保險英語詞匯、句子、文章.doc

金融英語專業(yè)術(shù)語：再保險詞匯匯編acceptancepolicy 核保政策 Accounting period 結(jié)算期 Aggregate limit 累積限額 Aggregated loss 累積損失 antiselection 逆選擇 ART（Alternative Risk transfer） 新型風險轉(zhuǎn)移 balance 所欠款項 barrages 堰壩 captivepools 自保組合 catastropherisk 巨災(zāi)風險 ceidingcompany 分出公司 cessionlimit 分保限額 claimprone 容易出險 claimsassistance 理賠協(xié)助 cleancut 結(jié)清方式 coinsurance 共保 commencementandtermination 起訖 cover 承保 cover 責任額 depositpremium 預(yù)付保費 destroyed 毀壞 earthcaves 土壞房屋 EPA eventlimit 事件限額 exgratiapayments 通融賠款 excessloss 超額賠款 exclusion 除外責任 exposedareas 風險承受區(qū)域 facultativereinsurance 臨時分保 faultzone 斷層區(qū) finiterisk 有限制的風險 flashfloods 驟發(fā)洪水 floodingofrivers 洪水泛濫 framestructure 框架結(jié)構(gòu) fullcoverage 全額承保 fullinsurancevalue 足額保險價值 fullliability 全部責任 GeophysicsInstitute 地球物理研究所 GNPI 總凈保費收入 hailstorm 雹暴 heavydamage 嚴重破壞 hollowbrickwall 空斗磚結(jié)構(gòu) hourclause 小時條款 hurricane 颶風 individuallosses 單一損失 insurability 可保性 insuredlosses 保險損失 intensity 烈度 layering 層次 lessexposed 損失可能性小 liability 責任 lightdamage 輕度破壞 lineslips 分保條 loading 附加費 lossoccurrence 損失發(fā)生 lossoccurringbasis 損失發(fā)生基礎(chǔ) lossparticipation 分擔損失 losssettlement 損失賠付 magnitude 震級 maliciousdamage 惡意損害 moderatedamage 中度破壞 multistorybuilding 多層建建筑 MunichRe 慕尼黑再 netretainedlines 凈自留額 netretainedlosses 損失凈自賠額 noprofitcommission 無純益風險 nonproportionalreinsurance 非比例再保險 notification 告知 object 標的 obligatoryreinsurance 固定分保 originaldeductibles 原始免賠額 originalrate 原始費率 paidupcapital 已付資本 peakaccelerator 峰值加速度 peril 危險 PICCRe 中保再 placement 安排 PML 可能最大損失 policyholder 保單持有者 pool 共保組合 portfolioentry 未滿期責任的出帳 portfoliooutgo 未滿期責任的入帳 premium 保費 previouslosses 既往損失 priority 分保自留額 priority 自付責任 proportionalreinsurance 比例再保險 rainstorm 雨暴 rating 費率 reinforcedconcretebuilding 鋼筋混凝土建筑 reinstatement 恢復(fù)保額 reinsured 分出公司 reinsurer 再保險人 retention 自留額 retentionareas 滯洪區(qū) returnperiod 重現(xiàn)期 revokelicense 吊銷營業(yè)執(zhí)照 seaquake 海震 secondeventcover 第二事件承保 securitization 證券化 seismicdemage 震害 setoff 抵銷 shearwallstructure 剪力墻結(jié)構(gòu) single 險位超賠 spreadloss 分散風險 stoploss 賠付率超賠 stormsurges 風暴潮 susceptibilityofgoodstowater 易受水浸性 tarrif 費率表 TG 拐點周期 tidalwave 海嘯 topographicmap 地形圖 tornado 龍卷風 totalsuminsured 總保額 treatylimits 合約限額 tubestructure 筒體結(jié)構(gòu) underwritingpolicy 承保政策 windstorm 風暴 woolenframestructure 木結(jié)構(gòu)房屋金融英語專業(yè)術(shù)語：再保險詞匯匯編2Geophysics Institute地球物理研究所GNPI總凈保費收入hailstorm雹暴heavy damage嚴重破壞hollow brick wall空斗磚結(jié)構(gòu)hour clause小時條款hurricane颶風individual losses單一損失insurability可保性insured losses保險損失intensity烈度layering層次less exposed損失可能性小liability責任light damage輕度破壞line slips分保條loading附加費loss occurrence損失發(fā)生loss occurring basis損失發(fā)生基礎(chǔ)loss participation分擔損失loss settlement損失賠付magnitude震級malicious damage惡意損害moderate damage中度破壞multi-story building多層建建筑Munich Re慕尼黑再net retained lines凈自留額net retained losses損失凈自賠額no profit commission無純益風險non-proportional reinsurance非比例再保險notification告知object標的obligatory reinsurance固定分保original deductibles原始免賠額original rate原始費率paid-up capital金融英語專業(yè)術(shù)語：再保險詞匯匯編 3已付資本peak accelerator峰值加速度peril危險PICC Re中保再placement安排PML可能最大損失policyholder保單持有者pool共保組合portfolio entry未滿期責任的出帳portfolio outgo未滿期責任的入帳premium保費previous losses既往損失priority分保自留額priority自付責任proportional reinsurance比例再保險rainstorm雨暴rating費率reinforced concrete building鋼筋混凝土建筑reinstatement恢復(fù)保額reinsured分出公司reinsurer再保險人retention自留額retention areas滯洪區(qū)return period重現(xiàn)期revoke license吊銷營業(yè)執(zhí)照seaquake海震second event cover第二事件承保securitization證券化seismic demage震害set-off抵銷shear wall structure剪力墻結(jié)構(gòu)single險位超賠spread loss分散風險stop loss賠付率超賠storm surges風暴潮susceptibility of goods to water易受水浸性tarrif費率表美歐再保險公司今年盈利將頗為豐厚ssstnt 2009年11月02日10:42 來源：FT中文網(wǎng) 點擊79次Investors in reinsurance companies look set to benefit from a wave of share buy-backs and special dividends following an unusually quiet US hurricane season and a strong rally in financial markets.