標(biāo)準(zhǔn)借款合同范本英文

標(biāo)準(zhǔn)借款合同范本英文合同編號(hào)：__________StandardLoanContractTemplateparties:PartyA:____________________(hereinafterreferredtoas"Borrower")PartyB:____________________(hereinafterreferredtoas"Lender")Basedonthemutualagreementandconsentofbothparties,thefollowingtermsandconditionsapplytotheloantransaction:Article1:LoanAmountandPurpose1.1TheBorrowershallborrowfromtheLenderthetotalprincipalamountof_______________(hereinafterreferredtoasthe"LoanAmount").1.2TheBorrowershallusetheLoanAmountforthepurposeof____________________(hereinafterreferredtoasthe"Purpose").Article2:LoanTermandRepaymentSchedule2.2TheBorrowershallmakemonthlyinstallmentsofprincipalandinterest(hereinafterreferredtoas"Installments")totheLenderuntiltheLoanAmountisfullyrepaid.Thespecificrepaymentscheduleisasfollows:Installment1:Dueonthe_______________aftertheLoanCommencementDateInstallment2:Dueonthe_______________afterInstallment1Installmentn:Dueonthe_______________afterInstallment(n1)Article3:InterestRateandCalculation3.1TheinterestrateapplicabletotheLoanAmountshallbe_______________perannum(hereinafterreferredtoasthe"InterestRate").3.2InterestshallbecalculatedonadailybasisandchargedtotheBorroweronamonthlybasis.Thetotalinterestdueshallbecalculatedasfollows:TotalInterest=(LoanAmountxInterestRatexNumberofDays)/365Article4:Collateral4.1AssecurityfortherepaymentoftheLoanAmountandinterest,theBorrowershallprovidetotheLenderthefollowingcollateral:(i)AfirstprioritylienonalloftheBorrower'saccountsreceivable;(ii)AfirstprioritylienonalloftheBorrower'sinventory;(iii)AfirstprioritylienonalloftheBorrower'sequipment;(iv)Suchothercollateralasmaybeagreeduponthepartiesinwriting.4.2TheBorrowershallexecuteanddelivertotheLenderallnecessarydocumentstoperfecttheLender'ssecurityinterestinthecollateral.Article5:DefaultandConsequences5.1IftheBorrowerfailstomakeanyInstallmentpaymentwhendue,oriftheBorrowerfailstoperformanyotherobligationunderthisAgreement,theLendermaydeclaretheentireoutstandingLoanAmount,togetherwithallaccruedandunpaidinterest,dueandpayableimmediately.5.2IntheeventofadefaulttheBorrower,theLendershallbeendtoexerciseallrightsandremediesavailabletoitunderapplicablelaw,including,withoutlimitation,therighttosellthecollateralandapplytheproceedstotheoutstandingLoanAmountandinterest.Article6:GoverningLawandDisputeResolution6.1ThisAgreementshallbegovernedandconstruedinaccordancewiththelawsofthe_______________(hereinafterreferredtoasthe"GoverningJurisdiction").6.2AnydisputesarisingoutoforinconnectionwiththisAgreementshallberesolvedarbitrationinaccordancewiththerulesofthe_______________(hereinafterreferredtoasthe"ArbitrationInstitution").Theplaceofarbitrationshallbe_______________,andthelanguageofthearbitrationshallbeEnglish.Article7:EntireAgreementThisAgreement(togetherwithanyexhibits,schedules,andannexeshereto)constitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheparties.INWITNESSWHEREOF,thepartieshaveexecutedthisAgreementasofthedatefirstabovewritten.PartyA:____________________By:____________________Name:____________________Title:____________________Date:____________________PartyB:____________________By:一、附件列表：1.借款申請(qǐng)書2.借款合同3.借款人身份證明文件4.借款人財(cái)務(wù)報(bào)表5.擔(dān)保物權(quán)屬證明文件6.貸款審批文件7.貸款發(fā)放確認(rèn)書8.還款計(jì)劃表9.其他相關(guān)文件二、違約行為及認(rèn)定：1.未能按時(shí)支付本金和利息2.未能按約定用途使用貸款3.未能提供合同約定的擔(dān)保4.借款人財(cái)務(wù)狀況惡化，影響還款能力5.借款人提供虛假信息或者隱瞞重要事實(shí)6.借款人將貸款用于非法用途三、法律名詞及解釋：1.借款人：指簽訂合同的一方，需要借款的個(gè)人或機(jī)構(gòu)。2.貸款人：指簽訂合同的一方，提供借款的個(gè)人或機(jī)構(gòu)。3.借款金額：指合同中約定的借款人需要借款的金額。4.借款期限：指合同中約定的借款人需要還款的時(shí)間。5.利息：指借款人需要支付給貸款人的費(fèi)用，通常是借款金額的一定比例。6.違約金：指借款人因違約行為需要支付給貸款人的懲罰性費(fèi)用。四、執(zhí)行中遇到的問題及解決辦法：1.問題：借款人未能按時(shí)還款解決辦法：與借款人協(xié)商，制定還款計(jì)劃，必要時(shí)采取法律手段追討欠款。2.問題：借款人未能按約定用途使用貸款解