone’svisagebyprojectingmorethan30,000infrareddotsagainstaperson’sface,thenusingthephone’sinfraredTrueDepthcameraandhigh-powermicrochiptocollectandanalyzetheresults.Usersarealsoaskedtoturntheirheadastheyscansothephone'smachine-learningalgorithmcanmeasurethefacefromseveralanglesandcreateamoredetailed3-Dmapoftheirfeatures.Oncethemapiscreatedandstored,theiPhoneXusesinfraredlighttohelpFaceIDscanaperson’sfaceeveninthedark.Meanwhile,machine-learningalgorithmsrunningonthephonekeeptrackofchangesinaperson'sappearance—includingglasses,facialhairandhats—sothesmartphone’saccuracyimprovesovertime.Despiteadvancesinfacialrecognitioninrecentyears,itremainsunclearwhetherFaceIDwillworkinavarietyofconditionswhilealsokeepingtheiPhoneXsecure.Hackers,forexample,quicklyfoundawaytobyp