2025年度個(gè)人住房裝修貸款合同范本下載含房屋抵押條款

甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業(yè)合同封面RESUME甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業(yè)合同封面RESUMEPERSONAL

2025年度個(gè)人住房裝修貸款合同范本，含房屋抵押條款本合同共三部分組成，僅供學(xué)習(xí)使用，第一部分如下：甲方（借款人）：住址：______________________________乙方（貸款銀行）：名稱：______________________________地址：______________________________根據(jù)《中華人民共和國(guó)合同法》、《中華人民共和國(guó)商業(yè)銀行法》及國(guó)家有關(guān)法律法規(guī)的規(guī)定，甲乙雙方在平等、自愿、公平、誠(chéng)實(shí)信用的原則基礎(chǔ)上，就甲方向乙方申請(qǐng)個(gè)人住房裝修貸款事宜，達(dá)成如下協(xié)議：一、貸款金額及期限1.甲方向乙方申請(qǐng)個(gè)人住房裝修貸款人民幣（大寫(xiě)）：________________________元整（小寫(xiě)）：________________________元。2.貸款期限自放款之日起至____年____月____日止，共計(jì)____個(gè)月。二、貸款利率及還款方式1.本貸款的利率按中國(guó)人民銀行規(guī)定的同期貸款利率執(zhí)行，具體利率以乙方實(shí)際放款時(shí)為準(zhǔn)。2.甲方采用等額本息還款方式，每月還款金額為人民幣（大寫(xiě)）：________________________元整（小寫(xiě)）：________________________元。三、貸款發(fā)放及還款1.乙方在收到甲方提供的合法、有效、完整的申請(qǐng)材料后，經(jīng)審查合格，自放款之日起____個(gè)工作日內(nèi)將貸款一次性劃入甲方指定的銀行賬戶。2.甲方應(yīng)按照合同約定的還款期限，按時(shí)足額向乙方償還貸款本息。四、抵押物1.甲方自愿以其名下位于______________________________的房屋作為本貸款的抵押物。2.抵押物價(jià)值經(jīng)乙方評(píng)估，評(píng)估價(jià)值為人民幣（大寫(xiě)）：________________________元整（小寫(xiě)）：________________________元。3.甲方同意乙方在貸款期間對(duì)抵押物進(jìn)行保管、處置和抵押權(quán)實(shí)現(xiàn)。五、違約責(zé)任（1）要求甲方支付逾期利息；（2）提前收回全部貸款；（3）依法處置抵押物，優(yōu)先受償；（4）依法追究甲方其他違約責(zé)任。2.乙方如未按合同約定放款，甲方有權(quán)要求乙方支付違約金。六、爭(zhēng)議解決1.甲乙雙方在履行本合同過(guò)程中發(fā)生爭(zhēng)議，應(yīng)友好協(xié)商解決；協(xié)商不成的，任何一方均有權(quán)向合同簽訂地人民法院提起訴訟。七、其他約定1.本合同未盡事宜，甲乙雙方可另行協(xié)商解決。2.本合同一式兩份，甲乙雙方各執(zhí)一份，自雙方簽字（或蓋章）之日起生效。甲方（借款人）簽字（或蓋章）：________________________乙方（貸款銀行）簽字（或蓋章）：________________________簽訂日期：________________________本合同共三部分組成，僅供學(xué)習(xí)使用，第二部分附件如下：附件一：貸款申請(qǐng)材料清單2.房屋所有權(quán)證復(fù)印件；3.房屋裝修合同復(fù)印件；4.甲方收入證明；5.乙方要求的其他材料。附件二：抵押物清單1.抵押物名稱：______________________________2.抵押物地址：______________________________3.抵押物價(jià)值：人民幣（大寫(xiě)）：________________________元整（小寫(xiě)）：________________________元。附件三：還款計(jì)劃表月份 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