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支持正版,從我做起,一切是在為了方便大家知識就是力量9JWKFFWVGTYMJGFINANCIALLEASINGROLEPROBLEMSSUGGESTIONSINTRODUCTIONSMALLMICROENTERPRISESINTHEPROCESSOFECONOMICDEVELOPMENTOFCHINAPLAYSAMOREANDMOREPROMINENTROLE,HOWEVER,CHINASSMALLMICROENTERPRISESGENERALLYFACEDTHEDIFFICULTYOFSHORTAGEOFFUNDSHOWTOSOLVETHEFINANCINGPROBLEMSOFSMALLMICROENTERPRISESISAHOTISSUEINCHINASECONOMICDEVELOPMENTSTUDIESHAVESHOWNTHATFINANCIALLEASINGISANEFFECTIVEWAYTOSOLVETHEFINANCINGDIFFICULTIESOFSMALLMICROENTERPRISESINCHINAPOSITIVEDEVELOPMENTOFFINANCIALLEASING,CANEFFECTIVELYRESOLVETHEFINANCINGPROBLEMSOFSMALLMICROENTERPRISES,THEREBYPROMOTINGECONOMICDEVELOPMENTFINANCIALLEASINGASANEWWAYTOTRADE,ITPUTTHETRADITIONALRENTAL,TRADEANDFINANCIALWAYALLORGANICCOMBINATIONUP,BEUNDERSTOODASAFINANCINGBANKLOANSANDCAPITALMARKETSAFTERTHETHIRDROADFINANCIALLEASINGHASTHEDUALFUNCTIONOFFINANCINGANDFINANCIALOBJECTS,HASITSUNIQUEADVANTAGESINTHESERVICEOFTHEREALECONOMY,ESPECIALLYINSERVICESTOSMALLMICROENTERPRISESIN2010JUNE,CHINESEFINANCIALAUTHORITIESISSUEDFURTHERCOMPLETESTHESMALLMICROENTERPRISEFINANCIALSERVICEWORKCERTAINOPINIONS,REQUIREMENTTOTHEDEVELOPMENTOFTHEFINANCIALLEASINGBUSINESSTHEFULLDISPLAYFINANCIALLEASINGSFUNCTION,MAYPROMOTETHESMALLMICROENTERPRISESDEVELOPMENTEFFECTIVELY1FINANCIALLEASINGISTHEIDEALFINANCINGOPTIONSFORSMESINCHINABECAUSECHINASSMALLMICROENTERPRISESFINANCINGCHANNELISNARROW,THEFINANCIALLEASINGINSERVICEFORSMALLCOMPANIESCANGIVEFULLPLAYTOTHEADVANTAGESPROVIDEDACONDITIONTHEENTERPRISEFINANCINGWAYHASSTOCKHOLDERSRIGHTSFINANCINGANDTHECREDITORSRIGHTSFINANCINGTWOTYPESSTOCKHOLDERSRIGHTSFINANCINGCANBEDIVIDEDINTOTWOFORMSPUBLICOFFERINGANDPRIVATECOLLECTTHEPUBLICTORAISEFINANCINGISIPOFINANCINGFROMTHEPRESENTSITUATIONOFTHEDEVELOPMENTOFCHINASCAPITALMARKETSEE,THROUGHTHEIPOOFTHEFINANCINGOFENTERPRISEAREONLYASMALLPART,THOUSANDSOFCOMPANIESLISTEDONTHEINSIDEANDOUTSIDEISONLYAVERYSMALLPARTOFTHETENSOFMILLIONSOFENTERPRISESDONOTNEEDTOUNDERGOARIGOROUSLISTINGOFTHEAUDITTHROUGHAPRIVATEPLACEMENTFINANCING,RELATIVELYSPEAKING,EASIERTOACHIEVEFINANCING,HOWEVER,DUETOTHEOPERATIONOFTHEPRIVATEEQUITYFUNDSTOACHIEVELEGALIZATION,EVENTHOUGHTHEPUBLICHASALOTOFPRIVATEEQUITYFUNDSEXIST,BUTREALLYBEABLETOSUPPLYTHEAMOUNTOFMONEYISRELATIVELYLIMITEDONTHECREDITORSRIGHTSFINANCING,ATPRESENTCHINASFORMOFCREDITORSRIGHTSFINANCINGISSINGLE,MAINLYBANKCREDITCHANNELBANKCONSIDERINGSECURITYPROBLEMS,OFTENTOPROVIDEMONEYFORACREDITRATINGS,THESTRENGTHOFLARGEENTERPRISES,INADDITION,DUETOTHEBANKCREDITMARKETDEGREEISRELATIVELYLOW,NOTESTABLISHEDTRULYMATUREENTERPRISECREDITRATINGSYSTEM,ESPECIALLYTHERATINGSYSTEMOFTHESMALLMICROENTERPRISES,SOTHATTHEBANKCREDITACTIVITYIMPOSSIBLECOVERAMUCHWIDERRANGEOFDEBTFINANCINGNEEDS,ONLYTOMEETARANGEOFFINANCINGDEMANDSO,SMALLANDMEDIUMSIZEDENTERPRISES,ESPECIALLYSMALLMICROENTERPRISESFINANCINGCONSTRAINTSBECOMEENTERPRISEDEVELOPMENTOFABOTTLENECKFINANCIALLEASINGWAYWASINVENTEDINTHE1950S,ASAKINDOFLONGTERMDEBTFINANCING,ISBYTHELESSERACCORDINGTOTHELESSEESNEED,INADVANCEINACCORDANCEWITHTHECONTRACT,THELESSEETODESIGNATEDBETRAYAPERSONTOBUYTHELESSEEDESIGNATEDFIXEDASSETS,INTHELESSORHASTHEFIXEDASSETSUNDERTHEPREMISEOFOWNERSHIP,TOTHELESSEEPAYSTHERENTFORCONDITIONS,WILLBEAPERIODOFTIMEFIXEDASSETSANDEARNINGSOFTHERIGHTTOTRANSFERTOTHELESSEEFINANCIALLEASEFINANCINGWAYHASSEVERALOBVIOUSFEATURESFIRST,THELESSEEMAYHAVEAFULLFINANCINGSECOND,CANSAVETHELESSEESCAPITALINVESTMENT,REDUCEBUSINESSCASHFLOWPRESSURETHIRD,THELEASEDEQUIPMENTISSELECTEDACCORDINGTOTHEIRNEEDSTODETERMINEBYTHELESSEEFOURTH,LEASEACTIVITIESINVOLVEATLEASTTHREEPARTIES,CANFORMTHEMUTUALRESTRICTFIFTH,AFTERTHEEXPIRYOFTHELEASE,THELESSEEOFTHEEQUIPMENTUSEDDISPOSEOFTHETHREEOPTIONSREMAINTOPURCHASE,RENEWORSURRENDEROFTENANCYRIGHTSATTHESAMETIME,THEFINANCIALLEASINGHASTHEFUNCTIONOFFINANCINGANDPRODUCTPROMOTIONFUNCTIONFINANCIALLEADINGSCHARACTERISTICANDTHEFUNCTIONSPEAKINGOFTHEFINANCINGCHANNELNARROWSMALLMICROENTERPRISE,ISONERELATIVELYIDEALFINANCINGSOLUTIONWAYTHEREFORE,FINANCIALLEASINGHASSUPERIORITYSERVESFORTHESMALLMICROENTERPRISES,ITEASIERTOBECOMEONEKINDOFSUBSTITUTIONCHOICEOFSMALLMICROENTERPRISESLONGTERMCREDITORSRIGHTSDEBTFINANCING2THEROLEPLAYEDBYFINANCIALLEASINGSERVICESTOSMESFINANCIALLEASINGADVANTAGEDECIDEDITHASAUNIQUEROLEINSERVICEFORSMALLMICROENTERPRISESFINANCIALLEASINGHASTHEFOLLOWINGADVANTAGESFIRST,PROVIDESPROFESSIONALSERVICESFORSMALLMICROENTERPRISESLEASINGCOMPANIESOFTENCHOOSESOMESPECIFICINDUSTRYTOCARRYOUTLEASINGBUSINESS,CANPROVIDEENTERPRISESWITHPROFESSIONALSERVICESINTHEPROCESSOFCOOPERATIONWITHTHEENTERPRISE,THELEASINGCOMPANYINADDITIONTOPROVIDINGFINANCINGSERVICEOUTSIDE,WITHTHEDEVELOPMENTOFITINDUSTRY,ENTERPRISETOTHEUNDERSTANDINGOFTHEPROFITMODEL,ANDMASTERTHEMANAGEMENTOFTHEENTERPRISE,WHICHOBJECTIVELYCANPLAYONSMALLMICROENTERPRISESGUIDANCESECOND,PROCEDUREISSIMPLE,FLEXIBLESERVICEUSUALLY,THESMALLMICROENTERPRISESHASSHORT,ANXIOUS,THEQUICKCHARACTERISTICTOTHEFUNDDEMANDCOMPAREDWITHTHEBANKCREDIT,FINANCIALLEASINGTOTHELESSEEOFASSETSANDLIABILITIESOFTHEREQUIREMENTSISNOTHIGH,DONOTNEEDTOSTRICTEXAMINATIONANDAPPROVAL,ONLYNEEDTOTHELESSEEOFTHEFUTURECASHFLOWOFANINVESTIGATIONTHESMALLMICROENTERPRISESWITHRENTSTHECOMPANYTOWORKOUTTHEDIFFERENTCONTRACT,SATISFIESTH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