2025屆河南省濟源一中高三下學(xué)期聯(lián)考英語試題含解析

2025屆河南省濟源一中高三下學(xué)期聯(lián)考英語試題考生請注意：1．答題前請將考場、試室號、座位號、考生號、姓名寫在試卷密封線內(nèi)，不得在試卷上作任何標(biāo)記。2．第一部分選擇題每小題選出答案后，需將答案寫在試卷指定的括號內(nèi)，第二部分非選擇題答案寫在試卷題目指定的位置上。3．考生必須保證答題卡的整潔?？荚嚱Y(jié)束后，請將本試卷和答題卡一并交回。第一部分（共20小題，每小題1.5分，滿分30分）1．Uptillnow,therehasbeennoscientificevidenceabout________causedthedeathofdinosaurs.A．whatisitthat B．whatitwasthat C．itwaswhat D．whatisit2．Thelivingroomiscleanandtidy,withadiningtablealready__________foramealtobecooked.A．laid B．layingC．tolay D．beinglaid3．It'sthattimeofyearagain，whenAlipay______usjusthowmuchwe'vebeenspending，andonwhat．A．reminds B．remindedC．hasreminded D．isreminding4．_____tomanagetimewisely,andyoucanmakethemostoutofeachday.A．LearningB．TolearnC．LearnedD．Learn5．Contrarytopopularbelief,takingawalkimmediatelyaftermealsdoesn’t_______dogoodtoourhealth.A．necessarily B．specially C．directly D．constantly6．—Thenewmachineshavearrivedandarebeingtestedintheworkshop.—I’mgladwe_____themintheyearsahead.A．willbeoperatingB．havebeenoperatingC．wouldbeoperatingD．hadbeenoperating7．JustinabookabouthisadventuresinTibet．Ihopehecanfindagoodpublisherwhenitisfinished．A．waswriting B．iscurrentlywriting C．hasalreadywritten D．wrote8．—Iwasintendedtototheconcertwithyouthisweekend,butIcan’tnow.—______.A．Bad B．That’srightC．Notatall D．You’rewelcome9．Thereisapopularview________incitystrangersarelesslikelytohelpanelderlyperson.A．that B．whetherC．why D．how10．—Ikeeponmeetingwithdifficultiesintheexperiment.Icanhardlygoon.—Wheretherearedifficulties,therearewaystogetoverthem.________A．Suityourself. B．GoodforyouC．Pullyourselftogether! D．What’sthedeal?11．IwillbesurprisedifyoucangetCalvin,whoisaclose-fistedman,thesedonationdrawticketsfromyou.A．buy B．buyingC．buys D．tobuy12．________twohoursdailyhasmadeconsiderabledifferencetomyphysicalcondition.A．TowalkB．WalkingC．WalkedD．Havingwalked13．Nowadays,buyersaccustomedtopricesmovingupwardjustadoptawait-and-seeattitude.Iftheycontinueto_____,thenourcompanyisclosingdown.A．fishintheair B．sitonthefenceC．flyoffthehandle D．beataroundthebush14．Themoviecouldn’tbemoreboring.IwishI________toit.A．hadnotbeen B．havenotbeenC．didnotgo D．havenotgone15．_____bytheEnglishteacherforthehighgrade,Ifeltmyeffortfinallypaidoff.A．PraiseB．PraisedC．TopraiseD．Praising16．________iswillingtovolunteerinthe2022BeijingWinterOlympicsiswelcometojoinus.A．WhateverB．WhoeverC．WheneverD．Wherever17．______farinthecontest,wearesodisappointed.A．Notgetting B．NottogetC．Nothavinggot D．Notgot18．Joinusandyouwilldiscoveranenvironment______youcanmakethemostofyourskillsandtalents.A．that B．whereC．how D．what19．Thepresidentstoodbyawindowinsidetheroom,________Ientered,lookingoverthesquare.A．where B．intowhichC．which D．that20．Thesteamboatwasfullyfurnishedwithlifepreservers.Thepassengersmightbesaved__________accidents.A．inspiteof B．insteadofC．incaseof D．inplaceof第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21．（6分）TheannualWorldEconomicForumtookplaceinDavos,Switzerland,inJan.23-26,2018.WhatdidChineseentrepreneurs（企業(yè)家）speakintheforum?Aretheresomequotablequotesforyou?★JackMa,founderandexecutivechairmanofAlibabaGroup“Ithinkglobalizationcannotbestopped—noonecanstopglobalization,noonecanstoptrade.Iftradestops,theworldstops.Tradeisthewaytodissolve(結(jié)束)thewarnotcause