由于今年美國颶風季節(jié)異常平靜，且金融市場出現(xiàn)強勁反彈，再保險公司的投資者似乎必將受益于一波股票回購和特別股息。As the hurrricane season draws to a close this week, the lack of big storms making landfall in the US this year has pushed reinsurers catastrophe losses to historically low levels.本周，隨著颶風季節(jié)進入尾聲，美國今年尚未有大型風暴登陸，致使再保險商的災(zāi)難損失降至歷史低位。At the same time, bond markets where many insurers and reinsurers are invested have recovered strongly, leaving the industry in a better state of health than many had forecast six months ago.與此同時，眾多保險商和再保險商投資的債券市場強勁反彈，使保險業(yè)的資產(chǎn)健康狀況比6個月前許多人所預(yù)測的更為良好。As a result, analysts and executives expect some companies in the US, Bermuda and London to follow the example of Munich Re, and return capital to shareholders. “There is going to be a lot more interest in capital returns on the basis that 2009 is likely to be a very profitable year,” said Thomas Dorner, analyst at Oriel Securities in London. “There have been few large losses and investment returns have been spectacular.”因此，分析師和高管都預(yù)期，美國、百慕大和倫敦的一些公司將效仿慕尼黑再保險(Munich Re)，向股東返還資本?！?009年很可能將是盈利豐厚的一年，有鑒于此，人們對返還資本的興趣將會大增，”倫敦Oriel Securities的分析師托馬斯杜諾(Thomas Dorner)表示?！皫缀鯖]有出現(xiàn)什么重大損失，且投資回報相當可觀?！盡unich Re, the worlds biggest reinsurer, launched a 1bn ($1.5bn) share buy-back scheme at the start of October.世界最大的再保險公司慕尼黑再保險于10月初推出了總額10億歐元（合15億美元）的股票回購計劃。Last week, Aspen Insurance Holdings and PartnerRe, two US-listed Bermudan reinsurers, reported large jumps in third-quarter profits. But Chris OKane, chief executive of Aspen, said the industry faced a tough market with few growth opportunities. This is because of premium rates stagnating or declining in many areas, while the supply of insurance and reinsurance remains high.上周，兩家在美國上市的百慕大再保險公司Aspen Insurance Holdings和PartnerRe均宣布第三季度利潤出現(xiàn)大幅躍升。但Aspen首席執(zhí)行官克里斯歐凱恩(Chris OKane)稱，再保險行業(yè)面臨嚴峻的市場環(huán)境，增長機會很少。這是因為許多領(lǐng)域的保險費率停滯不前或出現(xiàn)下降，與此同時保險和再保險的供應(yīng)依然偏高?！癛eturns on equity have been in the 15-20 per cent range and that sort of money coming in across the industry cannot all be put to work, therefore you are likely to see capital returns to shareholders,” he said.“股本回報率在15%至20%之間，整個行業(yè)如此規(guī)模的資金進賬，不可能全部得到投資，因此你很可能會看到向股東返還資本的現(xiàn)象，”他表示。Hiscox, Amlin and Catlin the Lloyds of London insurers and reinsurers also reported big jumps in interim profits, back in August.今年8月，勞合社(Lloyds of London)旗下的保險和再保險公司Hiscox，Amlin以及Catlin也都宣布中期利潤大幅躍升。1.Reinsurance Treaty 再保險條約 2.Point out the concern that repeats safe, primary insurance, reinsurance please? 請指出重復(fù)保險、原保險、再保險的關(guān)系？ 3.In scale reinsurance, can divide again to become several reinsurance and excessive forehead reinsurance. 在比例再保險中，又可以分為成數(shù)再保險和溢額再保險。 4.The particular form of reinsurance can be divided for scale reinsurance and disproportional reinsurance two kinds. 再保險的具體形式可以分為比例再保險和非比例再保險兩類。 5.This is legal reinsurance, have mandatory, insurance company ought to manage according to deal with according to law. 這是法定再保險，具有強制性，保險公司應(yīng)當依法辦理。 6.Reinsurance is built on the foundation of primary insurance contract. 再保險是在原保險合同的基礎(chǔ)上建立的。 7.Article 14 As for a excess of loss reinsurance or any other non-proportional reinsurance contract, the cedant shall, according to the provisions of the reinsurance contract, calculate and determine the premium to be ceded out, and record it into the profits and losses of the current period. 第十四條對于超額賠款再保險等非比例再保險合同，再保險分出人應(yīng)當根據(jù)再保險合同的約定，計算確定分出保費，計入當期損益。 8.In reinsurance concern, the underwriter that accepts insurance Wu directly calls original underwriter, also call reinsurance to