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國(guó)內(nèi)貸款合同英文版合同編號(hào):__________ContractforDomesticLoanThisContractforDomesticLoan(the"Contract")ismadeandenteredintoonthis______dayof____________,20____,andbetween:PartyA:____________________(the"Borrower")PartyB:____________________(the"Lender")(Hereinafterreferredtoasthe"Parties")WITNESSETH:1.Recitals1.1TheBorrowerdesirestoborrowcertainsumsofmoneyfromtheLender,andtheLenderiswillingtolendthesametotheBorrower,subjecttothetermsandconditionssetforthherein.1.2ThePartiesheretowishtorecordthetermsandconditionsoftheloaninwriting.Now,therefore,inconsiderationofthemutualpromisescontainedhereinandforothergoodandvaluableconsideration,thereceiptandsufficiencyofwhicharehereacknowledged,thePartiesheretoagreeasfollows:2.LoanAmountandTerms2.1TheLenderagreestolendtotheBorrowertheaggregateprincipalamountof_____________(the"LoanAmount").2.2TheLoanAmountshallbedisbursedtheLendertotheBorrowerontheEffectiveDate(asdefinedbelow).2.4TheBorrowershallrepaytheLoanAmount,togetherwithinterestthereonandallotheramountsdueunderthisContract,inaccordancewiththerepaymentschedulesetforthinExhibitAattachedhereto(the"RepaymentSchedule").3.Interest3.1TheBorrowershallpayinterestontheoutstandingprincipalamountoftheLoanatanannualinterestrateof_____________percent(the"AnnualInterestRate").4.Repayment4.1TheBorrowershallmakemonthlyrepaymentsoftheLoanAmount,togetherwithinterestandallotheramountsdueunderthisContract,inaccordancewiththeRepaymentSchedule.4.2TheBorrowershallmakeallpaymentsunderthisContractwiretransfertotheLender'sdesignatedaccount,orsuchothermeansastheLendermayspecifyfromtimetotime.5.Security5.1TheBorrowerheregrantstotheLenderasecurityinterestinandlienonalloftheBorrower'sright,,andinterestinandtotheCollateral(asdefinedbelow)tosecurethepromptpaymentandperformanceoftheObligations(asdefinedbelow).5.2TheBorrowershallexecuteanddelivertotheLendersuchinstruments,documents,andagreements,andtakesuchotheractions,asmaybenecessaryorappropriatetocreate,perfect,andmaintainthesecurityinterestandliengrantedunderthisContract.6.DefaultandTermination6.1IftheBorrowerfailstomakeanypaymentunderthisContractwhendue,oriftheBorrowerfailstoperformanyotherobligationunderthisContract,theLendermaydeclaretheentireoutstandingbalanceoftheLoan,togetherwithallaccruedandunpaidinterestandotheramountsdueunderthisContract,immediatelydueandpayable.6.2IntheeventofadefaulttheBorrowerunderthisContract,theLendershallhaveallrightsandremediesavailabletoitunderapplicablelaw,including,withoutlimitation,therighttosell,assign,orotherwisedisposeoftheCollateraltosatisfytheoutstandingObligations.7.RepresentationsandWarranties7.1TheBorrowerrepresentsandwarrantstotheLenderthat:(a)IthasthelegalcapacitytoenterintothisContractandtoperformitsobligationshereunder;(b)Itisdulyorganized,validlyexisting,andingoodstandingunderthelawsofitsjurisdictionoforganization;(c)IthasthepowerandauthoritytograntthesecurityinterestandlienintheCollateralandtoperformitsobligationsunderthisContract;(d)TheexecutionanddeliveryofthisContractandtheperformanceofitsobligationshereunderdonotconflictwithanylaw,rule,regulation,orordertowhichitissubject,oranyagreementorinstrumenttowhichitisapartyorwhichitisbound;and8.一、附件列表:1.貸款合同2.還款計(jì)劃表(見(jiàn)ExhibitA)3.擔(dān)保物清單(見(jiàn)ExhibitB)4.貸款合同的附錄(如有)二、違約行為及認(rèn)定:1.違約行為:未能按時(shí)支付貸款本金、利息或其他費(fèi)用未能履行合同項(xiàng)下的任何其他義務(wù)貸款用途不符合合同約定提供虛假或誤導(dǎo)性信息未經(jīng)許可轉(zhuǎn)讓或出質(zhì)擔(dān)保物2.違約認(rèn)定:遲延支付:未能在約定的期限內(nèi)支付任何應(yīng)付款項(xiàng)不履行:明確違反合同約定的義務(wù)用途不符:使用貸款資金的方式與合同約定的用途不符信息不實(shí):在合同執(zhí)行過(guò)程中提供虛假或誤導(dǎo)性信息轉(zhuǎn)讓/出質(zhì)違規(guī):未經(jīng)貸款方同意轉(zhuǎn)讓或出質(zhì)擔(dān)保物三、法律名詞及解釋:1.貸款人(Lender):指提供貸款的一方2.借款人(Borrower):指接受貸款的一方3.擔(dān)保物(Collateral):指為貸款提供擔(dān)保的財(cái)產(chǎn)4.有效日期(EffectiveDate):指合同正式生效的日期5.貸款金額(LoanAmount):指合同約定的借款本金總額6.年利率(AnnualInterestRate):指合同約定的年度利息率7.違約(Default):指借款人未能履行合同約定的義務(wù)四、執(zhí)行中遇到的問(wèn)題及解決辦法:1.支付延誤:解決辦法:與貸款方溝
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