thewar,”saidMainDavos,“Google,Facebook,AmazonandAlibaba—wearetheluckiestcompaniesofthiscentury.Butwehavetheresponsibilitytohaveagoodheart,anddosomethinggood.”★RichardLiu,founderandchiefexecutiveofficerofJD“Businessisnotonlyawaytomakemoneybutalsoawaytocontributeyourself,tohelppeople,”LiusaidinaspeechinDavos.“Howcanwefacethefractured(分化的)world?That’sthetopicsoftheDavosthisyear.Ithinkaveryimportantthinginbusinessiscooperation.Ifwecanunite,worktogether,ifweworkveryclosely,Ithinkwecanbringmorehopetothepeopleandwecanbuildmoretrustbetweenthepeople,countriesandcompaniesandpartners,”hesaid.★JaneSun,CEOofCtrip“Tourismisasunriseindustry.SinceIenteredCtrip,everyyeartherearenewcomers,which,firstofall,showsthattourismisbooming.”SuntoldSinDavos.“WeinvestedheavilyinABC．AreferstoAI,Bisbigdata,andCiscloudcomputing.Aswecontinuetoexpandoverseas,thesethreewillbeverygoodweaponsforus.Sowethinkthosemeanopportunity,”shesaid.★HuXiaoming,presidentofAliyun“In2018,peoplewillseethedevelopmentinvariouscountriesmorecloselyconnectedwithcloudcomputing.Moremanufacturingenterprisesandfinancialinstitutionswillstarttouse‘cloud’,andcloudcomputingwillincreasetheefficiencyoftechnologyandfinance,”HutoldXinhuainDavos.1、WhatdoChineseentrepreneurslikeJackMaandRichardLiufocusmoreon?A．Earningmoremoney. B．Thejoinedeffortsofmankind.C．Reducingproductioncosts. D．Theroleofscienceinbusiness.2、WhatisthemainbusinessofCtrip?A．Tourism. B．ThecreationofAI.C．Computer. D．Financialserviceonline.3、WhatdoesHuthinkwillpromoteglobaleconomicdevelopment?A．Economyrecovery. B．TheWorldEconomicForum.C．Cloudcomputing. D．Financialefficiency.22．（8分）Yougetanxiousifthere’snowi-fiinthehotelormobilephonesignalupthemountain.Youfeelupsetifyourphoneisgettinglowonpower,andyousecretlyworrythingswillgowrongatworkifyou’renotthere.Allthesecanbecalled“alwayson”stresscausedbysmartphoneaddiction.Forsomepeople,smartphoneshaveliberatedthemfromthenine-to-fivework.Flexibleworkinghasgiventhemmoreautonomy（自主權(quán)）intheirworkinglivesandenabledthemtospendmoretimewiththeirfriendsandfamilies.Formanyothersthough,smartphoneshavebecometyrants（暴君）intheirpockets,neverallowingthemtoturnthemoff,relaxandrechargetheirbatteries.Pittsburgh-baseddeveloperKevinHoleshwasworriedabouthowmuchhewasignoringhisfamilyandfriendsinfavourofhisiPhone.Sohedevelopedanapp—Moment—tomonitorhisusage.Theappenablesuserstoseehowmuchtimethey’respendingonthedeviceandsetupwarningsiftheusagelimitsarebreached（突破）.“Moment’sgoalistopromotebalanceinyourlife,”hiswebsiteexplains.“Sometimeonyourphone,sometimeoffitenjoyingyourlovingfamilyandfriendsaroundyou.”Dr.ChristineGrant,anoccupational（職業(yè)的）psychologistatCoventryUniversity,said,“Theeffectsofthis‘a(chǎn)lwayson’culturearethatyourmindisneverresting,andyou’renotgivingyourbodytimetorecover,soyou’realwaysstressed.Andthemoretiredandstressedweget,themoremistakeswemake.Physicalandmentalhealthcansuffer.”Andasthenumberofconnectedsmartphonesisincreasing,soistheamountofdata.Thisisleadingtoasortofdecisionparalysis（癱瘓）andiscreatingmorestressintheworkplacebecausepeoplehavetoreceiveabroaderrangeofdataandcommunicationswhichareoftendifficulttomanage.“Itactuallymakesitmoredifficulttomakedecisionsandmanydolessbecausethey’recontrolledbyitallandfelltheycanneverescapetheoffice,”saidDr.ChristineGrant.1、What’sthefirstparagraphmainlyabout?A．Thepopularityofsmartphones. B．Theprogressofmoderntechnology.C．Thesignsof“alwayson”stress. D．Thecauseofsmartphoneaddiction.2、KevinHoleshdeveloped“Moment”to________.A．researchhowpeopleusetheirmobilephonesB．helppeoplecontroltheiruseofmobilephonesC．makepeopleloveparentsandfriendsaroundD．increasethefunofusingmobilephones3、What’sDr.ChristineGrant’sattitudetowards“alwayson”culture?A．Confused. B．Positive.C．Doubtful. D．Critical.4、Accordingtothelastparagraph,agreateramountofdatameans________.A．wewillbecomelessproductiveB．wecanmakeadecisionmorequicklyC．wewillbeequippedwithmoreknowledgeD．wecanworkmoreeffectively23．（8分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕產(chǎn)假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(擁抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown24．（8分）StephenEdwinKing,oneofthebest-sellingauthorsofalltime,hasinkednumerousnovels.Heoncereceivedthe‘NationalMedaloftheArts’fromtheUSPresidentBarackObamaandwascalled“oneofthemostpopularandproductivewritersofourtime”Hiscarrierasanovelistbeganwiththecreationof‘Carrie’.Atthattimehewasateacherandduringthesummervacationhedidpart-timeworktoearnalittlemoneytomakehisendsmeet.However,thepublicationof‘Carrie’wasamilestoneinhislifeanditalsohelpedtobetterhisstandardofliving.Hisbooksearnedhimfameandmoneyandnotbeingabletodealwiththesuddensuccessthatheturnedtoalcohol.Hisbook‘Cujo’waswrittenaroundthattimeandaccordingtohim,hedoesnotrememberhavingwrittenit.ThecharacterofJackTorranceinthenovel‘TheShining’isareflectionofKinghimself,butafterhisfamilytooktoquestioninghimabouthisdrinkinghabits,hequitandneverwentbacktoit.Hisbook‘Rage’wasaboutaschoolshooterandhisviolentdoings,whichtheauthorwroteunderthepennameRichardBachman.Yearslater,someschoolkidsdidsuchhorriblecrimeandsaidtheyhadreadthebook‘Rage’.Forthegreatergoodofthesociety,theauthorsuggestedthebooknotbeprintedanylonger.AllknowshimasanauthorbutveryfewknowthatKing,togetherwithcontemporarywritersMitchAlbom,AmyTanandcartoonistMattGroeningformstheband‘RockBottomRemainders’andtheyevenperformonceinawhile.Thoughcreatinghorrorstories,Kingoftenskips13asitpetrifieshim.Inaninterviewhesaid,“WhenI’mwriting,I’llneverstopworkifthepagenumberis13oramultipleof13;I’lljustkeepontypingtillIgettoasafenumber.”1、WhichbookhadagreateffectonKing’slife?A．CarrieB．CujoC．TheShiningD．OnWriting:AMemoiroftheCraft2、Theunderlinedword“petrifies”inthelastparagraphcanbereplacedby.A．hatesB．excitesC．frightensD．comforts3、WhatcanweknowaboutKing?A．Heisaddictedtoalcohol.B．Hehasasenseofsocialresponsibility.C．Heisalsofamousforhismusictalent.D．Hedoespart-timejobstoexperiencelife.25．（10分）Pushyparentsandteacherswho"hothouse"theunder-5sriskcausingdamagetothechildren'slong-termdevelopment,aleadingeducationexpertsaid.LilianKatz,ProfessorofEducationattheUniversityofIllinois,toldthatfour-year-oldsengagedinreadingandwritingwentontoperformworseacademicallythanthose,engagedinimaginativelearning.Theyscoredhigherintestsattheageof5,butchildrenwhosefirstyearatschoolwasstimulating(使人興奮的)outstrippedthemyearslater.Thefindingssuggestthatthegovernment'sstructuredapproachtoearly-yearslearningcouldbestoringupproblemsforchildren.Theyalsoraiseseriousquestionsabouttheplanforallchildrentobeabletoreadbytheageof6.Inmanycountriesformalteachingdoesnotstartuntilchildrenare6or7andhaveimprovedtheirsocialandmanualskills.Childrenstartlearningtoreadandwriteat6intheUnitedStates,FranceandGermany,andat7inFinlandandSweden.ProfessorKatzsaidthatinmanyschoolsthecourseswere“boringchildrentotears”.MuchacademicteachingrequiredIchildrentolearnbymemorizingpiecesofinformationoutofcontext,shesaid.Teachinginreceptionclassshouldinsteadallowchildrentodeveloptheirintellectbyexploringtheirenvironmentsandaskingquestions."Researchsuggeststhebenefitsofformalacademicinstructionforfourandfive-year-oldsseemtobepromisingwhentheyaretestedearly,butconsiderablylesssointhelongterm.Whenthesechildrenarefollowedoveraperiodofthreeormoreyears,thosewhohadearlyexperienceinmoreintellectuallyengagingcurriculaweremorelikelytodowellinschoolthantheirpeers,whohadreceivedearlyacademicinstruction."Sheadvocatesteachingchildrenthroughfirst-handexperienceandplay,inmixed-agedclasses.Thiscanincludepuppetshows,drawingorrunningapretendshopintheclassroom.1、Accordingtothepassage,thosewho"hothouse"theunder-5swouldprobably______.A．preferalotofinteractionandstimulationwhileteachingB．teachinalivelywaytomotivatekids'interestC．pushthekidstomemorizepiecesofinformationD．careaboutthekids'physicaldevelopment2、Whatdoestheunderlinedword"outstripped"inParagraph2mean?A．didbetterthanB．lookeddownuponC．caughtupwithD．performedworsethan3、Themessagetheauthorwantstodeliverthroughthepassageisthatformalteaching______.A．canstartatdifferenttimesindifferentcountriesB．shouldnotbestartedtooearlyC．isbestcarriedoutinFinlandandSwedenD．shouldincludeteachingchildrensocialandmanualskills4、WhichofthefollowingisNOTtheopinionofLilianKatz?A．Childrenshouldbetaughtthroughfirst-handexperience.B．Learninginamixed-ageclassisgoodforchildren.C．Runningashopcanhelpchildrengetgoodmarks.D．Puppetshowsanddrawingareusefulwaysinteachingchildren.第三部分語言知識運用（共兩節(jié)）第一節(jié)（每小題1.5分，滿分30分）閱讀下面短文，從短文后各題所給的A、B、C和D四個選項中，選出可以填入空白處的最佳選項．26．（30分）DoWhatYouEnjoySometimesyoumayfindthatyouarenothappyinyourlife，althougheverythingisgoingwell．Mostofthetimeyouhaveto1thiskindofunhappylife，sinceitisreallyhardtomakechangesandmoveontoanewbusiness，whichofteninvolvestaking2Myfather，however，wasaquitedifferentexample．WhenIwasabout9or10，hetoldmethatIshouldbewhateverIwantedwhenIgrewup，solongasI3it．HesaidthatifIwerenotfeeling4，Ishouldtrytochangemylifetomakeitmoredelightful，andIwouldfindreal5asaresult．FromhimIlearnedagreatlessononthe6ofdoingone'sfavorite．Myfathergotintotheinsuranceindustrywhenhewasveryyoung，andhewasvery7．Hebecameoneofthecompany'stopsalesmen，eventhoughhewasonly25yearsold．Soonhebecameoneofthefirstindependentinsurancesalesmeninourstate．8，hedecidedtoleavehissuccessful9andmoveontootherfields．Youmight10whyhedidso．Theanswerwassimple：helikedtodosomethingchallenging，somethingthat11.hisstrengthandability，especiallyinawaythatisinteresting．Myfatherjustwantedtohaveatry，andsohedid．Afterleavingtheinsurancecompany，heworkedinsocialmediaandthenindigitaltechnology，whichreally12him．Ofcoursehewasn'tsuccessfulineverythinghetried，buthetoldmefor13thathedidsomethingheliked，andthathehadthe14ofdoingwhatheenjoyed．15one'scomfortablelifeisnoteasy．I'velearnedthisfrommyfather，andIcansaynomatter16isgoodorbad，itis17doingone'sfavorite．Whenwedosomethingwelove，itwhetherthegivesusextra18tomeetourgoals，whichareassociatedwithpsychologicalwell-beingandhealth．Aslongaswehaveno19andgiveitatry，weareforcedtopushagainstourselves．Afterallweallwanttobewhereweare20ourselves．1、A．loseB．stopC．shareD．continue2、A．risksB．turnsC．stepsD．suggestions3、A．promisedB．enjoyedC．a(chǎn)dmittedD．a(chǎn)djusted4、A．luckyB．safeC．comfortableD．special5、A．concernB．pleasureC．strengthD．talent6、A．valueB．honorC．controlD．relief7、A．sensitiveB．cautiousC．optimisticD．successful8、A．BesidesB．ThereforC．HoweverD．Meanwhile9、A．scheduleB．careerC．reformD．competition10、A．wonderB．explainC．blameD．conclude11、A．limitedB．predictedC．testedD．a(chǎn)ffected12、A．confusedB．shockeC．discouragedD．a(chǎn)ttracted13、A．freeB．certainC．goodD．real14、A．satisfactionB．sympathyC．responsibilityD．security15、A．ProtectingB．SelectingC．LeavingD．Arranging16、A．functionB．resultC．signalD．a(chǎn)ttitude17、A．simpleB．normalC．popularD．worth18、A．motivationB．considerationC．occupationD．qualification19、A．rightsB．faultsC．regretsD．excuses20、A．convincingB．evaluatingC．representingD．challenging第二節(jié)（每小題1.5分，滿分15分）閱讀下面材料，在空白處填入1個適當(dāng)?shù)膯卧~或括號內(nèi)單詞的正確形式。27．（15分）Onemorning,Iwaswaitingatthebusstop,worriedabout1．(be)lateforschool.Thereweremanypeoplewaitingatthebusstop,2．someofthemlooked3．(disappoint).Whenthebusfinallycame,weallhurriedonboard.Igotaplacenexttothewindow,soIhadagoodviewofthesidewalk.Agirlonabike4．(catch)myattention.Shewasridingbesidethebusandwavingherarm.Iheardapassengerbehindmeshoutingtothedriver,butherefused5．(stop)untilwereachedthenextstop.Still,thegirlkept6．(ride).Shewascarryingsomethingoverhershoulderandshouting.Finally,whenwecametothenextstop,thegirlranuptothedoorofthebus.Iheardaconversation.Thenthedriverstoodupandasked,“7．a(chǎn)nyoneloseasuitcaseatthelaststop?”Anoldladyonthebusshouted,“Ohdear!It,8．(I).”Shepushedherwaytothedriverandtookthesuitcasethankfully.Everyoneonthebusbegantalkingabout9．thegirlhaddone,andthecrowdofstrangers10．(sudden)becamemorefriendlytoeachother.第四部分寫作（共兩節(jié)）第一節(jié)短文改錯（滿分10分）28．（10分）假定英語課上老師要求同桌之間交換修改作文，請你修改你同桌寫的以下作文。文中共有10處語言錯誤。每句中最多有兩處。每處錯誤僅涉及一個單詞的增加、刪除或修改。增加：在缺詞處加一個漏字符號（∧），并在其下面寫出該加的詞。刪除：把多余的詞用斜線（＼）劃掉。修改：在錯的詞下劃一橫線，并在該詞下面寫出修改后的詞。注意：1、每處錯誤及其修改均僅限一詞。2、只允許修改10處，多者（從第11處起）不計分。TodayImetmyfirstfriend,Gonzalo、Hehadalreadybeenhereforafewdaysbutofferedmesomehelp、Idon’tthinkIwouldmanagedeverythingsoquicklywithouthim、Heshowedmewheretoeatdeliciousandcheapmealsandhelpeduswithmysearchformymissedbike、Wealsoexploredthecampus、Ittakesus10minutestocrossitonbike、Thebuildingsandsportsfacilitieswereamazedus、Manyteenagerwerehavingsports、Wehappilyjoinedthemtoplay、IwassotiredwhenIfellintosleepdirectIwenttobed、第二節(jié)書面表達(dá)（滿分25分）29．（25分）假設(shè)你是李華,得知你的英國好友Tom通過了來華從教的申請,將于今年七月到你校教學(xué)。請根據(jù)下面的提示給他寫封電子郵件：1.表示祝賀;2.告知可能遇到的挑戰(zhàn)并給出建議。注意:1.詞數(shù)100左右；2.可以適當(dāng)增加細(xì)節(jié)以使行文連貫。DearTom,_________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Yours,LiHua

參考答案第一部分（共20小題，每小題1.5分，滿分30分）1、B2、A3、A4、D5、A6、A7、B8、A9、A10、C11、D12、B13、B14、A15、B16、B17、C18、B19、C20、C第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21、1、B2、A3、C22、1、C2、B3、D4、A23、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海綿)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研討會),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通貨膨脹率).Inthemeantime,Iwanttostressthatthemostimportantthingistostartsavingnow."ErikrecordedallthestatisticsSim